Home > Spivey State Bank > Income and Expense
Spivey State Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 4,517 |
| Total interest expense | $276,000 | 5,082 |
| Net interest income | $3,644,000 | 4,386 |
| Provision for loan and lease losses | $175,000 | 2,634 |
| Total noninterest income | $1,083,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $723,000 | 1,710 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $360,000 | 3,766 |
| Total noninterest expense | $3,360,000 | 4,235 |
| Salaries and employee benefits | $1,218,000 | 5,048 |
| Premises and equipment expense | $205,000 | 5,319 |
| Additional noninterest expense | $1,937,000 | 2,958 |
| Pre-tax net operating income | $1,192,000 | 3,859 |
| Securities gains (losses) | $17,000 | 2,414 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,209,000 | 3,613 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,209,000 | 3,614 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,209,000 | 3,615 |
| Net charge-offs | $218,000 | 2,370 |
| Cash dividends | $450,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,192,000 | 3,591 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 4,568 |
| Total interest expense | $208,000 | 5,147 |
| Net interest income | $2,707,000 | 4,439 |
| Provision for loan and lease losses | $145,000 | 2,419 |
| Total noninterest income | $676,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $547,000 | 1,710 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $129,000 | 4,762 |
| Total noninterest expense | $2,492,000 | 4,281 |
| Salaries and employee benefits | $925,000 | 5,057 |
| Premises and equipment expense | $153,000 | 5,376 |
| Additional noninterest expense | $1,414,000 | 3,020 |
| Pre-tax net operating income | $746,000 | 4,237 |
| Securities gains (losses) | $17,000 | 2,109 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $763,000 | 3,987 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $763,000 | 3,990 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $763,000 | 3,990 |
| Net charge-offs | $156,000 | 2,260 |
| Cash dividends | $450,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $746,000 | 3,969 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 4,644 |
| Total interest expense | $139,000 | 5,193 |
| Net interest income | $1,758,000 | 4,502 |
| Provision for loan and lease losses | $55,000 | 2,941 |
| Total noninterest income | $506,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $351,000 | 1,742 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $155,000 | 4,003 |
| Total noninterest expense | $1,649,000 | 4,330 |
| Salaries and employee benefits | $615,000 | 5,105 |
| Premises and equipment expense | $95,000 | 5,522 |
| Additional noninterest expense | $939,000 | 3,038 |
| Pre-tax net operating income | $560,000 | 3,983 |
| Securities gains (losses) | $17,000 | 1,729 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $577,000 | 3,701 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $577,000 | 3,706 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $577,000 | 3,708 |
| Net charge-offs | $76,000 | 2,440 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $560,000 | 3,683 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 4,705 |
| Total interest expense | $70,000 | 5,251 |
| Net interest income | $871,000 | 4,565 |
| Provision for loan and lease losses | $40,000 | 2,444 |
| Total noninterest income | $227,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $169,000 | 1,775 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $58,000 | 4,359 |
| Total noninterest expense | $798,000 | 4,445 |
| Salaries and employee benefits | $314,000 | 5,124 |
| Premises and equipment expense | $46,000 | 5,610 |
| Additional noninterest expense | $438,000 | 3,195 |
| Pre-tax net operating income | $260,000 | 4,054 |
| Securities gains (losses) | $17,000 | 1,007 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $277,000 | 3,685 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $277,000 | 3,687 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $277,000 | 3,688 |
| Net charge-offs | $62,000 | 1,700 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $260,000 | 3,747 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 4,723 |
| Total interest expense | $369,000 | 5,058 |
| Net interest income | $3,468,000 | 4,615 |
| Provision for loan and lease losses | $205,000 | 2,930 |
| Total noninterest income | $954,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $694,000 | 1,844 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $260,000 | 4,277 |
| Total noninterest expense | $3,251,000 | 4,431 |
| Salaries and employee benefits | $1,249,000 | 5,180 |
| Premises and equipment expense | $311,000 | 4,774 |
| Additional noninterest expense | $1,691,000 | 3,369 |
| Pre-tax net operating income | $966,000 | 4,137 |
| Securities gains (losses) | $-24,000 | 6,357 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $942,000 | 4,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $942,000 | 4,005 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $942,000 | 4,006 |
| Net charge-offs | $322,000 | 2,496 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $966,000 | 3,908 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 4,787 |
| Total interest expense | $293,000 | 5,050 |
| Net interest income | $2,566,000 | 4,702 |
| Provision for loan and lease losses | $205,000 | 2,544 |
| Total noninterest income | $684,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $506,000 | 1,894 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $178,000 | 4,464 |
| Total noninterest expense | $2,479,000 | 4,415 |
| Salaries and employee benefits | $957,000 | 5,160 |
| Premises and equipment expense | $244,000 | 4,701 |
| Additional noninterest expense | $1,278,000 | 3,338 |
| Pre-tax net operating income | $566,000 | 4,597 |
| Securities gains (losses) | $-24,000 | 6,591 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $542,000 | 4,474 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $542,000 | 4,477 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $542,000 | 4,478 |
| Net charge-offs | $209,000 | 2,518 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $566,000 | 4,328 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 4,821 |
| Total interest expense | $211,000 | 4,957 |
| Net interest income | $1,682,000 | 4,736 |
| Provision for loan and lease losses | $160,000 | 2,361 |
| Total noninterest income | $433,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $319,000 | 1,942 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $114,000 | 4,580 |
| Total noninterest expense | $1,602,000 | 4,495 |
| Salaries and employee benefits | $631,000 | 5,206 |
| Premises and equipment expense | $147,000 | 4,943 |
| Additional noninterest expense | $824,000 | 3,431 |
| Pre-tax net operating income | $353,000 | 4,660 |
| Securities gains (losses) | $-22,000 | 6,738 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $331,000 | 4,595 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $331,000 | 4,597 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $331,000 | 4,598 |
| Net charge-offs | $186,000 | 2,170 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $353,000 | 4,415 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 4,850 |
| Total interest expense | $120,000 | 4,782 |
| Net interest income | $828,000 | 4,798 |
| Provision for loan and lease losses | $80,000 | 2,309 |
| Total noninterest income | $201,000 | 3,644 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $155,000 | 1,977 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 4,816 |
| Total noninterest expense | $806,000 | 4,517 |
| Salaries and employee benefits | $327,000 | 5,185 |
| Premises and equipment expense | $77,000 | 4,877 |
| Additional noninterest expense | $402,000 | 3,492 |
| Pre-tax net operating income | $143,000 | 4,911 |
| Securities gains (losses) | $-22,000 | 6,876 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $121,000 | 5,008 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $121,000 | 5,009 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $121,000 | 5,010 |
| Net charge-offs | $67,000 | 2,204 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $143,000 | 4,709 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 4,828 |
| Total interest expense | $682,000 | 4,470 |
| Net interest income | $3,391,000 | 4,831 |
| Provision for loan and lease losses | $180,000 | 4,053 |
| Total noninterest income | $886,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $651,000 | 2,019 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $235,000 | 4,385 |
| Total noninterest expense | $2,942,000 | 4,793 |
| Salaries and employee benefits | $1,255,000 | 5,291 |
| Premises and equipment expense | $265,000 | 5,221 |
| Additional noninterest expense | $1,422,000 | 3,918 |
| Pre-tax net operating income | $1,155,000 | 3,791 |
| Securities gains (losses) | $60,000 | 2,609 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,215,000 | 3,513 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,215,000 | 3,515 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,215,000 | 3,516 |
| Net charge-offs | $198,000 | 3,776 |
| Cash dividends | $155,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,155,000 | 3,479 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 4,890 |
| Total interest expense | $534,000 | 4,491 |
| Net interest income | $2,557,000 | 4,890 |
| Provision for loan and lease losses | $125,000 | 4,125 |
| Total noninterest income | $650,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $484,000 | 2,061 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $166,000 | 4,494 |
| Total noninterest expense | $2,171,000 | 4,860 |
| Salaries and employee benefits | $933,000 | 5,344 |
| Premises and equipment expense | $195,000 | 5,302 |
| Additional noninterest expense | $1,043,000 | 3,999 |
| Pre-tax net operating income | $911,000 | 3,801 |
| Securities gains (losses) | $22,000 | 2,837 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $933,000 | 3,565 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $933,000 | 3,565 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $933,000 | 3,567 |
| Net charge-offs | $163,000 | 3,507 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $911,000 | 3,462 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 4,923 |
| Total interest expense | $365,000 | 4,547 |
| Net interest income | $1,700,000 | 4,927 |
| Provision for loan and lease losses | $110,000 | 3,752 |
| Total noninterest income | $422,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $309,000 | 2,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 4,482 |
| Total noninterest expense | $1,437,000 | 4,913 |
| Salaries and employee benefits | $624,000 | 5,376 |
| Premises and equipment expense | $133,000 | 5,279 |
| Additional noninterest expense | $680,000 | 4,068 |
| Pre-tax net operating income | $575,000 | 3,871 |
| Securities gains (losses) | $22,000 | 2,453 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $597,000 | 3,665 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $597,000 | 3,666 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $597,000 | 3,667 |
| Net charge-offs | $110,000 | 3,324 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $575,000 | 3,537 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 5,018 |
| Total interest expense | $188,000 | 4,587 |
| Net interest income | $819,000 | 5,040 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $222,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $158,000 | 2,045 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $64,000 | 4,357 |
| Total noninterest expense | $723,000 | 4,916 |
| Salaries and employee benefits | $315,000 | 5,387 |
| Premises and equipment expense | $62,000 | 5,443 |
| Additional noninterest expense | $346,000 | 4,011 |
| Pre-tax net operating income | $218,000 | 4,381 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $218,000 | 4,223 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $218,000 | 4,227 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $218,000 | 4,227 |
| Net charge-offs | $87,000 | 2,565 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $218,000 | 4,072 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 5,034 |
| Total interest expense | $925,000 | 4,578 |
| Net interest income | $3,276,000 | 5,065 |
| Provision for loan and lease losses | $220,000 | 4,524 |
| Total noninterest income | $905,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $659,000 | 2,084 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $246,000 | 4,160 |
| Total noninterest expense | $2,920,000 | 4,950 |
| Salaries and employee benefits | $1,221,000 | 5,478 |
| Premises and equipment expense | $240,000 | 5,688 |
| Additional noninterest expense | $1,459,000 | 3,929 |
| Pre-tax net operating income | $1,041,000 | 3,646 |
| Securities gains (losses) | $243,000 | 1,303 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,284,000 | 3,089 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,284,000 | 3,092 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,284,000 | 3,092 |
| Net charge-offs | $564,000 | 3,036 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,041,000 | 3,360 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 5,065 |
| Total interest expense | $718,000 | 4,622 |
| Net interest income | $2,460,000 | 5,094 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $664,000 | 3,342 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $491,000 | 2,109 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $173,000 | 4,307 |
| Total noninterest expense | $2,250,000 | 4,886 |
| Salaries and employee benefits | $928,000 | 5,465 |
| Premises and equipment expense | $182,000 | 5,720 |
| Additional noninterest expense | $1,140,000 | 3,826 |
| Pre-tax net operating income | $829,000 | 3,649 |
| Securities gains (losses) | $243,000 | 1,065 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,072,000 | 2,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,072,000 | 2,928 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,072,000 | 2,928 |
| Net charge-offs | $130,000 | 4,161 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $829,000 | 3,325 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 5,131 |
| Total interest expense | $495,000 | 4,657 |
| Net interest income | $1,598,000 | 5,185 |
| Provision for loan and lease losses | $45,000 | 5,204 |
| Total noninterest income | $445,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $312,000 | 2,169 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $133,000 | 4,152 |
| Total noninterest expense | $1,489,000 | 4,969 |
| Salaries and employee benefits | $621,000 | 5,504 |
| Premises and equipment expense | $116,000 | 5,823 |
| Additional noninterest expense | $752,000 | 3,898 |
| Pre-tax net operating income | $509,000 | 3,787 |
| Securities gains (losses) | $60,000 | 1,479 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $569,000 | 3,305 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $569,000 | 3,306 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $569,000 | 3,306 |
| Net charge-offs | $75,000 | 4,116 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $509,000 | 3,449 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 5,165 |
| Total interest expense | $258,000 | 4,670 |
| Net interest income | $782,000 | 5,230 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $213,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $146,000 | 2,237 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,206 |
| Total noninterest expense | $733,000 | 5,035 |
| Salaries and employee benefits | $322,000 | 5,444 |
| Premises and equipment expense | $56,000 | 5,948 |
| Additional noninterest expense | $355,000 | 4,056 |
| Pre-tax net operating income | $247,000 | 3,856 |
| Securities gains (losses) | $60,000 | 703 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $307,000 | 3,182 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $307,000 | 3,177 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $307,000 | 3,181 |
| Net charge-offs | $10,000 | 4,385 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $247,000 | 3,550 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,259,000 | 5,253 |
| Total interest expense | $1,216,000 | 4,783 |
| Net interest income | $3,043,000 | 5,323 |
| Provision for loan and lease losses | $240,000 | 5,139 |
| Total noninterest income | $904,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $660,000 | 2,135 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $244,000 | 4,282 |
| Total noninterest expense | $3,110,000 | 4,933 |
| Salaries and employee benefits | $1,326,000 | 5,391 |
| Premises and equipment expense | $240,000 | 5,871 |
| Additional noninterest expense | $1,544,000 | 3,932 |
| Pre-tax net operating income | $597,000 | 4,155 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $597,000 | 4,077 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $597,000 | 4,076 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $597,000 | 4,077 |
| Net charge-offs | $418,000 | 3,880 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $597,000 | 3,941 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 5,346 |
| Total interest expense | $935,000 | 4,873 |
| Net interest income | $2,264,000 | 5,405 |
| Provision for loan and lease losses | $240,000 | 4,632 |
| Total noninterest income | $676,000 | 3,458 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $499,000 | 2,178 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $177,000 | 4,386 |
| Total noninterest expense | $2,432,000 | 4,811 |
| Salaries and employee benefits | $996,000 | 5,425 |
| Premises and equipment expense | $189,000 | 5,848 |
| Additional noninterest expense | $1,247,000 | 3,711 |
| Pre-tax net operating income | $268,000 | 4,981 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $268,000 | 5,006 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $268,000 | 5,008 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $268,000 | 5,009 |
| Net charge-offs | $360,000 | 3,488 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $268,000 | 4,823 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 5,328 |
| Total interest expense | $645,000 | 4,886 |
| Net interest income | $1,526,000 | 5,394 |
| Provision for loan and lease losses | $240,000 | 3,941 |
| Total noninterest income | $446,000 | 3,442 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $331,000 | 2,182 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $115,000 | 4,402 |
| Total noninterest expense | $1,620,000 | 4,828 |
| Salaries and employee benefits | $670,000 | 5,445 |
| Premises and equipment expense | $108,000 | 6,170 |
| Additional noninterest expense | $842,000 | 3,663 |
| Pre-tax net operating income | $112,000 | 5,428 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $112,000 | 5,470 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $112,000 | 5,472 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $112,000 | 5,472 |
| Net charge-offs | $275,000 | 3,155 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $112,000 | 5,342 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 5,387 |
| Total interest expense | $330,000 | 4,959 |
| Net interest income | $756,000 | 5,463 |
| Provision for loan and lease losses | $210,000 | 2,919 |
| Total noninterest income | $206,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $152,000 | 2,317 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $54,000 | 4,552 |
| Total noninterest expense | $801,000 | 4,914 |
| Salaries and employee benefits | $337,000 | 5,479 |
| Premises and equipment expense | $52,000 | 6,329 |
| Additional noninterest expense | $412,000 | 3,726 |
| Pre-tax net operating income | $-49,000 | 6,491 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-49,000 | 6,612 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-49,000 | 6,614 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-49,000 | 6,613 |
| Net charge-offs | $106,000 | 3,040 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-49,000 | 6,536 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,757,000 | 5,264 |
| Total interest expense | $1,591,000 | 5,025 |
| Net interest income | $3,166,000 | 5,245 |
| Provision for loan and lease losses | $1,670,000 | 2,726 |
| Total noninterest income | $894,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $757,000 | 2,127 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $137,000 | 5,224 |
| Total noninterest expense | $5,777,000 | 3,272 |
| Salaries and employee benefits | $1,114,000 | 6,010 |
| Premises and equipment expense | $249,000 | 6,071 |
| Additional noninterest expense | $4,414,000 | 1,676 |
| Pre-tax net operating income | $-3,387,000 | 6,965 |
| Securities gains (losses) | $115,000 | 2,023 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,272,000 | 7,046 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,272,000 | 7,044 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,272,000 | 7,044 |
| Net charge-offs | $1,267,000 | 2,572 |
| Cash dividends | $900,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,387,000 | 7,066 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,624,000 | 5,282 |
| Total interest expense | $1,245,000 | 5,052 |
| Net interest income | $2,379,000 | 5,253 |
| Provision for loan and lease losses | $960,000 | 2,841 |
| Total noninterest income | $686,000 | 3,566 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $562,000 | 2,150 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $124,000 | 5,071 |
| Total noninterest expense | $2,270,000 | 5,172 |
| Salaries and employee benefits | $908,000 | 5,845 |
| Premises and equipment expense | $211,000 | 5,846 |
| Additional noninterest expense | $1,151,000 | 3,992 |
| Pre-tax net operating income | $-165,000 | 5,977 |
| Securities gains (losses) | $115,000 | 1,717 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-50,000 | 5,886 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-50,000 | 5,886 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-50,000 | 5,886 |
| Net charge-offs | $968,000 | 2,231 |
| Cash dividends | $900,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-165,000 | 6,051 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 5,301 |
| Total interest expense | $850,000 | 5,114 |
| Net interest income | $1,595,000 | 5,233 |
| Provision for loan and lease losses | $140,000 | 4,862 |
| Total noninterest income | $430,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $359,000 | 2,205 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $71,000 | 5,343 |
| Total noninterest expense | $1,592,000 | 5,071 |
| Salaries and employee benefits | $709,000 | 5,454 |
| Premises and equipment expense | $141,000 | 5,887 |
| Additional noninterest expense | $742,000 | 4,097 |
| Pre-tax net operating income | $293,000 | 4,170 |
| Securities gains (losses) | $-2,000 | 7,376 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $291,000 | 4,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $291,000 | 4,011 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $291,000 | 4,011 |
| Net charge-offs | $385,000 | 2,655 |
| Cash dividends | $900,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $293,000 | 3,887 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 5,215 |
| Total interest expense | $434,000 | 5,180 |
| Net interest income | $842,000 | 5,063 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $260,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $177,000 | 2,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $83,000 | 3,952 |
| Total noninterest expense | $802,000 | 4,945 |
| Salaries and employee benefits | $361,000 | 5,447 |
| Premises and equipment expense | $71,000 | 5,916 |
| Additional noninterest expense | $370,000 | 3,803 |
| Pre-tax net operating income | $240,000 | 3,715 |
| Securities gains (losses) | $-2,000 | 7,731 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $238,000 | 3,543 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $238,000 | 3,543 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $238,000 | 3,544 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $240,000 | 3,380 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 4,641 |
| Total interest expense | $2,689,000 | 4,552 |
| Net interest income | $3,962,000 | 4,603 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,052,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $796,000 | 2,134 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $256,000 | 4,390 |
| Total noninterest expense | $3,263,000 | 4,851 |
| Salaries and employee benefits | $1,521,000 | 5,297 |
| Premises and equipment expense | $306,000 | 5,748 |
| Additional noninterest expense | $1,436,000 | 3,743 |
| Pre-tax net operating income | $1,751,000 | 2,738 |
| Securities gains (losses) | $148,000 | 874 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,899,000 | 2,093 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,899,000 | 2,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 3,060 |
| Cash dividends | $2,410,000 | 1,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,751,000 | 2,372 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,190,000 | 4,599 |
| Total interest expense | $2,158,000 | 4,486 |
| Net interest income | $3,032,000 | 4,585 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $777,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $573,000 | 2,217 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $204,000 | 4,374 |
| Total noninterest expense | $2,494,000 | 4,761 |
| Salaries and employee benefits | $1,201,000 | 5,153 |
| Premises and equipment expense | $223,000 | 5,829 |
| Additional noninterest expense | $1,070,000 | 3,688 |
| Pre-tax net operating income | $1,315,000 | 3,121 |
| Securities gains (losses) | $149,000 | 745 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,464,000 | 2,370 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,464,000 | 2,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,340 |
| Cash dividends | $2,410,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,315,000 | 2,701 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 4,540 |
| Total interest expense | $1,543,000 | 4,433 |
| Net interest income | $2,038,000 | 4,559 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $505,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $360,000 | 2,301 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $145,000 | 4,373 |
| Total noninterest expense | $1,659,000 | 4,808 |
| Salaries and employee benefits | $806,000 | 5,188 |
| Premises and equipment expense | $141,000 | 5,996 |
| Additional noninterest expense | $712,000 | 3,678 |
| Pre-tax net operating income | $884,000 | 3,212 |
| Securities gains (losses) | $149,000 | 739 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,033,000 | 2,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,033,000 | 2,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,958 |
| Cash dividends | $1,260,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $884,000 | 2,787 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 4,485 |
| Total interest expense | $811,000 | 4,474 |
| Net interest income | $1,086,000 | 4,363 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $243,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $178,000 | 2,282 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,545 |
| Total noninterest expense | $850,000 | 4,753 |
| Salaries and employee benefits | $420,000 | 5,098 |
| Premises and equipment expense | $79,000 | 5,756 |
| Additional noninterest expense | $351,000 | 3,662 |
| Pre-tax net operating income | $479,000 | 3,158 |
| Securities gains (losses) | $128,000 | 608 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $607,000 | 2,289 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $607,000 | 2,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $800,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $479,000 | 2,712 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,127,000 | 4,321 |
| Total interest expense | $3,239,000 | 4,561 |
| Net interest income | $4,888,000 | 4,069 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $939,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $709,000 | 2,346 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $230,000 | 4,774 |
| Total noninterest expense | $3,478,000 | 4,541 |
| Salaries and employee benefits | $1,741,000 | 4,859 |
| Premises and equipment expense | $351,000 | 5,398 |
| Additional noninterest expense | $1,386,000 | 3,649 |
| Pre-tax net operating income | $2,229,000 | 3,090 |
| Securities gains (losses) | $-41,000 | 7,967 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,188,000 | 2,644 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,188,000 | 2,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,390 |
| Cash dividends | $1,500,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,229,000 | 2,595 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,067,000 | 4,345 |
| Total interest expense | $2,393,000 | 4,620 |
| Net interest income | $3,674,000 | 4,075 |
| Provision for loan and lease losses | $120,000 | 3,851 |
| Total noninterest income | $693,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $520,000 | 2,365 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $173,000 | 4,781 |
| Total noninterest expense | $2,598,000 | 4,532 |
| Salaries and employee benefits | $1,289,000 | 4,870 |
| Premises and equipment expense | $272,000 | 5,298 |
| Additional noninterest expense | $1,037,000 | 3,596 |
| Pre-tax net operating income | $1,649,000 | 3,263 |
| Securities gains (losses) | $-41,000 | 8,130 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,608,000 | 2,828 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,608,000 | 2,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,014 |
| Cash dividends | $1,500,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,649,000 | 2,762 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 4,403 |
| Total interest expense | $1,562,000 | 4,666 |
| Net interest income | $2,429,000 | 4,130 |
| Provision for loan and lease losses | $107,000 | 3,191 |
| Total noninterest income | $464,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $350,000 | 2,358 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $114,000 | 4,859 |
| Total noninterest expense | $1,732,000 | 4,550 |
| Salaries and employee benefits | $840,000 | 4,971 |
| Premises and equipment expense | $186,000 | 5,247 |
| Additional noninterest expense | $706,000 | 3,541 |
| Pre-tax net operating income | $1,054,000 | 3,413 |
| Securities gains (losses) | $6,000 | 974 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,060,000 | 2,907 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,060,000 | 2,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,912 |
| Cash dividends | $1,500,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,054,000 | 2,905 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 4,408 |
| Total interest expense | $802,000 | 4,565 |
| Net interest income | $1,192,000 | 4,185 |
| Provision for loan and lease losses | $53,000 | 3,025 |
| Total noninterest income | $229,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $164,000 | 2,433 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $65,000 | 4,594 |
| Total noninterest expense | $918,000 | 4,385 |
| Salaries and employee benefits | $448,000 | 4,795 |
| Premises and equipment expense | $97,000 | 5,145 |
| Additional noninterest expense | $373,000 | 3,363 |
| Pre-tax net operating income | $450,000 | 3,753 |
| Securities gains (losses) | $6,000 | 777 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $456,000 | 3,206 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $456,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,965 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $450,000 | 3,204 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,694,000 | 4,304 |
| Total interest expense | $2,700,000 | 4,594 |
| Net interest income | $4,994,000 | 4,006 |
| Provision for loan and lease losses | $324,000 | 2,641 |
| Total noninterest income | $869,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $707,000 | 2,352 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $162,000 | 5,483 |
| Total noninterest expense | $3,207,000 | 4,676 |
| Salaries and employee benefits | $1,573,000 | 5,033 |
| Premises and equipment expense | $305,000 | 5,709 |
| Additional noninterest expense | $1,329,000 | 3,634 |
| Pre-tax net operating income | $2,332,000 | 3,301 |
| Securities gains (losses) | $-98,000 | 8,195 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,234,000 | 2,858 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,234,000 | 2,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,300 |
| Cash dividends | $1,925,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,332,000 | 2,755 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 4,357 |
| Total interest expense | $1,863,000 | 4,751 |
| Net interest income | $3,760,000 | 4,023 |
| Provision for loan and lease losses | $236,000 | 2,540 |
| Total noninterest income | $656,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $522,000 | 2,392 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 5,331 |
| Total noninterest expense | $2,333,000 | 4,748 |
| Salaries and employee benefits | $1,147,000 | 5,115 |
| Premises and equipment expense | $223,000 | 5,789 |
| Additional noninterest expense | $963,000 | 3,716 |
| Pre-tax net operating income | $1,847,000 | 3,282 |
| Securities gains (losses) | $-98,000 | 8,397 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,749,000 | 2,851 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,749,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 1,629 |
| Cash dividends | $1,425,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,847,000 | 2,724 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 4,382 |
| Total interest expense | $1,135,000 | 4,894 |
| Net interest income | $2,510,000 | 4,032 |
| Provision for loan and lease losses | $147,000 | 2,704 |
| Total noninterest income | $441,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $345,000 | 2,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,214 |
| Total noninterest expense | $1,534,000 | 4,804 |
| Salaries and employee benefits | $740,000 | 5,230 |
| Premises and equipment expense | $147,000 | 5,830 |
| Additional noninterest expense | $647,000 | 3,685 |
| Pre-tax net operating income | $1,270,000 | 3,234 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,270,000 | 2,663 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,270,000 | 2,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,231 |
| Cash dividends | $925,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,270,000 | 2,649 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 4,480 |
| Total interest expense | $532,000 | 4,942 |
| Net interest income | $1,207,000 | 4,137 |
| Provision for loan and lease losses | $73,000 | 2,590 |
| Total noninterest income | $210,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $160,000 | 2,456 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $801,000 | 4,685 |
| Salaries and employee benefits | $397,000 | 5,037 |
| Premises and equipment expense | $74,000 | 5,831 |
| Additional noninterest expense | $330,000 | 3,609 |
| Pre-tax net operating income | $543,000 | 3,556 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $543,000 | 2,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $543,000 | 2,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,351 |
| Cash dividends | $550,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $543,000 | 2,942 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,279,000 | 4,485 |
| Total interest expense | $1,661,000 | 4,974 |
| Net interest income | $4,618,000 | 4,184 |
| Provision for loan and lease losses | $209,000 | 3,523 |
| Total noninterest income | $814,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $643,000 | 2,520 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $171,000 | 5,487 |
| Total noninterest expense | $3,069,000 | 4,697 |
| Salaries and employee benefits | $1,446,000 | 5,175 |
| Premises and equipment expense | $319,000 | 5,559 |
| Additional noninterest expense | $1,304,000 | 3,610 |
| Pre-tax net operating income | $2,154,000 | 3,517 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,155,000 | 2,904 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,155,000 | 2,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,574 |
| Cash dividends | $1,850,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,154,000 | 2,875 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,608,000 | 4,510 |
| Total interest expense | $1,140,000 | 5,075 |
| Net interest income | $3,468,000 | 4,176 |
| Provision for loan and lease losses | $120,000 | 3,874 |
| Total noninterest income | $596,000 | 4,067 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $479,000 | 2,528 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $117,000 | 5,667 |
| Total noninterest expense | $2,263,000 | 4,718 |
| Salaries and employee benefits | $1,077,000 | 5,179 |
| Premises and equipment expense | $241,000 | 5,543 |
| Additional noninterest expense | $945,000 | 3,668 |
| Pre-tax net operating income | $1,681,000 | 3,472 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,678,000 | 2,862 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,678,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,074 |
| Cash dividends | $850,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,681,000 | 2,820 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,968,000 | 4,535 |
| Total interest expense | $698,000 | 5,164 |
| Net interest income | $2,270,000 | 4,217 |
| Provision for loan and lease losses | $77,000 | 3,794 |
| Total noninterest income | $398,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $313,000 | 2,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $85,000 | 5,486 |
| Total noninterest expense | $1,487,000 | 4,752 |
| Salaries and employee benefits | $711,000 | 5,196 |
| Premises and equipment expense | $157,000 | 5,574 |
| Additional noninterest expense | $619,000 | 3,703 |
| Pre-tax net operating income | $1,104,000 | 3,455 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,105,000 | 2,866 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,105,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,292 |
| Cash dividends | $850,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,104,000 | 2,824 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 4,653 |
| Total interest expense | $314,000 | 5,349 |
| Net interest income | $1,101,000 | 4,318 |
| Provision for loan and lease losses | $37,000 | 3,710 |
| Total noninterest income | $194,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $145,000 | 2,637 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $723,000 | 4,880 |
| Salaries and employee benefits | $341,000 | 5,387 |
| Premises and equipment expense | $77,000 | 5,676 |
| Additional noninterest expense | $305,000 | 3,751 |
| Pre-tax net operating income | $535,000 | 3,498 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $536,000 | 2,887 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $536,000 | 2,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $600,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $535,000 | 2,836 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,245,000 | 4,694 |
| Total interest expense | $1,126,000 | 5,310 |
| Net interest income | $4,119,000 | 4,384 |
| Provision for loan and lease losses | $110,000 | 4,839 |
| Total noninterest income | $628,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $491,000 | 3,184 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $137,000 | 5,850 |
| Total noninterest expense | $2,923,000 | 4,747 |
| Salaries and employee benefits | $1,440,000 | 5,086 |
| Premises and equipment expense | $337,000 | 5,342 |
| Additional noninterest expense | $1,146,000 | 3,889 |
| Pre-tax net operating income | $1,714,000 | 3,898 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,717,000 | 3,289 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,717,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,046 |
| Cash dividends | $1,740,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,714,000 | 3,220 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,856,000 | 4,732 |
| Total interest expense | $840,000 | 5,308 |
| Net interest income | $3,016,000 | 4,452 |
| Provision for loan and lease losses | $73,000 | 4,859 |
| Total noninterest income | $428,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $332,000 | 3,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 5,987 |
| Total noninterest expense | $2,083,000 | 4,888 |
| Salaries and employee benefits | $1,029,000 | 5,220 |
| Premises and equipment expense | $237,000 | 5,514 |
| Additional noninterest expense | $817,000 | 4,030 |
| Pre-tax net operating income | $1,288,000 | 3,980 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,291,000 | 3,367 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,291,000 | 3,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,955 |
| Cash dividends | $1,740,000 | 1,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,288,000 | 3,280 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 4,800 |
| Total interest expense | $560,000 | 5,322 |
| Net interest income | $1,971,000 | 4,518 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $270,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $204,000 | 3,594 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 5,947 |
| Total noninterest expense | $1,396,000 | 4,889 |
| Salaries and employee benefits | $708,000 | 5,124 |
| Premises and equipment expense | $152,000 | 5,624 |
| Additional noninterest expense | $536,000 | 4,097 |
| Pre-tax net operating income | $785,000 | 4,156 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $786,000 | 3,563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $786,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $750,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $785,000 | 3,480 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 4,898 |
| Total interest expense | $286,000 | 5,312 |
| Net interest income | $951,000 | 4,638 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $130,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $99,000 | 3,616 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $674,000 | 5,035 |
| Salaries and employee benefits | $345,000 | 5,243 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $255,000 | 4,255 |
| Pre-tax net operating income | $377,000 | 4,231 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $378,000 | 3,663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $378,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $377,000 | 3,544 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,147,000 | 4,791 |
| Total interest expense | $1,404,000 | 5,077 |
| Net interest income | $3,743,000 | 4,583 |
| Provision for loan and lease losses | $250,000 | 3,535 |
| Total noninterest income | $488,000 | 5,508 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $405,000 | 3,617 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $83,000 | 6,824 |
| Total noninterest expense | $2,760,000 | 4,874 |
| Salaries and employee benefits | $1,425,000 | 5,024 |
| Premises and equipment expense | $324,000 | 5,429 |
| Additional noninterest expense | $1,011,000 | 4,241 |
| Pre-tax net operating income | $1,221,000 | 4,649 |
| Securities gains (losses) | $75,000 | 2,153 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,296,000 | 3,931 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,296,000 | 3,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,977 |
| Cash dividends | $1,186,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,221,000 | 3,919 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 4,797 |
| Total interest expense | $1,096,000 | 5,091 |
| Net interest income | $2,827,000 | 4,574 |
| Provision for loan and lease losses | $220,000 | 3,174 |
| Total noninterest income | $382,000 | 5,429 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $296,000 | 3,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 6,352 |
| Total noninterest expense | $2,041,000 | 4,910 |
| Salaries and employee benefits | $1,043,000 | 5,102 |
| Premises and equipment expense | $248,000 | 5,360 |
| Additional noninterest expense | $750,000 | 4,260 |
| Pre-tax net operating income | $948,000 | 4,698 |
| Securities gains (losses) | $72,000 | 2,017 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,020,000 | 3,936 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,020,000 | 3,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,824 |
| Cash dividends | $1,186,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $948,000 | 3,945 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 4,762 |
| Total interest expense | $752,000 | 5,123 |
| Net interest income | $1,915,000 | 4,522 |
| Provision for loan and lease losses | $190,000 | 2,598 |
| Total noninterest income | $256,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $196,000 | 3,670 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $60,000 | 6,260 |
| Total noninterest expense | $1,368,000 | 4,900 |
| Salaries and employee benefits | $703,000 | 5,069 |
| Premises and equipment expense | $159,000 | 5,464 |
| Additional noninterest expense | $506,000 | 4,209 |
| Pre-tax net operating income | $613,000 | 4,774 |
| Securities gains (losses) | $72,000 | 1,764 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $685,000 | 3,926 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $685,000 | 3,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,864 |
| Cash dividends | $1,186,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $613,000 | 4,026 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 4,800 |
| Total interest expense | $389,000 | 5,124 |
| Net interest income | $944,000 | 4,568 |
| Provision for loan and lease losses | $130,000 | 1,956 |
| Total noninterest income | $120,000 | 5,462 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 3,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $671,000 | 4,944 |
| Salaries and employee benefits | $333,000 | 5,267 |
| Premises and equipment expense | $77,000 | 5,564 |
| Additional noninterest expense | $261,000 | 4,074 |
| Pre-tax net operating income | $263,000 | 5,145 |
| Securities gains (losses) | $72,000 | 1,188 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $335,000 | 3,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $335,000 | 3,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,377 |
| Cash dividends | $595,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $263,000 | 4,386 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,943,000 | 4,598 |
| Total interest expense | $1,965,000 | 4,845 |
| Net interest income | $3,978,000 | 4,366 |
| Provision for loan and lease losses | $87,000 | 5,962 |
| Total noninterest income | $434,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $381,000 | 3,642 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,532 |
| Total noninterest expense | $2,733,000 | 4,770 |
| Salaries and employee benefits | $1,355,000 | 5,056 |
| Premises and equipment expense | $359,000 | 5,005 |
| Additional noninterest expense | $1,019,000 | 4,122 |
| Pre-tax net operating income | $1,592,000 | 3,948 |
| Securities gains (losses) | $68,000 | 2,124 |
| Applicable income taxes | $-15,000 | 8,884 |
| Income before extraordinary items | $1,675,000 | 3,220 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,675,000 | 3,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,470 |
| Cash dividends | $1,728,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,607,000 | 3,226 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,549,000 | 4,209 |
| Total interest expense | $3,727,000 | 4,019 |
| Net interest income | $3,822,000 | 4,266 |
| Provision for loan and lease losses | $272,000 | 3,428 |
| Total noninterest income | $459,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $354,000 | 3,723 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $105,000 | 6,335 |
| Total noninterest expense | $2,720,000 | 4,671 |
| Salaries and employee benefits | $1,310,000 | 5,001 |
| Premises and equipment expense | $316,000 | 5,361 |
| Additional noninterest expense | $1,094,000 | 3,778 |
| Pre-tax net operating income | $1,289,000 | 4,247 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $34,000 | 6,997 |
| Income before extraordinary items | $1,254,000 | 3,687 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,254,000 | 3,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 2,158 |
| Cash dividends | $1,510,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,254,970 | 3,579 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,596,000 | 4,293 |
| Total interest expense | $3,456,000 | 4,425 |
| Net interest income | $4,140,000 | 4,066 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $428,000 | 5,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 6,788 |
| Total noninterest expense | $2,732,000 | 4,556 |
| Salaries and employee benefits | $1,348,000 | 4,760 |
| Premises and equipment expense | $343,000 | 5,001 |
| Additional noninterest expense | $1,041,000 | 3,872 |
| Pre-tax net operating income | $1,716,000 | 3,680 |
| Securities gains (losses) | $-26,000 | 8,870 |
| Applicable income taxes | $22,000 | 7,798 |
| Income before extraordinary items | $1,668,000 | 2,984 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,668,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $1,551,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,693,740 | 2,929 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,888,000 | 4,468 |
| Total interest expense | $2,979,000 | 4,632 |
| Net interest income | $3,909,000 | 4,268 |
| Provision for loan and lease losses | $174,000 | 3,923 |
| Total noninterest income | $453,000 | 5,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,534 |
| Total noninterest expense | $2,869,000 | 4,370 |
| Salaries and employee benefits | $1,452,000 | 4,446 |
| Premises and equipment expense | $366,000 | 4,819 |
| Additional noninterest expense | $1,051,000 | 3,856 |
| Pre-tax net operating income | $1,319,000 | 4,476 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,324,000 | 3,587 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,324,000 | 3,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,165 |
| Cash dividends | $1,240,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,319,000 | 3,564 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,975,000 | 4,407 |
| Total interest expense | $3,207,000 | 4,469 |
| Net interest income | $3,768,000 | 4,331 |
| Provision for loan and lease losses | $272,000 | 2,839 |
| Total noninterest income | $540,000 | 4,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,516 |
| Total noninterest expense | $2,845,000 | 4,319 |
| Salaries and employee benefits | $1,252,000 | 4,907 |
| Premises and equipment expense | $361,000 | 4,778 |
| Additional noninterest expense | $1,232,000 | 3,298 |
| Pre-tax net operating income | $1,191,000 | 4,904 |
| Securities gains (losses) | $20,000 | 2,430 |
| Applicable income taxes | $137,000 | 7,022 |
| Income before extraordinary items | $1,074,000 | 4,262 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,074,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,214 |
| Cash dividends | $1,590,000 | 1,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,056,200 | 4,220 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,701,000 | 4,660 |
| Total interest expense | $3,041,000 | 4,655 |
| Net interest income | $3,660,000 | 4,566 |
| Provision for loan and lease losses | $315,000 | 2,494 |
| Total noninterest income | $476,000 | 5,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $378,000 | 3,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,853 |
| Total noninterest expense | $2,328,000 | 5,055 |
| Salaries and employee benefits | $1,139,000 | 5,315 |
| Premises and equipment expense | $362,000 | 4,778 |
| Additional noninterest expense | $827,000 | 4,607 |
| Pre-tax net operating income | $1,493,000 | 4,509 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $340,000 | 5,391 |
| Income before extraordinary items | $1,160,000 | 4,174 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,160,000 | 4,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,893 |
| Cash dividends | $710,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,154,610 | 4,129 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,470,000 | 4,886 |
| Total interest expense | $2,909,000 | 4,928 |
| Net interest income | $3,561,000 | 4,758 |
| Provision for loan and lease losses | $220,000 | 3,199 |
| Total noninterest income | $454,000 | 5,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,410 |
| Total noninterest expense | $2,349,000 | 5,266 |
| Salaries and employee benefits | $1,144,000 | 5,423 |
| Premises and equipment expense | $377,000 | 4,754 |
| Additional noninterest expense | $828,000 | 5,076 |
| Pre-tax net operating income | $1,446,000 | 4,477 |
| Securities gains (losses) | $47,000 | 1,369 |
| Applicable income taxes | $324,000 | 5,572 |
| Income before extraordinary items | $1,169,000 | 3,956 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,169,000 | 3,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,427 |
| Cash dividends | $1,301,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,132,340 | 4,008 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,982,000 | 5,221 |
| Total interest expense | $2,539,000 | 5,494 |
| Net interest income | $3,443,000 | 4,932 |
| Provision for loan and lease losses | $220,000 | 2,837 |
| Total noninterest income | $398,000 | 6,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $2,363,000 | 5,244 |
| Salaries and employee benefits | $1,165,000 | 5,351 |
| Premises and equipment expense | $375,000 | 4,785 |
| Additional noninterest expense | $823,000 | 5,128 |
| Pre-tax net operating income | $1,258,000 | 5,093 |
| Securities gains (losses) | $36,000 | 1,516 |
| Applicable income taxes | $280,000 | 6,252 |
| Income before extraordinary items | $1,014,000 | 4,549 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,014,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,898 |
| Cash dividends | $3,714,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $985,920 | 4,643 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,904,000 | 4,932 |
| Total interest expense | $2,177,000 | 5,216 |
| Net interest income | $3,727,000 | 4,669 |
| Provision for loan and lease losses | $444,000 | 1,693 |
| Total noninterest income | $460,000 | 5,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,286 |
| Total noninterest expense | $2,233,000 | 5,673 |
| Salaries and employee benefits | $1,049,000 | 5,855 |
| Premises and equipment expense | $371,000 | 4,882 |
| Additional noninterest expense | $813,000 | 5,620 |
| Pre-tax net operating income | $1,510,000 | 4,392 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $322,000 | 5,607 |
| Income before extraordinary items | $1,188,000 | 3,893 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,188,000 | 3,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,747 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,188,000 | 3,926 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 5,085 |
| Total interest expense | $2,222,000 | 5,336 |
| Net interest income | $3,607,000 | 4,824 |
| Provision for loan and lease losses | $527,000 | 2,020 |
| Total noninterest income | $425,000 | 6,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $2,095,000 | 6,096 |
| Salaries and employee benefits | $992,000 | 6,181 |
| Premises and equipment expense | $396,000 | 4,760 |
| Additional noninterest expense | $707,000 | 6,512 |
| Pre-tax net operating income | $1,410,000 | 4,572 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $260,000 | 6,649 |
| Income before extraordinary items | $1,174,000 | 4,098 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,174,000 | 4,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 1,916 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,154,320 | 3,956 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,886,000 | 5,579 |
| Total interest expense | $2,635,000 | 5,746 |
| Net interest income | $3,251,000 | 5,338 |
| Provision for loan and lease losses | $327,000 | 3,934 |
| Total noninterest income | $401,000 | 6,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,903,000 | 6,646 |
| Salaries and employee benefits | $890,000 | 6,679 |
| Premises and equipment expense | $290,000 | 6,114 |
| Additional noninterest expense | $723,000 | 6,595 |
| Pre-tax net operating income | $1,422,000 | 4,255 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $248,000 | 6,693 |
| Income before extraordinary items | $1,175,000 | 3,886 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,175,000 | 3,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 4,763 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,174,170 | 3,600 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.