Home > St. Johns Bank and Trust Company > Income and Expense

St. Johns Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,696,0002,323
Total interest expense$868,0003,803
Net interest income$13,828,0001,937
Provision for loan and lease losses$149,0002,210
Total noninterest income$1,373,0002,386
Gross Fiduciary activities income$0981
Service charges on deposit accounts$378,0001,956
Trading account gains and feesNANA
Additional Noninterest Income$995,0002,279
Total noninterest expense$9,866,0002,054
Salaries and employee benefits$6,030,0001,962
Premises and equipment expense$1,156,0001,859
Additional noninterest expense$995,0002,279
Pre-tax net operating income$5,186,0001,871
Securities gains (losses)$0988
Applicable income taxes$1,228,0001,303
Income before extraordinary items$3,958,0002,002
Extraordinary gains, net$054
Net income$3,958,0002,026
Minority interest net income$088
Net income of bank and minority interests.$3,958,0002,005
Net charge-offs$17,0002,260
Cash dividends$4,095,000939
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,958,0002,038
2023-09-30 (YTD Data)Rank
Total interest income$10,896,0002,300
Total interest expense$564,0003,826
Net interest income$10,332,0001,957
Provision for loan and lease losses$119,0002,039
Total noninterest income$1,120,0002,303
Gross Fiduciary activities income$0950
Service charges on deposit accounts$274,0001,996
Trading account gains and feesNANA
Additional Noninterest Income$846,0002,164
Total noninterest expense$7,310,0002,071
Salaries and employee benefits$4,480,0001,966
Premises and equipment expense$828,0001,912
Additional noninterest expense$846,0002,164
Pre-tax net operating income$4,023,0001,891
Securities gains (losses)$0849
Applicable income taxes$958,0001,315
Income before extraordinary items$3,065,0002,026
Extraordinary gains, net$052
Net income$3,065,0002,045
Minority interest net income$081
Net income of bank and minority interests.$3,065,0002,026
Net charge-offs$15,0002,004
Cash dividends$695,0002,007
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,065,0002,053
2023-06-30 (YTD Data)Rank
Total interest income$7,100,0002,307
Total interest expense$338,0003,808
Net interest income$6,762,0001,987
Provision for loan and lease losses$74,0002,008
Total noninterest income$860,0002,118
Gross Fiduciary activities income$0931
Service charges on deposit accounts$179,0002,005
Trading account gains and feesNANA
Additional Noninterest Income$681,0001,896
Total noninterest expense$4,783,0002,090
Salaries and employee benefits$2,942,0001,985
Premises and equipment expense$532,0001,947
Additional noninterest expense$681,0001,893
Pre-tax net operating income$2,765,0001,838
Securities gains (losses)$0938
Applicable income taxes$657,0001,290
Income before extraordinary items$2,108,0001,998
Extraordinary gains, net$051
Net income$2,108,0002,022
Minority interest net income$081
Net income of bank and minority interests.$2,108,0001,998
Net charge-offs$2,0002,220
Cash dividends$585,0001,834
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,108,0002,005
2023-03-31 (YTD Data)Rank
Total interest income$3,466,0002,318
Total interest expense$146,0003,813
Net interest income$3,320,0002,025
Provision for loan and lease losses$29,0002,010
Total noninterest income$240,0002,749
Gross Fiduciary activities income$0913
Service charges on deposit accounts$87,0002,061
Trading account gains and feesNANA
Additional Noninterest Income$153,0002,742
Total noninterest expense$2,350,0002,139
Salaries and employee benefits$1,448,0002,037
Premises and equipment expense$278,0001,912
Additional noninterest expense$153,0002,742
Pre-tax net operating income$1,181,0002,097
Securities gains (losses)$0950
Applicable income taxes$273,0001,467
Income before extraordinary items$908,0002,223
Extraordinary gains, net$04
Net income$908,0002,223
Minority interest net income$048
Net income of bank and minority interests.$908,0002,223
Net charge-offs$7,0001,486
Cash dividends$230,0001,734
Sale, conversion, retirement of capital stock, net$0430
Net operating income$908,0002,248
2022-12-31 (YTD Data)Rank
Total interest income$11,646,0002,322
Total interest expense$299,0003,760
Net interest income$11,347,0002,192
Provision for loan and lease losses$25,0002,738
Total noninterest income$1,485,0002,357
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$408,0001,930
Trading account gains and feesNANA
Additional Noninterest Income$1,077,0002,259
Total noninterest expense$9,664,0002,058
Salaries and employee benefits$5,886,0001,979
Premises and equipment expense$1,217,0001,794
Additional noninterest expense$1,077,0002,259
Pre-tax net operating income$3,143,0002,599
Securities gains (losses)$0691
Applicable income taxes$736,0001,774
Income before extraordinary items$2,407,0002,730
Extraordinary gains, net$05
Net income$2,407,0002,727
Minority interest net income$063
Net income of bank and minority interests.$2,407,0002,729
Net charge-offs$40,0001,651
Cash dividends$1,020,0002,121
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,407,0002,756
2022-09-30 (YTD Data)Rank
Total interest income$8,245,0002,351
Total interest expense$191,0003,758
Net interest income$8,054,0002,239
Provision for loan and lease losses$25,0002,497
Total noninterest income$1,240,0002,270
Gross Fiduciary activities income$0968
Service charges on deposit accounts$306,0001,935
Trading account gains and feesNANA
Additional Noninterest Income$934,0002,126
Total noninterest expense$7,311,0002,037
Salaries and employee benefits$4,435,0001,969
Premises and equipment expense$932,0001,776
Additional noninterest expense$934,0002,126
Pre-tax net operating income$1,958,0002,804
Securities gains (losses)$0740
Applicable income taxes$465,0001,881
Income before extraordinary items$1,493,0002,922
Extraordinary gains, net$04
Net income$1,493,0002,920
Minority interest net income$057
Net income of bank and minority interests.$1,493,0002,921
Net charge-offs$32,0001,407
Cash dividends$1,020,0001,645
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,493,0002,954
2022-06-30 (YTD Data)Rank
Total interest income$5,190,0002,385
Total interest expense$115,0003,814
Net interest income$5,075,0002,285
Provision for loan and lease losses$25,0002,200
Total noninterest income$860,0002,227
Gross Fiduciary activities income$0925
Service charges on deposit accounts$224,0001,811
Trading account gains and feesNANA
Additional Noninterest Income$636,0002,131
Total noninterest expense$4,824,0002,038
Salaries and employee benefits$2,982,0001,950
Premises and equipment expense$628,0001,770
Additional noninterest expense$1,214,0002,291
Pre-tax net operating income$1,086,0002,918
Securities gains (losses)$0687
Applicable income taxes$258,0001,938
Income before extraordinary items$828,0003,042
Extraordinary gains, net$04
Net income$828,0003,041
Minority interest net income$060
Net income of bank and minority interests.$828,0003,042
Net charge-offs$8,0001,644
Cash dividends$575,0001,787
Sale, conversion, retirement of capital stock, net$0494
Net operating income$828,0003,076
2022-03-31 (YTD Data)Rank
Total interest income$2,508,0002,394
Total interest expense$55,0003,839
Net interest income$2,453,0002,302
Provision for loan and lease losses$15,0001,841
Total noninterest income$292,0002,626
Gross Fiduciary activities income$0892
Service charges on deposit accounts$119,0001,727
Trading account gains and feesNANA
Additional Noninterest Income$173,0002,732
Total noninterest expense$2,366,0002,049
Salaries and employee benefits$1,470,0001,962
Premises and equipment expense$325,0001,746
Additional noninterest expense$571,0002,357
Pre-tax net operating income$364,0003,225
Securities gains (losses)$0623
Applicable income taxes$80,0002,216
Income before extraordinary items$284,0003,332
Extraordinary gains, net$04
Net income$284,0003,330
Minority interest net income$050
Net income of bank and minority interests.$284,0003,332
Net charge-offs$2,0001,559
Cash dividends$245,0001,641
Sale, conversion, retirement of capital stock, net$0453
Net operating income$284,0003,354
2021-12-31 (YTD Data)Rank
Total interest income$10,725,0002,374
Total interest expense$382,0003,494
Net interest income$10,343,0002,280
Provision for loan and lease losses$265,0001,504
Total noninterest income$1,094,0002,869
Gross Fiduciary activities income$0994
Service charges on deposit accounts$441,0001,747
Trading account gains and feesNANA
Additional Noninterest Income$653,0003,034
Total noninterest expense$9,665,0002,018
Salaries and employee benefits$6,049,0001,921
Premises and equipment expense$1,308,0001,703
Additional noninterest expense$2,308,0002,351
Pre-tax net operating income$1,507,0003,470
Securities gains (losses)$02,062
Applicable income taxes$338,0002,377
Income before extraordinary items$1,169,0003,607
Extraordinary gains, net$010
Net income$1,169,0003,607
Minority interest net income$074
Net income of bank and minority interests.$1,169,0003,607
Net charge-offs$2,0002,583
Cash dividends$1,065,0002,152
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,169,0003,588
2021-09-30 (YTD Data)Rank
Total interest income$8,157,0002,400
Total interest expense$305,0003,510
Net interest income$7,852,0002,302
Provision for loan and lease losses$225,0001,362
Total noninterest income$812,0002,932
Gross Fiduciary activities income$0957
Service charges on deposit accounts$319,0001,780
Trading account gains and feesNANA
Additional Noninterest Income$493,0003,084
Total noninterest expense$7,235,0002,037
Salaries and employee benefits$4,516,0001,931
Premises and equipment expense$987,0001,723
Additional noninterest expense$1,732,0002,363
Pre-tax net operating income$1,204,0003,536
Securities gains (losses)$02,015
Applicable income taxes$275,0002,369
Income before extraordinary items$929,0003,693
Extraordinary gains, net$08
Net income$929,0003,693
Minority interest net income$069
Net income of bank and minority interests.$929,0003,693
Net charge-offs$4,0002,210
Cash dividends$1,065,0001,679
Sale, conversion, retirement of capital stock, net$0543
Net operating income$929,0003,664
2021-06-30 (YTD Data)Rank
Total interest income$5,551,0002,348
Total interest expense$225,0003,469
Net interest income$5,326,0002,241
Provision for loan and lease losses$165,0001,318
Total noninterest income$522,0002,958
Gross Fiduciary activities income$0951
Service charges on deposit accounts$207,0001,758
Trading account gains and feesNANA
Additional Noninterest Income$315,0003,093
Total noninterest expense$4,796,0002,039
Salaries and employee benefits$3,020,0001,918
Premises and equipment expense$644,0001,738
Additional noninterest expense$1,132,0002,376
Pre-tax net operating income$887,0003,411
Securities gains (losses)$01,818
Applicable income taxes$201,0002,297
Income before extraordinary items$686,0003,586
Extraordinary gains, net$06
Net income$686,0003,585
Minority interest net income$067
Net income of bank and minority interests.$686,0003,586
Net charge-offs$02,245
Cash dividends$715,0001,654
Sale, conversion, retirement of capital stock, net$0517
Net operating income$686,0003,556
2021-03-31 (YTD Data)Rank
Total interest income$2,824,0002,315
Total interest expense$101,0003,683
Net interest income$2,723,0002,178
Provision for loan and lease losses$105,0001,210
Total noninterest income$267,0002,912
Gross Fiduciary activities income$0922
Service charges on deposit accounts$104,0001,737
Trading account gains and feesNANA
Additional Noninterest Income$163,0003,044
Total noninterest expense$2,438,0001,992
Salaries and employee benefits$1,513,0001,893
Premises and equipment expense$336,0001,700
Additional noninterest expense$589,0002,294
Pre-tax net operating income$447,0003,356
Securities gains (losses)$01,392
Applicable income taxes$97,0002,301
Income before extraordinary items$350,0003,519
Extraordinary gains, net$03
Net income$350,0003,520
Minority interest net income$055
Net income of bank and minority interests.$350,0003,519
Net charge-offs$-1,0003,038
Cash dividends$345,0001,475
Sale, conversion, retirement of capital stock, net$0482
Net operating income$350,0003,497
2020-12-31 (YTD Data)Rank
Total interest income$11,377,0002,322
Total interest expense$521,0003,796
Net interest income$10,856,0002,119
Provision for loan and lease losses$240,0002,884
Total noninterest income$991,0002,872
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$465,0001,685
Trading account gains and feesNANA
Additional Noninterest Income$526,0003,100
Total noninterest expense$9,467,0002,024
Salaries and employee benefits$5,993,0001,904
Premises and equipment expense$1,286,0001,708
Additional noninterest expense$2,188,0002,398
Pre-tax net operating income$2,140,0002,870
Securities gains (losses)$02,675
Applicable income taxes$454,0002,016
Income before extraordinary items$1,686,0003,047
Extraordinary gains, net$04
Net income$1,686,0003,046
Minority interest net income$072
Net income of bank and minority interests.$1,686,0003,047
Net charge-offs$35,0002,580
Cash dividends$1,105,0002,093
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,686,0002,992
2020-09-30 (YTD Data)Rank
Total interest income$8,537,0002,337
Total interest expense$401,0003,852
Net interest income$8,136,0002,112
Provision for loan and lease losses$180,0002,853
Total noninterest income$691,0002,941
Gross Fiduciary activities income$0981
Service charges on deposit accounts$349,0001,688
Trading account gains and feesNANA
Additional Noninterest Income$342,0003,208
Total noninterest expense$7,039,0002,021
Salaries and employee benefits$4,458,0001,897
Premises and equipment expense$987,0001,675
Additional noninterest expense$1,594,0002,409
Pre-tax net operating income$1,608,0002,867
Securities gains (losses)$02,494
Applicable income taxes$344,0001,992
Income before extraordinary items$1,264,0003,060
Extraordinary gains, net$04
Net income$1,264,0003,059
Minority interest net income$065
Net income of bank and minority interests.$1,264,0003,060
Net charge-offs$46,0002,098
Cash dividends$995,0001,725
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,264,0002,995
2020-06-30 (YTD Data)Rank
Total interest income$5,737,0002,354
Total interest expense$275,0003,902
Net interest income$5,462,0002,109
Provision for loan and lease losses$120,0002,806
Total noninterest income$466,0002,881
Gross Fiduciary activities income$0970
Service charges on deposit accounts$235,0001,705
Trading account gains and feesNANA
Additional Noninterest Income$231,0003,161
Total noninterest expense$4,656,0002,031
Salaries and employee benefits$2,955,0001,897
Premises and equipment expense$653,0001,678
Additional noninterest expense$1,048,0002,430
Pre-tax net operating income$1,152,0002,746
Securities gains (losses)$02,249
Applicable income taxes$246,0001,889
Income before extraordinary items$906,0002,937
Extraordinary gains, net$04
Net income$906,0002,936
Minority interest net income$065
Net income of bank and minority interests.$906,0002,937
Net charge-offs$47,0001,769
Cash dividends$645,0001,715
Sale, conversion, retirement of capital stock, net$0504
Net operating income$906,0002,894
2020-03-31 (YTD Data)Rank
Total interest income$2,968,0002,287
Total interest expense$148,0003,943
Net interest income$2,820,0002,021
Provision for loan and lease losses$60,0002,352
Total noninterest income$295,0002,543
Gross Fiduciary activities income$0941
Service charges on deposit accounts$136,0001,740
Trading account gains and feesNANA
Additional Noninterest Income$159,0002,712
Total noninterest expense$2,261,0002,086
Salaries and employee benefits$1,436,0001,953
Premises and equipment expense$328,0001,705
Additional noninterest expense$497,0002,546
Pre-tax net operating income$794,0002,172
Securities gains (losses)$01,705
Applicable income taxes$182,0001,468
Income before extraordinary items$612,0002,376
Extraordinary gains, net$04
Net income$612,0002,375
Minority interest net income$056
Net income of bank and minority interests.$612,0002,376
Net charge-offs$47,0001,231
Cash dividends$310,0001,617
Sale, conversion, retirement of capital stock, net$0482
Net operating income$612,0002,340
2019-12-31 (YTD Data)Rank
Total interest income$11,807,0002,313
Total interest expense$616,0003,944
Net interest income$11,191,0002,037
Provision for loan and lease losses$480,0001,514
Total noninterest income$1,304,0002,470
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$596,0001,677
Trading account gains and feesNANA
Additional Noninterest Income$708,0002,642
Total noninterest expense$9,346,0002,022
Salaries and employee benefits$5,708,0001,915
Premises and equipment expense$1,315,0001,672
Additional noninterest expense$2,323,0002,325
Pre-tax net operating income$2,669,0002,643
Securities gains (losses)$02,379
Applicable income taxes$595,0001,851
Income before extraordinary items$2,074,0002,840
Extraordinary gains, net$011
Net income$2,074,0002,841
Minority interest net income$076
Net income of bank and minority interests.$2,074,0002,842
Net charge-offs$96,0002,230
Cash dividends$884,0002,485
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,074,0002,807
2019-09-30 (YTD Data)Rank
Total interest income$8,826,0002,350
Total interest expense$465,0003,980
Net interest income$8,361,0002,074
Provision for loan and lease losses$360,0001,428
Total noninterest income$986,0002,477
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$451,0001,681
Trading account gains and feesNANA
Additional Noninterest Income$535,0002,652
Total noninterest expense$6,919,0002,036
Salaries and employee benefits$4,220,0001,946
Premises and equipment expense$976,0001,704
Additional noninterest expense$1,723,0002,338
Pre-tax net operating income$2,068,0002,670
Securities gains (losses)$02,167
Applicable income taxes$460,0001,869
Income before extraordinary items$1,608,0002,863
Extraordinary gains, net$011
Net income$1,608,0002,864
Minority interest net income$072
Net income of bank and minority interests.$1,608,0002,864
Net charge-offs$77,0001,933
Cash dividends$634,0002,269
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,608,0002,832
2019-06-30 (YTD Data)Rank
Total interest income$5,872,0002,351
Total interest expense$310,0003,982
Net interest income$5,562,0002,086
Provision for loan and lease losses$240,0001,405
Total noninterest income$645,0002,460
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$298,0001,667
Trading account gains and feesNANA
Additional Noninterest Income$347,0002,649
Total noninterest expense$4,591,0002,052
Salaries and employee benefits$2,792,0001,959
Premises and equipment expense$642,0001,736
Additional noninterest expense$1,157,0002,341
Pre-tax net operating income$1,376,0002,653
Securities gains (losses)$01,702
Applicable income taxes$305,0001,843
Income before extraordinary items$1,071,0002,856
Extraordinary gains, net$011
Net income$1,071,0002,855
Minority interest net income$069
Net income of bank and minority interests.$1,071,0002,855
Net charge-offs$70,0001,607
Cash dividends$554,0002,006
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,071,0002,828
2019-03-31 (YTD Data)Rank
Total interest income$2,891,0002,377
Total interest expense$153,0003,989
Net interest income$2,738,0002,120
Provision for loan and lease losses$120,0001,335
Total noninterest income$311,0002,482
Gross Fiduciary activities income$0972
Service charges on deposit accounts$147,0001,672
Trading account gains and feesNANA
Additional Noninterest Income$164,0002,653
Total noninterest expense$2,285,0002,068
Salaries and employee benefits$1,405,0001,964
Premises and equipment expense$327,0001,731
Additional noninterest expense$553,0002,416
Pre-tax net operating income$644,0002,703
Securities gains (losses)$01,087
Applicable income taxes$134,0001,919
Income before extraordinary items$510,0002,874
Extraordinary gains, net$05
Net income$510,0002,874
Minority interest net income$052
Net income of bank and minority interests.$510,0002,873
Net charge-offs$29,0001,522
Cash dividends$274,0001,815
Sale, conversion, retirement of capital stock, net$0529
Net operating income$510,0002,857
2018-12-31 (YTD Data)Rank
Total interest income$11,223,0002,326
Total interest expense$513,0003,896
Net interest income$10,710,0002,126
Provision for loan and lease losses$480,0001,491
Total noninterest income$1,338,0002,468
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$653,0001,621
Trading account gains and feesNANA
Additional Noninterest Income$685,0002,678
Total noninterest expense$9,295,0002,013
Salaries and employee benefits$5,631,0001,903
Premises and equipment expense$1,335,0001,667
Additional noninterest expense$2,329,0002,341
Pre-tax net operating income$2,273,0002,936
Securities gains (losses)$01,125
Applicable income taxes$461,0002,057
Income before extraordinary items$1,812,0003,084
Extraordinary gains, net$06
Net income$1,812,0003,083
Minority interest net income$072
Net income of bank and minority interests.$1,812,0003,083
Net charge-offs$28,0002,942
Cash dividends$829,0002,420
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,812,0003,078
2018-09-30 (YTD Data)Rank
Total interest income$8,276,0002,346
Total interest expense$372,0003,901
Net interest income$7,904,0002,146
Provision for loan and lease losses$360,0001,414
Total noninterest income$1,000,0002,507
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$486,0001,632
Trading account gains and feesNANA
Additional Noninterest Income$514,0002,716
Total noninterest expense$6,958,0002,015
Salaries and employee benefits$4,213,0001,903
Premises and equipment expense$1,004,0001,677
Additional noninterest expense$1,741,0002,343
Pre-tax net operating income$1,586,0003,109
Securities gains (losses)$01,118
Applicable income taxes$322,0002,170
Income before extraordinary items$1,264,0003,251
Extraordinary gains, net$05
Net income$1,264,0003,250
Minority interest net income$066
Net income of bank and minority interests.$1,264,0003,250
Net charge-offs$32,0002,465
Cash dividends$570,0002,255
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,264,0003,248
2018-06-30 (YTD Data)Rank
Total interest income$5,425,0002,365
Total interest expense$237,0003,910
Net interest income$5,188,0002,172
Provision for loan and lease losses$240,0001,369
Total noninterest income$610,0002,620
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$319,0001,652
Trading account gains and feesNANA
Additional Noninterest Income$291,0002,931
Total noninterest expense$4,625,0002,036
Salaries and employee benefits$2,832,0001,907
Premises and equipment expense$664,0001,705
Additional noninterest expense$1,129,0002,403
Pre-tax net operating income$933,0003,268
Securities gains (losses)$0961
Applicable income taxes$180,0002,304
Income before extraordinary items$753,0003,394
Extraordinary gains, net$06
Net income$753,0003,393
Minority interest net income$065
Net income of bank and minority interests.$753,0003,393
Net charge-offs$17,0002,331
Cash dividends$411,0002,180
Sale, conversion, retirement of capital stock, net$0620
Net operating income$753,0003,387
2018-03-31 (YTD Data)Rank
Total interest income$2,670,0002,385
Total interest expense$115,0003,922
Net interest income$2,555,0002,202
Provision for loan and lease losses$120,0001,317
Total noninterest income$335,0002,472
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$162,0001,631
Trading account gains and feesNANA
Additional Noninterest Income$173,0002,658
Total noninterest expense$2,316,0002,048
Salaries and employee benefits$1,400,0001,950
Premises and equipment expense$333,0001,711
Additional noninterest expense$583,0002,340
Pre-tax net operating income$454,0003,252
Securities gains (losses)$0735
Applicable income taxes$81,0002,340
Income before extraordinary items$373,0003,359
Extraordinary gains, net$07
Net income$373,0003,359
Minority interest net income$052
Net income of bank and minority interests.$373,0003,359
Net charge-offs$17,0001,740
Cash dividends$202,0001,877
Sale, conversion, retirement of capital stock, net$0580
Net operating income$373,0003,356
2017-12-31 (YTD Data)Rank
Total interest income$10,773,0002,295
Total interest expense$469,0003,777
Net interest income$10,304,0002,174
Provision for loan and lease losses$480,0001,487
Total noninterest income$1,453,0002,443
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$611,0001,747
Trading account gains and feesNANA
Additional Noninterest Income$842,0002,506
Total noninterest expense$9,682,0001,962
Salaries and employee benefits$5,690,0001,895
Premises and equipment expense$1,412,0001,601
Additional noninterest expense$2,580,0002,210
Pre-tax net operating income$1,595,0003,447
Securities gains (losses)$02,243
Applicable income taxes$1,012,0001,864
Income before extraordinary items$583,0004,347
Extraordinary gains, net$09
Net income$583,0004,347
Minority interest net income$076
Net income of bank and minority interests.$583,0004,347
Net charge-offs$1,011,000693
Cash dividends$1,590,0001,656
Sale, conversion, retirement of capital stock, net$0711
Net operating income$583,0004,335
2017-09-30 (YTD Data)Rank
Total interest income$7,898,0002,336
Total interest expense$351,0003,796
Net interest income$7,547,0002,227
Provision for loan and lease losses$360,0001,438
Total noninterest income$1,129,0002,412
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$431,0001,845
Trading account gains and feesNANA
Additional Noninterest Income$698,0002,398
Total noninterest expense$7,311,0001,944
Salaries and employee benefits$4,260,0001,898
Premises and equipment expense$1,073,0001,582
Additional noninterest expense$1,978,0002,143
Pre-tax net operating income$1,005,0003,770
Securities gains (losses)$02,274
Applicable income taxes$221,0002,696
Income before extraordinary items$784,0003,869
Extraordinary gains, net$09
Net income$784,0003,868
Minority interest net income$071
Net income of bank and minority interests.$784,0003,869
Net charge-offs$995,000498
Cash dividends$1,320,0001,429
Sale, conversion, retirement of capital stock, net$0677
Net operating income$784,0003,852
2017-06-30 (YTD Data)Rank
Total interest income$5,152,0002,370
Total interest expense$235,0003,764
Net interest income$4,917,0002,253
Provision for loan and lease losses$240,0001,411
Total noninterest income$803,0002,350
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$284,0001,853
Trading account gains and feesNANA
Additional Noninterest Income$519,0002,279
Total noninterest expense$4,935,0001,930
Salaries and employee benefits$2,830,0001,909
Premises and equipment expense$704,0001,613
Additional noninterest expense$1,401,0002,040
Pre-tax net operating income$545,0004,017
Securities gains (losses)$01,906
Applicable income taxes$101,0002,927
Income before extraordinary items$444,0004,034
Extraordinary gains, net$011
Net income$444,0004,033
Minority interest net income$071
Net income of bank and minority interests.$444,0004,034
Net charge-offs$3,0003,240
Cash dividends$1,140,0001,193
Sale, conversion, retirement of capital stock, net$0659
Net operating income$444,0004,017
2017-03-31 (YTD Data)Rank
Total interest income$2,507,0002,422
Total interest expense$116,0003,788
Net interest income$2,391,0002,300
Provision for loan and lease losses$120,0001,315
Total noninterest income$482,0002,102
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$143,0001,828
Trading account gains and feesNANA
Additional Noninterest Income$339,0001,940
Total noninterest expense$2,491,0001,929
Salaries and employee benefits$1,391,0001,965
Premises and equipment expense$322,0001,770
Additional noninterest expense$778,0001,883
Pre-tax net operating income$262,0004,037
Securities gains (losses)$01,153
Applicable income taxes$43,0002,982
Income before extraordinary items$219,0004,021
Extraordinary gains, net$08
Net income$219,0004,020
Minority interest net income$055
Net income of bank and minority interests.$219,0004,021
Net charge-offs$4,0002,506
Cash dividends$274,0001,729
Sale, conversion, retirement of capital stock, net$0632
Net operating income$219,0004,000
2016-12-31 (YTD Data)Rank
Total interest income$10,494,0002,308
Total interest expense$476,0003,725
Net interest income$10,018,0002,183
Provision for loan and lease losses$480,0001,515
Total noninterest income$539,0003,975
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$617,0001,768
Trading account gains and fees$0170
Additional Noninterest Income$-78,0005,871
Total noninterest expense$9,547,0001,988
Salaries and employee benefits$5,514,0001,942
Premises and equipment expense$1,430,0001,590
Additional noninterest expense$2,603,0002,229
Pre-tax net operating income$530,0004,768
Securities gains (losses)$03,212
Applicable income taxes$-61,0005,748
Income before extraordinary items$591,0004,551
Extraordinary gains, net$05
Net income$591,0004,550
Minority interest net income$082
Net income of bank and minority interests.$591,0004,550
Net charge-offs$940,000690
Cash dividends$919,0002,319
Sale, conversion, retirement of capital stock, net$0759
Net operating income$591,0004,507
2016-09-30 (YTD Data)Rank
Total interest income$7,806,0002,325
Total interest expense$360,0003,739
Net interest income$7,446,0002,199
Provision for loan and lease losses$420,0001,313
Total noninterest income$1,015,0002,618
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$457,0001,789
Trading account gains and fees$0169
Additional Noninterest Income$558,0002,750
Total noninterest expense$7,085,0002,007
Salaries and employee benefits$4,123,0001,929
Premises and equipment expense$1,063,0001,601
Additional noninterest expense$1,899,0002,285
Pre-tax net operating income$956,0003,787
Securities gains (losses)$03,160
Applicable income taxes$130,0003,077
Income before extraordinary items$826,0003,802
Extraordinary gains, net$05
Net income$826,0003,800
Minority interest net income$071
Net income of bank and minority interests.$826,0003,802
Net charge-offs$959,000491
Cash dividends$689,0002,067
Sale, conversion, retirement of capital stock, net$0719
Net operating income$826,0003,741
2016-06-30 (YTD Data)Rank
Total interest income$5,216,0002,326
Total interest expense$240,0003,755
Net interest income$4,976,0002,190
Provision for loan and lease losses$300,0001,234
Total noninterest income$654,0002,639
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$299,0001,803
Trading account gains and fees$0157
Additional Noninterest Income$355,0002,816
Total noninterest expense$4,710,0002,021
Salaries and employee benefits$2,748,0001,939
Premises and equipment expense$662,0001,702
Additional noninterest expense$1,300,0002,243
Pre-tax net operating income$620,0003,834
Securities gains (losses)$02,835
Applicable income taxes$128,0002,834
Income before extraordinary items$492,0003,983
Extraordinary gains, net$016
Net income$492,0003,981
Minority interest net income$071
Net income of bank and minority interests.$492,0003,982
Net charge-offs$962,000369
Cash dividends$460,0002,096
Sale, conversion, retirement of capital stock, net$0705
Net operating income$492,0003,909
2016-03-31 (YTD Data)Rank
Total interest income$2,596,0002,336
Total interest expense$120,0003,774
Net interest income$2,476,0002,194
Provision for loan and lease losses$180,0001,034
Total noninterest income$323,0002,638
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$151,0001,791
Trading account gains and fees$0142
Additional Noninterest Income$172,0002,821
Total noninterest expense$2,381,0002,007
Salaries and employee benefits$1,376,0001,937
Premises and equipment expense$333,0001,715
Additional noninterest expense$672,0002,167
Pre-tax net operating income$238,0004,203
Securities gains (losses)$02,077
Applicable income taxes$35,0003,188
Income before extraordinary items$203,0004,215
Extraordinary gains, net$012
Net income$203,0004,212
Minority interest net income$062
Net income of bank and minority interests.$203,0004,214
Net charge-offs$987,000228
Cash dividends$230,0001,837
Sale, conversion, retirement of capital stock, net$0659
Net operating income$203,0004,156
2015-12-31 (YTD Data)Rank
Total interest income$10,570,0002,265
Total interest expense$558,0003,527
Net interest income$10,012,0002,135
Provision for loan and lease losses$950,000848
Total noninterest income$1,416,0002,558
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$747,0001,561
Trading account gains and fees$0159
Additional Noninterest Income$669,0002,899
Total noninterest expense$9,242,0002,046
Salaries and employee benefits$5,494,0001,899
Premises and equipment expense$1,293,0001,770
Additional noninterest expense$2,455,0002,381
Pre-tax net operating income$1,236,0003,800
Securities gains (losses)$03,216
Applicable income taxes$254,0002,783
Income before extraordinary items$982,0003,970
Extraordinary gains, net$023
Net income$982,0003,970
Minority interest net income$081
Net income of bank and minority interests.$982,0003,971
Net charge-offs$83,0002,828
Cash dividends$1,071,0002,048
Sale, conversion, retirement of capital stock, net$0804
Net operating income$982,0003,912
2015-09-30 (YTD Data)Rank
Total interest income$8,048,0002,244
Total interest expense$432,0003,513
Net interest income$7,616,0002,117
Provision for loan and lease losses$750,000739
Total noninterest income$1,047,0002,605
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$571,0001,554
Trading account gains and fees$0153
Additional Noninterest Income$476,0002,978
Total noninterest expense$6,900,0002,052
Salaries and employee benefits$4,079,0001,916
Premises and equipment expense$971,0001,778
Additional noninterest expense$1,850,0002,362
Pre-tax net operating income$1,013,0003,722
Securities gains (losses)$03,031
Applicable income taxes$225,0002,729
Income before extraordinary items$788,0003,908
Extraordinary gains, net$021
Net income$788,0003,907
Minority interest net income$078
Net income of bank and minority interests.$788,0003,908
Net charge-offs$82,0002,352
Cash dividends$841,0001,788
Sale, conversion, retirement of capital stock, net$0773
Net operating income$788,0003,853
2015-06-30 (YTD Data)Rank
Total interest income$5,296,0002,277
Total interest expense$299,0003,462
Net interest income$4,997,0002,140
Provision for loan and lease losses$360,000971
Total noninterest income$708,0002,600
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$379,0001,539
Trading account gains and fees$0157
Additional Noninterest Income$329,0002,946
Total noninterest expense$4,651,0002,044
Salaries and employee benefits$2,714,0001,931
Premises and equipment expense$609,0001,891
Additional noninterest expense$1,328,0002,212
Pre-tax net operating income$694,0003,668
Securities gains (losses)$02,636
Applicable income taxes$158,0002,675
Income before extraordinary items$536,0003,847
Extraordinary gains, net$022
Net income$536,0003,848
Minority interest net income$075
Net income of bank and minority interests.$536,0003,850
Net charge-offs$74,0001,992
Cash dividends$611,0001,701
Sale, conversion, retirement of capital stock, net$0751
Net operating income$536,0003,795
2015-03-31 (YTD Data)Rank
Total interest income$2,614,0002,294
Total interest expense$155,0003,412
Net interest income$2,459,0002,169
Provision for loan and lease losses$180,000957
Total noninterest income$367,0002,513
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$188,0001,513
Trading account gains and fees$0152
Additional Noninterest Income$179,0002,776
Total noninterest expense$2,325,0002,032
Salaries and employee benefits$1,371,0001,910
Premises and equipment expense$315,0001,844
Additional noninterest expense$639,0002,282
Pre-tax net operating income$321,0003,775
Securities gains (losses)$02,027
Applicable income taxes$67,0002,776
Income before extraordinary items$254,0003,927
Extraordinary gains, net$013
Net income$254,0003,930
Minority interest net income$064
Net income of bank and minority interests.$254,0003,931
Net charge-offs$31,0001,862
Cash dividends$223,0001,773
Sale, conversion, retirement of capital stock, net$0697
Net operating income$254,0003,849
2014-12-31 (YTD Data)Rank
Total interest income$10,512,0002,291
Total interest expense$710,0003,280
Net interest income$9,802,0002,172
Provision for loan and lease losses$720,0001,103
Total noninterest income$985,0003,131
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$827,0001,527
Trading account gains and fees$0180
Additional Noninterest Income$158,0004,804
Total noninterest expense$9,576,0001,984
Salaries and employee benefits$5,572,0001,850
Premises and equipment expense$1,212,0001,901
Additional noninterest expense$2,792,0002,171
Pre-tax net operating income$491,0005,059
Securities gains (losses)$03,259
Applicable income taxes$30,0003,893
Income before extraordinary items$461,0005,020
Extraordinary gains, net$017
Net income$461,0005,019
Minority interest net income$084
Net income of bank and minority interests.$461,0005,020
Net charge-offs$1,345,000706
Cash dividends$784,0002,341
Sale, conversion, retirement of capital stock, net$0862
Net operating income$461,0004,976
2014-09-30 (YTD Data)Rank
Total interest income$7,838,0002,320
Total interest expense$539,0003,307
Net interest income$7,299,0002,201
Provision for loan and lease losses$480,0001,175
Total noninterest income$608,0003,490
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$620,0001,534
Trading account gains and fees$0174
Additional Noninterest Income$-12,0006,420
Total noninterest expense$7,140,0001,989
Salaries and employee benefits$4,166,0001,860
Premises and equipment expense$913,0001,904
Additional noninterest expense$2,061,0002,183
Pre-tax net operating income$287,0005,383
Securities gains (losses)$02,980
Applicable income taxes$-6,0006,276
Income before extraordinary items$293,0005,259
Extraordinary gains, net$015
Net income$293,0005,259
Minority interest net income$081
Net income of bank and minority interests.$293,0005,261
Net charge-offs$752,000847
Cash dividends$563,0002,093
Sale, conversion, retirement of capital stock, net$0819
Net operating income$293,0005,218
2014-06-30 (YTD Data)Rank
Total interest income$5,187,0002,328
Total interest expense$362,0003,330
Net interest income$4,825,0002,194
Provision for loan and lease losses$300,0001,222
Total noninterest income$250,0004,324
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$410,0001,530
Trading account gains and fees$0172
Additional Noninterest Income$-160,0006,608
Total noninterest expense$4,735,0002,004
Salaries and employee benefits$2,798,0001,842
Premises and equipment expense$594,0001,967
Additional noninterest expense$1,343,0002,214
Pre-tax net operating income$40,0006,032
Securities gains (losses)$02,580
Applicable income taxes$-54,0006,476
Income before extraordinary items$94,0005,772
Extraordinary gains, net$020
Net income$94,0005,774
Minority interest net income$080
Net income of bank and minority interests.$94,0005,774
Net charge-offs$763,000625
Cash dividends$357,0002,150
Sale, conversion, retirement of capital stock, net$0794
Net operating income$94,0005,733
2014-03-31 (YTD Data)Rank
Total interest income$2,634,0002,288
Total interest expense$184,0003,354
Net interest income$2,450,0002,156
Provision for loan and lease losses$180,0001,066
Total noninterest income$339,0002,634
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$208,0001,502
Trading account gains and fees$0147
Additional Noninterest Income$131,0003,169
Total noninterest expense$2,368,0002,011
Salaries and employee benefits$1,412,0001,842
Premises and equipment expense$307,0001,939
Additional noninterest expense$649,0002,306
Pre-tax net operating income$241,0004,162
Securities gains (losses)$01,715
Applicable income taxes$46,0003,014
Income before extraordinary items$195,0004,301
Extraordinary gains, net$016
Net income$195,0004,301
Minority interest net income$066
Net income of bank and minority interests.$195,0004,303
Net charge-offs$734,000372
Cash dividends$188,0001,825
Sale, conversion, retirement of capital stock, net$0747
Net operating income$195,0004,244
2013-12-31 (YTD Data)Rank
Total interest income$11,204,0002,180
Total interest expense$855,0003,299
Net interest income$10,349,0002,033
Provision for loan and lease losses$690,0001,492
Total noninterest income$1,389,0002,714
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$950,0001,431
Trading account gains and fees$0184
Additional Noninterest Income$439,0003,534
Total noninterest expense$9,809,0001,931
Salaries and employee benefits$5,598,0001,825
Premises and equipment expense$1,394,0001,682
Additional noninterest expense$2,817,0002,214
Pre-tax net operating income$1,239,0003,724
Securities gains (losses)$03,182
Applicable income taxes$314,0002,582
Income before extraordinary items$925,0004,033
Extraordinary gains, net$029
Net income$925,0004,036
Minority interest net income$090
Net income of bank and minority interests.$925,0004,036
Net charge-offs$1,184,0001,121
Cash dividends$780,0002,233
Sale, conversion, retirement of capital stock, net$0924
Net operating income$925,0003,985
2013-09-30 (YTD Data)Rank
Total interest income$8,453,0002,182
Total interest expense$652,0003,344
Net interest income$7,801,0002,031
Provision for loan and lease losses$690,0001,199
Total noninterest income$992,0002,836
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$718,0001,427
Trading account gains and fees$0180
Additional Noninterest Income$274,0003,880
Total noninterest expense$7,546,0001,890
Salaries and employee benefits$4,268,0001,804
Premises and equipment expense$1,073,0001,654
Additional noninterest expense$2,205,0002,117
Pre-tax net operating income$557,0004,627
Securities gains (losses)$03,040
Applicable income taxes$100,0003,316
Income before extraordinary items$457,0004,725
Extraordinary gains, net$025
Net income$457,0004,727
Minority interest net income$084
Net income of bank and minority interests.$457,0004,728
Net charge-offs$1,216,000873
Cash dividends$571,0001,980
Sale, conversion, retirement of capital stock, net$0868
Net operating income$457,0004,646
2013-06-30 (YTD Data)Rank
Total interest income$5,639,0002,187
Total interest expense$443,0003,351
Net interest income$5,196,0002,017
Provision for loan and lease losses$480,0001,203
Total noninterest income$646,0002,902
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$472,0001,411
Trading account gains and fees$0157
Additional Noninterest Income$174,0004,001
Total noninterest expense$5,012,0001,900
Salaries and employee benefits$2,872,0001,795
Premises and equipment expense$659,0001,781
Additional noninterest expense$1,481,0002,085
Pre-tax net operating income$350,0004,675
Securities gains (losses)$02,791
Applicable income taxes$60,0003,392
Income before extraordinary items$290,0004,805
Extraordinary gains, net$022
Net income$290,0004,808
Minority interest net income$082
Net income of bank and minority interests.$290,0004,809
Net charge-offs$852,000864
Cash dividends$382,0001,974
Sale, conversion, retirement of capital stock, net$0838
Net operating income$290,0004,680
2013-03-31 (YTD Data)Rank
Total interest income$2,914,0002,136
Total interest expense$228,0003,378
Net interest income$2,686,0001,981
Provision for loan and lease losses$210,0001,313
Total noninterest income$324,0002,899
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$243,0001,365
Trading account gains and fees$0148
Additional Noninterest Income$81,0004,075
Total noninterest expense$2,447,0001,955
Salaries and employee benefits$1,443,0001,810
Premises and equipment expense$326,0001,826
Additional noninterest expense$678,0002,300
Pre-tax net operating income$353,0003,500
Securities gains (losses)$01,966
Applicable income taxes$94,0002,461
Income before extraordinary items$259,0003,834
Extraordinary gains, net$010
Net income$259,0003,833
Minority interest net income$076
Net income of bank and minority interests.$259,0003,836
Net charge-offs$149,0001,591
Cash dividends$188,0001,677
Sale, conversion, retirement of capital stock, net$0789
Net operating income$259,0003,724
2012-12-31 (YTD Data)Rank
Total interest income$12,329,0002,117
Total interest expense$1,305,0003,019
Net interest income$11,024,0001,979
Provision for loan and lease losses$1,030,0001,735
Total noninterest income$2,185,0002,064
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,057,0001,348
Trading account gains and fees$0166
Additional Noninterest Income$1,128,0002,226
Total noninterest expense$10,411,0001,848
Salaries and employee benefits$5,881,0001,721
Premises and equipment expense$1,262,0001,860
Additional noninterest expense$3,268,0002,002
Pre-tax net operating income$1,768,0003,040
Securities gains (losses)$03,810
Applicable income taxes$543,0002,095
Income before extraordinary items$1,225,0003,493
Extraordinary gains, net$029
Net income$1,225,0003,495
Minority interest net income$093
Net income of bank and minority interests.$1,225,0003,496
Net charge-offs$2,405,0001,010
Cash dividends$1,071,0001,869
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,225,0003,353
2012-09-30 (YTD Data)Rank
Total interest income$9,388,0002,130
Total interest expense$1,058,0002,941
Net interest income$8,330,0001,997
Provision for loan and lease losses$820,0001,679
Total noninterest income$1,702,0002,005
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$790,0001,362
Trading account gains and fees$0157
Additional Noninterest Income$912,0002,107
Total noninterest expense$7,765,0001,848
Salaries and employee benefits$4,392,0001,708
Premises and equipment expense$942,0001,891
Additional noninterest expense$2,431,0002,021
Pre-tax net operating income$1,447,0002,955
Securities gains (losses)$03,575
Applicable income taxes$458,0002,031
Income before extraordinary items$989,0003,455
Extraordinary gains, net$020
Net income$989,0003,455
Minority interest net income$086
Net income of bank and minority interests.$989,0003,457
Net charge-offs$1,663,0001,044
Cash dividends$575,0001,886
Sale, conversion, retirement of capital stock, net$0952
Net operating income$989,0003,299
2012-06-30 (YTD Data)Rank
Total interest income$6,452,0002,079
Total interest expense$753,0002,893
Net interest income$5,699,0001,946
Provision for loan and lease losses$610,0001,554
Total noninterest income$1,255,0001,855
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$533,0001,336
Trading account gains and fees$0153
Additional Noninterest Income$722,0001,881
Total noninterest expense$5,109,0001,877
Salaries and employee benefits$2,920,0001,720
Premises and equipment expense$622,0001,904
Additional noninterest expense$1,567,0002,081
Pre-tax net operating income$1,235,0002,471
Securities gains (losses)$03,178
Applicable income taxes$383,0001,768
Income before extraordinary items$852,0002,911
Extraordinary gains, net$019
Net income$852,0002,911
Minority interest net income$084
Net income of bank and minority interests.$852,0002,911
Net charge-offs$1,125,0001,044
Cash dividends$412,0001,793
Sale, conversion, retirement of capital stock, net$0928
Net operating income$852,0002,769
2012-03-31 (YTD Data)Rank
Total interest income$3,271,0002,068
Total interest expense$409,0002,822
Net interest income$2,862,0001,938
Provision for loan and lease losses$320,0001,429
Total noninterest income$758,0001,588
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$276,0001,276
Trading account gains and fees$0148
Additional Noninterest Income$482,0001,544
Total noninterest expense$2,505,0001,913
Salaries and employee benefits$1,449,0001,731
Premises and equipment expense$313,0001,904
Additional noninterest expense$743,0002,172
Pre-tax net operating income$795,0002,041
Securities gains (losses)$02,210
Applicable income taxes$254,0001,474
Income before extraordinary items$541,0002,448
Extraordinary gains, net$019
Net income$541,0002,449
Minority interest net income$078
Net income of bank and minority interests.$541,0002,451
Net charge-offs$1,213,000592
Cash dividends$213,0001,533
Sale, conversion, retirement of capital stock, net$0861
Net operating income$541,0002,327
2011-12-31 (YTD Data)Rank
Total interest income$12,815,0002,180
Total interest expense$2,127,0002,644
Net interest income$10,688,0002,043
Provision for loan and lease losses$890,0002,596
Total noninterest income$2,306,0001,820
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,246,0001,182
Trading account gains and fees$0146
Additional Noninterest Income$1,060,0002,060
Total noninterest expense$10,645,0001,809
Salaries and employee benefits$5,887,0001,657
Premises and equipment expense$1,323,0001,881
Additional noninterest expense$3,435,0001,961
Pre-tax net operating income$1,459,0003,078
Securities gains (losses)$03,838
Applicable income taxes$353,0002,382
Income before extraordinary items$1,106,0003,354
Extraordinary gains, net$029
Net income$1,106,0003,357
Minority interest net income$096
Net income of bank and minority interests.$1,106,0003,357
Net charge-offs$4,796,000829
Cash dividends$1,014,0001,600
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,106,0003,249
2011-09-30 (YTD Data)Rank
Total interest income$9,564,0002,222
Total interest expense$1,672,0002,636
Net interest income$7,892,0002,085
Provision for loan and lease losses$630,0002,574
Total noninterest income$1,823,0001,724
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$943,0001,176
Trading account gains and fees$0145
Additional Noninterest Income$880,0001,914
Total noninterest expense$7,944,0001,819
Salaries and employee benefits$4,409,0001,670
Premises and equipment expense$1,001,0001,877
Additional noninterest expense$2,534,0001,999
Pre-tax net operating income$1,141,0003,082
Securities gains (losses)$03,555
Applicable income taxes$279,0002,339
Income before extraordinary items$862,0003,360
Extraordinary gains, net$021
Net income$862,0003,362
Minority interest net income$087
Net income of bank and minority interests.$862,0003,361
Net charge-offs$3,639,000811
Cash dividends$490,0001,855
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$862,0003,249
2011-06-30 (YTD Data)Rank
Total interest income$6,401,0002,227
Total interest expense$1,149,0002,653
Net interest income$5,252,0002,084
Provision for loan and lease losses$420,0002,531
Total noninterest income$1,025,0001,961
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$628,0001,156
Trading account gains and fees$0153
Additional Noninterest Income$397,0002,451
Total noninterest expense$5,353,0001,827
Salaries and employee benefits$3,040,0001,626
Premises and equipment expense$662,0001,908
Additional noninterest expense$1,651,0002,061
Pre-tax net operating income$504,0003,805
Securities gains (losses)$02,914
Applicable income taxes$91,0002,931
Income before extraordinary items$413,0003,925
Extraordinary gains, net$015
Net income$413,0003,926
Minority interest net income$089
Net income of bank and minority interests.$413,0003,927
Net charge-offs$1,845,000976
Cash dividends$327,0001,842
Sale, conversion, retirement of capital stock, net$0986
Net operating income$413,0003,815
2011-03-31 (YTD Data)Rank
Total interest income$3,202,0002,239
Total interest expense$591,0002,671
Net interest income$2,611,0002,083
Provision for loan and lease losses$210,0002,372
Total noninterest income$507,0001,964
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$313,0001,151
Trading account gains and fees$0158
Additional Noninterest Income$194,0002,514
Total noninterest expense$2,690,0001,829
Salaries and employee benefits$1,523,0001,633
Premises and equipment expense$353,0001,836
Additional noninterest expense$814,0002,069
Pre-tax net operating income$218,0004,090
Securities gains (losses)$01,772
Applicable income taxes$7,0003,925
Income before extraordinary items$211,0003,890
Extraordinary gains, net$09
Net income$211,0003,889
Minority interest net income$086
Net income of bank and minority interests.$211,0003,890
Net charge-offs$1,733,000595
Cash dividends$163,0001,558
Sale, conversion, retirement of capital stock, net$0925
Net operating income$211,0003,839
2010-12-31 (YTD Data)Rank
Total interest income$14,608,0002,057
Total interest expense$2,992,0002,611
Net interest income$11,616,0001,888
Provision for loan and lease losses$2,290,0001,908
Total noninterest income$2,173,0001,967
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,429,0001,065
Trading account gains and fees$0175
Additional Noninterest Income$744,0002,596
Total noninterest expense$10,683,0001,839
Salaries and employee benefits$5,935,0001,637
Premises and equipment expense$1,285,0001,978
Additional noninterest expense$3,463,0002,022
Pre-tax net operating income$816,0003,701
Securities gains (losses)$03,793
Applicable income taxes$235,0002,585
Income before extraordinary items$581,0004,108
Extraordinary gains, net$029
Net income$581,0004,107
Minority interest net income$0111
Net income of bank and minority interests.$581,0004,108
Net charge-offs$-367,0007,641
Cash dividends$629,0002,060
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$581,0003,972
2010-09-30 (YTD Data)Rank
Total interest income$11,266,0002,054
Total interest expense$2,344,0002,606
Net interest income$8,922,0001,882
Provision for loan and lease losses$800,0002,848
Total noninterest income$1,978,0001,703
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,091,0001,067
Trading account gains and fees$0165
Additional Noninterest Income$887,0001,949
Total noninterest expense$8,173,0001,791
Salaries and employee benefits$4,586,0001,597
Premises and equipment expense$948,0002,033
Additional noninterest expense$2,639,0001,961
Pre-tax net operating income$1,927,0001,950
Securities gains (losses)$03,651
Applicable income taxes$560,0001,554
Income before extraordinary items$1,367,0002,329
Extraordinary gains, net$023
Net income$1,367,0002,326
Minority interest net income$0110
Net income of bank and minority interests.$1,367,0002,330
Net charge-offs$-624,0007,756
Cash dividends$465,0001,856
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,367,0002,211
2010-06-30 (YTD Data)Rank
Total interest income$7,513,0002,078
Total interest expense$1,653,0002,581
Net interest income$5,860,0001,905
Provision for loan and lease losses$460,0002,970
Total noninterest income$1,448,0001,537
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$745,0001,058
Trading account gains and fees$0152
Additional Noninterest Income$703,0001,667
Total noninterest expense$5,504,0001,792
Salaries and employee benefits$3,069,0001,610
Premises and equipment expense$591,0002,180
Additional noninterest expense$1,844,0001,883
Pre-tax net operating income$1,344,0001,869
Securities gains (losses)$03,184
Applicable income taxes$394,0001,459
Income before extraordinary items$950,0002,204
Extraordinary gains, net$019
Net income$950,0002,203
Minority interest net income$0105
Net income of bank and minority interests.$950,0002,206
Net charge-offs$-1,055,0007,824
Cash dividends$302,0001,855
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$950,0002,128
2010-03-31 (YTD Data)Rank
Total interest income$3,727,0002,139
Total interest expense$905,0002,481
Net interest income$2,822,0001,993
Provision for loan and lease losses$220,0002,876
Total noninterest income$712,0001,580
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$387,0001,023
Trading account gains and fees$0175
Additional Noninterest Income$325,0001,746
Total noninterest expense$2,664,0001,862
Salaries and employee benefits$1,497,0001,665
Premises and equipment expense$299,0002,204
Additional noninterest expense$868,0001,959
Pre-tax net operating income$650,0001,960
Securities gains (losses)$02,284
Applicable income taxes$189,0001,479
Income before extraordinary items$461,0002,283
Extraordinary gains, net$016
Net income$461,0002,282
Minority interest net income$091
Net income of bank and minority interests.$461,0002,283
Net charge-offs$689,0001,342
Cash dividends$151,0001,579
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$461,0002,200
2009-12-31 (YTD Data)Rank
Total interest income$16,164,0002,098
Total interest expense$5,230,0002,168
Net interest income$10,934,0002,007
Provision for loan and lease losses$9,934,000879
Total noninterest income$905,0003,529
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,755,000989
Trading account gains and fees$0211
Additional Noninterest Income$-850,0007,860
Total noninterest expense$11,044,0001,846
Salaries and employee benefits$6,123,0001,621
Premises and equipment expense$1,308,0002,037
Additional noninterest expense$3,613,0002,012
Pre-tax net operating income$-9,139,0007,454
Securities gains (losses)$03,754
Applicable income taxes$-3,509,0007,666
Income before extraordinary items$-5,630,0007,317
Extraordinary gains, net$034
Net income$-5,630,0007,317
Minority interest net income$0115
Net income of bank and minority interests.$-5,630,0007,317
Net charge-offs$5,964,0001,001
Cash dividends$509,0002,510
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-5,630,0007,339
2009-09-30 (YTD Data)Rank
Total interest income$12,430,0002,085
Total interest expense$4,118,0002,167
Net interest income$8,312,0001,983
Provision for loan and lease losses$8,350,000722
Total noninterest income$775,0003,334
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,334,000973
Trading account gains and fees$0212
Additional Noninterest Income$-559,0007,967
Total noninterest expense$8,188,0001,857
Salaries and employee benefits$4,578,0001,638
Premises and equipment expense$1,009,0002,007
Additional noninterest expense$2,601,0002,029
Pre-tax net operating income$-7,451,0007,646
Securities gains (losses)$03,497
Applicable income taxes$-2,645,0007,784
Income before extraordinary items$-4,806,0007,560
Extraordinary gains, net$027
Net income$-4,806,0007,560
Minority interest net income$0118
Net income of bank and minority interests.$-4,806,0007,560
Net charge-offs$3,770,0001,023
Cash dividends$358,0002,420
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-4,806,0007,568
2009-06-30 (YTD Data)Rank
Total interest income$8,296,0002,122
Total interest expense$2,838,0002,188
Net interest income$5,458,0002,003
Provision for loan and lease losses$450,0003,101
Total noninterest income$1,523,0001,629
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$892,000954
Trading account gains and fees$0193
Additional Noninterest Income$631,0001,928
Total noninterest expense$5,429,0001,898
Salaries and employee benefits$3,089,0001,655
Premises and equipment expense$691,0001,987
Additional noninterest expense$1,649,0002,157
Pre-tax net operating income$1,102,0001,953
Securities gains (losses)$03,136
Applicable income taxes$371,0001,334
Income before extraordinary items$731,0002,386
Extraordinary gains, net$021
Net income$731,0002,384
Minority interest net income$0112
Net income of bank and minority interests.$731,0002,386
Net charge-offs$448,0002,465
Cash dividends$248,0002,456
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$731,0002,321
2009-03-31 (YTD Data)Rank
Total interest income$4,075,0002,179
Total interest expense$1,475,0002,204
Net interest income$2,600,0002,107
Provision for loan and lease losses$210,0002,775
Total noninterest income$772,0001,584
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$441,000935
Trading account gains and fees$0171
Additional Noninterest Income$331,0001,827
Total noninterest expense$2,694,0001,847
Salaries and employee benefits$1,590,0001,633
Premises and equipment expense$370,0001,905
Additional noninterest expense$734,0002,139
Pre-tax net operating income$468,0002,498
Securities gains (losses)$02,434
Applicable income taxes$130,0001,920
Income before extraordinary items$338,0002,896
Extraordinary gains, net$015
Net income$338,0002,896
Minority interest net income$0102
Net income of bank and minority interests.$338,0002,897
Net charge-offs$-30,0008,062
Cash dividends$110,0002,164
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$338,0002,765
2008-12-31 (YTD Data)Rank
Total interest income$18,339,0002,080
Total interest expense$7,280,0002,132
Net interest income$11,059,0002,011
Provision for loan and lease losses$970,0002,753
Total noninterest income$2,935,0001,603
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,911,000932
Trading account gains and fees$0154
Additional Noninterest Income$1,024,0002,087
Total noninterest expense$11,459,0001,700
Salaries and employee benefits$6,526,0001,589
Premises and equipment expense$1,592,0001,729
Additional noninterest expense$3,341,0001,834
Pre-tax net operating income$1,565,0002,944
Securities gains (losses)$03,220
Applicable income taxes$370,0002,163
Income before extraordinary items$1,195,0002,932
Extraordinary gains, net$039
Net income$1,195,0002,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,172,0001,231
Cash dividends$440,0003,555
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,195,0003,069
2008-09-30 (YTD Data)Rank
Total interest income$14,115,0002,072
Total interest expense$5,656,0002,147
Net interest income$8,459,0001,990
Provision for loan and lease losses$560,0002,564
Total noninterest income$2,121,0001,698
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,421,000940
Trading account gains and fees$0148
Additional Noninterest Income$700,0002,318
Total noninterest expense$8,651,0001,683
Salaries and employee benefits$4,990,0001,576
Premises and equipment expense$1,261,0001,653
Additional noninterest expense$2,400,0001,847
Pre-tax net operating income$1,369,0003,036
Securities gains (losses)$03,106
Applicable income taxes$347,0002,311
Income before extraordinary items$1,022,0003,052
Extraordinary gains, net$031
Net income$1,022,0003,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$456,0002,056
Cash dividends$330,0003,268
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,022,0003,204
2008-06-30 (YTD Data)Rank
Total interest income$9,673,0002,047
Total interest expense$3,955,0002,139
Net interest income$5,718,0001,961
Provision for loan and lease losses$420,0002,107
Total noninterest income$1,614,0001,560
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$963,000903
Trading account gains and fees$0149
Additional Noninterest Income$651,0001,891
Total noninterest expense$5,895,0001,653
Salaries and employee benefits$3,330,0001,583
Premises and equipment expense$860,0001,617
Additional noninterest expense$1,705,0001,716
Pre-tax net operating income$1,017,0002,915
Securities gains (losses)$03,233
Applicable income taxes$269,0002,339
Income before extraordinary items$748,0003,191
Extraordinary gains, net$021
Net income$748,0003,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0003,432
Cash dividends$220,0003,315
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$748,0003,140
2008-03-31 (YTD Data)Rank
Total interest income$5,031,0002,023
Total interest expense$2,143,0002,121
Net interest income$2,888,0001,931
Provision for loan and lease losses$210,0001,766
Total noninterest income$847,0001,505
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$477,000907
Trading account gains and fees$0158
Additional Noninterest Income$370,0001,715
Total noninterest expense$2,845,0001,702
Salaries and employee benefits$1,681,0001,582
Premises and equipment expense$449,0001,555
Additional noninterest expense$715,0001,972
Pre-tax net operating income$680,0002,466
Securities gains (losses)$02,688
Applicable income taxes$236,0001,755
Income before extraordinary items$444,0002,959
Extraordinary gains, net$015
Net income$444,0002,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,162
Cash dividends$110,0002,828
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$444,0002,872
2007-12-31 (YTD Data)Rank
Total interest income$21,930,0001,931
Total interest expense$10,040,0001,941
Net interest income$11,890,0001,909
Provision for loan and lease losses$2,790,000657
Total noninterest income$3,493,0001,463
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,923,000929
Trading account gains and fees$0178
Additional Noninterest Income$1,570,0001,624
Total noninterest expense$11,469,0001,605
Salaries and employee benefits$6,703,0001,509
Premises and equipment expense$1,751,0001,523
Additional noninterest expense$3,015,0001,832
Pre-tax net operating income$1,124,0004,497
Securities gains (losses)$02,146
Applicable income taxes$128,0004,274
Income before extraordinary items$996,0004,338
Extraordinary gains, net$039
Net income$996,0004,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,785,000668
Cash dividends$515,0003,650
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$996,0004,326
2007-09-30 (YTD Data)Rank
Total interest income$16,533,0001,923
Total interest expense$7,631,0001,925
Net interest income$8,902,0001,925
Provision for loan and lease losses$530,0001,486
Total noninterest income$2,536,0001,499
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,377,000955
Trading account gains and fees$0184
Additional Noninterest Income$1,159,0001,633
Total noninterest expense$8,578,0001,590
Salaries and employee benefits$5,055,0001,500
Premises and equipment expense$1,321,0001,507
Additional noninterest expense$2,202,0001,829
Pre-tax net operating income$2,330,0002,552
Securities gains (losses)$01,655
Applicable income taxes$744,0001,997
Income before extraordinary items$1,586,0002,855
Extraordinary gains, net$033
Net income$1,586,0002,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,096,000610
Cash dividends$350,0003,430
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,586,0002,841
2007-06-30 (YTD Data)Rank
Total interest income$10,883,0001,959
Total interest expense$4,959,0001,974
Net interest income$5,924,0001,950
Provision for loan and lease losses$340,0001,399
Total noninterest income$1,637,0001,568
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$884,000999
Trading account gains and fees$0168
Additional Noninterest Income$753,0001,678
Total noninterest expense$5,687,0001,621
Salaries and employee benefits$3,389,0001,515
Premises and equipment expense$884,0001,520
Additional noninterest expense$1,414,0001,913
Pre-tax net operating income$1,534,0002,637
Securities gains (losses)$01,444
Applicable income taxes$495,0002,081
Income before extraordinary items$1,039,0002,957
Extraordinary gains, net$029
Net income$1,039,0002,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$998,000450
Cash dividends$235,0003,448
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,039,0002,944
2007-03-31 (YTD Data)Rank
Total interest income$5,300,0002,002
Total interest expense$2,349,0002,039
Net interest income$2,951,0001,960
Provision for loan and lease losses$140,0001,574
Total noninterest income$796,0001,585
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$424,0001,010
Trading account gains and fees$0195
Additional Noninterest Income$372,0001,678
Total noninterest expense$2,819,0001,635
Salaries and employee benefits$1,697,0001,525
Premises and equipment expense$447,0001,498
Additional noninterest expense$675,0001,958
Pre-tax net operating income$788,0002,580
Securities gains (losses)$01,187
Applicable income taxes$259,0002,040
Income before extraordinary items$529,0002,884
Extraordinary gains, net$022
Net income$529,0002,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,204
Cash dividends$120,0002,940
Sale, conversion, retirement of capital stock, net$0885
Net operating income$529,0002,875
2006-12-31 (YTD Data)Rank
Total interest income$20,514,0001,934
Total interest expense$7,673,0002,117
Net interest income$12,841,0001,798
Provision for loan and lease losses$675,0001,453
Total noninterest income$3,284,0001,492
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,887,000936
Trading account gains and fees$0130
Additional Noninterest Income$1,397,0001,753
Total noninterest expense$11,550,0001,552
Salaries and employee benefits$6,690,0001,483
Premises and equipment expense$1,772,0001,449
Additional noninterest expense$3,088,0001,708
Pre-tax net operating income$3,900,0002,300
Securities gains (losses)$11,0001,071
Applicable income taxes$1,318,0001,851
Income before extraordinary items$2,593,0002,537
Extraordinary gains, net$051
Net income$2,593,0002,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,682
Cash dividends$690,0003,233
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,585,7402,520
2006-09-30 (YTD Data)Rank
Total interest income$15,227,0001,948
Total interest expense$5,536,0002,131
Net interest income$9,691,0001,805
Provision for loan and lease losses$535,0001,324
Total noninterest income$2,521,0001,482
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,440,000926
Trading account gains and fees$0126
Additional Noninterest Income$1,081,0001,729
Total noninterest expense$8,746,0001,535
Salaries and employee benefits$5,037,0001,478
Premises and equipment expense$1,343,0001,447
Additional noninterest expense$2,366,0001,664
Pre-tax net operating income$2,931,0002,378
Securities gains (losses)$11,000877
Applicable income taxes$993,0001,897
Income before extraordinary items$1,949,0002,620
Extraordinary gains, net$045
Net income$1,949,0002,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,446
Cash dividends$415,0003,196
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,941,7402,617
2006-06-30 (YTD Data)Rank
Total interest income$10,025,0001,940
Total interest expense$3,521,0002,115
Net interest income$6,504,0001,791
Provision for loan and lease losses$290,0001,568
Total noninterest income$1,713,0001,462
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$957,000915
Trading account gains and fees$0126
Additional Noninterest Income$756,0001,660
Total noninterest expense$5,896,0001,523
Salaries and employee benefits$3,384,0001,465
Premises and equipment expense$885,0001,471
Additional noninterest expense$1,627,0001,615
Pre-tax net operating income$2,031,0002,277
Securities gains (losses)$11,000713
Applicable income taxes$692,0001,859
Income before extraordinary items$1,350,0002,538
Extraordinary gains, net$039
Net income$1,350,0002,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,779
Cash dividends$295,0003,188
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,342,7402,530
2006-03-31 (YTD Data)Rank
Total interest income$4,886,0001,947
Total interest expense$1,651,0002,159
Net interest income$3,235,0001,786
Provision for loan and lease losses$140,0001,553
Total noninterest income$839,0001,457
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$473,000889
Trading account gains and fees$0115
Additional Noninterest Income$366,0001,668
Total noninterest expense$2,861,0001,572
Salaries and employee benefits$1,672,0001,483
Premises and equipment expense$432,0001,503
Additional noninterest expense$757,0001,728
Pre-tax net operating income$1,073,0002,156
Securities gains (losses)$11,000557
Applicable income taxes$371,0001,751
Income before extraordinary items$713,0002,409
Extraordinary gains, net$021
Net income$713,0002,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$175,0002,559
Sale, conversion, retirement of capital stock, net$0648
Net operating income$705,7402,404
2005-12-31 (YTD Data)Rank
Total interest income$17,738,0001,895
Total interest expense$4,696,0002,332
Net interest income$13,042,0001,679
Provision for loan and lease losses$480,0001,951
Total noninterest income$3,132,0001,546
Gross Fiduciary activities income$34,0001,106
Service charges on deposit accounts$1,687,0001,053
Trading account gains and fees$0138
Additional Noninterest Income$1,411,0001,750
Total noninterest expense$11,075,0001,550
Salaries and employee benefits$6,386,0001,462
Premises and equipment expense$1,739,0001,405
Additional noninterest expense$2,950,0001,711
Pre-tax net operating income$4,619,0001,982
Securities gains (losses)$-10,0007,535
Applicable income taxes$1,572,0001,653
Income before extraordinary items$3,037,0002,221
Extraordinary gains, net$046
Net income$3,037,0002,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0001,982
Cash dividends$470,0003,763
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,043,6002,186
2005-09-30 (YTD Data)Rank
Total interest income$13,073,0001,879
Total interest expense$3,299,0002,363
Net interest income$9,774,0001,661
Provision for loan and lease losses$345,0001,969
Total noninterest income$2,265,0001,593
Gross Fiduciary activities income$34,0001,048
Service charges on deposit accounts$1,173,0001,125
Trading account gains and fees$0126
Additional Noninterest Income$1,058,0001,747
Total noninterest expense$8,211,0001,559
Salaries and employee benefits$4,778,0001,453
Premises and equipment expense$1,309,0001,393
Additional noninterest expense$2,124,0001,758
Pre-tax net operating income$3,483,0001,990
Securities gains (losses)$-10,0007,915
Applicable income taxes$1,183,0001,673
Income before extraordinary items$2,290,0002,233
Extraordinary gains, net$035
Net income$2,290,0002,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,846
Cash dividends$350,0003,299
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,296,6002,190
2005-06-30 (YTD Data)Rank
Total interest income$8,553,0001,866
Total interest expense$2,085,0002,351
Net interest income$6,468,0001,661
Provision for loan and lease losses$210,0002,058
Total noninterest income$1,360,0001,740
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$626,0001,355
Trading account gains and fees$0116
Additional Noninterest Income$734,0001,682
Total noninterest expense$5,446,0001,551
Salaries and employee benefits$3,178,0001,453
Premises and equipment expense$854,0001,419
Additional noninterest expense$1,414,0001,749
Pre-tax net operating income$2,172,0002,058
Securities gains (losses)$-10,0008,138
Applicable income taxes$726,0001,745
Income before extraordinary items$1,436,0002,304
Extraordinary gains, net$030
Net income$1,436,0002,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,897
Cash dividends$235,0003,310
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,442,6002,262
2005-03-31 (YTD Data)Rank
Total interest income$4,199,0001,854
Total interest expense$965,0002,410
Net interest income$3,234,0001,654
Provision for loan and lease losses$105,0001,941
Total noninterest income$648,0001,766
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$277,0001,467
Trading account gains and fees$0115
Additional Noninterest Income$371,0001,639
Total noninterest expense$2,668,0001,593
Salaries and employee benefits$1,576,0001,476
Premises and equipment expense$430,0001,414
Additional noninterest expense$662,0001,854
Pre-tax net operating income$1,109,0001,996
Securities gains (losses)$-10,0008,531
Applicable income taxes$371,0001,699
Income before extraordinary items$728,0002,258
Extraordinary gains, net$024
Net income$728,0002,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,060
Cash dividends$120,0002,766
Sale, conversion, retirement of capital stock, net$0491
Net operating income$734,6002,203
2004-12-31 (YTD Data)Rank
Total interest income$15,386,0001,859
Total interest expense$2,979,0002,647
Net interest income$12,407,0001,642
Provision for loan and lease losses$520,0001,901
Total noninterest income$2,028,0002,180
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,271,0001,393
Trading account gains and fees$0138
Additional Noninterest Income$757,0002,588
Total noninterest expense$10,739,0001,515
Salaries and employee benefits$6,213,0001,426
Premises and equipment expense$1,776,0001,296
Additional noninterest expense$2,750,0001,772
Pre-tax net operating income$3,176,0002,464
Securities gains (losses)$17,0002,506
Applicable income taxes$1,040,0002,091
Income before extraordinary items$2,153,0002,742
Extraordinary gains, net$034
Net income$2,153,0002,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$962,000808
Cash dividends$500,0003,518
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,141,6102,694
2004-09-30 (YTD Data)Rank
Total interest income$11,330,0001,872
Total interest expense$2,140,0002,707
Net interest income$9,190,0001,646
Provision for loan and lease losses$260,0002,516
Total noninterest income$1,551,0002,162
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$980,0001,362
Trading account gains and fees$0134
Additional Noninterest Income$571,0002,586
Total noninterest expense$7,921,0001,541
Salaries and employee benefits$4,604,0001,439
Premises and equipment expense$1,325,0001,299
Additional noninterest expense$1,992,0001,799
Pre-tax net operating income$2,560,0002,337
Securities gains (losses)$17,0002,413
Applicable income taxes$843,0002,028
Income before extraordinary items$1,734,0002,629
Extraordinary gains, net$026
Net income$1,734,0002,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,138
Cash dividends$385,0003,087
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,722,6102,575
2004-06-30 (YTD Data)Rank
Total interest income$7,413,0001,887
Total interest expense$1,352,0002,793
Net interest income$6,061,0001,657
Provision for loan and lease losses$150,0002,691
Total noninterest income$1,062,0002,107
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$653,0001,364
Trading account gains and fees$0130
Additional Noninterest Income$409,0002,474
Total noninterest expense$5,204,0001,556
Salaries and employee benefits$3,057,0001,439
Premises and equipment expense$872,0001,320
Additional noninterest expense$1,275,0001,875
Pre-tax net operating income$1,769,0002,264
Securities gains (losses)$17,0002,130
Applicable income taxes$583,0001,974
Income before extraordinary items$1,203,0002,516
Extraordinary gains, net$021
Net income$1,203,0002,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0002,579
Cash dividends$270,0003,049
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,191,6102,474
2004-03-31 (YTD Data)Rank
Total interest income$3,675,0001,914
Total interest expense$619,0003,043
Net interest income$3,056,0001,632
Provision for loan and lease losses$60,0002,918
Total noninterest income$516,0002,113
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$330,0001,303
Trading account gains and fees$0121
Additional Noninterest Income$186,0002,600
Total noninterest expense$2,545,0001,599
Salaries and employee benefits$1,489,0001,492
Premises and equipment expense$429,0001,357
Additional noninterest expense$627,0001,877
Pre-tax net operating income$967,0002,068
Securities gains (losses)$17,0001,792
Applicable income taxes$320,0001,834
Income before extraordinary items$664,0002,284
Extraordinary gains, net$016
Net income$664,0002,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$150,0002,469
Sale, conversion, retirement of capital stock, net$0464
Net operating income$652,6102,233
2003-12-31 (YTD Data)Rank
Total interest income$15,233,0001,858
Total interest expense$3,006,0002,860
Net interest income$12,227,0001,591
Provision for loan and lease losses$340,0002,902
Total noninterest income$1,994,0002,326
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,149,0001,496
Trading account gains and fees$0160
Additional Noninterest Income$845,0002,650
Total noninterest expense$10,360,0001,538
Salaries and employee benefits$6,047,0001,410
Premises and equipment expense$1,748,0001,311
Additional noninterest expense$2,565,0001,881
Pre-tax net operating income$3,521,0002,205
Securities gains (losses)$04,500
Applicable income taxes$1,174,0001,959
Income before extraordinary items$2,347,0002,513
Extraordinary gains, net$054
Net income$2,347,0002,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0002,384
Cash dividends$560,0003,324
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,347,0002,400
2003-09-30 (YTD Data)Rank
Total interest income$11,604,0001,879
Total interest expense$2,372,0002,822
Net interest income$9,232,0001,585
Provision for loan and lease losses$250,0002,846
Total noninterest income$1,516,0002,344
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$815,0001,589
Trading account gains and fees$0153
Additional Noninterest Income$701,0002,555
Total noninterest expense$7,692,0001,570
Salaries and employee benefits$4,516,0001,435
Premises and equipment expense$1,298,0001,325
Additional noninterest expense$1,878,0001,908
Pre-tax net operating income$2,806,0002,156
Securities gains (losses)$04,204
Applicable income taxes$937,0001,959
Income before extraordinary items$1,869,0002,471
Extraordinary gains, net$040
Net income$1,869,0002,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0001,988
Cash dividends$360,0003,194
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,869,0002,347
2003-06-30 (YTD Data)Rank
Total interest income$7,961,0001,844
Total interest expense$1,664,0002,763
Net interest income$6,297,0001,547
Provision for loan and lease losses$190,0002,598
Total noninterest income$984,0002,382
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$542,0001,565
Trading account gains and fees$0150
Additional Noninterest Income$442,0002,639
Total noninterest expense$5,016,0001,601
Salaries and employee benefits$3,003,0001,432
Premises and equipment expense$825,0001,395
Additional noninterest expense$1,188,0002,018
Pre-tax net operating income$2,075,0001,977
Securities gains (losses)$03,782
Applicable income taxes$700,0001,821
Income before extraordinary items$1,375,0002,277
Extraordinary gains, net$030
Net income$1,375,0002,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0001,773
Cash dividends$240,0003,223
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,375,0002,154
2003-03-31 (YTD Data)Rank
Total interest income$4,065,0001,803
Total interest expense$868,0002,726
Net interest income$3,197,0001,519
Provision for loan and lease losses$90,0002,494
Total noninterest income$516,0002,238
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$267,0001,544
Trading account gains and fees$0134
Additional Noninterest Income$249,0002,362
Total noninterest expense$2,486,0001,606
Salaries and employee benefits$1,506,0001,430
Premises and equipment expense$412,0001,409
Additional noninterest expense$568,0002,074
Pre-tax net operating income$1,137,0001,831
Securities gains (losses)$02,891
Applicable income taxes$383,0001,687
Income before extraordinary items$754,0002,076
Extraordinary gains, net$021
Net income$754,0002,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,000972
Cash dividends$120,0002,744
Sale, conversion, retirement of capital stock, net$0419
Net operating income$754,0001,958
2002-12-31 (YTD Data)Rank
Total interest income$17,651,0001,739
Total interest expense$4,738,0002,353
Net interest income$12,913,0001,501
Provision for loan and lease losses$470,0002,504
Total noninterest income$1,999,0002,129
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,069,0001,510
Trading account gains and fees$0153
Additional Noninterest Income$930,0002,284
Total noninterest expense$10,142,0001,526
Salaries and employee benefits$5,825,0001,394
Premises and equipment expense$1,601,0001,376
Additional noninterest expense$2,716,0001,725
Pre-tax net operating income$4,300,0001,872
Securities gains (losses)$04,537
Applicable income taxes$1,449,0001,701
Income before extraordinary items$2,851,0002,097
Extraordinary gains, net$070
Net income$2,851,0002,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0003,384
Cash dividends$820,0002,610
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,851,0002,025
2001-12-31 (YTD Data)Rank
Total interest income$18,670,0001,836
Total interest expense$7,921,0002,035
Net interest income$10,749,0001,660
Provision for loan and lease losses$290,0003,289
Total noninterest income$1,842,0002,146
Gross Fiduciary activities income$2,0001,637
Service charges on deposit accounts$944,0001,580
Trading account gains and fees$0177
Additional Noninterest Income$896,0002,209
Total noninterest expense$10,154,0001,451
Salaries and employee benefits$5,669,0001,303
Premises and equipment expense$1,724,0001,236
Additional noninterest expense$2,761,0001,672
Pre-tax net operating income$2,147,0003,015
Securities gains (losses)$89,0001,844
Applicable income taxes$674,0002,747
Income before extraordinary items$1,562,0003,128
Extraordinary gains, net$0105
Net income$1,562,0003,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,673
Cash dividends$580,0003,208
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,499,7003,122
2000-12-31 (YTD Data)Rank
Total interest income$18,911,0001,845
Total interest expense$8,341,0002,061
Net interest income$10,570,0001,660
Provision for loan and lease losses$230,0003,449
Total noninterest income$1,672,0002,153
Gross Fiduciary activities income$3,0001,285
Service charges on deposit accounts$870,0001,575
Trading account gains and fees$0180
Additional Noninterest Income$799,0002,152
Total noninterest expense$10,142,0001,368
Salaries and employee benefits$5,397,0001,317
Premises and equipment expense$1,641,0001,243
Additional noninterest expense$3,104,0001,447
Pre-tax net operating income$1,870,0003,485
Securities gains (losses)$-6,0008,044
Applicable income taxes$526,0003,372
Income before extraordinary items$1,338,0003,557
Extraordinary gains, net$038
Net income$1,338,0003,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,136
Cash dividends$515,0003,487
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,342,3203,537
1999-12-31 (YTD Data)Rank
Total interest income$17,222,0001,891
Total interest expense$7,327,0002,038
Net interest income$9,895,0001,759
Provision for loan and lease losses$1,902,000588
Total noninterest income$1,676,0002,128
Gross Fiduciary activities income$3,0001,324
Service charges on deposit accounts$870,0001,515
Trading account gains and fees$0173
Additional Noninterest Income$803,0002,158
Total noninterest expense$9,522,0001,453
Salaries and employee benefits$4,836,0001,427
Premises and equipment expense$1,583,0001,280
Additional noninterest expense$3,103,0001,479
Pre-tax net operating income$147,0008,823
Securities gains (losses)$-2,0008,771
Applicable income taxes$-122,0009,953
Income before extraordinary items$267,0007,816
Extraordinary gains, net$035
Net income$267,0007,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,703,000502
Cash dividends$2,612,0001,086
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$269,0007,774
1998-12-31 (YTD Data)Rank
Total interest income$17,206,0001,880
Total interest expense$7,163,0002,119
Net interest income$10,043,0001,704
Provision for loan and lease losses$567,0001,566
Total noninterest income$1,884,0001,917
Gross Fiduciary activities income$3,0001,349
Service charges on deposit accounts$867,0001,448
Trading account gains and fees$0224
Additional Noninterest Income$1,014,0001,836
Total noninterest expense$9,302,0001,419
Salaries and employee benefits$4,914,0001,335
Premises and equipment expense$1,551,0001,234
Additional noninterest expense$2,837,0001,525
Pre-tax net operating income$2,058,0003,276
Securities gains (losses)$67,0001,537
Applicable income taxes$668,0003,139
Income before extraordinary items$1,457,0003,333
Extraordinary gains, net$032
Net income$1,457,0003,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,921
Cash dividends$2,025,0001,306
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,410,7703,322
1997-12-31 (YTD Data)Rank
Total interest income$16,066,0002,021
Total interest expense$5,585,0002,670
Net interest income$10,481,0001,661
Provision for loan and lease losses$300,0002,568
Total noninterest income$1,597,0002,094
Gross Fiduciary activities income$2,0001,413
Service charges on deposit accounts$750,0001,730
Trading account gains and fees$0239
Additional Noninterest Income$845,0001,961
Total noninterest expense$8,569,0001,533
Salaries and employee benefits$4,699,0001,393
Premises and equipment expense$1,552,0001,268
Additional noninterest expense$2,318,0001,833
Pre-tax net operating income$3,209,0002,340
Securities gains (losses)$-29,00010,497
Applicable income taxes$1,104,0002,240
Income before extraordinary items$2,076,0002,501
Extraordinary gains, net$044
Net income$2,076,0002,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,545
Cash dividends$1,763,0001,434
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,094,8502,424
1996-12-31 (YTD Data)Rank
Total interest income$14,738,0002,278
Total interest expense$4,857,0003,082
Net interest income$9,881,0001,793
Provision for loan and lease losses$140,0004,234
Total noninterest income$1,568,0002,226
Gross Fiduciary activities income$2,0001,490
Service charges on deposit accounts$798,0001,672
Trading account gains and fees$0262
Additional Noninterest Income$768,0002,164
Total noninterest expense$8,753,0001,616
Salaries and employee benefits$4,980,0001,354
Premises and equipment expense$1,558,0001,313
Additional noninterest expense$2,215,0002,245
Pre-tax net operating income$2,556,0002,729
Securities gains (losses)$1,0003,760
Applicable income taxes$853,0002,691
Income before extraordinary items$1,704,0002,851
Extraordinary gains, net$053
Net income$1,704,0002,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,223
Cash dividends$390,0003,980
Sale, conversion, retirement of capital stock, net$-55,00011,333
Net operating income$1,703,3302,805
1995-12-31 (YTD Data)Rank
Total interest income$14,445,0002,331
Total interest expense$4,834,0003,112
Net interest income$9,611,0001,856
Provision for loan and lease losses$100,0004,579
Total noninterest income$1,401,0002,410
Gross Fiduciary activities income$2,0001,553
Service charges on deposit accounts$821,0001,646
Trading account gains and fees$0522
Additional Noninterest Income$578,0002,599
Total noninterest expense$8,175,0001,718
Salaries and employee benefits$4,646,0001,426
Premises and equipment expense$1,457,0001,415
Additional noninterest expense$2,072,0002,333
Pre-tax net operating income$2,737,0002,634
Securities gains (losses)$-84,00011,411
Applicable income taxes$913,0002,568
Income before extraordinary items$1,740,0002,834
Extraordinary gains, net$065
Net income$1,740,0002,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,445
Cash dividends$510,0003,261
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,795,4402,719
1994-12-31 (YTD Data)Rank
Total interest income$12,790,0002,363
Total interest expense$3,870,0003,151
Net interest income$8,920,0002,027
Provision for loan and lease losses$25,0007,401
Total noninterest income$1,433,0002,388
Gross Fiduciary activities income$2,0001,559
Service charges on deposit accounts$840,0001,611
Trading account gains and fees$0475
Additional Noninterest Income$591,0002,615
Total noninterest expense$8,193,0001,779
Salaries and employee benefits$4,711,0001,432
Premises and equipment expense$1,386,0001,504
Additional noninterest expense$2,096,0002,480
Pre-tax net operating income$2,135,0003,245
Securities gains (losses)$-83,00011,407
Applicable income taxes$606,0003,494
Income before extraordinary items$1,446,0003,270
Extraordinary gains, net$0249
Net income$1,446,0003,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00010,614
Cash dividends$475,0003,352
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,504,1003,193
1993-12-31 (YTD Data)Rank
Total interest income$12,510,0002,466
Total interest expense$4,342,0002,940
Net interest income$8,168,0002,202
Provision for loan and lease losses$300,0002,975
Total noninterest income$1,400,0002,579
Gross Fiduciary activities income$2,0001,590
Service charges on deposit accounts$931,0001,449
Trading account gains and fees$0532
Additional Noninterest Income$467,0003,406
Total noninterest expense$8,937,0001,697
Salaries and employee benefits$4,708,0001,434
Premises and equipment expense$1,669,0001,279
Additional noninterest expense$2,560,0002,180
Pre-tax net operating income$331,0009,974
Securities gains (losses)$30,0004,104
Applicable income taxes$30,00011,384
Income before extraordinary items$331,0009,118
Extraordinary gains, net$75,0001,837
Net income$406,0008,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$495,0001,774
Cash dividends$450,0003,356
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$303,4009,187
1992-12-31 (YTD Data)Rank
Total interest income$13,498,0002,619
Total interest expense$5,679,0002,935
Net interest income$7,819,0002,311
Provision for loan and lease losses$50,0009,026
Total noninterest income$1,322,0002,647
Gross Fiduciary activities income$22,0001,476
Service charges on deposit accounts$854,0001,591
Trading account gains and fees$0504
Additional Noninterest Income$446,0003,454
Total noninterest expense$8,248,0001,838
Salaries and employee benefits$4,321,0001,539
Premises and equipment expense$1,370,0001,554
Additional noninterest expense$2,557,0002,280
Pre-tax net operating income$843,0006,367
Securities gains (losses)$58,0003,883
Applicable income taxes$206,0007,438
Income before extraordinary items$695,0005,961
Extraordinary gains, net$01,422
Net income$695,0006,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0005,927
Cash dividends$465,0002,965
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$650,3405,873

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.