Home > St. Clair County State Bank > Income and Expense
St. Clair County State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 2,750 |
| Total interest expense | $1,030,000 | 2,689 |
| Net interest income | $2,100,000 | 2,733 |
| Provision for loan and lease losses | $75,000 | 1,605 |
| Total noninterest income | $116,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $21,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 3,078 |
| Total noninterest expense | $1,001,000 | 3,363 |
| Salaries and employee benefits | $555,000 | 3,326 |
| Premises and equipment expense | $164,000 | 2,618 |
| Additional noninterest expense | $95,000 | 3,078 |
| Pre-tax net operating income | $1,140,000 | 2,091 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $249,000 | 1,449 |
| Income before extraordinary items | $891,000 | 2,194 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $891,000 | 2,220 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $891,000 | 2,194 |
| Net charge-offs | $22,000 | 1,375 |
| Cash dividends | $342,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $891,000 | 2,210 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $11,998,000 | 2,778 |
| Total interest expense | $3,987,000 | 2,765 |
| Net interest income | $8,011,000 | 2,712 |
| Provision for loan and lease losses | $157,000 | 2,222 |
| Total noninterest income | $1,809,000 | 2,106 |
| Gross Fiduciary activities income | $12,000 | 898 |
| Service charges on deposit accounts | $105,000 | 3,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,692,000 | 1,728 |
| Total noninterest expense | $4,470,000 | 3,219 |
| Salaries and employee benefits | $2,145,000 | 3,379 |
| Premises and equipment expense | $639,000 | 2,632 |
| Additional noninterest expense | $1,692,000 | 1,728 |
| Pre-tax net operating income | $5,193,000 | 1,818 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $1,037,000 | 1,387 |
| Income before extraordinary items | $4,156,000 | 1,903 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,156,000 | 1,922 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,156,000 | 1,903 |
| Net charge-offs | $-31,000 | 4,128 |
| Cash dividends | $2,203,000 | 1,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $4,156,000 | 1,909 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $8,855,000 | 2,789 |
| Total interest expense | $2,949,000 | 2,768 |
| Net interest income | $5,906,000 | 2,736 |
| Provision for loan and lease losses | $157,000 | 1,890 |
| Total noninterest income | $1,683,000 | 1,875 |
| Gross Fiduciary activities income | $6,000 | 892 |
| Service charges on deposit accounts | $85,000 | 3,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,592,000 | 1,516 |
| Total noninterest expense | $2,973,000 | 3,347 |
| Salaries and employee benefits | $1,610,000 | 3,347 |
| Premises and equipment expense | $437,000 | 2,751 |
| Additional noninterest expense | $1,592,000 | 1,516 |
| Pre-tax net operating income | $4,459,000 | 1,651 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $927,000 | 1,262 |
| Income before extraordinary items | $3,532,000 | 1,754 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,532,000 | 1,774 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,532,000 | 1,756 |
| Net charge-offs | $-39,000 | 4,208 |
| Cash dividends | $1,818,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $3,532,000 | 1,755 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $5,789,000 | 2,794 |
| Total interest expense | $1,927,000 | 2,765 |
| Net interest income | $3,862,000 | 2,758 |
| Provision for loan and lease losses | $137,000 | 1,640 |
| Total noninterest income | $1,591,000 | 1,521 |
| Gross Fiduciary activities income | $5,000 | 885 |
| Service charges on deposit accounts | $55,000 | 3,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,531,000 | 1,192 |
| Total noninterest expense | $1,987,000 | 3,354 |
| Salaries and employee benefits | $1,109,000 | 3,319 |
| Premises and equipment expense | $280,000 | 2,803 |
| Additional noninterest expense | $1,531,000 | 1,192 |
| Pre-tax net operating income | $3,329,000 | 1,500 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $681,000 | 1,195 |
| Income before extraordinary items | $2,648,000 | 1,582 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,648,000 | 1,604 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,648,000 | 1,584 |
| Net charge-offs | $-50,000 | 4,312 |
| Cash dividends | $1,448,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $2,648,000 | 1,585 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 2,801 |
| Total interest expense | $939,000 | 2,751 |
| Net interest income | $1,905,000 | 2,776 |
| Provision for loan and lease losses | $137,000 | 1,048 |
| Total noninterest income | $1,495,000 | 1,045 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $27,000 | 3,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,468,000 | 784 |
| Total noninterest expense | $1,031,000 | 3,315 |
| Salaries and employee benefits | $597,000 | 3,242 |
| Premises and equipment expense | $133,000 | 2,863 |
| Additional noninterest expense | $1,468,000 | 784 |
| Pre-tax net operating income | $2,232,000 | 1,204 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $463,000 | 988 |
| Income before extraordinary items | $1,769,000 | 1,268 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,769,000 | 1,281 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,769,000 | 1,268 |
| Net charge-offs | $-49,000 | 4,405 |
| Cash dividends | $1,114,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,769,000 | 1,273 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,913,000 | 2,854 |
| Total interest expense | $2,502,000 | 2,821 |
| Net interest income | $7,411,000 | 2,814 |
| Provision for loan and lease losses | $150,000 | 2,186 |
| Total noninterest income | $398,000 | 3,585 |
| Gross Fiduciary activities income | $13,000 | 847 |
| Service charges on deposit accounts | $107,000 | 3,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 3,446 |
| Total noninterest expense | $3,684,000 | 3,457 |
| Salaries and employee benefits | $1,965,000 | 3,471 |
| Premises and equipment expense | $588,000 | 2,742 |
| Additional noninterest expense | $278,000 | 3,446 |
| Pre-tax net operating income | $3,975,000 | 2,179 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $892,000 | 1,507 |
| Income before extraordinary items | $3,083,000 | 2,303 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,083,000 | 2,327 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,083,000 | 2,306 |
| Net charge-offs | $44,000 | 1,858 |
| Cash dividends | $1,239,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,083,000 | 2,321 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 2,876 |
| Total interest expense | $1,651,000 | 2,844 |
| Net interest income | $5,513,000 | 2,842 |
| Provision for loan and lease losses | $100,000 | 2,122 |
| Total noninterest income | $301,000 | 3,585 |
| Gross Fiduciary activities income | $6,000 | 848 |
| Service charges on deposit accounts | $80,000 | 3,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 3,428 |
| Total noninterest expense | $2,665,000 | 3,484 |
| Salaries and employee benefits | $1,416,000 | 3,511 |
| Premises and equipment expense | $407,000 | 2,843 |
| Additional noninterest expense | $215,000 | 3,427 |
| Pre-tax net operating income | $3,049,000 | 2,205 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $664,000 | 1,565 |
| Income before extraordinary items | $2,385,000 | 2,300 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,385,000 | 2,322 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,385,000 | 2,302 |
| Net charge-offs | $24,000 | 1,816 |
| Cash dividends | $897,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,385,000 | 2,327 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 2,917 |
| Total interest expense | $906,000 | 2,913 |
| Net interest income | $3,637,000 | 2,874 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $192,000 | 3,611 |
| Gross Fiduciary activities income | $6,000 | 826 |
| Service charges on deposit accounts | $53,000 | 3,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 3,487 |
| Total noninterest expense | $1,755,000 | 3,501 |
| Salaries and employee benefits | $939,000 | 3,522 |
| Premises and equipment expense | $274,000 | 2,827 |
| Additional noninterest expense | $133,000 | 3,474 |
| Pre-tax net operating income | $2,074,000 | 2,206 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $435,000 | 1,584 |
| Income before extraordinary items | $1,639,000 | 2,295 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,639,000 | 2,322 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,639,000 | 2,295 |
| Net charge-offs | $16,000 | 1,633 |
| Cash dividends | $555,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,639,000 | 2,316 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 2,982 |
| Total interest expense | $386,000 | 2,903 |
| Net interest income | $1,765,000 | 2,937 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $92,000 | 3,659 |
| Gross Fiduciary activities income | $1,000 | 879 |
| Service charges on deposit accounts | $26,000 | 3,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 3,506 |
| Total noninterest expense | $895,000 | 3,507 |
| Salaries and employee benefits | $466,000 | 3,571 |
| Premises and equipment expense | $157,000 | 2,674 |
| Additional noninterest expense | $65,000 | 3,506 |
| Pre-tax net operating income | $962,000 | 2,348 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $197,000 | 1,685 |
| Income before extraordinary items | $765,000 | 2,432 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $765,000 | 2,432 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $765,000 | 2,432 |
| Net charge-offs | $8,000 | 1,438 |
| Cash dividends | $249,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $765,000 | 2,453 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,820,000 | 3,080 |
| Total interest expense | $874,000 | 2,598 |
| Net interest income | $5,946,000 | 3,107 |
| Provision for loan and lease losses | $15,000 | 2,833 |
| Total noninterest income | $427,000 | 3,641 |
| Gross Fiduciary activities income | $47,000 | 803 |
| Service charges on deposit accounts | $112,000 | 3,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 3,616 |
| Total noninterest expense | $4,150,000 | 3,305 |
| Salaries and employee benefits | $1,782,000 | 3,624 |
| Premises and equipment expense | $339,000 | 3,510 |
| Additional noninterest expense | $268,000 | 3,616 |
| Pre-tax net operating income | $2,208,000 | 3,012 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $416,000 | 2,171 |
| Income before extraordinary items | $1,792,000 | 3,064 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,792,000 | 3,061 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,792,000 | 3,063 |
| Net charge-offs | $34,000 | 1,727 |
| Cash dividends | $1,151,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,792,000 | 3,102 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 3,100 |
| Total interest expense | $595,000 | 2,430 |
| Net interest income | $4,284,000 | 3,144 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $316,000 | 3,681 |
| Gross Fiduciary activities income | $28,000 | 809 |
| Service charges on deposit accounts | $85,000 | 3,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 3,636 |
| Total noninterest expense | $2,303,000 | 3,680 |
| Salaries and employee benefits | $1,308,000 | 3,634 |
| Premises and equipment expense | $206,000 | 3,753 |
| Additional noninterest expense | $203,000 | 3,636 |
| Pre-tax net operating income | $2,297,000 | 2,628 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $489,000 | 1,858 |
| Income before extraordinary items | $1,808,000 | 2,713 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,808,000 | 2,711 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,808,000 | 2,712 |
| Net charge-offs | $-73,000 | 4,211 |
| Cash dividends | $773,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,808,000 | 2,747 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 3,137 |
| Total interest expense | $402,000 | 2,255 |
| Net interest income | $2,682,000 | 3,213 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $219,000 | 3,659 |
| Gross Fiduciary activities income | $28,000 | 750 |
| Service charges on deposit accounts | $56,000 | 3,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 3,667 |
| Total noninterest expense | $1,498,000 | 3,710 |
| Salaries and employee benefits | $864,000 | 3,668 |
| Premises and equipment expense | $139,000 | 3,767 |
| Additional noninterest expense | $495,000 | 3,670 |
| Pre-tax net operating income | $1,403,000 | 2,646 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $294,000 | 1,866 |
| Income before extraordinary items | $1,109,000 | 2,705 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,109,000 | 2,703 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,109,000 | 2,705 |
| Net charge-offs | $-65,000 | 4,274 |
| Cash dividends | $496,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,109,000 | 2,740 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 3,156 |
| Total interest expense | $204,000 | 2,186 |
| Net interest income | $1,278,000 | 3,244 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $94,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $26,000 | 3,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 3,637 |
| Total noninterest expense | $729,000 | 3,751 |
| Salaries and employee benefits | $430,000 | 3,683 |
| Premises and equipment expense | $68,000 | 3,808 |
| Additional noninterest expense | $231,000 | 3,747 |
| Pre-tax net operating income | $643,000 | 2,643 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $123,000 | 1,945 |
| Income before extraordinary items | $520,000 | 2,714 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $520,000 | 2,712 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $520,000 | 2,714 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $247,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $520,000 | 2,730 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,915,000 | 3,013 |
| Total interest expense | $1,017,000 | 2,185 |
| Net interest income | $5,898,000 | 3,108 |
| Provision for loan and lease losses | $100,000 | 2,175 |
| Total noninterest income | $424,000 | 3,789 |
| Gross Fiduciary activities income | $13,000 | 856 |
| Service charges on deposit accounts | $101,000 | 3,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,698 |
| Total noninterest expense | $3,039,000 | 3,755 |
| Salaries and employee benefits | $1,774,000 | 3,676 |
| Premises and equipment expense | $295,000 | 3,747 |
| Additional noninterest expense | $970,000 | 3,718 |
| Pre-tax net operating income | $3,183,000 | 2,613 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $678,000 | 1,893 |
| Income before extraordinary items | $2,505,000 | 2,746 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,505,000 | 2,747 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,505,000 | 2,747 |
| Net charge-offs | $16,000 | 2,140 |
| Cash dividends | $1,133,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,505,000 | 2,729 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 3,010 |
| Total interest expense | $797,000 | 2,203 |
| Net interest income | $4,602,000 | 3,092 |
| Provision for loan and lease losses | $100,000 | 1,926 |
| Total noninterest income | $323,000 | 3,820 |
| Gross Fiduciary activities income | $6,000 | 869 |
| Service charges on deposit accounts | $73,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 3,715 |
| Total noninterest expense | $2,327,000 | 3,740 |
| Salaries and employee benefits | $1,356,000 | 3,680 |
| Premises and equipment expense | $218,000 | 3,808 |
| Additional noninterest expense | $753,000 | 3,697 |
| Pre-tax net operating income | $2,498,000 | 2,669 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $560,000 | 1,904 |
| Income before extraordinary items | $1,938,000 | 2,839 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,938,000 | 2,839 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,938,000 | 2,839 |
| Net charge-offs | $16,000 | 1,827 |
| Cash dividends | $671,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,938,000 | 2,817 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 3,082 |
| Total interest expense | $558,000 | 2,202 |
| Net interest income | $2,902,000 | 3,175 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $218,000 | 3,821 |
| Gross Fiduciary activities income | $6,000 | 845 |
| Service charges on deposit accounts | $46,000 | 3,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 3,696 |
| Total noninterest expense | $1,544,000 | 3,751 |
| Salaries and employee benefits | $919,000 | 3,675 |
| Premises and equipment expense | $138,000 | 3,877 |
| Additional noninterest expense | $487,000 | 3,736 |
| Pre-tax net operating income | $1,576,000 | 2,711 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $334,000 | 1,950 |
| Income before extraordinary items | $1,242,000 | 2,886 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,242,000 | 2,885 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,242,000 | 2,886 |
| Net charge-offs | $15,000 | 1,614 |
| Cash dividends | $428,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,242,000 | 2,864 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 3,180 |
| Total interest expense | $291,000 | 2,220 |
| Net interest income | $1,336,000 | 3,297 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $90,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $23,000 | 3,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 3,820 |
| Total noninterest expense | $779,000 | 3,746 |
| Salaries and employee benefits | $462,000 | 3,671 |
| Premises and equipment expense | $67,000 | 3,929 |
| Additional noninterest expense | $250,000 | 3,692 |
| Pre-tax net operating income | $647,000 | 2,946 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $134,000 | 2,079 |
| Income before extraordinary items | $513,000 | 3,083 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $513,000 | 3,083 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $513,000 | 3,084 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $214,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $513,000 | 3,056 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,835,000 | 3,102 |
| Total interest expense | $1,298,000 | 2,585 |
| Net interest income | $5,537,000 | 3,177 |
| Provision for loan and lease losses | $60,000 | 3,790 |
| Total noninterest income | $337,000 | 3,951 |
| Gross Fiduciary activities income | $14,000 | 871 |
| Service charges on deposit accounts | $95,000 | 3,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 3,850 |
| Total noninterest expense | $3,026,000 | 3,802 |
| Salaries and employee benefits | $1,778,000 | 3,735 |
| Premises and equipment expense | $286,000 | 3,883 |
| Additional noninterest expense | $962,000 | 3,753 |
| Pre-tax net operating income | $2,788,000 | 2,514 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $595,000 | 1,824 |
| Income before extraordinary items | $2,193,000 | 2,711 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,193,000 | 2,709 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,193,000 | 2,711 |
| Net charge-offs | $4,000 | 3,213 |
| Cash dividends | $988,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,193,000 | 2,662 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 3,108 |
| Total interest expense | $995,000 | 2,632 |
| Net interest income | $4,203,000 | 3,176 |
| Provision for loan and lease losses | $60,000 | 3,613 |
| Total noninterest income | $238,000 | 4,005 |
| Gross Fiduciary activities income | $8,000 | 872 |
| Service charges on deposit accounts | $69,000 | 3,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 3,885 |
| Total noninterest expense | $2,258,000 | 3,796 |
| Salaries and employee benefits | $1,335,000 | 3,724 |
| Premises and equipment expense | $231,000 | 3,801 |
| Additional noninterest expense | $692,000 | 3,785 |
| Pre-tax net operating income | $2,123,000 | 2,498 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $507,000 | 1,726 |
| Income before extraordinary items | $1,616,000 | 2,734 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,616,000 | 2,732 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,616,000 | 2,734 |
| Net charge-offs | $3,000 | 3,032 |
| Cash dividends | $672,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,616,000 | 2,683 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 3,106 |
| Total interest expense | $684,000 | 2,683 |
| Net interest income | $2,890,000 | 3,145 |
| Provision for loan and lease losses | $60,000 | 3,299 |
| Total noninterest income | $156,000 | 4,009 |
| Gross Fiduciary activities income | $8,000 | 851 |
| Service charges on deposit accounts | $46,000 | 3,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,913 |
| Total noninterest expense | $1,512,000 | 3,804 |
| Salaries and employee benefits | $895,000 | 3,724 |
| Premises and equipment expense | $150,000 | 3,829 |
| Additional noninterest expense | $467,000 | 3,794 |
| Pre-tax net operating income | $1,474,000 | 2,407 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $359,000 | 1,611 |
| Income before extraordinary items | $1,115,000 | 2,656 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,115,000 | 2,655 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,115,000 | 2,656 |
| Net charge-offs | $3,000 | 2,778 |
| Cash dividends | $428,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,115,000 | 2,608 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 3,147 |
| Total interest expense | $348,000 | 2,791 |
| Net interest income | $1,389,000 | 3,190 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $72,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $24,000 | 3,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 3,882 |
| Total noninterest expense | $750,000 | 3,859 |
| Salaries and employee benefits | $443,000 | 3,779 |
| Premises and equipment expense | $76,000 | 3,837 |
| Additional noninterest expense | $231,000 | 3,836 |
| Pre-tax net operating income | $681,000 | 2,381 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $163,000 | 1,562 |
| Income before extraordinary items | $518,000 | 2,591 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $518,000 | 2,590 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $518,000 | 2,592 |
| Net charge-offs | $3,000 | 2,231 |
| Cash dividends | $214,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $518,000 | 2,569 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,000,000 | 3,183 |
| Total interest expense | $1,283,000 | 2,955 |
| Net interest income | $5,717,000 | 3,188 |
| Provision for loan and lease losses | $30,000 | 3,585 |
| Total noninterest income | $316,000 | 4,106 |
| Gross Fiduciary activities income | $13,000 | 902 |
| Service charges on deposit accounts | $98,000 | 3,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 3,923 |
| Total noninterest expense | $3,000,000 | 3,888 |
| Salaries and employee benefits | $1,790,000 | 3,790 |
| Premises and equipment expense | $322,000 | 3,798 |
| Additional noninterest expense | $888,000 | 3,961 |
| Pre-tax net operating income | $3,003,000 | 2,456 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $701,000 | 1,709 |
| Income before extraordinary items | $2,302,000 | 2,699 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,302,000 | 2,699 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,302,000 | 2,701 |
| Net charge-offs | $46,000 | 2,691 |
| Cash dividends | $1,032,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,302,000 | 2,667 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,240,000 | 3,230 |
| Total interest expense | $946,000 | 3,007 |
| Net interest income | $4,294,000 | 3,227 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $226,000 | 4,202 |
| Gross Fiduciary activities income | $7,000 | 911 |
| Service charges on deposit accounts | $70,000 | 4,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 3,983 |
| Total noninterest expense | $2,299,000 | 3,900 |
| Salaries and employee benefits | $1,344,000 | 3,817 |
| Premises and equipment expense | $279,000 | 3,621 |
| Additional noninterest expense | $676,000 | 3,966 |
| Pre-tax net operating income | $2,221,000 | 2,551 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $517,000 | 1,769 |
| Income before extraordinary items | $1,704,000 | 2,770 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,704,000 | 2,771 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,704,000 | 2,771 |
| Net charge-offs | $-3,000 | 4,153 |
| Cash dividends | $686,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,704,000 | 2,741 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 3,255 |
| Total interest expense | $615,000 | 3,032 |
| Net interest income | $2,844,000 | 3,255 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $152,000 | 4,211 |
| Gross Fiduciary activities income | $7,000 | 891 |
| Service charges on deposit accounts | $46,000 | 4,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 3,996 |
| Total noninterest expense | $1,529,000 | 3,927 |
| Salaries and employee benefits | $893,000 | 3,842 |
| Premises and equipment expense | $184,000 | 3,652 |
| Additional noninterest expense | $452,000 | 4,004 |
| Pre-tax net operating income | $1,467,000 | 2,550 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $345,000 | 1,749 |
| Income before extraordinary items | $1,122,000 | 2,776 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,122,000 | 2,775 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,122,000 | 2,775 |
| Net charge-offs | $-4,000 | 4,200 |
| Cash dividends | $428,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,122,000 | 2,756 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 3,321 |
| Total interest expense | $297,000 | 3,052 |
| Net interest income | $1,377,000 | 3,343 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $70,000 | 4,294 |
| Gross Fiduciary activities income | $1,000 | 931 |
| Service charges on deposit accounts | $21,000 | 4,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,013 |
| Total noninterest expense | $755,000 | 3,980 |
| Salaries and employee benefits | $448,000 | 3,890 |
| Premises and equipment expense | $90,000 | 3,703 |
| Additional noninterest expense | $217,000 | 4,084 |
| Pre-tax net operating income | $692,000 | 2,593 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $159,000 | 1,784 |
| Income before extraordinary items | $533,000 | 2,810 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $533,000 | 2,810 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $533,000 | 2,809 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $216,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $533,000 | 2,798 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,220,000 | 3,367 |
| Total interest expense | $1,002,000 | 2,920 |
| Net interest income | $5,218,000 | 3,421 |
| Provision for loan and lease losses | $105,000 | 3,013 |
| Total noninterest income | $502,000 | 3,770 |
| Gross Fiduciary activities income | $12,000 | 940 |
| Service charges on deposit accounts | $244,000 | 3,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 3,889 |
| Total noninterest expense | $2,985,000 | 4,003 |
| Salaries and employee benefits | $1,792,000 | 3,882 |
| Premises and equipment expense | $320,000 | 3,926 |
| Additional noninterest expense | $873,000 | 4,086 |
| Pre-tax net operating income | $2,630,000 | 2,703 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $608,000 | 1,822 |
| Income before extraordinary items | $2,022,000 | 2,922 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,022,000 | 2,921 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,022,000 | 2,921 |
| Net charge-offs | $53,000 | 2,596 |
| Cash dividends | $887,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,022,000 | 2,921 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 3,404 |
| Total interest expense | $731,000 | 2,894 |
| Net interest income | $3,873,000 | 3,470 |
| Provision for loan and lease losses | $105,000 | 2,550 |
| Total noninterest income | $380,000 | 3,793 |
| Gross Fiduciary activities income | $6,000 | 948 |
| Service charges on deposit accounts | $184,000 | 3,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 3,895 |
| Total noninterest expense | $2,245,000 | 4,028 |
| Salaries and employee benefits | $1,319,000 | 3,935 |
| Premises and equipment expense | $239,000 | 3,972 |
| Additional noninterest expense | $687,000 | 4,060 |
| Pre-tax net operating income | $1,903,000 | 2,824 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $441,000 | 1,906 |
| Income before extraordinary items | $1,462,000 | 3,028 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,462,000 | 3,026 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,462,000 | 3,027 |
| Net charge-offs | $53,000 | 2,169 |
| Cash dividends | $548,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,462,000 | 3,018 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 3,427 |
| Total interest expense | $471,000 | 2,878 |
| Net interest income | $2,550,000 | 3,496 |
| Provision for loan and lease losses | $90,000 | 2,265 |
| Total noninterest income | $259,000 | 3,783 |
| Gross Fiduciary activities income | $6,000 | 925 |
| Service charges on deposit accounts | $123,000 | 3,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,887 |
| Total noninterest expense | $1,488,000 | 4,077 |
| Salaries and employee benefits | $895,000 | 3,928 |
| Premises and equipment expense | $153,000 | 4,057 |
| Additional noninterest expense | $440,000 | 4,150 |
| Pre-tax net operating income | $1,231,000 | 2,833 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $290,000 | 1,895 |
| Income before extraordinary items | $941,000 | 3,050 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $941,000 | 3,049 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $941,000 | 3,049 |
| Net charge-offs | $32,000 | 2,002 |
| Cash dividends | $329,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $941,000 | 3,041 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 3,466 |
| Total interest expense | $232,000 | 2,848 |
| Net interest income | $1,253,000 | 3,537 |
| Provision for loan and lease losses | $45,000 | 2,144 |
| Total noninterest income | $113,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $62,000 | 3,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 4,130 |
| Total noninterest expense | $741,000 | 4,127 |
| Salaries and employee benefits | $455,000 | 3,940 |
| Premises and equipment expense | $79,000 | 4,056 |
| Additional noninterest expense | $207,000 | 4,272 |
| Pre-tax net operating income | $580,000 | 2,869 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $130,000 | 1,939 |
| Income before extraordinary items | $450,000 | 3,065 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $450,000 | 3,066 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $450,000 | 3,066 |
| Net charge-offs | $39,000 | 1,319 |
| Cash dividends | $168,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $450,000 | 3,059 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 3,456 |
| Total interest expense | $864,000 | 2,808 |
| Net interest income | $5,024,000 | 3,518 |
| Provision for loan and lease losses | $75,000 | 3,288 |
| Total noninterest income | $448,000 | 4,064 |
| Gross Fiduciary activities income | $13,000 | 956 |
| Service charges on deposit accounts | $233,000 | 3,243 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $202,000 | 4,206 |
| Total noninterest expense | $2,883,000 | 4,190 |
| Salaries and employee benefits | $1,809,000 | 3,938 |
| Premises and equipment expense | $284,000 | 4,251 |
| Additional noninterest expense | $790,000 | 4,404 |
| Pre-tax net operating income | $2,514,000 | 2,743 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $844,000 | 2,026 |
| Income before extraordinary items | $1,670,000 | 2,967 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,670,000 | 2,966 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,670,000 | 2,967 |
| Net charge-offs | $19,000 | 3,445 |
| Cash dividends | $770,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,670,000 | 2,947 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 3,488 |
| Total interest expense | $641,000 | 2,816 |
| Net interest income | $3,761,000 | 3,556 |
| Provision for loan and lease losses | $30,000 | 3,538 |
| Total noninterest income | $338,000 | 4,108 |
| Gross Fiduciary activities income | $7,000 | 968 |
| Service charges on deposit accounts | $174,000 | 3,275 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $157,000 | 4,215 |
| Total noninterest expense | $2,167,000 | 4,208 |
| Salaries and employee benefits | $1,335,000 | 3,997 |
| Premises and equipment expense | $224,000 | 4,207 |
| Additional noninterest expense | $608,000 | 4,385 |
| Pre-tax net operating income | $1,902,000 | 2,785 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $630,000 | 1,873 |
| Income before extraordinary items | $1,272,000 | 3,112 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,272,000 | 3,111 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,272,000 | 3,112 |
| Net charge-offs | $14,000 | 3,140 |
| Cash dividends | $440,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,272,000 | 3,090 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 3,500 |
| Total interest expense | $425,000 | 2,760 |
| Net interest income | $2,481,000 | 3,577 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $228,000 | 4,110 |
| Gross Fiduciary activities income | $7,000 | 945 |
| Service charges on deposit accounts | $114,000 | 3,301 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $107,000 | 4,214 |
| Total noninterest expense | $1,445,000 | 4,230 |
| Salaries and employee benefits | $905,000 | 3,993 |
| Premises and equipment expense | $149,000 | 4,226 |
| Additional noninterest expense | $391,000 | 4,469 |
| Pre-tax net operating income | $1,264,000 | 2,765 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $410,000 | 1,868 |
| Income before extraordinary items | $854,000 | 3,069 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $854,000 | 3,068 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $854,000 | 3,069 |
| Net charge-offs | $11,000 | 2,863 |
| Cash dividends | $295,000 | 2,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $854,000 | 3,050 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 3,529 |
| Total interest expense | $211,000 | 2,757 |
| Net interest income | $1,228,000 | 3,614 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $108,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $57,000 | 3,310 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $51,000 | 4,270 |
| Total noninterest expense | $704,000 | 4,315 |
| Salaries and employee benefits | $447,000 | 4,059 |
| Premises and equipment expense | $67,000 | 4,434 |
| Additional noninterest expense | $190,000 | 4,559 |
| Pre-tax net operating income | $632,000 | 2,716 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $205,000 | 1,845 |
| Income before extraordinary items | $427,000 | 3,012 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $427,000 | 3,012 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $427,000 | 3,012 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $145,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $427,000 | 2,992 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,587,000 | 3,577 |
| Total interest expense | $828,000 | 2,764 |
| Net interest income | $4,759,000 | 3,672 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $564,000 | 3,917 |
| Gross Fiduciary activities income | $67,000 | 843 |
| Service charges on deposit accounts | $273,000 | 3,101 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $224,000 | 4,252 |
| Total noninterest expense | $2,903,000 | 4,299 |
| Salaries and employee benefits | $1,788,000 | 4,037 |
| Premises and equipment expense | $288,000 | 4,376 |
| Additional noninterest expense | $827,000 | 4,505 |
| Pre-tax net operating income | $2,420,000 | 2,727 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $760,000 | 1,893 |
| Income before extraordinary items | $1,660,000 | 3,107 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,660,000 | 3,106 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,660,000 | 3,106 |
| Net charge-offs | $44,000 | 3,225 |
| Cash dividends | $745,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,660,000 | 3,056 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 3,623 |
| Total interest expense | $623,000 | 2,758 |
| Net interest income | $3,520,000 | 3,721 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $426,000 | 3,927 |
| Gross Fiduciary activities income | $41,000 | 856 |
| Service charges on deposit accounts | $214,000 | 3,041 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $171,000 | 4,276 |
| Total noninterest expense | $2,128,000 | 4,365 |
| Salaries and employee benefits | $1,294,000 | 4,122 |
| Premises and equipment expense | $204,000 | 4,489 |
| Additional noninterest expense | $630,000 | 4,508 |
| Pre-tax net operating income | $1,818,000 | 2,781 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $572,000 | 1,932 |
| Income before extraordinary items | $1,246,000 | 3,135 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,246,000 | 3,135 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,246,000 | 3,135 |
| Net charge-offs | $4,000 | 3,666 |
| Cash dividends | $445,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,246,000 | 3,076 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 3,648 |
| Total interest expense | $415,000 | 2,766 |
| Net interest income | $2,326,000 | 3,754 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $295,000 | 3,869 |
| Gross Fiduciary activities income | $36,000 | 846 |
| Service charges on deposit accounts | $141,000 | 3,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $118,000 | 4,264 |
| Total noninterest expense | $1,403,000 | 4,425 |
| Salaries and employee benefits | $854,000 | 4,172 |
| Premises and equipment expense | $129,000 | 4,628 |
| Additional noninterest expense | $420,000 | 4,547 |
| Pre-tax net operating income | $1,218,000 | 2,741 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $383,000 | 1,915 |
| Income before extraordinary items | $835,000 | 3,110 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $835,000 | 3,109 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $835,000 | 3,109 |
| Net charge-offs | $4,000 | 3,372 |
| Cash dividends | $225,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $835,000 | 3,044 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 3,677 |
| Total interest expense | $208,000 | 2,771 |
| Net interest income | $1,149,000 | 3,790 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $162,000 | 3,689 |
| Gross Fiduciary activities income | $35,000 | 784 |
| Service charges on deposit accounts | $70,000 | 3,056 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $57,000 | 4,264 |
| Total noninterest expense | $704,000 | 4,436 |
| Salaries and employee benefits | $423,000 | 4,226 |
| Premises and equipment expense | $64,000 | 4,667 |
| Additional noninterest expense | $217,000 | 4,520 |
| Pre-tax net operating income | $607,000 | 2,722 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $190,000 | 1,893 |
| Income before extraordinary items | $417,000 | 3,053 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $417,000 | 3,051 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $417,000 | 3,052 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $110,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $417,000 | 2,990 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 3,792 |
| Total interest expense | $855,000 | 2,691 |
| Net interest income | $4,271,000 | 3,937 |
| Provision for loan and lease losses | $27,000 | 3,931 |
| Total noninterest income | $527,000 | 4,103 |
| Gross Fiduciary activities income | $14,000 | 1,016 |
| Service charges on deposit accounts | $277,000 | 3,180 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $236,000 | 4,261 |
| Total noninterest expense | $2,693,000 | 4,551 |
| Salaries and employee benefits | $1,591,000 | 4,373 |
| Premises and equipment expense | $294,000 | 4,508 |
| Additional noninterest expense | $808,000 | 4,680 |
| Pre-tax net operating income | $2,078,000 | 2,938 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $637,000 | 2,010 |
| Income before extraordinary items | $1,441,000 | 3,297 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,441,000 | 3,298 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,441,000 | 3,299 |
| Net charge-offs | $26,000 | 3,634 |
| Cash dividends | $645,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,441,000 | 3,245 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,800,000 | 3,849 |
| Total interest expense | $652,000 | 2,699 |
| Net interest income | $3,148,000 | 4,012 |
| Provision for loan and lease losses | $27,000 | 3,672 |
| Total noninterest income | $397,000 | 4,121 |
| Gross Fiduciary activities income | $7,000 | 1,030 |
| Service charges on deposit accounts | $206,000 | 3,215 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $184,000 | 4,244 |
| Total noninterest expense | $2,014,000 | 4,592 |
| Salaries and employee benefits | $1,168,000 | 4,442 |
| Premises and equipment expense | $216,000 | 4,589 |
| Additional noninterest expense | $630,000 | 4,638 |
| Pre-tax net operating income | $1,504,000 | 3,067 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $456,000 | 2,088 |
| Income before extraordinary items | $1,048,000 | 3,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,048,000 | 3,418 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,048,000 | 3,419 |
| Net charge-offs | $31,000 | 3,098 |
| Cash dividends | $335,000 | 2,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,048,000 | 3,365 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 3,910 |
| Total interest expense | $444,000 | 2,678 |
| Net interest income | $2,042,000 | 4,089 |
| Provision for loan and lease losses | $26,000 | 3,354 |
| Total noninterest income | $258,000 | 4,182 |
| Gross Fiduciary activities income | $7,000 | 1,012 |
| Service charges on deposit accounts | $132,000 | 3,262 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $119,000 | 4,321 |
| Total noninterest expense | $1,320,000 | 4,671 |
| Salaries and employee benefits | $773,000 | 4,503 |
| Premises and equipment expense | $152,000 | 4,529 |
| Additional noninterest expense | $395,000 | 4,786 |
| Pre-tax net operating income | $954,000 | 3,149 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $292,000 | 2,147 |
| Income before extraordinary items | $662,000 | 3,503 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $662,000 | 3,503 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $662,000 | 3,504 |
| Net charge-offs | $13,000 | 3,155 |
| Cash dividends | $225,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $662,000 | 3,443 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 3,946 |
| Total interest expense | $226,000 | 2,663 |
| Net interest income | $1,007,000 | 4,144 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $123,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $63,000 | 3,309 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 4,313 |
| Total noninterest expense | $653,000 | 4,725 |
| Salaries and employee benefits | $386,000 | 4,530 |
| Premises and equipment expense | $71,000 | 4,689 |
| Additional noninterest expense | $196,000 | 4,838 |
| Pre-tax net operating income | $462,000 | 3,148 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $140,000 | 2,154 |
| Income before extraordinary items | $322,000 | 3,519 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $322,000 | 3,522 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $322,000 | 3,522 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $110,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $322,000 | 3,431 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,980,000 | 3,967 |
| Total interest expense | $937,000 | 2,692 |
| Net interest income | $4,043,000 | 4,170 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $489,000 | 4,309 |
| Gross Fiduciary activities income | $14,000 | 1,047 |
| Service charges on deposit accounts | $244,000 | 3,587 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $231,000 | 4,355 |
| Total noninterest expense | $2,553,000 | 4,849 |
| Salaries and employee benefits | $1,460,000 | 4,691 |
| Premises and equipment expense | $268,000 | 4,877 |
| Additional noninterest expense | $825,000 | 4,846 |
| Pre-tax net operating income | $1,919,000 | 3,044 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $587,000 | 2,055 |
| Income before extraordinary items | $1,332,000 | 3,437 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,332,000 | 3,439 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,332,000 | 3,439 |
| Net charge-offs | $26,000 | 4,172 |
| Cash dividends | $635,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,332,000 | 3,393 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 4,016 |
| Total interest expense | $710,000 | 2,720 |
| Net interest income | $3,008,000 | 4,231 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $357,000 | 4,383 |
| Gross Fiduciary activities income | $6,000 | 1,067 |
| Service charges on deposit accounts | $186,000 | 3,600 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $165,000 | 4,455 |
| Total noninterest expense | $1,891,000 | 4,908 |
| Salaries and employee benefits | $1,063,000 | 4,792 |
| Premises and equipment expense | $193,000 | 4,986 |
| Additional noninterest expense | $635,000 | 4,823 |
| Pre-tax net operating income | $1,429,000 | 3,120 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $434,000 | 2,101 |
| Income before extraordinary items | $995,000 | 3,516 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $995,000 | 3,517 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $995,000 | 3,518 |
| Net charge-offs | $25,000 | 3,731 |
| Cash dividends | $335,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $995,000 | 3,457 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 4,042 |
| Total interest expense | $472,000 | 2,745 |
| Net interest income | $1,992,000 | 4,253 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $238,000 | 4,405 |
| Gross Fiduciary activities income | $6,000 | 1,042 |
| Service charges on deposit accounts | $122,000 | 3,609 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $110,000 | 4,453 |
| Total noninterest expense | $1,266,000 | 4,928 |
| Salaries and employee benefits | $699,000 | 4,850 |
| Premises and equipment expense | $126,000 | 5,081 |
| Additional noninterest expense | $441,000 | 4,751 |
| Pre-tax net operating income | $934,000 | 3,081 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $279,000 | 2,096 |
| Income before extraordinary items | $655,000 | 3,457 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $655,000 | 3,463 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $655,000 | 3,463 |
| Net charge-offs | $24,000 | 3,316 |
| Cash dividends | $225,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $655,000 | 3,412 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 4,061 |
| Total interest expense | $235,000 | 2,805 |
| Net interest income | $992,000 | 4,277 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $110,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $58,000 | 3,686 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $52,000 | 4,505 |
| Total noninterest expense | $643,000 | 4,948 |
| Salaries and employee benefits | $349,000 | 4,913 |
| Premises and equipment expense | $65,000 | 5,084 |
| Additional noninterest expense | $229,000 | 4,686 |
| Pre-tax net operating income | $444,000 | 3,113 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $121,000 | 2,185 |
| Income before extraordinary items | $323,000 | 3,414 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $323,000 | 3,417 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $323,000 | 3,417 |
| Net charge-offs | $30,000 | 2,222 |
| Cash dividends | $110,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $323,000 | 3,370 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 4,089 |
| Total interest expense | $1,067,000 | 2,816 |
| Net interest income | $3,905,000 | 4,333 |
| Provision for loan and lease losses | $130,000 | 3,405 |
| Total noninterest income | $553,000 | 4,261 |
| Gross Fiduciary activities income | $14,000 | 1,079 |
| Service charges on deposit accounts | $277,000 | 3,497 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $262,000 | 4,269 |
| Total noninterest expense | $2,380,000 | 5,150 |
| Salaries and employee benefits | $1,388,000 | 4,950 |
| Premises and equipment expense | $263,000 | 5,100 |
| Additional noninterest expense | $729,000 | 5,258 |
| Pre-tax net operating income | $1,948,000 | 2,914 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $704,000 | 1,806 |
| Income before extraordinary items | $1,244,000 | 3,481 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,244,000 | 3,482 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,244,000 | 3,484 |
| Net charge-offs | $17,000 | 4,903 |
| Cash dividends | $630,000 | 2,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,244,000 | 3,435 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 4,114 |
| Total interest expense | $826,000 | 2,824 |
| Net interest income | $2,910,000 | 4,383 |
| Provision for loan and lease losses | $115,000 | 3,222 |
| Total noninterest income | $660,000 | 3,508 |
| Gross Fiduciary activities income | $7,000 | 1,087 |
| Service charges on deposit accounts | $207,000 | 3,518 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $446,000 | 3,195 |
| Total noninterest expense | $1,814,000 | 5,133 |
| Salaries and employee benefits | $1,078,000 | 4,897 |
| Premises and equipment expense | $212,000 | 5,016 |
| Additional noninterest expense | $524,000 | 5,353 |
| Pre-tax net operating income | $1,641,000 | 2,768 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $535,000 | 1,840 |
| Income before extraordinary items | $1,106,000 | 3,230 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,106,000 | 3,233 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,106,000 | 3,234 |
| Net charge-offs | $18,000 | 4,458 |
| Cash dividends | $330,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,106,000 | 3,162 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 4,132 |
| Total interest expense | $579,000 | 2,778 |
| Net interest income | $1,908,000 | 4,427 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $285,000 | 4,303 |
| Gross Fiduciary activities income | $7,000 | 1,057 |
| Service charges on deposit accounts | $138,000 | 3,497 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $140,000 | 4,300 |
| Total noninterest expense | $1,113,000 | 5,319 |
| Salaries and employee benefits | $665,000 | 5,106 |
| Premises and equipment expense | $125,000 | 5,235 |
| Additional noninterest expense | $323,000 | 5,495 |
| Pre-tax net operating income | $990,000 | 2,920 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $323,000 | 1,946 |
| Income before extraordinary items | $667,000 | 3,408 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $667,000 | 3,409 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $667,000 | 3,411 |
| Net charge-offs | $14,000 | 4,186 |
| Cash dividends | $220,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $667,000 | 3,317 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 4,159 |
| Total interest expense | $300,000 | 2,777 |
| Net interest income | $943,000 | 4,477 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $141,000 | 4,295 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $70,000 | 3,467 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $71,000 | 4,261 |
| Total noninterest expense | $566,000 | 5,331 |
| Salaries and employee benefits | $335,000 | 5,133 |
| Premises and equipment expense | $63,000 | 5,237 |
| Additional noninterest expense | $168,000 | 5,489 |
| Pre-tax net operating income | $473,000 | 2,974 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $156,000 | 1,955 |
| Income before extraordinary items | $317,000 | 3,467 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $317,000 | 3,467 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $317,000 | 3,469 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $110,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $317,000 | 3,371 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,181,000 | 4,217 |
| Total interest expense | $1,281,000 | 3,065 |
| Net interest income | $3,900,000 | 4,477 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $618,000 | 4,124 |
| Gross Fiduciary activities income | $17,000 | 1,080 |
| Service charges on deposit accounts | $289,000 | 3,555 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $312,000 | 3,988 |
| Total noninterest expense | $2,483,000 | 5,186 |
| Salaries and employee benefits | $1,338,000 | 5,141 |
| Premises and equipment expense | $254,000 | 5,312 |
| Additional noninterest expense | $891,000 | 5,052 |
| Pre-tax net operating income | $1,945,000 | 2,868 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $603,000 | 1,993 |
| Income before extraordinary items | $1,342,000 | 3,330 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,342,000 | 3,331 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,342,000 | 3,331 |
| Net charge-offs | $18,000 | 5,440 |
| Cash dividends | $600,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,342,000 | 3,188 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 4,303 |
| Total interest expense | $974,000 | 3,134 |
| Net interest income | $2,904,000 | 4,559 |
| Provision for loan and lease losses | $68,000 | 4,738 |
| Total noninterest income | $463,000 | 4,154 |
| Gross Fiduciary activities income | $8,000 | 1,101 |
| Service charges on deposit accounts | $218,000 | 3,581 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $237,000 | 4,012 |
| Total noninterest expense | $1,837,000 | 5,259 |
| Salaries and employee benefits | $966,000 | 5,256 |
| Premises and equipment expense | $193,000 | 5,325 |
| Additional noninterest expense | $678,000 | 5,072 |
| Pre-tax net operating income | $1,462,000 | 2,940 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $465,000 | 2,019 |
| Income before extraordinary items | $997,000 | 3,444 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $997,000 | 3,444 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $997,000 | 3,446 |
| Net charge-offs | $7,000 | 5,415 |
| Cash dividends | $340,000 | 2,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $997,000 | 3,288 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 4,335 |
| Total interest expense | $663,000 | 3,172 |
| Net interest income | $1,913,000 | 4,618 |
| Provision for loan and lease losses | $45,000 | 4,652 |
| Total noninterest income | $310,000 | 4,147 |
| Gross Fiduciary activities income | $8,000 | 1,072 |
| Service charges on deposit accounts | $148,000 | 3,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 4,034 |
| Total noninterest expense | $1,215,000 | 5,306 |
| Salaries and employee benefits | $640,000 | 5,292 |
| Premises and equipment expense | $120,000 | 5,497 |
| Additional noninterest expense | $455,000 | 5,093 |
| Pre-tax net operating income | $963,000 | 2,922 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $306,000 | 2,033 |
| Income before extraordinary items | $657,000 | 3,462 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $657,000 | 3,463 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $657,000 | 3,463 |
| Net charge-offs | $6,000 | 5,096 |
| Cash dividends | $230,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $657,000 | 3,270 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 4,369 |
| Total interest expense | $340,000 | 3,219 |
| Net interest income | $954,000 | 4,668 |
| Provision for loan and lease losses | $23,000 | 4,409 |
| Total noninterest income | $158,000 | 4,112 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $80,000 | 3,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 4,070 |
| Total noninterest expense | $612,000 | 5,320 |
| Salaries and employee benefits | $322,000 | 5,330 |
| Premises and equipment expense | $59,000 | 5,540 |
| Additional noninterest expense | $231,000 | 5,055 |
| Pre-tax net operating income | $477,000 | 2,967 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $151,000 | 2,018 |
| Income before extraordinary items | $326,000 | 3,484 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $326,000 | 3,487 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $326,000 | 3,487 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $110,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $326,000 | 3,308 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,377,000 | 4,366 |
| Total interest expense | $1,497,000 | 3,457 |
| Net interest income | $3,880,000 | 4,615 |
| Provision for loan and lease losses | $90,000 | 5,433 |
| Total noninterest income | $524,000 | 4,312 |
| Gross Fiduciary activities income | $14,000 | 1,066 |
| Service charges on deposit accounts | $251,000 | 3,949 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $259,000 | 4,084 |
| Total noninterest expense | $2,470,000 | 5,363 |
| Salaries and employee benefits | $1,299,000 | 5,334 |
| Premises and equipment expense | $251,000 | 5,592 |
| Additional noninterest expense | $920,000 | 5,096 |
| Pre-tax net operating income | $1,844,000 | 2,657 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $599,000 | 1,850 |
| Income before extraordinary items | $1,245,000 | 3,141 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,245,000 | 3,144 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,245,000 | 3,144 |
| Net charge-offs | $26,000 | 5,807 |
| Cash dividends | $560,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,245,000 | 3,039 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,044,000 | 4,408 |
| Total interest expense | $1,161,000 | 3,490 |
| Net interest income | $2,883,000 | 4,672 |
| Provision for loan and lease losses | $68,000 | 5,327 |
| Total noninterest income | $362,000 | 4,505 |
| Gross Fiduciary activities income | $7,000 | 1,070 |
| Service charges on deposit accounts | $175,000 | 4,126 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $180,000 | 4,250 |
| Total noninterest expense | $1,799,000 | 5,444 |
| Salaries and employee benefits | $933,000 | 5,446 |
| Premises and equipment expense | $180,000 | 5,746 |
| Additional noninterest expense | $686,000 | 5,151 |
| Pre-tax net operating income | $1,378,000 | 2,737 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $455,000 | 1,813 |
| Income before extraordinary items | $923,000 | 3,233 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $923,000 | 3,234 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $923,000 | 3,233 |
| Net charge-offs | $18,000 | 5,586 |
| Cash dividends | $340,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $923,000 | 3,130 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 4,450 |
| Total interest expense | $811,000 | 3,477 |
| Net interest income | $1,883,000 | 4,746 |
| Provision for loan and lease losses | $45,000 | 5,204 |
| Total noninterest income | $230,000 | 4,622 |
| Gross Fiduciary activities income | $7,000 | 1,047 |
| Service charges on deposit accounts | $106,000 | 4,274 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 4,328 |
| Total noninterest expense | $1,198,000 | 5,521 |
| Salaries and employee benefits | $618,000 | 5,513 |
| Premises and equipment expense | $121,000 | 5,758 |
| Additional noninterest expense | $459,000 | 5,214 |
| Pre-tax net operating income | $870,000 | 2,773 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $295,000 | 1,819 |
| Income before extraordinary items | $575,000 | 3,279 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $575,000 | 3,280 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $575,000 | 3,280 |
| Net charge-offs | $3,000 | 5,649 |
| Cash dividends | $220,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $575,000 | 3,193 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 4,459 |
| Total interest expense | $421,000 | 3,483 |
| Net interest income | $932,000 | 4,773 |
| Provision for loan and lease losses | $23,000 | 4,913 |
| Total noninterest income | $115,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $52,000 | 4,288 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $63,000 | 4,308 |
| Total noninterest expense | $599,000 | 5,556 |
| Salaries and employee benefits | $307,000 | 5,564 |
| Premises and equipment expense | $61,000 | 5,802 |
| Additional noninterest expense | $231,000 | 5,200 |
| Pre-tax net operating income | $425,000 | 2,848 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $144,000 | 1,834 |
| Income before extraordinary items | $281,000 | 3,363 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $281,000 | 3,360 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $281,000 | 3,361 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $110,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $281,000 | 3,312 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,501,000 | 4,555 |
| Total interest expense | $2,007,000 | 3,558 |
| Net interest income | $3,494,000 | 4,953 |
| Provision for loan and lease losses | $105,000 | 5,988 |
| Total noninterest income | $496,000 | 4,578 |
| Gross Fiduciary activities income | $20,000 | 1,064 |
| Service charges on deposit accounts | $229,000 | 4,175 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $247,000 | 4,266 |
| Total noninterest expense | $2,403,000 | 5,590 |
| Salaries and employee benefits | $1,279,000 | 5,490 |
| Premises and equipment expense | $227,000 | 5,974 |
| Additional noninterest expense | $897,000 | 5,362 |
| Pre-tax net operating income | $1,482,000 | 2,742 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $492,000 | 1,908 |
| Income before extraordinary items | $990,000 | 3,252 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $990,000 | 3,249 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $990,000 | 3,252 |
| Net charge-offs | $15,000 | 6,458 |
| Cash dividends | $485,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $990,000 | 3,120 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 4,652 |
| Total interest expense | $1,559,000 | 3,596 |
| Net interest income | $2,562,000 | 5,079 |
| Provision for loan and lease losses | $82,000 | 5,892 |
| Total noninterest income | $345,000 | 4,790 |
| Gross Fiduciary activities income | $11,000 | 1,082 |
| Service charges on deposit accounts | $170,000 | 4,256 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $164,000 | 4,519 |
| Total noninterest expense | $1,779,000 | 5,675 |
| Salaries and employee benefits | $939,000 | 5,601 |
| Premises and equipment expense | $171,000 | 6,024 |
| Additional noninterest expense | $669,000 | 5,379 |
| Pre-tax net operating income | $1,046,000 | 3,002 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $347,000 | 2,010 |
| Income before extraordinary items | $699,000 | 3,511 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $699,000 | 3,509 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $699,000 | 3,511 |
| Net charge-offs | $11,000 | 6,236 |
| Cash dividends | $330,000 | 2,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $699,000 | 3,382 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 4,678 |
| Total interest expense | $1,078,000 | 3,598 |
| Net interest income | $1,679,000 | 5,134 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $230,000 | 4,779 |
| Gross Fiduciary activities income | $11,000 | 1,044 |
| Service charges on deposit accounts | $111,000 | 4,294 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 4,518 |
| Total noninterest expense | $1,192,000 | 5,685 |
| Salaries and employee benefits | $632,000 | 5,609 |
| Premises and equipment expense | $114,000 | 6,058 |
| Additional noninterest expense | $446,000 | 5,392 |
| Pre-tax net operating income | $657,000 | 3,147 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $218,000 | 2,047 |
| Income before extraordinary items | $439,000 | 3,627 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $439,000 | 3,625 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $439,000 | 3,626 |
| Net charge-offs | $11,000 | 5,773 |
| Cash dividends | $220,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $439,000 | 3,515 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 4,675 |
| Total interest expense | $563,000 | 3,608 |
| Net interest income | $845,000 | 5,150 |
| Provision for loan and lease losses | $38,000 | 5,148 |
| Total noninterest income | $114,000 | 4,808 |
| Gross Fiduciary activities income | $5,000 | 1,053 |
| Service charges on deposit accounts | $57,000 | 4,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $52,000 | 4,626 |
| Total noninterest expense | $591,000 | 5,774 |
| Salaries and employee benefits | $316,000 | 5,671 |
| Premises and equipment expense | $53,000 | 6,291 |
| Additional noninterest expense | $222,000 | 5,439 |
| Pre-tax net operating income | $330,000 | 3,203 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $112,000 | 2,013 |
| Income before extraordinary items | $218,000 | 3,727 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $218,000 | 3,724 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $218,000 | 3,726 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $110,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $218,000 | 3,592 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,834,000 | 4,706 |
| Total interest expense | $2,610,000 | 3,783 |
| Net interest income | $3,224,000 | 5,188 |
| Provision for loan and lease losses | $180,000 | 5,882 |
| Total noninterest income | $673,000 | 4,144 |
| Gross Fiduciary activities income | $16,000 | 1,115 |
| Service charges on deposit accounts | $238,000 | 4,314 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $419,000 | 3,476 |
| Total noninterest expense | $2,314,000 | 5,880 |
| Salaries and employee benefits | $1,249,000 | 5,738 |
| Premises and equipment expense | $245,000 | 6,110 |
| Additional noninterest expense | $820,000 | 5,765 |
| Pre-tax net operating income | $1,403,000 | 2,460 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $492,000 | 1,576 |
| Income before extraordinary items | $911,000 | 2,926 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $911,000 | 2,924 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $911,000 | 2,926 |
| Net charge-offs | $14,000 | 6,799 |
| Cash dividends | $325,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $911,000 | 2,868 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,307,000 | 4,802 |
| Total interest expense | $2,013,000 | 3,829 |
| Net interest income | $2,294,000 | 5,357 |
| Provision for loan and lease losses | $135,000 | 5,613 |
| Total noninterest income | $452,000 | 4,427 |
| Gross Fiduciary activities income | $7,000 | 1,163 |
| Service charges on deposit accounts | $179,000 | 4,331 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $266,000 | 3,800 |
| Total noninterest expense | $1,683,000 | 5,974 |
| Salaries and employee benefits | $915,000 | 5,826 |
| Premises and equipment expense | $154,000 | 6,493 |
| Additional noninterest expense | $614,000 | 5,760 |
| Pre-tax net operating income | $928,000 | 2,870 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $323,000 | 1,857 |
| Income before extraordinary items | $605,000 | 3,379 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $605,000 | 3,377 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $605,000 | 3,379 |
| Net charge-offs | $10,000 | 6,519 |
| Cash dividends | $175,000 | 3,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $605,000 | 3,285 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 4,759 |
| Total interest expense | $1,373,000 | 3,896 |
| Net interest income | $1,573,000 | 5,273 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $318,000 | 4,312 |
| Gross Fiduciary activities income | $7,000 | 1,124 |
| Service charges on deposit accounts | $116,000 | 4,355 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $195,000 | 3,686 |
| Total noninterest expense | $1,103,000 | 6,058 |
| Salaries and employee benefits | $609,000 | 5,883 |
| Premises and equipment expense | $102,000 | 6,546 |
| Additional noninterest expense | $392,000 | 5,877 |
| Pre-tax net operating income | $698,000 | 2,776 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $248,000 | 1,738 |
| Income before extraordinary items | $450,000 | 3,284 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $450,000 | 3,279 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $450,000 | 3,282 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $175,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $450,000 | 3,173 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 4,780 |
| Total interest expense | $692,000 | 3,977 |
| Net interest income | $796,000 | 5,228 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $169,000 | 4,146 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $54,000 | 4,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $114,000 | 3,441 |
| Total noninterest expense | $546,000 | 6,045 |
| Salaries and employee benefits | $308,000 | 5,912 |
| Premises and equipment expense | $56,000 | 6,420 |
| Additional noninterest expense | $182,000 | 5,833 |
| Pre-tax net operating income | $374,000 | 2,936 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $134,000 | 1,886 |
| Income before extraordinary items | $240,000 | 3,525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $240,000 | 3,525 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $240,000 | 3,526 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $240,000 | 3,380 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,604,000 | 4,656 |
| Total interest expense | $3,090,000 | 4,174 |
| Net interest income | $3,514,000 | 4,966 |
| Provision for loan and lease losses | $93,000 | 6,122 |
| Total noninterest income | $450,000 | 5,053 |
| Gross Fiduciary activities income | $17,000 | 1,132 |
| Service charges on deposit accounts | $249,000 | 4,360 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $184,000 | 4,977 |
| Total noninterest expense | $2,141,000 | 6,060 |
| Salaries and employee benefits | $1,230,000 | 5,902 |
| Premises and equipment expense | $252,000 | 6,231 |
| Additional noninterest expense | $659,000 | 5,982 |
| Pre-tax net operating income | $1,730,000 | 2,767 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $549,000 | 1,752 |
| Income before extraordinary items | $1,181,000 | 2,957 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,181,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 5,185 |
| Cash dividends | $510,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,181,000 | 3,097 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,057,000 | 4,678 |
| Total interest expense | $2,404,000 | 4,192 |
| Net interest income | $2,653,000 | 4,975 |
| Provision for loan and lease losses | $48,000 | 5,926 |
| Total noninterest income | $335,000 | 5,164 |
| Gross Fiduciary activities income | $7,000 | 1,205 |
| Service charges on deposit accounts | $188,000 | 4,372 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $140,000 | 5,056 |
| Total noninterest expense | $1,573,000 | 6,104 |
| Salaries and employee benefits | $900,000 | 5,988 |
| Premises and equipment expense | $184,000 | 6,306 |
| Additional noninterest expense | $489,000 | 5,965 |
| Pre-tax net operating income | $1,367,000 | 3,038 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $449,000 | 2,032 |
| Income before extraordinary items | $918,000 | 3,273 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $918,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,555 |
| Cash dividends | $370,000 | 3,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $918,000 | 3,411 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 4,659 |
| Total interest expense | $1,683,000 | 4,182 |
| Net interest income | $1,778,000 | 4,972 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $227,000 | 5,192 |
| Gross Fiduciary activities income | $7,000 | 1,174 |
| Service charges on deposit accounts | $125,000 | 4,395 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $95,000 | 5,148 |
| Total noninterest expense | $1,054,000 | 6,126 |
| Salaries and employee benefits | $604,000 | 6,027 |
| Premises and equipment expense | $124,000 | 6,316 |
| Additional noninterest expense | $326,000 | 5,953 |
| Pre-tax net operating income | $921,000 | 3,117 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $310,000 | 2,180 |
| Income before extraordinary items | $611,000 | 3,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $611,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $270,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $611,000 | 3,544 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 4,678 |
| Total interest expense | $863,000 | 4,298 |
| Net interest income | $912,000 | 4,909 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $114,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $63,000 | 4,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 5,012 |
| Total noninterest expense | $537,000 | 6,115 |
| Salaries and employee benefits | $302,000 | 6,062 |
| Premises and equipment expense | $69,000 | 6,080 |
| Additional noninterest expense | $166,000 | 5,895 |
| Pre-tax net operating income | $477,000 | 3,170 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $168,000 | 2,184 |
| Income before extraordinary items | $309,000 | 3,737 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $309,000 | 3,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $10,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $309,000 | 3,652 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,229,000 | 4,654 |
| Total interest expense | $3,327,000 | 4,489 |
| Net interest income | $3,902,000 | 4,701 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $436,000 | 5,315 |
| Gross Fiduciary activities income | $17,000 | 1,174 |
| Service charges on deposit accounts | $258,000 | 4,397 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $161,000 | 5,455 |
| Total noninterest expense | $2,078,000 | 6,123 |
| Salaries and employee benefits | $1,247,000 | 5,869 |
| Premises and equipment expense | $211,000 | 6,619 |
| Additional noninterest expense | $620,000 | 6,055 |
| Pre-tax net operating income | $2,224,000 | 3,095 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $706,000 | 2,290 |
| Income before extraordinary items | $1,518,000 | 3,418 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,518,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,430 |
| Cash dividends | $645,000 | 3,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,518,000 | 3,400 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,408,000 | 4,679 |
| Total interest expense | $2,484,000 | 4,500 |
| Net interest income | $2,924,000 | 4,715 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $327,000 | 5,364 |
| Gross Fiduciary activities income | $7,000 | 1,231 |
| Service charges on deposit accounts | $191,000 | 4,435 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $129,000 | 5,360 |
| Total noninterest expense | $1,528,000 | 6,166 |
| Salaries and employee benefits | $913,000 | 5,917 |
| Premises and equipment expense | $155,000 | 6,668 |
| Additional noninterest expense | $460,000 | 6,029 |
| Pre-tax net operating income | $1,696,000 | 3,211 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $554,000 | 2,407 |
| Income before extraordinary items | $1,142,000 | 3,583 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,142,000 | 3,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $395,000 | 3,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,142,000 | 3,563 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 4,717 |
| Total interest expense | $1,644,000 | 4,509 |
| Net interest income | $1,915,000 | 4,801 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $227,000 | 5,304 |
| Gross Fiduciary activities income | $7,000 | 1,185 |
| Service charges on deposit accounts | $133,000 | 4,349 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $87,000 | 5,361 |
| Total noninterest expense | $1,012,000 | 6,226 |
| Salaries and employee benefits | $606,000 | 5,981 |
| Premises and equipment expense | $105,000 | 6,671 |
| Additional noninterest expense | $301,000 | 6,108 |
| Pre-tax net operating income | $1,112,000 | 3,288 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $382,000 | 2,437 |
| Income before extraordinary items | $730,000 | 3,722 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $730,000 | 3,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $270,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $730,000 | 3,703 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 4,769 |
| Total interest expense | $804,000 | 4,559 |
| Net interest income | $937,000 | 4,878 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $106,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $64,000 | 4,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $524,000 | 6,159 |
| Salaries and employee benefits | $301,000 | 6,043 |
| Premises and equipment expense | $61,000 | 6,362 |
| Additional noninterest expense | $162,000 | 5,901 |
| Pre-tax net operating income | $510,000 | 3,486 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $182,000 | 2,528 |
| Income before extraordinary items | $328,000 | 3,971 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $328,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $20,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $328,000 | 3,951 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,270,000 | 4,865 |
| Total interest expense | $2,677,000 | 4,622 |
| Net interest income | $3,593,000 | 4,967 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $451,000 | 5,356 |
| Gross Fiduciary activities income | $19,000 | 1,179 |
| Service charges on deposit accounts | $264,000 | 4,382 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $168,000 | 5,428 |
| Total noninterest expense | $2,032,000 | 6,122 |
| Salaries and employee benefits | $1,181,000 | 5,961 |
| Premises and equipment expense | $236,000 | 6,354 |
| Additional noninterest expense | $615,000 | 5,996 |
| Pre-tax net operating income | $1,976,000 | 3,678 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $664,000 | 2,737 |
| Income before extraordinary items | $1,312,000 | 4,080 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,312,000 | 4,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,393 |
| Cash dividends | $620,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,312,000 | 4,052 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 4,938 |
| Total interest expense | $1,908,000 | 4,694 |
| Net interest income | $2,658,000 | 5,053 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $332,000 | 5,424 |
| Gross Fiduciary activities income | $9,000 | 1,220 |
| Service charges on deposit accounts | $196,000 | 4,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 5,430 |
| Total noninterest expense | $1,475,000 | 6,200 |
| Salaries and employee benefits | $859,000 | 6,026 |
| Premises and equipment expense | $154,000 | 6,694 |
| Additional noninterest expense | $462,000 | 5,994 |
| Pre-tax net operating income | $1,488,000 | 3,801 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $480,000 | 2,915 |
| Income before extraordinary items | $1,008,000 | 4,145 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,008,000 | 4,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,673 |
| Cash dividends | $420,000 | 3,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,008,000 | 4,139 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,937,000 | 5,024 |
| Total interest expense | $1,195,000 | 4,729 |
| Net interest income | $1,742,000 | 5,129 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $219,000 | 5,440 |
| Gross Fiduciary activities income | $9,000 | 1,185 |
| Service charges on deposit accounts | $124,000 | 4,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 5,447 |
| Total noninterest expense | $983,000 | 6,216 |
| Salaries and employee benefits | $574,000 | 6,039 |
| Premises and equipment expense | $109,000 | 6,577 |
| Additional noninterest expense | $300,000 | 6,088 |
| Pre-tax net operating income | $960,000 | 3,887 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $313,000 | 2,989 |
| Income before extraordinary items | $647,000 | 4,259 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $647,000 | 4,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $280,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $647,000 | 4,248 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 5,058 |
| Total interest expense | $577,000 | 4,691 |
| Net interest income | $851,000 | 5,218 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $108,000 | 5,440 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $61,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $509,000 | 6,129 |
| Salaries and employee benefits | $287,000 | 6,061 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $159,000 | 5,891 |
| Pre-tax net operating income | $441,000 | 4,044 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $142,000 | 3,118 |
| Income before extraordinary items | $299,000 | 4,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $299,000 | 4,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $40,000 | 3,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $299,000 | 4,417 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,391,000 | 4,922 |
| Total interest expense | $2,021,000 | 4,401 |
| Net interest income | $3,370,000 | 5,132 |
| Provision for loan and lease losses | $44,000 | 5,895 |
| Total noninterest income | $465,000 | 5,416 |
| Gross Fiduciary activities income | $18,000 | 1,196 |
| Service charges on deposit accounts | $269,000 | 4,413 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $178,000 | 5,403 |
| Total noninterest expense | $1,936,000 | 6,219 |
| Salaries and employee benefits | $1,152,000 | 5,913 |
| Premises and equipment expense | $222,000 | 6,506 |
| Additional noninterest expense | $562,000 | 6,244 |
| Pre-tax net operating income | $1,855,000 | 3,868 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $619,000 | 3,023 |
| Income before extraordinary items | $1,236,000 | 4,272 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,236,000 | 4,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,191 |
| Cash dividends | $495,000 | 3,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,236,000 | 4,246 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 4,944 |
| Total interest expense | $1,467,000 | 4,357 |
| Net interest income | $2,499,000 | 5,181 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $351,000 | 5,424 |
| Gross Fiduciary activities income | $9,000 | 1,231 |
| Service charges on deposit accounts | $204,000 | 4,420 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $138,000 | 5,343 |
| Total noninterest expense | $1,412,000 | 6,270 |
| Salaries and employee benefits | $832,000 | 5,999 |
| Premises and equipment expense | $144,000 | 6,808 |
| Additional noninterest expense | $436,000 | 6,111 |
| Pre-tax net operating income | $1,403,000 | 3,934 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $470,000 | 3,057 |
| Income before extraordinary items | $933,000 | 4,368 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $933,000 | 4,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,476 |
| Cash dividends | $295,000 | 3,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $933,000 | 4,316 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,586,000 | 4,949 |
| Total interest expense | $952,000 | 4,274 |
| Net interest income | $1,634,000 | 5,234 |
| Provision for loan and lease losses | $26,000 | 5,434 |
| Total noninterest income | $232,000 | 5,412 |
| Gross Fiduciary activities income | $9,000 | 1,180 |
| Service charges on deposit accounts | $135,000 | 4,395 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $88,000 | 5,421 |
| Total noninterest expense | $943,000 | 6,265 |
| Salaries and employee benefits | $555,000 | 6,010 |
| Premises and equipment expense | $97,000 | 6,763 |
| Additional noninterest expense | $291,000 | 6,092 |
| Pre-tax net operating income | $897,000 | 3,995 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $307,000 | 3,063 |
| Income before extraordinary items | $590,000 | 4,461 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $590,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $165,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $590,000 | 4,410 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 4,999 |
| Total interest expense | $469,000 | 4,210 |
| Net interest income | $800,000 | 5,325 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $111,000 | 5,463 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $67,000 | 4,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $482,000 | 6,234 |
| Salaries and employee benefits | $277,000 | 6,055 |
| Premises and equipment expense | $53,000 | 6,627 |
| Additional noninterest expense | $152,000 | 5,961 |
| Pre-tax net operating income | $414,000 | 4,174 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $142,000 | 3,192 |
| Income before extraordinary items | $272,000 | 4,642 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $272,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $25,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $272,000 | 4,603 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 4,935 |
| Total interest expense | $1,863,000 | 3,860 |
| Net interest income | $3,009,000 | 5,408 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $428,000 | 5,647 |
| Gross Fiduciary activities income | $18,000 | 1,217 |
| Service charges on deposit accounts | $256,000 | 4,696 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $154,000 | 5,630 |
| Total noninterest expense | $1,950,000 | 6,084 |
| Salaries and employee benefits | $1,076,000 | 6,053 |
| Premises and equipment expense | $306,000 | 5,633 |
| Additional noninterest expense | $568,000 | 6,162 |
| Pre-tax net operating income | $1,427,000 | 4,377 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $474,000 | 3,437 |
| Income before extraordinary items | $953,000 | 4,820 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $953,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $1,140,000 | 2,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $953,000 | 4,752 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 4,955 |
| Total interest expense | $1,421,000 | 3,769 |
| Net interest income | $2,200,000 | 5,474 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $310,000 | 5,739 |
| Gross Fiduciary activities income | $9,000 | 1,258 |
| Service charges on deposit accounts | $180,000 | 4,857 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $121,000 | 5,552 |
| Total noninterest expense | $1,378,000 | 6,252 |
| Salaries and employee benefits | $779,000 | 6,104 |
| Premises and equipment expense | $170,000 | 6,433 |
| Additional noninterest expense | $429,000 | 6,093 |
| Pre-tax net operating income | $1,087,000 | 4,415 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $358,000 | 3,487 |
| Income before extraordinary items | $729,000 | 4,852 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $729,000 | 4,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,426 |
| Cash dividends | $1,140,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $729,000 | 4,766 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 4,971 |
| Total interest expense | $988,000 | 3,638 |
| Net interest income | $1,419,000 | 5,577 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $187,000 | 5,974 |
| Gross Fiduciary activities income | $8,000 | 1,219 |
| Service charges on deposit accounts | $103,000 | 5,203 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $76,000 | 5,692 |
| Total noninterest expense | $912,000 | 6,316 |
| Salaries and employee benefits | $512,000 | 6,210 |
| Premises and equipment expense | $111,000 | 6,525 |
| Additional noninterest expense | $289,000 | 6,082 |
| Pre-tax net operating income | $664,000 | 4,577 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $225,000 | 3,565 |
| Income before extraordinary items | $439,000 | 5,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $439,000 | 5,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $140,000 | 3,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $439,000 | 4,985 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 4,993 |
| Total interest expense | $509,000 | 3,587 |
| Net interest income | $692,000 | 5,676 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $92,000 | 5,974 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $451,000 | 6,399 |
| Salaries and employee benefits | $252,000 | 6,306 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $138,000 | 6,256 |
| Pre-tax net operating income | $318,000 | 4,684 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $103,000 | 3,738 |
| Income before extraordinary items | $215,000 | 5,157 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $215,000 | 5,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,552 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $215,000 | 5,029 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,022,000 | 4,880 |
| Total interest expense | $2,329,000 | 3,533 |
| Net interest income | $2,693,000 | 5,650 |
| Provision for loan and lease losses | $87,000 | 5,545 |
| Total noninterest income | $529,000 | 5,282 |
| Gross Fiduciary activities income | $18,000 | 1,266 |
| Service charges on deposit accounts | $208,000 | 5,184 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $303,000 | 4,486 |
| Total noninterest expense | $1,848,000 | 6,259 |
| Salaries and employee benefits | $996,000 | 6,284 |
| Premises and equipment expense | $268,000 | 5,987 |
| Additional noninterest expense | $584,000 | 6,080 |
| Pre-tax net operating income | $1,287,000 | 4,503 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $454,000 | 3,558 |
| Income before extraordinary items | $833,000 | 5,144 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $833,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $833,000 | 4,977 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 4,912 |
| Total interest expense | $1,807,000 | 3,547 |
| Net interest income | $1,989,000 | 5,728 |
| Provision for loan and lease losses | $72,000 | 5,277 |
| Total noninterest income | $418,000 | 5,193 |
| Gross Fiduciary activities income | $9,000 | 1,296 |
| Service charges on deposit accounts | $154,000 | 5,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $255,000 | 4,344 |
| Total noninterest expense | $1,332,000 | 6,362 |
| Salaries and employee benefits | $721,000 | 6,382 |
| Premises and equipment expense | $172,000 | 6,445 |
| Additional noninterest expense | $439,000 | 6,064 |
| Pre-tax net operating income | $1,003,000 | 4,538 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $356,000 | 3,607 |
| Income before extraordinary items | $647,000 | 5,189 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $647,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $647,000 | 5,010 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 4,905 |
| Total interest expense | $1,253,000 | 3,538 |
| Net interest income | $1,307,000 | 5,778 |
| Provision for loan and lease losses | $48,000 | 5,200 |
| Total noninterest income | $264,000 | 5,313 |
| Gross Fiduciary activities income | $8,000 | 1,256 |
| Service charges on deposit accounts | $103,000 | 5,211 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $153,000 | 4,540 |
| Total noninterest expense | $891,000 | 6,366 |
| Salaries and employee benefits | $479,000 | 6,412 |
| Premises and equipment expense | $117,000 | 6,344 |
| Additional noninterest expense | $295,000 | 6,030 |
| Pre-tax net operating income | $632,000 | 4,686 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $225,000 | 3,738 |
| Income before extraordinary items | $407,000 | 5,354 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $407,000 | 5,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $407,000 | 5,155 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 4,890 |
| Total interest expense | $652,000 | 3,509 |
| Net interest income | $642,000 | 5,836 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $107,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 5,056 |
| Total noninterest expense | $431,000 | 6,487 |
| Salaries and employee benefits | $235,000 | 6,482 |
| Premises and equipment expense | $63,000 | 6,146 |
| Additional noninterest expense | $133,000 | 6,350 |
| Pre-tax net operating income | $294,000 | 4,837 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $111,000 | 3,758 |
| Income before extraordinary items | $183,000 | 5,539 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $183,000 | 5,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $60,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $183,000 | 5,342 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,591,000 | 4,782 |
| Total interest expense | $2,897,000 | 3,619 |
| Net interest income | $2,694,000 | 5,659 |
| Provision for loan and lease losses | $96,000 | 5,792 |
| Total noninterest income | $438,000 | 5,559 |
| Gross Fiduciary activities income | $18,000 | 1,314 |
| Service charges on deposit accounts | $198,000 | 5,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 4,815 |
| Total noninterest expense | $1,755,000 | 6,345 |
| Salaries and employee benefits | $950,000 | 6,314 |
| Premises and equipment expense | $257,000 | 6,043 |
| Additional noninterest expense | $548,000 | 6,236 |
| Pre-tax net operating income | $1,281,000 | 4,535 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $458,000 | 3,627 |
| Income before extraordinary items | $823,000 | 5,122 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $823,000 | 5,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $280,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $823,000 | 4,988 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,435,000 | 4,716 |
| Total interest expense | $3,547,000 | 4,165 |
| Net interest income | $2,888,000 | 5,207 |
| Provision for loan and lease losses | $96,000 | 5,687 |
| Total noninterest income | $419,000 | 5,563 |
| Gross Fiduciary activities income | $18,000 | 1,325 |
| Service charges on deposit accounts | $184,000 | 5,335 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $217,000 | 4,766 |
| Total noninterest expense | $1,649,000 | 6,452 |
| Salaries and employee benefits | $879,000 | 6,459 |
| Premises and equipment expense | $224,000 | 6,440 |
| Additional noninterest expense | $546,000 | 6,180 |
| Pre-tax net operating income | $1,562,000 | 3,751 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $565,000 | 3,081 |
| Income before extraordinary items | $997,000 | 4,300 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $997,000 | 4,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $230,000 | 4,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $997,000 | 4,178 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,041,000 | 5,060 |
| Total interest expense | $3,325,000 | 4,556 |
| Net interest income | $2,716,000 | 5,515 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $320,000 | 6,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,379 |
| Total noninterest expense | $1,534,000 | 6,663 |
| Salaries and employee benefits | $843,000 | 6,534 |
| Premises and equipment expense | $199,000 | 6,795 |
| Additional noninterest expense | $492,000 | 6,484 |
| Pre-tax net operating income | $1,442,000 | 4,174 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $536,000 | 3,334 |
| Income before extraordinary items | $906,000 | 4,662 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $906,000 | 4,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $120,000 | 5,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $906,000 | 4,663 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,293,000 | 5,370 |
| Total interest expense | $2,991,000 | 4,617 |
| Net interest income | $2,302,000 | 6,096 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $298,000 | 6,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 5,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,590 |
| Total noninterest expense | $1,368,000 | 7,121 |
| Salaries and employee benefits | $747,000 | 7,000 |
| Premises and equipment expense | $186,000 | 7,034 |
| Additional noninterest expense | $435,000 | 7,006 |
| Pre-tax net operating income | $1,172,000 | 4,831 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $439,000 | 3,919 |
| Income before extraordinary items | $733,000 | 5,333 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $733,000 | 5,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $275,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $733,000 | 5,302 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,016,000 | 5,668 |
| Total interest expense | $2,832,000 | 4,923 |
| Net interest income | $2,184,000 | 6,322 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $306,000 | 6,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 5,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,630 |
| Total noninterest expense | $1,266,000 | 7,365 |
| Salaries and employee benefits | $730,000 | 7,023 |
| Premises and equipment expense | $156,000 | 7,517 |
| Additional noninterest expense | $380,000 | 7,389 |
| Pre-tax net operating income | $1,164,000 | 4,979 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $442,000 | 4,166 |
| Income before extraordinary items | $722,000 | 5,520 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $722,000 | 5,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $370,000 | 4,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $722,000 | 5,412 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 6,238 |
| Total interest expense | $2,395,000 | 5,581 |
| Net interest income | $2,095,000 | 6,721 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $192,000 | 7,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,689 |
| Total noninterest expense | $1,173,000 | 7,768 |
| Salaries and employee benefits | $661,000 | 7,544 |
| Premises and equipment expense | $121,000 | 8,469 |
| Additional noninterest expense | $391,000 | 7,425 |
| Pre-tax net operating income | $1,054,000 | 5,670 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $405,000 | 4,845 |
| Income before extraordinary items | $649,000 | 6,126 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $649,000 | 6,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $370,000 | 4,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $649,000 | 6,078 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 6,804 |
| Total interest expense | $2,066,000 | 6,286 |
| Net interest income | $1,992,000 | 7,165 |
| Provision for loan and lease losses | $54,000 | 6,461 |
| Total noninterest income | $186,000 | 8,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $981,000 | 8,738 |
| Salaries and employee benefits | $549,000 | 8,499 |
| Premises and equipment expense | $93,000 | 9,472 |
| Additional noninterest expense | $339,000 | 8,466 |
| Pre-tax net operating income | $1,143,000 | 5,284 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $434,000 | 4,632 |
| Income before extraordinary items | $709,000 | 5,727 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $709,000 | 5,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $370,000 | 4,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $709,000 | 5,666 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 7,521 |
| Total interest expense | $1,743,000 | 7,032 |
| Net interest income | $1,785,000 | 7,801 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $179,000 | 8,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 6,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,923 |
| Total noninterest expense | $891,000 | 9,382 |
| Salaries and employee benefits | $473,000 | 9,330 |
| Premises and equipment expense | $90,000 | 9,917 |
| Additional noninterest expense | $328,000 | 8,943 |
| Pre-tax net operating income | $1,038,000 | 5,842 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $391,000 | 5,024 |
| Income before extraordinary items | $647,000 | 6,332 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $647,000 | 6,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $370,000 | 4,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $647,000 | 6,316 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 8,093 |
| Total interest expense | $1,320,000 | 7,485 |
| Net interest income | $1,657,000 | 8,428 |
| Provision for loan and lease losses | $27,000 | 7,330 |
| Total noninterest income | $165,000 | 9,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $915,000 | 9,707 |
| Salaries and employee benefits | $475,000 | 9,617 |
| Premises and equipment expense | $94,000 | 10,216 |
| Additional noninterest expense | $346,000 | 9,398 |
| Pre-tax net operating income | $880,000 | 6,490 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $322,000 | 5,607 |
| Income before extraordinary items | $558,000 | 6,847 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $558,000 | 6,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $558,000 | 6,896 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 8,479 |
| Total interest expense | $1,330,000 | 7,774 |
| Net interest income | $1,583,000 | 8,854 |
| Provision for loan and lease losses | $32,000 | 8,327 |
| Total noninterest income | $165,000 | 9,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $867,000 | 10,358 |
| Salaries and employee benefits | $439,000 | 10,249 |
| Premises and equipment expense | $89,000 | 10,821 |
| Additional noninterest expense | $339,000 | 9,968 |
| Pre-tax net operating income | $849,000 | 6,576 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $312,000 | 5,925 |
| Income before extraordinary items | $538,000 | 7,244 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $538,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $350,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $537,360 | 6,993 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 8,783 |
| Total interest expense | $1,648,000 | 8,054 |
| Net interest income | $1,461,000 | 9,407 |
| Provision for loan and lease losses | $7,000 | 11,393 |
| Total noninterest income | $143,000 | 10,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $792,000 | 11,042 |
| Salaries and employee benefits | $389,000 | 10,995 |
| Premises and equipment expense | $89,000 | 11,144 |
| Additional noninterest expense | $314,000 | 10,627 |
| Pre-tax net operating income | $805,000 | 6,540 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $294,000 | 6,016 |
| Income before extraordinary items | $523,000 | 7,145 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $523,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 12,654 |
| Cash dividends | $215,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $515,320 | 6,824 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.