Home > St. Clair Federal Savings Bank > Assets and Liabilities
St. Clair Federal Savings Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $78,658,000 | 5,433 |
| Cash and due from depository institutions | $3,594,000 | 5,686 |
| Interest-bearing balances | $2,251,000 | 1,693 |
| Securities | $9,780,000 | 8,363 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $60,833,000 | 4,223 |
| Loan loss allowance | $812,000 | 4,205 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,810,000 | 2,700 |
| Other real estate owned | $13,000 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,628,000 | 4,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,658,000 | 5,433 |
| Total liabilities | $72,944,000 | 5,288 |
| Total deposits | $69,830,000 | 5,259 |
| Interest-bearing deposits | $65,444,000 | 4,924 |
| Deposits held in domestic offices | $69,830,000 | 5,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,500,000 | 2,198 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $614,000 | 5,380 |
| Total equity capital | $5,714,000 | 6,770 |
| Total bank equity capital | $5,714,000 | 6,770 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000 | 10,663 |
| Surplus | $1,724,000 | 6,108 |
| Undivided profits | $3,988,000 | 5,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 8,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $493,000 | 4,794 |
| Earning assets | $72,864,000 | 5,398 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $78,504,400 | 5,237 |
| Average Assets, quarterly | $78,702,000 | 5,370 |
| Volatile liabilities | $21,478,000 | 2,483 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $2,500,000 | 627 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,544,000 | 5,224 |
| Tier 1 (core) risk-based capital | $5,702,000 | 6,653 |
| Tier 2 risk-based capital | $636,000 | 4,347 |
| Total risk weighted assets | $50,802,000 | 4,975 |
| Total unused commitments | $4,544,000 | 5,237 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $76,650,000 | 5,519 |
| Cash and due from depository institutions | $2,886,000 | 5,491 |
| Interest-bearing balances | $2,146,000 | 1,503 |
| Securities | $10,994,000 | 8,401 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $58,145,000 | 4,324 |
| Loan loss allowance | $811,000 | 4,286 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,052,000 | 2,427 |
| Other real estate owned | $25,000 | 5,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,548,000 | 4,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,650,000 | 5,519 |
| Total liabilities | $71,524,000 | 5,375 |
| Total deposits | $68,577,000 | 5,310 |
| Interest-bearing deposits | $64,871,000 | 4,902 |
| Deposits held in domestic offices | $68,577,000 | 5,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,100,000 | 2,475 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $847,000 | 3,477 |
| Total equity capital | $5,126,000 | 7,011 |
| Total bank equity capital | $5,126,000 | 7,011 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000 | 11,232 |
| Surplus | $1,724,000 | 6,124 |
| Undivided profits | $3,400,000 | 5,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 4,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $466,000 | 4,489 |
| Earning assets | $71,285,000 | 5,453 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $77,960,000 | 5,334 |
| Average Assets, quarterly | $76,400,000 | 5,495 |
| Volatile liabilities | $18,363,000 | 2,710 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $2,100,000 | 760 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,420,000 | 5,985 |
| Tier 1 (core) risk-based capital | $4,953,000 | 7,277 |
| Tier 2 risk-based capital | $617,000 | 4,433 |
| Total risk weighted assets | $49,318,000 | 5,003 |
| Total unused commitments | $3,420,000 | 5,995 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $80,704,000 | 5,381 |
| Cash and due from depository institutions | $6,485,000 | 5,698 |
| Interest-bearing balances | $5,727,000 | 1,085 |
| Securities | $11,856,000 | 8,410 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 8,684 |
| Net loans & leases | $56,737,000 | 4,304 |
| Loan loss allowance | $781,000 | 4,570 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,082,000 | 2,385 |
| Other real estate owned | $362,000 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,532,000 | 4,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,704,000 | 5,381 |
| Total liabilities | $75,912,000 | 5,205 |
| Total deposits | $75,181,000 | 5,041 |
| Interest-bearing deposits | $72,334,000 | 4,624 |
| Deposits held in domestic offices | $75,181,000 | 5,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $731,000 | 4,008 |
| Total equity capital | $4,792,000 | 7,491 |
| Total bank equity capital | $4,792,000 | 7,491 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000 | 11,762 |
| Surplus | $1,724,000 | 6,141 |
| Undivided profits | $3,066,000 | 6,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 9,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $324,000 | 5,669 |
| Earning assets | $74,970,000 | 5,329 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $83,475,600 | 5,083 |
| Average Assets, quarterly | $82,770,500 | 5,205 |
| Volatile liabilities | $13,895,000 | 3,188 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,023,000 | 6,369 |
| Tier 1 (core) risk-based capital | $4,792,000 | 7,418 |
| Tier 2 risk-based capital | $598,000 | 4,556 |
| Total risk weighted assets | $47,792,000 | 5,113 |
| Total unused commitments | $3,023,000 | 6,390 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $84,701,000 | 5,232 |
| Cash and due from depository institutions | $4,962,000 | 5,189 |
| Interest-bearing balances | $3,186,000 | 2,013 |
| Securities | $11,423,000 | 8,601 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $62,541,000 | 4,023 |
| Loan loss allowance | $940,000 | 3,938 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,000,000 | 2,461 |
| Other real estate owned | $717,000 | 5,189 |
| Goodwill and other intangibles | $166,000 | 1,958 |
| All other assets | $1,892,000 | 3,764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,701,000 | 5,232 |
| Total liabilities | $79,446,000 | 5,112 |
| Total deposits | $77,298,000 | 5,032 |
| Interest-bearing deposits | $75,019,000 | 4,608 |
| Deposits held in domestic offices | $77,298,000 | 5,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,700,000 | 2,095 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $448,000 | 6,309 |
| Total equity capital | $5,255,000 | 6,837 |
| Total bank equity capital | $5,255,000 | 6,837 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000 | 12,292 |
| Surplus | $1,724,000 | 6,056 |
| Undivided profits | $3,529,000 | 5,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,529,000 | 2,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $395,000 | 5,124 |
| Earning assets | $77,150,000 | 5,243 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $85,511,200 | 5,076 |
| Average Assets, quarterly | $85,489,000 | 5,138 |
| Volatile liabilities | $12,152,000 | 3,553 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $1,700,000 | 675 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,279,000 | 8,552 |
| Tier 1 (core) risk-based capital | $5,089,000 | 6,921 |
| Tier 2 risk-based capital | $629,000 | 4,323 |
| Total risk weighted assets | $50,096,000 | 4,921 |
| Total unused commitments | $1,279,000 | 8,579 |
| Derivatives | $0 | 651 |