Home > Springfield Institution for Savings > Net charge- offs to loans

Springfield Institution for Savings, Net charge- offs to loans

1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0647%9,825
Percentage Net Loans Charged-off: Total real estate loans-0.1953%1,457
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.6823%1,437
Percentage Net Loans Charged-off: Multi-family residential-0.1246%1,332
Percentage Net Loans Charged-off: 1-4 family residential0.0156%731
Percentage Net Loans Charged-off: Home equity loans0.0257%342
All other 1-4 family - Percent of loans charged-off, net0.0117%712
Percentage Net Loans Charged-off: Commercial and industrial0.4549%379
Percentage Net Loans Charged-off: Loans to individuals4.2733%78
Percentage Net Loans Charged-off: Credit card loans5.3499%149
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2064%10,594
Percentage Net Loans Charged-off: Total real estate loans-0.3351%1,463
Percentage Net Loans Charged-off:Construction & development-0.8339%1,365
Percentage Net Loans Charged-off: Commercial real estate-1.6730%1,441
Percentage Net Loans Charged-off: Multi-family residential1.3350%30
Percentage Net Loans Charged-off: 1-4 family residential0.0521%524
Percentage Net Loans Charged-off: Home equity loans0.0322%353
All other 1-4 family - Percent of loans charged-off, net0.0588%447
Percentage Net Loans Charged-off: Commercial and industrial0.3574%441
Percentage Net Loans Charged-off: Loans to individuals6.0482%40
Percentage Net Loans Charged-off: Credit card loans7.8543%75
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3965%2,250
Percentage Net Loans Charged-off: Total real estate loans0.4690%103
Percentage Net Loans Charged-off:Construction & development-0.3786%1,406
Percentage Net Loans Charged-off: Commercial real estate0.9950%81
Percentage Net Loans Charged-off: Multi-family residential1.6740%56
Percentage Net Loans Charged-off: 1-4 family residential0.1813%221
Percentage Net Loans Charged-off: Home equity loans0.1449%217
All other 1-4 family - Percent of loans charged-off, net0.1902%206
Percentage Net Loans Charged-off: Commercial and industrial-0.3026%1,349
Percentage Net Loans Charged-off: Loans to individuals1.6043%296
Percentage Net Loans Charged-off: Credit card loans5.0355%195
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9643%717
Percentage Net Loans Charged-off: Total real estate loans1.0277%68
Percentage Net Loans Charged-off:Construction & development-0.0221%1,333
Percentage Net Loans Charged-off: Commercial real estate3.2143%33
Percentage Net Loans Charged-off: Multi-family residential1.0098%112
Percentage Net Loans Charged-off: 1-4 family residential0.2195%208
Percentage Net Loans Charged-off: Home equity loans-0.0547%1,314
All other 1-4 family - Percent of loans charged-off, net0.2744%166
Percentage Net Loans Charged-off: Commercial and industrial0.0274%754
Percentage Net Loans Charged-off: Loans to individuals1.9926%146
Percentage Net Loans Charged-off: Credit card loans3.2544%271
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.0000%40
Percentage Net Loans Charged-off: Total real estate loans5.3392%3
Percentage Net Loans Charged-off:Construction & development7.4768%38
Percentage Net Loans Charged-off: Commercial real estate9.0715%7
Percentage Net Loans Charged-off: Multi-family residential16.9625%9
Percentage Net Loans Charged-off: 1-4 family residential1.9411%17
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net2.1872%15
Percentage Net Loans Charged-off: Commercial and industrial1.7433%120
Percentage Net Loans Charged-off: Loans to individuals2.9347%66
Percentage Net Loans Charged-off: Credit card loans6.4050%42
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4218%783
Percentage Net Loans Charged-off: Total real estate loans1.3281%136
Percentage Net Loans Charged-off:Construction & development9.9538%56
Percentage Net Loans Charged-off: Commercial real estate1.0153%283
Percentage Net Loans Charged-off: Multi-family residential4.8768%45
Percentage Net Loans Charged-off: 1-4 family residential0.8597%79
Percentage Net Loans Charged-off: Home equity loans1.5654%27
All other 1-4 family - Percent of loans charged-off, net0.7951%97
Percentage Net Loans Charged-off: Commercial and industrial2.2841%190
Percentage Net Loans Charged-off: Loans to individuals2.0162%180
Percentage Net Loans Charged-off: Credit card loans3.7904%193
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.2213%39
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7445%960
Percentage Net Loans Charged-off: Total real estate loans1.7291%116
Percentage Net Loans Charged-off:Construction & development2.9595%231
Percentage Net Loans Charged-off: Commercial real estate2.9921%133
Percentage Net Loans Charged-off: Multi-family residential4.0690%93
Percentage Net Loans Charged-off: 1-4 family residential0.5369%154
Percentage Net Loans Charged-off: Home equity loans1.2416%34
All other 1-4 family - Percent of loans charged-off, net0.4741%185
Percentage Net Loans Charged-off: Commercial and industrial2.4381%283
Percentage Net Loans Charged-off: Loans to individuals1.2464%464
Percentage Net Loans Charged-off: Credit card loans1.7907%665
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1931%106
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144