Home > Spring Hill Savings Bank, FSB > Income and Expense
Spring Hill Savings Bank, FSB, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,497,000 | 4,676 |
| Total interest expense | $3,675,000 | 3,864 |
| Net interest income | $2,822,000 | 5,401 |
| Provision for loan and lease losses | $101,000 | 5,190 |
| Total noninterest income | $159,000 | 7,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $159,000 | 5,475 |
| Total noninterest expense | $2,563,000 | 4,787 |
| Salaries and employee benefits | $1,477,000 | 4,398 |
| Premises and equipment expense | $380,000 | 4,696 |
| Additional noninterest expense | $706,000 | 5,213 |
| Pre-tax net operating income | $317,000 | 8,003 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $251,000 | 5,195 |
| Income before extraordinary items | $70,000 | 9,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $70,000 | 9,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $205,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $67,440 | 9,123 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,444,000 | 4,712 |
| Total interest expense | $3,754,000 | 3,877 |
| Net interest income | $2,690,000 | 5,564 |
| Provision for loan and lease losses | $19,000 | 7,809 |
| Total noninterest income | $215,000 | 7,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $215,000 | 4,781 |
| Total noninterest expense | $2,233,000 | 5,158 |
| Salaries and employee benefits | $1,375,000 | 4,547 |
| Premises and equipment expense | $371,000 | 4,697 |
| Additional noninterest expense | $487,000 | 6,534 |
| Pre-tax net operating income | $653,000 | 6,668 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $256,000 | 5,584 |
| Income before extraordinary items | $397,000 | 7,242 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $397,000 | 7,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $397,000 | 7,149 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,491,000 | 4,787 |
| Total interest expense | $4,035,000 | 3,645 |
| Net interest income | $2,456,000 | 6,124 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $119,000 | 9,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $119,000 | 6,301 |
| Total noninterest expense | $1,642,000 | 6,433 |
| Salaries and employee benefits | $939,000 | 6,111 |
| Premises and equipment expense | $316,000 | 5,267 |
| Additional noninterest expense | $387,000 | 7,467 |
| Pre-tax net operating income | $863,000 | 6,275 |
| Securities gains (losses) | $124,000 | 893 |
| Applicable income taxes | $382,000 | 5,024 |
| Income before extraordinary items | $605,000 | 6,338 |
| Extraordinary gains, net | $-563,000 | 10,920 |
| Net income | $42,000 | 10,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,617 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $4,400,000 | 231 |
| Net operating income | $525,640 | 6,773 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,252,000 | 5,029 |
| Total interest expense | $4,154,000 | 3,579 |
| Net interest income | $2,098,000 | 6,959 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $107,000 | 9,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $107,000 | 6,940 |
| Total noninterest expense | $2,232,000 | 5,474 |
| Salaries and employee benefits | $937,000 | 6,279 |
| Premises and equipment expense | $303,000 | 5,560 |
| Additional noninterest expense | $992,000 | 4,436 |
| Pre-tax net operating income | $-267,000 | 11,115 |
| Securities gains (losses) | $903,000 | 272 |
| Applicable income taxes | $257,000 | 6,358 |
| Income before extraordinary items | $379,000 | 7,800 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $379,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,059 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-198,920 | 11,069 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,465,000 | 4,872 |
| Total interest expense | $4,462,000 | 3,330 |
| Net interest income | $2,003,000 | 7,307 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $118,000 | 9,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $118,000 | 6,698 |
| Total noninterest expense | $1,707,000 | 6,719 |
| Salaries and employee benefits | $841,000 | 6,877 |
| Premises and equipment expense | $253,000 | 6,297 |
| Additional noninterest expense | $613,000 | 6,457 |
| Pre-tax net operating income | $350,000 | 9,383 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $111,000 | 8,958 |
| Income before extraordinary items | $231,000 | 9,599 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $231,000 | 9,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,578 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $236,440 | 9,525 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,400,000 | 4,584 |
| Total interest expense | $4,667,000 | 2,629 |
| Net interest income | $1,733,000 | 8,218 |
| Provision for loan and lease losses | $61,000 | 5,573 |
| Total noninterest income | $156,000 | 9,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $156,000 | 6,096 |
| Total noninterest expense | $1,669,000 | 7,075 |
| Salaries and employee benefits | $764,000 | 7,422 |
| Premises and equipment expense | $268,000 | 6,210 |
| Additional noninterest expense | $637,000 | 6,756 |
| Pre-tax net operating income | $159,000 | 11,199 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $45,000 | 10,591 |
| Income before extraordinary items | $100,000 | 11,384 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $100,000 | 11,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,456 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $109,660 | 11,336 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,791,000 | 4,432 |
| Total interest expense | $5,425,000 | 2,379 |
| Net interest income | $1,366,000 | 9,523 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $217,000 | 8,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $217,000 | 5,419 |
| Total noninterest expense | $1,908,000 | 6,599 |
| Salaries and employee benefits | $862,000 | 6,936 |
| Premises and equipment expense | $291,000 | 6,002 |
| Additional noninterest expense | $755,000 | 6,204 |
| Pre-tax net operating income | $-325,000 | 12,780 |
| Securities gains (losses) | $223,000 | 1,570 |
| Applicable income taxes | $-42,000 | 12,874 |
| Income before extraordinary items | $-60,000 | 12,621 |
| Extraordinary gains, net | $61,000 | 2,018 |
| Net income | $1,000 | 12,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 4,115 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-202,720 | 12,680 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,794,000 | 3,943 |
| Total interest expense | $7,040,000 | 2,390 |
| Net interest income | $1,754,000 | 8,492 |
| Provision for loan and lease losses | $509,000 | 2,962 |
| Total noninterest income | $774,000 | 4,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,000 | 486 |
| Additional Noninterest Income | $773,000 | 2,353 |
| Total noninterest expense | $3,162,000 | 4,311 |
| Salaries and employee benefits | $875,000 | 6,767 |
| Premises and equipment expense | $389,000 | 4,906 |
| Additional noninterest expense | $1,898,000 | 2,923 |
| Pre-tax net operating income | $-1,143,000 | 13,504 |
| Securities gains (losses) | $118,000 | 2,739 |
| Applicable income taxes | $-354,000 | 13,722 |
| Income before extraordinary items | $-671,000 | 13,451 |
| Extraordinary gains, net | $-74,000 | 13,621 |
| Net income | $-745,000 | 13,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 3,243 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-747,700 | 13,395 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.