Home > St. James Bank & Trust Company > Net Loans and Leases
St. James Bank & Trust Company, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $96,262,000 | 2,849 |
| Loan loss allowance | $1,304,000 | 2,633 |
| Total loans and leases | $97,566,000 | 2,848 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $97,566,000 | 2,859 |
| All real estate loans | $79,745,000 | 2,421 |
| Real estate loans in domestic offices | $79,745,000 | 2,421 |
| Construction and development loans | $11,498,000 | 1,338 |
| Commercial RE | $26,289,000 | 1,908 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,760 |
| 1-4 family residential loans | $41,958,000 | 2,486 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,139,000 | 4,274 |
| Commercial and industrial loans | $7,310,000 | 4,160 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $8,077,000 | 3,316 |
| Credit card loans | $72,000 | 4,584 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,005,000 | 3,141 |
| All other loans & leases | $1,295,000 | 2,099 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $1,295,000 | 967 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $78,455,000 | 3,430 |
| Loan loss allowance | $1,058,000 | 3,204 |
| Total loans and leases | $79,513,000 | 3,423 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $79,513,000 | 3,431 |
| All real estate loans | $62,394,000 | 2,961 |
| Real estate loans in domestic offices | $62,394,000 | 2,960 |
| Construction and development loans | $5,479,000 | 2,208 |
| Commercial RE | $19,158,000 | 2,433 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $55,000 | 6,614 |
| 1-4 family residential loans | $37,702,000 | 2,805 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $676,000 | 5,092 |
| Commercial and industrial loans | $6,143,000 | 4,594 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $8,364,000 | 3,381 |
| Credit card loans | $90,000 | 4,603 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,274,000 | 3,201 |
| All other loans & leases | $1,936,000 | 1,653 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $1,298,000 | 997 |
| Other loans | $638,000 | 1,407 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $204,000 | 1,341 |
| Non 1-4 family restructured loans & leases | $204,000 | 1,341 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $64,237,000 | 4,143 |
| Loan loss allowance | $1,157,000 | 3,100 |
| Total loans and leases | $65,394,000 | 4,131 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $65,394,000 | 4,138 |
| All real estate loans | $48,477,000 | 3,671 |
| Real estate loans in domestic offices | $48,477,000 | 3,671 |
| Construction and development loans | $7,512,000 | 1,828 |
| Commercial RE | $11,322,000 | 3,528 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $57,000 | 6,886 |
| 1-4 family residential loans | $29,586,000 | 3,413 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $406,000 | 5,762 |
| Commercial and industrial loans | $6,352,000 | 4,507 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $9,065,000 | 3,283 |
| Credit card loans | $74,000 | 5,074 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,991,000 | 3,078 |
| All other loans & leases | $1,094,000 | 2,464 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $464,000 | 2,074 |
| Other loans | $630,000 | 1,510 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $213,000 | 1,508 |
| Non 1-4 family restructured loans & leases | $213,000 | 1,508 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $64,160,000 | 4,026 |
| Loan loss allowance | $1,494,000 | 2,489 |
| Total loans and leases | $65,654,000 | 4,005 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $65,654,000 | 4,015 |
| All real estate loans | $47,684,000 | 3,645 |
| Real estate loans in domestic offices | $47,684,000 | 3,645 |
| Construction and development loans | $6,587,000 | 1,896 |
| Commercial RE | $10,119,000 | 3,752 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $107,000 | 6,674 |
| 1-4 family residential loans | $30,871,000 | 3,297 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $505,000 | 5,771 |
| Commercial and industrial loans | $5,538,000 | 4,815 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $10,781,000 | 2,855 |
| Credit card loans | $63,000 | 5,351 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,718,000 | 2,666 |
| All other loans & leases | $1,146,000 | 2,420 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $524,000 | 2,021 |
| Other loans | $622,000 | 1,598 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $196,000 | 1,730 |
| Non 1-4 family restructured loans & leases | $196,000 | 1,730 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $58,393,000 | 4,310 |
| Loan loss allowance | $851,000 | 4,131 |
| Total loans and leases | $59,244,000 | 4,306 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $59,244,000 | 4,322 |
| All real estate loans | $41,895,000 | 3,993 |
| Real estate loans in domestic offices | $41,895,000 | 3,993 |
| Construction and development loans | $5,868,000 | 1,963 |
| Commercial RE | $8,722,000 | 4,124 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $100,000 | 7,026 |
| 1-4 family residential loans | $27,205,000 | 3,604 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $368,000 | 6,292 |
| Commercial and industrial loans | $4,436,000 | 5,422 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $11,347,000 | 2,693 |
| Credit card loans | $69,000 | 5,360 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,278,000 | 2,513 |
| All other loans & leases | $1,198,000 | 2,434 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $580,000 | 2,000 |
| Other loans | $618,000 | 1,659 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $47,811,000 | 4,978 |
| Loan loss allowance | $1,045,000 | 3,539 |
| Total loans and leases | $48,856,000 | 4,952 |
| Unearned income | $1,000 | 8,186 |
| Loans and leases, gross | $48,856,000 | 4,972 |
| All real estate loans | $34,324,000 | 4,604 |
| Real estate loans in domestic offices | $34,324,000 | 4,604 |
| Construction and development loans | $2,437,000 | 3,366 |
| Commercial RE | $7,553,000 | 4,502 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $170,000 | 6,605 |
| 1-4 family residential loans | $24,164,000 | 3,961 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $555,000 | 5,987 |
| Commercial and industrial loans | $3,251,000 | 6,459 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $8,974,000 | 3,209 |
| Credit card loans | $52,000 | 5,729 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,922,000 | 2,994 |
| All other loans & leases | $1,753,000 | 1,981 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $637,000 | 1,973 |
| Other loans | $1,116,000 | 1,219 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $46,980,000 | 5,051 |
| Loan loss allowance | $954,000 | 3,889 |
| Total loans and leases | $47,934,000 | 5,033 |
| Unearned income | $3,000 | 8,755 |
| Loans and leases, gross | $47,934,000 | 5,047 |
| All real estate loans | $33,270,000 | 4,742 |
| Real estate loans in domestic offices | $33,270,000 | 4,742 |
| Construction and development loans | $1,986,000 | 3,744 |
| Commercial RE | $8,706,000 | 4,073 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $240,000 | 6,113 |
| 1-4 family residential loans | $22,338,000 | 4,290 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $857,000 | 5,472 |
| Commercial and industrial loans | $2,875,000 | 7,021 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $9,140,000 | 3,259 |
| Credit card loans | $50,000 | 5,822 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,090,000 | 3,069 |
| All other loans & leases | $1,795,000 | 2,156 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $689,000 | 2,025 |
| Other loans | $1,106,000 | 1,281 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |