Home > Springfield Institution for Savings > Income and Expense
Springfield Institution for Savings, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $105,279,000 | 382 |
| Total interest expense | $53,619,000 | 369 |
| Net interest income | $51,660,000 | 393 |
| Provision for loan and lease losses | $504,000 | 1,706 |
| Total noninterest income | $15,966,000 | 430 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $7,706,000 | 204 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $8,260,000 | 478 |
| Total noninterest expense | $46,833,000 | 380 |
| Salaries and employee benefits | $24,497,000 | 312 |
| Premises and equipment expense | $6,527,000 | 353 |
| Additional noninterest expense | $15,809,000 | 415 |
| Pre-tax net operating income | $20,289,000 | 440 |
| Securities gains (losses) | $86,000 | 1,380 |
| Applicable income taxes | $9,611,000 | 352 |
| Income before extraordinary items | $10,764,000 | 550 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $10,764,000 | 549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-463,000 | 10,416 |
| Cash dividends | $3,817,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $3,918,000 | 284 |
| Net operating income | $10,708,960 | 528 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $100,960,000 | 403 |
| Total interest expense | $50,444,000 | 391 |
| Net interest income | $50,516,000 | 405 |
| Provision for loan and lease losses | $1,603,000 | 698 |
| Total noninterest income | $14,386,000 | 443 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $6,613,000 | 226 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $7,773,000 | 476 |
| Total noninterest expense | $44,551,000 | 368 |
| Salaries and employee benefits | $21,013,000 | 339 |
| Premises and equipment expense | $5,555,000 | 398 |
| Additional noninterest expense | $17,983,000 | 357 |
| Pre-tax net operating income | $18,748,000 | 484 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $7,270,000 | 469 |
| Income before extraordinary items | $11,499,000 | 524 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $11,499,000 | 524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,357,000 | 10,910 |
| Cash dividends | $7,993,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $754,000 | 482 |
| Net operating income | $11,485,560 | 503 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $84,604,000 | 485 |
| Total interest expense | $41,112,000 | 487 |
| Net interest income | $43,492,000 | 481 |
| Provision for loan and lease losses | $2,950,000 | 462 |
| Total noninterest income | $14,133,000 | 477 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $5,772,000 | 285 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $8,361,000 | 478 |
| Total noninterest expense | $40,896,000 | 452 |
| Salaries and employee benefits | $19,171,000 | 397 |
| Premises and equipment expense | $4,773,000 | 482 |
| Additional noninterest expense | $16,952,000 | 458 |
| Pre-tax net operating income | $13,779,000 | 602 |
| Securities gains (losses) | $256,000 | 608 |
| Applicable income taxes | $-4,273,000 | 11,431 |
| Income before extraordinary items | $18,308,000 | 365 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $18,308,000 | 365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,339,000 | 516 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,719,000 | 320 |
| Net operating income | $18,052,000 | 363 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $69,605,000 | 599 |
| Total interest expense | $32,639,000 | 615 |
| Net interest income | $36,966,000 | 569 |
| Provision for loan and lease losses | $4,359,000 | 351 |
| Total noninterest income | $13,568,000 | 505 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $4,763,000 | 354 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $8,805,000 | 460 |
| Total noninterest expense | $39,584,000 | 473 |
| Salaries and employee benefits | $17,481,000 | 447 |
| Premises and equipment expense | $4,583,000 | 525 |
| Additional noninterest expense | $17,520,000 | 469 |
| Pre-tax net operating income | $6,591,000 | 1,170 |
| Securities gains (losses) | $-891,000 | 11,860 |
| Applicable income taxes | $-5,759,000 | 11,952 |
| Income before extraordinary items | $11,459,000 | 535 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $11,459,000 | 535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,217,000 | 303 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $36,659,000 | 14 |
| Net operating income | $12,350,000 | 508 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $57,561,000 | 621 |
| Total interest expense | $24,909,000 | 604 |
| Net interest income | $32,652,000 | 630 |
| Provision for loan and lease losses | $25,742,000 | 84 |
| Total noninterest income | $23,733,000 | 351 |
| Gross Fiduciary activities income | $115,000 | 1,150 |
| Service charges on deposit accounts | $3,712,000 | 414 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $19,906,000 | 271 |
| Total noninterest expense | $57,732,000 | 364 |
| Salaries and employee benefits | $18,647,000 | 420 |
| Premises and equipment expense | $4,580,000 | 518 |
| Additional noninterest expense | $34,505,000 | 298 |
| Pre-tax net operating income | $-27,089,000 | 12,630 |
| Securities gains (losses) | $263,000 | 418 |
| Applicable income taxes | $81,000 | 9,781 |
| Income before extraordinary items | $-26,907,000 | 12,590 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-26,907,000 | 12,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,322,000 | 90 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-27,170,000 | 12,593 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $60,874,000 | 586 |
| Total interest expense | $27,671,000 | 560 |
| Net interest income | $33,203,000 | 613 |
| Provision for loan and lease losses | $15,740,000 | 197 |
| Total noninterest income | $23,818,000 | 352 |
| Gross Fiduciary activities income | $156,000 | 1,113 |
| Service charges on deposit accounts | $3,956,000 | 386 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $19,706,000 | 280 |
| Total noninterest expense | $58,657,000 | 358 |
| Salaries and employee benefits | $18,540,000 | 414 |
| Premises and equipment expense | $4,558,000 | 535 |
| Additional noninterest expense | $35,559,000 | 309 |
| Pre-tax net operating income | $-17,376,000 | 13,262 |
| Securities gains (losses) | $-282,000 | 13,232 |
| Applicable income taxes | $-3,384,000 | 13,239 |
| Income before extraordinary items | $-14,274,000 | 13,229 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-14,274,000 | 13,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,588,000 | 271 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-14,045,580 | 13,223 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $71,819,000 | 574 |
| Total interest expense | $36,964,000 | 568 |
| Net interest income | $34,855,000 | 596 |
| Provision for loan and lease losses | $13,219,000 | 297 |
| Total noninterest income | $16,283,000 | 439 |
| Gross Fiduciary activities income | $100,000 | 1,253 |
| Service charges on deposit accounts | $3,685,000 | 401 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $12,498,000 | 382 |
| Total noninterest expense | $50,856,000 | 406 |
| Salaries and employee benefits | $16,120,000 | 456 |
| Premises and equipment expense | $4,883,000 | 520 |
| Additional noninterest expense | $29,853,000 | 349 |
| Pre-tax net operating income | $-12,937,000 | 13,894 |
| Securities gains (losses) | $740,000 | 809 |
| Applicable income taxes | $-3,228,000 | 13,895 |
| Income before extraordinary items | $-8,969,000 | 13,848 |
| Extraordinary gains, net | $-1,295,000 | 13,870 |
| Net income | $-10,264,000 | 13,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,916,000 | 286 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-9,516,600 | 13,837 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.