Home > Springfield Institution for Savings > Net charge- offs to loans
Springfield Institution for Savings, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0647% | 9,825 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1953% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6823% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1246% | 1,332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0257% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4549% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2733% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3499% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2064% | 10,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3351% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | -0.8339% | 1,365 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6730% | 1,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3350% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0322% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3574% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0482% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8543% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3965% | 2,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4690% | 103 |
| Percentage Net Loans Charged-off:Construction & development | -0.3786% | 1,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9950% | 81 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6740% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1813% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1449% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1902% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3026% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6043% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0355% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9643% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0277% | 68 |
| Percentage Net Loans Charged-off:Construction & development | -0.0221% | 1,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2143% | 33 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0098% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2195% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0547% | 1,314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2744% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0274% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9926% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2544% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0000% | 40 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3392% | 3 |
| Percentage Net Loans Charged-off:Construction & development | 7.4768% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.0715% | 7 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.9625% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9411% | 17 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1872% | 15 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7433% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9347% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4050% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4218% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3281% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 9.9538% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0153% | 283 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8768% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8597% | 79 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5654% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7951% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2841% | 190 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0162% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7904% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2213% | 39 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7445% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7291% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 2.9595% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9921% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0690% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5369% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2416% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4741% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4381% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2464% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7907% | 665 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1931% | 106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |