Home > Square 1 Bank > Income and Expense
Square 1 Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $95,336,000 | 243 |
| Total interest expense | $605,000 | 2,848 |
| Net interest income | $94,731,000 | 222 |
| Provision for loan and lease losses | $13,769,000 | 93 |
| Total noninterest income | $20,056,000 | 337 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $3,901,000 | 291 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,155,000 | 298 |
| Total noninterest expense | $57,335,000 | 314 |
| Salaries and employee benefits | $38,565,000 | 247 |
| Premises and equipment expense | $4,708,000 | 425 |
| Additional noninterest expense | $14,062,000 | 391 |
| Pre-tax net operating income | $43,683,000 | 226 |
| Securities gains (losses) | $1,157,000 | 158 |
| Applicable income taxes | $11,835,000 | 248 |
| Income before extraordinary items | $33,005,000 | 230 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,005,000 | 230 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $33,005,000 | 230 |
| Net charge-offs | $7,436,000 | 116 |
| Cash dividends | $1,000,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $3,490,000 | 74 |
| Net operating income | $32,148,820 | 234 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $61,068,000 | 253 |
| Total interest expense | $448,000 | 2,658 |
| Net interest income | $60,620,000 | 233 |
| Provision for loan and lease losses | $9,205,000 | 93 |
| Total noninterest income | $12,875,000 | 354 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $2,575,000 | 289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,300,000 | 303 |
| Total noninterest expense | $36,950,000 | 326 |
| Salaries and employee benefits | $24,557,000 | 263 |
| Premises and equipment expense | $3,037,000 | 436 |
| Additional noninterest expense | $9,356,000 | 391 |
| Pre-tax net operating income | $27,340,000 | 235 |
| Securities gains (losses) | $821,000 | 173 |
| Applicable income taxes | $8,844,000 | 234 |
| Income before extraordinary items | $19,317,000 | 255 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $19,317,000 | 255 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $19,317,000 | 255 |
| Net charge-offs | $7,073,000 | 93 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $2,738,000 | 68 |
| Net operating income | $18,750,510 | 255 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $29,429,000 | 258 |
| Total interest expense | $256,000 | 2,442 |
| Net interest income | $29,173,000 | 238 |
| Provision for loan and lease losses | $5,447,000 | 81 |
| Total noninterest income | $6,479,000 | 341 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $1,254,000 | 291 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,225,000 | 291 |
| Total noninterest expense | $17,727,000 | 339 |
| Salaries and employee benefits | $12,107,000 | 265 |
| Premises and equipment expense | $1,511,000 | 444 |
| Additional noninterest expense | $4,109,000 | 425 |
| Pre-tax net operating income | $12,478,000 | 244 |
| Securities gains (losses) | $-204,000 | 6,392 |
| Applicable income taxes | $3,602,000 | 256 |
| Income before extraordinary items | $8,672,000 | 256 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $8,672,000 | 256 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $8,672,000 | 256 |
| Net charge-offs | $3,613,000 | 96 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $1,791,000 | 59 |
| Net operating income | $8,816,840 | 251 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $104,665,000 | 270 |
| Total interest expense | $591,000 | 3,670 |
| Net interest income | $104,074,000 | 254 |
| Provision for loan and lease losses | $12,614,000 | 111 |
| Total noninterest income | $24,892,000 | 327 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $4,518,000 | 335 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $20,374,000 | 268 |
| Total noninterest expense | $65,661,000 | 345 |
| Salaries and employee benefits | $43,678,000 | 275 |
| Premises and equipment expense | $5,780,000 | 449 |
| Additional noninterest expense | $16,203,000 | 433 |
| Pre-tax net operating income | $50,691,000 | 228 |
| Securities gains (losses) | $-255,000 | 6,420 |
| Applicable income taxes | $15,918,000 | 228 |
| Income before extraordinary items | $34,518,000 | 252 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $34,518,000 | 250 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $34,518,000 | 251 |
| Net charge-offs | $8,087,000 | 157 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $1,631,000 | 157 |
| Net operating income | $34,691,400 | 249 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $74,894,000 | 280 |
| Total interest expense | $426,000 | 3,803 |
| Net interest income | $74,468,000 | 263 |
| Provision for loan and lease losses | $8,614,000 | 116 |
| Total noninterest income | $18,026,000 | 327 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $3,334,000 | 336 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $14,692,000 | 271 |
| Total noninterest expense | $48,229,000 | 349 |
| Salaries and employee benefits | $32,135,000 | 278 |
| Premises and equipment expense | $4,186,000 | 463 |
| Additional noninterest expense | $11,908,000 | 436 |
| Pre-tax net operating income | $35,651,000 | 243 |
| Securities gains (losses) | $-231,000 | 6,506 |
| Applicable income taxes | $10,887,000 | 245 |
| Income before extraordinary items | $24,533,000 | 253 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,533,000 | 252 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $24,533,000 | 253 |
| Net charge-offs | $4,176,000 | 207 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $2,311,000 | 99 |
| Net operating income | $24,692,390 | 249 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $47,916,000 | 282 |
| Total interest expense | $276,000 | 3,918 |
| Net interest income | $47,640,000 | 266 |
| Provision for loan and lease losses | $6,114,000 | 114 |
| Total noninterest income | $12,263,000 | 323 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $2,188,000 | 332 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $10,075,000 | 261 |
| Total noninterest expense | $31,630,000 | 358 |
| Salaries and employee benefits | $21,345,000 | 270 |
| Premises and equipment expense | $2,772,000 | 470 |
| Additional noninterest expense | $7,513,000 | 463 |
| Pre-tax net operating income | $22,159,000 | 242 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $6,698,000 | 251 |
| Income before extraordinary items | $15,466,000 | 258 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $15,466,000 | 257 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $15,466,000 | 258 |
| Net charge-offs | $2,936,000 | 209 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $1,667,000 | 86 |
| Net operating income | $15,462,500 | 255 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $22,821,000 | 295 |
| Total interest expense | $134,000 | 4,033 |
| Net interest income | $22,687,000 | 276 |
| Provision for loan and lease losses | $2,964,000 | 121 |
| Total noninterest income | $7,036,000 | 285 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $1,065,000 | 334 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $5,971,000 | 226 |
| Total noninterest expense | $15,311,000 | 369 |
| Salaries and employee benefits | $10,623,000 | 270 |
| Premises and equipment expense | $1,389,000 | 480 |
| Additional noninterest expense | $3,299,000 | 509 |
| Pre-tax net operating income | $11,448,000 | 236 |
| Securities gains (losses) | $-33,000 | 6,549 |
| Applicable income taxes | $3,371,000 | 244 |
| Income before extraordinary items | $8,044,000 | 248 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,044,000 | 248 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $8,044,000 | 248 |
| Net charge-offs | $2,248,000 | 155 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $976,000 | 66 |
| Net operating income | $8,067,100 | 244 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $77,738,000 | 336 |
| Total interest expense | $697,000 | 3,758 |
| Net interest income | $77,041,000 | 304 |
| Provision for loan and lease losses | $13,300,000 | 129 |
| Total noninterest income | $24,929,000 | 338 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $4,056,000 | 367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,873,000 | 279 |
| Total noninterest expense | $54,312,000 | 411 |
| Salaries and employee benefits | $35,149,000 | 326 |
| Premises and equipment expense | $4,996,000 | 493 |
| Additional noninterest expense | $14,167,000 | 505 |
| Pre-tax net operating income | $34,358,000 | 284 |
| Securities gains (losses) | $-24,000 | 6,357 |
| Applicable income taxes | $10,756,000 | 259 |
| Income before extraordinary items | $23,578,000 | 313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $23,578,000 | 313 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $23,578,000 | 313 |
| Net charge-offs | $8,765,000 | 208 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $1,545,000 | 173 |
| Net operating income | $23,594,560 | 311 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $55,133,000 | 360 |
| Total interest expense | $506,000 | 3,915 |
| Net interest income | $54,627,000 | 322 |
| Provision for loan and lease losses | $9,340,000 | 129 |
| Total noninterest income | $17,806,000 | 366 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $3,010,000 | 374 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,796,000 | 302 |
| Total noninterest expense | $39,444,000 | 422 |
| Salaries and employee benefits | $25,580,000 | 336 |
| Premises and equipment expense | $3,662,000 | 504 |
| Additional noninterest expense | $10,202,000 | 510 |
| Pre-tax net operating income | $23,649,000 | 309 |
| Securities gains (losses) | $171,000 | 891 |
| Applicable income taxes | $7,601,000 | 283 |
| Income before extraordinary items | $16,219,000 | 347 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $16,219,000 | 348 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $16,219,000 | 348 |
| Net charge-offs | $5,090,000 | 263 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,047,000 | 156 |
| Net operating income | $16,102,720 | 340 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $35,099,000 | 370 |
| Total interest expense | $319,000 | 4,104 |
| Net interest income | $34,780,000 | 332 |
| Provision for loan and lease losses | $6,490,000 | 128 |
| Total noninterest income | $11,512,000 | 379 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,945,000 | 374 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,567,000 | 316 |
| Total noninterest expense | $25,946,000 | 423 |
| Salaries and employee benefits | $16,965,000 | 337 |
| Premises and equipment expense | $2,434,000 | 503 |
| Additional noninterest expense | $6,547,000 | 534 |
| Pre-tax net operating income | $13,856,000 | 337 |
| Securities gains (losses) | $105,000 | 1,081 |
| Applicable income taxes | $4,424,000 | 306 |
| Income before extraordinary items | $9,537,000 | 366 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $9,537,000 | 368 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $9,537,000 | 368 |
| Net charge-offs | $2,116,000 | 424 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $677,000 | 143 |
| Net operating income | $9,465,600 | 359 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $17,056,000 | 380 |
| Total interest expense | $146,000 | 4,373 |
| Net interest income | $16,910,000 | 341 |
| Provision for loan and lease losses | $2,760,000 | 159 |
| Total noninterest income | $4,352,000 | 473 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $942,000 | 377 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,410,000 | 403 |
| Total noninterest expense | $12,752,000 | 431 |
| Salaries and employee benefits | $8,364,000 | 346 |
| Premises and equipment expense | $1,195,000 | 520 |
| Additional noninterest expense | $3,193,000 | 553 |
| Pre-tax net operating income | $5,750,000 | 389 |
| Securities gains (losses) | $-302,000 | 6,997 |
| Applicable income taxes | $1,775,000 | 372 |
| Income before extraordinary items | $3,673,000 | 459 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,673,000 | 458 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,673,000 | 460 |
| Net charge-offs | $-190,000 | 6,906 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $353,000 | 113 |
| Net operating income | $3,875,340 | 420 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $67,746,000 | 394 |
| Total interest expense | $499,000 | 5,121 |
| Net interest income | $67,247,000 | 351 |
| Provision for loan and lease losses | $9,371,000 | 293 |
| Total noninterest income | $15,276,000 | 497 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,588,000 | 410 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $11,688,000 | 442 |
| Total noninterest expense | $48,446,000 | 455 |
| Salaries and employee benefits | $29,783,000 | 371 |
| Premises and equipment expense | $4,933,000 | 484 |
| Additional noninterest expense | $13,730,000 | 543 |
| Pre-tax net operating income | $24,706,000 | 365 |
| Securities gains (losses) | $-358,000 | 6,993 |
| Applicable income taxes | $8,073,000 | 326 |
| Income before extraordinary items | $16,275,000 | 422 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,275,000 | 421 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $16,275,000 | 421 |
| Net charge-offs | $7,160,000 | 420 |
| Cash dividends | $1,200,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $1,299,000 | 194 |
| Net operating income | $16,514,860 | 399 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $49,295,000 | 406 |
| Total interest expense | $371,000 | 5,264 |
| Net interest income | $48,924,000 | 362 |
| Provision for loan and lease losses | $7,050,000 | 305 |
| Total noninterest income | $12,302,000 | 472 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,685,000 | 415 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,617,000 | 412 |
| Total noninterest expense | $35,710,000 | 457 |
| Salaries and employee benefits | $21,625,000 | 383 |
| Premises and equipment expense | $3,747,000 | 484 |
| Additional noninterest expense | $10,338,000 | 542 |
| Pre-tax net operating income | $18,466,000 | 365 |
| Securities gains (losses) | $28,000 | 2,738 |
| Applicable income taxes | $6,174,000 | 323 |
| Income before extraordinary items | $12,320,000 | 428 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $12,320,000 | 427 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $12,320,000 | 427 |
| Net charge-offs | $2,558,000 | 761 |
| Cash dividends | $1,200,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $595,000 | 214 |
| Net operating income | $12,301,240 | 406 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $32,845,000 | 412 |
| Total interest expense | $247,000 | 5,363 |
| Net interest income | $32,598,000 | 363 |
| Provision for loan and lease losses | $5,000,000 | 295 |
| Total noninterest income | $8,267,000 | 462 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,834,000 | 410 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,433,000 | 394 |
| Total noninterest expense | $24,127,000 | 450 |
| Salaries and employee benefits | $14,351,000 | 382 |
| Premises and equipment expense | $2,491,000 | 485 |
| Additional noninterest expense | $7,285,000 | 503 |
| Pre-tax net operating income | $11,738,000 | 373 |
| Securities gains (losses) | $238,000 | 995 |
| Applicable income taxes | $4,325,000 | 312 |
| Income before extraordinary items | $7,651,000 | 435 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $7,651,000 | 434 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,651,000 | 434 |
| Net charge-offs | $2,100,000 | 664 |
| Cash dividends | $1,200,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $394,000 | 197 |
| Net operating income | $7,498,680 | 428 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $16,014,000 | 423 |
| Total interest expense | $113,000 | 5,653 |
| Net interest income | $15,901,000 | 370 |
| Provision for loan and lease losses | $2,500,000 | 290 |
| Total noninterest income | $3,671,000 | 494 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $862,000 | 422 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,809,000 | 437 |
| Total noninterest expense | $11,747,000 | 450 |
| Salaries and employee benefits | $6,976,000 | 386 |
| Premises and equipment expense | $1,173,000 | 510 |
| Additional noninterest expense | $3,598,000 | 503 |
| Pre-tax net operating income | $5,325,000 | 403 |
| Securities gains (losses) | $-168,000 | 7,227 |
| Applicable income taxes | $1,854,000 | 341 |
| Income before extraordinary items | $3,303,000 | 487 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,303,000 | 488 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,303,000 | 488 |
| Net charge-offs | $1,396,000 | 536 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $196,000 | 166 |
| Net operating income | $3,410,520 | 459 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $60,849,000 | 451 |
| Total interest expense | $860,000 | 4,763 |
| Net interest income | $59,989,000 | 371 |
| Provision for loan and lease losses | $7,300,000 | 571 |
| Total noninterest income | $12,301,000 | 531 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,050,000 | 495 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $9,251,000 | 451 |
| Total noninterest expense | $45,874,000 | 451 |
| Salaries and employee benefits | $26,392,000 | 387 |
| Premises and equipment expense | $4,832,000 | 514 |
| Additional noninterest expense | $14,650,000 | 513 |
| Pre-tax net operating income | $19,116,000 | 381 |
| Securities gains (losses) | $-8,956,000 | 7,341 |
| Applicable income taxes | $4,303,000 | 448 |
| Income before extraordinary items | $5,857,000 | 853 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,857,000 | 853 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,857,000 | 853 |
| Net charge-offs | $4,865,000 | 814 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $705,000 | 370 |
| Net operating income | $11,588,840 | 464 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $44,157,000 | 467 |
| Total interest expense | $720,000 | 4,612 |
| Net interest income | $43,437,000 | 384 |
| Provision for loan and lease losses | $5,200,000 | 596 |
| Total noninterest income | $9,405,000 | 525 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,253,000 | 508 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $7,152,000 | 448 |
| Total noninterest expense | $34,042,000 | 451 |
| Salaries and employee benefits | $19,754,000 | 385 |
| Premises and equipment expense | $3,629,000 | 522 |
| Additional noninterest expense | $10,659,000 | 519 |
| Pre-tax net operating income | $13,600,000 | 398 |
| Securities gains (losses) | $-6,990,000 | 7,423 |
| Applicable income taxes | $2,938,000 | 480 |
| Income before extraordinary items | $3,672,000 | 1,052 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,672,000 | 1,052 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,672,000 | 1,052 |
| Net charge-offs | $2,256,000 | 1,129 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $523,000 | 338 |
| Net operating income | $8,145,600 | 491 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $29,188,000 | 477 |
| Total interest expense | $520,000 | 4,524 |
| Net interest income | $28,668,000 | 390 |
| Provision for loan and lease losses | $3,700,000 | 570 |
| Total noninterest income | $4,429,000 | 680 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,426,000 | 523 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,003,000 | 619 |
| Total noninterest expense | $22,421,000 | 462 |
| Salaries and employee benefits | $12,510,000 | 402 |
| Premises and equipment expense | $2,481,000 | 510 |
| Additional noninterest expense | $7,430,000 | 510 |
| Pre-tax net operating income | $6,976,000 | 486 |
| Securities gains (losses) | $-2,411,000 | 7,492 |
| Applicable income taxes | $1,731,000 | 510 |
| Income before extraordinary items | $2,834,000 | 873 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,834,000 | 873 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,834,000 | 873 |
| Net charge-offs | $744,000 | 1,745 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $330,000 | 266 |
| Net operating income | $4,377,040 | 583 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $14,010,000 | 502 |
| Total interest expense | $298,000 | 4,313 |
| Net interest income | $13,712,000 | 407 |
| Provision for loan and lease losses | $1,900,000 | 540 |
| Total noninterest income | $2,157,000 | 692 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $652,000 | 556 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,505,000 | 626 |
| Total noninterest expense | $10,947,000 | 479 |
| Salaries and employee benefits | $5,893,000 | 424 |
| Premises and equipment expense | $1,291,000 | 504 |
| Additional noninterest expense | $3,763,000 | 501 |
| Pre-tax net operating income | $3,022,000 | 550 |
| Securities gains (losses) | $-623,000 | 7,529 |
| Applicable income taxes | $873,000 | 501 |
| Income before extraordinary items | $1,526,000 | 818 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,526,000 | 817 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,526,000 | 818 |
| Net charge-offs | $744,000 | 1,035 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 225 |
| Net operating income | $1,924,720 | 666 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $52,099,000 | 564 |
| Total interest expense | $1,255,000 | 4,703 |
| Net interest income | $50,844,000 | 439 |
| Provision for loan and lease losses | $5,050,000 | 1,139 |
| Total noninterest income | $7,981,000 | 751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,273,000 | 658 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,708,000 | 670 |
| Total noninterest expense | $41,971,000 | 501 |
| Salaries and employee benefits | $23,181,000 | 420 |
| Premises and equipment expense | $4,784,000 | 532 |
| Additional noninterest expense | $14,006,000 | 550 |
| Pre-tax net operating income | $11,804,000 | 467 |
| Securities gains (losses) | $-30,410,000 | 7,644 |
| Applicable income taxes | $-6,764,000 | 7,604 |
| Income before extraordinary items | $-11,842,000 | 7,417 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,842,000 | 7,417 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-11,842,000 | 7,417 |
| Net charge-offs | $5,198,000 | 978 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $960,000 | 373 |
| Net operating income | $7,620,400 | 562 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $38,990,000 | 572 |
| Total interest expense | $908,000 | 4,955 |
| Net interest income | $38,082,000 | 435 |
| Provision for loan and lease losses | $3,150,000 | 1,223 |
| Total noninterest income | $6,490,000 | 688 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,672,000 | 682 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,818,000 | 583 |
| Total noninterest expense | $30,873,000 | 500 |
| Salaries and employee benefits | $17,440,000 | 415 |
| Premises and equipment expense | $3,585,000 | 534 |
| Additional noninterest expense | $9,848,000 | 558 |
| Pre-tax net operating income | $10,549,000 | 404 |
| Securities gains (losses) | $-30,276,000 | 7,754 |
| Applicable income taxes | $-7,193,000 | 7,716 |
| Income before extraordinary items | $-12,534,000 | 7,614 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-12,534,000 | 7,613 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-12,534,000 | 7,614 |
| Net charge-offs | $4,264,000 | 877 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $477,000 | 379 |
| Net operating income | $6,842,640 | 474 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $25,620,000 | 583 |
| Total interest expense | $585,000 | 5,127 |
| Net interest income | $25,035,000 | 441 |
| Provision for loan and lease losses | $2,250,000 | 1,177 |
| Total noninterest income | $3,883,000 | 744 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,063,000 | 725 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,820,000 | 622 |
| Total noninterest expense | $21,000,000 | 487 |
| Salaries and employee benefits | $11,421,000 | 419 |
| Premises and equipment expense | $2,413,000 | 530 |
| Additional noninterest expense | $7,166,000 | 514 |
| Pre-tax net operating income | $5,668,000 | 483 |
| Securities gains (losses) | $-26,442,000 | 7,824 |
| Applicable income taxes | $-7,564,000 | 7,788 |
| Income before extraordinary items | $-13,210,000 | 7,717 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-13,210,000 | 7,717 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-13,210,000 | 7,717 |
| Net charge-offs | $2,064,000 | 1,102 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $324,000 | 319 |
| Net operating income | $3,712,880 | 577 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $12,173,000 | 635 |
| Total interest expense | $297,000 | 5,222 |
| Net interest income | $11,876,000 | 468 |
| Provision for loan and lease losses | $950,000 | 1,212 |
| Total noninterest income | $3,248,000 | 497 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $519,000 | 747 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,729,000 | 393 |
| Total noninterest expense | $10,334,000 | 495 |
| Salaries and employee benefits | $5,756,000 | 422 |
| Premises and equipment expense | $1,179,000 | 565 |
| Additional noninterest expense | $3,399,000 | 539 |
| Pre-tax net operating income | $3,840,000 | 354 |
| Securities gains (losses) | $-1,709,000 | 7,891 |
| Applicable income taxes | $776,000 | 469 |
| Income before extraordinary items | $1,355,000 | 812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,355,000 | 816 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,355,000 | 816 |
| Net charge-offs | $625,000 | 1,417 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 238 |
| Net operating income | $2,448,760 | 432 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $46,422,000 | 710 |
| Total interest expense | $2,322,000 | 4,076 |
| Net interest income | $44,100,000 | 490 |
| Provision for loan and lease losses | $9,273,000 | 932 |
| Total noninterest income | $14,118,000 | 496 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,439,000 | 1,198 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $12,679,000 | 383 |
| Total noninterest expense | $37,027,000 | 574 |
| Salaries and employee benefits | $18,782,000 | 519 |
| Premises and equipment expense | $4,497,000 | 588 |
| Additional noninterest expense | $13,748,000 | 590 |
| Pre-tax net operating income | $11,918,000 | 352 |
| Securities gains (losses) | $-3,432,000 | 7,860 |
| Applicable income taxes | $5,167,000 | 259 |
| Income before extraordinary items | $3,319,000 | 1,017 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,319,000 | 1,015 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,319,000 | 1,016 |
| Net charge-offs | $7,933,000 | 819 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $690,000 | 486 |
| Net operating income | $5,515,480 | 610 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $35,459,000 | 720 |
| Total interest expense | $1,941,000 | 3,928 |
| Net interest income | $33,518,000 | 486 |
| Provision for loan and lease losses | $7,323,000 | 792 |
| Total noninterest income | $6,028,000 | 757 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $928,000 | 1,400 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,100,000 | 583 |
| Total noninterest expense | $27,986,000 | 569 |
| Salaries and employee benefits | $14,169,000 | 522 |
| Premises and equipment expense | $3,440,000 | 586 |
| Additional noninterest expense | $10,377,000 | 566 |
| Pre-tax net operating income | $4,237,000 | 800 |
| Securities gains (losses) | $-1,510,000 | 7,899 |
| Applicable income taxes | $1,358,000 | 655 |
| Income before extraordinary items | $1,369,000 | 1,942 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,369,000 | 1,941 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,369,000 | 1,942 |
| Net charge-offs | $6,314,000 | 697 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $641,000 | 394 |
| Net operating income | $2,335,400 | 1,140 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,244,000 | 712 |
| Total interest expense | $1,465,000 | 3,737 |
| Net interest income | $22,779,000 | 480 |
| Provision for loan and lease losses | $4,050,000 | 883 |
| Total noninterest income | $4,236,000 | 741 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $495,000 | 1,683 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,741,000 | 543 |
| Total noninterest expense | $23,894,000 | 461 |
| Salaries and employee benefits | $9,637,000 | 525 |
| Premises and equipment expense | $2,312,000 | 596 |
| Additional noninterest expense | $11,945,000 | 387 |
| Pre-tax net operating income | $-929,000 | 6,977 |
| Securities gains (losses) | $9,745,000 | 54 |
| Applicable income taxes | $3,692,000 | 214 |
| Income before extraordinary items | $5,124,000 | 343 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,124,000 | 341 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $5,124,000 | 342 |
| Net charge-offs | $3,548,000 | 741 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $438,000 | 364 |
| Net operating income | $-1,112,800 | 7,181 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,117,000 | 714 |
| Total interest expense | $807,000 | 3,592 |
| Net interest income | $11,310,000 | 478 |
| Provision for loan and lease losses | $2,100,000 | 729 |
| Total noninterest income | $2,484,000 | 637 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $235,000 | 1,715 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,249,000 | 462 |
| Total noninterest expense | $9,582,000 | 538 |
| Salaries and employee benefits | $5,133,000 | 493 |
| Premises and equipment expense | $1,231,000 | 572 |
| Additional noninterest expense | $3,218,000 | 552 |
| Pre-tax net operating income | $2,112,000 | 576 |
| Securities gains (losses) | $6,791,000 | 52 |
| Applicable income taxes | $3,630,000 | 131 |
| Income before extraordinary items | $5,273,000 | 204 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,273,000 | 204 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $5,273,000 | 205 |
| Net charge-offs | $1,403,000 | 773 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $283,000 | 242 |
| Net operating income | $926,760 | 1,101 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $59,071,000 | 629 |
| Total interest expense | $11,719,000 | 1,393 |
| Net interest income | $47,352,000 | 471 |
| Provision for loan and lease losses | $7,653,000 | 737 |
| Total noninterest income | $5,766,000 | 939 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $580,000 | 2,708 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,186,000 | 637 |
| Total noninterest expense | $34,098,000 | 582 |
| Salaries and employee benefits | $17,684,000 | 544 |
| Premises and equipment expense | $4,653,000 | 595 |
| Additional noninterest expense | $11,761,000 | 595 |
| Pre-tax net operating income | $11,367,000 | 473 |
| Securities gains (losses) | $-40,055,000 | 8,253 |
| Applicable income taxes | $-11,472,000 | 8,190 |
| Income before extraordinary items | $-17,216,000 | 8,075 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-17,216,000 | 8,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,115,000 | 678 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $612,000 | 508 |
| Net operating income | $8,419,200 | 482 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $44,729,000 | 645 |
| Total interest expense | $10,134,000 | 1,247 |
| Net interest income | $34,595,000 | 493 |
| Provision for loan and lease losses | $2,939,000 | 916 |
| Total noninterest income | $4,144,000 | 1,016 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $433,000 | 2,736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,711,000 | 704 |
| Total noninterest expense | $25,425,000 | 577 |
| Salaries and employee benefits | $13,548,000 | 547 |
| Premises and equipment expense | $3,469,000 | 599 |
| Additional noninterest expense | $8,408,000 | 580 |
| Pre-tax net operating income | $10,375,000 | 492 |
| Securities gains (losses) | $-12,820,000 | 8,296 |
| Applicable income taxes | $-873,000 | 8,012 |
| Income before extraordinary items | $-1,572,000 | 7,733 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,572,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,099,000 | 1,226 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $489,000 | 387 |
| Net operating income | $6,632,800 | 575 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $29,175,000 | 666 |
| Total interest expense | $7,306,000 | 1,201 |
| Net interest income | $21,869,000 | 513 |
| Provision for loan and lease losses | $1,988,000 | 800 |
| Total noninterest income | $2,605,000 | 1,075 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $301,000 | 2,636 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,304,000 | 765 |
| Total noninterest expense | $16,267,000 | 600 |
| Salaries and employee benefits | $8,224,000 | 603 |
| Premises and equipment expense | $2,261,000 | 606 |
| Additional noninterest expense | $5,782,000 | 552 |
| Pre-tax net operating income | $6,219,000 | 563 |
| Securities gains (losses) | $-480,000 | 8,338 |
| Applicable income taxes | $2,353,000 | 455 |
| Income before extraordinary items | $3,386,000 | 813 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,386,000 | 812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 1,228 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $314,000 | 330 |
| Net operating income | $3,693,200 | 721 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,762,000 | 676 |
| Total interest expense | $4,667,000 | 991 |
| Net interest income | $10,095,000 | 551 |
| Provision for loan and lease losses | $891,000 | 681 |
| Total noninterest income | $1,101,000 | 1,234 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $150,000 | 2,617 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $951,000 | 889 |
| Total noninterest expense | $7,489,000 | 643 |
| Salaries and employee benefits | $3,932,000 | 637 |
| Premises and equipment expense | $1,102,000 | 634 |
| Additional noninterest expense | $2,455,000 | 600 |
| Pre-tax net operating income | $2,816,000 | 684 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,136,000 | 523 |
| Income before extraordinary items | $1,680,000 | 892 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,680,000 | 893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,447 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,680,000 | 852 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $49,639,000 | 841 |
| Total interest expense | $21,495,000 | 920 |
| Net interest income | $28,144,000 | 785 |
| Provision for loan and lease losses | $3,773,000 | 523 |
| Total noninterest income | $2,864,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $246,000 | 4,493 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,618,000 | 1,119 |
| Total noninterest expense | $24,208,000 | 766 |
| Salaries and employee benefits | $13,161,000 | 740 |
| Premises and equipment expense | $3,264,000 | 815 |
| Additional noninterest expense | $7,783,000 | 740 |
| Pre-tax net operating income | $3,027,000 | 2,450 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,518,000 | 8,443 |
| Income before extraordinary items | $4,545,000 | 1,421 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,545,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,458,000 | 771 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $542,000 | 522 |
| Net operating income | $4,545,000 | 1,404 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $34,171,000 | 923 |
| Total interest expense | $15,197,000 | 976 |
| Net interest income | $18,974,000 | 868 |
| Provision for loan and lease losses | $2,883,000 | 395 |
| Total noninterest income | $1,715,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $150,000 | 4,927 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,565,000 | 1,340 |
| Total noninterest expense | $16,451,000 | 833 |
| Salaries and employee benefits | $9,301,000 | 792 |
| Premises and equipment expense | $2,104,000 | 922 |
| Additional noninterest expense | $5,046,000 | 821 |
| Pre-tax net operating income | $1,355,000 | 3,682 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,355,000 | 3,192 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,355,000 | 3,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $500,000 | 1,071 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $393,000 | 451 |
| Net operating income | $1,355,000 | 3,176 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,758,000 | 1,034 |
| Total interest expense | $9,254,000 | 1,065 |
| Net interest income | $11,504,000 | 977 |
| Provision for loan and lease losses | $1,491,000 | 426 |
| Total noninterest income | $1,082,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $78,000 | 5,388 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,004,000 | 1,398 |
| Total noninterest expense | $10,167,000 | 925 |
| Salaries and employee benefits | $5,672,000 | 900 |
| Premises and equipment expense | $1,271,000 | 1,034 |
| Additional noninterest expense | $3,224,000 | 873 |
| Pre-tax net operating income | $928,000 | 3,696 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $928,000 | 3,176 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $928,000 | 3,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 413 |
| Net operating income | $928,000 | 3,161 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,742,000 | 1,098 |
| Total interest expense | $4,206,000 | 1,157 |
| Net interest income | $5,536,000 | 1,006 |
| Provision for loan and lease losses | $431,000 | 593 |
| Total noninterest income | $516,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $34,000 | 5,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $482,000 | 1,399 |
| Total noninterest expense | $4,891,000 | 961 |
| Salaries and employee benefits | $2,862,000 | 893 |
| Premises and equipment expense | $595,000 | 1,130 |
| Additional noninterest expense | $1,434,000 | 948 |
| Pre-tax net operating income | $730,000 | 2,722 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $730,000 | 2,234 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $730,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 327 |
| Net operating income | $730,000 | 2,216 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,549,000 | 2,027 |
| Total interest expense | $6,551,000 | 2,405 |
| Net interest income | $12,998,000 | 1,773 |
| Provision for loan and lease losses | $2,568,000 | 445 |
| Total noninterest income | $380,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $52,000 | 6,858 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $328,000 | 4,128 |
| Total noninterest expense | $14,439,000 | 1,243 |
| Salaries and employee benefits | $7,567,000 | 1,288 |
| Premises and equipment expense | $2,327,000 | 1,088 |
| Additional noninterest expense | $4,545,000 | 1,178 |
| Pre-tax net operating income | $-3,629,000 | 8,647 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-3,629,000 | 8,653 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-3,629,000 | 8,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-3,629,000 | 8,646 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,742,000 | 2,455 |
| Total interest expense | $3,496,000 | 3,111 |
| Net interest income | $8,246,000 | 2,129 |
| Provision for loan and lease losses | $1,924,000 | 414 |
| Total noninterest income | $204,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $29,000 | 7,139 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $175,000 | 4,816 |
| Total noninterest expense | $10,443,000 | 1,298 |
| Salaries and employee benefits | $5,389,000 | 1,375 |
| Premises and equipment expense | $1,555,000 | 1,245 |
| Additional noninterest expense | $3,499,000 | 1,156 |
| Pre-tax net operating income | $-3,917,000 | 8,730 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-3,917,000 | 8,729 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-3,917,000 | 8,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-3,917,000 | 8,720 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,901,000 | 3,063 |
| Total interest expense | $1,414,000 | 4,263 |
| Net interest income | $4,487,000 | 2,548 |
| Provision for loan and lease losses | $1,037,000 | 499 |
| Total noninterest income | $79,000 | 7,340 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $16,000 | 7,270 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 5,990 |
| Total noninterest expense | $6,581,000 | 1,371 |
| Salaries and employee benefits | $3,462,000 | 1,427 |
| Premises and equipment expense | $1,125,000 | 1,140 |
| Additional noninterest expense | $1,994,000 | 1,341 |
| Pre-tax net operating income | $-3,052,000 | 8,765 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-3,052,000 | 8,764 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,052,000 | 8,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-3,052,000 | 8,754 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 3,736 |
| Total interest expense | $403,000 | 5,670 |
| Net interest income | $1,856,000 | 2,969 |
| Provision for loan and lease losses | $445,000 | 560 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $3,186,000 | 1,420 |
| Salaries and employee benefits | $1,653,000 | 1,507 |
| Premises and equipment expense | $575,000 | 1,114 |
| Additional noninterest expense | $958,000 | 1,375 |
| Pre-tax net operating income | $-1,757,000 | 8,773 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-1,757,000 | 8,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,757,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-1,757,000 | 8,765 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 7,156 |
| Total interest expense | $174,000 | 8,498 |
| Net interest income | $2,145,000 | 6,457 |
| Provision for loan and lease losses | $584,000 | 1,685 |
| Total noninterest income | $9,000 | 8,672 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,000 | 7,685 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,519 |
| Total noninterest expense | $5,201,000 | 3,130 |
| Salaries and employee benefits | $2,728,000 | 3,233 |
| Premises and equipment expense | $497,000 | 4,193 |
| Additional noninterest expense | $1,976,000 | 2,527 |
| Pre-tax net operating income | $-3,631,000 | 8,808 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-3,631,000 | 8,814 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-3,631,000 | 8,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-3,631,000 | 8,801 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $809,000 | 8,303 |
| Total interest expense | $6,000 | 8,820 |
| Net interest income | $803,000 | 7,896 |
| Provision for loan and lease losses | $185,000 | 3,084 |
| Total noninterest income | $0 | 8,802 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $2,112,000 | 4,958 |
| Salaries and employee benefits | $1,097,000 | 5,107 |
| Premises and equipment expense | $178,000 | 6,312 |
| Additional noninterest expense | $837,000 | 4,042 |
| Pre-tax net operating income | $-1,494,000 | 8,780 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,494,000 | 8,800 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,494,000 | 8,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-1,494,000 | 8,779 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.