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St. James Bank & Trust Company, Total Unused Commitments

1998-12-31Rank
Total unused commitments$11,592,0003,299
Loan commitments-revolving, open-end lines secured by 1-4's$05,019
Credit card lines$03,409
Commercial real estate, construction & land development$3,321,0002,278
Commitments secured by real estate$3,321,0002,211
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$8,271,0002,326
Memoranda:
Commitments with an original maturity exceeding 1 yr$3,791,0001,666
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$15,600,0002,544
Loan commitments-revolving, open-end lines secured by 1-4's$05,106
Credit card lines$03,666
Commercial real estate, construction & land development$8,332,0001,085
Commitments secured by real estate$8,332,0001,049
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$7,268,0002,397
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,764,0002,351
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$3,670,0005,889
Loan commitments-revolving, open-end lines secured by 1-4's$05,134
Credit card lines$03,827
Commercial real estate, construction & land development$2,186,0002,633
Commitments secured by real estate$2,186,0002,551
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$1,484,0005,902
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$3,183,0006,212
Loan commitments-revolving, open-end lines secured by 1-4's$05,129
Credit card lines$03,957
Commercial real estate, construction & land development$1,544,0003,016
Commitments secured by real estate$1,544,0002,942
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$1,639,0005,629
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$3,237,0006,138
Loan commitments-revolving, open-end lines secured by 1-4's$05,180
Credit card lines$03,957
Commercial real estate, construction & land development$857,0003,923
Commitments secured by real estate$857,0003,827
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$2,380,0004,700
Memoranda:
Commitments with an original maturity exceeding 1 yr$491,0003,451
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$20,00012,150
Loan commitments-revolving, open-end lines secured by 1-4's$05,433
Credit card lines$03,952
Commercial real estate, construction & land development$07,199
Commitments secured by real estate$07,093
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$20,0009,737
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$13,00012,517
Loan commitments-revolving, open-end lines secured by 1-4's$05,501
Credit card lines$03,970
Commercial real estate, construction & land development$07,208
Commitments secured by real estate$07,068
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$13,0009,767
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$054
Acquired by reporting bank$0109