Home > St. Louis Bank > Income and Expense

St. Louis Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$48,882,000954
Total interest expense$21,822,000740
Net interest income$27,060,0001,134
Provision for loan and lease losses$1,887,000572
Total noninterest income$3,355,0001,523
Gross Fiduciary activities income$0981
Service charges on deposit accounts$340,0002,057
Trading account gains and feesNANA
Additional Noninterest Income$3,015,0001,246
Total noninterest expense$24,432,0001,030
Salaries and employee benefits$12,126,0001,146
Premises and equipment expense$3,486,000759
Additional noninterest expense$3,015,0001,246
Pre-tax net operating income$4,096,0002,151
Securities gains (losses)$-631,0004,225
Applicable income taxes$567,0001,817
Income before extraordinary items$2,898,0002,375
Extraordinary gains, net$054
Net income$2,898,0002,399
Minority interest net income$088
Net income of bank and minority interests.$2,898,0002,378
Net charge-offs$131,0001,354
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$153,000382
Net operating income$3,428,0402,193
2023-09-30 (YTD Data)Rank
Total interest income$35,161,000961
Total interest expense$15,245,000737
Net interest income$19,916,0001,152
Provision for loan and lease losses$840,000737
Total noninterest income$2,082,0001,699
Gross Fiduciary activities income$0950
Service charges on deposit accounts$240,0002,126
Trading account gains and feesNANA
Additional Noninterest Income$1,842,0001,422
Total noninterest expense$16,643,0001,104
Salaries and employee benefits$9,246,0001,132
Premises and equipment expense$2,657,000752
Additional noninterest expense$1,842,0001,422
Pre-tax net operating income$4,515,0001,768
Securities gains (losses)$-8,0003,451
Applicable income taxes$896,0001,352
Income before extraordinary items$3,611,0001,838
Extraordinary gains, net$052
Net income$3,611,0001,856
Minority interest net income$081
Net income of bank and minority interests.$3,611,0001,838
Net charge-offs$-28,0004,075
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,617,4001,857
2023-06-30 (YTD Data)Rank
Total interest income$21,893,000989
Total interest expense$8,927,000737
Net interest income$12,966,0001,189
Provision for loan and lease losses$325,000978
Total noninterest income$1,538,0001,532
Gross Fiduciary activities income$0931
Service charges on deposit accounts$149,0002,193
Trading account gains and feesNANA
Additional Noninterest Income$1,389,0001,238
Total noninterest expense$11,311,0001,079
Salaries and employee benefits$6,185,0001,119
Premises and equipment expense$1,827,000716
Additional noninterest expense$1,389,0001,237
Pre-tax net operating income$2,868,0001,799
Securities gains (losses)$-8,0003,772
Applicable income taxes$559,0001,419
Income before extraordinary items$2,301,0001,882
Extraordinary gains, net$051
Net income$2,301,0001,906
Minority interest net income$081
Net income of bank and minority interests.$2,301,0001,882
Net charge-offs$-23,0004,151
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,307,4001,886
2023-03-31 (YTD Data)Rank
Total interest income$10,434,0001,021
Total interest expense$3,819,000753
Net interest income$6,615,0001,175
Provision for loan and lease losses$50,0001,677
Total noninterest income$469,0002,030
Gross Fiduciary activities income$0913
Service charges on deposit accounts$71,0002,269
Trading account gains and feesNANA
Additional Noninterest Income$398,0001,735
Total noninterest expense$5,571,0001,116
Salaries and employee benefits$3,058,0001,156
Premises and equipment expense$924,000748
Additional noninterest expense$398,0001,735
Pre-tax net operating income$1,463,0001,822
Securities gains (losses)$0950
Applicable income taxes$376,0001,213
Income before extraordinary items$1,087,0001,988
Extraordinary gains, net$04
Net income$1,087,0001,987
Minority interest net income$048
Net income of bank and minority interests.$1,087,0001,988
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,087,0002,009
2022-12-31 (YTD Data)Rank
Total interest income$28,944,0001,178
Total interest expense$3,748,000985
Net interest income$25,196,0001,190
Provision for loan and lease losses$2,165,000490
Total noninterest income$3,061,0001,610
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$313,0002,202
Trading account gains and feesNANA
Additional Noninterest Income$2,748,0001,334
Total noninterest expense$20,620,0001,161
Salaries and employee benefits$12,113,0001,137
Premises and equipment expense$2,982,000867
Additional noninterest expense$2,748,0001,334
Pre-tax net operating income$5,472,0001,937
Securities gains (losses)$0691
Applicable income taxes$1,072,0001,497
Income before extraordinary items$4,400,0001,985
Extraordinary gains, net$05
Net income$4,400,0001,985
Minority interest net income$063
Net income of bank and minority interests.$4,400,0001,984
Net charge-offs$278,000802
Cash dividends$278,0003,023
Sale, conversion, retirement of capital stock, net$378,000349
Net operating income$4,400,0002,015
2022-09-30 (YTD Data)Rank
Total interest income$19,905,0001,208
Total interest expense$1,462,0001,346
Net interest income$18,443,0001,184
Provision for loan and lease losses$1,530,000474
Total noninterest income$2,798,0001,444
Gross Fiduciary activities income$0968
Service charges on deposit accounts$232,0002,230
Trading account gains and feesNANA
Additional Noninterest Income$2,566,0001,183
Total noninterest expense$15,211,0001,177
Salaries and employee benefits$9,071,0001,138
Premises and equipment expense$2,114,000911
Additional noninterest expense$2,566,0001,183
Pre-tax net operating income$4,500,0001,821
Securities gains (losses)$0740
Applicable income taxes$886,0001,423
Income before extraordinary items$3,614,0001,846
Extraordinary gains, net$04
Net income$3,614,0001,844
Minority interest net income$057
Net income of bank and minority interests.$3,614,0001,845
Net charge-offs$96,000951
Cash dividends$278,0002,564
Sale, conversion, retirement of capital stock, net$134,000381
Net operating income$3,614,0001,881
2022-06-30 (YTD Data)Rank
Total interest income$12,333,0001,237
Total interest expense$688,0001,536
Net interest income$11,645,0001,212
Provision for loan and lease losses$1,040,000410
Total noninterest income$1,916,0001,418
Gross Fiduciary activities income$0925
Service charges on deposit accounts$154,0002,234
Trading account gains and feesNANA
Additional Noninterest Income$1,762,0001,195
Total noninterest expense$9,682,0001,207
Salaries and employee benefits$5,818,0001,160
Premises and equipment expense$1,364,000923
Additional noninterest expense$2,500,0001,340
Pre-tax net operating income$2,839,0001,792
Securities gains (losses)$0687
Applicable income taxes$545,0001,423
Income before extraordinary items$2,294,0001,817
Extraordinary gains, net$04
Net income$2,294,0001,818
Minority interest net income$060
Net income of bank and minority interests.$2,294,0001,817
Net charge-offs$153,000604
Cash dividends$278,0002,291
Sale, conversion, retirement of capital stock, net$133,000335
Net operating income$2,294,0001,860
2022-03-31 (YTD Data)Rank
Total interest income$5,772,0001,272
Total interest expense$324,0001,559
Net interest income$5,448,0001,242
Provision for loan and lease losses$580,000307
Total noninterest income$1,435,0001,101
Gross Fiduciary activities income$0892
Service charges on deposit accounts$69,0002,339
Trading account gains and feesNANA
Additional Noninterest Income$1,366,000894
Total noninterest expense$4,976,0001,177
Salaries and employee benefits$3,074,0001,117
Premises and equipment expense$686,000923
Additional noninterest expense$1,216,0001,361
Pre-tax net operating income$1,327,0001,796
Securities gains (losses)$0623
Applicable income taxes$249,0001,454
Income before extraordinary items$1,078,0001,828
Extraordinary gains, net$04
Net income$1,078,0001,827
Minority interest net income$050
Net income of bank and minority interests.$1,078,0001,828
Net charge-offs$243,000332
Cash dividends$138,0001,890
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,078,0001,852
2021-12-31 (YTD Data)Rank
Total interest income$22,328,0001,354
Total interest expense$1,907,0001,379
Net interest income$20,421,0001,340
Provision for loan and lease losses$795,000731
Total noninterest income$3,575,0001,614
Gross Fiduciary activities income$0994
Service charges on deposit accounts$283,0002,259
Trading account gains and feesNANA
Additional Noninterest Income$3,292,0001,405
Total noninterest expense$17,630,0001,288
Salaries and employee benefits$10,484,0001,255
Premises and equipment expense$2,228,0001,103
Additional noninterest expense$4,918,0001,351
Pre-tax net operating income$5,571,0001,916
Securities gains (losses)$02,062
Applicable income taxes$1,253,0001,450
Income before extraordinary items$4,318,0002,067
Extraordinary gains, net$010
Net income$4,318,0002,067
Minority interest net income$074
Net income of bank and minority interests.$4,318,0002,069
Net charge-offs$-85,0004,305
Cash dividends$550,0002,733
Sale, conversion, retirement of capital stock, net$242,000391
Net operating income$4,318,0002,043
2021-09-30 (YTD Data)Rank
Total interest income$16,443,0001,401
Total interest expense$1,543,0001,368
Net interest income$14,900,0001,393
Provision for loan and lease losses$525,000775
Total noninterest income$2,986,0001,560
Gross Fiduciary activities income$0957
Service charges on deposit accounts$202,0002,321
Trading account gains and feesNANA
Additional Noninterest Income$2,784,0001,360
Total noninterest expense$12,581,0001,338
Salaries and employee benefits$7,487,0001,308
Premises and equipment expense$1,653,0001,124
Additional noninterest expense$3,441,0001,424
Pre-tax net operating income$4,780,0001,826
Securities gains (losses)$02,015
Applicable income taxes$1,133,0001,370
Income before extraordinary items$3,647,0001,992
Extraordinary gains, net$08
Net income$3,647,0001,991
Minority interest net income$069
Net income of bank and minority interests.$3,647,0001,992
Net charge-offs$-72,0004,340
Cash dividends$412,0002,459
Sale, conversion, retirement of capital stock, net$124,000390
Net operating income$3,647,0001,967
2021-06-30 (YTD Data)Rank
Total interest income$10,735,0001,416
Total interest expense$1,075,0001,383
Net interest income$9,660,0001,415
Provision for loan and lease losses$500,000605
Total noninterest income$2,789,0001,238
Gross Fiduciary activities income$0951
Service charges on deposit accounts$135,0002,264
Trading account gains and feesNANA
Additional Noninterest Income$2,654,0001,067
Total noninterest expense$8,472,0001,321
Salaries and employee benefits$5,104,0001,284
Premises and equipment expense$1,085,0001,129
Additional noninterest expense$2,283,0001,423
Pre-tax net operating income$3,477,0001,683
Securities gains (losses)$01,818
Applicable income taxes$806,0001,316
Income before extraordinary items$2,671,0001,853
Extraordinary gains, net$06
Net income$2,671,0001,854
Minority interest net income$067
Net income of bank and minority interests.$2,671,0001,853
Net charge-offs$-109,0004,610
Cash dividends$274,0002,445
Sale, conversion, retirement of capital stock, net$124,000330
Net operating income$2,671,0001,814
2021-03-31 (YTD Data)Rank
Total interest income$5,166,0001,465
Total interest expense$562,0001,389
Net interest income$4,604,0001,461
Provision for loan and lease losses$230,000723
Total noninterest income$735,0001,819
Gross Fiduciary activities income$0922
Service charges on deposit accounts$72,0002,179
Trading account gains and feesNANA
Additional Noninterest Income$663,0001,633
Total noninterest expense$3,846,0001,413
Salaries and employee benefits$2,310,0001,377
Premises and equipment expense$547,0001,129
Additional noninterest expense$989,0001,557
Pre-tax net operating income$1,263,0002,089
Securities gains (losses)$01,392
Applicable income taxes$279,0001,562
Income before extraordinary items$984,0002,240
Extraordinary gains, net$03
Net income$984,0002,241
Minority interest net income$055
Net income of bank and minority interests.$984,0002,240
Net charge-offs$-112,0004,784
Cash dividends$137,0002,001
Sale, conversion, retirement of capital stock, net$124,000232
Net operating income$984,0002,194
2020-12-31 (YTD Data)Rank
Total interest income$22,959,0001,319
Total interest expense$4,242,0001,105
Net interest income$18,717,0001,359
Provision for loan and lease losses$1,243,0001,399
Total noninterest income$2,257,0001,997
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$310,0002,198
Trading account gains and feesNANA
Additional Noninterest Income$1,947,0001,814
Total noninterest expense$15,432,0001,378
Salaries and employee benefits$9,354,0001,325
Premises and equipment expense$1,789,0001,316
Additional noninterest expense$4,289,0001,448
Pre-tax net operating income$4,299,0001,977
Securities gains (losses)$02,675
Applicable income taxes$931,0001,483
Income before extraordinary items$3,368,0002,140
Extraordinary gains, net$04
Net income$3,368,0002,141
Minority interest net income$072
Net income of bank and minority interests.$3,368,0002,141
Net charge-offs$-215,0004,867
Cash dividends$572,0002,726
Sale, conversion, retirement of capital stock, net$4,000554
Net operating income$3,368,0002,090
2020-09-30 (YTD Data)Rank
Total interest income$14,786,0001,518
Total interest expense$3,405,0001,102
Net interest income$11,381,0001,622
Provision for loan and lease losses$1,243,0001,194
Total noninterest income$4,902,0001,035
Gross Fiduciary activities income$0981
Service charges on deposit accounts$231,0002,203
Trading account gains and feesNANA
Additional Noninterest Income$4,671,000846
Total noninterest expense$11,525,0001,365
Salaries and employee benefits$6,913,0001,332
Premises and equipment expense$1,302,0001,344
Additional noninterest expense$3,310,0001,394
Pre-tax net operating income$3,515,0001,841
Securities gains (losses)$02,494
Applicable income taxes$759,0001,387
Income before extraordinary items$2,756,0002,007
Extraordinary gains, net$04
Net income$2,756,0002,006
Minority interest net income$065
Net income of bank and minority interests.$2,756,0002,007
Net charge-offs$-118,0004,843
Cash dividends$432,0002,452
Sale, conversion, retirement of capital stock, net$3,000523
Net operating income$2,756,0001,952
2020-06-30 (YTD Data)Rank
Total interest income$9,817,0001,538
Total interest expense$2,412,0001,121
Net interest income$7,405,0001,659
Provision for loan and lease losses$1,243,000950
Total noninterest income$4,088,000848
Gross Fiduciary activities income$0970
Service charges on deposit accounts$149,0002,288
Trading account gains and feesNANA
Additional Noninterest Income$3,939,000683
Total noninterest expense$7,698,0001,358
Salaries and employee benefits$4,667,0001,307
Premises and equipment expense$783,0001,458
Additional noninterest expense$2,248,0001,363
Pre-tax net operating income$2,552,0001,668
Securities gains (losses)$02,249
Applicable income taxes$550,0001,263
Income before extraordinary items$2,002,0001,845
Extraordinary gains, net$04
Net income$2,002,0001,846
Minority interest net income$065
Net income of bank and minority interests.$2,002,0001,846
Net charge-offs$-112,0004,909
Cash dividends$293,0002,438
Sale, conversion, retirement of capital stock, net$2,000495
Net operating income$2,002,0001,806
2020-03-31 (YTD Data)Rank
Total interest income$4,916,0001,531
Total interest expense$1,280,0001,167
Net interest income$3,636,0001,654
Provision for loan and lease losses$183,0001,508
Total noninterest income$662,0001,657
Gross Fiduciary activities income$0941
Service charges on deposit accounts$76,0002,498
Trading account gains and feesNANA
Additional Noninterest Income$586,0001,375
Total noninterest expense$3,364,0001,527
Salaries and employee benefits$2,083,0001,447
Premises and equipment expense$377,0001,517
Additional noninterest expense$904,0001,646
Pre-tax net operating income$751,0002,241
Securities gains (losses)$01,705
Applicable income taxes$151,0001,632
Income before extraordinary items$600,0002,403
Extraordinary gains, net$04
Net income$600,0002,402
Minority interest net income$056
Net income of bank and minority interests.$600,0002,403
Net charge-offs$-78,0004,930
Cash dividends$162,0002,051
Sale, conversion, retirement of capital stock, net$1,000473
Net operating income$600,0002,375
2019-12-31 (YTD Data)Rank
Total interest income$18,382,0001,628
Total interest expense$5,722,0001,104
Net interest income$12,660,0001,847
Provision for loan and lease losses$830,0001,045
Total noninterest income$2,259,0001,856
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$332,0002,450
Trading account gains and feesNANA
Additional Noninterest Income$1,927,0001,575
Total noninterest expense$11,183,0001,745
Salaries and employee benefits$6,894,0001,659
Premises and equipment expense$1,278,0001,715
Additional noninterest expense$3,011,0001,917
Pre-tax net operating income$2,906,0002,509
Securities gains (losses)$-1,0004,531
Applicable income taxes$726,0001,677
Income before extraordinary items$2,179,0002,777
Extraordinary gains, net$011
Net income$2,179,0002,778
Minority interest net income$076
Net income of bank and minority interests.$2,179,0002,779
Net charge-offs$541,000976
Cash dividends$634,0002,788
Sale, conversion, retirement of capital stock, net$4,000614
Net operating income$2,179,7902,744
2019-09-30 (YTD Data)Rank
Total interest income$13,776,0001,647
Total interest expense$4,394,0001,088
Net interest income$9,382,0001,885
Provision for loan and lease losses$415,0001,325
Total noninterest income$1,579,0001,917
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$243,0002,519
Trading account gains and feesNANA
Additional Noninterest Income$1,336,0001,635
Total noninterest expense$8,139,0001,798
Salaries and employee benefits$4,869,0001,742
Premises and equipment expense$941,0001,756
Additional noninterest expense$2,329,0001,852
Pre-tax net operating income$2,407,0002,424
Securities gains (losses)$-1,0004,641
Applicable income taxes$603,0001,650
Income before extraordinary items$1,803,0002,688
Extraordinary gains, net$011
Net income$1,803,0002,689
Minority interest net income$072
Net income of bank and minority interests.$1,803,0002,689
Net charge-offs$550,000714
Cash dividends$472,0002,541
Sale, conversion, retirement of capital stock, net$3,000579
Net operating income$1,803,7902,649
2019-06-30 (YTD Data)Rank
Total interest income$9,188,0001,646
Total interest expense$2,918,0001,073
Net interest income$6,270,0001,890
Provision for loan and lease losses$190,0001,616
Total noninterest income$482,0002,860
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$155,0002,569
Trading account gains and feesNANA
Additional Noninterest Income$327,0002,725
Total noninterest expense$5,124,0001,902
Salaries and employee benefits$3,064,0001,825
Premises and equipment expense$608,0001,802
Additional noninterest expense$1,452,0002,004
Pre-tax net operating income$1,438,0002,592
Securities gains (losses)$-13,0004,984
Applicable income taxes$362,0001,701
Income before extraordinary items$1,063,0002,866
Extraordinary gains, net$011
Net income$1,063,0002,865
Minority interest net income$069
Net income of bank and minority interests.$1,063,0002,865
Net charge-offs$282,000819
Cash dividends$311,0002,550
Sale, conversion, retirement of capital stock, net$2,000565
Net operating income$1,073,2702,825
2019-03-31 (YTD Data)Rank
Total interest income$4,615,0001,641
Total interest expense$1,402,0001,085
Net interest income$3,213,0001,860
Provision for loan and lease losses$81,0001,641
Total noninterest income$208,0003,004
Gross Fiduciary activities income$0972
Service charges on deposit accounts$76,0002,606
Trading account gains and feesNANA
Additional Noninterest Income$132,0002,908
Total noninterest expense$2,486,0001,952
Salaries and employee benefits$1,507,0001,861
Premises and equipment expense$290,0001,877
Additional noninterest expense$689,0002,062
Pre-tax net operating income$854,0002,272
Securities gains (losses)$-13,0005,131
Applicable income taxes$221,0001,503
Income before extraordinary items$620,0002,567
Extraordinary gains, net$05
Net income$620,0002,566
Minority interest net income$052
Net income of bank and minority interests.$620,0002,566
Net charge-offs$167,000691
Cash dividends$151,0002,189
Sale, conversion, retirement of capital stock, net$1,000520
Net operating income$630,2702,519
2018-12-31 (YTD Data)Rank
Total interest income$16,526,0001,706
Total interest expense$4,465,0001,028
Net interest income$12,061,0001,942
Provision for loan and lease losses$310,0001,935
Total noninterest income$-296,0005,386
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$295,0002,768
Trading account gains and feesNANA
Additional Noninterest Income$-591,0005,395
Total noninterest expense$8,991,0002,064
Salaries and employee benefits$4,902,0002,130
Premises and equipment expense$1,096,0001,920
Additional noninterest expense$2,993,0001,923
Pre-tax net operating income$2,464,0002,805
Securities gains (losses)$01,125
Applicable income taxes$633,0001,784
Income before extraordinary items$1,831,0003,067
Extraordinary gains, net$06
Net income$1,831,0003,066
Minority interest net income$072
Net income of bank and minority interests.$1,831,0003,066
Net charge-offs$362,0001,183
Cash dividends$522,0002,920
Sale, conversion, retirement of capital stock, net$4,000657
Net operating income$1,831,0003,062
2018-09-30 (YTD Data)Rank
Total interest income$12,229,0001,714
Total interest expense$3,278,000974
Net interest income$8,951,0001,959
Provision for loan and lease losses$165,0002,183
Total noninterest income$145,0004,717
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$221,0002,790
Trading account gains and feesNANA
Additional Noninterest Income$-76,0005,443
Total noninterest expense$6,519,0002,115
Salaries and employee benefits$3,488,0002,209
Premises and equipment expense$800,0001,968
Additional noninterest expense$2,231,0001,931
Pre-tax net operating income$2,412,0002,445
Securities gains (losses)$01,118
Applicable income taxes$619,0001,601
Income before extraordinary items$1,793,0002,696
Extraordinary gains, net$05
Net income$1,793,0002,695
Minority interest net income$066
Net income of bank and minority interests.$1,793,0002,695
Net charge-offs$363,000886
Cash dividends$390,0002,636
Sale, conversion, retirement of capital stock, net$3,000618
Net operating income$1,793,0002,685
2018-06-30 (YTD Data)Rank
Total interest income$8,061,0001,711
Total interest expense$2,143,000933
Net interest income$5,918,0001,983
Provision for loan and lease losses$140,0001,896
Total noninterest income$148,0004,405
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$142,0002,852
Trading account gains and feesNANA
Additional Noninterest Income$6,0005,320
Total noninterest expense$4,110,0002,212
Salaries and employee benefits$2,139,0002,363
Premises and equipment expense$527,0001,997
Additional noninterest expense$1,444,0001,985
Pre-tax net operating income$1,816,0002,232
Securities gains (losses)$0961
Applicable income taxes$462,0001,478
Income before extraordinary items$1,354,0002,464
Extraordinary gains, net$06
Net income$1,354,0002,463
Minority interest net income$065
Net income of bank and minority interests.$1,354,0002,463
Net charge-offs$312,000704
Cash dividends$259,0002,612
Sale, conversion, retirement of capital stock, net$2,000608
Net operating income$1,354,0002,462
2018-03-31 (YTD Data)Rank
Total interest income$3,959,0001,725
Total interest expense$1,029,000930
Net interest income$2,930,0001,985
Provision for loan and lease losses$70,0001,800
Total noninterest income$66,0004,532
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$71,0002,863
Trading account gains and feesNANA
Additional Noninterest Income$-5,0005,561
Total noninterest expense$1,971,0002,301
Salaries and employee benefits$1,008,0002,491
Premises and equipment expense$262,0002,042
Additional noninterest expense$701,0002,036
Pre-tax net operating income$955,0002,105
Securities gains (losses)$0735
Applicable income taxes$237,0001,416
Income before extraordinary items$718,0002,339
Extraordinary gains, net$07
Net income$718,0002,338
Minority interest net income$052
Net income of bank and minority interests.$718,0002,339
Net charge-offs$32,0001,419
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$1,000569
Net operating income$718,0002,324
2017-12-31 (YTD Data)Rank
Total interest income$14,802,0001,789
Total interest expense$2,965,0001,094
Net interest income$11,837,0001,936
Provision for loan and lease losses$545,0001,373
Total noninterest income$-67,0005,639
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$256,0003,093
Trading account gains and feesNANA
Additional Noninterest Income$-323,0005,654
Total noninterest expense$8,293,0002,200
Salaries and employee benefits$4,434,0002,299
Premises and equipment expense$1,048,0002,037
Additional noninterest expense$2,811,0002,040
Pre-tax net operating income$2,932,0002,512
Securities gains (losses)$02,243
Applicable income taxes$4,092,000764
Income before extraordinary items$-1,160,0005,586
Extraordinary gains, net$09
Net income$-1,160,0005,586
Minority interest net income$076
Net income of bank and minority interests.$-1,160,0005,586
Net charge-offs$259,0001,603
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$6,000683
Net operating income$-1,160,0005,584
2017-09-30 (YTD Data)Rank
Total interest income$10,944,0001,816
Total interest expense$2,179,0001,096
Net interest income$8,765,0001,963
Provision for loan and lease losses$100,0002,645
Total noninterest income$438,0003,754
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$188,0003,144
Trading account gains and feesNANA
Additional Noninterest Income$250,0003,714
Total noninterest expense$6,062,0002,263
Salaries and employee benefits$3,448,0002,239
Premises and equipment expense$786,0002,039
Additional noninterest expense$1,828,0002,297
Pre-tax net operating income$3,041,0002,050
Securities gains (losses)$02,274
Applicable income taxes$1,120,0001,370
Income before extraordinary items$1,921,0002,473
Extraordinary gains, net$09
Net income$1,921,0002,472
Minority interest net income$071
Net income of bank and minority interests.$1,921,0002,473
Net charge-offs$-50,0005,158
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$5,000649
Net operating income$1,921,0002,452
2017-06-30 (YTD Data)Rank
Total interest income$7,176,0001,826
Total interest expense$1,456,0001,065
Net interest income$5,720,0001,988
Provision for loan and lease losses$03,871
Total noninterest income$268,0003,894
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$120,0003,211
Trading account gains and feesNANA
Additional Noninterest Income$148,0003,863
Total noninterest expense$4,059,0002,257
Salaries and employee benefits$2,358,0002,197
Premises and equipment expense$536,0002,014
Additional noninterest expense$1,165,0002,382
Pre-tax net operating income$1,929,0002,083
Securities gains (losses)$01,906
Applicable income taxes$720,0001,367
Income before extraordinary items$1,209,0002,511
Extraordinary gains, net$011
Net income$1,209,0002,510
Minority interest net income$071
Net income of bank and minority interests.$1,209,0002,511
Net charge-offs$-206,0005,591
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$4,000630
Net operating income$1,209,0002,495
2017-03-31 (YTD Data)Rank
Total interest income$3,496,0001,861
Total interest expense$716,0001,055
Net interest income$2,780,0002,021
Provision for loan and lease losses$03,537
Total noninterest income$114,0004,105
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$57,0003,310
Trading account gains and feesNANA
Additional Noninterest Income$57,0004,162
Total noninterest expense$1,982,0002,315
Salaries and employee benefits$1,167,0002,253
Premises and equipment expense$283,0001,959
Additional noninterest expense$532,0002,544
Pre-tax net operating income$912,0002,083
Securities gains (losses)$01,153
Applicable income taxes$340,0001,388
Income before extraordinary items$572,0002,540
Extraordinary gains, net$08
Net income$572,0002,539
Minority interest net income$055
Net income of bank and minority interests.$572,0002,540
Net charge-offs$-191,0005,717
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$2,000601
Net operating income$572,0002,519
2016-12-31 (YTD Data)Rank
Total interest income$13,452,0001,882
Total interest expense$2,421,0001,188
Net interest income$11,031,0002,007
Provision for loan and lease losses$04,332
Total noninterest income$124,0005,376
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$201,0003,569
Trading account gains and fees$0170
Additional Noninterest Income$-77,0005,869
Total noninterest expense$7,893,0002,314
Salaries and employee benefits$4,590,0002,241
Premises and equipment expense$1,101,0001,994
Additional noninterest expense$2,202,0002,572
Pre-tax net operating income$3,262,0002,257
Securities gains (losses)$175,000951
Applicable income taxes$1,316,0001,382
Income before extraordinary items$2,121,0002,692
Extraordinary gains, net$05
Net income$2,121,0002,690
Minority interest net income$082
Net income of bank and minority interests.$2,121,0002,691
Net charge-offs$-182,0005,645
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$9,000711
Net operating income$2,009,0002,735
2016-09-30 (YTD Data)Rank
Total interest income$10,071,0001,886
Total interest expense$1,759,0001,234
Net interest income$8,312,0002,000
Provision for loan and lease losses$04,186
Total noninterest income$94,0005,429
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$151,0003,583
Trading account gains and fees$0169
Additional Noninterest Income$-57,0005,944
Total noninterest expense$6,053,0002,269
Salaries and employee benefits$3,487,0002,208
Premises and equipment expense$810,0002,029
Additional noninterest expense$1,756,0002,436
Pre-tax net operating income$2,353,0002,353
Securities gains (losses)$175,000880
Applicable income taxes$971,0001,437
Income before extraordinary items$1,557,0002,765
Extraordinary gains, net$05
Net income$1,557,0002,765
Minority interest net income$071
Net income of bank and minority interests.$1,557,0002,765
Net charge-offs$-139,0005,655
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$7,000665
Net operating income$1,445,0002,828
2016-06-30 (YTD Data)Rank
Total interest income$6,652,0001,898
Total interest expense$1,108,0001,283
Net interest income$5,544,0002,011
Provision for loan and lease losses$04,017
Total noninterest income$-47,0006,033
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$98,0003,626
Trading account gains and fees$0157
Additional Noninterest Income$-145,0006,037
Total noninterest expense$3,852,0002,378
Salaries and employee benefits$2,290,0002,245
Premises and equipment expense$533,0002,049
Additional noninterest expense$1,029,0002,717
Pre-tax net operating income$1,645,0002,242
Securities gains (losses)$15,0002,089
Applicable income taxes$638,0001,441
Income before extraordinary items$1,022,0002,757
Extraordinary gains, net$016
Net income$1,022,0002,755
Minority interest net income$071
Net income of bank and minority interests.$1,022,0002,756
Net charge-offs$-46,0005,480
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$6,000636
Net operating income$1,012,4002,707
2016-03-31 (YTD Data)Rank
Total interest income$3,324,0001,899
Total interest expense$557,0001,277
Net interest income$2,767,0002,016
Provision for loan and lease losses$03,656
Total noninterest income$53,0005,080
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$50,0003,593
Trading account gains and fees$0142
Additional Noninterest Income$3,0005,856
Total noninterest expense$1,985,0002,317
Salaries and employee benefits$1,164,0002,226
Premises and equipment expense$264,0002,075
Additional noninterest expense$557,0002,545
Pre-tax net operating income$835,0002,199
Securities gains (losses)$02,077
Applicable income taxes$320,0001,413
Income before extraordinary items$515,0002,701
Extraordinary gains, net$012
Net income$515,0002,701
Minority interest net income$062
Net income of bank and minority interests.$515,0002,701
Net charge-offs$-10,0005,188
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$4,000584
Net operating income$515,0002,654
2015-12-31 (YTD Data)Rank
Total interest income$12,748,0001,930
Total interest expense$2,070,0001,346
Net interest income$10,678,0002,020
Provision for loan and lease losses$500,0001,348
Total noninterest income$58,0005,910
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$204,0003,676
Trading account gains and fees$0159
Additional Noninterest Income$-146,0006,130
Total noninterest expense$8,303,0002,223
Salaries and employee benefits$4,637,0002,188
Premises and equipment expense$1,060,0002,083
Additional noninterest expense$2,606,0002,253
Pre-tax net operating income$1,933,0003,075
Securities gains (losses)$03,216
Applicable income taxes$754,0001,864
Income before extraordinary items$1,179,0003,660
Extraordinary gains, net$023
Net income$1,179,0003,659
Minority interest net income$081
Net income of bank and minority interests.$1,179,0003,661
Net charge-offs$1,648,000452
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$12,000723
Net operating income$1,179,0003,611
2015-09-30 (YTD Data)Rank
Total interest income$9,495,0001,961
Total interest expense$1,560,0001,348
Net interest income$7,935,0002,046
Provision for loan and lease losses$500,0001,034
Total noninterest income$-23,0006,216
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$149,0003,758
Trading account gains and fees$0153
Additional Noninterest Income$-172,0006,228
Total noninterest expense$6,017,0002,287
Salaries and employee benefits$3,369,0002,259
Premises and equipment expense$803,0002,100
Additional noninterest expense$1,845,0002,372
Pre-tax net operating income$1,395,0003,208
Securities gains (losses)$03,031
Applicable income taxes$546,0001,939
Income before extraordinary items$849,0003,783
Extraordinary gains, net$021
Net income$849,0003,782
Minority interest net income$078
Net income of bank and minority interests.$849,0003,783
Net charge-offs$1,214,000421
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$9,000696
Net operating income$849,0003,732
2015-06-30 (YTD Data)Rank
Total interest income$6,276,0001,967
Total interest expense$1,039,0001,356
Net interest income$5,237,0002,054
Provision for loan and lease losses$04,069
Total noninterest income$82,0005,465
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$101,0003,710
Trading account gains and fees$0157
Additional Noninterest Income$-19,0006,249
Total noninterest expense$4,104,0002,250
Salaries and employee benefits$2,235,0002,281
Premises and equipment expense$546,0002,079
Additional noninterest expense$1,323,0002,222
Pre-tax net operating income$1,215,0002,713
Securities gains (losses)$02,636
Applicable income taxes$472,0001,685
Income before extraordinary items$743,0003,302
Extraordinary gains, net$022
Net income$743,0003,302
Minority interest net income$075
Net income of bank and minority interests.$743,0003,303
Net charge-offs$324,000859
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$6,000677
Net operating income$743,0003,233
2015-03-31 (YTD Data)Rank
Total interest income$3,118,0001,972
Total interest expense$521,0001,346
Net interest income$2,597,0002,059
Provision for loan and lease losses$03,703
Total noninterest income$78,0004,821
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$51,0003,672
Trading account gains and fees$0152
Additional Noninterest Income$27,0005,145
Total noninterest expense$2,073,0002,247
Salaries and employee benefits$1,100,0002,319
Premises and equipment expense$275,0002,094
Additional noninterest expense$698,0002,113
Pre-tax net operating income$602,0002,678
Securities gains (losses)$02,027
Applicable income taxes$233,0001,663
Income before extraordinary items$369,0003,275
Extraordinary gains, net$013
Net income$369,0003,278
Minority interest net income$064
Net income of bank and minority interests.$369,0003,278
Net charge-offs$182,000781
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$3,000636
Net operating income$369,0003,194
2014-12-31 (YTD Data)Rank
Total interest income$12,627,0001,957
Total interest expense$2,067,0001,426
Net interest income$10,560,0002,024
Provision for loan and lease losses$700,0001,131
Total noninterest income$-1,648,0006,500
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$206,0003,869
Trading account gains and fees$0180
Additional Noninterest Income$-1,854,0006,501
Total noninterest expense$8,804,0002,145
Salaries and employee benefits$4,343,0002,318
Premises and equipment expense$1,138,0002,012
Additional noninterest expense$3,323,0001,853
Pre-tax net operating income$-592,0006,304
Securities gains (losses)$59,0001,621
Applicable income taxes$-3,059,0006,467
Income before extraordinary items$2,526,0002,289
Extraordinary gains, net$017
Net income$2,526,0002,289
Minority interest net income$084
Net income of bank and minority interests.$2,526,0002,289
Net charge-offs$2,230,000458
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$13,000769
Net operating income$2,488,2402,270
2014-09-30 (YTD Data)Rank
Total interest income$9,472,0001,965
Total interest expense$1,533,0001,460
Net interest income$7,939,0002,025
Provision for loan and lease losses$700,000887
Total noninterest income$-1,534,0006,578
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$153,0003,926
Trading account gains and fees$0174
Additional Noninterest Income$-1,687,0006,580
Total noninterest expense$6,632,0002,140
Salaries and employee benefits$3,212,0002,353
Premises and equipment expense$867,0002,001
Additional noninterest expense$2,553,0001,802
Pre-tax net operating income$-927,0006,464
Securities gains (losses)$02,980
Applicable income taxes$-3,212,0006,567
Income before extraordinary items$2,285,0001,995
Extraordinary gains, net$015
Net income$2,285,0001,994
Minority interest net income$081
Net income of bank and minority interests.$2,285,0001,993
Net charge-offs$1,943,000398
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$9,000739
Net operating income$2,285,0001,950
2014-06-30 (YTD Data)Rank
Total interest income$6,399,0001,946
Total interest expense$1,020,0001,463
Net interest income$5,379,0002,000
Provision for loan and lease losses$04,196
Total noninterest income$211,0004,581
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$102,0003,907
Trading account gains and fees$0172
Additional Noninterest Income$109,0004,462
Total noninterest expense$4,476,0002,108
Salaries and employee benefits$2,130,0002,363
Premises and equipment expense$580,0002,010
Additional noninterest expense$1,766,0001,741
Pre-tax net operating income$1,114,0002,777
Securities gains (losses)$02,580
Applicable income taxes$-2,453,0006,635
Income before extraordinary items$3,567,000906
Extraordinary gains, net$020
Net income$3,567,000906
Minority interest net income$080
Net income of bank and minority interests.$3,567,000906
Net charge-offs$499,000877
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$6,000712
Net operating income$3,567,000886
2014-03-31 (YTD Data)Rank
Total interest income$3,210,0001,934
Total interest expense$509,0001,488
Net interest income$2,701,0001,988
Provision for loan and lease losses$03,817
Total noninterest income$99,0004,644
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$53,0003,826
Trading account gains and fees$0147
Additional Noninterest Income$46,0004,660
Total noninterest expense$2,224,0002,136
Salaries and employee benefits$1,056,0002,388
Premises and equipment expense$284,0002,094
Additional noninterest expense$884,0001,727
Pre-tax net operating income$576,0002,649
Securities gains (losses)$01,715
Applicable income taxes$221,0001,622
Income before extraordinary items$355,0003,223
Extraordinary gains, net$016
Net income$355,0003,226
Minority interest net income$066
Net income of bank and minority interests.$355,0003,226
Net charge-offs$98,0001,384
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$3,000674
Net operating income$355,0003,191
2013-12-31 (YTD Data)Rank
Total interest income$12,914,0001,924
Total interest expense$2,239,0001,522
Net interest income$10,675,0001,981
Provision for loan and lease losses$450,0001,964
Total noninterest income$-810,0006,789
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$198,0004,115
Trading account gains and fees$0184
Additional Noninterest Income$-1,008,0006,781
Total noninterest expense$8,383,0002,254
Salaries and employee benefits$4,002,0002,479
Premises and equipment expense$1,057,0002,142
Additional noninterest expense$3,324,0001,905
Pre-tax net operating income$1,032,0004,030
Securities gains (losses)$03,182
Applicable income taxes$403,0002,356
Income before extraordinary items$629,0004,596
Extraordinary gains, net$029
Net income$629,0004,600
Minority interest net income$090
Net income of bank and minority interests.$629,0004,600
Net charge-offs$1,776,000824
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$13,000824
Net operating income$629,0004,539
2013-09-30 (YTD Data)Rank
Total interest income$9,671,0001,941
Total interest expense$1,716,0001,534
Net interest income$7,955,0001,992
Provision for loan and lease losses$200,0002,567
Total noninterest income$-437,0006,853
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$149,0004,144
Trading account gains and fees$0180
Additional Noninterest Income$-586,0006,850
Total noninterest expense$6,432,0002,205
Salaries and employee benefits$2,977,0002,501
Premises and equipment expense$788,0002,179
Additional noninterest expense$2,667,0001,780
Pre-tax net operating income$886,0003,887
Securities gains (losses)$03,040
Applicable income taxes$343,0002,300
Income before extraordinary items$543,0004,471
Extraordinary gains, net$025
Net income$543,0004,474
Minority interest net income$084
Net income of bank and minority interests.$543,0004,475
Net charge-offs$628,0001,381
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$10,000772
Net operating income$543,0004,394
2013-06-30 (YTD Data)Rank
Total interest income$6,418,0001,942
Total interest expense$1,165,0001,535
Net interest income$5,253,0002,002
Provision for loan and lease losses$200,0002,092
Total noninterest income$-316,0006,901
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$101,0004,087
Trading account gains and fees$0157
Additional Noninterest Income$-417,0006,895
Total noninterest expense$4,134,0002,293
Salaries and employee benefits$1,974,0002,522
Premises and equipment expense$527,0002,173
Additional noninterest expense$1,633,0001,918
Pre-tax net operating income$603,0003,816
Securities gains (losses)$02,791
Applicable income taxes$234,0002,286
Income before extraordinary items$369,0004,458
Extraordinary gains, net$022
Net income$369,0004,460
Minority interest net income$082
Net income of bank and minority interests.$369,0004,461
Net charge-offs$234,0001,938
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$7,000740
Net operating income$369,0004,353
2013-03-31 (YTD Data)Rank
Total interest income$3,174,0001,979
Total interest expense$611,0001,513
Net interest income$2,563,0002,046
Provision for loan and lease losses$100,0002,044
Total noninterest income$-159,0006,976
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$52,0004,025
Trading account gains and fees$0148
Additional Noninterest Income$-211,0006,970
Total noninterest expense$2,062,0002,308
Salaries and employee benefits$1,007,0002,501
Premises and equipment expense$263,0002,216
Additional noninterest expense$792,0001,977
Pre-tax net operating income$242,0004,180
Securities gains (losses)$01,966
Applicable income taxes$94,0002,461
Income before extraordinary items$148,0004,749
Extraordinary gains, net$010
Net income$148,0004,750
Minority interest net income$076
Net income of bank and minority interests.$148,0004,751
Net charge-offs$45,0002,488
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$3,000708
Net operating income$148,0004,648
2012-12-31 (YTD Data)Rank
Total interest income$13,833,0001,911
Total interest expense$3,025,0001,468
Net interest income$10,808,0002,013
Provision for loan and lease losses$2,373,000932
Total noninterest income$-2,206,0007,052
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$250,0003,847
Trading account gains and fees$0166
Additional Noninterest Income$-2,456,0007,048
Total noninterest expense$8,057,0002,337
Salaries and employee benefits$3,840,0002,552
Premises and equipment expense$1,038,0002,211
Additional noninterest expense$3,179,0002,042
Pre-tax net operating income$-1,828,0006,789
Securities gains (losses)$589,000821
Applicable income taxes$-456,0006,887
Income before extraordinary items$-783,0006,667
Extraordinary gains, net$029
Net income$-783,0006,661
Minority interest net income$093
Net income of bank and minority interests.$-783,0006,663
Net charge-offs$3,812,000714
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$18,000846
Net operating income$-1,159,9606,709
2012-09-30 (YTD Data)Rank
Total interest income$10,549,0001,899
Total interest expense$2,323,0001,506
Net interest income$8,226,0002,020
Provision for loan and lease losses$1,140,0001,297
Total noninterest income$-227,0007,063
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$195,0003,811
Trading account gains and fees$0157
Additional Noninterest Income$-422,0007,060
Total noninterest expense$5,846,0002,429
Salaries and employee benefits$2,887,0002,558
Premises and equipment expense$788,0002,210
Additional noninterest expense$2,171,0002,233
Pre-tax net operating income$1,013,0003,610
Securities gains (losses)$425,000855
Applicable income taxes$533,0001,877
Income before extraordinary items$905,0003,625
Extraordinary gains, net$020
Net income$905,0003,625
Minority interest net income$086
Net income of bank and minority interests.$905,0003,627
Net charge-offs$1,483,0001,122
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$16,000794
Net operating income$633,0004,100
2012-06-30 (YTD Data)Rank
Total interest income$7,140,0001,879
Total interest expense$1,591,0001,519
Net interest income$5,549,0001,991
Provision for loan and lease losses$600,0001,572
Total noninterest income$-330,0007,174
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$133,0003,753
Trading account gains and fees$0153
Additional Noninterest Income$-463,0007,162
Total noninterest expense$3,857,0002,450
Salaries and employee benefits$1,950,0002,512
Premises and equipment expense$530,0002,179
Additional noninterest expense$1,377,0002,356
Pre-tax net operating income$762,0003,376
Securities gains (losses)$425,000655
Applicable income taxes$445,0001,610
Income before extraordinary items$742,0003,209
Extraordinary gains, net$019
Net income$742,0003,207
Minority interest net income$084
Net income of bank and minority interests.$742,0003,209
Net charge-offs$1,438,000881
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$11,000759
Net operating income$470,0003,895
2012-03-31 (YTD Data)Rank
Total interest income$3,656,0001,857
Total interest expense$831,0001,523
Net interest income$2,825,0001,961
Provision for loan and lease losses$300,0001,500
Total noninterest income$-189,0007,242
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$68,0003,711
Trading account gains and fees$0148
Additional Noninterest Income$-257,0007,234
Total noninterest expense$1,912,0002,463
Salaries and employee benefits$984,0002,513
Premises and equipment expense$270,0002,141
Additional noninterest expense$658,0002,433
Pre-tax net operating income$424,0003,206
Securities gains (losses)$373,000365
Applicable income taxes$302,0001,292
Income before extraordinary items$495,0002,631
Extraordinary gains, net$019
Net income$495,0002,633
Minority interest net income$078
Net income of bank and minority interests.$495,0002,634
Net charge-offs$672,000902
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$6,000688
Net operating income$256,2803,773
2011-12-31 (YTD Data)Rank
Total interest income$17,201,0001,653
Total interest expense$5,414,0001,110
Net interest income$11,787,0001,876
Provision for loan and lease losses$6,692,000627
Total noninterest income$-532,0007,197
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$315,0003,504
Trading account gains and fees$0146
Additional Noninterest Income$-847,0007,173
Total noninterest expense$9,193,0002,080
Salaries and employee benefits$3,955,0002,429
Premises and equipment expense$1,063,0002,285
Additional noninterest expense$4,175,0001,644
Pre-tax net operating income$-4,630,0007,036
Securities gains (losses)$1,150,000386
Applicable income taxes$-1,293,0007,198
Income before extraordinary items$-2,187,0006,866
Extraordinary gains, net$029
Net income$-2,187,0006,866
Minority interest net income$096
Net income of bank and minority interests.$-2,187,0006,866
Net charge-offs$10,588,000432
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$273,000488
Net operating income$-2,923,0006,929
2011-09-30 (YTD Data)Rank
Total interest income$13,430,0001,606
Total interest expense$4,419,0001,066
Net interest income$9,011,0001,847
Provision for loan and lease losses$6,492,000492
Total noninterest income$-224,0007,241
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$243,0003,453
Trading account gains and fees$0145
Additional Noninterest Income$-467,0007,229
Total noninterest expense$7,237,0001,983
Salaries and employee benefits$2,939,0002,446
Premises and equipment expense$793,0002,328
Additional noninterest expense$3,505,0001,472
Pre-tax net operating income$-4,942,0007,228
Securities gains (losses)$1,150,000305
Applicable income taxes$-1,489,0007,341
Income before extraordinary items$-2,303,0007,093
Extraordinary gains, net$021
Net income$-2,303,0007,094
Minority interest net income$087
Net income of bank and minority interests.$-2,303,0007,094
Net charge-offs$9,556,000363
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$206,000444
Net operating income$-3,039,0007,140
2011-06-30 (YTD Data)Rank
Total interest income$8,847,0001,636
Total interest expense$3,121,0001,054
Net interest income$5,726,0001,928
Provision for loan and lease losses$1,865,000963
Total noninterest income$57,0006,449
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$166,0003,400
Trading account gains and fees$0153
Additional Noninterest Income$-109,0007,214
Total noninterest expense$4,478,0002,158
Salaries and employee benefits$1,977,0002,444
Premises and equipment expense$519,0002,375
Additional noninterest expense$1,982,0001,728
Pre-tax net operating income$-560,0006,817
Securities gains (losses)$662,000284
Applicable income taxes$42,0003,465
Income before extraordinary items$60,0005,949
Extraordinary gains, net$015
Net income$60,0005,948
Minority interest net income$089
Net income of bank and minority interests.$60,0005,949
Net charge-offs$4,249,000532
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$140,000361
Net operating income$-363,6806,739
2011-03-31 (YTD Data)Rank
Total interest income$4,631,0001,584
Total interest expense$1,653,0001,038
Net interest income$2,978,0001,857
Provision for loan and lease losses$1,215,000743
Total noninterest income$55,0005,823
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$83,0003,354
Trading account gains and fees$0158
Additional Noninterest Income$-28,0007,250
Total noninterest expense$2,293,0002,108
Salaries and employee benefits$996,0002,442
Premises and equipment expense$269,0002,331
Additional noninterest expense$1,028,0001,674
Pre-tax net operating income$-475,0007,067
Securities gains (losses)$319,000239
Applicable income taxes$-57,0007,211
Income before extraordinary items$-99,0006,719
Extraordinary gains, net$09
Net income$-99,0006,719
Minority interest net income$086
Net income of bank and minority interests.$-99,0006,719
Net charge-offs$2,169,000514
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$74,000301
Net operating income$-303,1606,973
2010-12-31 (YTD Data)Rank
Total interest income$21,866,0001,397
Total interest expense$8,260,0001,011
Net interest income$13,606,0001,632
Provision for loan and lease losses$10,220,000649
Total noninterest income$-1,041,0007,546
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$420,0002,985
Trading account gains and fees$0175
Additional Noninterest Income$-1,461,0007,537
Total noninterest expense$9,753,0001,991
Salaries and employee benefits$4,170,0002,310
Premises and equipment expense$1,152,0002,194
Additional noninterest expense$4,431,0001,621
Pre-tax net operating income$-7,408,0007,251
Securities gains (losses)$1,881,000281
Applicable income taxes$-2,056,0007,458
Income before extraordinary items$-3,471,0007,051
Extraordinary gains, net$029
Net income$-3,471,0007,052
Minority interest net income$0111
Net income of bank and minority interests.$-3,471,0007,052
Net charge-offs$9,514,000629
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$366,000513
Net operating income$-4,674,8407,132
2010-09-30 (YTD Data)Rank
Total interest income$17,024,0001,376
Total interest expense$6,377,0001,017
Net interest income$10,647,0001,592
Provision for loan and lease losses$9,940,000497
Total noninterest income$-489,0007,640
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$326,0002,984
Trading account gains and fees$0165
Additional Noninterest Income$-815,0007,632
Total noninterest expense$7,346,0001,978
Salaries and employee benefits$3,121,0002,330
Premises and equipment expense$879,0002,182
Additional noninterest expense$3,346,0001,590
Pre-tax net operating income$-7,128,0007,468
Securities gains (losses)$1,430,000307
Applicable income taxes$-2,117,0007,610
Income before extraordinary items$-3,581,0007,331
Extraordinary gains, net$023
Net income$-3,581,0007,331
Minority interest net income$0110
Net income of bank and minority interests.$-3,581,0007,331
Net charge-offs$9,035,000494
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$276,000453
Net operating income$-4,496,2007,373
2010-06-30 (YTD Data)Rank
Total interest income$11,776,0001,341
Total interest expense$4,377,0001,026
Net interest income$7,399,0001,531
Provision for loan and lease losses$5,910,000559
Total noninterest income$-602,0007,759
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$227,0002,903
Trading account gains and fees$0152
Additional Noninterest Income$-829,0007,751
Total noninterest expense$5,056,0001,944
Salaries and employee benefits$2,109,0002,307
Premises and equipment expense$587,0002,195
Additional noninterest expense$2,360,0001,505
Pre-tax net operating income$-4,169,0007,506
Securities gains (losses)$1,378,000188
Applicable income taxes$-1,018,0007,616
Income before extraordinary items$-1,773,0007,300
Extraordinary gains, net$019
Net income$-1,773,0007,299
Minority interest net income$0105
Net income of bank and minority interests.$-1,773,0007,300
Net charge-offs$5,087,000568
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$185,000383
Net operating income$-2,654,9207,405
2010-03-31 (YTD Data)Rank
Total interest income$6,150,0001,311
Total interest expense$2,219,0001,057
Net interest income$3,931,0001,457
Provision for loan and lease losses$550,0001,725
Total noninterest income$-10,0007,711
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$112,0002,929
Trading account gains and fees$0175
Additional Noninterest Income$-122,0007,759
Total noninterest expense$2,590,0001,914
Salaries and employee benefits$1,113,0002,219
Premises and equipment expense$285,0002,309
Additional noninterest expense$1,192,0001,486
Pre-tax net operating income$781,0001,654
Securities gains (losses)$950,000134
Applicable income taxes$655,000555
Income before extraordinary items$1,076,0001,016
Extraordinary gains, net$016
Net income$1,076,0001,018
Minority interest net income$091
Net income of bank and minority interests.$1,076,0001,019
Net charge-offs$516,0001,559
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$95,000321
Net operating income$468,0002,169
2009-12-31 (YTD Data)Rank
Total interest income$25,588,0001,338
Total interest expense$10,915,0001,084
Net interest income$14,673,0001,536
Provision for loan and lease losses$20,320,000489
Total noninterest income$450,0004,921
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$500,0002,884
Trading account gains and fees$0211
Additional Noninterest Income$-50,0007,535
Total noninterest expense$9,511,0002,109
Salaries and employee benefits$4,580,0002,143
Premises and equipment expense$1,224,0002,179
Additional noninterest expense$3,707,0001,972
Pre-tax net operating income$-14,708,0007,622
Securities gains (losses)$262,0001,349
Applicable income taxes$-2,506,0007,578
Income before extraordinary items$-11,940,0007,610
Extraordinary gains, net$034
Net income$-11,940,0007,609
Minority interest net income$0115
Net income of bank and minority interests.$-11,940,0007,609
Net charge-offs$18,575,000433
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$369,000590
Net operating income$-12,157,4607,620
2009-09-30 (YTD Data)Rank
Total interest income$19,583,0001,340
Total interest expense$8,705,0001,075
Net interest income$10,878,0001,548
Provision for loan and lease losses$3,898,0001,252
Total noninterest income$718,0003,489
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$394,0002,796
Trading account gains and fees$0212
Additional Noninterest Income$324,0003,495
Total noninterest expense$7,351,0002,051
Salaries and employee benefits$3,571,0002,074
Premises and equipment expense$928,0002,177
Additional noninterest expense$2,852,0001,866
Pre-tax net operating income$347,0004,364
Securities gains (losses)$262,0001,106
Applicable income taxes$254,0002,084
Income before extraordinary items$355,0004,209
Extraordinary gains, net$027
Net income$355,0004,204
Minority interest net income$0118
Net income of bank and minority interests.$355,0004,207
Net charge-offs$4,271,000932
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$277,000522
Net operating income$187,3204,854
2009-06-30 (YTD Data)Rank
Total interest income$13,131,0001,356
Total interest expense$6,231,0001,067
Net interest income$6,900,0001,636
Provision for loan and lease losses$1,398,0001,710
Total noninterest income$590,0003,075
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$260,0002,774
Trading account gains and fees$0193
Additional Noninterest Income$330,0002,832
Total noninterest expense$4,869,0002,087
Salaries and employee benefits$2,388,0002,112
Premises and equipment expense$623,0002,195
Additional noninterest expense$1,858,0001,923
Pre-tax net operating income$1,223,0001,797
Securities gains (losses)$262,000850
Applicable income taxes$576,000965
Income before extraordinary items$909,0002,010
Extraordinary gains, net$021
Net income$909,0002,008
Minority interest net income$0112
Net income of bank and minority interests.$909,0002,009
Net charge-offs$1,868,0001,166
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$184,000488
Net operating income$741,3202,302
2009-03-31 (YTD Data)Rank
Total interest income$6,594,0001,374
Total interest expense$3,316,0001,043
Net interest income$3,278,0001,687
Provision for loan and lease losses$473,0001,835
Total noninterest income$603,0001,872
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$124,0002,823
Trading account gains and fees$0171
Additional Noninterest Income$479,0001,432
Total noninterest expense$2,497,0001,991
Salaries and employee benefits$1,287,0001,997
Premises and equipment expense$318,0002,190
Additional noninterest expense$892,0001,806
Pre-tax net operating income$911,0001,415
Securities gains (losses)$159,000766
Applicable income taxes$410,000807
Income before extraordinary items$660,0001,633
Extraordinary gains, net$015
Net income$660,0001,634
Minority interest net income$0102
Net income of bank and minority interests.$660,0001,635
Net charge-offs$413,0001,510
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$92,000379
Net operating income$558,2401,814
2008-12-31 (YTD Data)Rank
Total interest income$29,446,0001,314
Total interest expense$16,130,000998
Net interest income$13,316,0001,665
Provision for loan and lease losses$9,807,000607
Total noninterest income$978,0003,464
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$408,0003,421
Trading account gains and fees$0154
Additional Noninterest Income$570,0002,975
Total noninterest expense$8,305,0002,305
Salaries and employee benefits$4,408,0002,300
Premises and equipment expense$1,322,0002,047
Additional noninterest expense$2,575,0002,288
Pre-tax net operating income$-3,818,0007,702
Securities gains (losses)$-150,0007,296
Applicable income taxes$-1,560,0007,855
Income before extraordinary items$-2,408,0007,487
Extraordinary gains, net$039
Net income$-2,408,0007,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,101,000801
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$397,000605
Net operating income$-2,312,0007,560
2008-09-30 (YTD Data)Rank
Total interest income$22,307,0001,324
Total interest expense$12,409,0001,005
Net interest income$9,898,0001,697
Provision for loan and lease losses$4,200,000728
Total noninterest income$1,075,0002,762
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$319,0003,368
Trading account gains and fees$0148
Additional Noninterest Income$756,0002,190
Total noninterest expense$6,455,0002,214
Salaries and employee benefits$3,431,0002,248
Premises and equipment expense$996,0002,052
Additional noninterest expense$2,028,0002,141
Pre-tax net operating income$318,0005,577
Securities gains (losses)$-138,0007,563
Applicable income taxes$42,0004,220
Income before extraordinary items$138,0005,995
Extraordinary gains, net$031
Net income$138,0005,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$877,0001,417
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$296,000490
Net operating income$244,2605,653
2008-06-30 (YTD Data)Rank
Total interest income$14,841,0001,350
Total interest expense$8,512,0001,020
Net interest income$6,329,0001,765
Provision for loan and lease losses$2,960,000610
Total noninterest income$742,0002,745
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$205,0003,434
Trading account gains and fees$0149
Additional Noninterest Income$537,0002,131
Total noninterest expense$4,140,0002,310
Salaries and employee benefits$2,180,0002,367
Premises and equipment expense$656,0002,062
Additional noninterest expense$1,304,0002,171
Pre-tax net operating income$-29,0007,043
Securities gains (losses)$5,0002,725
Applicable income taxes$-19,0007,649
Income before extraordinary items$-5,0007,034
Extraordinary gains, net$021
Net income$-5,0007,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,0001,445
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$207,000403
Net operating income$-8,2007,004
2008-03-31 (YTD Data)Rank
Total interest income$7,679,0001,334
Total interest expense$4,540,0001,022
Net interest income$3,139,0001,782
Provision for loan and lease losses$643,000862
Total noninterest income$416,0002,533
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$93,0003,591
Trading account gains and fees$0158
Additional Noninterest Income$323,0001,882
Total noninterest expense$2,278,0002,102
Salaries and employee benefits$1,325,0001,987
Premises and equipment expense$318,0002,143
Additional noninterest expense$635,0002,201
Pre-tax net operating income$634,0002,597
Securities gains (losses)$1,0002,556
Applicable income taxes$241,0001,720
Income before extraordinary items$394,0003,223
Extraordinary gains, net$015
Net income$394,0003,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,108
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$393,3603,154
2007-12-31 (YTD Data)Rank
Total interest income$30,680,0001,398
Total interest expense$17,685,0001,120
Net interest income$12,995,0001,745
Provision for loan and lease losses$2,522,000694
Total noninterest income$1,240,0003,076
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$316,0003,984
Trading account gains and fees$0178
Additional Noninterest Income$924,0002,336
Total noninterest expense$7,662,0002,379
Salaries and employee benefits$4,674,0002,154
Premises and equipment expense$1,242,0002,091
Additional noninterest expense$1,746,0003,014
Pre-tax net operating income$4,051,0001,960
Securities gains (losses)$02,146
Applicable income taxes$1,566,0001,372
Income before extraordinary items$2,485,0002,379
Extraordinary gains, net$039
Net income$2,485,0002,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,448,000778
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,485,0002,367
2007-09-30 (YTD Data)Rank
Total interest income$22,510,0001,441
Total interest expense$12,882,0001,147
Net interest income$9,628,0001,768
Provision for loan and lease losses$1,868,000547
Total noninterest income$981,0002,957
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$225,0004,080
Trading account gains and fees$0184
Additional Noninterest Income$756,0002,194
Total noninterest expense$5,546,0002,439
Salaries and employee benefits$3,329,0002,262
Premises and equipment expense$909,0002,125
Additional noninterest expense$1,308,0002,960
Pre-tax net operating income$3,195,0001,998
Securities gains (losses)$01,655
Applicable income taxes$1,286,0001,370
Income before extraordinary items$1,909,0002,473
Extraordinary gains, net$033
Net income$1,909,0002,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$657,000873
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,909,0002,444
2007-06-30 (YTD Data)Rank
Total interest income$14,397,0001,516
Total interest expense$8,209,0001,215
Net interest income$6,188,0001,853
Provision for loan and lease losses$1,180,000521
Total noninterest income$686,0002,872
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$144,0004,170
Trading account gains and fees$0168
Additional Noninterest Income$542,0002,131
Total noninterest expense$3,547,0002,576
Salaries and employee benefits$2,105,0002,422
Premises and equipment expense$577,0002,238
Additional noninterest expense$865,0002,982
Pre-tax net operating income$2,147,0002,037
Securities gains (losses)$01,444
Applicable income taxes$898,0001,372
Income before extraordinary items$1,249,0002,555
Extraordinary gains, net$029
Net income$1,249,0002,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,000925
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,249,0002,538
2007-03-31 (YTD Data)Rank
Total interest income$6,867,0001,588
Total interest expense$3,876,0001,279
Net interest income$2,991,0001,925
Provision for loan and lease losses$524,000508
Total noninterest income$325,0002,959
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$69,0004,205
Trading account gains and fees$0195
Additional Noninterest Income$256,0002,186
Total noninterest expense$1,671,0002,723
Salaries and employee benefits$985,0002,576
Premises and equipment expense$276,0002,364
Additional noninterest expense$410,0003,102
Pre-tax net operating income$1,121,0001,977
Securities gains (losses)$01,187
Applicable income taxes$465,0001,357
Income before extraordinary items$656,0002,457
Extraordinary gains, net$022
Net income$656,0002,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$656,0002,433
2006-12-31 (YTD Data)Rank
Total interest income$18,057,0002,171
Total interest expense$9,164,0001,821
Net interest income$8,893,0002,534
Provision for loan and lease losses$2,544,000450
Total noninterest income$958,0003,655
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$146,0005,576
Trading account gains and fees$0130
Additional Noninterest Income$812,0002,562
Total noninterest expense$5,232,0003,229
Salaries and employee benefits$3,087,0003,054
Premises and equipment expense$866,0002,803
Additional noninterest expense$1,279,0003,748
Pre-tax net operating income$2,075,0003,559
Securities gains (losses)$01,687
Applicable income taxes$870,0002,366
Income before extraordinary items$1,205,0004,274
Extraordinary gains, net$051
Net income$1,205,0004,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,205,0004,254
2006-09-30 (YTD Data)Rank
Total interest income$11,900,0002,425
Total interest expense$5,763,0002,065
Net interest income$6,137,0002,726
Provision for loan and lease losses$1,594,000498
Total noninterest income$643,0003,897
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$88,0005,997
Trading account gains and fees$0126
Additional Noninterest Income$555,0002,700
Total noninterest expense$3,782,0003,324
Salaries and employee benefits$2,217,0003,159
Premises and equipment expense$616,0002,934
Additional noninterest expense$949,0003,768
Pre-tax net operating income$1,404,0003,940
Securities gains (losses)$01,388
Applicable income taxes$589,0002,622
Income before extraordinary items$815,0004,655
Extraordinary gains, net$045
Net income$815,0004,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$815,0004,649
2006-06-30 (YTD Data)Rank
Total interest income$6,821,0002,707
Total interest expense$3,119,0002,352
Net interest income$3,702,0002,992
Provision for loan and lease losses$1,194,000434
Total noninterest income$405,0004,023
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$47,0006,322
Trading account gains and fees$0126
Additional Noninterest Income$358,0002,719
Total noninterest expense$2,348,0003,518
Salaries and employee benefits$1,395,0003,333
Premises and equipment expense$391,0003,062
Additional noninterest expense$562,0004,116
Pre-tax net operating income$565,0005,139
Securities gains (losses)$01,185
Applicable income taxes$239,0003,382
Income before extraordinary items$326,0005,837
Extraordinary gains, net$039
Net income$326,0005,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$326,0005,837
2006-03-31 (YTD Data)Rank
Total interest income$2,841,0003,114
Total interest expense$1,244,0002,724
Net interest income$1,597,0003,362
Provision for loan and lease losses$521,000465
Total noninterest income$161,0004,484
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$22,0006,377
Trading account gains and fees$0115
Additional Noninterest Income$139,0003,105
Total noninterest expense$1,126,0003,651
Salaries and employee benefits$681,0003,403
Premises and equipment expense$196,0003,079
Additional noninterest expense$249,0004,494
Pre-tax net operating income$111,0006,927
Securities gains (losses)$0955
Applicable income taxes$50,0004,494
Income before extraordinary items$61,0007,342
Extraordinary gains, net$021
Net income$61,0007,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$61,0007,353
2005-12-31 (YTD Data)Rank
Total interest income$2,883,0006,689
Total interest expense$1,087,0006,083
Net interest income$1,796,0006,887
Provision for loan and lease losses$1,399,000771
Total noninterest income$421,0005,614
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$18,0007,500
Trading account gains and fees$0138
Additional Noninterest Income$403,0003,773
Total noninterest expense$2,631,0005,201
Salaries and employee benefits$1,412,0005,256
Premises and equipment expense$328,0005,484
Additional noninterest expense$891,0004,809
Pre-tax net operating income$-1,813,0008,751
Securities gains (losses)$02,296
Applicable income taxes$-719,0008,786
Income before extraordinary items$-1,094,0008,687
Extraordinary gains, net$046
Net income$-1,094,0008,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$32,800,00039
Net operating income$-1,094,0008,669
2005-09-30 (YTD Data)Rank
Total interest income$935,0008,165
Total interest expense$325,0007,785
Net interest income$610,0008,240
Provision for loan and lease losses$941,000801
Total noninterest income$208,0006,528
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$5,0007,682
Trading account gains and fees$0126
Additional Noninterest Income$203,0004,582
Total noninterest expense$1,482,0006,125
Salaries and employee benefits$756,0006,327
Premises and equipment expense$163,0006,518
Additional noninterest expense$563,0005,322
Pre-tax net operating income$-1,605,0008,790
Securities gains (losses)$02,317
Applicable income taxes$-647,0008,831
Income before extraordinary items$-958,0008,744
Extraordinary gains, net$035
Net income$-958,0008,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$20,300,00052
Net operating income$-958,0008,724
2005-06-30 (YTD Data)Rank
Total interest income$69,0008,831
Total interest expense$14,0008,778
Net interest income$55,0008,830
Provision for loan and lease losses$113,0003,193
Total noninterest income$6,0008,715
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$6,0008,403
Total noninterest expense$539,0007,609
Salaries and employee benefits$174,0008,364
Premises and equipment expense$23,0008,511
Additional noninterest expense$342,0005,608
Pre-tax net operating income$-591,0008,697
Securities gains (losses)$02,146
Applicable income taxes$-237,0008,799
Income before extraordinary items$-354,0008,662
Extraordinary gains, net$030
Net income$-354,0008,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$20,300,00033
Net operating income$-354,0008,637

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.