Home > Springhill Bank & Trust Company > Income and Expense
Springhill Bank & Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 6,325 |
| Total interest expense | $1,839,000 | 6,589 |
| Net interest income | $2,540,000 | 5,984 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $310,000 | 6,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,220 |
| Total noninterest expense | $1,981,000 | 5,693 |
| Salaries and employee benefits | $876,000 | 6,409 |
| Premises and equipment expense | $279,000 | 5,671 |
| Additional noninterest expense | $826,000 | 4,614 |
| Pre-tax net operating income | $862,000 | 6,280 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $411,000 | 4,804 |
| Income before extraordinary items | $451,000 | 7,300 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $451,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,729 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $451,000 | 7,247 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,471,000 | 6,433 |
| Total interest expense | $2,029,000 | 6,353 |
| Net interest income | $2,442,000 | 6,295 |
| Provision for loan and lease losses | $42,000 | 6,906 |
| Total noninterest income | $292,000 | 7,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $1,837,000 | 6,302 |
| Salaries and employee benefits | $777,000 | 7,104 |
| Premises and equipment expense | $260,000 | 6,104 |
| Additional noninterest expense | $800,000 | 5,201 |
| Pre-tax net operating income | $855,000 | 6,269 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $433,000 | 4,638 |
| Income before extraordinary items | $422,000 | 7,437 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $422,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,564 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $422,000 | 7,378 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 11,845 |
| Total interest expense | $169,000 | 11,791 |
| Net interest income | $205,000 | 11,859 |
| Provision for loan and lease losses | $4,000 | 8,753 |
| Total noninterest income | $22,000 | 11,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 10,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,869 |
| Total noninterest expense | $148,000 | 11,927 |
| Salaries and employee benefits | $54,000 | 11,938 |
| Premises and equipment expense | $11,000 | 11,891 |
| Additional noninterest expense | $83,000 | 11,745 |
| Pre-tax net operating income | $75,000 | 11,205 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $29,000 | 10,603 |
| Income before extraordinary items | $46,000 | 11,305 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $46,000 | 11,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $865,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $46,000 | 11,270 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $733,000 | 12,156 |
| Total interest expense | $285,000 | 12,082 |
| Net interest income | $448,000 | 12,136 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $51,000 | 11,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $257,000 | 12,434 |
| Salaries and employee benefits | $135,000 | 12,419 |
| Premises and equipment expense | $38,000 | 12,035 |
| Additional noninterest expense | $84,000 | 12,405 |
| Pre-tax net operating income | $242,000 | 10,562 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $70,000 | 10,019 |
| Income before extraordinary items | $172,000 | 10,589 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $172,000 | 10,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $2,710,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $172,000 | 10,628 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 6,409 |
| Total interest expense | $1,437,000 | 7,415 |
| Net interest income | $2,973,000 | 5,695 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $394,000 | 6,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,496 |
| Total noninterest expense | $1,657,000 | 7,334 |
| Salaries and employee benefits | $834,000 | 7,113 |
| Premises and equipment expense | $206,000 | 7,564 |
| Additional noninterest expense | $617,000 | 7,189 |
| Pre-tax net operating income | $1,590,000 | 4,104 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $505,000 | 4,146 |
| Income before extraordinary items | $1,116,000 | 4,272 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,116,000 | 4,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $312,000 | 4,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,094,610 | 4,124 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 6,754 |
| Total interest expense | $1,835,000 | 7,525 |
| Net interest income | $2,784,000 | 6,074 |
| Provision for loan and lease losses | $229,000 | 4,869 |
| Total noninterest income | $307,000 | 7,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $1,610,000 | 7,545 |
| Salaries and employee benefits | $805,000 | 7,227 |
| Premises and equipment expense | $177,000 | 8,387 |
| Additional noninterest expense | $628,000 | 7,274 |
| Pre-tax net operating income | $1,252,000 | 4,751 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $359,000 | 5,232 |
| Income before extraordinary items | $897,000 | 4,944 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $897,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 6,983 |
| Cash dividends | $135,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $894,160 | 4,643 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.