Home > St. Joseph Capital Bank > Assets and Liabilities
St. Joseph Capital Bank, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 74 | 2,373 |
| Assets and Liabilities | ||
| Total Assets: | $492,948,000 | 1,335 |
| Cash and due from depository institutions | $33,728,000 | 2,373 |
| Interest-bearing balances | $676,000 | 2,866 |
| Securities | $79,177,000 | 1,538 |
| Federal funds sold & reverse repurchase agreements | $26,700,000 | 587 |
| Net loans & leases | $334,742,000 | 1,374 |
| Loan loss allowance | $3,178,000 | 1,637 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,563,000 | 5,067 |
| Other real estate owned | $0 | 2,373 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $17,038,000 | 1,078 |
| Life insurance assets | $8,781,000 | 679 |
| Total liabilities and capital | $492,948,000 | 1,335 |
| Total liabilities | $455,253,000 | 1,299 |
| Total deposits | $393,365,000 | 1,312 |
| Interest-bearing deposits | $366,510,000 | 1,198 |
| Deposits held in domestic offices | $393,365,000 | 1,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,004,000 | 1,093 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $48,000,000 | 921 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,884,000 | 2,504 |
| Total equity capital | $37,695,000 | 1,770 |
| Total bank equity capital | $37,695,000 | 1,770 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $23,384,000 | 1,203 |
| Undivided profits | $14,310,000 | 2,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $936,000 | 2,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,563,000 | 1,587 |
| Earning assets | $441,295,000 | 1,363 |
| Long-term assets (5+ years) | $83,121,000 | 1,261 |
| Average Assets, year-to-date | $478,813,600 | 1,319 |
| Average Assets, quarterly | $483,934,000 | 1,341 |
| Volatile liabilities | $121,394,000 | 1,248 |
| Insider loans | $15,219,000 | 412 |
| FHLB advances | $48,000,000 | 841 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $108,746,000 | 956 |
| Tier 1 (core) risk-based capital | $38,474,000 | 1,642 |
| Tier 2 risk-based capital | $3,178,000 | 1,621 |
| Total risk weighted assets | $346,377,000 | 1,406 |
| Total unused commitments | $108,746,000 | 956 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 75 | 2,354 |
| Assets and Liabilities | ||
| Total Assets: | $474,920,000 | 1,372 |
| Cash and due from depository institutions | $18,898,000 | 2,354 |
| Interest-bearing balances | $1,033,000 | 2,378 |
| Securities | $79,364,000 | 1,537 |
| Federal funds sold & reverse repurchase agreements | $3,220,000 | 3,154 |
| Net loans & leases | $354,925,000 | 1,280 |
| Loan loss allowance | $3,178,000 | 1,647 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,603,000 | 4,994 |
| Other real estate owned | $0 | 2,354 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $16,910,000 | 1,102 |
| Life insurance assets | $8,695,000 | 661 |
| Total liabilities and capital | $474,920,000 | 1,372 |
| Total liabilities | $437,781,000 | 1,343 |
| Total deposits | $380,929,000 | 1,345 |
| Interest-bearing deposits | $358,929,000 | 1,210 |
| Deposits held in domestic offices | $380,929,000 | 1,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,240,000 | 1,071 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $43,000,000 | 1,033 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,612,000 | 2,764 |
| Total equity capital | $37,139,000 | 1,777 |
| Total bank equity capital | $37,139,000 | 1,777 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $23,384,000 | 1,199 |
| Undivided profits | $13,754,000 | 2,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $552,000 | 3,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,337,000 | 1,752 |
| Earning assets | $438,542,000 | 1,359 |
| Long-term assets (5+ years) | $83,707,000 | 1,246 |
| Average Assets, year-to-date | $475,280,000 | 1,338 |
| Average Assets, quarterly | $481,817,500 | 1,345 |
| Volatile liabilities | $114,907,000 | 1,301 |
| Insider loans | $15,954,000 | 383 |
| FHLB advances | $43,000,000 | 951 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $102,895,000 | 1,033 |
| Tier 1 (core) risk-based capital | $37,987,000 | 1,654 |
| Tier 2 risk-based capital | $3,178,000 | 1,627 |
| Total risk weighted assets | $359,549,000 | 1,350 |
| Total unused commitments | $102,895,000 | 1,034 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 80 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $488,715,000 | 1,330 |
| Cash and due from depository institutions | $18,361,000 | 2,202 |
| Interest-bearing balances | $468,000 | 3,183 |
| Securities | $78,703,000 | 1,550 |
| Federal funds sold & reverse repurchase agreements | $25,900,000 | 465 |
| Net loans & leases | $345,821,000 | 1,294 |
| Loan loss allowance | $3,578,000 | 1,440 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,642,000 | 4,912 |
| Other real estate owned | $0 | 2,202 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $18,288,000 | 1,017 |
| Life insurance assets | $8,608,000 | 659 |
| Total liabilities and capital | $488,715,000 | 1,330 |
| Total liabilities | $453,442,000 | 1,283 |
| Total deposits | $377,508,000 | 1,336 |
| Interest-bearing deposits | $347,410,000 | 1,232 |
| Deposits held in domestic offices | $377,508,000 | 1,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,992,000 | 1,154 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $63,000,000 | 778 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,942,000 | 2,201 |
| Total equity capital | $35,273,000 | 1,808 |
| Total bank equity capital | $35,273,000 | 1,808 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $23,384,000 | 1,178 |
| Undivided profits | $11,888,000 | 2,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $278,000 | 4,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,557,000 | 1,398 |
| Earning assets | $450,892,000 | 1,312 |
| Long-term assets (5+ years) | $78,790,000 | 1,291 |
| Average Assets, year-to-date | $475,400,000 | 1,344 |
| Average Assets, quarterly | $473,615,500 | 1,353 |
| Volatile liabilities | $164,273,000 | 945 |
| Insider loans | $15,317,000 | 395 |
| FHLB advances | $63,000,000 | 706 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $104,274,000 | 1,004 |
| Tier 1 (core) risk-based capital | $37,118,000 | 1,659 |
| Tier 2 risk-based capital | $3,578,000 | 1,423 |
| Total risk weighted assets | $360,678,000 | 1,310 |
| Total unused commitments | $104,274,000 | 1,004 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 77 | 2,279 |
| Assets and Liabilities | ||
| Total Assets: | $458,516,000 | 1,382 |
| Cash and due from depository institutions | $14,886,000 | 2,279 |
| Interest-bearing balances | $373,000 | 3,546 |
| Securities | $80,396,000 | 1,524 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,249 |
| Net loans & leases | $342,375,000 | 1,266 |
| Loan loss allowance | $3,578,000 | 1,419 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,634,000 | 4,886 |
| Other real estate owned | $0 | 2,279 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $17,225,000 | 1,037 |
| Life insurance assets | $8,518,000 | 647 |
| Total liabilities and capital | $458,516,000 | 1,382 |
| Total liabilities | $423,197,000 | 1,346 |
| Total deposits | $331,517,000 | 1,531 |
| Interest-bearing deposits | $302,449,000 | 1,422 |
| Deposits held in domestic offices | $331,517,000 | 1,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,802,000 | 655 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $63,000,000 | 745 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,878,000 | 2,278 |
| Total equity capital | $35,319,000 | 1,779 |
| Total bank equity capital | $35,319,000 | 1,779 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $22,604,000 | 1,169 |
| Undivided profits | $12,714,000 | 2,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,200,000 | 1,553 |
| Earning assets | $425,144,000 | 1,368 |
| Long-term assets (5+ years) | $79,194,000 | 1,253 |
| Average Assets, year-to-date | $468,742,500 | 1,355 |
| Average Assets, quarterly | $468,742,500 | 1,355 |
| Volatile liabilities | $138,218,000 | 1,060 |
| Insider loans | $17,486,000 | 331 |
| FHLB advances | $63,000,000 | 677 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $104,626,000 | 1,000 |
| Tier 1 (core) risk-based capital | $36,368,000 | 1,655 |
| Tier 2 risk-based capital | $3,578,000 | 1,391 |
| Total risk weighted assets | $356,817,000 | 1,291 |
| Total unused commitments | $104,626,000 | 1,000 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 78 | 2,240 |
| Assets and Liabilities | ||
| Total Assets: | $478,969,000 | 1,303 |
| Cash and due from depository institutions | $41,827,000 | 2,240 |
| Interest-bearing balances | $523,000 | 3,291 |
| Securities | $83,510,000 | 1,470 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $335,127,000 | 1,268 |
| Loan loss allowance | $3,578,000 | 1,402 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,664,000 | 4,817 |
| Other real estate owned | $0 | 2,240 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $16,841,000 | 1,041 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $478,969,000 | 1,303 |
| Total liabilities | $444,186,000 | 1,271 |
| Total deposits | $344,898,000 | 1,429 |
| Interest-bearing deposits | $314,990,000 | 1,323 |
| Deposits held in domestic offices | $344,898,000 | 1,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,250,000 | 545 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $60,200,000 | 790 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,838,000 | 2,276 |
| Total equity capital | $34,783,000 | 1,783 |
| Total bank equity capital | $34,783,000 | 1,783 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $23,384,000 | 1,118 |
| Undivided profits | $11,398,000 | 2,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,511,000 | 1,343 |
| Earning assets | $419,160,000 | 1,372 |
| Long-term assets (5+ years) | $75,599,000 | 1,279 |
| Average Assets, year-to-date | $435,861,000 | 1,373 |
| Average Assets, quarterly | $463,804,500 | 1,338 |
| Volatile liabilities | $161,815,000 | 916 |
| Insider loans | $16,886,000 | 321 |
| FHLB advances | $60,200,000 | 713 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $98,914,000 | 1,019 |
| Tier 1 (core) risk-based capital | $35,712,000 | 1,651 |
| Tier 2 risk-based capital | $3,578,000 | 1,370 |
| Total risk weighted assets | $351,601,000 | 1,290 |
| Total unused commitments | $98,914,000 | 1,019 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 76 | 2,273 |
| Assets and Liabilities | ||
| Total Assets: | $448,640,000 | 1,370 |
| Cash and due from depository institutions | $18,936,000 | 2,273 |
| Interest-bearing balances | $484,000 | 3,502 |
| Securities | $84,680,000 | 1,441 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $327,394,000 | 1,269 |
| Loan loss allowance | $3,578,000 | 1,364 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,688,000 | 4,754 |
| Other real estate owned | $0 | 2,273 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $15,942,000 | 1,072 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $448,640,000 | 1,370 |
| Total liabilities | $414,418,000 | 1,330 |
| Total deposits | $334,494,000 | 1,450 |
| Interest-bearing deposits | $311,572,000 | 1,318 |
| Deposits held in domestic offices | $334,494,000 | 1,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,520,000 | 733 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $57,000,000 | 818 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,404,000 | 2,709 |
| Total equity capital | $34,222,000 | 1,792 |
| Total bank equity capital | $34,222,000 | 1,792 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $23,384,000 | 1,078 |
| Undivided profits | $10,837,000 | 2,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,020,000 | 1,653 |
| Earning assets | $412,558,000 | 1,363 |
| Long-term assets (5+ years) | $70,414,000 | 1,353 |
| Average Assets, year-to-date | $425,084,000 | 1,395 |
| Average Assets, quarterly | $446,255,500 | 1,358 |
| Volatile liabilities | $109,348,000 | 1,212 |
| Insider loans | $16,336,000 | 325 |
| FHLB advances | $57,000,000 | 747 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $96,524,000 | 1,013 |
| Tier 1 (core) risk-based capital | $34,747,000 | 1,664 |
| Tier 2 risk-based capital | $3,578,000 | 1,337 |
| Total risk weighted assets | $342,681,000 | 1,283 |
| Total unused commitments | $96,524,000 | 1,015 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 77 | 2,250 |
| Assets and Liabilities | ||
| Total Assets: | $443,871,000 | 1,352 |
| Cash and due from depository institutions | $26,549,000 | 2,250 |
| Interest-bearing balances | $5,541,000 | 965 |
| Securities | $95,399,000 | 1,293 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $305,171,000 | 1,335 |
| Loan loss allowance | $3,578,000 | 1,358 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,592,000 | 4,872 |
| Other real estate owned | $0 | 2,250 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $15,160,000 | 1,093 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $443,871,000 | 1,352 |
| Total liabilities | $410,296,000 | 1,319 |
| Total deposits | $332,428,000 | 1,433 |
| Interest-bearing deposits | $296,075,000 | 1,353 |
| Deposits held in domestic offices | $332,428,000 | 1,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,829,000 | 552 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $41,740,000 | 1,058 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,299,000 | 2,694 |
| Total equity capital | $33,575,000 | 1,786 |
| Total bank equity capital | $33,575,000 | 1,786 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $23,384,000 | 1,055 |
| Undivided profits | $10,190,000 | 2,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,293,000 | 1,285 |
| Earning assets | $406,111,000 | 1,342 |
| Long-term assets (5+ years) | $61,726,000 | 1,517 |
| Average Assets, year-to-date | $417,232,000 | 1,412 |
| Average Assets, quarterly | $427,034,000 | 1,387 |
| Volatile liabilities | $123,134,000 | 1,067 |
| Insider loans | $15,344,000 | 329 |
| FHLB advances | $41,740,000 | 981 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $92,798,000 | 1,012 |
| Tier 1 (core) risk-based capital | $33,811,000 | 1,658 |
| Tier 2 risk-based capital | $3,578,000 | 1,319 |
| Total risk weighted assets | $328,851,000 | 1,301 |
| Total unused commitments | $92,798,000 | 1,013 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 69 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $410,197,000 | 1,455 |
| Cash and due from depository institutions | $14,957,000 | 2,484 |
| Interest-bearing balances | $613,000 | 3,201 |
| Securities | $91,450,000 | 1,378 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 4,795 |
| Net loans & leases | $286,384,000 | 1,392 |
| Loan loss allowance | $3,578,000 | 1,343 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,400,000 | 5,163 |
| Other real estate owned | $0 | 2,484 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $14,806,000 | 1,090 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $410,197,000 | 1,455 |
| Total liabilities | $378,277,000 | 1,418 |
| Total deposits | $327,964,000 | 1,436 |
| Interest-bearing deposits | $298,792,000 | 1,324 |
| Deposits held in domestic offices | $327,964,000 | 1,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,157,000 | 1,225 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $41,740,000 | 1,012 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $416,000 | 5,219 |
| Total equity capital | $31,920,000 | 1,813 |
| Total bank equity capital | $31,920,000 | 1,813 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $23,384,000 | 1,022 |
| Undivided profits | $8,535,000 | 3,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,885,000 | 1,562 |
| Earning assets | $379,647,000 | 1,438 |
| Long-term assets (5+ years) | $50,258,000 | 1,824 |
| Average Assets, year-to-date | $403,912,500 | 1,470 |
| Average Assets, quarterly | $403,912,500 | 1,470 |
| Volatile liabilities | $93,437,000 | 1,300 |
| Insider loans | $18,933,000 | 244 |
| FHLB advances | $41,740,000 | 934 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $95,523,000 | 978 |
| Tier 1 (core) risk-based capital | $32,851,000 | 1,679 |
| Tier 2 risk-based capital | $3,578,000 | 1,308 |
| Total risk weighted assets | $307,330,000 | 1,371 |
| Total unused commitments | $95,523,000 | 978 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 64 | 2,681 |
| Assets and Liabilities | ||
| Total Assets: | $397,628,000 | 1,499 |
| Cash and due from depository institutions | $45,332,000 | 2,681 |
| Interest-bearing balances | $7,548,000 | 747 |
| Securities | $58,204,000 | 2,130 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $278,421,000 | 1,419 |
| Loan loss allowance | $3,578,000 | 1,329 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,324,000 | 5,288 |
| Other real estate owned | $0 | 2,681 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $14,347,000 | 1,092 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $397,628,000 | 1,499 |
| Total liabilities | $369,771,000 | 1,446 |
| Total deposits | $313,853,000 | 1,497 |
| Interest-bearing deposits | $272,778,000 | 1,454 |
| Deposits held in domestic offices | $313,853,000 | 1,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,107,000 | 992 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $41,740,000 | 1,039 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,071,000 | 2,970 |
| Total equity capital | $27,857,000 | 2,101 |
| Total bank equity capital | $27,857,000 | 2,101 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $19,380,000 | 1,182 |
| Undivided profits | $8,476,000 | 3,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,661,000 | 1,749 |
| Earning assets | $344,173,000 | 1,599 |
| Long-term assets (5+ years) | $46,857,000 | 1,948 |
| Average Assets, year-to-date | $328,551,600 | 1,716 |
| Average Assets, quarterly | $368,189,500 | 1,612 |
| Volatile liabilities | $108,807,000 | 1,106 |
| Insider loans | $19,431,000 | 239 |
| FHLB advances | $41,740,000 | 947 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $98,440,000 | 937 |
| Tier 1 (core) risk-based capital | $27,945,000 | 1,980 |
| Tier 2 risk-based capital | $3,578,000 | 1,292 |
| Total risk weighted assets | $298,080,000 | 1,393 |
| Total unused commitments | $98,440,000 | 937 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 63 | 2,724 |
| Assets and Liabilities | ||
| Total Assets: | $338,751,000 | 1,730 |
| Cash and due from depository institutions | $22,085,000 | 2,724 |
| Interest-bearing balances | $8,355,000 | 722 |
| Securities | $48,204,000 | 2,480 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $261,562,000 | 1,476 |
| Loan loss allowance | $3,540,000 | 1,331 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,320,000 | 5,260 |
| Other real estate owned | $0 | 2,724 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,580,000 | 2,403 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $338,751,000 | 1,730 |
| Total liabilities | $311,589,000 | 1,704 |
| Total deposits | $255,925,000 | 1,813 |
| Interest-bearing deposits | $237,057,000 | 1,661 |
| Deposits held in domestic offices | $255,925,000 | 1,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,026,000 | 985 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $41,740,000 | 1,027 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $898,000 | 3,457 |
| Total equity capital | $27,162,000 | 2,127 |
| Total bank equity capital | $27,162,000 | 2,127 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $19,380,000 | 1,149 |
| Undivided profits | $7,781,000 | 3,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,229,000 | 2,537 |
| Earning assets | $318,121,000 | 1,696 |
| Long-term assets (5+ years) | $43,653,000 | 2,077 |
| Average Assets, year-to-date | $311,282,500 | 1,814 |
| Average Assets, quarterly | $325,699,500 | 1,767 |
| Volatile liabilities | $100,186,000 | 1,177 |
| Insider loans | $12,609,000 | 416 |
| FHLB advances | $41,740,000 | 933 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $86,817,000 | 1,036 |
| Tier 1 (core) risk-based capital | $27,111,000 | 2,026 |
| Tier 2 risk-based capital | $3,521,000 | 1,304 |
| Total risk weighted assets | $281,659,000 | 1,459 |
| Total unused commitments | $86,817,000 | 1,037 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 61 | 2,825 |
| Assets and Liabilities | ||
| Total Assets: | $312,648,000 | 1,845 |
| Cash and due from depository institutions | $16,824,000 | 2,825 |
| Interest-bearing balances | $412,000 | 3,774 |
| Securities | $48,170,000 | 2,524 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $240,848,000 | 1,555 |
| Loan loss allowance | $3,445,000 | 1,354 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,323,000 | 5,250 |
| Other real estate owned | $0 | 2,825 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,483,000 | 2,427 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $312,648,000 | 1,845 |
| Total liabilities | $286,728,000 | 1,816 |
| Total deposits | $210,247,000 | 2,179 |
| Interest-bearing deposits | $195,535,000 | 1,979 |
| Deposits held in domestic offices | $210,247,000 | 2,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,811,000 | 666 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $52,020,000 | 874 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $650,000 | 3,937 |
| Total equity capital | $25,920,000 | 2,146 |
| Total bank equity capital | $25,920,000 | 2,146 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $19,380,000 | 1,124 |
| Undivided profits | $6,539,000 | 3,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,343,000 | 2,162 |
| Earning assets | $289,430,000 | 1,810 |
| Long-term assets (5+ years) | $46,825,000 | 2,018 |
| Average Assets, year-to-date | $302,126,330 | 1,859 |
| Average Assets, quarterly | $308,989,500 | 1,838 |
| Volatile liabilities | $85,546,000 | 1,313 |
| Insider loans | $11,665,000 | 457 |
| FHLB advances | $52,020,000 | 793 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $80,836,000 | 1,060 |
| Tier 1 (core) risk-based capital | $26,393,000 | 2,031 |
| Tier 2 risk-based capital | $3,202,000 | 1,406 |
| Total risk weighted assets | $255,880,000 | 1,564 |
| Total unused commitments | $80,836,000 | 1,060 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 59 | 2,889 |
| Assets and Liabilities | ||
| Total Assets: | $305,331,000 | 1,862 |
| Cash and due from depository institutions | $22,414,000 | 2,889 |
| Interest-bearing balances | $8,227,000 | 862 |
| Securities | $50,515,000 | 2,423 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $225,913,000 | 1,634 |
| Loan loss allowance | $3,361,000 | 1,382 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,366,000 | 5,175 |
| Other real estate owned | $0 | 2,889 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,123,000 | 2,441 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $305,331,000 | 1,862 |
| Total liabilities | $279,081,000 | 1,826 |
| Total deposits | $210,732,000 | 2,144 |
| Interest-bearing deposits | $194,306,000 | 1,987 |
| Deposits held in domestic offices | $210,732,000 | 2,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,980,000 | 699 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $46,520,000 | 889 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $849,000 | 3,603 |
| Total equity capital | $26,250,000 | 2,160 |
| Total bank equity capital | $26,250,000 | 2,160 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $19,381,000 | 1,107 |
| Undivided profits | $6,868,000 | 3,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,175,000 | 2,439 |
| Earning assets | $284,655,000 | 1,823 |
| Long-term assets (5+ years) | $47,471,000 | 1,955 |
| Average Assets, year-to-date | $296,865,500 | 1,885 |
| Average Assets, quarterly | $296,865,500 | 1,885 |
| Volatile liabilities | $73,988,000 | 1,407 |
| Insider loans | $11,391,000 | 445 |
| FHLB advances | $46,520,000 | 808 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $79,651,000 | 1,044 |
| Tier 1 (core) risk-based capital | $25,774,000 | 2,058 |
| Tier 2 risk-based capital | $2,955,000 | 1,488 |
| Total risk weighted assets | $235,961,000 | 1,645 |
| Total unused commitments | $79,651,000 | 1,046 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 60 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $288,400,000 | 1,942 |
| Cash and due from depository institutions | $12,729,000 | 2,864 |
| Interest-bearing balances | $263,000 | 4,305 |
| Securities | $24,087,000 | 4,319 |
| Federal funds sold & reverse repurchase agreements | $22,700,000 | 489 |
| Net loans & leases | $222,974,000 | 1,630 |
| Loan loss allowance | $3,317,000 | 1,390 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,347,000 | 5,213 |
| Other real estate owned | $0 | 2,864 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,563,000 | 2,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,400,000 | 1,942 |
| Total liabilities | $262,987,000 | 1,922 |
| Total deposits | $208,955,000 | 2,164 |
| Interest-bearing deposits | $195,448,000 | 1,974 |
| Deposits held in domestic offices | $208,955,000 | 2,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,484,000 | 1,410 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $46,520,000 | 917 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,028,000 | 3,041 |
| Total equity capital | $25,413,000 | 2,183 |
| Total bank equity capital | $25,413,000 | 2,183 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $19,380,000 | 1,081 |
| Undivided profits | $6,032,000 | 4,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $994,000 | 3,015 |
| Earning assets | $270,024,000 | 1,895 |
| Long-term assets (5+ years) | $41,591,000 | 2,203 |
| Average Assets, year-to-date | $272,031,400 | 1,981 |
| Average Assets, quarterly | $276,711,000 | 2,004 |
| Volatile liabilities | $72,327,000 | 1,453 |
| Insider loans | $12,692,000 | 366 |
| FHLB advances | $46,520,000 | 825 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $77,575,000 | 1,038 |
| Tier 1 (core) risk-based capital | $25,215,000 | 2,077 |
| Tier 2 risk-based capital | $2,880,000 | 1,515 |
| Total risk weighted assets | $229,977,000 | 1,664 |
| Total unused commitments | $77,575,000 | 1,039 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 53 | 3,219 |
| Assets and Liabilities | ||
| Total Assets: | $265,022,000 | 2,111 |
| Cash and due from depository institutions | $13,978,000 | 3,219 |
| Interest-bearing balances | $287,000 | 4,362 |
| Securities | $32,205,000 | 3,441 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $212,953,000 | 1,680 |
| Loan loss allowance | $3,223,000 | 1,447 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,381,000 | 5,124 |
| Other real estate owned | $0 | 3,219 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,505,000 | 2,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,022,000 | 2,111 |
| Total liabilities | $240,389,000 | 2,099 |
| Total deposits | $183,532,000 | 2,449 |
| Interest-bearing deposits | $168,968,000 | 2,279 |
| Deposits held in domestic offices | $183,532,000 | 2,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,345,000 | 975 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $43,520,000 | 932 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $992,000 | 3,229 |
| Total equity capital | $24,633,000 | 2,254 |
| Total bank equity capital | $24,633,000 | 2,254 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $19,380,000 | 1,077 |
| Undivided profits | $5,252,000 | 4,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,034,000 | 3,048 |
| Earning assets | $245,445,000 | 2,086 |
| Long-term assets (5+ years) | $48,609,000 | 1,938 |
| Average Assets, year-to-date | $267,939,250 | 2,034 |
| Average Assets, quarterly | $268,443,500 | 2,065 |
| Volatile liabilities | $55,247,000 | 1,745 |
| Insider loans | $15,018,000 | 302 |
| FHLB advances | $43,520,000 | 842 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $74,792,000 | 1,087 |
| Tier 1 (core) risk-based capital | $24,480,000 | 2,152 |
| Tier 2 risk-based capital | $2,627,000 | 1,632 |
| Total risk weighted assets | $209,587,000 | 1,795 |
| Total unused commitments | $74,792,000 | 1,088 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 53 | 3,225 |
| Assets and Liabilities | ||
| Total Assets: | $271,865,000 | 2,043 |
| Cash and due from depository institutions | $21,966,000 | 3,225 |
| Interest-bearing balances | $167,000 | 4,957 |
| Securities | $39,925,000 | 2,881 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $204,157,000 | 1,717 |
| Loan loss allowance | $3,129,000 | 1,455 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,314,000 | 5,242 |
| Other real estate owned | $0 | 3,225 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,503,000 | 2,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,865,000 | 2,043 |
| Total liabilities | $249,736,000 | 2,002 |
| Total deposits | $195,807,000 | 2,297 |
| Interest-bearing deposits | $164,218,000 | 2,320 |
| Deposits held in domestic offices | $195,807,000 | 2,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,863,000 | 876 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $39,070,000 | 1,003 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $996,000 | 3,314 |
| Total equity capital | $22,129,000 | 2,473 |
| Total bank equity capital | $22,129,000 | 2,473 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $16,800,000 | 1,182 |
| Undivided profits | $5,328,000 | 4,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,022,000 | 2,968 |
| Earning assets | $244,249,000 | 2,072 |
| Long-term assets (5+ years) | $52,250,000 | 1,755 |
| Average Assets, year-to-date | $268,911,670 | 2,023 |
| Average Assets, quarterly | $276,370,500 | 1,982 |
| Volatile liabilities | $36,617,000 | 2,425 |
| Insider loans | $9,227,000 | 518 |
| FHLB advances | $39,070,000 | 908 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $70,586,000 | 1,107 |
| Tier 1 (core) risk-based capital | $21,528,000 | 2,371 |
| Tier 2 risk-based capital | $2,561,000 | 1,629 |
| Total risk weighted assets | $204,283,000 | 1,803 |
| Total unused commitments | $70,586,000 | 1,113 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 49 | 3,420 |
| Assets and Liabilities | ||
| Total Assets: | $280,876,000 | 1,947 |
| Cash and due from depository institutions | $19,971,000 | 3,420 |
| Interest-bearing balances | $413,000 | 4,003 |
| Securities | $42,166,000 | 2,722 |
| Federal funds sold & reverse repurchase agreements | $14,200,000 | 1,142 |
| Net loans & leases | $198,946,000 | 1,729 |
| Loan loss allowance | $3,067,000 | 1,457 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,326,000 | 5,190 |
| Other real estate owned | $0 | 3,420 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,267,000 | 2,684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $280,876,000 | 1,947 |
| Total liabilities | $259,430,000 | 1,905 |
| Total deposits | $202,449,000 | 2,190 |
| Interest-bearing deposits | $171,870,000 | 2,214 |
| Deposits held in domestic offices | $202,449,000 | 2,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,598,000 | 819 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $41,570,000 | 915 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $813,000 | 3,844 |
| Total equity capital | $21,446,000 | 2,493 |
| Total bank equity capital | $21,446,000 | 2,493 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $16,800,000 | 1,160 |
| Undivided profits | $4,645,000 | 4,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,108,000 | 2,769 |
| Earning assets | $255,725,000 | 1,960 |
| Long-term assets (5+ years) | $52,835,000 | 1,688 |
| Average Assets, year-to-date | $267,435,000 | 2,020 |
| Average Assets, quarterly | $267,435,000 | 2,020 |
| Volatile liabilities | $44,796,000 | 2,010 |
| Insider loans | $8,306,000 | 588 |
| FHLB advances | $41,570,000 | 826 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $70,910,000 | 1,078 |
| Tier 1 (core) risk-based capital | $20,980,000 | 2,386 |
| Tier 2 risk-based capital | $2,530,000 | 1,618 |
| Total risk weighted assets | $201,826,000 | 1,793 |
| Total unused commitments | $70,910,000 | 1,087 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 49 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $253,994,000 | 2,105 |
| Cash and due from depository institutions | $20,937,000 | 3,394 |
| Interest-bearing balances | $469,000 | 3,848 |
| Securities | $38,538,000 | 2,895 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $189,094,000 | 1,799 |
| Loan loss allowance | $2,990,000 | 1,469 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,304,000 | 5,227 |
| Other real estate owned | $0 | 3,394 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,121,000 | 2,709 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,994,000 | 2,105 |
| Total liabilities | $232,994,000 | 2,072 |
| Total deposits | $178,721,000 | 2,432 |
| Interest-bearing deposits | $147,698,000 | 2,517 |
| Deposits held in domestic offices | $178,721,000 | 2,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,279,000 | 1,002 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $43,070,000 | 903 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $924,000 | 3,568 |
| Total equity capital | $21,000,000 | 2,502 |
| Total bank equity capital | $21,000,000 | 2,502 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $16,800,000 | 1,138 |
| Undivided profits | $4,199,000 | 5,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,031,000 | 3,122 |
| Earning assets | $228,101,000 | 2,149 |
| Long-term assets (5+ years) | $55,408,000 | 1,594 |
| Average Assets, year-to-date | $235,979,600 | 2,171 |
| Average Assets, quarterly | $250,273,500 | 2,111 |
| Volatile liabilities | $42,620,000 | 2,091 |
| Insider loans | $8,478,000 | 567 |
| FHLB advances | $43,070,000 | 803 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $74,120,000 | 999 |
| Tier 1 (core) risk-based capital | $20,427,000 | 2,408 |
| Tier 2 risk-based capital | $2,378,000 | 1,669 |
| Total risk weighted assets | $189,649,000 | 1,860 |
| Total unused commitments | $74,120,000 | 999 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 44 | 3,732 |
| Assets and Liabilities | ||
| Total Assets: | $214,741,000 | 2,372 |
| Cash and due from depository institutions | $20,021,000 | 3,732 |
| Interest-bearing balances | $489,000 | 3,724 |
| Securities | $45,130,000 | 2,407 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $144,688,000 | 2,246 |
| Loan loss allowance | $2,274,000 | 1,765 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,286,000 | 5,258 |
| Other real estate owned | $0 | 3,732 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,616,000 | 2,931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,741,000 | 2,372 |
| Total liabilities | $196,426,000 | 2,347 |
| Total deposits | $155,169,000 | 2,632 |
| Interest-bearing deposits | $123,465,000 | 2,834 |
| Deposits held in domestic offices | $155,169,000 | 2,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,509,000 | 1,043 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $30,570,000 | 1,041 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $178,000 | 8,122 |
| Total equity capital | $18,315,000 | 2,652 |
| Total bank equity capital | $18,315,000 | 2,652 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $16,300,000 | 1,124 |
| Undivided profits | $2,014,000 | 6,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,038,000 | 3,344 |
| Earning assets | $190,307,000 | 2,449 |
| Long-term assets (5+ years) | $44,499,000 | 1,874 |
| Average Assets, year-to-date | $197,834,800 | 2,451 |
| Average Assets, quarterly | $213,317,000 | 2,364 |
| Volatile liabilities | $42,931,000 | 2,007 |
| Insider loans | $10,373,000 | 413 |
| FHLB advances | $30,570,000 | 941 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $65,739,000 | 1,025 |
| Tier 1 (core) risk-based capital | $18,173,000 | 2,561 |
| Tier 2 risk-based capital | $1,962,000 | 1,885 |
| Total risk weighted assets | $156,623,000 | 2,131 |
| Total unused commitments | $65,739,000 | 1,029 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 35 | 4,548 |
| Assets and Liabilities | ||
| Total Assets: | $176,941,000 | 2,716 |
| Cash and due from depository institutions | $10,939,000 | 4,548 |
| Interest-bearing balances | $181,000 | 4,027 |
| Securities | $24,417,000 | 4,009 |
| Federal funds sold & reverse repurchase agreements | $8,600,000 | 1,406 |
| Net loans & leases | $129,841,000 | 2,419 |
| Loan loss allowance | $1,852,000 | 2,042 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,412,000 | 5,030 |
| Other real estate owned | $0 | 4,548 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,732,000 | 4,357 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,941,000 | 2,716 |
| Total liabilities | $160,115,000 | 2,704 |
| Total deposits | $124,036,000 | 3,127 |
| Interest-bearing deposits | $103,093,000 | 3,212 |
| Deposits held in domestic offices | $124,036,000 | 3,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,083,000 | 1,235 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $27,570,000 | 1,099 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $426,000 | 6,295 |
| Total equity capital | $16,826,000 | 2,768 |
| Total bank equity capital | $16,826,000 | 2,768 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $16,300,000 | 1,089 |
| Undivided profits | $525,000 | 8,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $721,000 | 3,764 |
| Earning assets | $163,039,000 | 2,709 |
| Long-term assets (5+ years) | $32,798,000 | 2,239 |
| Average Assets, year-to-date | $153,939,200 | 2,950 |
| Average Assets, quarterly | $170,011,500 | 2,774 |
| Volatile liabilities | $34,294,000 | 2,377 |
| Insider loans | $9,109,000 | 479 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $53,063,000 | 1,123 |
| Tier 1 (core) risk-based capital | $16,847,000 | 2,661 |
| Tier 2 risk-based capital | $1,713,720 | 2,043 |
| Total risk weighted assets | $136,959,220 | 2,325 |
| Total unused commitments | $53,063,000 | 1,124 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 31 | 5,132 |
| Assets and Liabilities | ||
| Total Assets: | $130,968,000 | 3,498 |
| Cash and due from depository institutions | $5,766,000 | 5,132 |
| Interest-bearing balances | $43,000 | 5,547 |
| Securities | $29,989,000 | 3,587 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,279 |
| Net loans & leases | $85,053,000 | 3,395 |
| Loan loss allowance | $1,270,000 | 2,787 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,464,000 | 4,925 |
| Other real estate owned | $0 | 5,132 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,196,000 | 5,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,968,000 | 3,498 |
| Total liabilities | $115,741,000 | 3,546 |
| Total deposits | $99,849,000 | 3,738 |
| Interest-bearing deposits | $88,024,000 | 3,661 |
| Deposits held in domestic offices | $99,849,000 | 3,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,136,000 | 1,348 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,500,000 | 2,365 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $256,000 | 7,429 |
| Total equity capital | $15,227,000 | 2,909 |
| Total bank equity capital | $15,227,000 | 2,909 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $16,300,000 | 1,084 |
| Undivided profits | $-1,074,000 | 9,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $425,000 | 5,178 |
| Earning assets | $122,585,000 | 3,424 |
| Long-term assets (5+ years) | $22,992,000 | 3,033 |
| Average Assets, year-to-date | $112,151,200 | 3,853 |
| Average Assets, quarterly | $126,939,500 | 3,561 |
| Volatile liabilities | $43,273,000 | 1,867 |
| Insider loans | $4,851,000 | 954 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $43,096,000 | 1,341 |
| Tier 1 (core) risk-based capital | $15,975,000 | 2,757 |
| Tier 2 risk-based capital | $1,152,790 | 2,759 |
| Total risk weighted assets | $92,105,690 | 3,203 |
| Total unused commitments | $43,096,000 | 1,345 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 24 | 6,148 |
| Assets and Liabilities | ||
| Total Assets: | $96,578,000 | 4,472 |
| Cash and due from depository institutions | $6,119,000 | 6,148 |
| Interest-bearing balances | $6,000 | 6,439 |
| Securities | $31,267,000 | 3,502 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,795 |
| Net loans & leases | $48,011,000 | 5,064 |
| Loan loss allowance | $752,000 | 4,218 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $743,000 | 6,797 |
| Other real estate owned | $0 | 6,148 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $838,000 | 6,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,578,000 | 4,472 |
| Total liabilities | $87,085,000 | 4,461 |
| Total deposits | $78,261,000 | 4,607 |
| Interest-bearing deposits | $64,865,000 | 4,758 |
| Deposits held in domestic offices | $78,261,000 | 4,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,389,000 | 1,274 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $435,000 | 6,260 |
| Total equity capital | $9,493,000 | 4,575 |
| Total bank equity capital | $9,493,000 | 4,575 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $10,000,000 | 1,549 |
| Undivided profits | $-508,000 | 10,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $219,000 | 7,654 |
| Earning assets | $88,884,000 | 4,492 |
| Long-term assets (5+ years) | $13,265,000 | 4,052 |
| Average Assets, year-to-date | $72,187,000 | 5,378 |
| Average Assets, quarterly | $88,804,000 | 4,714 |
| Volatile liabilities | $21,455,000 | 2,844 |
| Insider loans | $4,103,000 | 1,038 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $25,861,000 | 1,846 |
| Tier 1 (core) risk-based capital | $9,158,000 | 4,516 |
| Tier 2 risk-based capital | $752,000 | 3,866 |
| Total risk weighted assets | $60,700,900 | 4,363 |
| Total unused commitments | $25,861,000 | 1,853 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 17 | 7,728 |
| Assets and Liabilities | ||
| Total Assets: | $50,827,000 | 6,999 |
| Cash and due from depository institutions | $1,485,000 | 7,728 |
| Interest-bearing balances | $500,000 | 3,114 |
| Securities | $22,351,000 | 4,540 |
| Federal funds sold & reverse repurchase agreements | $3,550,000 | 3,512 |
| Net loans & leases | $21,991,000 | 7,950 |
| Loan loss allowance | $360,000 | 6,941 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $882,000 | 6,354 |
| Other real estate owned | $0 | 7,728 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $568,000 | 8,067 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,827,000 | 6,999 |
| Total liabilities | $41,395,000 | 7,341 |
| Total deposits | $36,690,000 | 7,633 |
| Interest-bearing deposits | $30,965,000 | 7,645 |
| Deposits held in domestic offices | $36,690,000 | 7,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,504,000 | 1,573 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $201,000 | 8,979 |
| Total equity capital | $9,432,000 | 4,532 |
| Total bank equity capital | $9,432,000 | 4,532 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $10,000,000 | 1,536 |
| Undivided profits | $-569,000 | 10,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $105,000 | 9,727 |
| Earning assets | $48,392,000 | 6,831 |
| Long-term assets (5+ years) | $997,000 | 8,506 |
| Average Assets, year-to-date | $37,705,000 | 7,946 |
| Average Assets, quarterly | $48,303,500 | 7,133 |
| Volatile liabilities | $19,754,000 | 3,028 |
| Insider loans | $2,760,000 | 1,542 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,165,000 | 3,420 |
| Tier 1 (core) risk-based capital | $9,345,000 | 4,431 |
| Tier 2 risk-based capital | $343,810 | 6,561 |
| Total risk weighted assets | $27,488,710 | 7,323 |
| Total unused commitments | $10,165,000 | 3,421 |
| Derivatives | $0 | 533 |