Home > St. Francis Bank, F.S.B. > Net charge- offs to loans

St. Francis Bank, F.S.B., Net charge- offs to loans

2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0561%5,219
Percentage Net Loans Charged-off: Total real estate loans0.0068%3,192
Percentage Net Loans Charged-off:Construction & development0.0340%573
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0099%2,655
Percentage Net Loans Charged-off: Home equity loans0.0144%470
All other 1-4 family - Percent of loans charged-off, net0.0033%2,711
Percentage Net Loans Charged-off: Commercial and industrial0.2350%2,995
Percentage Net Loans Charged-off: Loans to individuals0.4335%4,130
Percentage Net Loans Charged-off: Credit card loans5.9284%314
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0772%4,383
Percentage Net Loans Charged-off: Total real estate loans0.0086%2,679
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0181%2,073
Percentage Net Loans Charged-off: Home equity loans0.0279%369
All other 1-4 family - Percent of loans charged-off, net0.0045%2,216
Percentage Net Loans Charged-off: Commercial and industrial0.3344%2,341
Percentage Net Loans Charged-off: Loans to individuals0.5792%3,264
Percentage Net Loans Charged-off: Credit card loans6.9767%239
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1430%2,835
Percentage Net Loans Charged-off: Total real estate loans0.0117%1,849
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0247%1,415
Percentage Net Loans Charged-off: Home equity loans0.0365%252
All other 1-4 family - Percent of loans charged-off, net0.0090%1,458
Percentage Net Loans Charged-off: Commercial and industrial0.6806%1,265
Percentage Net Loans Charged-off: Loans to individuals1.0284%1,925
Percentage Net Loans Charged-off: Credit card loans8.9363%203
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0473%6,201
Percentage Net Loans Charged-off: Total real estate loans-0.0053%8,263
Percentage Net Loans Charged-off:Construction & development-0.0760%8,126
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0014%3,398
Percentage Net Loans Charged-off: Home equity loans0.0085%594
All other 1-4 family - Percent of loans charged-off, net-0.0063%8,397
Percentage Net Loans Charged-off: Commercial and industrial0.2491%3,600
Percentage Net Loans Charged-off: Loans to individuals0.3358%5,197
Percentage Net Loans Charged-off: Credit card loans6.9327%282
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3283%2,461
Percentage Net Loans Charged-off: Total real estate loans0.0071%3,642
Percentage Net Loans Charged-off:Construction & development0.0056%810
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0128%2,893
Percentage Net Loans Charged-off: Home equity loans0.0255%543
All other 1-4 family - Percent of loans charged-off, net0.0046%2,989
Percentage Net Loans Charged-off: Commercial and industrial2.4258%810
Percentage Net Loans Charged-off: Loans to individuals0.5524%3,910
Percentage Net Loans Charged-off: Credit card loans5.2473%414
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1275%4,135
Percentage Net Loans Charged-off: Total real estate loans0.0959%255
Percentage Net Loans Charged-off:Construction & development0.0204%223
Percentage Net Loans Charged-off: Commercial real estate0.3701%62
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0269%576
Percentage Net Loans Charged-off: Home equity loans0.0498%278
All other 1-4 family - Percent of loans charged-off, net0.0159%639
Percentage Net Loans Charged-off: Commercial and industrial0.1205%808
Percentage Net Loans Charged-off: Loans to individuals0.3738%903
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0748%5,399
Percentage Net Loans Charged-off: Total real estate loans0.0252%640
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0487%508
Percentage Net Loans Charged-off: Home equity loans0.0724%256
All other 1-4 family - Percent of loans charged-off, net0.0352%585
Percentage Net Loans Charged-off: Commercial and industrial0.0914%808
Percentage Net Loans Charged-off: Loans to individuals0.3299%975
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0539%6,266
Percentage Net Loans Charged-off: Total real estate loans0.0284%613
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0471%507
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0741%346
Percentage Net Loans Charged-off: Commercial and industrial0.0251%908
Percentage Net Loans Charged-off: Loans to individuals0.2002%1,127
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3271%2,519
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.0000%888
Percentage Net Loans Charged-off: Loans to individuals2.0677%227
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1064%5,636
Percentage Net Loans Charged-off: Total real estate loans0.0019%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0029%998
Percentage Net Loans Charged-off: Home equity loans-0.0187%1,294
All other 1-4 family - Percent of loans charged-off, net0.0103%844
Percentage Net Loans Charged-off: Commercial and industrial0.0000%891
Percentage Net Loans Charged-off: Loans to individuals0.6102%801
Percentage Net Loans Charged-off: Credit card loans39.3729%8
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0590%6,694
Percentage Net Loans Charged-off: Total real estate loans0.0563%653
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.2247%201
Percentage Net Loans Charged-off: 1-4 family residential0.0116%873
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0156%792
Percentage Net Loans Charged-off: Commercial and industrial0.0000%798
Percentage Net Loans Charged-off: Loans to individuals0.0618%1,292
Percentage Net Loans Charged-off: Credit card loans1.6164%630
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0285%7,721
Percentage Net Loans Charged-off: Total real estate loans0.0232%863
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0392%637
Percentage Net Loans Charged-off: Home equity loans0.0181%358
All other 1-4 family - Percent of loans charged-off, net0.0472%563
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals0.0584%1,233
Percentage Net Loans Charged-off: Credit card loans1.8061%465
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0206%9,195
Percentage Net Loans Charged-off: Total real estate loans0.0147%1,086
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0230%874
Percentage Net Loans Charged-off: Home equity loans0.0389%391
All other 1-4 family - Percent of loans charged-off, net0.0159%888
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals0.0757%1,234
Percentage Net Loans Charged-off: Credit card loans1.4473%649
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3667%5,382
Percentage Net Loans Charged-off: Total real estate loans0.3812%552
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate4.5963%71
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0842%654
Percentage Net Loans Charged-off: Home equity loans0.0444%415
All other 1-4 family - Percent of loans charged-off, net0.0978%589
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,404
Percentage Net Loans Charged-off: Credit card loans0.0000%1,026
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA