Home > St. Francis Bank, F.S.B. > Net charge- offs to loans
St. Francis Bank, F.S.B., Net charge- offs to loans
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0561% | 5,219 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,192 |
Percentage Net Loans Charged-off:Construction & development | 0.0340% | 573 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 2,655 |
Percentage Net Loans Charged-off: Home equity loans | 0.0144% | 470 |
All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 2,711 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2350% | 2,995 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4335% | 4,130 |
Percentage Net Loans Charged-off: Credit card loans | 5.9284% | 314 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0772% | 4,383 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,679 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 2,073 |
Percentage Net Loans Charged-off: Home equity loans | 0.0279% | 369 |
All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 2,216 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3344% | 2,341 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5792% | 3,264 |
Percentage Net Loans Charged-off: Credit card loans | 6.9767% | 239 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1430% | 2,835 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 1,849 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 1,415 |
Percentage Net Loans Charged-off: Home equity loans | 0.0365% | 252 |
All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 1,458 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6806% | 1,265 |
Percentage Net Loans Charged-off: Loans to individuals | 1.0284% | 1,925 |
Percentage Net Loans Charged-off: Credit card loans | 8.9363% | 203 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0473% | 6,201 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 8,263 |
Percentage Net Loans Charged-off:Construction & development | -0.0760% | 8,126 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 3,398 |
Percentage Net Loans Charged-off: Home equity loans | 0.0085% | 594 |
All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 8,397 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2491% | 3,600 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3358% | 5,197 |
Percentage Net Loans Charged-off: Credit card loans | 6.9327% | 282 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3283% | 2,461 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 3,642 |
Percentage Net Loans Charged-off:Construction & development | 0.0056% | 810 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 2,893 |
Percentage Net Loans Charged-off: Home equity loans | 0.0255% | 543 |
All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 2,989 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.4258% | 810 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5524% | 3,910 |
Percentage Net Loans Charged-off: Credit card loans | 5.2473% | 414 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1275% | 4,135 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0959% | 255 |
Percentage Net Loans Charged-off:Construction & development | 0.0204% | 223 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3701% | 62 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 576 |
Percentage Net Loans Charged-off: Home equity loans | 0.0498% | 278 |
All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 639 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1205% | 808 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3738% | 903 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0748% | 5,399 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 640 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 508 |
Percentage Net Loans Charged-off: Home equity loans | 0.0724% | 256 |
All other 1-4 family - Percent of loans charged-off, net | 0.0352% | 585 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0914% | 808 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3299% | 975 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0539% | 6,266 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 613 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0471% | 507 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
All other 1-4 family - Percent of loans charged-off, net | 0.0741% | 346 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0251% | 908 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2002% | 1,127 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3271% | 2,519 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
Percentage Net Loans Charged-off: Loans to individuals | 2.0677% | 227 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1064% | 5,636 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 1,015 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 998 |
Percentage Net Loans Charged-off: Home equity loans | -0.0187% | 1,294 |
All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 844 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
Percentage Net Loans Charged-off: Loans to individuals | 0.6102% | 801 |
Percentage Net Loans Charged-off: Credit card loans | 39.3729% | 8 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0590% | 6,694 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 653 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
Percentage Net Loans Charged-off: Multi-family residential | 0.2247% | 201 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 873 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 792 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0618% | 1,292 |
Percentage Net Loans Charged-off: Credit card loans | 1.6164% | 630 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0285% | 7,721 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 863 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 637 |
Percentage Net Loans Charged-off: Home equity loans | 0.0181% | 358 |
All other 1-4 family - Percent of loans charged-off, net | 0.0472% | 563 |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | 0.0584% | 1,233 |
Percentage Net Loans Charged-off: Credit card loans | 1.8061% | 465 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0206% | 9,195 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 1,086 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 874 |
Percentage Net Loans Charged-off: Home equity loans | 0.0389% | 391 |
All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 888 |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | 0.0757% | 1,234 |
Percentage Net Loans Charged-off: Credit card loans | 1.4473% | 649 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3667% | 5,382 |
Percentage Net Loans Charged-off: Total real estate loans | 0.3812% | 552 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
Percentage Net Loans Charged-off: Commercial real estate | 4.5963% | 71 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 654 |
Percentage Net Loans Charged-off: Home equity loans | 0.0444% | 415 |
All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 589 |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |