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St. Francis Bank, F.S.B., Assets and Liabilities

2003-09-30Rank
# of Employees:499347
Assets and Liabilities
Total Assets:$2,190,716,000310
Cash and due from depository institutions$40,474,000347
Interest-bearing balances$735,0003,390
Securities$706,247,000236
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$1,224,959,000332
Loan loss allowance$13,822,000386
Trading account assets$0165
Bank premises and fixed assets$31,165,000262
Other real estate owned$32,429,000347
Goodwill and other intangibles$22,263,000315
All other assets$133,179,000210
Life insurance assets$01
Total liabilities and capital$2,190,716,000310
Total liabilities$1,998,061,000311
Total deposits$1,361,769,000342
Interest-bearing deposits$1,243,982,000319
Deposits held in domestic offices$1,361,769,000340
% insured0.00%1
Federal funds purchased & repurchase agreements$130,600,000258
Trading liabilities$072
Other borrowed funds$493,169,000182
Subordinated debt$0293
All other liabilities$12,523,000526
Total equity capital$192,655,000349
Total bank equity capital$192,655,000349
Perpetual preferred stock$0137
Common stock$1,0008,232
Surplus$116,724,000290
Undivided profits$75,930,000421
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,654,000897
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$6,744,000410
Earning assets$1,931,941,000318
Long-term assets (5+ years)$08,204
Average Assets, year-to-date$2,243,851,000300
Average Assets, quarterly$2,222,509,500308
Volatile liabilities$893,456,000216
Insider loans$6,274,000833
FHLB advances$480,938,000140
Loans and leases held for sale$01,962
Unused loan commitments$489,396,000281
Tier 1 (core) risk-based capital$181,615,000322
Tier 2 risk-based capital$13,822,000392
Total risk weighted assets$1,598,673,000294
Total unused commitments$489,396,000283
Derivatives$0666
2003-06-30Rank
# of Employees:517338
Assets and Liabilities
Total Assets:$2,254,303,000305
Cash and due from depository institutions$44,167,000338
Interest-bearing balances$2,162,0002,401
Securities$693,966,000240
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$1,298,402,000312
Loan loss allowance$13,835,000378
Trading account assets$0170
Bank premises and fixed assets$30,873,000263
Other real estate owned$32,496,000338
Goodwill and other intangibles$19,722,000329
All other assets$134,677,000207
Life insurance assets$01
Total liabilities and capital$2,254,303,000305
Total liabilities$2,058,542,000301
Total deposits$1,368,140,000332
Interest-bearing deposits$1,247,923,000320
Deposits held in domestic offices$1,368,140,000330
% insured0.00%1
Federal funds purchased & repurchase agreements$135,000,000251
Trading liabilities$074
Other borrowed funds$527,766,000169
Subordinated debt$0266
All other liabilities$27,636,000348
Total equity capital$195,761,000339
Total bank equity capital$195,761,000339
Perpetual preferred stock$0140
Common stock$1,0008,259
Surplus$116,697,000284
Undivided profits$79,063,000403
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,612,000916
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$7,180,000372
Earning assets$1,994,530,000312
Long-term assets (5+ years)$08,230
Average Assets, year-to-date$2,261,562,670298
Average Assets, quarterly$2,273,848,000301
Volatile liabilities$928,424,000208
Insider loans$4,948,0001,076
FHLB advances$507,500,000128
Loans and leases held for sale$02,044
Unused loan commitments$496,198,000281
Tier 1 (core) risk-based capital$181,080,000319
Tier 2 risk-based capital$13,835,000380
Total risk weighted assets$1,634,999,000287
Total unused commitments$496,198,000282
Derivatives$0623
2003-03-31Rank
# of Employees:493349
Assets and Liabilities
Total Assets:$2,293,393,000304
Cash and due from depository institutions$45,027,000349
Interest-bearing balances$3,251,0001,994
Securities$734,783,000229
Federal funds sold & reverse repurchase agreements$07,247
Net loans & leases$1,279,597,000316
Loan loss allowance$13,789,000373
Trading account assets$0169
Bank premises and fixed assets$30,707,000264
Other real estate owned$33,746,000349
Goodwill and other intangibles$20,106,000314
All other assets$149,427,000201
Life insurance assets$01
Total liabilities and capital$2,293,394,000304
Total liabilities$2,100,943,000296
Total deposits$1,372,107,000334
Interest-bearing deposits$1,257,796,000316
Deposits held in domestic offices$1,372,107,000332
% insured0.00%1
Federal funds purchased & repurchase agreements$145,000,000242
Trading liabilities$079
Other borrowed funds$526,007,000169
Subordinated debt$0265
All other liabilities$57,829,000240
Total equity capital$192,451,000339
Total bank equity capital$192,451,000339
Perpetual preferred stock$0141
Common stock$1,0008,301
Surplus$116,420,000281
Undivided profits$76,030,000412
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,158,0001,037
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$7,510,000377
Earning assets$2,017,631,000309
Long-term assets (5+ years)$08,263
Average Assets, year-to-date$2,265,192,500301
Average Assets, quarterly$2,265,192,500301
Volatile liabilities$917,572,000208
Insider loans$4,905,0001,075
FHLB advances$509,063,000127
Loans and leases held for sale$01,961
Unused loan commitments$515,570,000270
Tier 1 (core) risk-based capital$178,831,000321
Tier 2 risk-based capital$13,789,000374
Total risk weighted assets$1,684,141,000279
Total unused commitments$515,570,000271
Derivatives$0578
2002-12-31Rank
# of Employees:503339
Assets and Liabilities
Total Assets:$2,236,992,000302
Cash and due from depository institutions$42,587,000339
Interest-bearing balances$1,804,0002,511
Securities$694,101,000231
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$1,299,819,000309
Loan loss allowance$14,083,000367
Trading account assets$0170
Bank premises and fixed assets$30,708,000263
Other real estate owned$33,345,000339
Goodwill and other intangibles$19,593,000306
All other assets$116,839,000230
Life insurance assets$01
Total liabilities and capital$2,236,992,000302
Total liabilities$2,044,957,000299
Total deposits$1,400,224,000330
Interest-bearing deposits$1,302,561,000304
Deposits held in domestic offices$1,400,224,000328
% insured0.00%1
Federal funds purchased & repurchase agreements$84,028,000317
Trading liabilities$075
Other borrowed funds$548,337,000160
Subordinated debt$0258
All other liabilities$12,368,000539
Total equity capital$192,035,000336
Total bank equity capital$192,035,000336
Perpetual preferred stock$0142
Common stock$1,0008,336
Surplus$116,286,000272
Undivided profits$75,748,000410
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,977,000489
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$8,304,000360
Earning assets$1,995,724,000307
Long-term assets (5+ years)$08,289
Average Assets, year-to-date$2,246,370,400298
Average Assets, quarterly$2,288,038,000298
Volatile liabilities$860,356,000218
Insider loans$4,570,0001,120
FHLB advances$535,625,000116
Loans and leases held for sale$01,889
Unused loan commitments$474,297,000280
Tier 1 (core) risk-based capital$177,350,000319
Tier 2 risk-based capital$14,083,000368
Total risk weighted assets$1,590,961,000292
Total unused commitments$474,297,000281
Derivatives$0527
2001-12-31Rank
# of Employees:472356
Assets and Liabilities
Total Assets:$2,199,631,000301
Cash and due from depository institutions$40,899,000356
Interest-bearing balances$1,114,0002,850
Securities$700,411,000212
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$1,293,574,000306
Loan loss allowance$11,943,000407
Trading account assets$0182
Bank premises and fixed assets$29,555,000267
Other real estate owned$29,327,000356
Goodwill and other intangibles$20,846,000278
All other assets$85,019,000268
Life insurance assets$01
Total liabilities and capital$2,199,631,000301
Total liabilities$2,008,945,000302
Total deposits$1,433,599,000316
Interest-bearing deposits$1,345,579,000286
Deposits held in domestic offices$1,433,599,000315
% insured0.00%1
Federal funds purchased & repurchase agreements$40,457,000497
Trading liabilities$069
Other borrowed funds$517,618,000170
Subordinated debt$0241
All other liabilities$17,271,000445
Total equity capital$190,686,000320
Total bank equity capital$190,686,000320
Perpetual preferred stock$0158
Common stock$1,0008,561
Surplus$115,857,000263
Undivided profits$74,828,000371
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,838,000332
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$9,047,000347
Earning assets$1,995,099,000297
Long-term assets (5+ years)$08,482
Average Assets, year-to-date$2,301,496,200281
Average Assets, quarterly$2,202,896,000296
Volatile liabilities$795,569,000227
Insider loans$3,140,0001,594
FHLB advances$511,875,000120
Loans and leases held for sale$01,749
Unused loan commitments$447,794,000287
Tier 1 (core) risk-based capital$176,767,000309
Tier 2 risk-based capital$11,943,000403
Total risk weighted assets$1,566,924,000293
Total unused commitments$447,794,000288
Derivatives$0450
2000-12-31Rank
# of Employees:422392
Assets and Liabilities
Total Assets:$2,507,663,000256
Cash and due from depository institutions$42,068,000392
Interest-bearing balances$2,015,0001,688
Securities$1,002,610,000168
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$1,332,114,000303
Loan loss allowance$10,384,000452
Trading account assets$0175
Bank premises and fixed assets$29,555,000267
Other real estate owned$27,175,000392
Goodwill and other intangibles$18,929,000280
All other assets$55,212,000307
Life insurance assets$01
Total liabilities and capital$2,507,663,000256
Total liabilities$2,329,293,000251
Total deposits$1,479,435,000300
Interest-bearing deposits$1,402,663,000276
Deposits held in domestic offices$1,479,435,000296
% insured0.00%1
Federal funds purchased & repurchase agreements$279,388,000187
Trading liabilities$077
Other borrowed funds$551,109,000162
Subordinated debt$0239
All other liabilities$19,361,000419
Total equity capital$178,370,000318
Total bank equity capital$178,370,000318
Perpetual preferred stock$0178
Common stock$1,0008,831
Surplus$115,811,000250
Undivided profits$62,558,000422
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,467,000266
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$8,047,000345
Earning assets$2,336,739,000252
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$2,509,131,400252
Average Assets, quarterly$2,500,357,500254
Volatile liabilities$1,013,969,000210
Insider loans$1,638,0002,729
FHLB advances$545,500,00040
Loans and leases held for sale$01,442
Unused loan commitments$330,065,000332
Tier 1 (core) risk-based capital$172,411,000308
Tier 2 risk-based capital$10,384,000438
Total risk weighted assets$1,574,425,000291
Total unused commitments$330,065,000333
Derivatives$0481
1999-12-31Rank
# of Employees:424418
Assets and Liabilities
Total Assets:$2,528,975,000261
Cash and due from depository institutions$48,460,000418
Interest-bearing balances$418,0003,301
Securities$1,118,905,000165
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$1,218,965,000318
Loan loss allowance$9,413,000504
Trading account assets$0165
Bank premises and fixed assets$32,474,000241
Other real estate owned$28,782,000418
Goodwill and other intangibles$20,172,000252
All other assets$61,217,000282
Life insurance assets$01
Total liabilities and capital$2,528,975,000261
Total liabilities$2,385,500,000256
Total deposits$1,548,210,000282
Interest-bearing deposits$1,482,164,000259
Deposits held in domestic offices$1,548,210,000279
% insured0.00%1
Federal funds purchased & repurchase agreements$213,593,000233
Trading liabilities$065
Other borrowed funds$609,070,000164
Subordinated debt$0242
All other liabilities$14,627,000481
Total equity capital$143,475,000366
Total bank equity capital$143,475,000366
Perpetual preferred stock$0193
Common stock$1,0009,132
Surplus$106,273,000251
Undivided profits$37,201,000684
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,929,000814
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$6,944,000351
Earning assets$2,338,288,000259
Long-term assets (5+ years)$08,976
Average Assets, year-to-date$2,351,191,200265
Average Assets, quarterly$2,500,723,500258
Volatile liabilities$986,507,000201
Insider loans$1,818,0002,402
FHLB advances$600,046,00035
Loans and leases held for sale$01,487
Unused loan commitments$404,216,000298
Tier 1 (core) risk-based capital$145,239,000350
Tier 2 risk-based capital$9,413,000471
Total risk weighted assets$1,511,011,000294
Total unused commitments$404,216,000300
Derivatives$0488
1998-12-31Rank
# of Employees:443394
Assets and Liabilities
Total Assets:$2,023,344,000300
Cash and due from depository institutions$36,164,000394
Interest-bearing balances$712,0003,158
Securities$920,349,000172
Federal funds sold & reverse repurchase agreements$20,000,000800
Net loans & leases$905,759,000390
Loan loss allowance$7,964,000565
Trading account assets$4,000192
Bank premises and fixed assets$32,159,000241
Other real estate owned$29,846,000394
Goodwill and other intangibles$17,333,000280
All other assets$61,730,000266
Life insurance assets$01
Total liabilities and capital$2,023,344,000300
Total liabilities$1,892,233,000295
Total deposits$1,256,163,000324
Interest-bearing deposits$1,192,885,000300
Deposits held in domestic offices$1,256,163,000320
% insured0.00%1
Federal funds purchased & repurchase agreements$53,831,000452
Trading liabilities$069
Other borrowed funds$570,149,000145
Subordinated debt$0255
All other liabilities$12,090,000560
Total equity capital$131,111,000407
Total bank equity capital$131,111,000407
Perpetual preferred stock$0199
Common stock$1,0009,342
Surplus$77,185,000318
Undivided profits$53,925,000474
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,950,000904
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$5,433,000406
Earning assets$1,846,824,000297
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$1,776,947,200313
Average Assets, quarterly$1,943,466,500302
Volatile liabilities$784,512,000204
Insider loans$356,0006,090
FHLB advances$563,051,00034
Loans and leases held for sale$01,681
Unused loan commitments$290,276,000351
Tier 1 (core) risk-based capital$120,504,000396
Tier 2 risk-based capital$7,964,000536
Total risk weighted assets$1,228,773,000320
Total unused commitments$335,276,000323
Derivatives$0527
1997-12-31Rank
# of Employees:376469
Assets and Liabilities
Total Assets:$1,596,629,000351
Cash and due from depository institutions$34,503,000469
Interest-bearing balances$4,595,000986
Securities$672,405,000221
Federal funds sold & reverse repurchase agreements$8,991,0001,536
Net loans & leases$742,718,000463
Loan loss allowance$5,834,000730
Trading account assets$0203
Bank premises and fixed assets$26,752,000276
Other real estate owned$52,751,000469
Goodwill and other intangibles$16,698,000280
All other assets$41,811,000315
Life insurance assets$01
Total liabilities and capital$1,596,629,000351
Total liabilities$1,463,747,000350
Total deposits$1,066,433,000376
Interest-bearing deposits$1,017,101,000346
Deposits held in domestic offices$1,066,433,000371
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$384,405,000181
Subordinated debt$0260
All other liabilities$12,909,000530
Total equity capital$132,882,000381
Total bank equity capital$132,882,000381
Perpetual preferred stock$0223
Common stock$1,0009,742
Surplus$75,249,000310
Undivided profits$57,632,000437
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,694,000629
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$5,005,000475
Earning assets$1,428,709,000361
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$1,488,402,200363
Average Assets, quarterly$1,628,068,000342
Volatile liabilities$514,421,000292
Insider loans$637,0004,756
FHLB advances$375,056,00046
Loans and leases held for sale$01,579
Unused loan commitments$227,888,000390
Tier 1 (core) risk-based capital$117,264,000396
Tier 2 risk-based capital$5,834,000643
Total risk weighted assets$1,008,856,000367
Total unused commitments$238,194,000380
Derivatives$0533
1996-12-31Rank
# of Employees:267696
Assets and Liabilities
Total Assets:$1,301,166,000456
Cash and due from depository institutions$18,469,000696
Interest-bearing balances$3,563,0001,088
Securities$629,298,000253
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$564,591,000618
Loan loss allowance$4,371,000980
Trading account assets$0240
Bank premises and fixed assets$14,941,000512
Other real estate owned$39,737,000696
Goodwill and other intangibles$1,550,0001,056
All other assets$32,580,000396
Life insurance assets$01
Total liabilities and capital$1,301,166,000456
Total liabilities$1,209,559,000448
Total deposits$822,459,000522
Interest-bearing deposits$804,609,000463
Deposits held in domestic offices$822,459,000513
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$377,583,000175
Subordinated debt$0298
All other liabilities$9,517,000642
Total equity capital$91,607,000546
Total bank equity capital$91,607,000546
Perpetual preferred stock$0250
Common stock$1,00010,221
Surplus$35,494,000576
Undivided profits$56,112,000477
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,704,000741
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$3,518,000648
Earning assets$1,197,452,000452
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$1,219,759,600463
Average Assets, quarterly$1,297,850,500448
Volatile liabilities$447,920,000325
Insider loans$639,0004,851
FHLB advances$371,569,00044
Loans and leases held for sale$01,560
Unused loan commitments$128,498,000571
Tier 1 (core) risk-based capital$92,479,000507
Tier 2 risk-based capital$3,607,000962
Total risk weighted assets$720,416,000497
Total unused commitments$128,498,000574
Derivatives$0549
1995-12-31Rank
# of Employees:214897
Assets and Liabilities
Total Assets:$1,093,610,000546
Cash and due from depository institutions$25,219,000897
Interest-bearing balances$10,338,000444
Securities$532,392,000305
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$483,165,000699
Loan loss allowance$3,441,0001,230
Trading account assets$0261
Bank premises and fixed assets$10,469,000705
Other real estate owned$5,950,000897
Goodwill and other intangibles$101,0002,356
All other assets$36,314,000398
Life insurance assets$01
Total liabilities and capital$1,093,610,000546
Total liabilities$999,617,000539
Total deposits$657,348,000646
Interest-bearing deposits$642,564,000585
Deposits held in domestic offices$657,348,000636
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$334,506,000182
Subordinated debt$0337
All other liabilities$7,763,000768
Total equity capital$93,993,000558
Total bank equity capital$93,993,000558
Perpetual preferred stock$0288
Common stock$1,00010,688
Surplus$34,390,000602
Undivided profits$59,602,000449
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$434,0004,631
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$3,108,000746
Earning assets$1,025,895,000533
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$1,078,457,200529
Average Assets, quarterly$1,086,286,000538
Volatile liabilities$447,980,000324
Insider loans$906,0003,971
FHLB advances$330,073,00041
Loans and leases held for sale$01,606
Unused loan commitments$93,542,000711
Tier 1 (core) risk-based capital$92,166,000530
Tier 2 risk-based capital$3,441,0001,004
Total risk weighted assets$538,670,000645
Total unused commitments$109,642,000645
Derivatives$0628
1994-12-31Rank
# of Employees:214922
Assets and Liabilities
Total Assets:$1,052,835,000539
Cash and due from depository institutions$18,810,000922
Interest-bearing balances$4,550,000790
Securities$512,645,000331
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$462,600,000706
Loan loss allowance$3,486,0001,215
Trading account assets$12,637,00095
Bank premises and fixed assets$9,094,000801
Other real estate owned$17,000922
Goodwill and other intangibles$03,133
All other assets$37,032,000408
Life insurance assets$01
Total liabilities and capital$1,052,835,000539
Total liabilities$969,830,000541
Total deposits$598,501,000691
Interest-bearing deposits$598,501,000601
Deposits held in domestic offices$598,501,000679
% insured0.00%1
Federal funds purchased & repurchase agreements$13,127,0001,111
Trading liabilities$087
Other borrowed funds$348,185,000178
Subordinated debt$0372
All other liabilities$10,017,000606
Total equity capital$83,005,000548
Total bank equity capital$83,005,000548
Perpetual preferred stock$0310
Common stock$1,00011,259
Surplus$28,874,000639
Undivided profits$54,130,000426
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,668,000568
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$2,839,000723
Earning assets$992,432,000517
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$951,521,400566
Average Assets, quarterly$1,030,772,500544
Volatile liabilities$454,562,000318
Insider loans$490,0005,758
FHLB advances$343,505,00049
Loans and leases held for sale$01,430
Unused loan commitments$75,670,000750
Tier 1 (core) risk-based capital$82,554,000541
Tier 2 risk-based capital$2,847,0001,163
Total risk weighted assets$502,162,000654
Total unused commitments$79,170,000736
Derivatives$0687
1993-12-31Rank
# of Employees:231908
Assets and Liabilities
Total Assets:$865,019,000638
Cash and due from depository institutions$21,132,000908
Interest-bearing balances$11,111,000552
Securities$436,643,000376
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$370,802,000808
Loan loss allowance$3,263,0001,368
Trading account assets$2,461,000210
Bank premises and fixed assets$8,191,000890
Other real estate owned$381,000908
Goodwill and other intangibles$03,091
All other assets$25,409,000506
Life insurance assets$01
Total liabilities and capital$865,020,000638
Total liabilities$770,775,000645
Total deposits$541,584,000763
Interest-bearing deposits$525,305,000695
Deposits held in domestic offices$541,584,000750
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$223,215,000224
Subordinated debt$0413
All other liabilities$5,976,000845
Total equity capital$94,245,000489
Total bank equity capital$94,245,000489
Perpetual preferred stock$0343
Common stock$1,00011,788
Surplus$27,485,000630
Undivided profits$66,759,000352
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,049,0001,397
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$2,138,000825
Earning assets$821,017,000619
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$745,996,800695
Average Assets, quarterly$825,012,000650
Volatile liabilities$259,869,000427
Insider loans$313,0007,151
FHLB advances$218,008,00069
Loans and leases held for sale$01,681
Unused loan commitments$71,175,000766
Tier 1 (core) risk-based capital$93,759,000474
Tier 2 risk-based capital$2,099,0001,507
Total risk weighted assets$422,259,000741
Total unused commitments$125,875,000562
Derivatives$0714
1992-12-31Rank
# of Employees:2001,067
Assets and Liabilities
Total Assets:$675,594,000800
Cash and due from depository institutions$12,863,0001,067
Interest-bearing balances$5,426,0001,336
Securities$337,788,000457
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$298,301,000992
Loan loss allowance$4,639,0001,056
Trading account assets$2,478,000198
Bank premises and fixed assets$7,177,0001,007
Other real estate owned$808,0001,067
Goodwill and other intangibles$03,106
All other assets$16,179,000713
Life insurance assets$01
Total liabilities and capital$675,594,000800
Total liabilities$615,984,000808
Total deposits$545,945,000815
Interest-bearing deposits$540,418,000727
Deposits held in domestic offices$545,945,000805
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$65,165,000379
Subordinated debt$0482
All other liabilities$4,874,000963
Total equity capital$59,610,000684
Total bank equity capital$59,610,000684
Perpetual preferred stock$0346
Common stock$012,472
Surplus$012,588
Undivided profits$59,610,000356
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,699,0001,808
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,942,000992
Earning assets$643,993,000755
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$667,223,600788
Average Assets, quarterly$682,096,000784
Volatile liabilities$91,827,000790
Insider loans$09,493
FHLB advances$64,581,000149
Loans and leases held for sale$01,207
Unused loan commitments$62,248,000824
Tier 1 (core) risk-based capital$59,073,000658
Tier 2 risk-based capital$2,055,0001,553
Total risk weighted assets$344,946,000885
Total unused commitments$105,248,000607
Derivatives$0651