Springs Valley Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,595,0001,410
Total interest expense$11,682,0001,163
Net interest income$17,913,0001,583
Provision for loan and lease losses$543,0001,215
Total noninterest income$8,449,000840
Gross Fiduciary activities income$4,492,000274
Service charges on deposit accounts$928,0001,057
Trading account gains and feesNANA
Additional Noninterest Income$3,029,0001,239
Total noninterest expense$19,374,0001,238
Salaries and employee benefits$11,241,0001,232
Premises and equipment expense$2,165,0001,143
Additional noninterest expense$3,029,0001,239
Pre-tax net operating income$6,445,0001,639
Securities gains (losses)$0988
Applicable income taxes$982,0001,451
Income before extraordinary items$5,463,0001,627
Extraordinary gains, net$054
Net income$5,463,0001,647
Minority interest net income$088
Net income of bank and minority interests.$5,463,0001,630
Net charge-offs$530,000735
Cash dividends$516,0002,711
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,463,0001,660
2023-09-30 (YTD Data)Rank
Total interest income$21,676,0001,404
Total interest expense$8,098,0001,145
Net interest income$13,578,0001,580
Provision for loan and lease losses$481,0001,028
Total noninterest income$6,375,000840
Gross Fiduciary activities income$3,324,000277
Service charges on deposit accounts$681,0001,074
Trading account gains and feesNANA
Additional Noninterest Income$2,370,0001,218
Total noninterest expense$14,235,0001,251
Salaries and employee benefits$8,286,0001,247
Premises and equipment expense$1,612,0001,146
Additional noninterest expense$2,370,0001,218
Pre-tax net operating income$5,237,0001,594
Securities gains (losses)$0849
Applicable income taxes$840,0001,404
Income before extraordinary items$4,397,0001,600
Extraordinary gains, net$052
Net income$4,397,0001,612
Minority interest net income$081
Net income of bank and minority interests.$4,397,0001,600
Net charge-offs$408,000637
Cash dividends$500,0002,237
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,397,0001,617
2023-06-30 (YTD Data)Rank
Total interest income$14,137,0001,397
Total interest expense$5,041,0001,112
Net interest income$9,096,0001,583
Provision for loan and lease losses$344,000957
Total noninterest income$3,955,000851
Gross Fiduciary activities income$2,178,000275
Service charges on deposit accounts$457,0001,050
Trading account gains and feesNANA
Additional Noninterest Income$1,320,0001,279
Total noninterest expense$9,436,0001,248
Salaries and employee benefits$5,435,0001,253
Premises and equipment expense$1,100,0001,109
Additional noninterest expense$1,320,0001,278
Pre-tax net operating income$3,271,0001,661
Securities gains (losses)$0938
Applicable income taxes$509,0001,476
Income before extraordinary items$2,762,0001,655
Extraordinary gains, net$051
Net income$2,762,0001,674
Minority interest net income$081
Net income of bank and minority interests.$2,762,0001,654
Net charge-offs$96,000933
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,762,0001,667
2023-03-31 (YTD Data)Rank
Total interest income$6,747,0001,430
Total interest expense$2,172,0001,127
Net interest income$4,575,0001,581
Provision for loan and lease losses$242,000792
Total noninterest income$1,997,000837
Gross Fiduciary activities income$1,079,000288
Service charges on deposit accounts$226,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$692,0001,229
Total noninterest expense$4,711,0001,265
Salaries and employee benefits$2,695,0001,283
Premises and equipment expense$543,0001,153
Additional noninterest expense$692,0001,229
Pre-tax net operating income$1,619,0001,698
Securities gains (losses)$0950
Applicable income taxes$252,0001,522
Income before extraordinary items$1,367,0001,699
Extraordinary gains, net$04
Net income$1,367,0001,698
Minority interest net income$048
Net income of bank and minority interests.$1,367,0001,699
Net charge-offs$35,000923
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,367,0001,719
2022-12-31 (YTD Data)Rank
Total interest income$21,535,0001,485
Total interest expense$2,858,0001,224
Net interest income$18,677,0001,523
Provision for loan and lease losses$973,000839
Total noninterest income$8,712,000831
Gross Fiduciary activities income$4,104,000299
Service charges on deposit accounts$847,0001,151
Trading account gains and feesNANA
Additional Noninterest Income$3,761,0001,097
Total noninterest expense$19,028,0001,233
Salaries and employee benefits$11,019,0001,234
Premises and equipment expense$2,079,0001,167
Additional noninterest expense$3,761,0001,097
Pre-tax net operating income$7,388,0001,572
Securities gains (losses)$0691
Applicable income taxes$1,294,0001,372
Income before extraordinary items$6,094,0001,611
Extraordinary gains, net$05
Net income$6,094,0001,609
Minority interest net income$063
Net income of bank and minority interests.$6,094,0001,610
Net charge-offs$1,207,000371
Cash dividends$1,016,0002,128
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,094,0001,637
2022-09-30 (YTD Data)Rank
Total interest income$15,290,0001,490
Total interest expense$1,536,0001,293
Net interest income$13,754,0001,516
Provision for loan and lease losses$611,000850
Total noninterest income$6,702,000834
Gross Fiduciary activities income$3,091,000292
Service charges on deposit accounts$615,0001,193
Trading account gains and feesNANA
Additional Noninterest Income$2,996,0001,073
Total noninterest expense$14,058,0001,239
Salaries and employee benefits$8,202,0001,227
Premises and equipment expense$1,544,0001,169
Additional noninterest expense$2,996,0001,073
Pre-tax net operating income$5,787,0001,522
Securities gains (losses)$0740
Applicable income taxes$1,040,0001,320
Income before extraordinary items$4,747,0001,554
Extraordinary gains, net$04
Net income$4,747,0001,553
Minority interest net income$057
Net income of bank and minority interests.$4,747,0001,554
Net charge-offs$1,348,000257
Cash dividends$1,000,0001,660
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,747,0001,586
2022-06-30 (YTD Data)Rank
Total interest income$9,616,0001,518
Total interest expense$804,0001,360
Net interest income$8,812,0001,532
Provision for loan and lease losses$399,000800
Total noninterest income$4,661,000797
Gross Fiduciary activities income$2,105,000258
Service charges on deposit accounts$390,0001,213
Trading account gains and feesNANA
Additional Noninterest Income$2,166,0001,043
Total noninterest expense$9,164,0001,257
Salaries and employee benefits$5,372,0001,237
Premises and equipment expense$1,013,0001,183
Additional noninterest expense$2,779,0001,228
Pre-tax net operating income$3,910,0001,436
Securities gains (losses)$0687
Applicable income taxes$705,0001,234
Income before extraordinary items$3,205,0001,455
Extraordinary gains, net$04
Net income$3,205,0001,454
Minority interest net income$060
Net income of bank and minority interests.$3,205,0001,455
Net charge-offs$1,016,000236
Cash dividends$1,000,0001,328
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,205,0001,494
2022-03-31 (YTD Data)Rank
Total interest income$4,862,0001,474
Total interest expense$355,0001,452
Net interest income$4,507,0001,470
Provision for loan and lease losses$287,000523
Total noninterest income$2,389,000788
Gross Fiduciary activities income$1,076,000257
Service charges on deposit accounts$195,0001,205
Trading account gains and feesNANA
Additional Noninterest Income$1,118,0001,019
Total noninterest expense$4,470,0001,273
Salaries and employee benefits$2,608,0001,272
Premises and equipment expense$513,0001,181
Additional noninterest expense$1,349,0001,247
Pre-tax net operating income$2,139,0001,294
Securities gains (losses)$0623
Applicable income taxes$401,0001,103
Income before extraordinary items$1,738,0001,317
Extraordinary gains, net$04
Net income$1,738,0001,317
Minority interest net income$050
Net income of bank and minority interests.$1,738,0001,317
Net charge-offs$14,0001,083
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,738,0001,331
2021-12-31 (YTD Data)Rank
Total interest income$20,671,0001,440
Total interest expense$1,634,0001,555
Net interest income$19,037,0001,424
Provision for loan and lease losses$1,285,000459
Total noninterest income$8,586,000937
Gross Fiduciary activities income$4,072,000257
Service charges on deposit accounts$662,0001,305
Trading account gains and feesNANA
Additional Noninterest Income$3,852,0001,277
Total noninterest expense$17,756,0001,278
Salaries and employee benefits$10,378,0001,268
Premises and equipment expense$1,978,0001,221
Additional noninterest expense$5,400,0001,246
Pre-tax net operating income$8,582,0001,410
Securities gains (losses)$10,0001,707
Applicable income taxes$1,473,0001,330
Income before extraordinary items$7,119,0001,486
Extraordinary gains, net$010
Net income$7,119,0001,485
Minority interest net income$074
Net income of bank and minority interests.$7,119,0001,486
Net charge-offs$3,0002,526
Cash dividends$1,016,0002,184
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,110,7001,456
2021-09-30 (YTD Data)Rank
Total interest income$15,509,0001,468
Total interest expense$1,269,0001,589
Net interest income$14,240,0001,450
Provision for loan and lease losses$961,000462
Total noninterest income$6,624,000939
Gross Fiduciary activities income$2,995,000259
Service charges on deposit accounts$457,0001,386
Trading account gains and feesNANA
Additional Noninterest Income$3,172,0001,240
Total noninterest expense$12,661,0001,332
Salaries and employee benefits$7,261,0001,342
Premises and equipment expense$1,518,0001,212
Additional noninterest expense$3,882,0001,286
Pre-tax net operating income$7,242,0001,351
Securities gains (losses)$9,0001,653
Applicable income taxes$1,280,0001,280
Income before extraordinary items$5,971,0001,418
Extraordinary gains, net$08
Net income$5,971,0001,417
Minority interest net income$069
Net income of bank and minority interests.$5,971,0001,418
Net charge-offs$-190,0004,643
Cash dividends$1,000,0001,730
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,963,6201,395
2021-06-30 (YTD Data)Rank
Total interest income$10,280,0001,476
Total interest expense$870,0001,612
Net interest income$9,410,0001,444
Provision for loan and lease losses$574,000548
Total noninterest income$4,468,000927
Gross Fiduciary activities income$1,939,000262
Service charges on deposit accounts$269,0001,469
Trading account gains and feesNANA
Additional Noninterest Income$2,260,0001,190
Total noninterest expense$8,307,0001,342
Salaries and employee benefits$4,717,0001,353
Premises and equipment expense$1,021,0001,196
Additional noninterest expense$2,569,0001,290
Pre-tax net operating income$4,997,0001,323
Securities gains (losses)$9,0001,454
Applicable income taxes$890,0001,238
Income before extraordinary items$4,116,0001,364
Extraordinary gains, net$06
Net income$4,116,0001,364
Minority interest net income$067
Net income of bank and minority interests.$4,116,0001,364
Net charge-offs$-636,0004,887
Cash dividends$1,000,0001,368
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,108,6201,339
2021-03-31 (YTD Data)Rank
Total interest income$5,094,0001,484
Total interest expense$454,0001,628
Net interest income$4,640,0001,449
Provision for loan and lease losses$312,000535
Total noninterest income$2,162,000951
Gross Fiduciary activities income$928,000268
Service charges on deposit accounts$121,0001,587
Trading account gains and feesNANA
Additional Noninterest Income$1,113,0001,183
Total noninterest expense$3,868,0001,408
Salaries and employee benefits$2,105,0001,484
Premises and equipment expense$545,0001,135
Additional noninterest expense$1,218,0001,312
Pre-tax net operating income$2,622,0001,267
Securities gains (losses)$9,0001,103
Applicable income taxes$474,0001,172
Income before extraordinary items$2,157,0001,315
Extraordinary gains, net$03
Net income$2,157,0001,315
Minority interest net income$055
Net income of bank and minority interests.$2,157,0001,315
Net charge-offs$-705,0004,949
Cash dividends$1,000,000738
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,149,6201,291
2020-12-31 (YTD Data)Rank
Total interest income$20,373,0001,474
Total interest expense$3,502,0001,305
Net interest income$16,871,0001,488
Provision for loan and lease losses$2,966,000807
Total noninterest income$7,819,000958
Gross Fiduciary activities income$3,211,000271
Service charges on deposit accounts$602,0001,414
Trading account gains and feesNANA
Additional Noninterest Income$4,006,0001,204
Total noninterest expense$16,281,0001,313
Salaries and employee benefits$9,382,0001,323
Premises and equipment expense$1,913,0001,226
Additional noninterest expense$4,986,0001,284
Pre-tax net operating income$5,443,0001,678
Securities gains (losses)$7,0002,384
Applicable income taxes$842,0001,570
Income before extraordinary items$4,608,0001,733
Extraordinary gains, net$04
Net income$4,608,0001,733
Minority interest net income$072
Net income of bank and minority interests.$4,608,0001,733
Net charge-offs$1,321,000544
Cash dividends$15,0003,763
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,602,0501,699
2020-09-30 (YTD Data)Rank
Total interest income$14,960,0001,508
Total interest expense$2,882,0001,281
Net interest income$12,078,0001,545
Provision for loan and lease losses$1,754,000957
Total noninterest income$5,629,000947
Gross Fiduciary activities income$2,333,000270
Service charges on deposit accounts$448,0001,411
Trading account gains and feesNANA
Additional Noninterest Income$2,848,0001,206
Total noninterest expense$12,071,0001,313
Salaries and employee benefits$6,856,0001,339
Premises and equipment expense$1,450,0001,214
Additional noninterest expense$3,765,0001,248
Pre-tax net operating income$3,882,0001,716
Securities gains (losses)$8,0002,173
Applicable income taxes$592,0001,609
Income before extraordinary items$3,298,0001,774
Extraordinary gains, net$04
Net income$3,298,0001,774
Minority interest net income$065
Net income of bank and minority interests.$3,298,0001,774
Net charge-offs$884,000538
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,291,2001,728
2020-06-30 (YTD Data)Rank
Total interest income$9,893,0001,529
Total interest expense$2,137,0001,254
Net interest income$7,756,0001,590
Provision for loan and lease losses$892,0001,169
Total noninterest income$3,448,000948
Gross Fiduciary activities income$1,476,000287
Service charges on deposit accounts$305,0001,395
Trading account gains and feesNANA
Additional Noninterest Income$1,667,0001,234
Total noninterest expense$7,904,0001,325
Salaries and employee benefits$4,362,0001,386
Premises and equipment expense$968,0001,218
Additional noninterest expense$2,574,0001,218
Pre-tax net operating income$2,408,0001,755
Securities gains (losses)$8,0001,922
Applicable income taxes$361,0001,608
Income before extraordinary items$2,055,0001,807
Extraordinary gains, net$04
Net income$2,055,0001,808
Minority interest net income$065
Net income of bank and minority interests.$2,055,0001,808
Net charge-offs$641,000512
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,048,2001,764
2020-03-31 (YTD Data)Rank
Total interest income$4,871,0001,541
Total interest expense$1,213,0001,233
Net interest income$3,658,0001,639
Provision for loan and lease losses$291,0001,224
Total noninterest income$1,528,000978
Gross Fiduciary activities income$784,000275
Service charges on deposit accounts$187,0001,364
Trading account gains and feesNANA
Additional Noninterest Income$557,0001,417
Total noninterest expense$4,042,0001,316
Salaries and employee benefits$2,198,0001,385
Premises and equipment expense$477,0001,233
Additional noninterest expense$1,367,0001,172
Pre-tax net operating income$853,0002,068
Securities gains (losses)$01,705
Applicable income taxes$107,0001,887
Income before extraordinary items$746,0002,076
Extraordinary gains, net$04
Net income$746,0002,075
Minority interest net income$056
Net income of bank and minority interests.$746,0002,076
Net charge-offs$414,000422
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$746,0002,041
2019-12-31 (YTD Data)Rank
Total interest income$19,520,0001,550
Total interest expense$5,209,0001,199
Net interest income$14,311,0001,668
Provision for loan and lease losses$885,000998
Total noninterest income$5,521,0001,055
Gross Fiduciary activities income$2,915,000284
Service charges on deposit accounts$737,0001,435
Trading account gains and feesNANA
Additional Noninterest Income$1,869,0001,600
Total noninterest expense$14,868,0001,372
Salaries and employee benefits$8,280,0001,417
Premises and equipment expense$1,707,0001,338
Additional noninterest expense$4,881,0001,277
Pre-tax net operating income$4,079,0002,031
Securities gains (losses)$444,000393
Applicable income taxes$706,0001,704
Income before extraordinary items$3,817,0001,946
Extraordinary gains, net$011
Net income$3,817,0001,947
Minority interest net income$076
Net income of bank and minority interests.$3,817,0001,948
Net charge-offs$438,0001,133
Cash dividends$16,0003,916
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,444,0402,064
2019-09-30 (YTD Data)Rank
Total interest income$14,289,0001,598
Total interest expense$3,843,0001,218
Net interest income$10,446,0001,734
Provision for loan and lease losses$728,000876
Total noninterest income$3,982,0001,073
Gross Fiduciary activities income$2,142,000286
Service charges on deposit accounts$533,0001,478
Trading account gains and feesNANA
Additional Noninterest Income$1,307,0001,649
Total noninterest expense$10,895,0001,403
Salaries and employee benefits$6,028,0001,455
Premises and equipment expense$1,259,0001,369
Additional noninterest expense$3,608,0001,294
Pre-tax net operating income$2,805,0002,199
Securities gains (losses)$442,000337
Applicable income taxes$500,0001,795
Income before extraordinary items$2,747,0002,061
Extraordinary gains, net$011
Net income$2,747,0002,060
Minority interest net income$072
Net income of bank and minority interests.$2,747,0002,062
Net charge-offs$175,0001,392
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,371,3002,234
2019-06-30 (YTD Data)Rank
Total interest income$9,372,0001,621
Total interest expense$2,432,0001,252
Net interest income$6,940,0001,733
Provision for loan and lease losses$492,000868
Total noninterest income$2,484,0001,104
Gross Fiduciary activities income$1,370,000294
Service charges on deposit accounts$349,0001,481
Trading account gains and feesNANA
Additional Noninterest Income$765,0001,754
Total noninterest expense$7,188,0001,419
Salaries and employee benefits$4,013,0001,459
Premises and equipment expense$858,0001,337
Additional noninterest expense$2,317,0001,351
Pre-tax net operating income$1,744,0002,276
Securities gains (losses)$36,000845
Applicable income taxes$262,0001,977
Income before extraordinary items$1,518,0002,314
Extraordinary gains, net$011
Net income$1,518,0002,314
Minority interest net income$069
Net income of bank and minority interests.$1,518,0002,314
Net charge-offs$59,0001,722
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,487,4002,313
2019-03-31 (YTD Data)Rank
Total interest income$4,507,0001,665
Total interest expense$1,137,0001,295
Net interest income$3,370,0001,796
Provision for loan and lease losses$235,000836
Total noninterest income$1,248,0001,060
Gross Fiduciary activities income$673,000296
Service charges on deposit accounts$170,0001,511
Trading account gains and feesNANA
Additional Noninterest Income$405,0001,653
Total noninterest expense$3,723,0001,385
Salaries and employee benefits$2,050,0001,432
Premises and equipment expense$435,0001,341
Additional noninterest expense$1,238,0001,259
Pre-tax net operating income$660,0002,658
Securities gains (losses)$35,000458
Applicable income taxes$96,0002,192
Income before extraordinary items$599,0002,622
Extraordinary gains, net$05
Net income$599,0002,621
Minority interest net income$052
Net income of bank and minority interests.$599,0002,621
Net charge-offs$47,0001,246
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$568,9002,697
2018-12-31 (YTD Data)Rank
Total interest income$16,733,0001,693
Total interest expense$3,735,0001,202
Net interest income$12,998,0001,820
Provision for loan and lease losses$750,0001,096
Total noninterest income$5,244,0001,061
Gross Fiduciary activities income$2,691,000296
Service charges on deposit accounts$738,0001,468
Trading account gains and feesNANA
Additional Noninterest Income$1,815,0001,590
Total noninterest expense$12,856,0001,525
Salaries and employee benefits$6,995,0001,595
Premises and equipment expense$1,627,0001,383
Additional noninterest expense$4,234,0001,434
Pre-tax net operating income$4,636,0001,878
Securities gains (losses)$01,125
Applicable income taxes$805,0001,580
Income before extraordinary items$3,831,0001,966
Extraordinary gains, net$06
Net income$3,831,0001,964
Minority interest net income$072
Net income of bank and minority interests.$3,831,0001,965
Net charge-offs$328,0001,257
Cash dividends$16,0004,001
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,831,0001,958
2018-09-30 (YTD Data)Rank
Total interest income$12,337,0001,701
Total interest expense$2,694,0001,184
Net interest income$9,643,0001,831
Provision for loan and lease losses$669,000903
Total noninterest income$4,013,0001,059
Gross Fiduciary activities income$2,031,000294
Service charges on deposit accounts$538,0001,504
Trading account gains and feesNANA
Additional Noninterest Income$1,444,0001,546
Total noninterest expense$9,497,0001,541
Salaries and employee benefits$5,107,0001,637
Premises and equipment expense$1,251,0001,371
Additional noninterest expense$3,139,0001,456
Pre-tax net operating income$3,490,0001,893
Securities gains (losses)$01,118
Applicable income taxes$609,0001,620
Income before extraordinary items$2,881,0001,967
Extraordinary gains, net$05
Net income$2,881,0001,964
Minority interest net income$066
Net income of bank and minority interests.$2,881,0001,966
Net charge-offs$229,0001,147
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,881,0001,959
2018-06-30 (YTD Data)Rank
Total interest income$8,073,0001,708
Total interest expense$1,686,0001,179
Net interest income$6,387,0001,839
Provision for loan and lease losses$437,000920
Total noninterest income$2,649,0001,064
Gross Fiduciary activities income$1,371,000297
Service charges on deposit accounts$341,0001,560
Trading account gains and feesNANA
Additional Noninterest Income$937,0001,591
Total noninterest expense$6,232,0001,571
Salaries and employee benefits$3,394,0001,660
Premises and equipment expense$841,0001,381
Additional noninterest expense$1,997,0001,507
Pre-tax net operating income$2,367,0001,853
Securities gains (losses)$0961
Applicable income taxes$413,0001,582
Income before extraordinary items$1,954,0001,914
Extraordinary gains, net$06
Net income$1,954,0001,912
Minority interest net income$065
Net income of bank and minority interests.$1,954,0001,913
Net charge-offs$136,0001,134
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,954,0001,910
2018-03-31 (YTD Data)Rank
Total interest income$3,944,0001,734
Total interest expense$761,0001,228
Net interest income$3,183,0001,835
Provision for loan and lease losses$232,000843
Total noninterest income$1,272,0001,085
Gross Fiduciary activities income$703,000294
Service charges on deposit accounts$164,0001,618
Trading account gains and feesNANA
Additional Noninterest Income$405,0001,705
Total noninterest expense$3,128,0001,580
Salaries and employee benefits$1,735,0001,648
Premises and equipment expense$395,0001,468
Additional noninterest expense$998,0001,511
Pre-tax net operating income$1,095,0001,917
Securities gains (losses)$0735
Applicable income taxes$188,0001,626
Income before extraordinary items$907,0001,980
Extraordinary gains, net$07
Net income$907,0001,979
Minority interest net income$052
Net income of bank and minority interests.$907,0001,980
Net charge-offs$70,0001,024
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$907,0001,966
2017-12-31 (YTD Data)Rank
Total interest income$14,725,0001,798
Total interest expense$2,574,0001,253
Net interest income$12,151,0001,884
Provision for loan and lease losses$523,0001,412
Total noninterest income$4,901,0001,136
Gross Fiduciary activities income$2,634,000297
Service charges on deposit accounts$630,0001,705
Trading account gains and feesNANA
Additional Noninterest Income$1,637,0001,717
Total noninterest expense$12,441,0001,584
Salaries and employee benefits$7,059,0001,574
Premises and equipment expense$1,604,0001,421
Additional noninterest expense$3,778,0001,594
Pre-tax net operating income$4,088,0002,013
Securities gains (losses)$27,0001,202
Applicable income taxes$1,146,0001,756
Income before extraordinary items$2,969,0002,074
Extraordinary gains, net$09
Net income$2,969,0002,073
Minority interest net income$076
Net income of bank and minority interests.$2,969,0002,074
Net charge-offs$286,0001,526
Cash dividends$1,016,0002,162
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,949,5602,055
2017-09-30 (YTD Data)Rank
Total interest income$10,902,0001,821
Total interest expense$1,861,0001,276
Net interest income$9,041,0001,907
Provision for loan and lease losses$523,0001,119
Total noninterest income$3,614,0001,166
Gross Fiduciary activities income$1,968,000293
Service charges on deposit accounts$451,0001,781
Trading account gains and feesNANA
Additional Noninterest Income$1,195,0001,765
Total noninterest expense$9,002,0001,632
Salaries and employee benefits$5,106,0001,640
Premises and equipment expense$1,173,0001,462
Additional noninterest expense$2,723,0001,643
Pre-tax net operating income$3,130,0002,000
Securities gains (losses)$27,0001,186
Applicable income taxes$894,0001,566
Income before extraordinary items$2,263,0002,188
Extraordinary gains, net$09
Net income$2,263,0002,189
Minority interest net income$071
Net income of bank and minority interests.$2,263,0002,189
Net charge-offs$181,0001,476
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,243,5602,171
2017-06-30 (YTD Data)Rank
Total interest income$7,146,0001,833
Total interest expense$1,171,0001,310
Net interest income$5,975,0001,908
Provision for loan and lease losses$335,0001,111
Total noninterest income$2,323,0001,187
Gross Fiduciary activities income$1,289,000294
Service charges on deposit accounts$287,0001,838
Trading account gains and feesNANA
Additional Noninterest Income$747,0001,853
Total noninterest expense$5,942,0001,651
Salaries and employee benefits$3,325,0001,674
Premises and equipment expense$787,0001,457
Additional noninterest expense$1,830,0001,625
Pre-tax net operating income$2,021,0002,010
Securities gains (losses)$21,000972
Applicable income taxes$577,0001,564
Income before extraordinary items$1,465,0002,189
Extraordinary gains, net$011
Net income$1,465,0002,190
Minority interest net income$071
Net income of bank and minority interests.$1,465,0002,190
Net charge-offs$-19,0004,998
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,449,8802,180
2017-03-31 (YTD Data)Rank
Total interest income$3,493,0001,863
Total interest expense$555,0001,348
Net interest income$2,938,0001,933
Provision for loan and lease losses$188,000981
Total noninterest income$1,093,0001,242
Gross Fiduciary activities income$658,000295
Service charges on deposit accounts$135,0001,922
Trading account gains and feesNANA
Additional Noninterest Income$300,0002,101
Total noninterest expense$2,986,0001,660
Salaries and employee benefits$1,619,0001,732
Premises and equipment expense$397,0001,466
Additional noninterest expense$970,0001,552
Pre-tax net operating income$857,0002,174
Securities gains (losses)$01,153
Applicable income taxes$230,0001,736
Income before extraordinary items$627,0002,367
Extraordinary gains, net$08
Net income$627,0002,366
Minority interest net income$055
Net income of bank and minority interests.$627,0002,367
Net charge-offs$3,0002,592
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$627,0002,346
2016-12-31 (YTD Data)Rank
Total interest income$13,555,0001,872
Total interest expense$1,883,0001,493
Net interest income$11,672,0001,903
Provision for loan and lease losses$750,0001,141
Total noninterest income$4,298,0001,278
Gross Fiduciary activities income$2,226,000312
Service charges on deposit accounts$584,0001,835
Trading account gains and fees$0170
Additional Noninterest Income$1,488,0001,900
Total noninterest expense$11,211,0001,713
Salaries and employee benefits$6,398,0001,685
Premises and equipment expense$1,349,0001,678
Additional noninterest expense$3,464,0001,738
Pre-tax net operating income$4,009,0001,941
Securities gains (losses)$03,212
Applicable income taxes$1,133,0001,527
Income before extraordinary items$2,876,0002,178
Extraordinary gains, net$05
Net income$2,876,0002,175
Minority interest net income$082
Net income of bank and minority interests.$2,876,0002,177
Net charge-offs$158,0002,170
Cash dividends$16,0004,201
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,876,0002,117
2016-09-30 (YTD Data)Rank
Total interest income$10,080,0001,885
Total interest expense$1,370,0001,529
Net interest income$8,710,0001,919
Provision for loan and lease losses$500,0001,135
Total noninterest income$3,286,0001,253
Gross Fiduciary activities income$1,670,000317
Service charges on deposit accounts$428,0001,871
Trading account gains and fees$0169
Additional Noninterest Income$1,188,0001,831
Total noninterest expense$8,158,0001,761
Salaries and employee benefits$4,621,0001,746
Premises and equipment expense$974,0001,744
Additional noninterest expense$2,563,0001,753
Pre-tax net operating income$3,338,0001,808
Securities gains (losses)$03,160
Applicable income taxes$1,002,0001,408
Income before extraordinary items$2,336,0002,068
Extraordinary gains, net$05
Net income$2,336,0002,068
Minority interest net income$071
Net income of bank and minority interests.$2,336,0002,068
Net charge-offs$-6,0004,786
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,336,0001,996
2016-06-30 (YTD Data)Rank
Total interest income$6,642,0001,905
Total interest expense$884,0001,573
Net interest income$5,758,0001,939
Provision for loan and lease losses$350,0001,119
Total noninterest income$2,139,0001,252
Gross Fiduciary activities income$1,115,000312
Service charges on deposit accounts$268,0001,950
Trading account gains and fees$0157
Additional Noninterest Income$756,0001,859
Total noninterest expense$5,180,0001,848
Salaries and employee benefits$2,933,0001,820
Premises and equipment expense$614,0001,829
Additional noninterest expense$1,633,0001,838
Pre-tax net operating income$2,367,0001,710
Securities gains (losses)$02,835
Applicable income taxes$705,0001,347
Income before extraordinary items$1,662,0001,932
Extraordinary gains, net$016
Net income$1,662,0001,932
Minority interest net income$071
Net income of bank and minority interests.$1,662,0001,932
Net charge-offs$6,0003,264
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,662,0001,882
2016-03-31 (YTD Data)Rank
Total interest income$3,245,0001,949
Total interest expense$434,0001,587
Net interest income$2,811,0001,983
Provision for loan and lease losses$125,0001,322
Total noninterest income$1,087,0001,222
Gross Fiduciary activities income$554,000312
Service charges on deposit accounts$122,0002,088
Trading account gains and fees$0142
Additional Noninterest Income$411,0001,708
Total noninterest expense$2,497,0001,912
Salaries and employee benefits$1,393,0001,924
Premises and equipment expense$319,0001,777
Additional noninterest expense$785,0001,895
Pre-tax net operating income$1,276,0001,586
Securities gains (losses)$02,077
Applicable income taxes$386,0001,262
Income before extraordinary items$890,0001,796
Extraordinary gains, net$012
Net income$890,0001,797
Minority interest net income$062
Net income of bank and minority interests.$890,0001,797
Net charge-offs$2,0002,815
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$890,0001,754
2015-12-31 (YTD Data)Rank
Total interest income$11,749,0002,063
Total interest expense$1,514,0001,760
Net interest income$10,235,0002,083
Provision for loan and lease losses$420,0001,540
Total noninterest income$3,887,0001,324
Gross Fiduciary activities income$2,015,000333
Service charges on deposit accounts$580,0001,876
Trading account gains and fees$0159
Additional Noninterest Income$1,292,0002,050
Total noninterest expense$9,831,0001,928
Salaries and employee benefits$5,770,0001,804
Premises and equipment expense$1,188,0001,910
Additional noninterest expense$2,873,0002,086
Pre-tax net operating income$3,871,0001,917
Securities gains (losses)$2,0003,028
Applicable income taxes$1,227,0001,405
Income before extraordinary items$2,646,0002,241
Extraordinary gains, net$023
Net income$2,646,0002,241
Minority interest net income$081
Net income of bank and minority interests.$2,646,0002,242
Net charge-offs$534,0001,115
Cash dividends$750,0002,459
Sale, conversion, retirement of capital stock, net$125,000483
Net operating income$2,644,6402,199
2015-09-30 (YTD Data)Rank
Total interest income$8,562,0002,132
Total interest expense$1,104,0001,820
Net interest income$7,458,0002,150
Provision for loan and lease losses$50,0003,229
Total noninterest income$2,868,0001,356
Gross Fiduciary activities income$1,484,000337
Service charges on deposit accounts$418,0001,971
Trading account gains and fees$0153
Additional Noninterest Income$966,0002,081
Total noninterest expense$7,316,0001,942
Salaries and employee benefits$4,261,0001,841
Premises and equipment expense$952,0001,812
Additional noninterest expense$2,103,0002,110
Pre-tax net operating income$2,960,0001,923
Securities gains (losses)$2,0002,829
Applicable income taxes$973,0001,397
Income before extraordinary items$1,989,0002,277
Extraordinary gains, net$021
Net income$1,989,0002,278
Minority interest net income$078
Net income of bank and minority interests.$1,989,0002,278
Net charge-offs$229,0001,425
Cash dividends$750,0001,886
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,987,6602,241
2015-06-30 (YTD Data)Rank
Total interest income$5,599,0002,161
Total interest expense$717,0001,864
Net interest income$4,882,0002,192
Provision for loan and lease losses$04,069
Total noninterest income$1,821,0001,411
Gross Fiduciary activities income$943,000349
Service charges on deposit accounts$266,0002,000
Trading account gains and fees$0157
Additional Noninterest Income$612,0002,150
Total noninterest expense$4,636,0002,052
Salaries and employee benefits$2,662,0001,968
Premises and equipment expense$622,0001,852
Additional noninterest expense$1,352,0002,175
Pre-tax net operating income$2,067,0001,852
Securities gains (losses)$02,636
Applicable income taxes$621,0001,434
Income before extraordinary items$1,446,0002,109
Extraordinary gains, net$022
Net income$1,446,0002,111
Minority interest net income$075
Net income of bank and minority interests.$1,446,0002,111
Net charge-offs$214,0001,150
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,446,0002,063
2015-03-31 (YTD Data)Rank
Total interest income$2,751,0002,190
Total interest expense$354,0001,896
Net interest income$2,397,0002,227
Provision for loan and lease losses$03,703
Total noninterest income$818,0001,485
Gross Fiduciary activities income$474,000344
Service charges on deposit accounts$127,0002,060
Trading account gains and fees$0152
Additional Noninterest Income$217,0002,520
Total noninterest expense$2,226,0002,123
Salaries and employee benefits$1,323,0001,981
Premises and equipment expense$282,0002,043
Additional noninterest expense$621,0002,348
Pre-tax net operating income$989,0001,878
Securities gains (losses)$02,027
Applicable income taxes$292,0001,475
Income before extraordinary items$697,0002,145
Extraordinary gains, net$013
Net income$697,0002,146
Minority interest net income$064
Net income of bank and minority interests.$697,0002,146
Net charge-offs$91,0001,178
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$697,0002,078
2014-12-31 (YTD Data)Rank
Total interest income$10,530,0002,285
Total interest expense$1,420,0001,984
Net interest income$9,110,0002,339
Provision for loan and lease losses$200,0002,467
Total noninterest income$4,131,0001,260
Gross Fiduciary activities income$1,579,000380
Service charges on deposit accounts$671,0001,806
Trading account gains and fees$0180
Additional Noninterest Income$1,881,0001,533
Total noninterest expense$9,322,0002,020
Salaries and employee benefits$5,443,0001,893
Premises and equipment expense$1,208,0001,911
Additional noninterest expense$2,671,0002,267
Pre-tax net operating income$3,719,0001,945
Securities gains (losses)$03,259
Applicable income taxes$1,190,0001,369
Income before extraordinary items$2,529,0002,286
Extraordinary gains, net$017
Net income$2,529,0002,286
Minority interest net income$084
Net income of bank and minority interests.$2,529,0002,286
Net charge-offs$372,0001,792
Cash dividends$1,500,0001,559
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,529,0002,240
2014-09-30 (YTD Data)Rank
Total interest income$7,876,0002,311
Total interest expense$1,053,0002,026
Net interest income$6,823,0002,335
Provision for loan and lease losses$04,401
Total noninterest income$3,154,0001,246
Gross Fiduciary activities income$1,153,000387
Service charges on deposit accounts$506,0001,808
Trading account gains and fees$0174
Additional Noninterest Income$1,495,0001,457
Total noninterest expense$6,787,0002,079
Salaries and employee benefits$3,996,0001,928
Premises and equipment expense$907,0001,920
Additional noninterest expense$1,884,0002,389
Pre-tax net operating income$3,190,0001,757
Securities gains (losses)$02,980
Applicable income taxes$1,053,0001,266
Income before extraordinary items$2,137,0002,111
Extraordinary gains, net$015
Net income$2,137,0002,109
Minority interest net income$081
Net income of bank and minority interests.$2,137,0002,109
Net charge-offs$109,0002,602
Cash dividends$1,500,0001,145
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,137,0002,070
2014-06-30 (YTD Data)Rank
Total interest income$5,189,0002,326
Total interest expense$682,0002,095
Net interest income$4,507,0002,346
Provision for loan and lease losses$04,196
Total noninterest income$2,080,0001,246
Gross Fiduciary activities income$749,000393
Service charges on deposit accounts$325,0001,835
Trading account gains and fees$0172
Additional Noninterest Income$1,006,0001,441
Total noninterest expense$4,475,0002,109
Salaries and employee benefits$2,680,0001,932
Premises and equipment expense$597,0001,954
Additional noninterest expense$1,198,0002,493
Pre-tax net operating income$2,112,0001,744
Securities gains (losses)$02,580
Applicable income taxes$697,0001,258
Income before extraordinary items$1,415,0002,081
Extraordinary gains, net$020
Net income$1,415,0002,085
Minority interest net income$080
Net income of bank and minority interests.$1,415,0002,084
Net charge-offs$6,0003,908
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,415,0002,019
2014-03-31 (YTD Data)Rank
Total interest income$2,490,0002,416
Total interest expense$326,0002,203
Net interest income$2,164,0002,441
Provision for loan and lease losses$03,817
Total noninterest income$1,319,0001,006
Gross Fiduciary activities income$360,000396
Service charges on deposit accounts$155,0001,886
Trading account gains and fees$0147
Additional Noninterest Income$804,0001,006
Total noninterest expense$2,239,0002,121
Salaries and employee benefits$1,357,0001,919
Premises and equipment expense$288,0002,058
Additional noninterest expense$594,0002,503
Pre-tax net operating income$1,244,0001,473
Securities gains (losses)$01,715
Applicable income taxes$433,0001,034
Income before extraordinary items$811,0001,797
Extraordinary gains, net$016
Net income$811,0001,801
Minority interest net income$066
Net income of bank and minority interests.$811,0001,800
Net charge-offs$7,0002,989
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$811,0001,765
2013-12-31 (YTD Data)Rank
Total interest income$10,174,0002,384
Total interest expense$1,425,0002,249
Net interest income$8,749,0002,403
Provision for loan and lease losses$05,091
Total noninterest income$3,176,0001,549
Gross Fiduciary activities income$1,199,000415
Service charges on deposit accounts$726,0001,776
Trading account gains and fees$0184
Additional Noninterest Income$1,251,0002,074
Total noninterest expense$8,471,0002,231
Salaries and employee benefits$5,016,0002,033
Premises and equipment expense$1,062,0002,133
Additional noninterest expense$2,393,0002,559
Pre-tax net operating income$3,454,0001,929
Securities gains (losses)$1,0003,056
Applicable income taxes$1,083,0001,396
Income before extraordinary items$2,372,0002,294
Extraordinary gains, net$029
Net income$2,372,0002,298
Minority interest net income$090
Net income of bank and minority interests.$2,372,0002,297
Net charge-offs$500,0002,019
Cash dividends$2,400,0001,037
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,371,3102,243
2013-09-30 (YTD Data)Rank
Total interest income$7,625,0002,402
Total interest expense$1,094,0002,272
Net interest income$6,531,0002,423
Provision for loan and lease losses$04,941
Total noninterest income$2,411,0001,559
Gross Fiduciary activities income$881,000422
Service charges on deposit accounts$539,0001,797
Trading account gains and fees$0180
Additional Noninterest Income$991,0002,045
Total noninterest expense$6,455,0002,187
Salaries and employee benefits$3,847,0001,999
Premises and equipment expense$775,0002,214
Additional noninterest expense$1,833,0002,495
Pre-tax net operating income$2,487,0002,068
Securities gains (losses)$1,0002,916
Applicable income taxes$776,0001,480
Income before extraordinary items$1,712,0002,393
Extraordinary gains, net$025
Net income$1,712,0002,397
Minority interest net income$084
Net income of bank and minority interests.$1,712,0002,397
Net charge-offs$285,0002,172
Cash dividends$2,400,000755
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,711,3102,333
2013-06-30 (YTD Data)Rank
Total interest income$5,088,0002,398
Total interest expense$753,0002,262
Net interest income$4,335,0002,421
Provision for loan and lease losses$04,788
Total noninterest income$1,550,0001,610
Gross Fiduciary activities income$499,000461
Service charges on deposit accounts$351,0001,807
Trading account gains and fees$0157
Additional Noninterest Income$700,0002,014
Total noninterest expense$4,168,0002,277
Salaries and employee benefits$2,450,0002,094
Premises and equipment expense$507,0002,257
Additional noninterest expense$1,211,0002,518
Pre-tax net operating income$1,717,0001,970
Securities gains (losses)$1,0002,688
Applicable income taxes$539,0001,438
Income before extraordinary items$1,179,0002,325
Extraordinary gains, net$022
Net income$1,179,0002,334
Minority interest net income$082
Net income of bank and minority interests.$1,179,0002,332
Net charge-offs$50,0003,354
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,178,3102,242
2013-03-31 (YTD Data)Rank
Total interest income$2,594,0002,381
Total interest expense$390,0002,253
Net interest income$2,204,0002,376
Provision for loan and lease losses$04,409
Total noninterest income$823,0001,537
Gross Fiduciary activities income$236,000476
Service charges on deposit accounts$170,0001,852
Trading account gains and fees$0148
Additional Noninterest Income$417,0001,801
Total noninterest expense$1,963,0002,410
Salaries and employee benefits$1,173,0002,203
Premises and equipment expense$250,0002,316
Additional noninterest expense$540,0002,792
Pre-tax net operating income$1,064,0001,618
Securities gains (losses)$1,0001,864
Applicable income taxes$350,0001,186
Income before extraordinary items$715,0001,974
Extraordinary gains, net$010
Net income$715,0001,975
Minority interest net income$076
Net income of bank and minority interests.$715,0001,976
Net charge-offs$4,0003,745
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$714,3301,892
2012-12-31 (YTD Data)Rank
Total interest income$10,863,0002,380
Total interest expense$1,888,0002,236
Net interest income$8,975,0002,398
Provision for loan and lease losses$05,905
Total noninterest income$3,255,0001,555
Gross Fiduciary activities income$884,000480
Service charges on deposit accounts$763,0001,757
Trading account gains and fees$0166
Additional Noninterest Income$1,608,0001,776
Total noninterest expense$8,841,0002,154
Salaries and employee benefits$5,483,0001,840
Premises and equipment expense$1,014,0002,257
Additional noninterest expense$2,344,0002,710
Pre-tax net operating income$3,389,0001,878
Securities gains (losses)$43,0002,820
Applicable income taxes$1,093,0001,385
Income before extraordinary items$2,339,0002,297
Extraordinary gains, net$029
Net income$2,339,0002,297
Minority interest net income$093
Net income of bank and minority interests.$2,339,0002,299
Net charge-offs$1,501,0001,402
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$2,000976
Net operating income$2,309,7602,207
2012-09-30 (YTD Data)Rank
Total interest income$8,326,0002,383
Total interest expense$1,463,0002,253
Net interest income$6,863,0002,388
Provision for loan and lease losses$05,790
Total noninterest income$2,425,0001,557
Gross Fiduciary activities income$632,000485
Service charges on deposit accounts$553,0001,831
Trading account gains and fees$0157
Additional Noninterest Income$1,240,0001,743
Total noninterest expense$6,531,0002,197
Salaries and employee benefits$4,050,0001,863
Premises and equipment expense$763,0002,275
Additional noninterest expense$1,718,0002,782
Pre-tax net operating income$2,757,0001,805
Securities gains (losses)$43,0002,529
Applicable income taxes$909,0001,327
Income before extraordinary items$1,891,0002,217
Extraordinary gains, net$020
Net income$1,891,0002,217
Minority interest net income$086
Net income of bank and minority interests.$1,891,0002,217
Net charge-offs$1,227,0001,271
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$2,000928
Net operating income$1,861,7602,123
2012-06-30 (YTD Data)Rank
Total interest income$5,661,0002,356
Total interest expense$1,003,0002,274
Net interest income$4,658,0002,341
Provision for loan and lease losses$05,619
Total noninterest income$1,719,0001,461
Gross Fiduciary activities income$428,000486
Service charges on deposit accounts$360,0001,861
Trading account gains and fees$0153
Additional Noninterest Income$931,0001,587
Total noninterest expense$4,252,0002,250
Salaries and employee benefits$2,680,0001,871
Premises and equipment expense$484,0002,349
Additional noninterest expense$1,088,0002,914
Pre-tax net operating income$2,125,0001,607
Securities gains (losses)$26,0002,391
Applicable income taxes$717,0001,156
Income before extraordinary items$1,434,0001,958
Extraordinary gains, net$019
Net income$1,434,0001,956
Minority interest net income$084
Net income of bank and minority interests.$1,434,0001,958
Net charge-offs$661,0001,511
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$1,000910
Net operating income$1,416,5801,882
2012-03-31 (YTD Data)Rank
Total interest income$2,762,0002,431
Total interest expense$516,0002,309
Net interest income$2,246,0002,435
Provision for loan and lease losses$05,254
Total noninterest income$665,0001,777
Gross Fiduciary activities income$165,000555
Service charges on deposit accounts$174,0001,909
Trading account gains and fees$0148
Additional Noninterest Income$326,0002,003
Total noninterest expense$2,166,0002,197
Salaries and employee benefits$1,361,0001,851
Premises and equipment expense$250,0002,295
Additional noninterest expense$555,0002,843
Pre-tax net operating income$745,0002,142
Securities gains (losses)$-9,0007,037
Applicable income taxes$223,0001,603
Income before extraordinary items$513,0002,544
Extraordinary gains, net$019
Net income$513,0002,546
Minority interest net income$078
Net income of bank and minority interests.$513,0002,547
Net charge-offs$224,0001,745
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$519,3002,399
2011-12-31 (YTD Data)Rank
Total interest income$11,341,0002,471
Total interest expense$2,914,0002,017
Net interest income$8,427,0002,596
Provision for loan and lease losses$1,289,0002,068
Total noninterest income$2,773,0001,583
Gross Fiduciary activities income$853,000433
Service charges on deposit accounts$774,0001,831
Trading account gains and fees$0146
Additional Noninterest Income$1,146,0001,964
Total noninterest expense$7,845,0002,416
Salaries and employee benefits$4,521,0002,143
Premises and equipment expense$978,0002,449
Additional noninterest expense$2,346,0002,727
Pre-tax net operating income$2,066,0002,442
Securities gains (losses)$254,0001,264
Applicable income taxes$643,0001,779
Income before extraordinary items$1,677,0002,557
Extraordinary gains, net$029
Net income$1,677,0002,558
Minority interest net income$096
Net income of bank and minority interests.$1,677,0002,559
Net charge-offs$1,943,0001,585
Cash dividends$100,0003,758
Sale, conversion, retirement of capital stock, net$4,0001,061
Net operating income$1,494,1202,687
2011-09-30 (YTD Data)Rank
Total interest income$8,576,0002,469
Total interest expense$2,318,0001,984
Net interest income$6,258,0002,625
Provision for loan and lease losses$1,289,0001,667
Total noninterest income$1,908,0001,664
Gross Fiduciary activities income$608,000438
Service charges on deposit accounts$578,0001,841
Trading account gains and fees$0145
Additional Noninterest Income$722,0002,181
Total noninterest expense$5,631,0002,510
Salaries and employee benefits$3,229,0002,245
Premises and equipment expense$717,0002,522
Additional noninterest expense$1,685,0002,839
Pre-tax net operating income$1,246,0002,932
Securities gains (losses)$253,0001,032
Applicable income taxes$393,0001,962
Income before extraordinary items$1,106,0002,858
Extraordinary gains, net$021
Net income$1,106,0002,861
Minority interest net income$087
Net income of bank and minority interests.$1,106,0002,861
Net charge-offs$1,645,0001,406
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$3,000999
Net operating income$918,7803,136
2011-06-30 (YTD Data)Rank
Total interest income$5,777,0002,457
Total interest expense$1,596,0001,992
Net interest income$4,181,0002,638
Provision for loan and lease losses$1,210,0001,320
Total noninterest income$1,229,0001,706
Gross Fiduciary activities income$399,000451
Service charges on deposit accounts$384,0001,827
Trading account gains and fees$0153
Additional Noninterest Income$446,0002,271
Total noninterest expense$3,679,0002,575
Salaries and employee benefits$2,126,0002,276
Premises and equipment expense$471,0002,569
Additional noninterest expense$1,082,0002,996
Pre-tax net operating income$521,0003,735
Securities gains (losses)$111,0001,066
Applicable income taxes$117,0002,731
Income before extraordinary items$515,0003,524
Extraordinary gains, net$015
Net income$515,0003,525
Minority interest net income$089
Net income of bank and minority interests.$515,0003,525
Net charge-offs$1,766,0001,001
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$2,000952
Net operating income$425,0903,758
2011-03-31 (YTD Data)Rank
Total interest income$2,928,0002,441
Total interest expense$811,0002,034
Net interest income$2,117,0002,596
Provision for loan and lease losses$755,0001,057
Total noninterest income$534,0001,899
Gross Fiduciary activities income$185,000477
Service charges on deposit accounts$174,0001,953
Trading account gains and fees$0158
Additional Noninterest Income$175,0002,657
Total noninterest expense$1,939,0002,484
Salaries and employee benefits$1,143,0002,153
Premises and equipment expense$249,0002,512
Additional noninterest expense$547,0002,962
Pre-tax net operating income$-43,0006,534
Securities gains (losses)$1,0001,662
Applicable income taxes$-81,0007,253
Income before extraordinary items$39,0005,864
Extraordinary gains, net$09
Net income$39,0005,863
Minority interest net income$086
Net income of bank and minority interests.$39,0005,864
Net charge-offs$524,0001,301
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$1,000891
Net operating income$38,3605,847
2010-12-31 (YTD Data)Rank
Total interest income$12,741,0002,357
Total interest expense$3,965,0002,012
Net interest income$8,776,0002,505
Provision for loan and lease losses$3,189,0001,563
Total noninterest income$2,754,0001,645
Gross Fiduciary activities income$846,000433
Service charges on deposit accounts$813,0001,794
Trading account gains and fees$0175
Additional Noninterest Income$1,095,0002,073
Total noninterest expense$7,464,0002,591
Salaries and employee benefits$4,269,0002,259
Premises and equipment expense$900,0002,701
Additional noninterest expense$2,295,0002,885
Pre-tax net operating income$877,0003,607
Securities gains (losses)$158,0001,789
Applicable income taxes$142,0002,978
Income before extraordinary items$893,0003,437
Extraordinary gains, net$029
Net income$893,0003,434
Minority interest net income$0111
Net income of bank and minority interests.$893,0003,437
Net charge-offs$2,061,0001,827
Cash dividends$100,0003,688
Sale, conversion, retirement of capital stock, net$3,0001,198
Net operating income$757,1203,568
2010-09-30 (YTD Data)Rank
Total interest income$9,730,0002,374
Total interest expense$3,096,0002,020
Net interest income$6,634,0002,509
Provision for loan and lease losses$2,282,0001,521
Total noninterest income$2,031,0001,669
Gross Fiduciary activities income$598,000443
Service charges on deposit accounts$598,0001,889
Trading account gains and fees$0165
Additional Noninterest Income$835,0002,026
Total noninterest expense$5,610,0002,586
Salaries and employee benefits$3,199,0002,265
Premises and equipment expense$681,0002,720
Additional noninterest expense$1,730,0002,810
Pre-tax net operating income$773,0003,528
Securities gains (losses)$158,0001,557
Applicable income taxes$157,0002,757
Income before extraordinary items$774,0003,335
Extraordinary gains, net$023
Net income$774,0003,333
Minority interest net income$0110
Net income of bank and minority interests.$774,0003,335
Net charge-offs$1,163,0002,025
Cash dividends$100,0003,171
Sale, conversion, retirement of capital stock, net$2,0001,119
Net operating income$642,8603,527
2010-06-30 (YTD Data)Rank
Total interest income$6,558,0002,369
Total interest expense$2,185,0001,990
Net interest income$4,373,0002,534
Provision for loan and lease losses$1,675,0001,420
Total noninterest income$1,160,0001,817
Gross Fiduciary activities income$436,000428
Service charges on deposit accounts$395,0001,913
Trading account gains and fees$0152
Additional Noninterest Income$329,0002,705
Total noninterest expense$3,772,0002,571
Salaries and employee benefits$2,189,0002,221
Premises and equipment expense$450,0002,756
Additional noninterest expense$1,133,0002,863
Pre-tax net operating income$86,0005,588
Securities gains (losses)$12,0002,543
Applicable income taxes$-106,0007,207
Income before extraordinary items$204,0004,876
Extraordinary gains, net$019
Net income$204,0004,877
Minority interest net income$0105
Net income of bank and minority interests.$204,0004,876
Net charge-offs$884,0001,854
Cash dividends$100,0002,812
Sale, conversion, retirement of capital stock, net$1,0001,053
Net operating income$192,0004,787
2010-03-31 (YTD Data)Rank
Total interest income$3,297,0002,419
Total interest expense$1,165,0001,966
Net interest income$2,132,0002,628
Provision for loan and lease losses$969,0001,204
Total noninterest income$474,0002,115
Gross Fiduciary activities income$207,000452
Service charges on deposit accounts$184,0002,020
Trading account gains and fees$0175
Additional Noninterest Income$83,0003,837
Total noninterest expense$1,877,0002,605
Salaries and employee benefits$1,145,0002,153
Premises and equipment expense$217,0002,929
Additional noninterest expense$515,0003,094
Pre-tax net operating income$-240,0006,896
Securities gains (losses)$1,0002,151
Applicable income taxes$-166,0007,532
Income before extraordinary items$-73,0006,685
Extraordinary gains, net$016
Net income$-73,0006,686
Minority interest net income$091
Net income of bank and minority interests.$-73,0006,685
Net charge-offs$207,0002,393
Cash dividends$100,0001,873
Sale, conversion, retirement of capital stock, net$1,000996
Net operating income$-73,6406,616
2009-12-31 (YTD Data)Rank
Total interest income$13,561,0002,463
Total interest expense$4,969,0002,275
Net interest income$8,592,0002,520
Provision for loan and lease losses$3,856,0001,687
Total noninterest income$2,644,0001,757
Gross Fiduciary activities income$698,000469
Service charges on deposit accounts$857,0001,935
Trading account gains and fees$0211
Additional Noninterest Income$1,089,0002,049
Total noninterest expense$7,450,0002,647
Salaries and employee benefits$4,328,0002,274
Premises and equipment expense$842,0002,986
Additional noninterest expense$2,280,0002,978
Pre-tax net operating income$-70,0005,541
Securities gains (losses)$-58,0007,203
Applicable income taxes$-380,0006,949
Income before extraordinary items$252,0004,630
Extraordinary gains, net$034
Net income$252,0004,631
Minority interest net income$0115
Net income of bank and minority interests.$252,0004,631
Net charge-offs$2,526,0001,785
Cash dividends$600,0002,306
Sale, conversion, retirement of capital stock, net$3,0001,323
Net operating income$289,1204,439
2009-09-30 (YTD Data)Rank
Total interest income$10,257,0002,485
Total interest expense$3,749,0002,353
Net interest income$6,508,0002,499
Provision for loan and lease losses$2,925,0001,504
Total noninterest income$1,825,0001,905
Gross Fiduciary activities income$454,000501
Service charges on deposit accounts$624,0001,991
Trading account gains and fees$0212
Additional Noninterest Income$747,0002,209
Total noninterest expense$5,806,0002,547
Salaries and employee benefits$3,516,0002,111
Premises and equipment expense$623,0003,061
Additional noninterest expense$1,667,0003,021
Pre-tax net operating income$-398,0006,237
Securities gains (losses)$24,0002,669
Applicable income taxes$-374,0007,266
Income before extraordinary items$05,768
Extraordinary gains, net$027
Net income$05,768
Minority interest net income$0118
Net income of bank and minority interests.$05,768
Net charge-offs$2,296,0001,395
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$2,0001,223
Net operating income$-15,3605,752
2009-06-30 (YTD Data)Rank
Total interest income$6,960,0002,469
Total interest expense$2,494,0002,459
Net interest income$4,466,0002,414
Provision for loan and lease losses$2,008,0001,387
Total noninterest income$1,368,0001,756
Gross Fiduciary activities income$310,000495
Service charges on deposit accounts$393,0002,050
Trading account gains and fees$0193
Additional Noninterest Income$665,0001,864
Total noninterest expense$3,884,0002,565
Salaries and employee benefits$2,354,0002,144
Premises and equipment expense$418,0003,066
Additional noninterest expense$1,112,0003,031
Pre-tax net operating income$-58,0005,992
Securities gains (losses)$24,0002,251
Applicable income taxes$-198,0007,297
Income before extraordinary items$164,0004,773
Extraordinary gains, net$021
Net income$164,0004,770
Minority interest net income$0112
Net income of bank and minority interests.$164,0004,770
Net charge-offs$1,847,0001,177
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$1,0001,182
Net operating income$148,6404,794
2009-03-31 (YTD Data)Rank
Total interest income$3,503,0002,472
Total interest expense$1,263,0002,512
Net interest income$2,240,0002,414
Provision for loan and lease losses$1,032,0001,159
Total noninterest income$583,0001,915
Gross Fiduciary activities income$187,000459
Service charges on deposit accounts$192,0002,034
Trading account gains and fees$0171
Additional Noninterest Income$204,0002,489
Total noninterest expense$1,883,0002,564
Salaries and employee benefits$1,179,0002,162
Premises and equipment expense$216,0003,050
Additional noninterest expense$488,0003,067
Pre-tax net operating income$-92,0006,625
Securities gains (losses)$2,0002,230
Applicable income taxes$-78,0007,506
Income before extraordinary items$-12,0006,468
Extraordinary gains, net$015
Net income$-12,0006,469
Minority interest net income$0102
Net income of bank and minority interests.$-12,0006,469
Net charge-offs$103,0002,839
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-13,2806,346
2008-12-31 (YTD Data)Rank
Total interest income$14,897,0002,480
Total interest expense$6,572,0002,321
Net interest income$8,325,0002,610
Provision for loan and lease losses$3,571,0001,248
Total noninterest income$3,097,0001,528
Gross Fiduciary activities income$853,000447
Service charges on deposit accounts$923,0001,875
Trading account gains and fees$0154
Additional Noninterest Income$1,321,0001,756
Total noninterest expense$8,233,0002,323
Salaries and employee benefits$5,568,0001,829
Premises and equipment expense$844,0003,041
Additional noninterest expense$1,821,0003,115
Pre-tax net operating income$-382,0006,693
Securities gains (losses)$11,0002,474
Applicable income taxes$-577,0007,544
Income before extraordinary items$206,0005,466
Extraordinary gains, net$039
Net income$206,0005,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,587,0001,108
Cash dividends$1,000,0002,281
Sale, conversion, retirement of capital stock, net$5,0001,353
Net operating income$198,9605,641
2008-09-30 (YTD Data)Rank
Total interest income$11,229,0002,517
Total interest expense$5,135,0002,334
Net interest income$6,094,0002,685
Provision for loan and lease losses$1,490,0001,435
Total noninterest income$1,821,0001,901
Gross Fiduciary activities income$634,000451
Service charges on deposit accounts$674,0001,928
Trading account gains and fees$0148
Additional Noninterest Income$513,0002,770
Total noninterest expense$5,848,0002,419
Salaries and employee benefits$3,907,0001,972
Premises and equipment expense$635,0003,043
Additional noninterest expense$1,306,0003,137
Pre-tax net operating income$577,0004,709
Securities gains (losses)$11,0002,331
Applicable income taxes$88,0003,699
Income before extraordinary items$500,0004,457
Extraordinary gains, net$031
Net income$500,0004,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,479
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$4,0001,200
Net operating income$490,6504,630
2008-06-30 (YTD Data)Rank
Total interest income$7,491,0002,550
Total interest expense$3,555,0002,340
Net interest income$3,936,0002,747
Provision for loan and lease losses$163,0003,481
Total noninterest income$1,211,0001,940
Gross Fiduciary activities income$433,000455
Service charges on deposit accounts$426,0001,992
Trading account gains and fees$0149
Additional Noninterest Income$352,0002,772
Total noninterest expense$3,915,0002,417
Salaries and employee benefits$2,610,0001,993
Premises and equipment expense$430,0003,018
Additional noninterest expense$875,0003,089
Pre-tax net operating income$1,069,0002,806
Securities gains (losses)$9,0002,500
Applicable income taxes$322,0002,134
Income before extraordinary items$756,0003,167
Extraordinary gains, net$021
Net income$756,0003,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,108
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$2,0001,115
Net operating income$749,7003,134
2008-03-31 (YTD Data)Rank
Total interest income$3,771,0002,603
Total interest expense$1,947,0002,291
Net interest income$1,824,0002,943
Provision for loan and lease losses$67,0003,363
Total noninterest income$588,0001,987
Gross Fiduciary activities income$234,000443
Service charges on deposit accounts$204,0002,047
Trading account gains and fees$0158
Additional Noninterest Income$150,0003,046
Total noninterest expense$1,901,0002,481
Salaries and employee benefits$1,252,0002,095
Premises and equipment expense$225,0002,923
Additional noninterest expense$424,0003,134
Pre-tax net operating income$444,0003,292
Securities gains (losses)$9,0002,013
Applicable income taxes$129,0002,502
Income before extraordinary items$324,0003,628
Extraordinary gains, net$015
Net income$324,0003,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,201
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,000981
Net operating income$317,5203,588
2007-12-31 (YTD Data)Rank
Total interest income$15,505,0002,594
Total interest expense$8,498,0002,214
Net interest income$7,007,0003,101
Provision for loan and lease losses$36,0005,943
Total noninterest income$3,561,0001,432
Gross Fiduciary activities income$888,000449
Service charges on deposit accounts$877,0001,973
Trading account gains and fees$0178
Additional Noninterest Income$1,796,0001,458
Total noninterest expense$8,196,0002,230
Salaries and employee benefits$5,552,0001,820
Premises and equipment expense$868,0002,889
Additional noninterest expense$1,776,0002,966
Pre-tax net operating income$2,336,0002,974
Securities gains (losses)$-114,0008,177
Applicable income taxes$382,0003,086
Income before extraordinary items$1,840,0003,015
Extraordinary gains, net$039
Net income$1,840,0003,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,769
Cash dividends$1,000,0002,600
Sale, conversion, retirement of capital stock, net$-16,0008,413
Net operating income$1,934,6202,888
2007-09-30 (YTD Data)Rank
Total interest income$11,687,0002,593
Total interest expense$6,393,0002,206
Net interest income$5,294,0003,085
Provision for loan and lease losses$20,0005,830
Total noninterest income$2,808,0001,375
Gross Fiduciary activities income$662,000446
Service charges on deposit accounts$648,0001,981
Trading account gains and fees$0184
Additional Noninterest Income$1,498,0001,377
Total noninterest expense$6,240,0002,178
Salaries and employee benefits$4,258,0001,777
Premises and equipment expense$641,0002,906
Additional noninterest expense$1,341,0002,890
Pre-tax net operating income$1,842,0003,005
Securities gains (losses)$-120,0008,320
Applicable income taxes$285,0003,270
Income before extraordinary items$1,437,0003,066
Extraordinary gains, net$033
Net income$1,437,0003,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,095
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,536,6002,906
2007-06-30 (YTD Data)Rank
Total interest income$7,832,0002,603
Total interest expense$4,292,0002,201
Net interest income$3,540,0003,099
Provision for loan and lease losses$13,0005,620
Total noninterest income$2,208,0001,230
Gross Fiduciary activities income$448,000448
Service charges on deposit accounts$436,0001,975
Trading account gains and fees$0168
Additional Noninterest Income$1,324,0001,147
Total noninterest expense$4,330,0002,122
Salaries and employee benefits$3,016,0001,698
Premises and equipment expense$412,0003,026
Additional noninterest expense$902,0002,878
Pre-tax net operating income$1,405,0002,794
Securities gains (losses)$-120,0008,422
Applicable income taxes$162,0003,539
Income before extraordinary items$1,123,0002,790
Extraordinary gains, net$029
Net income$1,123,0002,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,681
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,227,4002,567
2007-03-31 (YTD Data)Rank
Total interest income$3,976,0002,576
Total interest expense$2,161,0002,178
Net interest income$1,815,0003,022
Provision for loan and lease losses$6,0005,291
Total noninterest income$636,0001,859
Gross Fiduciary activities income$213,000468
Service charges on deposit accounts$206,0002,003
Trading account gains and fees$0195
Additional Noninterest Income$217,0002,422
Total noninterest expense$1,914,0002,389
Salaries and employee benefits$1,257,0002,048
Premises and equipment expense$197,0003,149
Additional noninterest expense$460,0002,793
Pre-tax net operating income$531,0003,386
Securities gains (losses)$-154,0008,576
Applicable income taxes$85,0003,492
Income before extraordinary items$292,0004,232
Extraordinary gains, net$022
Net income$292,0004,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,580
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$410,5803,406
2006-12-31 (YTD Data)Rank
Total interest income$14,557,0002,617
Total interest expense$7,386,0002,188
Net interest income$7,171,0003,040
Provision for loan and lease losses$-188,0008,528
Total noninterest income$2,544,0001,858
Gross Fiduciary activities income$828,000461
Service charges on deposit accounts$927,0001,865
Trading account gains and fees$0130
Additional Noninterest Income$789,0002,600
Total noninterest expense$7,741,0002,282
Salaries and employee benefits$4,980,0001,950
Premises and equipment expense$1,129,0002,196
Additional noninterest expense$1,632,0003,074
Pre-tax net operating income$2,162,0003,473
Securities gains (losses)$-30,0007,718
Applicable income taxes$588,0002,909
Income before extraordinary items$1,544,0003,704
Extraordinary gains, net$051
Net income$1,544,0003,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,533
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,565,6003,658
2006-09-30 (YTD Data)Rank
Total interest income$10,562,0002,673
Total interest expense$5,312,0002,206
Net interest income$5,250,0003,132
Provision for loan and lease losses$13,0006,263
Total noninterest income$1,877,0001,894
Gross Fiduciary activities income$588,000470
Service charges on deposit accounts$702,0001,852
Trading account gains and fees$0126
Additional Noninterest Income$587,0002,609
Total noninterest expense$5,619,0002,357
Salaries and employee benefits$3,540,0002,070
Premises and equipment expense$851,0002,193
Additional noninterest expense$1,228,0003,062
Pre-tax net operating income$1,495,0003,792
Securities gains (losses)$-32,0008,013
Applicable income taxes$395,0003,196
Income before extraordinary items$1,068,0004,014
Extraordinary gains, net$045
Net income$1,068,0004,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,229
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,091,3603,941
2006-06-30 (YTD Data)Rank
Total interest income$6,805,0002,711
Total interest expense$3,431,0002,171
Net interest income$3,374,0003,239
Provision for loan and lease losses$13,0005,851
Total noninterest income$1,255,0001,884
Gross Fiduciary activities income$393,000477
Service charges on deposit accounts$468,0001,836
Trading account gains and fees$0126
Additional Noninterest Income$394,0002,584
Total noninterest expense$3,797,0002,328
Salaries and employee benefits$2,341,0002,090
Premises and equipment expense$676,0001,864
Additional noninterest expense$780,0003,208
Pre-tax net operating income$819,0004,275
Securities gains (losses)$-32,0008,232
Applicable income taxes$202,0003,606
Income before extraordinary items$585,0004,504
Extraordinary gains, net$039
Net income$585,0004,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,871
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$608,6804,399
2006-03-31 (YTD Data)Rank
Total interest income$3,345,0002,706
Total interest expense$1,660,0002,146
Net interest income$1,685,0003,226
Provision for loan and lease losses$7,0005,519
Total noninterest income$585,0001,969
Gross Fiduciary activities income$195,000480
Service charges on deposit accounts$219,0001,899
Trading account gains and fees$0115
Additional Noninterest Income$171,0002,748
Total noninterest expense$1,967,0002,258
Salaries and employee benefits$1,298,0001,890
Premises and equipment expense$174,0003,356
Additional noninterest expense$495,0002,559
Pre-tax net operating income$296,0005,005
Securities gains (losses)$0955
Applicable income taxes$65,0004,153
Income before extraordinary items$231,0005,020
Extraordinary gains, net$021
Net income$231,0005,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,166
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$231,0005,004
2005-12-31 (YTD Data)Rank
Total interest income$13,245,0002,488
Total interest expense$6,378,0001,777
Net interest income$6,867,0003,087
Provision for loan and lease losses$-29,0008,540
Total noninterest income$2,910,0001,658
Gross Fiduciary activities income$776,000461
Service charges on deposit accounts$1,019,0001,699
Trading account gains and fees$0138
Additional Noninterest Income$1,115,0002,061
Total noninterest expense$7,592,0002,202
Salaries and employee benefits$4,551,0002,019
Premises and equipment expense$1,600,0001,527
Additional noninterest expense$1,441,0003,331
Pre-tax net operating income$2,214,0003,441
Securities gains (losses)$02,296
Applicable income taxes$668,0002,898
Income before extraordinary items$1,546,0003,707
Extraordinary gains, net$046
Net income$1,546,0003,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,746
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,546,0003,683
2005-09-30 (YTD Data)Rank
Total interest income$9,872,0002,449
Total interest expense$4,746,0001,699
Net interest income$5,126,0003,084
Provision for loan and lease losses$161,0003,371
Total noninterest income$2,195,0001,651
Gross Fiduciary activities income$577,000451
Service charges on deposit accounts$795,0001,626
Trading account gains and fees$0126
Additional Noninterest Income$823,0002,079
Total noninterest expense$5,726,0002,166
Salaries and employee benefits$3,552,0001,928
Premises and equipment expense$681,0002,562
Additional noninterest expense$1,493,0002,467
Pre-tax net operating income$1,434,0003,876
Securities gains (losses)$02,317
Applicable income taxes$410,0003,279
Income before extraordinary items$1,024,0004,091
Extraordinary gains, net$035
Net income$1,024,0004,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,344
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,024,0004,049
2005-06-30 (YTD Data)Rank
Total interest income$6,496,0002,420
Total interest expense$3,106,0001,633
Net interest income$3,390,0003,073
Provision for loan and lease losses$161,0002,517
Total noninterest income$1,672,0001,469
Gross Fiduciary activities income$392,000444
Service charges on deposit accounts$509,0001,654
Trading account gains and fees$0116
Additional Noninterest Income$771,0001,623
Total noninterest expense$3,787,0002,159
Salaries and employee benefits$2,274,0001,983
Premises and equipment expense$669,0001,790
Additional noninterest expense$844,0002,872
Pre-tax net operating income$1,114,0003,428
Securities gains (losses)$02,146
Applicable income taxes$336,0002,898
Income before extraordinary items$778,0003,690
Extraordinary gains, net$030
Net income$778,0003,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0002,562
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$778,0003,647
2005-03-31 (YTD Data)Rank
Total interest income$3,166,0002,439
Total interest expense$1,504,0001,586
Net interest income$1,662,0003,115
Provision for loan and lease losses$57,0003,030
Total noninterest income$643,0001,777
Gross Fiduciary activities income$195,000456
Service charges on deposit accounts$247,0001,658
Trading account gains and fees$23,00093
Additional Noninterest Income$178,0002,669
Total noninterest expense$1,778,0002,326
Salaries and employee benefits$1,048,0002,170
Premises and equipment expense$323,0001,865
Additional noninterest expense$407,0002,970
Pre-tax net operating income$470,0003,840
Securities gains (losses)$01,685
Applicable income taxes$132,0003,320
Income before extraordinary items$338,0004,051
Extraordinary gains, net$024
Net income$338,0004,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,042
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$338,0004,013
2004-12-31 (YTD Data)Rank
Total interest income$12,287,0002,343
Total interest expense$5,956,0001,380
Net interest income$6,331,0003,147
Provision for loan and lease losses$965,0001,071
Total noninterest income$2,589,0001,816
Gross Fiduciary activities income$758,000436
Service charges on deposit accounts$1,081,0001,624
Trading account gains and fees$0138
Additional Noninterest Income$750,0002,603
Total noninterest expense$7,725,0002,064
Salaries and employee benefits$4,123,0002,108
Premises and equipment expense$1,448,0001,605
Additional noninterest expense$2,154,0002,258
Pre-tax net operating income$230,0007,672
Securities gains (losses)$248,000722
Applicable income taxes$21,0006,525
Income before extraordinary items$457,0006,518
Extraordinary gains, net$034
Net income$457,0006,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$557,0001,232
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$218,9207,517
2004-09-30 (YTD Data)Rank
Total interest income$9,169,0002,321
Total interest expense$4,473,0001,349
Net interest income$4,696,0003,162
Provision for loan and lease losses$711,0001,069
Total noninterest income$2,037,0001,752
Gross Fiduciary activities income$563,000441
Service charges on deposit accounts$813,0001,627
Trading account gains and fees$0134
Additional Noninterest Income$661,0002,347
Total noninterest expense$5,845,0002,042
Salaries and employee benefits$3,021,0002,158
Premises and equipment expense$1,139,0001,524
Additional noninterest expense$1,685,0002,144
Pre-tax net operating income$177,0007,794
Securities gains (losses)$243,000683
Applicable income taxes$20,0006,511
Income before extraordinary items$400,0006,323
Extraordinary gains, net$026
Net income$400,0006,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,286
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$169,1507,609
2004-06-30 (YTD Data)Rank
Total interest income$6,115,0002,306
Total interest expense$3,027,0001,307
Net interest income$3,088,0003,204
Provision for loan and lease losses$584,000871
Total noninterest income$1,317,0001,784
Gross Fiduciary activities income$375,000442
Service charges on deposit accounts$529,0001,652
Trading account gains and fees$0130
Additional Noninterest Income$413,0002,464
Total noninterest expense$3,842,0002,073
Salaries and employee benefits$1,932,0002,238
Premises and equipment expense$753,0001,543
Additional noninterest expense$1,157,0002,093
Pre-tax net operating income$-21,0008,588
Securities gains (losses)$243,000572
Applicable income taxes$-13,0008,814
Income before extraordinary items$235,0006,578
Extraordinary gains, net$021
Net income$235,0006,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0001,004
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-8,0008,553
2004-03-31 (YTD Data)Rank
Total interest income$3,093,0002,275
Total interest expense$1,554,0001,282
Net interest income$1,539,0003,199
Provision for loan and lease losses$120,0001,785
Total noninterest income$661,0001,744
Gross Fiduciary activities income$188,000447
Service charges on deposit accounts$259,0001,645
Trading account gains and fees$0121
Additional Noninterest Income$214,0002,365
Total noninterest expense$2,019,0001,982
Salaries and employee benefits$960,0002,278
Premises and equipment expense$371,0001,579
Additional noninterest expense$688,0001,725
Pre-tax net operating income$61,0007,747
Securities gains (losses)$243,000431
Applicable income taxes$67,0004,419
Income before extraordinary items$237,0004,891
Extraordinary gains, net$016
Net income$237,0004,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$47,4607,780
2003-12-31 (YTD Data)Rank
Total interest income$13,107,0002,169
Total interest expense$7,085,0001,249
Net interest income$6,022,0003,176
Provision for loan and lease losses$1,920,000673
Total noninterest income$2,992,0001,689
Gross Fiduciary activities income$732,000448
Service charges on deposit accounts$1,056,0001,625
Trading account gains and fees$0160
Additional Noninterest Income$1,204,0002,119
Total noninterest expense$7,712,0002,048
Salaries and employee benefits$3,972,0002,139
Premises and equipment expense$1,573,0001,440
Additional noninterest expense$2,167,0002,222
Pre-tax net operating income$-618,0008,870
Securities gains (losses)$105,0001,848
Applicable income taxes$-508,0009,092
Income before extraordinary items$-5,0008,633
Extraordinary gains, net$054
Net income$-5,0008,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,814,000596
Cash dividends$706,0002,926
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-72,2008,630
2003-09-30 (YTD Data)Rank
Total interest income$9,988,0002,166
Total interest expense$5,425,0001,278
Net interest income$4,563,0003,151
Provision for loan and lease losses$315,0002,407
Total noninterest income$2,195,0001,765
Gross Fiduciary activities income$438,000522
Service charges on deposit accounts$788,0001,636
Trading account gains and fees$0153
Additional Noninterest Income$969,0002,098
Total noninterest expense$5,531,0002,146
Salaries and employee benefits$3,052,0002,093
Premises and equipment expense$1,146,0001,495
Additional noninterest expense$1,333,0002,653
Pre-tax net operating income$912,0004,796
Securities gains (losses)$105,0001,705
Applicable income taxes$211,0004,573
Income before extraordinary items$806,0004,575
Extraordinary gains, net$040
Net income$806,0004,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$452,0001,272
Cash dividends$656,0002,256
Sale, conversion, retirement of capital stock, net$0722
Net operating income$723,0504,710
2003-06-30 (YTD Data)Rank
Total interest income$6,739,0002,155
Total interest expense$3,651,0001,309
Net interest income$3,088,0003,107
Provision for loan and lease losses$210,0002,412
Total noninterest income$1,442,0001,773
Gross Fiduciary activities income$250,000567
Service charges on deposit accounts$487,0001,742
Trading account gains and fees$0150
Additional Noninterest Income$705,0001,956
Total noninterest expense$3,600,0002,178
Salaries and employee benefits$2,053,0002,069
Premises and equipment expense$644,0001,765
Additional noninterest expense$903,0002,607
Pre-tax net operating income$720,0004,353
Securities gains (losses)$104,0001,475
Applicable income taxes$205,0003,917
Income before extraordinary items$619,0004,203
Extraordinary gains, net$030
Net income$619,0004,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,496
Cash dividends$207,0003,413
Sale, conversion, retirement of capital stock, net$0589
Net operating income$541,0004,372
2003-03-31 (YTD Data)Rank
Total interest income$3,447,0002,134
Total interest expense$1,836,0001,329
Net interest income$1,611,0002,973
Provision for loan and lease losses$105,0002,265
Total noninterest income$678,0001,822
Gross Fiduciary activities income$113,000604
Service charges on deposit accounts$239,0001,705
Trading account gains and fees$0134
Additional Noninterest Income$326,0001,993
Total noninterest expense$1,811,0002,165
Salaries and employee benefits$1,037,0002,041
Premises and equipment expense$328,0001,741
Additional noninterest expense$446,0002,585
Pre-tax net operating income$373,0004,215
Securities gains (losses)$68,0001,210
Applicable income taxes$107,0003,820
Income before extraordinary items$334,0003,940
Extraordinary gains, net$021
Net income$334,0003,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0001,750
Cash dividends$86,0003,085
Sale, conversion, retirement of capital stock, net$0419
Net operating income$282,3204,209
2002-12-31 (YTD Data)Rank
Total interest income$15,483,0001,997
Total interest expense$7,864,0001,430
Net interest income$7,619,0002,515
Provision for loan and lease losses$959,0001,402
Total noninterest income$2,179,0001,990
Gross Fiduciary activities income$490,000578
Service charges on deposit accounts$711,0002,227
Trading account gains and fees$0153
Additional Noninterest Income$978,0002,216
Total noninterest expense$7,401,0002,032
Salaries and employee benefits$4,082,0001,960
Premises and equipment expense$1,299,0001,693
Additional noninterest expense$2,020,0002,286
Pre-tax net operating income$1,438,0004,225
Securities gains (losses)$8,0003,732
Applicable income taxes$302,0004,439
Income before extraordinary items$1,144,0004,210
Extraordinary gains, net$070
Net income$1,144,0004,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$880,0001,082
Cash dividends$878,0002,479
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,137,6804,125
2001-12-31 (YTD Data)Rank
Total interest income$18,566,0001,848
Total interest expense$9,898,0001,637
Net interest income$8,668,0002,062
Provision for loan and lease losses$1,120,0001,149
Total noninterest income$1,699,0002,296
Gross Fiduciary activities income$524,000583
Service charges on deposit accounts$518,0002,766
Trading account gains and fees$0177
Additional Noninterest Income$657,0002,672
Total noninterest expense$7,239,0001,984
Salaries and employee benefits$3,976,0001,889
Premises and equipment expense$1,261,0001,715
Additional noninterest expense$2,002,0002,242
Pre-tax net operating income$2,008,0003,161
Securities gains (losses)$11,0003,540
Applicable income taxes$536,0003,205
Income before extraordinary items$1,483,0003,249
Extraordinary gains, net$0105
Net income$1,483,0003,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$694,0001,224
Cash dividends$2,226,0001,219
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,474,9703,162
2000-12-31 (YTD Data)Rank
Total interest income$18,710,0001,870
Total interest expense$10,049,0001,713
Net interest income$8,661,0002,052
Provision for loan and lease losses$300,0002,819
Total noninterest income$1,732,0002,085
Gross Fiduciary activities income$750,000485
Service charges on deposit accounts$533,0002,539
Trading account gains and fees$0180
Additional Noninterest Income$449,0003,122
Total noninterest expense$7,070,0001,966
Salaries and employee benefits$3,870,0001,862
Premises and equipment expense$1,230,0001,693
Additional noninterest expense$1,970,0002,196
Pre-tax net operating income$3,023,0002,377
Securities gains (losses)$-10,0008,341
Applicable income taxes$1,027,0002,079
Income before extraordinary items$1,986,0002,591
Extraordinary gains, net$038
Net income$1,986,0002,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,009
Cash dividends$784,0002,709
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,992,6002,578
1999-12-31 (YTD Data)Rank
Total interest income$15,028,0002,170
Total interest expense$7,329,0002,035
Net interest income$7,699,0002,291
Provision for loan and lease losses$850,0001,124
Total noninterest income$1,653,0002,145
Gross Fiduciary activities income$714,000540
Service charges on deposit accounts$533,0002,487
Trading account gains and fees$0173
Additional Noninterest Income$406,0003,383
Total noninterest expense$6,521,0002,090
Salaries and employee benefits$3,614,0001,940
Premises and equipment expense$1,243,0001,640
Additional noninterest expense$1,664,0002,591
Pre-tax net operating income$1,981,0003,365
Securities gains (losses)$-3,0008,917
Applicable income taxes$652,0003,042
Income before extraordinary items$1,326,0003,582
Extraordinary gains, net$035
Net income$1,326,0003,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,689
Cash dividends$687,0002,934
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,328,0103,543
1998-12-31 (YTD Data)Rank
Total interest income$14,548,0002,240
Total interest expense$7,216,0002,104
Net interest income$7,332,0002,327
Provision for loan and lease losses$580,0001,541
Total noninterest income$1,871,0001,932
Gross Fiduciary activities income$819,000509
Service charges on deposit accounts$557,0002,314
Trading account gains and fees$0224
Additional Noninterest Income$495,0003,002
Total noninterest expense$5,864,0002,231
Salaries and employee benefits$3,376,0001,980
Premises and equipment expense$1,307,0001,500
Additional noninterest expense$1,181,0003,419
Pre-tax net operating income$2,759,0002,568
Securities gains (losses)$2,0003,909
Applicable income taxes$997,0002,320
Income before extraordinary items$1,764,0002,836
Extraordinary gains, net$032
Net income$1,764,0002,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$876,000841
Cash dividends$475,0003,649
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,762,7202,758
1997-12-31 (YTD Data)Rank
Total interest income$14,575,0002,234
Total interest expense$7,632,0002,013
Net interest income$6,943,0002,499
Provision for loan and lease losses$400,0002,088
Total noninterest income$1,705,0002,002
Gross Fiduciary activities income$804,000532
Service charges on deposit accounts$505,0002,600
Trading account gains and fees$0239
Additional Noninterest Income$396,0003,305
Total noninterest expense$5,749,0002,246
Salaries and employee benefits$3,295,0001,993
Premises and equipment expense$1,304,0001,493
Additional noninterest expense$1,150,0003,467
Pre-tax net operating income$2,499,0002,919
Securities gains (losses)$5,0002,787
Applicable income taxes$876,0002,724
Income before extraordinary items$1,628,0003,111
Extraordinary gains, net$044
Net income$1,628,0003,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0001,851
Cash dividends$476,0003,603
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,624,7503,055
1996-12-31 (YTD Data)Rank
Total interest income$14,149,0002,360
Total interest expense$7,531,0002,083
Net interest income$6,618,0002,675
Provision for loan and lease losses$290,0002,650
Total noninterest income$1,496,0002,301
Gross Fiduciary activities income$748,000599
Service charges on deposit accounts$365,0003,616
Trading account gains and fees$0262
Additional Noninterest Income$383,0003,486
Total noninterest expense$5,619,0002,442
Salaries and employee benefits$3,236,0002,054
Premises and equipment expense$1,286,0001,586
Additional noninterest expense$1,097,0004,067
Pre-tax net operating income$2,205,0003,153
Securities gains (losses)$46,0001,386
Applicable income taxes$629,0003,447
Income before extraordinary items$1,622,0002,968
Extraordinary gains, net$053
Net income$1,622,0002,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,0002,029
Cash dividends$404,0003,851
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,588,8802,991
1995-12-31 (YTD Data)Rank
Total interest income$13,648,0002,450
Total interest expense$7,625,0002,054
Net interest income$6,023,0002,960
Provision for loan and lease losses$314,0002,215
Total noninterest income$1,488,0002,294
Gross Fiduciary activities income$680,000649
Service charges on deposit accounts$314,0004,136
Trading account gains and fees$0522
Additional Noninterest Income$494,0002,899
Total noninterest expense$5,586,0002,433
Salaries and employee benefits$2,966,0002,228
Premises and equipment expense$1,324,0001,541
Additional noninterest expense$1,296,0003,507
Pre-tax net operating income$1,611,0004,203
Securities gains (losses)$12,0002,250
Applicable income taxes$431,0004,679
Income before extraordinary items$1,192,0003,980
Extraordinary gains, net$065
Net income$1,192,0003,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,993
Cash dividends$365,0004,093
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,183,2403,987
1994-12-31 (YTD Data)Rank
Total interest income$12,294,0002,471
Total interest expense$5,894,0002,119
Net interest income$6,400,0002,831
Provision for loan and lease losses$410,0001,789
Total noninterest income$1,688,0002,089
Gross Fiduciary activities income$625,000667
Service charges on deposit accounts$264,0004,831
Trading account gains and fees$0475
Additional Noninterest Income$799,0002,138
Total noninterest expense$5,787,0002,429
Salaries and employee benefits$3,122,0002,119
Premises and equipment expense$1,154,0001,781
Additional noninterest expense$1,511,0003,271
Pre-tax net operating income$1,891,0003,598
Securities gains (losses)$-102,00011,543
Applicable income taxes$445,0004,429
Income before extraordinary items$1,344,0003,491
Extraordinary gains, net$0249
Net income$1,344,0003,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,617
Cash dividends$388,0003,844
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,420,5003,351
1993-12-31 (YTD Data)Rank
Total interest income$12,502,0002,469
Total interest expense$5,747,0002,260
Net interest income$6,755,0002,668
Provision for loan and lease losses$715,0001,636
Total noninterest income$1,682,0002,232
Gross Fiduciary activities income$631,000677
Service charges on deposit accounts$258,0004,986
Trading account gains and fees$0532
Additional Noninterest Income$793,0002,396
Total noninterest expense$5,669,0002,528
Salaries and employee benefits$2,895,0002,299
Premises and equipment expense$1,154,0001,818
Additional noninterest expense$1,620,0003,277
Pre-tax net operating income$2,053,0003,233
Securities gains (losses)$07,477
Applicable income taxes$520,0004,044
Income before extraordinary items$1,533,0003,178
Extraordinary gains, net$81,0001,772
Net income$1,614,0003,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$687,0001,454
Cash dividends$288,0004,543
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,533,0003,003
1992-12-31 (YTD Data)Rank
Total interest income$13,650,0002,582
Total interest expense$7,047,0002,388
Net interest income$6,603,0002,776
Provision for loan and lease losses$516,0002,924
Total noninterest income$1,516,0002,374
Gross Fiduciary activities income$550,000728
Service charges on deposit accounts$273,0004,788
Trading account gains and fees$0504
Additional Noninterest Income$693,0002,562
Total noninterest expense$5,542,0002,606
Salaries and employee benefits$2,862,0002,275
Premises and equipment expense$1,223,0001,729
Additional noninterest expense$1,457,0003,687
Pre-tax net operating income$2,061,0003,018
Securities gains (losses)$08,369
Applicable income taxes$575,0003,545
Income before extraordinary items$1,486,0003,101
Extraordinary gains, net$01,422
Net income$1,486,0003,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,0002,530
Cash dividends$1,136,0001,390
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,486,0002,871

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.