Home > Spratt Savings Bank > Income and Expense
Spratt Savings Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 3,666 |
| Total interest expense | $460,000 | 3,530 |
| Net interest income | $918,000 | 3,690 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $60,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $22,000 | 3,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 3,655 |
| Total noninterest expense | $901,000 | 3,470 |
| Salaries and employee benefits | $409,000 | 3,660 |
| Premises and equipment expense | $110,000 | 3,120 |
| Additional noninterest expense | $38,000 | 3,655 |
| Pre-tax net operating income | $77,000 | 3,985 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $15,000 | 2,845 |
| Income before extraordinary items | $62,000 | 3,992 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $62,000 | 4,032 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $62,000 | 3,992 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $62,000 | 4,002 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $5,494,000 | 3,650 |
| Total interest expense | $2,090,000 | 3,413 |
| Net interest income | $3,404,000 | 3,725 |
| Provision for loan and lease losses | $0 | 3,269 |
| Total noninterest income | $221,000 | 3,904 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $78,000 | 3,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 3,755 |
| Total noninterest expense | $3,470,000 | 3,524 |
| Salaries and employee benefits | $1,608,000 | 3,686 |
| Premises and equipment expense | $439,000 | 3,126 |
| Additional noninterest expense | $143,000 | 3,755 |
| Pre-tax net operating income | $155,000 | 4,077 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $19,000 | 3,132 |
| Income before extraordinary items | $136,000 | 4,059 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $136,000 | 4,102 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $136,000 | 4,058 |
| Net charge-offs | $5,000 | 2,829 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $136,000 | 4,073 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $4,113,000 | 3,662 |
| Total interest expense | $1,591,000 | 3,403 |
| Net interest income | $2,522,000 | 3,741 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $166,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $62,000 | 3,482 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 3,772 |
| Total noninterest expense | $2,555,000 | 3,522 |
| Salaries and employee benefits | $1,197,000 | 3,687 |
| Premises and equipment expense | $324,000 | 3,142 |
| Additional noninterest expense | $104,000 | 3,772 |
| Pre-tax net operating income | $133,000 | 4,099 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $22,000 | 3,060 |
| Income before extraordinary items | $111,000 | 4,092 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $111,000 | 4,137 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $111,000 | 4,095 |
| Net charge-offs | $0 | 2,823 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $111,000 | 4,101 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 3,669 |
| Total interest expense | $1,035,000 | 3,409 |
| Net interest income | $1,685,000 | 3,756 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $107,000 | 3,930 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $38,000 | 3,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,777 |
| Total noninterest expense | $1,698,000 | 3,528 |
| Salaries and employee benefits | $795,000 | 3,700 |
| Premises and equipment expense | $215,000 | 3,142 |
| Additional noninterest expense | $69,000 | 3,777 |
| Pre-tax net operating income | $94,000 | 4,106 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $15,000 | 3,057 |
| Income before extraordinary items | $79,000 | 4,082 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $79,000 | 4,125 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $79,000 | 4,085 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $79,000 | 4,098 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 3,677 |
| Total interest expense | $506,000 | 3,396 |
| Net interest income | $841,000 | 3,771 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $54,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $19,000 | 3,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 3,772 |
| Total noninterest expense | $848,000 | 3,540 |
| Salaries and employee benefits | $393,000 | 3,717 |
| Premises and equipment expense | $103,000 | 3,193 |
| Additional noninterest expense | $35,000 | 3,772 |
| Pre-tax net operating income | $47,000 | 4,065 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $8,000 | 2,967 |
| Income before extraordinary items | $39,000 | 4,084 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $39,000 | 4,124 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $39,000 | 4,084 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $39,000 | 4,094 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $5,187,000 | 3,640 |
| Total interest expense | $1,511,000 | 3,327 |
| Net interest income | $3,676,000 | 3,704 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $260,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $126,000 | 3,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 3,880 |
| Total noninterest expense | $3,197,000 | 3,615 |
| Salaries and employee benefits | $1,500,000 | 3,773 |
| Premises and equipment expense | $417,000 | 3,187 |
| Additional noninterest expense | $134,000 | 3,880 |
| Pre-tax net operating income | $739,000 | 3,769 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $169,000 | 2,535 |
| Income before extraordinary items | $570,000 | 3,821 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $570,000 | 3,860 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $570,000 | 3,822 |
| Net charge-offs | $1,000 | 2,818 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $570,000 | 3,847 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 3,643 |
| Total interest expense | $1,038,000 | 3,313 |
| Net interest income | $2,811,000 | 3,698 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $200,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $99,000 | 3,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 3,882 |
| Total noninterest expense | $2,373,000 | 3,618 |
| Salaries and employee benefits | $1,115,000 | 3,775 |
| Premises and equipment expense | $308,000 | 3,229 |
| Additional noninterest expense | $101,000 | 3,880 |
| Pre-tax net operating income | $638,000 | 3,768 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $142,000 | 2,519 |
| Income before extraordinary items | $496,000 | 3,829 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $496,000 | 3,864 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $496,000 | 3,829 |
| Net charge-offs | $1,000 | 2,548 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $496,000 | 3,857 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 3,634 |
| Total interest expense | $634,000 | 3,264 |
| Net interest income | $1,925,000 | 3,691 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $138,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $69,000 | 3,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,900 |
| Total noninterest expense | $1,569,000 | 3,631 |
| Salaries and employee benefits | $746,000 | 3,783 |
| Premises and equipment expense | $204,000 | 3,238 |
| Additional noninterest expense | $69,000 | 3,880 |
| Pre-tax net operating income | $494,000 | 3,707 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $112,000 | 2,491 |
| Income before extraordinary items | $382,000 | 3,796 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $382,000 | 3,833 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $382,000 | 3,795 |
| Net charge-offs | $1,000 | 2,309 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $382,000 | 3,815 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 3,670 |
| Total interest expense | $298,000 | 3,183 |
| Net interest income | $952,000 | 3,724 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $64,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $27,000 | 3,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 3,866 |
| Total noninterest expense | $768,000 | 3,691 |
| Salaries and employee benefits | $376,000 | 3,825 |
| Premises and equipment expense | $100,000 | 3,317 |
| Additional noninterest expense | $37,000 | 3,866 |
| Pre-tax net operating income | $248,000 | 3,766 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $56,000 | 2,506 |
| Income before extraordinary items | $192,000 | 3,842 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $192,000 | 3,842 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $192,000 | 3,842 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $192,000 | 3,857 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 3,701 |
| Total interest expense | $879,000 | 2,592 |
| Net interest income | $3,232,000 | 3,832 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $194,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $67,000 | 3,753 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 4,059 |
| Total noninterest expense | $3,006,000 | 3,722 |
| Salaries and employee benefits | $1,390,000 | 3,896 |
| Premises and equipment expense | $399,000 | 3,301 |
| Additional noninterest expense | $127,000 | 4,059 |
| Pre-tax net operating income | $420,000 | 4,237 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $100,000 | 3,010 |
| Income before extraordinary items | $320,000 | 4,264 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $320,000 | 4,263 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $320,000 | 4,264 |
| Net charge-offs | $1,000 | 2,539 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $320,000 | 4,278 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 3,748 |
| Total interest expense | $613,000 | 2,380 |
| Net interest income | $2,268,000 | 3,892 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $138,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $42,000 | 3,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 4,071 |
| Total noninterest expense | $2,233,000 | 3,717 |
| Salaries and employee benefits | $1,042,000 | 3,895 |
| Premises and equipment expense | $301,000 | 3,301 |
| Additional noninterest expense | $96,000 | 4,071 |
| Pre-tax net operating income | $173,000 | 4,400 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $32,000 | 3,297 |
| Income before extraordinary items | $141,000 | 4,394 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $141,000 | 4,393 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $141,000 | 4,393 |
| Net charge-offs | $1,000 | 2,255 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $141,000 | 4,424 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 3,825 |
| Total interest expense | $398,000 | 2,271 |
| Net interest income | $1,400,000 | 3,984 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $91,000 | 4,229 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $28,000 | 3,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 4,095 |
| Total noninterest expense | $1,481,000 | 3,723 |
| Salaries and employee benefits | $691,000 | 3,927 |
| Premises and equipment expense | $198,000 | 3,342 |
| Additional noninterest expense | $592,000 | 3,435 |
| Pre-tax net operating income | $10,000 | 4,562 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $-4,000 | 4,597 |
| Income before extraordinary items | $14,000 | 4,523 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $14,000 | 4,524 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $14,000 | 4,523 |
| Net charge-offs | $1,000 | 2,041 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $14,000 | 4,554 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 3,873 |
| Total interest expense | $200,000 | 2,219 |
| Net interest income | $649,000 | 4,030 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $43,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $13,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,103 |
| Total noninterest expense | $730,000 | 3,748 |
| Salaries and employee benefits | $337,000 | 3,965 |
| Premises and equipment expense | $98,000 | 3,372 |
| Additional noninterest expense | $295,000 | 3,442 |
| Pre-tax net operating income | $-38,000 | 4,632 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $-13,000 | 4,645 |
| Income before extraordinary items | $-25,000 | 4,590 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-25,000 | 4,589 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-25,000 | 4,590 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-25,000 | 4,610 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 3,928 |
| Total interest expense | $875,000 | 2,410 |
| Net interest income | $2,583,000 | 4,101 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $302,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $57,000 | 3,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 3,869 |
| Total noninterest expense | $2,783,000 | 3,848 |
| Salaries and employee benefits | $1,345,000 | 3,996 |
| Premises and equipment expense | $337,000 | 3,579 |
| Additional noninterest expense | $1,101,000 | 3,570 |
| Pre-tax net operating income | $102,000 | 4,595 |
| Securities gains (losses) | $55,000 | 1,082 |
| Applicable income taxes | $35,000 | 3,386 |
| Income before extraordinary items | $122,000 | 4,575 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $122,000 | 4,575 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $122,000 | 4,575 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $78,550 | 4,608 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 3,983 |
| Total interest expense | $663,000 | 2,483 |
| Net interest income | $1,981,000 | 4,149 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $248,000 | 4,021 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $43,000 | 3,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 3,826 |
| Total noninterest expense | $2,066,000 | 3,883 |
| Salaries and employee benefits | $1,015,000 | 4,024 |
| Premises and equipment expense | $244,000 | 3,670 |
| Additional noninterest expense | $807,000 | 3,626 |
| Pre-tax net operating income | $163,000 | 4,574 |
| Securities gains (losses) | $50,000 | 1,056 |
| Applicable income taxes | $51,000 | 3,188 |
| Income before extraordinary items | $162,000 | 4,569 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $162,000 | 4,569 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $162,000 | 4,569 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $122,500 | 4,595 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 3,947 |
| Total interest expense | $448,000 | 2,528 |
| Net interest income | $1,433,000 | 4,110 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $184,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $29,000 | 3,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 3,754 |
| Total noninterest expense | $1,348,000 | 3,929 |
| Salaries and employee benefits | $668,000 | 4,063 |
| Premises and equipment expense | $154,000 | 3,761 |
| Additional noninterest expense | $526,000 | 3,652 |
| Pre-tax net operating income | $269,000 | 4,330 |
| Securities gains (losses) | $50,000 | 887 |
| Applicable income taxes | $79,000 | 2,844 |
| Income before extraordinary items | $240,000 | 4,349 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $240,000 | 4,348 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $240,000 | 4,349 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $200,500 | 4,408 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 3,980 |
| Total interest expense | $224,000 | 2,585 |
| Net interest income | $692,000 | 4,150 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $111,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $13,000 | 4,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 3,523 |
| Total noninterest expense | $667,000 | 3,939 |
| Salaries and employee benefits | $336,000 | 4,069 |
| Premises and equipment expense | $74,000 | 3,828 |
| Additional noninterest expense | $257,000 | 3,657 |
| Pre-tax net operating income | $136,000 | 4,307 |
| Securities gains (losses) | $50,000 | 663 |
| Applicable income taxes | $45,000 | 2,736 |
| Income before extraordinary items | $141,000 | 4,252 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $141,000 | 4,251 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $141,000 | 4,252 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $101,500 | 4,388 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 3,951 |
| Total interest expense | $990,000 | 2,952 |
| Net interest income | $2,796,000 | 4,111 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $535,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $52,000 | 4,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 3,181 |
| Total noninterest expense | $2,805,000 | 3,902 |
| Salaries and employee benefits | $1,394,000 | 4,052 |
| Premises and equipment expense | $327,000 | 3,704 |
| Additional noninterest expense | $1,084,000 | 3,590 |
| Pre-tax net operating income | $526,000 | 4,176 |
| Securities gains (losses) | $1,000 | 2,609 |
| Applicable income taxes | $119,000 | 2,869 |
| Income before extraordinary items | $408,000 | 4,308 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $408,000 | 4,307 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $408,000 | 4,308 |
| Net charge-offs | $4,000 | 3,213 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $407,210 | 4,254 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 3,944 |
| Total interest expense | $747,000 | 3,054 |
| Net interest income | $2,201,000 | 4,089 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $420,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $38,000 | 4,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 3,097 |
| Total noninterest expense | $2,070,000 | 3,915 |
| Salaries and employee benefits | $1,043,000 | 4,053 |
| Premises and equipment expense | $242,000 | 3,734 |
| Additional noninterest expense | $785,000 | 3,624 |
| Pre-tax net operating income | $551,000 | 3,984 |
| Securities gains (losses) | $1,000 | 2,423 |
| Applicable income taxes | $132,000 | 2,648 |
| Income before extraordinary items | $420,000 | 4,142 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $420,000 | 4,142 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $420,000 | 4,142 |
| Net charge-offs | $4,000 | 2,970 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $419,210 | 4,099 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 3,911 |
| Total interest expense | $502,000 | 3,121 |
| Net interest income | $1,585,000 | 4,022 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $337,000 | 3,264 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $27,000 | 4,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 2,878 |
| Total noninterest expense | $1,387,000 | 3,922 |
| Salaries and employee benefits | $698,000 | 4,076 |
| Premises and equipment expense | $159,000 | 3,754 |
| Additional noninterest expense | $530,000 | 3,618 |
| Pre-tax net operating income | $535,000 | 3,664 |
| Securities gains (losses) | $1,000 | 2,174 |
| Applicable income taxes | $130,000 | 2,362 |
| Income before extraordinary items | $406,000 | 3,838 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $406,000 | 3,838 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $406,000 | 3,838 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $405,210 | 3,792 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 4,014 |
| Total interest expense | $253,000 | 3,243 |
| Net interest income | $726,000 | 4,146 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $246,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $15,000 | 4,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 2,281 |
| Total noninterest expense | $711,000 | 3,925 |
| Salaries and employee benefits | $356,000 | 4,092 |
| Premises and equipment expense | $86,000 | 3,660 |
| Additional noninterest expense | $269,000 | 3,643 |
| Pre-tax net operating income | $261,000 | 3,549 |
| Securities gains (losses) | $1,000 | 1,614 |
| Applicable income taxes | $63,000 | 2,251 |
| Income before extraordinary items | $199,000 | 3,713 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $199,000 | 3,714 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $199,000 | 3,714 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $198,210 | 3,689 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,023,000 | 4,046 |
| Total interest expense | $880,000 | 3,476 |
| Net interest income | $3,143,000 | 4,111 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $205,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $53,000 | 4,453 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $152,000 | 4,152 |
| Total noninterest expense | $2,630,000 | 4,069 |
| Salaries and employee benefits | $1,405,000 | 4,137 |
| Premises and equipment expense | $207,000 | 4,346 |
| Additional noninterest expense | $1,018,000 | 3,768 |
| Pre-tax net operating income | $718,000 | 4,172 |
| Securities gains (losses) | $-90,000 | 5,073 |
| Applicable income taxes | $130,000 | 2,897 |
| Income before extraordinary items | $498,000 | 4,389 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $498,000 | 4,391 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $498,000 | 4,391 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $569,100 | 4,278 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 4,093 |
| Total interest expense | $639,000 | 3,557 |
| Net interest income | $2,407,000 | 4,145 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $148,000 | 4,522 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $39,000 | 4,535 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $109,000 | 4,229 |
| Total noninterest expense | $1,932,000 | 4,130 |
| Salaries and employee benefits | $1,076,000 | 4,141 |
| Premises and equipment expense | $124,000 | 4,594 |
| Additional noninterest expense | $732,000 | 3,859 |
| Pre-tax net operating income | $623,000 | 4,150 |
| Securities gains (losses) | $-90,000 | 5,159 |
| Applicable income taxes | $113,000 | 2,870 |
| Income before extraordinary items | $420,000 | 4,410 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $420,000 | 4,409 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $420,000 | 4,409 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $491,100 | 4,272 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 4,117 |
| Total interest expense | $416,000 | 3,576 |
| Net interest income | $1,628,000 | 4,149 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $95,000 | 4,580 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $25,000 | 4,587 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $70,000 | 4,278 |
| Total noninterest expense | $1,262,000 | 4,189 |
| Salaries and employee benefits | $713,000 | 4,182 |
| Premises and equipment expense | $73,000 | 4,710 |
| Additional noninterest expense | $476,000 | 3,931 |
| Pre-tax net operating income | $461,000 | 4,072 |
| Securities gains (losses) | $-91,000 | 5,205 |
| Applicable income taxes | $79,000 | 2,831 |
| Income before extraordinary items | $291,000 | 4,383 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $291,000 | 4,381 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $291,000 | 4,381 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $362,890 | 4,182 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $987,000 | 4,190 |
| Total interest expense | $204,000 | 3,570 |
| Net interest income | $783,000 | 4,238 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $47,000 | 4,588 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $11,000 | 4,686 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 4,240 |
| Total noninterest expense | $595,000 | 4,318 |
| Salaries and employee benefits | $363,000 | 4,193 |
| Premises and equipment expense | $36,000 | 4,774 |
| Additional noninterest expense | $196,000 | 4,222 |
| Pre-tax net operating income | $235,000 | 4,054 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $52,000 | 2,607 |
| Income before extraordinary items | $183,000 | 4,177 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $183,000 | 4,176 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $183,000 | 4,176 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $183,000 | 4,171 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 4,261 |
| Total interest expense | $745,000 | 3,361 |
| Net interest income | $2,883,000 | 4,358 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $185,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $58,000 | 4,624 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 4,432 |
| Total noninterest expense | $2,483,000 | 4,281 |
| Salaries and employee benefits | $1,442,000 | 4,227 |
| Premises and equipment expense | $153,000 | 4,772 |
| Additional noninterest expense | $888,000 | 4,065 |
| Pre-tax net operating income | $585,000 | 4,535 |
| Securities gains (losses) | $-2,000 | 4,086 |
| Applicable income taxes | $117,000 | 3,005 |
| Income before extraordinary items | $466,000 | 4,598 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $466,000 | 4,597 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $466,000 | 4,597 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $467,600 | 4,600 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 4,333 |
| Total interest expense | $545,000 | 3,348 |
| Net interest income | $2,113,000 | 4,441 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $136,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $42,000 | 4,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $94,000 | 4,489 |
| Total noninterest expense | $1,865,000 | 4,304 |
| Salaries and employee benefits | $1,103,000 | 4,216 |
| Premises and equipment expense | $111,000 | 4,849 |
| Additional noninterest expense | $651,000 | 4,130 |
| Pre-tax net operating income | $384,000 | 4,720 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $76,000 | 3,151 |
| Income before extraordinary items | $307,000 | 4,768 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $307,000 | 4,766 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $307,000 | 4,767 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $307,800 | 4,775 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 4,387 |
| Total interest expense | $349,000 | 3,329 |
| Net interest income | $1,376,000 | 4,503 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $95,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $29,000 | 4,722 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 4,494 |
| Total noninterest expense | $1,265,000 | 4,297 |
| Salaries and employee benefits | $765,000 | 4,193 |
| Premises and equipment expense | $73,000 | 4,897 |
| Additional noninterest expense | $427,000 | 4,195 |
| Pre-tax net operating income | $206,000 | 4,856 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $38,000 | 3,266 |
| Income before extraordinary items | $167,000 | 4,907 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $167,000 | 4,906 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $167,000 | 4,906 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $167,810 | 4,912 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 4,432 |
| Total interest expense | $170,000 | 3,329 |
| Net interest income | $678,000 | 4,558 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $44,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $16,000 | 4,684 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $28,000 | 4,645 |
| Total noninterest expense | $629,000 | 4,364 |
| Salaries and employee benefits | $383,000 | 4,234 |
| Premises and equipment expense | $37,000 | 4,931 |
| Additional noninterest expense | $209,000 | 4,258 |
| Pre-tax net operating income | $93,000 | 4,911 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $17,000 | 3,301 |
| Income before extraordinary items | $76,000 | 4,973 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $76,000 | 4,972 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $76,000 | 4,973 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $76,000 | 4,977 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 4,479 |
| Total interest expense | $668,000 | 3,209 |
| Net interest income | $2,597,000 | 4,619 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $181,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $63,000 | 4,805 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $118,000 | 4,673 |
| Total noninterest expense | $2,411,000 | 4,471 |
| Salaries and employee benefits | $1,475,000 | 4,316 |
| Premises and equipment expense | $108,000 | 5,245 |
| Additional noninterest expense | $828,000 | 4,336 |
| Pre-tax net operating income | $367,000 | 4,928 |
| Securities gains (losses) | $36,000 | 1,058 |
| Applicable income taxes | $150,000 | 3,112 |
| Income before extraordinary items | $253,000 | 4,940 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $253,000 | 4,940 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $253,000 | 4,940 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $229,960 | 4,966 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 4,522 |
| Total interest expense | $499,000 | 3,219 |
| Net interest income | $1,939,000 | 4,670 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $133,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $46,000 | 4,874 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $87,000 | 4,739 |
| Total noninterest expense | $1,774,000 | 4,523 |
| Salaries and employee benefits | $1,108,000 | 4,335 |
| Premises and equipment expense | $72,000 | 5,354 |
| Additional noninterest expense | $594,000 | 4,422 |
| Pre-tax net operating income | $298,000 | 4,970 |
| Securities gains (losses) | $36,000 | 1,033 |
| Applicable income taxes | $88,000 | 3,223 |
| Income before extraordinary items | $246,000 | 5,010 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $246,000 | 5,010 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $246,000 | 5,010 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $219,360 | 5,063 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 4,559 |
| Total interest expense | $329,000 | 3,202 |
| Net interest income | $1,279,000 | 4,706 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $85,000 | 5,047 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $30,000 | 4,921 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $55,000 | 4,806 |
| Total noninterest expense | $1,160,000 | 4,588 |
| Salaries and employee benefits | $737,000 | 4,367 |
| Premises and equipment expense | $43,000 | 5,450 |
| Additional noninterest expense | $380,000 | 4,518 |
| Pre-tax net operating income | $204,000 | 4,956 |
| Securities gains (losses) | $-3,000 | 5,365 |
| Applicable income taxes | $51,000 | 3,293 |
| Income before extraordinary items | $150,000 | 5,081 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $150,000 | 5,081 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $150,000 | 5,081 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $152,250 | 5,057 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $794,000 | 4,598 |
| Total interest expense | $163,000 | 3,206 |
| Net interest income | $631,000 | 4,763 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $43,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $16,000 | 4,894 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $27,000 | 4,849 |
| Total noninterest expense | $577,000 | 4,653 |
| Salaries and employee benefits | $371,000 | 4,399 |
| Premises and equipment expense | $22,000 | 5,488 |
| Additional noninterest expense | $184,000 | 4,604 |
| Pre-tax net operating income | $97,000 | 4,986 |
| Securities gains (losses) | $-2,000 | 5,508 |
| Applicable income taxes | $23,000 | 3,299 |
| Income before extraordinary items | $72,000 | 5,106 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $72,000 | 5,106 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $72,000 | 5,106 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $73,520 | 5,088 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 4,712 |
| Total interest expense | $628,000 | 3,238 |
| Net interest income | $2,381,000 | 4,852 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $176,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $63,000 | 5,005 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $113,000 | 4,876 |
| Total noninterest expense | $2,284,000 | 4,707 |
| Salaries and employee benefits | $1,419,000 | 4,495 |
| Premises and equipment expense | $89,000 | 5,555 |
| Additional noninterest expense | $776,000 | 4,609 |
| Pre-tax net operating income | $273,000 | 5,202 |
| Securities gains (losses) | $74,000 | 1,565 |
| Applicable income taxes | $82,000 | 3,406 |
| Income before extraordinary items | $265,000 | 5,175 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $265,000 | 5,174 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $265,000 | 5,174 |
| Net charge-offs | $5,000 | 4,023 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $208,760 | 5,265 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 4,760 |
| Total interest expense | $464,000 | 3,275 |
| Net interest income | $1,774,000 | 4,909 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $125,000 | 5,251 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $46,000 | 5,077 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $79,000 | 4,974 |
| Total noninterest expense | $1,699,000 | 4,737 |
| Salaries and employee benefits | $1,075,000 | 4,493 |
| Premises and equipment expense | $64,000 | 5,632 |
| Additional noninterest expense | $560,000 | 4,708 |
| Pre-tax net operating income | $200,000 | 5,301 |
| Securities gains (losses) | $79,000 | 1,439 |
| Applicable income taxes | $71,000 | 3,410 |
| Income before extraordinary items | $208,000 | 5,241 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $208,000 | 5,241 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $208,000 | 5,241 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $148,750 | 5,369 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 4,813 |
| Total interest expense | $305,000 | 3,313 |
| Net interest income | $1,182,000 | 4,957 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $83,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $29,000 | 5,147 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $54,000 | 4,996 |
| Total noninterest expense | $1,127,000 | 4,791 |
| Salaries and employee benefits | $718,000 | 4,532 |
| Premises and equipment expense | $41,000 | 5,725 |
| Additional noninterest expense | $368,000 | 4,773 |
| Pre-tax net operating income | $138,000 | 5,326 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $47,000 | 3,429 |
| Income before extraordinary items | $133,000 | 5,308 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $133,000 | 5,307 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $133,000 | 5,307 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $101,920 | 5,393 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $746,000 | 4,849 |
| Total interest expense | $151,000 | 3,363 |
| Net interest income | $595,000 | 4,982 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $38,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $15,000 | 5,134 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $23,000 | 5,136 |
| Total noninterest expense | $558,000 | 4,846 |
| Salaries and employee benefits | $355,000 | 4,590 |
| Premises and equipment expense | $19,000 | 5,801 |
| Additional noninterest expense | $184,000 | 4,819 |
| Pre-tax net operating income | $75,000 | 5,261 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $18,000 | 3,526 |
| Income before extraordinary items | $57,000 | 5,388 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $57,000 | 5,389 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $57,000 | 5,389 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $57,000 | 5,330 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 4,868 |
| Total interest expense | $604,000 | 3,379 |
| Net interest income | $2,346,000 | 5,008 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $205,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $55,000 | 5,307 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $150,000 | 4,744 |
| Total noninterest expense | $2,261,000 | 4,872 |
| Salaries and employee benefits | $1,382,000 | 4,651 |
| Premises and equipment expense | $82,000 | 5,851 |
| Additional noninterest expense | $797,000 | 4,708 |
| Pre-tax net operating income | $290,000 | 5,305 |
| Securities gains (losses) | $50,000 | 1,646 |
| Applicable income taxes | $84,000 | 3,413 |
| Income before extraordinary items | $256,000 | 5,336 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $256,000 | 5,339 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $256,000 | 5,339 |
| Net charge-offs | $18,000 | 3,813 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $218,500 | 5,371 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 4,930 |
| Total interest expense | $450,000 | 3,437 |
| Net interest income | $1,759,000 | 5,073 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $132,000 | 5,369 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $38,000 | 5,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 4,955 |
| Total noninterest expense | $1,678,000 | 4,908 |
| Salaries and employee benefits | $1,038,000 | 4,683 |
| Premises and equipment expense | $59,000 | 5,941 |
| Additional noninterest expense | $581,000 | 4,803 |
| Pre-tax net operating income | $213,000 | 5,436 |
| Securities gains (losses) | $75,000 | 1,200 |
| Applicable income taxes | $75,000 | 3,430 |
| Income before extraordinary items | $213,000 | 5,396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $213,000 | 5,398 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $213,000 | 5,399 |
| Net charge-offs | $18,000 | 3,406 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $157,500 | 5,507 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 4,960 |
| Total interest expense | $298,000 | 3,474 |
| Net interest income | $1,179,000 | 5,099 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $85,000 | 5,438 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $26,000 | 5,473 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $59,000 | 5,047 |
| Total noninterest expense | $1,094,000 | 4,992 |
| Salaries and employee benefits | $689,000 | 4,739 |
| Premises and equipment expense | $36,000 | 6,033 |
| Additional noninterest expense | $369,000 | 4,926 |
| Pre-tax net operating income | $170,000 | 5,351 |
| Securities gains (losses) | $70,000 | 1,032 |
| Applicable income taxes | $68,000 | 3,269 |
| Income before extraordinary items | $172,000 | 5,258 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $172,000 | 5,259 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $172,000 | 5,262 |
| Net charge-offs | $18,000 | 3,008 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $121,600 | 5,450 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 4,976 |
| Total interest expense | $148,000 | 3,510 |
| Net interest income | $599,000 | 5,107 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $35,000 | 5,631 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $12,000 | 5,557 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,000 | 5,282 |
| Total noninterest expense | $533,000 | 5,079 |
| Salaries and employee benefits | $342,000 | 4,786 |
| Premises and equipment expense | $14,000 | 6,187 |
| Additional noninterest expense | $177,000 | 5,029 |
| Pre-tax net operating income | $101,000 | 5,212 |
| Securities gains (losses) | $69,000 | 720 |
| Applicable income taxes | $52,000 | 2,960 |
| Income before extraordinary items | $118,000 | 4,940 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $118,000 | 4,942 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $118,000 | 4,944 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $70,390 | 5,356 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 5,067 |
| Total interest expense | $609,000 | 3,600 |
| Net interest income | $2,362,000 | 5,195 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $155,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $57,000 | 5,574 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $98,000 | 5,253 |
| Total noninterest expense | $2,045,000 | 5,237 |
| Salaries and employee benefits | $1,356,000 | 4,853 |
| Premises and equipment expense | $67,000 | 6,252 |
| Additional noninterest expense | $622,000 | 5,332 |
| Pre-tax net operating income | $472,000 | 5,097 |
| Securities gains (losses) | $28,000 | 2,114 |
| Applicable income taxes | $142,000 | 3,195 |
| Income before extraordinary items | $358,000 | 5,260 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $358,000 | 5,259 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $358,000 | 5,260 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $337,840 | 5,258 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 5,142 |
| Total interest expense | $456,000 | 3,664 |
| Net interest income | $1,739,000 | 5,287 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $117,000 | 5,709 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $43,000 | 5,661 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $74,000 | 5,332 |
| Total noninterest expense | $1,523,000 | 5,268 |
| Salaries and employee benefits | $1,016,000 | 4,878 |
| Premises and equipment expense | $48,000 | 6,332 |
| Additional noninterest expense | $459,000 | 5,401 |
| Pre-tax net operating income | $333,000 | 5,239 |
| Securities gains (losses) | $28,000 | 1,816 |
| Applicable income taxes | $99,000 | 3,292 |
| Income before extraordinary items | $262,000 | 5,359 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $262,000 | 5,359 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $262,000 | 5,361 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $241,560 | 5,388 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 5,179 |
| Total interest expense | $303,000 | 3,713 |
| Net interest income | $1,149,000 | 5,330 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $77,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $27,000 | 5,731 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $50,000 | 5,340 |
| Total noninterest expense | $1,023,000 | 5,293 |
| Salaries and employee benefits | $682,000 | 4,900 |
| Premises and equipment expense | $31,000 | 6,394 |
| Additional noninterest expense | $310,000 | 5,404 |
| Pre-tax net operating income | $203,000 | 5,310 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $51,000 | 3,433 |
| Income before extraordinary items | $151,000 | 5,465 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $151,000 | 5,467 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $151,000 | 5,468 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $151,750 | 5,425 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $711,000 | 5,263 |
| Total interest expense | $150,000 | 3,784 |
| Net interest income | $561,000 | 5,406 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $39,000 | 5,758 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $26,000 | 5,301 |
| Total noninterest expense | $516,000 | 5,355 |
| Salaries and employee benefits | $337,000 | 4,980 |
| Premises and equipment expense | $15,000 | 6,477 |
| Additional noninterest expense | $164,000 | 5,369 |
| Pre-tax net operating income | $84,000 | 5,420 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $19,000 | 3,539 |
| Income before extraordinary items | $64,000 | 5,562 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 5,562 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $64,000 | 5,562 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $64,770 | 5,524 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 5,374 |
| Total interest expense | $603,000 | 4,069 |
| Net interest income | $2,142,000 | 5,530 |
| Provision for loan and lease losses | $-17,000 | 6,270 |
| Total noninterest income | $265,000 | 5,278 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $61,000 | 5,817 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $204,000 | 4,591 |
| Total noninterest expense | $1,987,000 | 5,482 |
| Salaries and employee benefits | $1,292,000 | 5,102 |
| Premises and equipment expense | $85,000 | 6,393 |
| Additional noninterest expense | $610,000 | 5,552 |
| Pre-tax net operating income | $437,000 | 5,139 |
| Securities gains (losses) | $18,000 | 2,386 |
| Applicable income taxes | $109,000 | 3,358 |
| Income before extraordinary items | $346,000 | 5,301 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $346,000 | 5,305 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $346,000 | 5,305 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $332,320 | 5,289 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 5,456 |
| Total interest expense | $449,000 | 4,162 |
| Net interest income | $1,589,000 | 5,606 |
| Provision for loan and lease losses | $-17,000 | 6,467 |
| Total noninterest income | $212,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $46,000 | 5,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $166,000 | 4,567 |
| Total noninterest expense | $1,489,000 | 5,512 |
| Salaries and employee benefits | $966,000 | 5,146 |
| Premises and equipment expense | $63,000 | 6,462 |
| Additional noninterest expense | $460,000 | 5,562 |
| Pre-tax net operating income | $329,000 | 5,243 |
| Securities gains (losses) | $18,000 | 2,258 |
| Applicable income taxes | $83,000 | 3,419 |
| Income before extraordinary items | $264,000 | 5,409 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $264,000 | 5,410 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $264,000 | 5,411 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $250,320 | 5,376 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,316,000 | 5,533 |
| Total interest expense | $296,000 | 4,259 |
| Net interest income | $1,020,000 | 5,707 |
| Provision for loan and lease losses | $-17,000 | 6,588 |
| Total noninterest income | $191,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $30,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $161,000 | 4,119 |
| Total noninterest expense | $994,000 | 5,534 |
| Salaries and employee benefits | $639,000 | 5,178 |
| Premises and equipment expense | $52,000 | 6,350 |
| Additional noninterest expense | $303,000 | 5,592 |
| Pre-tax net operating income | $234,000 | 5,140 |
| Securities gains (losses) | $9,000 | 2,315 |
| Applicable income taxes | $59,000 | 3,406 |
| Income before extraordinary items | $184,000 | 5,361 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $184,000 | 5,364 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $184,000 | 5,364 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $177,160 | 5,269 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 5,568 |
| Total interest expense | $147,000 | 4,351 |
| Net interest income | $511,000 | 5,740 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $79,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $65,000 | 4,369 |
| Total noninterest expense | $501,000 | 5,570 |
| Salaries and employee benefits | $321,000 | 5,218 |
| Premises and equipment expense | $27,000 | 6,356 |
| Additional noninterest expense | $153,000 | 5,648 |
| Pre-tax net operating income | $89,000 | 5,420 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $17,000 | 3,698 |
| Income before extraordinary items | $72,000 | 5,578 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $72,000 | 5,580 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $72,000 | 5,580 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $72,000 | 5,479 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,851,000 | 5,561 |
| Total interest expense | $630,000 | 4,637 |
| Net interest income | $2,221,000 | 5,689 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $319,000 | 5,117 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $68,000 | 5,929 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $251,000 | 4,303 |
| Total noninterest expense | $2,116,000 | 5,552 |
| Salaries and employee benefits | $1,277,000 | 5,250 |
| Premises and equipment expense | $117,000 | 6,392 |
| Additional noninterest expense | $722,000 | 5,480 |
| Pre-tax net operating income | $424,000 | 5,090 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $99,000 | 3,516 |
| Income before extraordinary items | $329,000 | 5,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $329,000 | 5,394 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $329,000 | 5,395 |
| Net charge-offs | $12,000 | 5,553 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $325,920 | 5,210 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 5,626 |
| Total interest expense | $479,000 | 4,742 |
| Net interest income | $1,694,000 | 5,740 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $240,000 | 5,183 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $51,000 | 6,005 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $189,000 | 4,324 |
| Total noninterest expense | $1,581,000 | 5,593 |
| Salaries and employee benefits | $955,000 | 5,283 |
| Premises and equipment expense | $88,000 | 6,460 |
| Additional noninterest expense | $538,000 | 5,546 |
| Pre-tax net operating income | $353,000 | 5,121 |
| Securities gains (losses) | $4,000 | 3,304 |
| Applicable income taxes | $88,000 | 3,458 |
| Income before extraordinary items | $269,000 | 5,453 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $269,000 | 5,452 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $269,000 | 5,452 |
| Net charge-offs | $15,000 | 5,185 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $266,000 | 5,269 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 5,636 |
| Total interest expense | $324,000 | 4,823 |
| Net interest income | $1,155,000 | 5,730 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $160,000 | 5,211 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $33,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $127,000 | 4,315 |
| Total noninterest expense | $1,056,000 | 5,625 |
| Salaries and employee benefits | $638,000 | 5,308 |
| Premises and equipment expense | $59,000 | 6,498 |
| Additional noninterest expense | $359,000 | 5,581 |
| Pre-tax net operating income | $259,000 | 5,010 |
| Securities gains (losses) | $4,000 | 2,922 |
| Applicable income taxes | $72,000 | 3,310 |
| Income before extraordinary items | $191,000 | 5,376 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $191,000 | 5,375 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $191,000 | 5,375 |
| Net charge-offs | $10,000 | 4,928 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $188,080 | 5,201 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $766,000 | 5,614 |
| Total interest expense | $162,000 | 4,945 |
| Net interest income | $604,000 | 5,682 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $75,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 4,465 |
| Total noninterest expense | $524,000 | 5,676 |
| Salaries and employee benefits | $315,000 | 5,387 |
| Premises and equipment expense | $26,000 | 6,634 |
| Additional noninterest expense | $183,000 | 5,555 |
| Pre-tax net operating income | $155,000 | 4,881 |
| Securities gains (losses) | $4,000 | 1,941 |
| Applicable income taxes | $49,000 | 3,081 |
| Income before extraordinary items | $110,000 | 5,259 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $110,000 | 5,260 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $110,000 | 5,260 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $107,240 | 5,140 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 5,589 |
| Total interest expense | $688,000 | 5,232 |
| Net interest income | $2,586,000 | 5,582 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $264,000 | 5,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $264,000 | 4,057 |
| Total noninterest expense | $2,053,000 | 5,771 |
| Salaries and employee benefits | $1,343,000 | 5,245 |
| Premises and equipment expense | $91,000 | 6,894 |
| Additional noninterest expense | $619,000 | 5,935 |
| Pre-tax net operating income | $797,000 | 4,095 |
| Securities gains (losses) | $-5,000 | 6,825 |
| Applicable income taxes | $256,000 | 2,670 |
| Income before extraordinary items | $536,000 | 4,552 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $536,000 | 4,555 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $536,000 | 4,554 |
| Net charge-offs | $11,000 | 6,073 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $539,400 | 4,432 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 5,629 |
| Total interest expense | $517,000 | 5,349 |
| Net interest income | $1,961,000 | 5,597 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $183,000 | 5,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $183,000 | 4,227 |
| Total noninterest expense | $1,542,000 | 5,790 |
| Salaries and employee benefits | $1,012,000 | 5,240 |
| Premises and equipment expense | $67,000 | 6,937 |
| Additional noninterest expense | $463,000 | 5,981 |
| Pre-tax net operating income | $602,000 | 4,214 |
| Securities gains (losses) | $-3,000 | 6,910 |
| Applicable income taxes | $194,000 | 2,686 |
| Income before extraordinary items | $405,000 | 4,641 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $405,000 | 4,641 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $405,000 | 4,641 |
| Net charge-offs | $11,000 | 5,755 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $407,040 | 4,509 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 5,629 |
| Total interest expense | $344,000 | 5,465 |
| Net interest income | $1,344,000 | 5,570 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $120,000 | 5,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 4,300 |
| Total noninterest expense | $1,034,000 | 5,844 |
| Salaries and employee benefits | $673,000 | 5,296 |
| Premises and equipment expense | $46,000 | 6,993 |
| Additional noninterest expense | $315,000 | 6,025 |
| Pre-tax net operating income | $430,000 | 4,085 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $136,000 | 2,602 |
| Income before extraordinary items | $294,000 | 4,474 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $294,000 | 4,472 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $294,000 | 4,474 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $294,000 | 4,402 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $852,000 | 5,638 |
| Total interest expense | $173,000 | 5,556 |
| Net interest income | $679,000 | 5,551 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $63,000 | 5,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $63,000 | 4,308 |
| Total noninterest expense | $540,000 | 5,800 |
| Salaries and employee benefits | $350,000 | 5,228 |
| Premises and equipment expense | $29,000 | 6,837 |
| Additional noninterest expense | $161,000 | 6,008 |
| Pre-tax net operating income | $202,000 | 4,222 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $63,000 | 2,644 |
| Income before extraordinary items | $139,000 | 4,571 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $139,000 | 4,570 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $139,000 | 4,571 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $139,000 | 4,515 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 5,714 |
| Total interest expense | $826,000 | 5,646 |
| Net interest income | $2,666,000 | 5,622 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $341,000 | 5,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $341,000 | 3,764 |
| Total noninterest expense | $2,002,000 | 6,009 |
| Salaries and employee benefits | $1,343,000 | 5,354 |
| Premises and equipment expense | $145,000 | 6,670 |
| Additional noninterest expense | $514,000 | 6,463 |
| Pre-tax net operating income | $1,005,000 | 3,369 |
| Securities gains (losses) | $-94,000 | 7,224 |
| Applicable income taxes | $268,000 | 2,463 |
| Income before extraordinary items | $643,000 | 3,977 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $643,000 | 3,976 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $643,000 | 3,977 |
| Net charge-offs | $4,000 | 6,717 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $709,740 | 3,700 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 5,812 |
| Total interest expense | $637,000 | 5,744 |
| Net interest income | $2,000,000 | 5,698 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $214,000 | 5,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $214,000 | 4,076 |
| Total noninterest expense | $1,498,000 | 6,053 |
| Salaries and employee benefits | $1,004,000 | 5,405 |
| Premises and equipment expense | $121,000 | 6,620 |
| Additional noninterest expense | $373,000 | 6,572 |
| Pre-tax net operating income | $716,000 | 3,672 |
| Securities gains (losses) | $-94,000 | 7,395 |
| Applicable income taxes | $177,000 | 2,676 |
| Income before extraordinary items | $445,000 | 4,320 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $445,000 | 4,321 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $445,000 | 4,321 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $512,680 | 3,918 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 5,835 |
| Total interest expense | $430,000 | 5,814 |
| Net interest income | $1,341,000 | 5,706 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $127,000 | 5,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $127,000 | 4,253 |
| Total noninterest expense | $983,000 | 6,128 |
| Salaries and employee benefits | $668,000 | 5,454 |
| Premises and equipment expense | $93,000 | 6,433 |
| Additional noninterest expense | $222,000 | 6,776 |
| Pre-tax net operating income | $485,000 | 3,680 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $178,000 | 2,245 |
| Income before extraordinary items | $307,000 | 4,261 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $307,000 | 4,260 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $307,000 | 4,260 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $307,000 | 4,125 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $887,000 | 5,904 |
| Total interest expense | $213,000 | 5,951 |
| Net interest income | $674,000 | 5,741 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $56,000 | 5,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $56,000 | 4,499 |
| Total noninterest expense | $501,000 | 6,164 |
| Salaries and employee benefits | $334,000 | 5,504 |
| Premises and equipment expense | $75,000 | 5,600 |
| Additional noninterest expense | $92,000 | 7,096 |
| Pre-tax net operating income | $229,000 | 3,839 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $83,000 | 2,302 |
| Income before extraordinary items | $146,000 | 4,423 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $146,000 | 4,424 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $146,000 | 4,422 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $146,000 | 4,310 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 5,943 |
| Total interest expense | $1,095,000 | 5,845 |
| Net interest income | $2,530,000 | 5,807 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $269,000 | 5,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $269,000 | 4,156 |
| Total noninterest expense | $1,910,000 | 6,337 |
| Salaries and employee benefits | $1,286,000 | 5,638 |
| Premises and equipment expense | $98,000 | 7,404 |
| Additional noninterest expense | $526,000 | 6,712 |
| Pre-tax net operating income | $889,000 | 3,182 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $329,000 | 1,940 |
| Income before extraordinary items | $562,000 | 3,696 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $562,000 | 3,693 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $562,000 | 3,694 |
| Net charge-offs | $2,000 | 7,148 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $560,720 | 3,616 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 6,016 |
| Total interest expense | $861,000 | 5,890 |
| Net interest income | $1,853,000 | 5,885 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $206,000 | 5,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $206,000 | 4,237 |
| Total noninterest expense | $1,419,000 | 6,382 |
| Salaries and employee benefits | $957,000 | 5,697 |
| Premises and equipment expense | $77,000 | 7,410 |
| Additional noninterest expense | $385,000 | 6,760 |
| Pre-tax net operating income | $640,000 | 3,479 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $236,000 | 2,153 |
| Income before extraordinary items | $406,000 | 4,024 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $406,000 | 4,020 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $406,000 | 4,023 |
| Net charge-offs | $2,000 | 6,855 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $404,720 | 3,941 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 6,085 |
| Total interest expense | $605,000 | 5,898 |
| Net interest income | $1,191,000 | 5,982 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $151,000 | 5,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $151,000 | 4,106 |
| Total noninterest expense | $917,000 | 6,494 |
| Salaries and employee benefits | $633,000 | 5,789 |
| Premises and equipment expense | $46,000 | 7,584 |
| Additional noninterest expense | $238,000 | 6,931 |
| Pre-tax net operating income | $425,000 | 3,587 |
| Securities gains (losses) | $-95,000 | 7,678 |
| Applicable income taxes | $124,000 | 2,447 |
| Income before extraordinary items | $206,000 | 4,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 4,505 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $206,000 | 4,505 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $266,800 | 4,041 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 6,202 |
| Total interest expense | $316,000 | 5,910 |
| Net interest income | $554,000 | 6,164 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $96,000 | 5,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $96,000 | 3,715 |
| Total noninterest expense | $458,000 | 6,466 |
| Salaries and employee benefits | $315,000 | 5,857 |
| Premises and equipment expense | $23,000 | 7,618 |
| Additional noninterest expense | $120,000 | 6,780 |
| Pre-tax net operating income | $192,000 | 4,112 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $74,000 | 2,496 |
| Income before extraordinary items | $118,000 | 4,709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $118,000 | 4,713 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $118,000 | 4,712 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $118,000 | 4,546 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,279,000 | 5,857 |
| Total interest expense | $1,639,000 | 5,785 |
| Net interest income | $2,640,000 | 5,769 |
| Provision for loan and lease losses | $1,857,000 | 1,898 |
| Total noninterest income | $195,000 | 6,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $195,000 | 4,873 |
| Total noninterest expense | $1,894,000 | 6,375 |
| Salaries and employee benefits | $1,309,000 | 5,734 |
| Premises and equipment expense | $113,000 | 7,495 |
| Additional noninterest expense | $472,000 | 6,744 |
| Pre-tax net operating income | $-916,000 | 6,974 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-347,000 | 7,368 |
| Income before extraordinary items | $-569,000 | 6,751 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-569,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-569,000 | 6,889 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 5,891 |
| Total interest expense | $1,287,000 | 5,799 |
| Net interest income | $1,973,000 | 5,827 |
| Provision for loan and lease losses | $1,857,000 | 1,241 |
| Total noninterest income | $149,000 | 6,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $149,000 | 4,964 |
| Total noninterest expense | $1,432,000 | 6,338 |
| Salaries and employee benefits | $988,000 | 5,725 |
| Premises and equipment expense | $90,000 | 7,472 |
| Additional noninterest expense | $354,000 | 6,740 |
| Pre-tax net operating income | $-1,167,000 | 7,611 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-441,000 | 7,849 |
| Income before extraordinary items | $-726,000 | 7,356 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-726,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-726,000 | 7,482 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 5,864 |
| Total interest expense | $906,000 | 5,812 |
| Net interest income | $1,359,000 | 5,762 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $96,000 | 6,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $96,000 | 5,129 |
| Total noninterest expense | $918,000 | 6,486 |
| Salaries and employee benefits | $627,000 | 5,921 |
| Premises and equipment expense | $62,000 | 7,477 |
| Additional noninterest expense | $229,000 | 6,809 |
| Pre-tax net operating income | $537,000 | 4,256 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $193,000 | 2,724 |
| Income before extraordinary items | $344,000 | 4,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 4,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $344,000 | 4,709 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 5,828 |
| Total interest expense | $483,000 | 5,844 |
| Net interest income | $703,000 | 5,676 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $46,000 | 6,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 5,219 |
| Total noninterest expense | $476,000 | 6,421 |
| Salaries and employee benefits | $328,000 | 5,841 |
| Premises and equipment expense | $29,000 | 7,567 |
| Additional noninterest expense | $119,000 | 6,738 |
| Pre-tax net operating income | $273,000 | 4,363 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $94,000 | 2,868 |
| Income before extraordinary items | $179,000 | 4,900 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $179,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $179,000 | 4,781 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,109,000 | 5,669 |
| Total interest expense | $1,922,000 | 5,907 |
| Net interest income | $3,187,000 | 5,335 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $188,000 | 6,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $188,000 | 5,191 |
| Total noninterest expense | $1,668,000 | 6,662 |
| Salaries and employee benefits | $1,168,000 | 6,062 |
| Premises and equipment expense | $94,000 | 7,813 |
| Additional noninterest expense | $406,000 | 7,009 |
| Pre-tax net operating income | $1,707,000 | 3,654 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $601,000 | 2,502 |
| Income before extraordinary items | $1,106,000 | 4,090 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,106,000 | 4,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,106,000 | 4,090 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,839,000 | 5,681 |
| Total interest expense | $1,431,000 | 5,958 |
| Net interest income | $2,408,000 | 5,346 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $139,000 | 6,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $139,000 | 5,234 |
| Total noninterest expense | $1,236,000 | 6,682 |
| Salaries and employee benefits | $866,000 | 6,081 |
| Premises and equipment expense | $72,000 | 7,770 |
| Additional noninterest expense | $298,000 | 7,049 |
| Pre-tax net operating income | $1,311,000 | 3,761 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $466,000 | 2,621 |
| Income before extraordinary items | $845,000 | 4,231 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $845,000 | 4,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $845,000 | 4,218 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,546,000 | 5,724 |
| Total interest expense | $935,000 | 6,020 |
| Net interest income | $1,611,000 | 5,357 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $110,000 | 6,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $110,000 | 4,949 |
| Total noninterest expense | $765,000 | 6,898 |
| Salaries and employee benefits | $520,000 | 6,395 |
| Premises and equipment expense | $42,000 | 7,950 |
| Additional noninterest expense | $203,000 | 7,038 |
| Pre-tax net operating income | $956,000 | 3,632 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $336,000 | 2,599 |
| Income before extraordinary items | $620,000 | 4,091 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $620,000 | 4,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $620,000 | 4,084 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 5,752 |
| Total interest expense | $455,000 | 6,074 |
| Net interest income | $808,000 | 5,357 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $57,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $57,000 | 4,859 |
| Total noninterest expense | $395,000 | 6,854 |
| Salaries and employee benefits | $267,000 | 6,381 |
| Premises and equipment expense | $21,000 | 7,981 |
| Additional noninterest expense | $107,000 | 6,972 |
| Pre-tax net operating income | $470,000 | 3,660 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $165,000 | 2,651 |
| Income before extraordinary items | $305,000 | 4,128 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $305,000 | 4,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $305,000 | 4,105 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,007,000 | 5,556 |
| Total interest expense | $1,588,000 | 5,980 |
| Net interest income | $3,419,000 | 5,130 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $265,000 | 6,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $265,000 | 4,541 |
| Total noninterest expense | $1,563,000 | 6,786 |
| Salaries and employee benefits | $1,042,000 | 6,308 |
| Premises and equipment expense | $146,000 | 7,306 |
| Additional noninterest expense | $375,000 | 7,186 |
| Pre-tax net operating income | $2,121,000 | 3,519 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $758,000 | 2,553 |
| Income before extraordinary items | $1,363,000 | 3,986 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,363,000 | 3,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,363,000 | 3,965 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 5,561 |
| Total interest expense | $1,150,000 | 6,010 |
| Net interest income | $2,592,000 | 5,136 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $193,000 | 6,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $193,000 | 4,599 |
| Total noninterest expense | $1,200,000 | 6,745 |
| Salaries and employee benefits | $804,000 | 6,216 |
| Premises and equipment expense | $116,000 | 7,224 |
| Additional noninterest expense | $280,000 | 7,212 |
| Pre-tax net operating income | $1,585,000 | 3,670 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $561,000 | 2,695 |
| Income before extraordinary items | $1,024,000 | 4,114 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,024,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,024,000 | 4,098 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 5,561 |
| Total interest expense | $726,000 | 6,056 |
| Net interest income | $1,753,000 | 5,107 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $136,000 | 6,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $136,000 | 4,497 |
| Total noninterest expense | $804,000 | 6,760 |
| Salaries and employee benefits | $535,000 | 6,246 |
| Premises and equipment expense | $86,000 | 7,054 |
| Additional noninterest expense | $183,000 | 7,256 |
| Pre-tax net operating income | $1,085,000 | 3,602 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $384,000 | 2,683 |
| Income before extraordinary items | $701,000 | 4,065 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $701,000 | 4,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $701,000 | 4,052 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 5,517 |
| Total interest expense | $351,000 | 6,035 |
| Net interest income | $884,000 | 5,091 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $74,000 | 6,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $74,000 | 4,319 |
| Total noninterest expense | $398,000 | 6,784 |
| Salaries and employee benefits | $266,000 | 6,271 |
| Premises and equipment expense | $57,000 | 6,485 |
| Additional noninterest expense | $75,000 | 7,620 |
| Pre-tax net operating income | $560,000 | 3,493 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $198,000 | 2,619 |
| Income before extraordinary items | $362,000 | 3,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $362,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $362,000 | 3,924 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,622,000 | 5,402 |
| Total interest expense | $1,114,000 | 6,012 |
| Net interest income | $3,508,000 | 5,010 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $328,000 | 6,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $328,000 | 4,143 |
| Total noninterest expense | $1,623,000 | 6,682 |
| Salaries and employee benefits | $1,085,000 | 6,116 |
| Premises and equipment expense | $141,000 | 7,389 |
| Additional noninterest expense | $397,000 | 7,103 |
| Pre-tax net operating income | $2,213,000 | 3,444 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $802,000 | 2,599 |
| Income before extraordinary items | $1,411,000 | 3,934 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,411,000 | 3,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,411,000 | 3,905 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 5,429 |
| Total interest expense | $782,000 | 6,070 |
| Net interest income | $2,619,000 | 5,038 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $263,000 | 6,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $263,000 | 4,036 |
| Total noninterest expense | $1,225,000 | 6,677 |
| Salaries and employee benefits | $802,000 | 6,124 |
| Premises and equipment expense | $116,000 | 7,226 |
| Additional noninterest expense | $307,000 | 7,054 |
| Pre-tax net operating income | $1,657,000 | 3,501 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $604,000 | 2,623 |
| Income before extraordinary items | $1,053,000 | 4,025 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,053,000 | 4,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,053,000 | 3,977 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 5,420 |
| Total interest expense | $484,000 | 6,115 |
| Net interest income | $1,738,000 | 5,050 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $159,000 | 6,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $159,000 | 4,187 |
| Total noninterest expense | $851,000 | 6,571 |
| Salaries and employee benefits | $538,000 | 6,126 |
| Premises and equipment expense | $91,000 | 6,894 |
| Additional noninterest expense | $222,000 | 6,849 |
| Pre-tax net operating income | $1,046,000 | 3,593 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $381,000 | 2,686 |
| Income before extraordinary items | $665,000 | 4,137 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $665,000 | 4,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $665,000 | 4,080 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 5,451 |
| Total interest expense | $225,000 | 6,232 |
| Net interest income | $873,000 | 5,050 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $82,000 | 6,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,143 |
| Total noninterest expense | $427,000 | 6,591 |
| Salaries and employee benefits | $266,000 | 6,186 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $110,000 | 6,903 |
| Pre-tax net operating income | $528,000 | 3,527 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $192,000 | 2,667 |
| Income before extraordinary items | $336,000 | 4,065 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $336,000 | 4,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $336,000 | 4,024 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 5,523 |
| Total interest expense | $861,000 | 6,063 |
| Net interest income | $3,185,000 | 5,230 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $337,000 | 6,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $337,000 | 4,053 |
| Total noninterest expense | $1,565,000 | 6,769 |
| Salaries and employee benefits | $1,073,000 | 6,059 |
| Premises and equipment expense | $121,000 | 7,699 |
| Additional noninterest expense | $371,000 | 7,282 |
| Pre-tax net operating income | $1,957,000 | 3,556 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $720,000 | 2,712 |
| Income before extraordinary items | $1,254,000 | 4,092 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,254,000 | 4,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,149 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,243,120 | 4,051 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 5,511 |
| Total interest expense | $648,000 | 6,045 |
| Net interest income | $2,392,000 | 5,210 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $279,000 | 5,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $279,000 | 3,863 |
| Total noninterest expense | $1,167,000 | 6,751 |
| Salaries and employee benefits | $801,000 | 6,018 |
| Premises and equipment expense | $93,000 | 7,655 |
| Additional noninterest expense | $273,000 | 7,302 |
| Pre-tax net operating income | $1,504,000 | 3,572 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $552,000 | 2,725 |
| Income before extraordinary items | $952,000 | 4,128 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $952,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $952,000 | 4,059 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 5,454 |
| Total interest expense | $438,000 | 6,024 |
| Net interest income | $1,627,000 | 5,138 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $189,000 | 5,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $189,000 | 3,848 |
| Total noninterest expense | $779,000 | 6,796 |
| Salaries and employee benefits | $538,000 | 6,033 |
| Premises and equipment expense | $56,000 | 7,854 |
| Additional noninterest expense | $185,000 | 7,313 |
| Pre-tax net operating income | $1,037,000 | 3,450 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $387,000 | 2,620 |
| Income before extraordinary items | $650,000 | 4,022 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $650,000 | 4,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $650,000 | 3,942 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 5,480 |
| Total interest expense | $227,000 | 5,978 |
| Net interest income | $805,000 | 5,190 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $98,000 | 5,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $98,000 | 3,756 |
| Total noninterest expense | $380,000 | 6,898 |
| Salaries and employee benefits | $257,000 | 6,239 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $96,000 | 7,245 |
| Pre-tax net operating income | $523,000 | 3,398 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $194,000 | 2,626 |
| Income before extraordinary items | $329,000 | 4,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $329,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $329,000 | 3,889 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 5,404 |
| Total interest expense | $1,225,000 | 5,496 |
| Net interest income | $3,056,000 | 5,251 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $395,000 | 5,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $395,000 | 4,000 |
| Total noninterest expense | $1,530,000 | 6,830 |
| Salaries and employee benefits | $1,018,000 | 6,200 |
| Premises and equipment expense | $131,000 | 7,650 |
| Additional noninterest expense | $381,000 | 7,270 |
| Pre-tax net operating income | $1,921,000 | 3,482 |
| Securities gains (losses) | $131,000 | 1,665 |
| Applicable income taxes | $756,000 | 2,636 |
| Income before extraordinary items | $1,296,000 | 3,931 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,296,000 | 3,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,212,160 | 3,949 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 5,429 |
| Total interest expense | $969,000 | 5,476 |
| Net interest income | $2,283,000 | 5,275 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $327,000 | 5,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $327,000 | 3,899 |
| Total noninterest expense | $1,152,000 | 6,821 |
| Salaries and employee benefits | $761,000 | 6,176 |
| Premises and equipment expense | $105,000 | 7,546 |
| Additional noninterest expense | $286,000 | 7,264 |
| Pre-tax net operating income | $1,458,000 | 3,575 |
| Securities gains (losses) | $106,000 | 1,693 |
| Applicable income taxes | $575,000 | 2,758 |
| Income before extraordinary items | $989,000 | 4,011 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $989,000 | 4,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $921,160 | 4,044 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 5,398 |
| Total interest expense | $681,000 | 5,433 |
| Net interest income | $1,534,000 | 5,260 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $238,000 | 5,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $238,000 | 3,708 |
| Total noninterest expense | $781,000 | 6,776 |
| Salaries and employee benefits | $511,000 | 6,180 |
| Premises and equipment expense | $85,000 | 7,152 |
| Additional noninterest expense | $185,000 | 7,335 |
| Pre-tax net operating income | $991,000 | 3,554 |
| Securities gains (losses) | $52,000 | 1,985 |
| Applicable income taxes | $384,000 | 2,778 |
| Income before extraordinary items | $659,000 | 4,039 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $659,000 | 4,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $625,720 | 3,976 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 5,303 |
| Total interest expense | $359,000 | 5,376 |
| Net interest income | $785,000 | 5,157 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $77,000 | 6,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 4,426 |
| Total noninterest expense | $389,000 | 6,804 |
| Salaries and employee benefits | $253,000 | 6,202 |
| Premises and equipment expense | $56,000 | 6,474 |
| Additional noninterest expense | $80,000 | 7,665 |
| Pre-tax net operating income | $473,000 | 3,631 |
| Securities gains (losses) | $52,000 | 1,369 |
| Applicable income taxes | $193,000 | 2,760 |
| Income before extraordinary items | $332,000 | 3,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $298,720 | 4,064 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,381,000 | 4,917 |
| Total interest expense | $1,923,000 | 4,933 |
| Net interest income | $3,458,000 | 4,791 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $356,000 | 6,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $356,000 | 3,910 |
| Total noninterest expense | $1,600,000 | 6,655 |
| Salaries and employee benefits | $992,000 | 6,170 |
| Premises and equipment expense | $224,000 | 6,471 |
| Additional noninterest expense | $384,000 | 7,260 |
| Pre-tax net operating income | $2,214,000 | 3,193 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $817,000 | 2,558 |
| Income before extraordinary items | $1,403,000 | 3,673 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,403,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,705 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,399,160 | 3,579 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,576,000 | 4,637 |
| Total interest expense | $3,095,000 | 4,609 |
| Net interest income | $3,481,000 | 4,573 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $337,000 | 6,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $337,000 | 3,881 |
| Total noninterest expense | $1,594,000 | 6,593 |
| Salaries and employee benefits | $978,000 | 6,067 |
| Premises and equipment expense | $223,000 | 6,461 |
| Additional noninterest expense | $393,000 | 7,204 |
| Pre-tax net operating income | $2,224,000 | 2,929 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $815,000 | 2,386 |
| Income before extraordinary items | $1,411,000 | 3,376 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,411,000 | 3,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,409,720 | 3,283 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,715,000 | 4,739 |
| Total interest expense | $3,238,000 | 4,657 |
| Net interest income | $3,477,000 | 4,629 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $270,000 | 6,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $270,000 | 4,145 |
| Total noninterest expense | $1,502,000 | 6,746 |
| Salaries and employee benefits | $898,000 | 6,326 |
| Premises and equipment expense | $207,000 | 6,651 |
| Additional noninterest expense | $397,000 | 7,171 |
| Pre-tax net operating income | $2,245,000 | 3,042 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $810,000 | 2,499 |
| Income before extraordinary items | $1,435,000 | 3,369 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,435,000 | 3,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,435,000 | 3,357 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,464,000 | 4,696 |
| Total interest expense | $3,091,000 | 4,490 |
| Net interest income | $3,373,000 | 4,755 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $284,000 | 6,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $284,000 | 4,136 |
| Total noninterest expense | $1,464,000 | 6,871 |
| Salaries and employee benefits | $842,000 | 6,566 |
| Premises and equipment expense | $228,000 | 6,385 |
| Additional noninterest expense | $394,000 | 7,324 |
| Pre-tax net operating income | $2,193,000 | 3,106 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $796,000 | 2,659 |
| Income before extraordinary items | $1,397,000 | 3,424 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,397,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,397,000 | 3,392 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,837,000 | 4,483 |
| Total interest expense | $3,339,000 | 4,329 |
| Net interest income | $3,498,000 | 4,600 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $232,000 | 7,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $232,000 | 4,592 |
| Total noninterest expense | $1,704,000 | 6,221 |
| Salaries and employee benefits | $883,000 | 6,288 |
| Premises and equipment expense | $480,000 | 3,809 |
| Additional noninterest expense | $341,000 | 7,740 |
| Pre-tax net operating income | $2,026,000 | 3,309 |
| Securities gains (losses) | $101,000 | 1,266 |
| Applicable income taxes | $772,000 | 2,816 |
| Income before extraordinary items | $1,355,000 | 3,543 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,355,000 | 3,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,290,360 | 3,622 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,437,000 | 4,810 |
| Total interest expense | $3,215,000 | 4,435 |
| Net interest income | $3,222,000 | 5,034 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $148,000 | 8,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $148,000 | 5,729 |
| Total noninterest expense | $1,287,000 | 7,384 |
| Salaries and employee benefits | $757,000 | 6,986 |
| Premises and equipment expense | $285,000 | 5,598 |
| Additional noninterest expense | $245,000 | 8,903 |
| Pre-tax net operating income | $2,083,000 | 3,400 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $784,000 | 2,980 |
| Income before extraordinary items | $1,306,000 | 3,781 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,306,000 | 3,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,129 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,301,520 | 3,722 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,079,000 | 5,138 |
| Total interest expense | $3,273,000 | 4,436 |
| Net interest income | $2,806,000 | 5,717 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $385,000 | 6,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $385,000 | 3,474 |
| Total noninterest expense | $1,785,000 | 6,420 |
| Salaries and employee benefits | $746,000 | 7,273 |
| Premises and equipment expense | $238,000 | 6,414 |
| Additional noninterest expense | $801,000 | 5,196 |
| Pre-tax net operating income | $1,406,000 | 4,566 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $523,000 | 4,007 |
| Income before extraordinary items | $884,000 | 4,944 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $884,000 | 4,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $883,360 | 4,887 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,969,000 | 5,225 |
| Total interest expense | $3,069,000 | 4,660 |
| Net interest income | $2,900,000 | 5,644 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $171,000 | 8,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $171,000 | 5,593 |
| Total noninterest expense | $1,325,000 | 7,804 |
| Salaries and employee benefits | $721,000 | 7,583 |
| Premises and equipment expense | $255,000 | 6,261 |
| Additional noninterest expense | $349,000 | 8,699 |
| Pre-tax net operating income | $1,746,000 | 3,941 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $621,000 | 3,581 |
| Income before extraordinary items | $1,130,000 | 4,154 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,130,000 | 4,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,173 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,126,750 | 4,150 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 5,270 |
| Total interest expense | $2,442,000 | 4,746 |
| Net interest income | $3,025,000 | 5,583 |
| Provision for loan and lease losses | $80,000 | 5,022 |
| Total noninterest income | $193,000 | 8,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $193,000 | 5,389 |
| Total noninterest expense | $1,356,000 | 8,053 |
| Salaries and employee benefits | $718,000 | 7,744 |
| Premises and equipment expense | $238,000 | 6,721 |
| Additional noninterest expense | $400,000 | 8,832 |
| Pre-tax net operating income | $1,782,000 | 3,778 |
| Securities gains (losses) | $29,000 | 1,487 |
| Applicable income taxes | $661,000 | 3,230 |
| Income before extraordinary items | $1,150,000 | 4,018 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,150,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,131,440 | 4,116 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,894,000 | 5,024 |
| Total interest expense | $2,665,000 | 4,557 |
| Net interest income | $3,229,000 | 5,311 |
| Provision for loan and lease losses | $255,000 | 3,336 |
| Total noninterest income | $211,000 | 9,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $211,000 | 5,493 |
| Total noninterest expense | $1,285,000 | 8,564 |
| Salaries and employee benefits | $688,000 | 8,079 |
| Premises and equipment expense | $222,000 | 7,249 |
| Additional noninterest expense | $375,000 | 9,539 |
| Pre-tax net operating income | $1,900,000 | 3,490 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $744,000 | 2,933 |
| Income before extraordinary items | $1,164,000 | 4,132 |
| Extraordinary gains, net | $196,000 | 1,033 |
| Net income | $1,360,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,158,880 | 3,946 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,816,000 | 4,939 |
| Total interest expense | $3,589,000 | 4,460 |
| Net interest income | $3,227,000 | 5,368 |
| Provision for loan and lease losses | $422,000 | 3,335 |
| Total noninterest income | $214,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $214,000 | 5,441 |
| Total noninterest expense | $1,178,000 | 9,145 |
| Salaries and employee benefits | $622,000 | 8,624 |
| Premises and equipment expense | $193,000 | 8,002 |
| Additional noninterest expense | $363,000 | 10,037 |
| Pre-tax net operating income | $1,841,000 | 3,358 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $772,000 | 2,705 |
| Income before extraordinary items | $1,078,000 | 4,207 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,078,000 | 4,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,072,240 | 3,922 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.