Home > St. Bernard Bank & Trust Co. > Assets and Liabilities
St. Bernard Bank & Trust Co., Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 124 | 1,557 |
| Assets and Liabilities | ||
| Total Assets: | $259,645,000 | 1,810 |
| Cash and due from depository institutions | $17,354,000 | 1,557 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $191,993,000 | 699 |
| Federal funds sold & reverse repurchase agreements | $15,400,000 | 921 |
| Net loans & leases | $28,959,000 | 7,142 |
| Loan loss allowance | $291,000 | 8,203 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,362,000 | 3,189 |
| Other real estate owned | $47,000 | 1,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,530,000 | 2,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $259,645,000 | 1,810 |
| Total liabilities | $238,586,000 | 1,781 |
| Total deposits | $233,917,000 | 1,670 |
| Interest-bearing deposits | $208,178,000 | 1,622 |
| Deposits held in domestic offices | $233,917,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,669,000 | 1,091 |
| Total equity capital | $21,059,000 | 2,113 |
| Total bank equity capital | $21,059,000 | 2,113 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $375,000 | 6,435 |
| Surplus | $1,625,000 | 6,251 |
| Undivided profits | $19,059,000 | 1,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $217,000 | 8,473 |
| Earning assets | $236,352,000 | 1,822 |
| Long-term assets (5+ years) | $16,101,000 | 2,925 |
| Average Assets, year-to-date | $256,722,400 | 1,767 |
| Average Assets, quarterly | $257,297,500 | 1,810 |
| Volatile liabilities | $16,735,000 | 3,054 |
| Insider loans | $457,000 | 5,913 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $792,000 | 9,413 |
| Tier 1 (core) risk-based capital | $21,059,000 | 2,029 |
| Tier 2 risk-based capital | $291,000 | 7,458 |
| Total risk weighted assets | $50,783,900 | 4,976 |
| Total unused commitments | $792,000 | 9,421 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 115 | 1,732 |
| Assets and Liabilities | ||
| Total Assets: | $262,297,000 | 1,757 |
| Cash and due from depository institutions | $12,594,000 | 1,732 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $205,572,000 | 675 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 796 |
| Net loans & leases | $26,291,000 | 7,608 |
| Loan loss allowance | $291,000 | 8,527 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,019,000 | 3,625 |
| Other real estate owned | $52,000 | 1,732 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,869,000 | 2,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,297,000 | 1,757 |
| Total liabilities | $239,933,000 | 1,756 |
| Total deposits | $235,034,000 | 1,615 |
| Interest-bearing deposits | $212,680,000 | 1,570 |
| Deposits held in domestic offices | $235,034,000 | 1,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,899,000 | 928 |
| Total equity capital | $22,364,000 | 1,850 |
| Total bank equity capital | $22,364,000 | 1,850 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $375,000 | 6,804 |
| Surplus | $928,000 | 8,394 |
| Undivided profits | $21,061,000 | 1,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 10,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $172,000 | 9,154 |
| Earning assets | $243,763,000 | 1,727 |
| Long-term assets (5+ years) | $28,899,000 | 1,886 |
| Average Assets, year-to-date | $267,502,000 | 1,676 |
| Average Assets, quarterly | $260,793,500 | 1,751 |
| Volatile liabilities | $10,159,000 | 4,289 |
| Insider loans | $459,000 | 5,946 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,482,000 | 8,272 |
| Tier 1 (core) risk-based capital | $22,364,000 | 1,858 |
| Tier 2 risk-based capital | $291,000 | 7,635 |
| Total risk weighted assets | $49,396,400 | 4,996 |
| Total unused commitments | $1,482,000 | 8,282 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 109 | 1,922 |
| Assets and Liabilities | ||
| Total Assets: | $277,863,000 | 1,680 |
| Cash and due from depository institutions | $12,347,000 | 1,922 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $220,179,000 | 671 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 864 |
| Net loans & leases | $25,518,000 | 7,715 |
| Loan loss allowance | $291,000 | 8,796 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,650,000 | 4,305 |
| Other real estate owned | $2,000 | 1,922 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,167,000 | 2,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,863,000 | 1,680 |
| Total liabilities | $254,732,000 | 1,682 |
| Total deposits | $250,511,000 | 1,585 |
| Interest-bearing deposits | $230,807,000 | 1,497 |
| Deposits held in domestic offices | $250,511,000 | 1,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,221,000 | 1,071 |
| Total equity capital | $23,131,000 | 1,767 |
| Total bank equity capital | $23,131,000 | 1,767 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $375,000 | 7,137 |
| Surplus | $928,000 | 8,602 |
| Undivided profits | $21,828,000 | 1,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 8,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $178,000 | 8,705 |
| Earning assets | $260,697,000 | 1,639 |
| Long-term assets (5+ years) | $27,863,000 | 2,021 |
| Average Assets, year-to-date | $271,142,400 | 1,681 |
| Average Assets, quarterly | $270,136,500 | 1,707 |
| Volatile liabilities | $12,816,000 | 3,396 |
| Insider loans | $589,000 | 5,226 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $291,000 | 11,187 |
| Tier 1 (core) risk-based capital | $23,131,000 | 1,714 |
| Tier 2 risk-based capital | $291,000 | 7,733 |
| Total risk weighted assets | $50,260,800 | 4,867 |
| Total unused commitments | $291,000 | 11,196 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 107 | 2,026 |
| Assets and Liabilities | ||
| Total Assets: | $277,333,000 | 1,735 |
| Cash and due from depository institutions | $15,075,000 | 2,026 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $224,136,000 | 632 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,839 |
| Net loans & leases | $27,188,000 | 7,511 |
| Loan loss allowance | $291,000 | 8,961 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,655,000 | 4,275 |
| Other real estate owned | $169,000 | 2,026 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,310,000 | 2,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,333,000 | 1,735 |
| Total liabilities | $254,864,000 | 1,748 |
| Total deposits | $253,708,000 | 1,648 |
| Interest-bearing deposits | $235,250,000 | 1,542 |
| Deposits held in domestic offices | $253,708,000 | 1,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,156,000 | 2,933 |
| Total equity capital | $22,469,000 | 1,728 |
| Total bank equity capital | $22,469,000 | 1,728 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $375,000 | 7,514 |
| Surplus | $928,000 | 8,679 |
| Undivided profits | $21,166,000 | 1,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 12,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $210,000 | 8,430 |
| Earning assets | $257,124,000 | 1,719 |
| Long-term assets (5+ years) | $26,177,000 | 2,106 |
| Average Assets, year-to-date | $273,067,800 | 1,719 |
| Average Assets, quarterly | $273,555,500 | 1,745 |
| Volatile liabilities | $13,352,000 | 3,275 |
| Insider loans | $274,000 | 3,125 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $117,000 | 12,046 |
| Tier 1 (core) risk-based capital | $22,469,000 | 1,691 |
| Tier 2 risk-based capital | $291,000 | 7,756 |
| Total risk weighted assets | $47,363,400 | 5,168 |
| Total unused commitments | $117,000 | 12,058 |
| Derivatives | $0 | 651 |