Home > Spirit of America National Bank > Income and Expense
Spirit of America National Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $74,000 | 8,075 |
| Total interest expense | $29,000 | 8,041 |
| Net interest income | $45,000 | 8,070 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $17,112,000 | 364 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $17,112,000 | 256 |
| Total noninterest expense | $3,210,000 | 4,158 |
| Salaries and employee benefits | $373,000 | 7,476 |
| Premises and equipment expense | $4,000 | 8,059 |
| Additional noninterest expense | $2,833,000 | 1,875 |
| Pre-tax net operating income | $13,947,000 | 237 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $5,309,000 | 216 |
| Income before extraordinary items | $8,638,000 | 299 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $8,638,000 | 299 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $8,638,000 | 299 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $4,440,000 | 294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $8,638,000 | 294 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $66,000 | 8,166 |
| Total interest expense | $23,000 | 8,129 |
| Net interest income | $43,000 | 8,150 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $11,478,000 | 365 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $11,478,000 | 260 |
| Total noninterest expense | $2,242,000 | 4,038 |
| Salaries and employee benefits | $255,000 | 7,537 |
| Premises and equipment expense | $2,000 | 8,153 |
| Additional noninterest expense | $1,985,000 | 1,820 |
| Pre-tax net operating income | $9,279,000 | 241 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $3,675,000 | 215 |
| Income before extraordinary items | $5,604,000 | 316 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,604,000 | 313 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $5,604,000 | 315 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $1,358,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $5,604,000 | 302 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $32,000 | 8,222 |
| Total interest expense | $11,000 | 8,185 |
| Net interest income | $21,000 | 8,207 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $5,123,000 | 360 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,123,000 | 257 |
| Total noninterest expense | $1,241,000 | 3,680 |
| Salaries and employee benefits | $123,000 | 7,626 |
| Premises and equipment expense | $1,000 | 8,202 |
| Additional noninterest expense | $1,117,000 | 1,453 |
| Pre-tax net operating income | $3,903,000 | 311 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,382,000 | 277 |
| Income before extraordinary items | $2,521,000 | 378 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,521,000 | 378 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,521,000 | 380 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,521,000 | 347 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $699,000 | 8,117 |
| Total interest expense | $354,000 | 7,909 |
| Net interest income | $345,000 | 8,169 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $26,953,000 | 283 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $26,953,000 | 196 |
| Total noninterest expense | $4,181,000 | 4,103 |
| Salaries and employee benefits | $525,000 | 7,599 |
| Premises and equipment expense | $5,000 | 8,254 |
| Additional noninterest expense | $3,651,000 | 1,687 |
| Pre-tax net operating income | $23,117,000 | 247 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $8,378,000 | 205 |
| Income before extraordinary items | $14,739,000 | 274 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,739,000 | 274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $15,063,000 | 205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $14,739,000 | 285 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $617,000 | 8,168 |
| Total interest expense | $293,000 | 7,941 |
| Net interest income | $324,000 | 8,210 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $20,038,000 | 306 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,038,000 | 214 |
| Total noninterest expense | $3,250,000 | 3,973 |
| Salaries and employee benefits | $395,000 | 7,623 |
| Premises and equipment expense | $4,000 | 8,340 |
| Additional noninterest expense | $2,851,000 | 1,569 |
| Pre-tax net operating income | $17,112,000 | 312 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $6,261,000 | 263 |
| Income before extraordinary items | $10,851,000 | 340 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $10,851,000 | 339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $7,695,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $10,851,000 | 359 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $457,000 | 8,198 |
| Total interest expense | $195,000 | 8,040 |
| Net interest income | $262,000 | 8,218 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $13,402,000 | 317 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,402,000 | 225 |
| Total noninterest expense | $2,241,000 | 3,899 |
| Salaries and employee benefits | $265,000 | 7,681 |
| Premises and equipment expense | $3,000 | 8,408 |
| Additional noninterest expense | $1,973,000 | 1,490 |
| Pre-tax net operating income | $11,423,000 | 330 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,209,000 | 297 |
| Income before extraordinary items | $7,214,000 | 378 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,214,000 | 377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $3,603,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $7,214,000 | 373 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $248,000 | 8,210 |
| Total interest expense | $87,000 | 8,166 |
| Net interest income | $161,000 | 8,153 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $5,909,000 | 353 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,909,000 | 248 |
| Total noninterest expense | $1,218,000 | 3,650 |
| Salaries and employee benefits | $125,000 | 7,800 |
| Premises and equipment expense | $1,000 | 8,447 |
| Additional noninterest expense | $1,092,000 | 1,314 |
| Pre-tax net operating income | $4,852,000 | 419 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,730,000 | 385 |
| Income before extraordinary items | $3,122,000 | 484 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,122,000 | 485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,122,000 | 463 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 7,728 |
| Total interest expense | $607,000 | 7,798 |
| Net interest income | $1,152,000 | 7,554 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $26,837,000 | 304 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $26,837,000 | 215 |
| Total noninterest expense | $3,822,000 | 4,265 |
| Salaries and employee benefits | $504,000 | 7,796 |
| Premises and equipment expense | $8,000 | 8,485 |
| Additional noninterest expense | $3,310,000 | 1,685 |
| Pre-tax net operating income | $24,167,000 | 400 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,587,000 | 368 |
| Income before extraordinary items | $15,580,000 | 437 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,580,000 | 434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $19,077,000 | 262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $15,580,000 | 432 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 7,766 |
| Total interest expense | $385,000 | 7,989 |
| Net interest income | $935,000 | 7,490 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $15,133,000 | 380 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,133,000 | 261 |
| Total noninterest expense | $2,908,000 | 4,186 |
| Salaries and employee benefits | $379,000 | 7,768 |
| Premises and equipment expense | $7,000 | 8,504 |
| Additional noninterest expense | $2,522,000 | 1,615 |
| Pre-tax net operating income | $13,160,000 | 554 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,805,000 | 487 |
| Income before extraordinary items | $8,355,000 | 629 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,355,000 | 627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $6,221,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $8,355,000 | 621 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $892,000 | 7,804 |
| Total interest expense | $249,000 | 8,053 |
| Net interest income | $643,000 | 7,513 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $10,164,000 | 392 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,164,000 | 277 |
| Total noninterest expense | $1,904,000 | 4,267 |
| Salaries and employee benefits | $252,000 | 7,827 |
| Premises and equipment expense | $5,000 | 8,552 |
| Additional noninterest expense | $1,647,000 | 1,648 |
| Pre-tax net operating income | $8,903,000 | 569 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,204,000 | 515 |
| Income before extraordinary items | $5,699,000 | 648 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,699,000 | 647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $3,309,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,699,000 | 631 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $413,000 | 7,950 |
| Total interest expense | $97,000 | 8,259 |
| Net interest income | $316,000 | 7,568 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $4,383,000 | 431 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,383,000 | 298 |
| Total noninterest expense | $1,024,000 | 4,075 |
| Salaries and employee benefits | $128,000 | 7,857 |
| Premises and equipment expense | $3,000 | 8,570 |
| Additional noninterest expense | $893,000 | 1,494 |
| Pre-tax net operating income | $3,675,000 | 670 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,330,000 | 585 |
| Income before extraordinary items | $2,345,000 | 763 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,345,000 | 762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,345,000 | 752 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 7,910 |
| Total interest expense | $296,000 | 8,299 |
| Net interest income | $1,240,000 | 7,531 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $18,040,000 | 412 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,040,000 | 285 |
| Total noninterest expense | $3,316,000 | 4,560 |
| Salaries and employee benefits | $445,000 | 8,031 |
| Premises and equipment expense | $11,000 | 8,620 |
| Additional noninterest expense | $2,860,000 | 1,839 |
| Pre-tax net operating income | $15,964,000 | 648 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,661,000 | 579 |
| Income before extraordinary items | $10,303,000 | 718 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,303,000 | 718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $8,953,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $10,303,000 | 712 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 8,028 |
| Total interest expense | $214,000 | 8,369 |
| Net interest income | $876,000 | 7,691 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $12,932,000 | 441 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,932,000 | 313 |
| Total noninterest expense | $2,564,000 | 4,461 |
| Salaries and employee benefits | $331,000 | 8,032 |
| Premises and equipment expense | $8,000 | 8,683 |
| Additional noninterest expense | $2,225,000 | 1,753 |
| Pre-tax net operating income | $11,244,000 | 724 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,995,000 | 640 |
| Income before extraordinary items | $7,249,000 | 807 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,249,000 | 806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $3,790,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,249,000 | 798 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 8,112 |
| Total interest expense | $136,000 | 8,396 |
| Net interest income | $552,000 | 7,827 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $8,509,000 | 441 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,509,000 | 314 |
| Total noninterest expense | $1,641,000 | 4,593 |
| Salaries and employee benefits | $212,000 | 8,127 |
| Premises and equipment expense | $5,000 | 8,718 |
| Additional noninterest expense | $1,424,000 | 1,839 |
| Pre-tax net operating income | $7,420,000 | 725 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,635,000 | 654 |
| Income before extraordinary items | $4,785,000 | 817 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,785,000 | 817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $866,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,785,000 | 804 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,273 |
| Total interest expense | $63,000 | 8,443 |
| Net interest income | $233,000 | 8,080 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $3,640,000 | 488 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,640,000 | 339 |
| Total noninterest expense | $982,000 | 4,066 |
| Salaries and employee benefits | $102,000 | 8,193 |
| Premises and equipment expense | $3,000 | 8,717 |
| Additional noninterest expense | $877,000 | 1,499 |
| Pre-tax net operating income | $2,891,000 | 879 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,031,000 | 767 |
| Income before extraordinary items | $1,860,000 | 1,030 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,860,000 | 1,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,860,000 | 1,012 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $899,000 | 8,418 |
| Total interest expense | $148,000 | 8,545 |
| Net interest income | $751,000 | 8,280 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $17,691,000 | 442 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,691,000 | 308 |
| Total noninterest expense | $3,134,000 | 4,627 |
| Salaries and employee benefits | $426,000 | 8,123 |
| Premises and equipment expense | $13,000 | 8,760 |
| Additional noninterest expense | $2,695,000 | 1,878 |
| Pre-tax net operating income | $15,308,000 | 666 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,358,000 | 611 |
| Income before extraordinary items | $9,950,000 | 732 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,950,000 | 734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $10,359,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,950,000 | 718 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $611,000 | 8,508 |
| Total interest expense | $106,000 | 8,586 |
| Net interest income | $505,000 | 8,408 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $13,199,000 | 435 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,199,000 | 309 |
| Total noninterest expense | $2,161,000 | 4,882 |
| Salaries and employee benefits | $315,000 | 8,124 |
| Premises and equipment expense | $10,000 | 8,774 |
| Additional noninterest expense | $1,836,000 | 2,030 |
| Pre-tax net operating income | $11,543,000 | 656 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,040,000 | 617 |
| Income before extraordinary items | $7,503,000 | 722 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,503,000 | 723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $5,744,000 | 423 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,503,000 | 701 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $354,000 | 8,579 |
| Total interest expense | $56,000 | 8,657 |
| Net interest income | $298,000 | 8,511 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $9,067,000 | 425 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,067,000 | 300 |
| Total noninterest expense | $1,437,000 | 4,873 |
| Salaries and employee benefits | $214,000 | 8,109 |
| Premises and equipment expense | $7,000 | 8,773 |
| Additional noninterest expense | $1,216,000 | 2,026 |
| Pre-tax net operating income | $7,928,000 | 628 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,775,000 | 589 |
| Income before extraordinary items | $5,153,000 | 698 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,153,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $3,304,000 | 475 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,153,000 | 677 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $134,000 | 8,752 |
| Total interest expense | $21,000 | 8,769 |
| Net interest income | $113,000 | 8,710 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $4,736,000 | 400 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,736,000 | 295 |
| Total noninterest expense | $674,000 | 5,132 |
| Salaries and employee benefits | $107,000 | 8,179 |
| Premises and equipment expense | $4,000 | 8,826 |
| Additional noninterest expense | $563,000 | 2,173 |
| Pre-tax net operating income | $4,175,000 | 604 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,461,000 | 564 |
| Income before extraordinary items | $2,714,000 | 658 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,714,000 | 658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,714,000 | 641 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 8,835 |
| Total interest expense | $53,000 | 8,831 |
| Net interest income | $294,000 | 8,821 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $13,171,000 | 504 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,171,000 | 343 |
| Total noninterest expense | $3,339,000 | 4,335 |
| Salaries and employee benefits | $416,000 | 8,259 |
| Premises and equipment expense | $15,000 | 8,899 |
| Additional noninterest expense | $2,908,000 | 1,674 |
| Pre-tax net operating income | $10,126,000 | 870 |
| Securities gains (losses) | $-185,000 | 8,789 |
| Applicable income taxes | $3,479,000 | 797 |
| Income before extraordinary items | $6,462,000 | 1,025 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,462,000 | 1,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $7,048,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,582,250 | 976 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $228,000 | 8,910 |
| Total interest expense | $36,000 | 8,894 |
| Net interest income | $192,000 | 8,895 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $9,450,000 | 527 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,450,000 | 363 |
| Total noninterest expense | $2,714,000 | 4,034 |
| Salaries and employee benefits | $312,000 | 8,239 |
| Premises and equipment expense | $12,000 | 8,936 |
| Additional noninterest expense | $2,390,000 | 1,527 |
| Pre-tax net operating income | $6,928,000 | 956 |
| Securities gains (losses) | $-185,000 | 8,932 |
| Applicable income taxes | $2,360,000 | 894 |
| Income before extraordinary items | $4,383,000 | 1,123 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,383,000 | 1,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $3,816,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,503,250 | 1,060 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $177,000 | 8,949 |
| Total interest expense | $22,000 | 8,956 |
| Net interest income | $155,000 | 8,923 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $6,319,000 | 524 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,319,000 | 358 |
| Total noninterest expense | $1,826,000 | 4,037 |
| Salaries and employee benefits | $209,000 | 8,283 |
| Premises and equipment expense | $8,000 | 8,987 |
| Additional noninterest expense | $1,609,000 | 1,503 |
| Pre-tax net operating income | $4,648,000 | 938 |
| Securities gains (losses) | $-185,000 | 9,002 |
| Applicable income taxes | $1,562,000 | 896 |
| Income before extraordinary items | $2,901,000 | 1,128 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,901,000 | 1,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $2,165,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,021,250 | 1,052 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $109,000 | 8,968 |
| Total interest expense | $9,000 | 9,012 |
| Net interest income | $100,000 | 8,893 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $2,787,000 | 569 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,787,000 | 381 |
| Total noninterest expense | $965,000 | 3,865 |
| Salaries and employee benefits | $102,000 | 8,361 |
| Premises and equipment expense | $4,000 | 9,002 |
| Additional noninterest expense | $859,000 | 1,405 |
| Pre-tax net operating income | $1,922,000 | 1,106 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $673,000 | 1,016 |
| Income before extraordinary items | $1,249,000 | 1,298 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,249,000 | 1,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,249,000 | 1,236 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 8,954 |
| Total interest expense | $56,000 | 9,030 |
| Net interest income | $437,000 | 8,867 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $10,925,000 | 611 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,925,000 | 419 |
| Total noninterest expense | $2,024,000 | 5,964 |
| Salaries and employee benefits | $178,000 | 9,031 |
| Premises and equipment expense | $15,000 | 9,098 |
| Additional noninterest expense | $1,831,000 | 2,597 |
| Pre-tax net operating income | $9,338,000 | 908 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,268,000 | 859 |
| Income before extraordinary items | $6,070,000 | 1,065 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,070,000 | 1,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $4,893,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,070,000 | 997 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $374,000 | 9,032 |
| Total interest expense | $43,000 | 9,111 |
| Net interest income | $331,000 | 8,945 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $7,454,000 | 684 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,454,000 | 474 |
| Total noninterest expense | $1,388,000 | 6,208 |
| Salaries and employee benefits | $125,000 | 9,102 |
| Premises and equipment expense | $12,000 | 9,145 |
| Additional noninterest expense | $1,251,000 | 2,782 |
| Pre-tax net operating income | $6,397,000 | 1,021 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,239,000 | 968 |
| Income before extraordinary items | $4,158,000 | 1,199 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,158,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $4,002,000 | 569 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,158,000 | 1,131 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $254,000 | 9,073 |
| Total interest expense | $32,000 | 9,151 |
| Net interest income | $222,000 | 8,974 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $4,344,000 | 753 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,344,000 | 524 |
| Total noninterest expense | $698,000 | 7,102 |
| Salaries and employee benefits | $89,000 | 9,119 |
| Premises and equipment expense | $8,000 | 9,168 |
| Additional noninterest expense | $601,000 | 3,696 |
| Pre-tax net operating income | $3,868,000 | 1,110 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,354,000 | 1,077 |
| Income before extraordinary items | $2,514,000 | 1,316 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,514,000 | 1,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $2,147,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,514,000 | 1,229 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $111,000 | 9,159 |
| Total interest expense | $16,000 | 9,190 |
| Net interest income | $95,000 | 9,084 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,189,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,189,000 | 791 |
| Total noninterest expense | $270,000 | 7,748 |
| Salaries and employee benefits | $49,000 | 9,140 |
| Premises and equipment expense | $4,000 | 9,193 |
| Additional noninterest expense | $217,000 | 4,673 |
| Pre-tax net operating income | $1,014,000 | 2,015 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $355,000 | 1,797 |
| Income before extraordinary items | $659,000 | 2,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $659,000 | 2,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $1,488,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $659,000 | 2,197 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $570,000 | 9,135 |
| Total interest expense | $100,000 | 9,195 |
| Net interest income | $470,000 | 9,030 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $7,698,000 | 746 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,698,000 | 516 |
| Total noninterest expense | $1,045,000 | 7,848 |
| Salaries and employee benefits | $188,000 | 9,185 |
| Premises and equipment expense | $14,000 | 9,268 |
| Additional noninterest expense | $843,000 | 4,758 |
| Pre-tax net operating income | $7,123,000 | 1,187 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,493,000 | 1,076 |
| Income before extraordinary items | $4,630,000 | 1,350 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,630,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $4,891,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,630,000 | 1,296 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 8,948 |
| Total interest expense | $314,000 | 9,271 |
| Net interest income | $939,000 | 8,404 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $9,920,000 | 606 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,920,000 | 417 |
| Total noninterest expense | $844,000 | 8,344 |
| Salaries and employee benefits | $190,000 | 9,426 |
| Premises and equipment expense | $11,000 | 9,552 |
| Additional noninterest expense | $643,000 | 5,588 |
| Pre-tax net operating income | $10,015,000 | 766 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $3,506,000 | 737 |
| Income before extraordinary items | $6,511,000 | 850 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,511,000 | 852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $7,243,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,509,700 | 811 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 8,646 |
| Total interest expense | $425,000 | 9,374 |
| Net interest income | $1,358,000 | 7,742 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $10,059,000 | 579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,059,000 | 417 |
| Total noninterest expense | $648,000 | 8,972 |
| Salaries and employee benefits | $188,000 | 9,656 |
| Premises and equipment expense | $8,000 | 9,843 |
| Additional noninterest expense | $452,000 | 6,760 |
| Pre-tax net operating income | $10,769,000 | 737 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,769,000 | 677 |
| Income before extraordinary items | $7,000,000 | 776 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,000,000 | 776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $5,676,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,000,000 | 771 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 8,699 |
| Total interest expense | $188,000 | 9,947 |
| Net interest income | $1,629,000 | 7,331 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $24,623,000 | 346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,623,000 | 267 |
| Total noninterest expense | $15,984,000 | 898 |
| Salaries and employee benefits | $1,384,000 | 4,629 |
| Premises and equipment expense | $372,000 | 4,757 |
| Additional noninterest expense | $14,228,000 | 461 |
| Pre-tax net operating income | $10,268,000 | 807 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $3,597,000 | 764 |
| Income before extraordinary items | $6,680,000 | 854 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,680,000 | 854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,674,150 | 846 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 8,788 |
| Total interest expense | $0 | 10,441 |
| Net interest income | $1,910,000 | 6,827 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $63,772,000 | 205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,772,000 | 164 |
| Total noninterest expense | $54,394,000 | 324 |
| Salaries and employee benefits | $3,148,000 | 2,151 |
| Premises and equipment expense | $722,000 | 2,696 |
| Additional noninterest expense | $50,524,000 | 216 |
| Pre-tax net operating income | $11,288,000 | 707 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,951,000 | 694 |
| Income before extraordinary items | $7,337,000 | 759 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,337,000 | 758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $14,479,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,337,000 | 735 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $159,000 | 10,854 |
| Total interest expense | $0 | 10,898 |
| Net interest income | $159,000 | 10,814 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $74,814,000 | 172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,814,000 | 128 |
| Total noninterest expense | $52,974,000 | 315 |
| Salaries and employee benefits | $3,131,000 | 2,101 |
| Premises and equipment expense | $528,000 | 3,534 |
| Additional noninterest expense | $49,315,000 | 208 |
| Pre-tax net operating income | $21,999,000 | 421 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $7,700,000 | 440 |
| Income before extraordinary items | $14,299,000 | 448 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $14,299,000 | 449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $4,679,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $14,299,000 | 426 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $175,000 | 11,379 |
| Total interest expense | $0 | 11,435 |
| Net interest income | $175,000 | 11,346 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $78,789,000 | 178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,789,000 | 129 |
| Total noninterest expense | $60,094,000 | 340 |
| Salaries and employee benefits | $2,500,000 | 2,701 |
| Premises and equipment expense | $614,000 | 3,132 |
| Additional noninterest expense | $56,980,000 | 219 |
| Pre-tax net operating income | $18,870,000 | 473 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $6,604,000 | 474 |
| Income before extraordinary items | $12,266,000 | 483 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $12,266,000 | 483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $19,261,000 | 286 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $12,266,000 | 478 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $181,000 | 11,916 |
| Total interest expense | $0 | 11,954 |
| Net interest income | $181,000 | 11,880 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $91,861,000 | 154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,861,000 | 107 |
| Total noninterest expense | $68,644,000 | 320 |
| Salaries and employee benefits | $2,605,000 | 2,561 |
| Premises and equipment expense | $464,000 | 4,005 |
| Additional noninterest expense | $65,575,000 | 201 |
| Pre-tax net operating income | $23,398,000 | 429 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $8,189,000 | 421 |
| Income before extraordinary items | $15,209,000 | 429 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $15,209,000 | 428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $20,800,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $15,209,000 | 429 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $180,000 | 12,562 |
| Total interest expense | $0 | 12,589 |
| Net interest income | $180,000 | 12,521 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $98,603,000 | 144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,603,000 | 92 |
| Total noninterest expense | $66,872,000 | 324 |
| Salaries and employee benefits | $2,631,000 | 2,534 |
| Premises and equipment expense | $461,000 | 4,081 |
| Additional noninterest expense | $63,780,000 | 191 |
| Pre-tax net operating income | $31,856,000 | 318 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $11,149,000 | 313 |
| Income before extraordinary items | $20,707,000 | 314 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $20,707,000 | 314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $15,280,000 | 258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $20,707,000 | 318 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $180,000 | 13,230 |
| Total interest expense | $0 | 13,264 |
| Net interest income | $180,000 | 13,145 |
| Provision for loan and lease losses | $1,079,000 | 1,237 |
| Total noninterest income | $67,685,000 | 172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,685,000 | 108 |
| Total noninterest expense | $43,114,000 | 448 |
| Salaries and employee benefits | $1,947,000 | 3,366 |
| Premises and equipment expense | $429,000 | 4,433 |
| Additional noninterest expense | $40,738,000 | 277 |
| Pre-tax net operating income | $23,672,000 | 356 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $8,320,000 | 354 |
| Income before extraordinary items | $15,352,000 | 383 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $15,352,000 | 388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $13,880,000 | 228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $15,352,000 | 357 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,986,000 | 3,861 |
| Total interest expense | $1,455,000 | 8,656 |
| Net interest income | $7,531,000 | 2,407 |
| Provision for loan and lease losses | $3,178,000 | 802 |
| Total noninterest income | $41,459,000 | 228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,459,000 | 149 |
| Total noninterest expense | $29,536,000 | 620 |
| Salaries and employee benefits | $1,098,000 | 5,593 |
| Premises and equipment expense | $180,000 | 8,311 |
| Additional noninterest expense | $28,258,000 | 366 |
| Pre-tax net operating income | $16,276,000 | 414 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $5,534,000 | 441 |
| Income before extraordinary items | $10,742,000 | 457 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $10,742,000 | 463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,852,000 | 1,009 |
| Cash dividends | $5,400,000 | 354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $10,742,000 | 416 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.