Home > St. Bernard Bank & Trust Co. > Income and Expense
St. Bernard Bank & Trust Co., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,735,000 | 2,142 |
| Total interest expense | $7,607,000 | 2,060 |
| Net interest income | $8,128,000 | 2,214 |
| Provision for loan and lease losses | $-95,000 | 11,697 |
| Total noninterest income | $1,174,000 | 2,769 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,017,000 | 1,331 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $157,000 | 5,854 |
| Total noninterest expense | $5,709,000 | 2,385 |
| Salaries and employee benefits | $3,447,000 | 1,922 |
| Premises and equipment expense | $1,114,000 | 1,811 |
| Additional noninterest expense | $1,148,000 | 3,899 |
| Pre-tax net operating income | $3,688,000 | 1,995 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,168,000 | 2,074 |
| Income before extraordinary items | $2,520,000 | 2,001 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,520,000 | 1,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 11,703 |
| Cash dividends | $3,825,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,520,000 | 1,976 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,373,000 | 2,015 |
| Total interest expense | $6,852,000 | 1,833 |
| Net interest income | $8,521,000 | 2,110 |
| Provision for loan and lease losses | $-95,000 | 12,126 |
| Total noninterest income | $1,206,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,034,000 | 1,299 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $172,000 | 5,782 |
| Total noninterest expense | $5,375,000 | 2,589 |
| Salaries and employee benefits | $2,776,000 | 2,414 |
| Premises and equipment expense | $1,123,000 | 1,826 |
| Additional noninterest expense | $1,476,000 | 3,356 |
| Pre-tax net operating income | $4,447,000 | 1,609 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,496,000 | 1,560 |
| Income before extraordinary items | $2,951,000 | 1,657 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,951,000 | 1,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 12,205 |
| Cash dividends | $3,718,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,951,000 | 1,663 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,503,000 | 1,897 |
| Total interest expense | $6,819,000 | 1,905 |
| Net interest income | $9,684,000 | 1,860 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $1,175,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,025,000 | 1,322 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $150,000 | 6,564 |
| Total noninterest expense | $5,346,000 | 2,676 |
| Salaries and employee benefits | $2,841,000 | 2,347 |
| Premises and equipment expense | $1,037,000 | 1,983 |
| Additional noninterest expense | $1,468,000 | 3,570 |
| Pre-tax net operating income | $5,504,000 | 1,264 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,814,000 | 1,314 |
| Income before extraordinary items | $3,690,000 | 1,377 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,690,000 | 1,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $3,028,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,690,000 | 1,293 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,089,000 | 1,965 |
| Total interest expense | $9,161,000 | 1,849 |
| Net interest income | $8,928,000 | 2,046 |
| Provision for loan and lease losses | $210,000 | 5,090 |
| Total noninterest income | $1,309,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $999,000 | 1,335 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $310,000 | 4,337 |
| Total noninterest expense | $4,940,000 | 2,894 |
| Salaries and employee benefits | $2,304,000 | 2,818 |
| Premises and equipment expense | $912,000 | 2,279 |
| Additional noninterest expense | $1,724,000 | 3,172 |
| Pre-tax net operating income | $5,087,000 | 1,250 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,693,000 | 1,315 |
| Income before extraordinary items | $3,394,000 | 1,373 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,394,000 | 1,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 4,083 |
| Cash dividends | $128,000 | 6,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,394,000 | 1,269 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.