Home > Springdale Bank & Trust > Income and Expense
Springdale Bank & Trust, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,068,000 | 1,496 |
| Total interest expense | $11,668,000 | 1,478 |
| Net interest income | $11,400,000 | 1,545 |
| Provision for loan and lease losses | $207,000 | 3,670 |
| Total noninterest income | $6,959,000 | 731 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,026,000 | 665 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,933,000 | 638 |
| Total noninterest expense | $14,219,000 | 989 |
| Salaries and employee benefits | $6,713,000 | 1,045 |
| Premises and equipment expense | $1,396,000 | 1,491 |
| Additional noninterest expense | $6,110,000 | 813 |
| Pre-tax net operating income | $3,933,000 | 1,861 |
| Securities gains (losses) | $-105,000 | 9,426 |
| Applicable income taxes | $1,530,000 | 1,482 |
| Income before extraordinary items | $2,298,000 | 2,248 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,298,000 | 2,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,678 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,365,200 | 2,195 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,176,000 | 2,154 |
| Total interest expense | $7,422,000 | 2,012 |
| Net interest income | $7,754,000 | 2,272 |
| Provision for loan and lease losses | $543,000 | 1,653 |
| Total noninterest income | $3,501,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,468,000 | 899 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,033,000 | 1,139 |
| Total noninterest expense | $7,616,000 | 1,815 |
| Salaries and employee benefits | $3,318,000 | 2,112 |
| Premises and equipment expense | $705,000 | 2,850 |
| Additional noninterest expense | $3,593,000 | 1,277 |
| Pre-tax net operating income | $3,096,000 | 2,341 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $1,103,000 | 2,062 |
| Income before extraordinary items | $1,992,000 | 2,605 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,992,000 | 2,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,408 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,992,640 | 2,569 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,071,000 | 2,315 |
| Total interest expense | $7,233,000 | 2,095 |
| Net interest income | $6,838,000 | 2,478 |
| Provision for loan and lease losses | $499,000 | 1,732 |
| Total noninterest income | $3,333,000 | 1,249 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,388,000 | 891 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,945,000 | 1,184 |
| Total noninterest expense | $6,669,000 | 1,963 |
| Salaries and employee benefits | $2,987,000 | 2,257 |
| Premises and equipment expense | $658,000 | 2,933 |
| Additional noninterest expense | $3,024,000 | 1,439 |
| Pre-tax net operating income | $3,003,000 | 2,376 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,098,000 | 2,141 |
| Income before extraordinary items | $1,905,000 | 2,667 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,905,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 1,535 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,905,000 | 2,592 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,558,000 | 2,612 |
| Total interest expense | $6,440,000 | 2,332 |
| Net interest income | $6,118,000 | 2,846 |
| Provision for loan and lease losses | $507,000 | 1,745 |
| Total noninterest income | $2,490,000 | 1,489 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,251,000 | 1,003 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,239,000 | 1,516 |
| Total noninterest expense | $5,583,000 | 2,313 |
| Salaries and employee benefits | $2,553,000 | 2,595 |
| Premises and equipment expense | $590,000 | 3,205 |
| Additional noninterest expense | $2,440,000 | 1,738 |
| Pre-tax net operating income | $2,518,000 | 2,893 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $930,000 | 2,585 |
| Income before extraordinary items | $1,588,000 | 3,190 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,588,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,029 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,588,000 | 3,126 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,477,000 | 3,142 |
| Total interest expense | $5,295,000 | 2,861 |
| Net interest income | $5,182,000 | 3,435 |
| Provision for loan and lease losses | $217,000 | 3,234 |
| Total noninterest income | $1,889,000 | 1,932 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $989,000 | 1,358 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $900,000 | 1,949 |
| Total noninterest expense | $4,708,000 | 2,902 |
| Salaries and employee benefits | $2,133,000 | 3,136 |
| Premises and equipment expense | $594,000 | 3,245 |
| Additional noninterest expense | $1,981,000 | 2,481 |
| Pre-tax net operating income | $2,146,000 | 3,225 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $773,000 | 2,937 |
| Income before extraordinary items | $1,373,000 | 3,466 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,373,000 | 3,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,045 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,373,000 | 3,413 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,713,000 | 3,723 |
| Total interest expense | $4,555,000 | 3,278 |
| Net interest income | $4,158,000 | 4,176 |
| Provision for loan and lease losses | $179,000 | 3,304 |
| Total noninterest income | $1,338,000 | 2,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $719,000 | 1,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 2,485 |
| Total noninterest expense | $3,580,000 | 3,661 |
| Salaries and employee benefits | $1,677,000 | 3,868 |
| Premises and equipment expense | $444,000 | 4,153 |
| Additional noninterest expense | $1,459,000 | 3,165 |
| Pre-tax net operating income | $1,737,000 | 3,959 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $641,000 | 3,491 |
| Income before extraordinary items | $1,121,000 | 4,186 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,121,000 | 4,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,105,000 | 4,216 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,581,000 | 4,479 |
| Total interest expense | $3,197,000 | 3,741 |
| Net interest income | $3,384,000 | 5,086 |
| Provision for loan and lease losses | $145,000 | 3,683 |
| Total noninterest income | $1,051,000 | 3,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $510,000 | 2,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $541,000 | 2,805 |
| Total noninterest expense | $3,086,000 | 4,310 |
| Salaries and employee benefits | $1,400,000 | 4,563 |
| Premises and equipment expense | $323,000 | 5,394 |
| Additional noninterest expense | $1,363,000 | 3,616 |
| Pre-tax net operating income | $1,204,000 | 5,228 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $443,000 | 4,447 |
| Income before extraordinary items | $761,000 | 5,550 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $761,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $761,000 | 5,621 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,433,000 | 5,391 |
| Total interest expense | $2,468,000 | 4,875 |
| Net interest income | $2,965,000 | 5,705 |
| Provision for loan and lease losses | $171,000 | 4,328 |
| Total noninterest income | $989,000 | 3,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $602,000 | 2,893 |
| Total noninterest expense | $2,514,000 | 5,257 |
| Salaries and employee benefits | $1,126,000 | 5,536 |
| Premises and equipment expense | $241,000 | 6,865 |
| Additional noninterest expense | $1,147,000 | 4,372 |
| Pre-tax net operating income | $1,269,000 | 4,963 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $483,000 | 4,309 |
| Income before extraordinary items | $786,000 | 5,639 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $786,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $786,000 | 5,405 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,704,000 | 6,664 |
| Total interest expense | $2,157,000 | 6,737 |
| Net interest income | $2,547,000 | 6,505 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $711,000 | 4,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $460,000 | 3,373 |
| Total noninterest expense | $2,018,000 | 6,335 |
| Salaries and employee benefits | $923,000 | 6,492 |
| Premises and equipment expense | $173,000 | 8,493 |
| Additional noninterest expense | $922,000 | 5,410 |
| Pre-tax net operating income | $1,189,000 | 4,948 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $453,000 | 4,342 |
| Income before extraordinary items | $736,000 | 5,711 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $736,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 13,268 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $736,000 | 5,373 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.