Home > Springfield Savings and Loan Association > Income and Expense
Springfield Savings and Loan Association, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 11,582 |
| Total interest expense | $740,000 | 10,359 |
| Net interest income | $605,000 | 12,203 |
| Provision for loan and lease losses | $158,000 | 4,517 |
| Total noninterest income | $33,000 | 12,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $11,000 | 414 |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $593,000 | 11,696 |
| Salaries and employee benefits | $297,000 | 11,678 |
| Premises and equipment expense | $155,000 | 8,775 |
| Additional noninterest expense | $141,000 | 12,530 |
| Pre-tax net operating income | $-113,000 | 12,606 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-18,000 | 12,820 |
| Income before extraordinary items | $-95,000 | 12,658 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-95,000 | 12,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-95,000 | 12,556 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 11,767 |
| Total interest expense | $1,119,000 | 9,907 |
| Net interest income | $464,000 | 13,196 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $29,000 | 13,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-18,000 | 5,222 |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $594,000 | 12,095 |
| Salaries and employee benefits | $255,000 | 12,552 |
| Premises and equipment expense | $166,000 | 8,671 |
| Additional noninterest expense | $173,000 | 12,625 |
| Pre-tax net operating income | $-127,000 | 12,993 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,000 | 12,604 |
| Income before extraordinary items | $-129,000 | 13,098 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-129,000 | 13,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-129,000 | 12,958 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.