Home > St. Joseph Capital Bank > Net Loans and Leases
St. Joseph Capital Bank, Net Loans and Leases
| 2006-12-31 | Rank | |
| Net loans and leases | $334,742,000 | 1,374 |
| Loan loss allowance | $3,178,000 | 1,637 |
| Total loans and leases | $337,920,000 | 1,377 |
| Unearned income | $0 | 2,242 |
| Loans and leases, gross | $337,920,000 | 1,378 |
| All real estate loans | $248,805,000 | 1,455 |
| Real estate loans in domestic offices | $248,805,000 | 1,455 |
| Construction and development loans | $26,248,000 | 2,098 |
| Commercial RE | $106,282,000 | 1,154 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $698,000 | 4,219 |
| 1-4 family residential loans | $115,383,000 | 1,144 |
| Farmland loans | $194,000 | 5,477 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,275 |
| Commercial and industrial loans | $77,346,000 | 750 |
| To non-U.S. addressees | $0 | 163 |
| Loans to individuals | $5,935,000 | 3,088 |
| Credit card loans | $1,057,000 | 492 |
| Related Plans | $1,195,000 | 624 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,683,000 | 4,040 |
| All other loans & leases | $5,834,000 | 887 |
| Loans to foreign governments and official institutions | $0 | 41 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,516 |
| Other loans | $819,000 | 1,263 |
| Lease financing receivables | $4,575,000 | 320 |
| Loans to depository institutions and acceptances of other banks | $440,000 | 175 |
| Memoranda: | ||
| Loans not secured by real estate | $275,000 | 947 |
| Loans secured by real estate to non-U.S. addressees | $0 | 138 |
| Restructured Loans & leases | $4,697,000 | 61 |
| Non 1-4 family restructured loans & leases | $4,697,000 | 61 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,178,000 | 1,542 |
| Total loans and leases | NA | NA |
| 2006-09-30 | Rank | |
| Net loans and leases | $354,925,000 | 1,280 |
| Loan loss allowance | $3,178,000 | 1,647 |
| Total loans and leases | $358,103,000 | 1,282 |
| Unearned income | $0 | 2,260 |
| Loans and leases, gross | $358,103,000 | 1,283 |
| All real estate loans | $263,173,000 | 1,363 |
| Real estate loans in domestic offices | $263,173,000 | 1,362 |
| Construction and development loans | $26,590,000 | 2,050 |
| Commercial RE | $117,524,000 | 1,032 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $698,000 | 4,235 |
| 1-4 family residential loans | $118,166,000 | 1,114 |
| Farmland loans | $195,000 | 5,503 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,325 |
| Commercial and industrial loans | $82,324,000 | 705 |
| To non-U.S. addressees | $0 | 164 |
| Loans to individuals | $6,498,000 | 2,930 |
| Credit card loans | $1,378,000 | 394 |
| Related Plans | $691,000 | 904 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,429,000 | 3,634 |
| All other loans & leases | $6,108,000 | 854 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,553 |
| Other loans | $785,000 | 1,230 |
| Lease financing receivables | $4,878,000 | 312 |
| Loans to depository institutions and acceptances of other banks | $445,000 | 174 |
| Memoranda: | ||
| Loans not secured by real estate | $275,000 | 909 |
| Loans secured by real estate to non-U.S. addressees | $0 | 138 |
| Restructured Loans & leases | $2,734,000 | 101 |
| Non 1-4 family restructured loans & leases | $2,734,000 | 101 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,178,000 | 1,552 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $345,821,000 | 1,294 |
| Loan loss allowance | $3,578,000 | 1,440 |
| Total loans and leases | $349,399,000 | 1,294 |
| Unearned income | $0 | 2,291 |
| Loans and leases, gross | $349,399,000 | 1,295 |
| All real estate loans | $254,479,000 | 1,383 |
| Real estate loans in domestic offices | $254,479,000 | 1,383 |
| Construction and development loans | $29,737,000 | 1,855 |
| Commercial RE | $112,604,000 | 1,067 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $700,000 | 4,231 |
| 1-4 family residential loans | $110,355,000 | 1,181 |
| Farmland loans | $1,083,000 | 4,285 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,378 |
| Commercial and industrial loans | $81,801,000 | 698 |
| To non-U.S. addressees | $0 | 169 |
| Loans to individuals | $6,493,000 | 2,922 |
| Credit card loans | $1,162,000 | 440 |
| Related Plans | $547,000 | 987 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,784,000 | 3,449 |
| All other loans & leases | $6,626,000 | 808 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,575 |
| Other loans | $799,000 | 1,236 |
| Lease financing receivables | $5,177,000 | 306 |
| Loans to depository institutions and acceptances of other banks | $650,000 | 183 |
| Memoranda: | ||
| Loans not secured by real estate | $275,000 | 881 |
| Loans secured by real estate to non-U.S. addressees | $0 | 135 |
| Restructured Loans & leases | $2,754,000 | 98 |
| Non 1-4 family restructured loans & leases | $2,754,000 | 98 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,578,000 | 1,341 |
| Total loans and leases | NA | NA |
| 2006-03-31 | Rank | |
| Net loans and leases | $342,375,000 | 1,266 |
| Loan loss allowance | $3,578,000 | 1,419 |
| Total loans and leases | $345,953,000 | 1,270 |
| Unearned income | $0 | 2,300 |
| Loans and leases, gross | $345,953,000 | 1,270 |
| All real estate loans | $252,976,000 | 1,360 |
| Real estate loans in domestic offices | $252,976,000 | 1,359 |
| Construction and development loans | $27,077,000 | 1,890 |
| Commercial RE | $115,318,000 | 1,016 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $793,000 | 4,047 |
| 1-4 family residential loans | $108,715,000 | 1,176 |
| Farmland loans | $1,073,000 | 4,264 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,394 |
| Commercial and industrial loans | $79,395,000 | 699 |
| To non-U.S. addressees | $0 | 170 |
| Loans to individuals | $6,757,000 | 2,780 |
| Credit card loans | $989,000 | 499 |
| Related Plans | $536,000 | 976 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,232,000 | 3,213 |
| All other loans & leases | $6,825,000 | 785 |
| Loans to foreign governments and official institutions | $0 | 46 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,584 |
| Other loans | $707,000 | 1,300 |
| Lease financing receivables | $5,465,000 | 298 |
| Loans to depository institutions and acceptances of other banks | $653,000 | 196 |
| Memoranda: | ||
| Loans not secured by real estate | $275,000 | 855 |
| Loans secured by real estate to non-U.S. addressees | $0 | 136 |
| Restructured Loans & leases | $319,000 | 534 |
| Non 1-4 family restructured loans & leases | $319,000 | 534 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,578,000 | 1,310 |
| Total loans and leases | NA | NA |
| 2005-12-31 | Rank | |
| Net loans and leases | $335,127,000 | 1,268 |
| Loan loss allowance | $3,578,000 | 1,402 |
| Total loans and leases | $338,705,000 | 1,274 |
| Unearned income | $0 | 2,340 |
| Loans and leases, gross | $338,705,000 | 1,274 |
| All real estate loans | $252,144,000 | 1,324 |
| Real estate loans in domestic offices | $252,144,000 | 1,324 |
| Construction and development loans | $37,101,000 | 1,435 |
| Commercial RE | $110,311,000 | 1,051 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $800,000 | 3,991 |
| 1-4 family residential loans | $103,548,000 | 1,219 |
| Farmland loans | $384,000 | 5,162 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,432 |
| Commercial and industrial loans | $72,622,000 | 753 |
| To non-U.S. addressees | $0 | 173 |
| Loans to individuals | $7,836,000 | 2,486 |
| Credit card loans | $1,500,000 | 383 |
| Related Plans | $1,064,000 | 645 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,272,000 | 3,252 |
| All other loans & leases | $6,103,000 | 843 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,596 |
| Other loans | $712,000 | 1,295 |
| Lease financing receivables | $4,823,000 | 310 |
| Loans to depository institutions and acceptances of other banks | $568,000 | 200 |
| Memoranda: | ||
| Loans not secured by real estate | $567,000 | 680 |
| Loans secured by real estate to non-U.S. addressees | $0 | 126 |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,578,000 | 1,293 |
| Total loans and leases | NA | NA |
| 2005-09-30 | Rank | |
| Net loans and leases | $327,394,000 | 1,269 |
| Loan loss allowance | $3,578,000 | 1,364 |
| Total loans and leases | $330,972,000 | 1,275 |
| Unearned income | $0 | 2,362 |
| Loans and leases, gross | $330,972,000 | 1,275 |
| All real estate loans | $245,395,000 | 1,331 |
| Real estate loans in domestic offices | $245,395,000 | 1,331 |
| Construction and development loans | $34,281,000 | 1,454 |
| Commercial RE | $111,100,000 | 1,011 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,083,000 | 3,612 |
| 1-4 family residential loans | $98,552,000 | 1,277 |
| Farmland loans | $379,000 | 5,200 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,504 |
| Commercial and industrial loans | $73,195,000 | 730 |
| To non-U.S. addressees | $0 | 168 |
| Loans to individuals | $5,878,000 | 3,207 |
| Credit card loans | $1,050,000 | 495 |
| Related Plans | $991,000 | 681 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,837,000 | 4,098 |
| All other loans & leases | $6,504,000 | 794 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,635 |
| Other loans | $903,000 | 1,140 |
| Lease financing receivables | $5,120,000 | 302 |
| Loans to depository institutions and acceptances of other banks | $481,000 | 197 |
| Memoranda: | ||
| Loans not secured by real estate | $657,000 | 627 |
| Loans secured by real estate to non-U.S. addressees | $0 | 122 |
| Restructured Loans & leases | $1,075,000 | 244 |
| Non 1-4 family restructured loans & leases | $1,075,000 | 244 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,578,000 | 1,259 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $305,171,000 | 1,335 |
| Loan loss allowance | $3,578,000 | 1,358 |
| Total loans and leases | $308,749,000 | 1,335 |
| Unearned income | $0 | 2,365 |
| Loans and leases, gross | $308,749,000 | 1,335 |
| All real estate loans | $230,036,000 | 1,372 |
| Real estate loans in domestic offices | $230,036,000 | 1,372 |
| Construction and development loans | $32,259,000 | 1,443 |
| Commercial RE | $106,646,000 | 1,039 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,093,000 | 3,580 |
| 1-4 family residential loans | $89,658,000 | 1,380 |
| Farmland loans | $380,000 | 5,198 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,534 |
| Commercial and industrial loans | $71,466,000 | 754 |
| To non-U.S. addressees | $0 | 165 |
| Loans to individuals | $4,765,000 | 3,710 |
| Credit card loans | $978,000 | 523 |
| Related Plans | $768,000 | 787 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,019,000 | 4,742 |
| All other loans & leases | $2,482,000 | 1,526 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,651 |
| Other loans | $915,000 | 1,131 |
| Lease financing receivables | $1,567,000 | 511 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $466,000 | 676 |
| Loans secured by real estate to non-U.S. addressees | $0 | 123 |
| Restructured Loans & leases | $1,077,000 | 237 |
| Non 1-4 family restructured loans & leases | $1,077,000 | 237 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,578,000 | 1,242 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $286,384,000 | 1,392 |
| Loan loss allowance | $3,578,000 | 1,343 |
| Total loans and leases | $289,962,000 | 1,390 |
| Unearned income | $0 | 2,408 |
| Loans and leases, gross | $289,962,000 | 1,390 |
| All real estate loans | $216,576,000 | 1,410 |
| Real estate loans in domestic offices | $216,576,000 | 1,410 |
| Construction and development loans | $29,720,000 | 1,458 |
| Commercial RE | $102,885,000 | 1,045 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,104,000 | 3,584 |
| 1-4 family residential loans | $82,504,000 | 1,494 |
| Farmland loans | $363,000 | 5,266 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,548 |
| Commercial and industrial loans | $64,259,000 | 805 |
| To non-U.S. addressees | $0 | 171 |
| Loans to individuals | $5,749,000 | 3,266 |
| Credit card loans | $932,000 | 534 |
| Related Plans | $1,460,000 | 475 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,357,000 | 4,467 |
| All other loans & leases | $3,378,000 | 1,236 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,712 |
| Other loans | $940,000 | 1,099 |
| Lease financing receivables | $2,438,000 | 425 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $338,000 | 761 |
| Loans secured by real estate to non-U.S. addressees | $0 | 120 |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,578,000 | 1,219 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $278,421,000 | 1,419 |
| Loan loss allowance | $3,578,000 | 1,329 |
| Total loans and leases | $281,999,000 | 1,423 |
| Unearned income | $0 | 2,451 |
| Loans and leases, gross | $281,999,000 | 1,424 |
| All real estate loans | $211,881,000 | 1,419 |
| Real estate loans in domestic offices | $211,881,000 | 1,418 |
| Construction and development loans | $26,879,000 | 1,503 |
| Commercial RE | $102,875,000 | 1,026 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $524,000 | 4,448 |
| 1-4 family residential loans | $81,236,000 | 1,497 |
| Farmland loans | $367,000 | 5,271 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,603 |
| Commercial and industrial loans | $61,552,000 | 837 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,033,000 | 3,669 |
| Credit card loans | $925,000 | 585 |
| Related Plans | $1,175,000 | 576 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,933,000 | 4,947 |
| All other loans & leases | $3,533,000 | 1,194 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,749 |
| Other loans | $952,000 | 1,092 |
| Lease financing receivables | $2,581,000 | 429 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $353,000 | 750 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,578,000 | 1,203 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $261,562,000 | 1,476 |
| Loan loss allowance | $3,540,000 | 1,331 |
| Total loans and leases | $265,102,000 | 1,478 |
| Unearned income | $0 | 2,459 |
| Loans and leases, gross | $265,102,000 | 1,479 |
| All real estate loans | $196,277,000 | 1,478 |
| Real estate loans in domestic offices | $196,277,000 | 1,477 |
| Construction and development loans | $24,631,000 | 1,521 |
| Commercial RE | $92,224,000 | 1,112 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $530,000 | 4,409 |
| 1-4 family residential loans | $78,670,000 | 1,528 |
| Farmland loans | $222,000 | 5,594 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,642 |
| Commercial and industrial loans | $61,210,000 | 830 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,451,000 | 3,103 |
| Credit card loans | $845,000 | 617 |
| Related Plans | $1,366,000 | 501 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,240,000 | 4,001 |
| All other loans & leases | $1,164,000 | 2,382 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,756 |
| Other loans | $530,000 | 1,472 |
| Lease financing receivables | $634,000 | 764 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $310,000 | 789 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,521,000 | 1,217 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $240,848,000 | 1,555 |
| Loan loss allowance | $3,445,000 | 1,354 |
| Total loans and leases | $244,293,000 | 1,553 |
| Unearned income | $0 | 2,527 |
| Loans and leases, gross | $244,293,000 | 1,554 |
| All real estate loans | $180,916,000 | 1,558 |
| Real estate loans in domestic offices | $180,916,000 | 1,557 |
| Construction and development loans | $21,761,000 | 1,584 |
| Commercial RE | $84,510,000 | 1,168 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $535,000 | 4,399 |
| 1-4 family residential loans | $73,757,000 | 1,594 |
| Farmland loans | $353,000 | 5,329 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,687 |
| Commercial and industrial loans | $57,558,000 | 884 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,154,000 | 3,718 |
| Credit card loans | $848,000 | 625 |
| Related Plans | $1,317,000 | 505 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,989,000 | 5,029 |
| All other loans & leases | $665,000 | 3,062 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,774 |
| Other loans | $0 | 6,488 |
| Lease financing receivables | $665,000 | 751 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $278,000 | 779 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,202,000 | 1,309 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $225,913,000 | 1,634 |
| Loan loss allowance | $3,361,000 | 1,382 |
| Total loans and leases | $229,274,000 | 1,633 |
| Unearned income | $0 | 2,556 |
| Loans and leases, gross | $229,274,000 | 1,635 |
| All real estate loans | $170,118,000 | 1,598 |
| Real estate loans in domestic offices | $170,118,000 | 1,597 |
| Construction and development loans | $21,872,000 | 1,505 |
| Commercial RE | $75,240,000 | 1,297 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $541,000 | 4,340 |
| 1-4 family residential loans | $72,186,000 | 1,613 |
| Farmland loans | $279,000 | 5,457 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,689 |
| Commercial and industrial loans | $53,818,000 | 931 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,640,000 | 4,032 |
| Credit card loans | $842,000 | 653 |
| Related Plans | $1,139,000 | 567 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,659,000 | 5,370 |
| All other loans & leases | $698,000 | 2,984 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,798 |
| Other loans | $0 | 6,483 |
| Lease financing receivables | $698,000 | 747 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $289,000 | 759 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,955,000 | 1,396 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $222,974,000 | 1,630 |
| Loan loss allowance | $3,317,000 | 1,390 |
| Total loans and leases | $226,291,000 | 1,625 |
| Unearned income | $0 | 2,623 |
| Loans and leases, gross | $226,291,000 | 1,625 |
| All real estate loans | $168,235,000 | 1,589 |
| Real estate loans in domestic offices | $168,235,000 | 1,588 |
| Construction and development loans | $21,274,000 | 1,477 |
| Commercial RE | $75,445,000 | 1,265 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $547,000 | 4,292 |
| 1-4 family residential loans | $70,678,000 | 1,634 |
| Farmland loans | $291,000 | 5,458 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,727 |
| Commercial and industrial loans | $52,249,000 | 975 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,077,000 | 3,903 |
| Credit card loans | $748,000 | 826 |
| Related Plans | $1,226,000 | 557 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,103,000 | 5,072 |
| All other loans & leases | $730,000 | 2,993 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,816 |
| Other loans | $0 | 6,537 |
| Lease financing receivables | $730,000 | 740 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $220,000 | 816 |
| Non 1-4 family restructured loans & leases | $220,000 | 816 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,880,000 | 1,418 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $212,953,000 | 1,680 |
| Loan loss allowance | $3,223,000 | 1,447 |
| Total loans and leases | $216,176,000 | 1,678 |
| Unearned income | $0 | 2,660 |
| Loans and leases, gross | $216,176,000 | 1,678 |
| All real estate loans | $160,756,000 | 1,655 |
| Real estate loans in domestic offices | $160,756,000 | 1,654 |
| Construction and development loans | $20,947,000 | 1,421 |
| Commercial RE | $70,161,000 | 1,332 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $555,000 | 4,223 |
| 1-4 family residential loans | $68,797,000 | 1,677 |
| Farmland loans | $296,000 | 5,472 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,768 |
| Commercial and industrial loans | $48,699,000 | 1,035 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,950,000 | 3,550 |
| Credit card loans | $870,000 | 733 |
| Related Plans | $1,268,000 | 560 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,812,000 | 4,561 |
| All other loans & leases | $771,000 | 2,877 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,842 |
| Other loans | $0 | 6,563 |
| Lease financing receivables | $771,000 | 735 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $226,000 | 814 |
| Non 1-4 family restructured loans & leases | $226,000 | 814 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,627,000 | 1,544 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $204,157,000 | 1,717 |
| Loan loss allowance | $3,129,000 | 1,455 |
| Total loans and leases | $207,286,000 | 1,713 |
| Unearned income | $0 | 2,713 |
| Loans and leases, gross | $207,286,000 | 1,716 |
| All real estate loans | $154,824,000 | 1,679 |
| Real estate loans in domestic offices | $154,824,000 | 1,678 |
| Construction and development loans | $19,201,000 | 1,464 |
| Commercial RE | $67,798,000 | 1,341 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $571,000 | 4,162 |
| 1-4 family residential loans | $66,998,000 | 1,738 |
| Farmland loans | $256,000 | 5,556 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,809 |
| Commercial and industrial loans | $47,941,000 | 1,052 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,583,000 | 5,014 |
| Credit card loans | $398,000 | 1,260 |
| Related Plans | $1,198,000 | 587 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,987,000 | 6,381 |
| All other loans & leases | $938,000 | 2,596 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,815 |
| Other loans | $0 | 6,575 |
| Lease financing receivables | $818,000 | 727 |
| Loans to depository institutions and acceptances of other banks | $120,000 | 344 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,561,000 | 1,549 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $198,946,000 | 1,729 |
| Loan loss allowance | $3,067,000 | 1,457 |
| Total loans and leases | $202,013,000 | 1,727 |
| Unearned income | $0 | 2,814 |
| Loans and leases, gross | $202,013,000 | 1,729 |
| All real estate loans | $149,128,000 | 1,702 |
| Real estate loans in domestic offices | $149,128,000 | 1,701 |
| Construction and development loans | $15,267,000 | 1,689 |
| Commercial RE | $67,359,000 | 1,305 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,531,000 | 2,842 |
| 1-4 family residential loans | $64,727,000 | 1,771 |
| Farmland loans | $244,000 | 5,569 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,819 |
| Commercial and industrial loans | $48,105,000 | 1,041 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,916,000 | 4,796 |
| Credit card loans | $630,000 | 933 |
| Related Plans | $1,228,000 | 565 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,058,000 | 6,327 |
| All other loans & leases | $864,000 | 2,701 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,826 |
| Other loans | $0 | 6,571 |
| Lease financing receivables | $864,000 | 709 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,530,000 | 1,539 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $189,094,000 | 1,799 |
| Loan loss allowance | $2,990,000 | 1,469 |
| Total loans and leases | $192,084,000 | 1,795 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $192,084,000 | 1,799 |
| All real estate loans | $140,416,000 | 1,771 |
| Real estate loans in domestic offices | $140,416,000 | 1,770 |
| Construction and development loans | $13,595,000 | 1,813 |
| Commercial RE | $62,630,000 | 1,356 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,553,000 | 2,795 |
| 1-4 family residential loans | $62,389,000 | 1,836 |
| Farmland loans | $249,000 | 5,559 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,844 |
| Commercial and industrial loans | $45,460,000 | 1,062 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,297,000 | 4,036 |
| Credit card loans | $812,000 | 838 |
| Related Plans | $1,251,000 | 572 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,234,000 | 5,236 |
| All other loans & leases | $911,000 | 2,665 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,872 |
| Other loans | $0 | 6,651 |
| Lease financing receivables | $911,000 | 707 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,378,000 | 1,585 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $144,688,000 | 2,246 |
| Loan loss allowance | $2,274,000 | 1,765 |
| Total loans and leases | $146,962,000 | 2,230 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $146,962,000 | 2,231 |
| All real estate loans | $101,930,000 | 2,260 |
| Real estate loans in domestic offices | $101,930,000 | 2,258 |
| Construction and development loans | $11,099,000 | 1,924 |
| Commercial RE | $45,311,000 | 1,604 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,381,000 | 2,811 |
| 1-4 family residential loans | $43,800,000 | 2,506 |
| Farmland loans | $339,000 | 5,387 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,010 |
| Commercial and industrial loans | $40,976,000 | 1,147 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,882,000 | 5,252 |
| Credit card loans | $624,000 | 1,072 |
| Related Plans | $1,477,000 | 505 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,781,000 | 6,990 |
| All other loans & leases | $174,000 | 4,863 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $0 | 6,796 |
| Lease financing receivables | $174,000 | 1,208 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $360,000 | 762 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,962,000 | 1,810 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $129,841,000 | 2,419 |
| Loan loss allowance | $1,852,000 | 2,042 |
| Total loans and leases | $131,693,000 | 2,415 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $131,693,000 | 2,420 |
| All real estate loans | $92,078,000 | 2,365 |
| Real estate loans in domestic offices | $92,078,000 | 2,365 |
| Construction and development loans | $15,018,000 | 1,329 |
| Commercial RE | $39,821,000 | 1,642 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,464,000 | 2,673 |
| 1-4 family residential loans | $35,505,000 | 2,955 |
| Farmland loans | $270,000 | 5,658 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $34,128,000 | 1,342 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $5,410,000 | 4,429 |
| Credit card loans | $2,312,000 | 702 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,098,000 | 5,886 |
| All other loans & leases | $77,000 | 5,823 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $77,000 | 1,397 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $300,000 | 709 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $85,053,000 | 3,395 |
| Loan loss allowance | $1,270,000 | 2,787 |
| Total loans and leases | $86,323,000 | 3,390 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $86,323,000 | 3,393 |
| All real estate loans | $60,357,000 | 3,199 |
| Real estate loans in domestic offices | $60,357,000 | 3,199 |
| Construction and development loans | $7,380,000 | 2,024 |
| Commercial RE | $27,265,000 | 2,090 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $536,000 | 4,039 |
| 1-4 family residential loans | $25,176,000 | 3,657 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $22,841,000 | 1,832 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,125,000 | 6,172 |
| Credit card loans | $1,124,000 | 1,237 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,001,000 | 7,163 |
| All other loans & leases | $0 | 8,281 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $154,000 | 894 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $48,011,000 | 5,064 |
| Loan loss allowance | $752,000 | 4,218 |
| Total loans and leases | $48,763,000 | 5,057 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $48,763,000 | 5,070 |
| All real estate loans | $33,998,000 | 4,640 |
| Real estate loans in domestic offices | $33,998,000 | 4,639 |
| Construction and development loans | $5,595,000 | 2,239 |
| Commercial RE | $14,055,000 | 3,093 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $587,000 | 3,831 |
| 1-4 family residential loans | $13,414,000 | 5,217 |
| Farmland loans | $347,000 | 5,676 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $13,233,000 | 2,696 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,532,000 | 8,136 |
| Credit card loans | $972,000 | 1,426 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $560,000 | 9,459 |
| All other loans & leases | $0 | 8,514 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $610,000 | 585 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $21,991,000 | 7,950 |
| Loan loss allowance | $360,000 | 6,941 |
| Total loans and leases | $22,351,000 | 7,945 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $22,351,000 | 7,963 |
| All real estate loans | $16,030,000 | 6,974 |
| Real estate loans in domestic offices | $16,030,000 | 6,974 |
| Construction and development loans | $3,869,000 | 2,773 |
| Commercial RE | $5,904,000 | 5,065 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,171 |
| 1-4 family residential loans | $5,910,000 | 7,580 |
| Farmland loans | $347,000 | 5,936 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $5,082,000 | 5,161 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,239,000 | 8,995 |
| Credit card loans | $868,000 | 1,690 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $371,000 | 10,228 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |