St James Federal Savings and Loan Association, Income and Expense

2015-06-30 (YTD Data)Rank
Total interest income$524,0006,063
Total interest expense$53,0005,834
Net interest income$471,0006,061
Provision for loan and lease losses$04,069
Total noninterest income$28,0006,073
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$17,0005,769
Trading account gains and fees$0157
Additional Noninterest Income$11,0005,914
Total noninterest expense$410,0006,072
Salaries and employee benefits$222,0006,060
Premises and equipment expense$52,0005,831
Additional noninterest expense$136,0006,028
Pre-tax net operating income$89,0005,671
Securities gains (losses)$02,636
Applicable income taxes$16,0003,931
Income before extraordinary items$73,0005,748
Extraordinary gains, net$022
Net income$73,0005,749
Minority interest net income$075
Net income of bank and minority interests.$73,0005,750
Net charge-offs$2,0003,666
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$73,0005,704
2015-03-31 (YTD Data)Rank
Total interest income$265,0006,114
Total interest expense$28,0005,863
Net interest income$237,0006,115
Provision for loan and lease losses$03,703
Total noninterest income$15,0006,115
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$9,0005,746
Trading account gains and fees$0152
Additional Noninterest Income$6,0005,971
Total noninterest expense$204,0006,135
Salaries and employee benefits$112,0006,119
Premises and equipment expense$27,0005,848
Additional noninterest expense$65,0006,109
Pre-tax net operating income$48,0005,632
Securities gains (losses)$02,027
Applicable income taxes$16,0003,628
Income before extraordinary items$32,0005,780
Extraordinary gains, net$013
Net income$32,0005,781
Minority interest net income$064
Net income of bank and minority interests.$32,0005,781
Net charge-offs$-3,0004,874
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$32,0005,729
2014-12-31 (YTD Data)Rank
Total interest income$1,121,0006,158
Total interest expense$138,0005,849
Net interest income$983,0006,173
Provision for loan and lease losses$17,0004,310
Total noninterest income$8,0006,370
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$39,0005,869
Trading account gains and fees$0180
Additional Noninterest Income$-31,0006,346
Total noninterest expense$838,0006,229
Salaries and employee benefits$446,0006,224
Premises and equipment expense$115,0005,946
Additional noninterest expense$277,0006,184
Pre-tax net operating income$136,0005,802
Securities gains (losses)$03,259
Applicable income taxes$40,0003,800
Income before extraordinary items$96,0005,894
Extraordinary gains, net$017
Net income$96,0005,894
Minority interest net income$084
Net income of bank and minority interests.$96,0005,895
Net charge-offs$11,0004,538
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$96,0005,865
2014-09-30 (YTD Data)Rank
Total interest income$841,0006,232
Total interest expense$108,0005,896
Net interest income$733,0006,251
Provision for loan and lease losses$17,0004,014
Total noninterest income$-10,0006,496
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$30,0005,930
Trading account gains and fees$0174
Additional Noninterest Income$-40,0006,451
Total noninterest expense$633,0006,277
Salaries and employee benefits$337,0006,272
Premises and equipment expense$94,0005,925
Additional noninterest expense$202,0006,265
Pre-tax net operating income$73,0005,971
Securities gains (losses)$02,980
Applicable income taxes$18,0004,032
Income before extraordinary items$55,0006,016
Extraordinary gains, net$015
Net income$55,0006,015
Minority interest net income$081
Net income of bank and minority interests.$55,0006,016
Net charge-offs$04,696
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$55,0005,997
2014-06-30 (YTD Data)Rank
Total interest income$562,0006,286
Total interest expense$75,0005,909
Net interest income$487,0006,306
Provision for loan and lease losses$17,0003,729
Total noninterest income$-14,0006,579
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$21,0005,936
Trading account gains and fees$0172
Additional Noninterest Income$-35,0006,530
Total noninterest expense$402,0006,365
Salaries and employee benefits$215,0006,353
Premises and equipment expense$63,0005,968
Additional noninterest expense$124,0006,361
Pre-tax net operating income$54,0005,963
Securities gains (losses)$02,580
Applicable income taxes$15,0003,963
Income before extraordinary items$39,0006,053
Extraordinary gains, net$020
Net income$39,0006,054
Minority interest net income$080
Net income of bank and minority interests.$39,0006,055
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$39,0006,021
2014-03-31 (YTD Data)Rank
Total interest income$279,0006,365
Total interest expense$39,0005,950
Net interest income$240,0006,386
Provision for loan and lease losses$15,0003,093
Total noninterest income$16,0006,363
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$10,0005,989
Trading account gains and fees$0147
Additional Noninterest Income$6,0006,177
Total noninterest expense$191,0006,475
Salaries and employee benefits$107,0006,429
Premises and equipment expense$27,0006,150
Additional noninterest expense$57,0006,477
Pre-tax net operating income$50,0005,739
Securities gains (losses)$01,715
Applicable income taxes$17,0003,595
Income before extraordinary items$33,0005,901
Extraordinary gains, net$016
Net income$33,0005,902
Minority interest net income$066
Net income of bank and minority interests.$33,0005,903
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$33,0005,863
2013-12-31 (YTD Data)Rank
Total interest income$1,149,0006,418
Total interest expense$204,0005,884
Net interest income$945,0006,454
Provision for loan and lease losses$60,0004,088
Total noninterest income$58,0006,442
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$44,0006,072
Trading account gains and fees$0184
Additional Noninterest Income$14,0006,307
Total noninterest expense$785,0006,534
Salaries and employee benefits$420,0006,533
Premises and equipment expense$95,0006,320
Additional noninterest expense$270,0006,438
Pre-tax net operating income$158,0005,814
Securities gains (losses)$03,182
Applicable income taxes$50,0003,752
Income before extraordinary items$108,0005,968
Extraordinary gains, net$029
Net income$108,0005,969
Minority interest net income$090
Net income of bank and minority interests.$108,0005,970
Net charge-offs$41,0004,492
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$108,0005,919
2013-09-30 (YTD Data)Rank
Total interest income$871,0006,485
Total interest expense$162,0005,917
Net interest income$709,0006,521
Provision for loan and lease losses$45,0004,007
Total noninterest income$46,0006,503
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$31,0006,181
Trading account gains and fees$0180
Additional Noninterest Income$15,0006,323
Total noninterest expense$585,0006,582
Salaries and employee benefits$317,0006,577
Premises and equipment expense$72,0006,356
Additional noninterest expense$196,0006,511
Pre-tax net operating income$125,0005,908
Securities gains (losses)$03,040
Applicable income taxes$35,0003,875
Income before extraordinary items$90,0006,065
Extraordinary gains, net$025
Net income$90,0006,068
Minority interest net income$084
Net income of bank and minority interests.$90,0006,067
Net charge-offs$5,0004,904
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$90,0006,002
2013-06-30 (YTD Data)Rank
Total interest income$589,0006,522
Total interest expense$111,0005,955
Net interest income$478,0006,558
Provision for loan and lease losses$30,0003,938
Total noninterest income$30,0006,553
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$20,0006,227
Trading account gains and fees$0157
Additional Noninterest Income$10,0006,362
Total noninterest expense$375,0006,656
Salaries and employee benefits$200,0006,660
Premises and equipment expense$50,0006,368
Additional noninterest expense$125,0006,582
Pre-tax net operating income$103,0005,801
Securities gains (losses)$02,791
Applicable income taxes$29,0003,777
Income before extraordinary items$74,0006,001
Extraordinary gains, net$022
Net income$74,0006,002
Minority interest net income$082
Net income of bank and minority interests.$74,0006,003
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$74,0005,917
2013-03-31 (YTD Data)Rank
Total interest income$294,0006,589
Total interest expense$57,0006,000
Net interest income$237,0006,632
Provision for loan and lease losses$15,0003,721
Total noninterest income$16,0006,583
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$10,0006,250
Trading account gains and fees$0148
Additional Noninterest Income$6,0006,364
Total noninterest expense$190,0006,721
Salaries and employee benefits$99,0006,727
Premises and equipment expense$26,0006,397
Additional noninterest expense$65,0006,627
Pre-tax net operating income$48,0005,866
Securities gains (losses)$01,966
Applicable income taxes$10,0003,924
Income before extraordinary items$38,0006,010
Extraordinary gains, net$010
Net income$38,0006,011
Minority interest net income$076
Net income of bank and minority interests.$38,0006,011
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$38,0005,920
2012-12-31 (YTD Data)Rank
Total interest income$1,214,0006,658
Total interest expense$249,0006,178
Net interest income$965,0006,700
Provision for loan and lease losses$45,0005,250
Total noninterest income$63,0006,565
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$39,0006,409
Trading account gains and fees$0166
Additional Noninterest Income$24,0006,208
Total noninterest expense$750,0006,803
Salaries and employee benefits$412,0006,775
Premises and equipment expense$85,0006,637
Additional noninterest expense$253,0006,733
Pre-tax net operating income$233,0005,596
Securities gains (losses)$03,810
Applicable income taxes$85,0003,617
Income before extraordinary items$148,0005,929
Extraordinary gains, net$029
Net income$148,0005,925
Minority interest net income$093
Net income of bank and minority interests.$148,0005,928
Net charge-offs$24,0005,310
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$148,0005,771
2012-09-30 (YTD Data)Rank
Total interest income$917,0006,761
Total interest expense$189,0006,298
Net interest income$728,0006,801
Provision for loan and lease losses$30,0005,216
Total noninterest income$46,0006,687
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$32,0006,424
Trading account gains and fees$0157
Additional Noninterest Income$14,0006,423
Total noninterest expense$564,0006,886
Salaries and employee benefits$312,0006,844
Premises and equipment expense$62,0006,736
Additional noninterest expense$190,0006,821
Pre-tax net operating income$180,0005,744
Securities gains (losses)$03,575
Applicable income taxes$66,0003,636
Income before extraordinary items$114,0006,060
Extraordinary gains, net$020
Net income$114,0006,059
Minority interest net income$086
Net income of bank and minority interests.$114,0006,059
Net charge-offs$22,0005,017
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$114,0005,921
2012-06-30 (YTD Data)Rank
Total interest income$612,0006,821
Total interest expense$127,0006,385
Net interest income$485,0006,855
Provision for loan and lease losses$30,0004,864
Total noninterest income$31,0006,729
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$22,0006,442
Trading account gains and fees$0153
Additional Noninterest Income$9,0006,480
Total noninterest expense$365,0006,955
Salaries and employee benefits$201,0006,927
Premises and equipment expense$40,0006,801
Additional noninterest expense$124,0006,887
Pre-tax net operating income$121,0005,755
Securities gains (losses)$03,178
Applicable income taxes$44,0003,618
Income before extraordinary items$77,0006,079
Extraordinary gains, net$019
Net income$77,0006,079
Minority interest net income$084
Net income of bank and minority interests.$77,0006,079
Net charge-offs$-2,0006,263
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$77,0005,929
2012-03-31 (YTD Data)Rank
Total interest income$306,0006,881
Total interest expense$65,0006,445
Net interest income$241,0006,913
Provision for loan and lease losses$15,0004,598
Total noninterest income$16,0006,769
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$11,0006,444
Trading account gains and fees$0148
Additional Noninterest Income$5,0006,528
Total noninterest expense$188,0006,993
Salaries and employee benefits$104,0006,968
Premises and equipment expense$20,0006,845
Additional noninterest expense$64,0006,907
Pre-tax net operating income$54,0005,888
Securities gains (losses)$02,210
Applicable income taxes$19,0003,700
Income before extraordinary items$35,0006,153
Extraordinary gains, net$019
Net income$35,0006,152
Minority interest net income$078
Net income of bank and minority interests.$35,0006,153
Net charge-offs$-1,0005,761
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$35,0006,022
2011-12-31 (YTD Data)Rank
Total interest income$1,289,0006,914
Total interest expense$303,0006,542
Net interest income$986,0006,950
Provision for loan and lease losses$60,0005,708
Total noninterest income$60,0006,734
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$60,0005,784
Total noninterest expense$787,0007,045
Salaries and employee benefits$467,0006,959
Premises and equipment expense$157,0006,364
Additional noninterest expense$163,0007,224
Pre-tax net operating income$199,0005,506
Securities gains (losses)$1,0003,733
Applicable income taxes$72,0003,567
Income before extraordinary items$128,0005,783
Extraordinary gains, net$029
Net income$128,0005,785
Minority interest net income$096
Net income of bank and minority interests.$128,0005,785
Net charge-offs$-9,0007,007
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$127,3605,664
2011-09-30 (YTD Data)Rank
Total interest income$970,0006,979
Total interest expense$230,0006,628
Net interest income$740,0007,018
Provision for loan and lease losses$45,0005,587
Total noninterest income$43,0006,843
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$43,0005,927
Total noninterest expense$598,0007,082
Salaries and employee benefits$355,0006,985
Premises and equipment expense$118,0006,403
Additional noninterest expense$125,0007,281
Pre-tax net operating income$140,0005,668
Securities gains (losses)$03,555
Applicable income taxes$48,0003,645
Income before extraordinary items$92,0005,925
Extraordinary gains, net$021
Net income$92,0005,926
Minority interest net income$087
Net income of bank and minority interests.$92,0005,926
Net charge-offs$-7,0006,949
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$92,0005,815
2011-06-30 (YTD Data)Rank
Total interest income$647,0007,047
Total interest expense$155,0006,714
Net interest income$492,0007,074
Provision for loan and lease losses$45,0005,204
Total noninterest income$30,0006,906
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$30,0005,950
Total noninterest expense$392,0007,166
Salaries and employee benefits$228,0007,080
Premises and equipment expense$83,0006,377
Additional noninterest expense$81,0007,370
Pre-tax net operating income$85,0005,762
Securities gains (losses)$02,914
Applicable income taxes$28,0003,676
Income before extraordinary items$57,0005,969
Extraordinary gains, net$015
Net income$57,0005,968
Minority interest net income$089
Net income of bank and minority interests.$57,0005,969
Net charge-offs$-7,0006,933
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$57,0005,890
2011-03-31 (YTD Data)Rank
Total interest income$318,0007,112
Total interest expense$78,0006,796
Net interest income$240,0007,144
Provision for loan and lease losses$22,0004,949
Total noninterest income$18,0006,874
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$18,0005,906
Total noninterest expense$200,0007,203
Salaries and employee benefits$116,0007,110
Premises and equipment expense$43,0006,374
Additional noninterest expense$41,0007,428
Pre-tax net operating income$36,0005,929
Securities gains (losses)$01,772
Applicable income taxes$11,0003,738
Income before extraordinary items$25,0006,056
Extraordinary gains, net$09
Net income$25,0006,055
Minority interest net income$086
Net income of bank and minority interests.$25,0006,056
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$25,0006,026
2010-12-31 (YTD Data)Rank
Total interest income$1,350,0007,155
Total interest expense$345,0006,935
Net interest income$1,005,0007,164
Provision for loan and lease losses$91,0006,092
Total noninterest income$61,0006,973
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$61,0005,936
Total noninterest expense$799,0007,290
Salaries and employee benefits$467,0007,185
Premises and equipment expense$157,0006,562
Additional noninterest expense$175,0007,474
Pre-tax net operating income$176,0005,257
Securities gains (losses)$03,793
Applicable income taxes$65,0003,499
Income before extraordinary items$111,0005,562
Extraordinary gains, net$029
Net income$111,0005,563
Minority interest net income$0111
Net income of bank and minority interests.$111,0005,564
Net charge-offs$24,0006,307
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$111,0005,439
2010-09-30 (YTD Data)Rank
Total interest income$1,010,0007,265
Total interest expense$267,0007,035
Net interest income$743,0007,277
Provision for loan and lease losses$68,0006,048
Total noninterest income$44,0007,138
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$44,0006,128
Total noninterest expense$597,0007,362
Salaries and employee benefits$353,0007,253
Premises and equipment expense$116,0006,670
Additional noninterest expense$128,0007,573
Pre-tax net operating income$122,0005,534
Securities gains (losses)$03,651
Applicable income taxes$41,0003,665
Income before extraordinary items$81,0005,812
Extraordinary gains, net$023
Net income$81,0005,815
Minority interest net income$0110
Net income of bank and minority interests.$81,0005,814
Net charge-offs$24,0005,943
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$81,0005,659
2010-06-30 (YTD Data)Rank
Total interest income$674,0007,333
Total interest expense$183,0007,099
Net interest income$491,0007,340
Provision for loan and lease losses$46,0005,931
Total noninterest income$31,0007,173
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$31,0006,115
Total noninterest expense$390,0007,446
Salaries and employee benefits$226,0007,363
Premises and equipment expense$78,0006,700
Additional noninterest expense$86,0007,637
Pre-tax net operating income$86,0005,588
Securities gains (losses)$03,184
Applicable income taxes$29,0003,593
Income before extraordinary items$57,0005,843
Extraordinary gains, net$019
Net income$57,0005,845
Minority interest net income$0105
Net income of bank and minority interests.$57,0005,844
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$57,0005,731
2010-03-31 (YTD Data)Rank
Total interest income$332,0007,439
Total interest expense$98,0007,148
Net interest income$234,0007,467
Provision for loan and lease losses$23,0005,664
Total noninterest income$14,0007,324
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$14,0006,333
Total noninterest expense$196,0007,532
Salaries and employee benefits$114,0007,445
Premises and equipment expense$40,0006,743
Additional noninterest expense$42,0007,748
Pre-tax net operating income$29,0005,925
Securities gains (losses)$02,284
Applicable income taxes$8,0003,919
Income before extraordinary items$21,0006,120
Extraordinary gains, net$016
Net income$21,0006,122
Minority interest net income$091
Net income of bank and minority interests.$21,0006,121
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$21,0006,011
2009-12-31 (YTD Data)Rank
Total interest income$1,441,0007,458
Total interest expense$555,0007,008
Net interest income$886,0007,545
Provision for loan and lease losses$23,0007,152
Total noninterest income$66,0007,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$66,0006,098
Total noninterest expense$786,0007,633
Salaries and employee benefits$447,0007,549
Premises and equipment expense$161,0006,829
Additional noninterest expense$178,0007,816
Pre-tax net operating income$143,0004,964
Securities gains (losses)$1,0003,653
Applicable income taxes$46,0003,299
Income before extraordinary items$98,0005,175
Extraordinary gains, net$034
Net income$98,0005,175
Minority interest net income$0115
Net income of bank and minority interests.$98,0005,175
Net charge-offs$33,0006,454
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$97,3205,102
2009-09-30 (YTD Data)Rank
Total interest income$1,091,0007,533
Total interest expense$422,0007,111
Net interest income$669,0007,612
Provision for loan and lease losses$8,0007,164
Total noninterest income$49,0007,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$49,0006,248
Total noninterest expense$597,0007,666
Salaries and employee benefits$337,0007,594
Premises and equipment expense$125,0006,826
Additional noninterest expense$135,0007,867
Pre-tax net operating income$113,0005,235
Securities gains (losses)$1,0003,393
Applicable income taxes$37,0003,497
Income before extraordinary items$77,0005,427
Extraordinary gains, net$027
Net income$77,0005,427
Minority interest net income$0118
Net income of bank and minority interests.$77,0005,427
Net charge-offs$33,0005,965
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$76,3205,374
2009-06-30 (YTD Data)Rank
Total interest income$717,0007,621
Total interest expense$277,0007,237
Net interest income$440,0007,680
Provision for loan and lease losses$5,0007,051
Total noninterest income$33,0007,461
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$33,0006,307
Total noninterest expense$383,0007,772
Salaries and employee benefits$211,0007,731
Premises and equipment expense$83,0006,886
Additional noninterest expense$89,0007,942
Pre-tax net operating income$85,0005,317
Securities gains (losses)$1,0003,011
Applicable income taxes$29,0003,509
Income before extraordinary items$57,0005,531
Extraordinary gains, net$021
Net income$57,0005,528
Minority interest net income$0112
Net income of bank and minority interests.$57,0005,528
Net charge-offs$8,0006,088
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$56,3405,461
2009-03-31 (YTD Data)Rank
Total interest income$354,0007,682
Total interest expense$141,0007,298
Net interest income$213,0007,735
Provision for loan and lease losses$2,0006,666
Total noninterest income$17,0007,517
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$17,0006,333
Total noninterest expense$193,0007,789
Salaries and employee benefits$107,0007,764
Premises and equipment expense$48,0006,693
Additional noninterest expense$38,0008,025
Pre-tax net operating income$35,0005,823
Securities gains (losses)$02,434
Applicable income taxes$11,0003,919
Income before extraordinary items$24,0006,089
Extraordinary gains, net$015
Net income$24,0006,091
Minority interest net income$0102
Net income of bank and minority interests.$24,0006,091
Net charge-offs$7,0004,941
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$24,0005,927
2008-12-31 (YTD Data)Rank
Total interest income$1,487,0007,690
Total interest expense$633,0007,441
Net interest income$854,0007,762
Provision for loan and lease losses$6,0007,236
Total noninterest income$53,0007,716
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$53,0006,703
Total noninterest expense$757,0007,850
Salaries and employee benefits$432,0007,816
Premises and equipment expense$161,0007,041
Additional noninterest expense$164,0008,022
Pre-tax net operating income$144,0005,898
Securities gains (losses)$-3,0006,917
Applicable income taxes$37,0004,006
Income before extraordinary items$104,0005,847
Extraordinary gains, net$039
Net income$104,0005,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,543
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$106,2205,988
2008-09-30 (YTD Data)Rank
Total interest income$1,115,0007,767
Total interest expense$487,0007,539
Net interest income$628,0007,849
Provision for loan and lease losses$5,0006,874
Total noninterest income$40,0007,846
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$40,0006,840
Total noninterest expense$579,0007,869
Salaries and employee benefits$328,0007,836
Premises and equipment expense$122,0007,065
Additional noninterest expense$129,0008,031
Pre-tax net operating income$84,0006,458
Securities gains (losses)$-3,0007,226
Applicable income taxes$15,0004,720
Income before extraordinary items$66,0006,335
Extraordinary gains, net$031
Net income$66,0006,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,807
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$68,4306,482
2008-06-30 (YTD Data)Rank
Total interest income$749,0007,832
Total interest expense$332,0007,612
Net interest income$417,0007,893
Provision for loan and lease losses$3,0006,580
Total noninterest income$30,0007,869
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$30,0006,778
Total noninterest expense$377,0007,948
Salaries and employee benefits$207,0007,958
Premises and equipment expense$84,0007,047
Additional noninterest expense$86,0008,093
Pre-tax net operating income$67,0006,590
Securities gains (losses)$03,233
Applicable income taxes$21,0004,649
Income before extraordinary items$46,0006,724
Extraordinary gains, net$021
Net income$46,0006,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,377
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$46,0006,660
2008-03-31 (YTD Data)Rank
Total interest income$369,0007,920
Total interest expense$176,0007,645
Net interest income$193,0008,007
Provision for loan and lease losses$2,0005,968
Total noninterest income$17,0007,813
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$17,0006,648
Total noninterest expense$195,0007,960
Salaries and employee benefits$104,0007,993
Premises and equipment expense$43,0007,040
Additional noninterest expense$48,0008,034
Pre-tax net operating income$13,0007,035
Securities gains (losses)$02,688
Applicable income taxes$2,0005,366
Income before extraordinary items$11,0007,128
Extraordinary gains, net$015
Net income$11,0007,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,162
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$11,0007,044
2007-12-31 (YTD Data)Rank
Total interest income$1,477,0007,913
Total interest expense$741,0007,586
Net interest income$736,0008,047
Provision for loan and lease losses$11,0006,562
Total noninterest income$79,0007,760
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$79,0006,539
Total noninterest expense$719,0008,060
Salaries and employee benefits$410,0008,029
Premises and equipment expense$155,0007,193
Additional noninterest expense$154,0008,235
Pre-tax net operating income$85,0007,188
Securities gains (losses)$30,000971
Applicable income taxes$33,0005,167
Income before extraordinary items$82,0007,209
Extraordinary gains, net$039
Net income$82,0007,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$60,7007,262
2007-09-30 (YTD Data)Rank
Total interest income$1,104,0007,977
Total interest expense$555,0007,631
Net interest income$549,0008,107
Provision for loan and lease losses$9,0006,211
Total noninterest income$59,0007,823
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$59,0006,570
Total noninterest expense$542,0008,027
Salaries and employee benefits$311,0007,995
Premises and equipment expense$116,0007,191
Additional noninterest expense$115,0008,227
Pre-tax net operating income$57,0007,466
Securities gains (losses)$30,000735
Applicable income taxes$25,0005,354
Income before extraordinary items$62,0007,436
Extraordinary gains, net$033
Net income$62,0007,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$40,7007,513
2007-06-30 (YTD Data)Rank
Total interest income$733,0008,037
Total interest expense$368,0007,671
Net interest income$365,0008,183
Provision for loan and lease losses$6,0005,907
Total noninterest income$40,0007,858
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$40,0006,612
Total noninterest expense$347,0008,120
Salaries and employee benefits$198,0008,106
Premises and equipment expense$79,0007,185
Additional noninterest expense$70,0008,344
Pre-tax net operating income$52,0007,515
Securities gains (losses)$01,444
Applicable income taxes$15,0005,484
Income before extraordinary items$37,0007,573
Extraordinary gains, net$029
Net income$37,0007,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$37,0007,561
2007-03-31 (YTD Data)Rank
Total interest income$359,0008,095
Total interest expense$183,0007,703
Net interest income$176,0008,265
Provision for loan and lease losses$3,0005,535
Total noninterest income$20,0007,871
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$20,0006,614
Total noninterest expense$175,0008,142
Salaries and employee benefits$102,0008,105
Premises and equipment expense$42,0007,103
Additional noninterest expense$31,0008,438
Pre-tax net operating income$18,0007,676
Securities gains (losses)$01,187
Applicable income taxes$4,0005,783
Income before extraordinary items$14,0007,704
Extraordinary gains, net$022
Net income$14,0007,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$14,0007,682
2006-12-31 (YTD Data)Rank
Total interest income$1,429,0007,986
Total interest expense$695,0007,522
Net interest income$734,0008,164
Provision for loan and lease losses$21,0006,273
Total noninterest income$84,0007,903
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$84,0006,607
Total noninterest expense$711,0008,152
Salaries and employee benefits$406,0008,133
Premises and equipment expense$164,0007,094
Additional noninterest expense$141,0008,397
Pre-tax net operating income$86,0007,747
Securities gains (losses)$01,687
Applicable income taxes$22,0005,895
Income before extraordinary items$64,0007,804
Extraordinary gains, net$051
Net income$64,0007,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,669
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$64,0007,796
2006-09-30 (YTD Data)Rank
Total interest income$1,072,0008,055
Total interest expense$517,0007,548
Net interest income$555,0008,233
Provision for loan and lease losses$18,0006,058
Total noninterest income$65,0007,958
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$65,0006,548
Total noninterest expense$541,0008,155
Salaries and employee benefits$306,0008,131
Premises and equipment expense$125,0007,085
Additional noninterest expense$110,0008,417
Pre-tax net operating income$61,0007,934
Securities gains (losses)$01,388
Applicable income taxes$15,0006,081
Income before extraordinary items$46,0007,980
Extraordinary gains, net$045
Net income$46,0007,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,141
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$46,0007,969
2006-06-30 (YTD Data)Rank
Total interest income$709,0008,083
Total interest expense$335,0007,557
Net interest income$374,0008,290
Provision for loan and lease losses$12,0005,878
Total noninterest income$43,0007,998
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$43,0006,593
Total noninterest expense$350,0008,210
Salaries and employee benefits$200,0008,199
Premises and equipment expense$84,0007,088
Additional noninterest expense$66,0008,516
Pre-tax net operating income$55,0007,925
Securities gains (losses)$01,185
Applicable income taxes$16,0005,921
Income before extraordinary items$39,0007,983
Extraordinary gains, net$039
Net income$39,0007,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$39,0007,983
2006-03-31 (YTD Data)Rank
Total interest income$350,0008,096
Total interest expense$161,0007,580
Net interest income$189,0008,298
Provision for loan and lease losses$6,0005,562
Total noninterest income$19,0008,105
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$19,0006,791
Total noninterest expense$175,0008,227
Salaries and employee benefits$101,0008,207
Premises and equipment expense$43,0007,055
Additional noninterest expense$31,0008,569
Pre-tax net operating income$27,0007,964
Securities gains (losses)$0955
Applicable income taxes$8,0005,862
Income before extraordinary items$19,0007,994
Extraordinary gains, net$021
Net income$19,0007,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$19,0007,988
2005-12-31 (YTD Data)Rank
Total interest income$1,358,0008,033
Total interest expense$558,0007,454
Net interest income$800,0008,220
Provision for loan and lease losses$24,0006,374
Total noninterest income$113,0007,814
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$113,0006,210
Total noninterest expense$688,0008,260
Salaries and employee benefits$404,0008,195
Premises and equipment expense$151,0007,260
Additional noninterest expense$133,0008,571
Pre-tax net operating income$201,0007,698
Securities gains (losses)$02,296
Applicable income taxes$74,0005,605
Income before extraordinary items$127,0007,870
Extraordinary gains, net$046
Net income$127,0007,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,206
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$127,0007,840
2005-09-30 (YTD Data)Rank
Total interest income$1,001,0008,076
Total interest expense$400,0007,475
Net interest income$601,0008,259
Provision for loan and lease losses$18,0006,207
Total noninterest income$77,0007,951
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$77,0006,377
Total noninterest expense$525,0008,231
Salaries and employee benefits$309,0008,150
Premises and equipment expense$114,0007,262
Additional noninterest expense$102,0008,566
Pre-tax net operating income$135,0007,877
Securities gains (losses)$02,317
Applicable income taxes$49,0005,807
Income before extraordinary items$86,0008,031
Extraordinary gains, net$035
Net income$86,0008,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,516
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$86,0007,999
2005-06-30 (YTD Data)Rank
Total interest income$663,0008,092
Total interest expense$255,0007,482
Net interest income$408,0008,257
Provision for loan and lease losses$12,0005,987
Total noninterest income$52,0007,927
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$52,0006,337
Total noninterest expense$337,0008,273
Salaries and employee benefits$203,0008,173
Premises and equipment expense$74,0007,300
Additional noninterest expense$60,0008,640
Pre-tax net operating income$111,0007,795
Securities gains (losses)$02,146
Applicable income taxes$41,0005,674
Income before extraordinary items$70,0007,958
Extraordinary gains, net$030
Net income$70,0007,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$70,0007,921
2005-03-31 (YTD Data)Rank
Total interest income$319,0008,187
Total interest expense$119,0007,571
Net interest income$200,0008,349
Provision for loan and lease losses$6,0005,706
Total noninterest income$25,0007,991
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$25,0006,471
Total noninterest expense$173,0008,317
Salaries and employee benefits$104,0008,217
Premises and equipment expense$39,0007,270
Additional noninterest expense$30,0008,697
Pre-tax net operating income$46,0007,942
Securities gains (losses)$01,685
Applicable income taxes$16,0005,817
Income before extraordinary items$30,0008,094
Extraordinary gains, net$024
Net income$30,0008,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$30,0008,064
2004-12-31 (YTD Data)Rank
Total interest income$1,533,0007,848
Total interest expense$570,0007,061
Net interest income$963,0008,079
Provision for loan and lease losses$31,0006,405
Total noninterest income$134,0007,760
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$134,0005,904
Total noninterest expense$955,0007,902
Salaries and employee benefits$493,0007,995
Premises and equipment expense$200,0006,775
Additional noninterest expense$262,0007,917
Pre-tax net operating income$111,0008,075
Securities gains (losses)$03,819
Applicable income taxes$24,0006,462
Income before extraordinary items$87,0008,154
Extraordinary gains, net$034
Net income$87,0008,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,887
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$87,0008,112
2004-09-30 (YTD Data)Rank
Total interest income$1,208,0007,808
Total interest expense$451,0006,952
Net interest income$757,0008,033
Provision for loan and lease losses$25,0006,158
Total noninterest income$112,0007,646
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$112,0005,710
Total noninterest expense$776,0007,721
Salaries and employee benefits$399,0007,849
Premises and equipment expense$159,0006,607
Additional noninterest expense$218,0007,763
Pre-tax net operating income$68,0008,250
Securities gains (losses)$03,710
Applicable income taxes$9,0006,807
Income before extraordinary items$59,0008,280
Extraordinary gains, net$026
Net income$59,0008,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,805
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$59,0008,239
2004-06-30 (YTD Data)Rank
Total interest income$884,0007,694
Total interest expense$337,0006,704
Net interest income$547,0007,977
Provision for loan and lease losses$9,0006,446
Total noninterest income$82,0007,556
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$82,0005,559
Total noninterest expense$596,0007,469
Salaries and employee benefits$295,0007,709
Premises and equipment expense$121,0006,294
Additional noninterest expense$180,0007,373
Pre-tax net operating income$24,0008,393
Securities gains (losses)$03,413
Applicable income taxes$-7,0008,775
Income before extraordinary items$31,0008,384
Extraordinary gains, net$021
Net income$31,0008,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,234
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$31,0008,323
2004-03-31 (YTD Data)Rank
Total interest income$583,0007,155
Total interest expense$227,0005,978
Net interest income$356,0007,501
Provision for loan and lease losses$6,0005,941
Total noninterest income$50,0007,209
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$50,0005,122
Total noninterest expense$417,0006,641
Salaries and employee benefits$196,0007,040
Premises and equipment expense$85,0005,341
Additional noninterest expense$136,0006,288
Pre-tax net operating income$-17,0008,639
Securities gains (losses)$02,934
Applicable income taxes$-7,0008,842
Income before extraordinary items$-10,0008,651
Extraordinary gains, net$016
Net income$-10,0008,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-10,0008,598
2003-12-31 (YTD Data)Rank
Total interest income$1,193,0008,403
Total interest expense$510,0007,699
Net interest income$683,0008,588
Provision for loan and lease losses$13,0007,258
Total noninterest income$104,0008,264
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$104,0006,474
Total noninterest expense$750,0008,360
Salaries and employee benefits$413,0008,368
Premises and equipment expense$141,0007,527
Additional noninterest expense$196,0008,464
Pre-tax net operating income$24,0008,458
Securities gains (losses)$04,500
Applicable income taxes$6,0007,166
Income before extraordinary items$18,0008,573
Extraordinary gains, net$054
Net income$18,0008,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,602
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$18,0008,484
2003-09-30 (YTD Data)Rank
Total interest income$908,0008,475
Total interest expense$395,0007,795
Net interest income$513,0008,652
Provision for loan and lease losses$10,0007,100
Total noninterest income$77,0008,333
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$77,0006,529
Total noninterest expense$537,0008,435
Salaries and employee benefits$306,0008,390
Premises and equipment expense$103,0007,576
Additional noninterest expense$128,0008,646
Pre-tax net operating income$43,0008,480
Securities gains (losses)$04,204
Applicable income taxes$13,0006,978
Income before extraordinary items$30,0008,619
Extraordinary gains, net$040
Net income$30,0008,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$30,0008,512
2003-06-30 (YTD Data)Rank
Total interest income$608,0008,528
Total interest expense$260,0007,929
Net interest income$348,0008,674
Provision for loan and lease losses$9,0006,877
Total noninterest income$54,0008,279
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$54,0006,441
Total noninterest expense$360,0008,448
Salaries and employee benefits$207,0008,403
Premises and equipment expense$67,0007,633
Additional noninterest expense$86,0008,650
Pre-tax net operating income$33,0008,484
Securities gains (losses)$03,782
Applicable income taxes$6,0007,135
Income before extraordinary items$27,0008,608
Extraordinary gains, net$030
Net income$27,0008,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,160
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$27,0008,485
2003-03-31 (YTD Data)Rank
Total interest income$301,0008,595
Total interest expense$132,0008,006
Net interest income$169,0008,748
Provision for loan and lease losses$6,0006,408
Total noninterest income$22,0008,506
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$22,0006,771
Total noninterest expense$185,0008,448
Salaries and employee benefits$106,0008,419
Premises and equipment expense$34,0007,649
Additional noninterest expense$45,0008,633
Pre-tax net operating income$08,688
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$08,759
Extraordinary gains, net$021
Net income$08,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,022
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$08,657
2002-12-31 (YTD Data)Rank
Total interest income$1,248,0008,632
Total interest expense$592,0008,119
Net interest income$656,0008,804
Provision for loan and lease losses$33,0007,142
Total noninterest income$88,0008,542
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$88,0006,695
Total noninterest expense$678,0008,589
Salaries and employee benefits$361,0008,653
Premises and equipment expense$130,0007,735
Additional noninterest expense$187,0008,647
Pre-tax net operating income$33,0008,532
Securities gains (losses)$04,537
Applicable income taxes$13,0007,204
Income before extraordinary items$20,0008,668
Extraordinary gains, net$070
Net income$20,0008,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,007
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$20,0008,579
2001-12-31 (YTD Data)Rank
Total interest income$1,372,0008,851
Total interest expense$799,0008,431
Net interest income$573,0009,082
Provision for loan and lease losses$141,0004,914
Total noninterest income$110,0008,362
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$110,0006,201
Total noninterest expense$663,0008,771
Salaries and employee benefits$338,0008,907
Premises and equipment expense$135,0007,770
Additional noninterest expense$190,0008,739
Pre-tax net operating income$-121,0008,885
Securities gains (losses)$119,0001,611
Applicable income taxes$-13,0009,022
Income before extraordinary items$11,0008,773
Extraordinary gains, net$0105
Net income$11,0008,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0003,001
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-65,1608,853
2000-12-31 (YTD Data)Rank
Total interest income$1,459,0009,002
Total interest expense$855,0008,524
Net interest income$604,0009,288
Provision for loan and lease losses$96,0005,401
Total noninterest income$111,0008,437
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$111,0006,180
Total noninterest expense$587,0009,133
Salaries and employee benefits$304,0009,233
Premises and equipment expense$118,0008,135
Additional noninterest expense$165,0009,118
Pre-tax net operating income$32,0009,018
Securities gains (losses)$-354,0009,665
Applicable income taxes$-122,0009,613
Income before extraordinary items$-200,0009,377
Extraordinary gains, net$038
Net income$-200,0009,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,446
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$26,5609,031
1999-12-31 (YTD Data)Rank
Total interest income$1,423,0009,168
Total interest expense$786,0008,716
Net interest income$637,0009,432
Provision for loan and lease losses$43,0006,780
Total noninterest income$111,0008,649
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$111,0006,379
Total noninterest expense$556,0009,447
Salaries and employee benefits$293,0009,501
Premises and equipment expense$122,0008,192
Additional noninterest expense$141,0009,591
Pre-tax net operating income$149,0008,812
Securities gains (losses)$7,0001,949
Applicable income taxes$35,0007,904
Income before extraordinary items$121,0008,830
Extraordinary gains, net$035
Net income$121,0008,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,786
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$115,5408,825
1998-12-31 (YTD Data)Rank
Total interest income$1,271,0009,572
Total interest expense$674,0009,258
Net interest income$597,0009,743
Provision for loan and lease losses$27,0007,449
Total noninterest income$91,0009,172
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$91,0006,846
Total noninterest expense$506,0009,760
Salaries and employee benefits$264,0009,808
Premises and equipment expense$107,0008,565
Additional noninterest expense$135,0009,800
Pre-tax net operating income$155,0009,147
Securities gains (losses)$04,449
Applicable income taxes$44,0008,433
Income before extraordinary items$111,0009,259
Extraordinary gains, net$032
Net income$111,0009,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,204
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$111,0009,185
1997-12-31 (YTD Data)Rank
Total interest income$1,261,0009,975
Total interest expense$702,0009,535
Net interest income$559,00010,268
Provision for loan and lease losses$18,0007,986
Total noninterest income$86,0009,650
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$86,0007,197
Total noninterest expense$481,00010,190
Salaries and employee benefits$236,00010,359
Premises and equipment expense$105,0008,851
Additional noninterest expense$140,00010,120
Pre-tax net operating income$146,0009,864
Securities gains (losses)$-1,0009,009
Applicable income taxes$69,0008,921
Income before extraordinary items$76,00010,104
Extraordinary gains, net$044
Net income$76,00010,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,272
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$76,64010,063
1996-12-31 (YTD Data)Rank
Total interest income$1,143,00010,603
Total interest expense$651,00010,113
Net interest income$492,00010,908
Provision for loan and lease losses$4,0008,888
Total noninterest income$109,0009,722
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$109,0006,886
Total noninterest expense$536,00010,441
Salaries and employee benefits$214,00010,940
Premises and equipment expense$96,0009,398
Additional noninterest expense$226,0009,640
Pre-tax net operating income$61,00010,547
Securities gains (losses)$04,148
Applicable income taxes$-23,00011,001
Income before extraordinary items$84,00010,360
Extraordinary gains, net$053
Net income$84,00010,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,612
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$84,00010,316
1995-12-31 (YTD Data)Rank
Total interest income$973,00011,326
Total interest expense$544,00010,870
Net interest income$429,00011,537
Provision for loan and lease losses$1,0008,909
Total noninterest income$82,00010,689
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$82,0007,878
Total noninterest expense$403,00011,423
Salaries and employee benefits$183,00011,579
Premises and equipment expense$90,0009,917
Additional noninterest expense$130,00011,309
Pre-tax net operating income$107,00011,044
Securities gains (losses)$1,0003,512
Applicable income taxes$39,00010,400
Income before extraordinary items$69,00011,179
Extraordinary gains, net$065
Net income$69,00011,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$68,36011,152
1994-12-31 (YTD Data)Rank
Total interest income$871,00011,947
Total interest expense$429,00011,445
Net interest income$442,00012,150
Provision for loan and lease losses$09,146
Total noninterest income$60,00011,716
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$60,0009,091
Total noninterest expense$394,00012,066
Salaries and employee benefits$192,00012,117
Premises and equipment expense$85,00010,492
Additional noninterest expense$117,00012,138
Pre-tax net operating income$108,00011,576
Securities gains (losses)$03,600
Applicable income taxes$47,00010,550
Income before extraordinary items$61,00011,725
Extraordinary gains, net$0249
Net income$61,00011,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$61,00011,769
1993-12-31 (YTD Data)Rank
Total interest income$925,00012,452
Total interest expense$488,00011,737
Net interest income$437,00012,720
Provision for loan and lease losses$010,371
Total noninterest income$73,00011,986
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$73,0008,943
Total noninterest expense$367,00012,769
Salaries and employee benefits$172,00012,840
Premises and equipment expense$86,00010,933
Additional noninterest expense$109,00012,860
Pre-tax net operating income$143,00011,523
Securities gains (losses)$07,477
Applicable income taxes$57,00010,777
Income before extraordinary items$86,00011,942
Extraordinary gains, net$-30,00012,558
Net income$56,00012,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$86,00011,759
1992-12-31 (YTD Data)Rank
Total interest income$1,012,00013,003
Total interest expense$613,00012,234
Net interest income$399,00013,395
Provision for loan and lease losses$1,00011,714
Total noninterest income$59,00012,872
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$59,0009,852
Total noninterest expense$367,00013,321
Salaries and employee benefits$168,00013,425
Premises and equipment expense$86,00011,263
Additional noninterest expense$113,00013,402
Pre-tax net operating income$90,00012,121
Securities gains (losses)$8,0006,653
Applicable income taxes$23,00012,027
Income before extraordinary items$75,00012,293
Extraordinary gains, net$01,422
Net income$75,00012,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$68,84012,083

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.