Home > Springfield Institution for Savings > Assets and Liabilities
Springfield Institution for Savings, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 476 | 372 |
| Assets and Liabilities | ||
| Total Assets: | $1,647,102,000 | 353 |
| Cash and due from depository institutions | $42,190,000 | 372 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $828,065,000 | 186 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $719,719,000 | 472 |
| Loan loss allowance | $19,524,000 | 289 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $29,085,000 | 260 |
| Other real estate owned | $285,000 | 372 |
| Goodwill and other intangibles | $815,000 | 1,556 |
| All other assets | $26,943,000 | 451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,647,102,000 | 353 |
| Total liabilities | $1,533,742,000 | 346 |
| Total deposits | $1,167,526,000 | 350 |
| Interest-bearing deposits | $986,789,000 | 358 |
| Deposits held in domestic offices | $1,167,526,000 | 345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,677,000 | 243 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $192,208,000 | 278 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $23,331,000 | 366 |
| Total equity capital | $113,360,000 | 450 |
| Total bank equity capital | $113,360,000 | 450 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,723,000 | 614 |
| Surplus | $37,335,000 | 542 |
| Undivided profits | $70,302,000 | 371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,728,000 | 1,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $234,000 | 573 |
| Income earned, not collected on loans | $4,154,000 | 522 |
| Earning assets | $1,547,784,000 | 346 |
| Long-term assets (5+ years) | $331,089,000 | 320 |
| Average Assets, year-to-date | $1,554,370,600 | 347 |
| Average Assets, quarterly | $1,622,973,000 | 351 |
| Volatile liabilities | $239,622,000 | 476 |
| Insider loans | $676,000 | 4,523 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $17,298,000 | 253 |
| Unused loan commitments | $288,602,000 | 352 |
| Tier 1 (core) risk-based capital | $114,645,000 | 408 |
| Tier 2 risk-based capital | $13,270,680 | 365 |
| Total risk weighted assets | $1,029,230,180 | 366 |
| Total unused commitments | $288,602,000 | 355 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 525 | 339 |
| Assets and Liabilities | ||
| Total Assets: | $1,478,547,000 | 380 |
| Cash and due from depository institutions | $40,042,000 | 339 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $709,265,000 | 210 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,961 |
| Net loans & leases | $670,237,000 | 500 |
| Loan loss allowance | $18,557,000 | 310 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $28,169,000 | 266 |
| Other real estate owned | $3,127,000 | 339 |
| Goodwill and other intangibles | $936,000 | 1,393 |
| All other assets | $22,271,000 | 477 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,478,547,000 | 380 |
| Total liabilities | $1,372,915,000 | 368 |
| Total deposits | $1,070,625,000 | 374 |
| Interest-bearing deposits | $924,160,000 | 386 |
| Deposits held in domestic offices | $1,070,625,000 | 369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $113,149,000 | 311 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $171,613,000 | 280 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $17,528,000 | 442 |
| Total equity capital | $105,632,000 | 470 |
| Total bank equity capital | $105,632,000 | 470 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,723,000 | 625 |
| Surplus | $33,411,000 | 584 |
| Undivided profits | $66,498,000 | 380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,549,000 | 646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 1,296 |
| Income earned, not collected on loans | $4,072,000 | 552 |
| Earning assets | $1,384,002,000 | 378 |
| Long-term assets (5+ years) | $216,855,000 | 384 |
| Average Assets, year-to-date | $1,422,943,800 | 380 |
| Average Assets, quarterly | $1,465,196,500 | 382 |
| Volatile liabilities | $296,049,000 | 427 |
| Insider loans | $979,000 | 3,615 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $8,252,000 | 258 |
| Unused loan commitments | $228,093,000 | 388 |
| Tier 1 (core) risk-based capital | $103,780,000 | 441 |
| Tier 2 risk-based capital | $11,045,020 | 395 |
| Total risk weighted assets | $876,089,520 | 407 |
| Total unused commitments | $228,093,000 | 390 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 445 | 428 |
| Assets and Liabilities | ||
| Total Assets: | $1,348,511,000 | 438 |
| Cash and due from depository institutions | $31,947,000 | 428 |
| Interest-bearing balances | $45,000 | 5,476 |
| Securities | $641,574,000 | 248 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,295 |
| Net loans & leases | $606,873,000 | 583 |
| Loan loss allowance | $15,597,000 | 390 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $26,958,000 | 298 |
| Other real estate owned | $3,110,000 | 428 |
| Goodwill and other intangibles | $412,000 | 1,785 |
| All other assets | $27,637,000 | 447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,348,511,000 | 438 |
| Total liabilities | $1,247,096,000 | 430 |
| Total deposits | $985,535,000 | 443 |
| Interest-bearing deposits | $873,769,000 | 430 |
| Deposits held in domestic offices | $985,535,000 | 437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $176,577,000 | 273 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $71,319,000 | 481 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $13,665,000 | 514 |
| Total equity capital | $101,415,000 | 512 |
| Total bank equity capital | $101,415,000 | 512 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,723,000 | 668 |
| Surplus | $32,656,000 | 618 |
| Undivided profits | $63,036,000 | 422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,975,000 | 548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 903 |
| Income earned, not collected on loans | $3,738,000 | 616 |
| Earning assets | $1,258,492,000 | 431 |
| Long-term assets (5+ years) | $143,450,000 | 531 |
| Average Assets, year-to-date | $1,209,723,000 | 465 |
| Average Assets, quarterly | $1,316,437,000 | 443 |
| Volatile liabilities | $289,140,000 | 442 |
| Insider loans | $890,000 | 3,938 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $5,171,000 | 324 |
| Unused loan commitments | $184,238,000 | 456 |
| Tier 1 (core) risk-based capital | $95,815,000 | 493 |
| Tier 2 risk-based capital | $9,485,750 | 473 |
| Total risk weighted assets | $752,748,650 | 483 |
| Total unused commitments | $184,238,000 | 459 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 460 | 453 |
| Assets and Liabilities | ||
| Total Assets: | $1,070,978,000 | 553 |
| Cash and due from depository institutions | $30,421,000 | 453 |
| Interest-bearing balances | $45,000 | 5,806 |
| Securities | $420,060,000 | 371 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,816 |
| Net loans & leases | $551,114,000 | 614 |
| Loan loss allowance | $14,986,000 | 412 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $25,510,000 | 335 |
| Other real estate owned | $7,167,000 | 453 |
| Goodwill and other intangibles | $405,000 | 1,670 |
| All other assets | $28,301,000 | 464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,070,978,000 | 553 |
| Total liabilities | $989,509,000 | 544 |
| Total deposits | $902,835,000 | 499 |
| Interest-bearing deposits | $818,085,000 | 484 |
| Deposits held in domestic offices | $902,835,000 | 493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,101,000 | 663 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $46,970,000 | 565 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $8,603,000 | 730 |
| Total equity capital | $81,469,000 | 623 |
| Total bank equity capital | $81,469,000 | 623 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,562,000 | 685 |
| Surplus | $31,098,000 | 643 |
| Undivided profits | $44,809,000 | 592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,624,000 | 482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $522,000 | 253 |
| Income earned, not collected on loans | $3,920,000 | 620 |
| Earning assets | $979,219,000 | 560 |
| Long-term assets (5+ years) | $112,952,000 | 618 |
| Average Assets, year-to-date | $997,467,000 | 560 |
| Average Assets, quarterly | $1,055,254,500 | 550 |
| Volatile liabilities | $103,210,000 | 812 |
| Insider loans | $652,000 | 4,884 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $6,724,000 | 298 |
| Unused loan commitments | $133,084,000 | 571 |
| Tier 1 (core) risk-based capital | $79,743,000 | 596 |
| Tier 2 risk-based capital | $7,847,930 | 546 |
| Total risk weighted assets | $620,695,930 | 581 |
| Total unused commitments | $133,084,000 | 575 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 473 | 451 |
| Assets and Liabilities | ||
| Total Assets: | $920,689,000 | 600 |
| Cash and due from depository institutions | $52,719,000 | 451 |
| Interest-bearing balances | $22,620,000 | 180 |
| Securities | $301,075,000 | 502 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,781 |
| Net loans & leases | $502,902,000 | 651 |
| Loan loss allowance | $15,844,000 | 409 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $23,282,000 | 356 |
| Other real estate owned | $11,063,000 | 451 |
| Goodwill and other intangibles | $589,000 | 1,357 |
| All other assets | $26,059,000 | 498 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $920,689,000 | 600 |
| Total liabilities | $892,186,000 | 577 |
| Total deposits | $873,979,000 | 494 |
| Interest-bearing deposits | $807,060,000 | 468 |
| Deposits held in domestic offices | $873,979,000 | 488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,392,000 | 2,378 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $15,815,000 | 475 |
| Total equity capital | $28,503,000 | 1,450 |
| Total bank equity capital | $28,503,000 | 1,450 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $31,624,000 | 595 |
| Undivided profits | $-3,121,000 | 12,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,489,000 | 452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $332,000 | 347 |
| Income earned, not collected on loans | $3,062,000 | 677 |
| Earning assets | $829,597,000 | 601 |
| Long-term assets (5+ years) | $155,477,000 | 467 |
| Average Assets, year-to-date | $942,262,400 | 577 |
| Average Assets, quarterly | $924,994,000 | 594 |
| Volatile liabilities | $23,053,000 | 2,258 |
| Insider loans | $6,563,000 | 665 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $625,000 | 750 |
| Unused loan commitments | $90,419,000 | 679 |
| Tier 1 (core) risk-based capital | $31,624,000 | 1,299 |
| Tier 2 risk-based capital | $6,510,720 | 614 |
| Total risk weighted assets | $511,524,320 | 644 |
| Total unused commitments | $90,419,000 | 686 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 514 | 436 |
| Assets and Liabilities | ||
| Total Assets: | $969,904,000 | 581 |
| Cash and due from depository institutions | $23,602,000 | 436 |
| Interest-bearing balances | $45,000 | 7,122 |
| Securities | $193,611,000 | 743 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 683 |
| Net loans & leases | $621,188,000 | 534 |
| Loan loss allowance | $18,424,000 | 393 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $24,076,000 | 347 |
| Other real estate owned | $36,378,000 | 436 |
| Goodwill and other intangibles | $882,000 | 1,063 |
| All other assets | $50,167,000 | 332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $969,904,000 | 581 |
| Total liabilities | $911,373,000 | 568 |
| Total deposits | $899,765,000 | 496 |
| Interest-bearing deposits | $843,290,000 | 469 |
| Deposits held in domestic offices | $899,765,000 | 488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,063,000 | 1,371 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,545,000 | 886 |
| Total equity capital | $58,531,000 | 735 |
| Total bank equity capital | $58,531,000 | 735 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $58,531,000 | 362 |
| Undivided profits | $0 | 12,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,732,000 | 167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $208,000 | 588 |
| Income earned, not collected on loans | $3,715,000 | 525 |
| Earning assets | $834,844,000 | 608 |
| Long-term assets (5+ years) | $125,554,000 | 556 |
| Average Assets, year-to-date | $980,275,800 | 553 |
| Average Assets, quarterly | $970,652,000 | 573 |
| Volatile liabilities | $21,661,000 | 2,251 |
| Insider loans | $6,645,000 | 637 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $31,698,000 | 151 |
| Unused loan commitments | $80,204,000 | 710 |
| Tier 1 (core) risk-based capital | $58,531,000 | 714 |
| Tier 2 risk-based capital | $8,634,200 | 490 |
| Total risk weighted assets | $680,945,800 | 506 |
| Total unused commitments | $80,204,000 | 728 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 554 | 416 |
| Assets and Liabilities | ||
| Total Assets: | $1,003,264,000 | 581 |
| Cash and due from depository institutions | $20,699,000 | 416 |
| Interest-bearing balances | $149,000 | 6,508 |
| Securities | $149,497,000 | 906 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 1,105 |
| Net loans & leases | $675,669,000 | 512 |
| Loan loss allowance | $12,272,000 | 538 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $25,274,000 | 337 |
| Other real estate owned | $64,815,000 | 416 |
| Goodwill and other intangibles | $605,000 | 1,256 |
| All other assets | $51,705,000 | 340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,003,264,000 | 581 |
| Total liabilities | $930,503,000 | 575 |
| Total deposits | $920,601,000 | 517 |
| Interest-bearing deposits | $873,513,000 | 481 |
| Deposits held in domestic offices | $920,601,000 | 510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,240,000 | 1,189 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,662,000 | 1,170 |
| Total equity capital | $72,761,000 | 571 |
| Total bank equity capital | $72,761,000 | 571 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $72,805,000 | 295 |
| Undivided profits | $-44,000 | 12,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,964,000 | 176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $6,669,000 | 376 |
| Earning assets | $840,315,000 | 603 |
| Long-term assets (5+ years) | $62,542,000 | 961 |
| Average Assets, year-to-date | $1,022,371,200 | 568 |
| Average Assets, quarterly | $1,003,131,000 | 575 |
| Volatile liabilities | $20,650,000 | 2,299 |
| Insider loans | $15,641,000 | 25 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $27,675,000 | 126 |
| Unused loan commitments | $130,740,000 | 530 |
| Tier 1 (core) risk-based capital | $72,761,000 | 549 |
| Tier 2 risk-based capital | $8,980,920 | 488 |
| Total risk weighted assets | $715,138,220 | 498 |
| Total unused commitments | $130,740,000 | 541 |
| Derivatives | $0 | 651 |