Home > St. James Bank & Trust Company > Loan Charge- Offs and Recoveries

St. James Bank & Trust Company, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$506,0001,597
Loans secured by real estate, total$158,000948
To non-U.S. addresseesNANA
Real estate loans in domestic offices$158,000946
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$158,000592
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$91,0002,439
Loans to individuals$257,0001,228
Credit card loan charge offs$31,0001,140
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$226,0001,122
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$182,0001,311
Loans secured by real estate, total$38,0001,145
To non-U.S. addresseesNANA
Real estate loans in domestic offices$38,0001,145
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$38,000641
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$29,0002,179
Loans to individuals$115,000826
Credit card loan recoveries$4,0001,302
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$111,000705
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$324,0001,758
Loans secured by real estate, total$120,000881
To non-U.S. addresseesNANA
Real estate loans in domestic offices$120,000879
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$120,000598
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$62,0002,440
To non-U.S. addresseesNANA
Loans to individuals$142,0001,491
Credit card loan net charge offs$27,0001,108
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$115,0001,455
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$455,0001,856
Loans secured by real estate, total$22,0002,921
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0002,921
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$22,0002,155
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$289,0001,067
Loans to individuals$144,0001,990
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$144,0001,723
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$106,0002,229
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$43,0001,926
Loans to individuals$63,0001,391
Credit card loan recoveries$1,0002,101
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$62,0001,242
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$349,0001,772
Loans secured by real estate, total$22,0002,371
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0002,369
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$22,0001,794
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$246,000918
To non-U.S. addresseesNANA
Loans to individuals$81,0002,371
Credit card loan net charge offs$-1,00010,683
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$82,0002,001
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$841,0001,239
Loans secured by real estate, total$85,0001,683
To non-U.S. addresseesNANA
Real estate loans in domestic offices$85,0001,683
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$85,0001,104
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$112,0002,224
Loans to individuals$644,000763
Credit card loan charge offs$3,0003,228
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$641,000591
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$194,0001,516
Loans secured by real estate, total$43,0001,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$43,0001,352
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$43,000725
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$26,0002,793
Loans to individuals$125,000897
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$125,000758
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$647,0001,185
Loans secured by real estate, total$42,0001,887
To non-U.S. addresseesNANA
Real estate loans in domestic offices$42,0001,886
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$42,0001,374
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$86,0002,010
To non-U.S. addresseesNANA
Loans to individuals$519,000725
Credit card loan net charge offs$3,0003,001
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$516,000537
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$662,0001,456
Loans secured by real estate, total$124,0001,578
To non-U.S. addresseesNANA
Real estate loans in domestic offices$124,0001,576
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$124,000962
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$150,0001,755
Loans to individuals$388,000950
Credit card loan charge offs$8,0002,250
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$380,000757
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$45,0004,310
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$24,0003,103
Loans to individuals$21,0003,189
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$21,0002,939
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$617,0001,210
Loans secured by real estate, total$124,0001,258
To non-U.S. addresseesNANA
Real estate loans in domestic offices$124,0001,256
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$124,000785
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$126,0001,421
To non-U.S. addresseesNANA
Loans to individuals$367,000787
Credit card loan net charge offs$8,0002,029
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$359,000589
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$689,0001,458
Loans secured by real estate, total$5,0005,270
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0005,270
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$5,0003,995
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$638,000575
Loans to individuals$46,0003,671
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$46,0003,273
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$40,0005,105
Loans secured by real estate, total$7,0003,589
To non-U.S. addresseesNANA
Real estate loans in domestic offices$7,0003,589
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$7,0002,286
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$13,0004,794
Loans to individuals$20,0003,469
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$20,0003,227
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$649,0001,149
Loans secured by real estate, total$-2,00010,330
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-2,00010,371
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$-2,00010,963
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$625,000388
To non-U.S. addresseesNANA
Loans to individuals$26,0003,693
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$26,0003,203
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$403,0002,644
Loans secured by real estate, total$15,0005,131
To non-U.S. addresseesNANA
Real estate loans in domestic offices$15,0005,130
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$15,0003,628
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$243,0001,751
Loans to individuals$145,0001,918
Credit card loan charge offs$2,0003,391
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$143,0001,629
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$74,0003,854
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$18,0004,606
Loans to individuals$56,0001,824
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$56,0001,630
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$329,0002,325
Loans secured by real estate, total$15,0004,307
To non-U.S. addresseesNANA
Real estate loans in domestic offices$15,0004,306
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$15,0003,126
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$225,0001,400
To non-U.S. addresseesNANA
Loans to individuals$89,0001,969
Credit card loan net charge offs$2,0003,091
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$87,0001,623
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$286,0004,138
Loans secured by real estate, total$69,0003,597
To non-U.S. addresseesNANA
Real estate loans in domestic offices$69,0003,597
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$69,0002,027
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$156,0003,174
Loans to individuals$61,0004,128
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$61,0003,712
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$64,0004,432
Loans secured by real estate, total$3,0004,858
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0004,857
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$3,0003,371
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$39,0003,240
Loans to individuals$22,0003,649
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$22,0003,399
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$222,0003,977
Loans secured by real estate, total$66,0003,252
To non-U.S. addresseesNANA
Real estate loans in domestic offices$66,0003,252
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$66,0001,816
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$117,0003,056
To non-U.S. addresseesNANA
Loans to individuals$39,0004,213
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$39,0003,748
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.