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Spectrum Bank, Total Unused Commitments

2008-06-30Rank
Total unused commitments$6,123,0005,693
Loan commitments-revolving, open-end lines secured by 1-4's$05,859
Credit card lines$01,756
Commercial real estate, construction & land development$06,277
Commitments secured by real estate$06,252
Commitments not secured by real estate$0982
Securities underwriting$010
Other unused commitments$6,123,0003,751
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,940
Securities lent$054
All other off-balance sheet liabilities$0574
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$08
2008-03-31Rank
Total unused commitments$7,505,0005,382
Loan commitments-revolving, open-end lines secured by 1-4's$05,873
Credit card lines$01,791
Commercial real estate, construction & land development$06,271
Commitments secured by real estate$06,239
Commitments not secured by real estate$0986
Securities underwriting$07
Other unused commitments$7,505,0003,467
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,932
Securities lent$051
All other off-balance sheet liabilities$0562
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$08
2007-12-31Rank
Total unused commitments$8,568,0005,064
Loan commitments-revolving, open-end lines secured by 1-4's$05,857
Credit card lines$01,820
Commercial real estate, construction & land development$06,067
Commitments secured by real estate$06,026
Commitments not secured by real estate$0975
Securities underwriting$06
Other unused commitments$8,568,0003,157
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,916
Securities lent$059
All other off-balance sheet liabilities$0527
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$07
2007-09-30Rank
Total unused commitments$9,705,0004,842
Loan commitments-revolving, open-end lines secured by 1-4's$05,875
Credit card lines$01,839
Commercial real estate, construction & land development$06,105
Commitments secured by real estate$06,069
Commitments not secured by real estate$0942
Securities underwriting$06
Other unused commitments$9,705,0002,863
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,897
Securities lent$052
All other off-balance sheet liabilities$0505
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$08
2007-06-30Rank
Total unused commitments$8,624,0005,104
Loan commitments-revolving, open-end lines secured by 1-4's$05,883
Credit card lines$01,868
Commercial real estate, construction & land development$06,111
Commitments secured by real estate$06,081
Commitments not secured by real estate$0963
Securities underwriting$07
Other unused commitments$8,624,0003,083
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,911
Securities lent$053
All other off-balance sheet liabilities$0513
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2007-03-31Rank
Total unused commitments$7,756,0005,311
Loan commitments-revolving, open-end lines secured by 1-4's$05,899
Credit card lines$01,881
Commercial real estate, construction & land development$06,124
Commitments secured by real estate$06,083
Commitments not secured by real estate$0923
Securities underwriting$06
Other unused commitments$7,756,0003,284
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,921
Securities lent$056
All other off-balance sheet liabilities$0487
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-12-31Rank
Total unused commitments$7,205,0005,395
Loan commitments-revolving, open-end lines secured by 1-4's$05,890
Credit card lines$01,896
Commercial real estate, construction & land development$06,047
Commitments secured by real estate$06,013
Commitments not secured by real estate$0874
Securities underwriting$07
Other unused commitments$7,205,0003,405
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,894
Securities lent$049
All other off-balance sheet liabilities$0481
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-09-30Rank
Total unused commitments$8,125,0005,176
Loan commitments-revolving, open-end lines secured by 1-4's$05,901
Credit card lines$01,917
Commercial real estate, construction & land development$130,0005,787
Commitments secured by real estate$130,0005,752
Commitments not secured by real estate$0840
Securities underwriting$07
Other unused commitments$7,995,0003,152
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,898
Securities lent$045
All other off-balance sheet liabilities$0461
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-06-30Rank
Total unused commitments$5,351,0006,025
Loan commitments-revolving, open-end lines secured by 1-4's$05,894
Credit card lines$01,932
Commercial real estate, construction & land development$674,0005,123
Commitments secured by real estate$674,0005,086
Commitments not secured by real estate$0846
Securities underwriting$07
Other unused commitments$4,677,0004,296
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,889
Securities lent$047
All other off-balance sheet liabilities$0442
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$011
2006-03-31Rank
Total unused commitments$7,563,0005,358
Loan commitments-revolving, open-end lines secured by 1-4's$05,895
Credit card lines$01,970
Commercial real estate, construction & land development$951,0004,770
Commitments secured by real estate$951,0004,736
Commitments not secured by real estate$0816
Securities underwriting$07
Other unused commitments$6,612,0003,623
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,884
Securities lent$045
All other off-balance sheet liabilities$0430
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$014
2005-12-31Rank
Total unused commitments$8,592,0005,034
Loan commitments-revolving, open-end lines secured by 1-4's$05,904
Credit card lines$01,992
Commercial real estate, construction & land development$447,0005,298
Commitments secured by real estate$447,0005,269
Commitments not secured by real estate$0803
Securities underwriting$07
Other unused commitments$8,145,0003,111
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,871
Securities lent$045
All other off-balance sheet liabilities$0302
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-09-30Rank
Total unused commitments$8,682,0004,965
Loan commitments-revolving, open-end lines secured by 1-4's$05,868
Credit card lines$02,022
Commercial real estate, construction & land development$618,0005,095
Commitments secured by real estate$618,0005,060
Commitments not secured by real estate$0800
Securities underwriting$07
Other unused commitments$8,064,0003,041
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,835
Securities lent$047
All other off-balance sheet liabilities$0296
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$049
Acquired by reporting bank$016
2005-06-30Rank
Total unused commitments$9,513,0004,754
Loan commitments-revolving, open-end lines secured by 1-4's$05,835
Credit card lines$02,052
Commercial real estate, construction & land development$1,457,0004,371
Commitments secured by real estate$1,457,0004,333
Commitments not secured by real estate$0763
Securities underwriting$07
Other unused commitments$8,056,0003,037
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,808
Securities lent$044
All other off-balance sheet liabilities$0290
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-03-31Rank
Total unused commitments$8,171,0005,026
Loan commitments-revolving, open-end lines secured by 1-4's$05,852
Credit card lines$02,078
Commercial real estate, construction & land development$2,887,0003,483
Commitments secured by real estate$2,887,0003,451
Commitments not secured by real estate$0778
Securities underwriting$07
Other unused commitments$5,284,0003,901
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,827
Securities lent$045
All other off-balance sheet liabilities$0300
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$044
Acquired by reporting bank$016
2004-12-31Rank
Total unused commitments$6,983,0005,217
Loan commitments-revolving, open-end lines secured by 1-4's$05,846
Credit card lines$02,092
Commercial real estate, construction & land development$1,847,0003,969
Commitments secured by real estate$1,847,0003,932
Commitments not secured by real estate$0755
Securities underwriting$08
Other unused commitments$5,136,0003,776
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,796
Securities lent$039
All other off-balance sheet liabilities$0281
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$043
Acquired by reporting bank$017
2004-09-30Rank
Total unused commitments$8,800,0004,689
Loan commitments-revolving, open-end lines secured by 1-4's$05,849
Credit card lines$02,153
Commercial real estate, construction & land development$2,040,0003,813
Commitments secured by real estate$2,040,0003,772
Commitments not secured by real estate$0802
Securities underwriting$07
Other unused commitments$6,760,0003,128
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,797
Securities lent$042
All other off-balance sheet liabilities$0271
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$040
Acquired by reporting bank$013
2004-06-30Rank
Total unused commitments$5,855,0005,578
Loan commitments-revolving, open-end lines secured by 1-4's$05,852
Credit card lines$02,201
Commercial real estate, construction & land development$588,0005,031
Commitments secured by real estate$588,0004,990
Commitments not secured by real estate$0797
Securities underwriting$06
Other unused commitments$5,267,0003,691
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,791
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$037
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$6,159,0005,459
Loan commitments-revolving, open-end lines secured by 1-4's$05,828
Credit card lines$02,253
Commercial real estate, construction & land development$662,0004,834
Commitments secured by real estate$662,0004,791
Commitments not secured by real estate$0806
Securities underwriting$06
Other unused commitments$5,497,0003,659
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,771
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$039
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$5,747,0005,468
Loan commitments-revolving, open-end lines secured by 1-4's$05,162
Credit card lines$02,174
Commercial real estate, construction & land development$174,0005,631
Commitments secured by real estate$174,0005,585
Commitments not secured by real estate$0819
Securities underwriting$07
Other unused commitments$5,573,0003,471
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$7,088,0005,023
Loan commitments-revolving, open-end lines secured by 1-4's$05,161
Credit card lines$02,194
Commercial real estate, construction & land development$1,069,0004,403
Commitments secured by real estate$1,069,0004,362
Commitments not secured by real estate$0858
Securities underwriting$06
Other unused commitments$6,019,0003,298
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$7,451,0004,895
Loan commitments-revolving, open-end lines secured by 1-4's$05,145
Credit card lines$02,230
Commercial real estate, construction & land development$1,646,0003,902
Commitments secured by real estate$1,646,0003,851
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$5,805,0003,329
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,767
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$8,648,0004,503
Loan commitments-revolving, open-end lines secured by 1-4's$05,136
Credit card lines$02,280
Commercial real estate, construction & land development$1,602,0003,782
Commitments secured by real estate$1,602,0003,726
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$7,046,0002,961
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,761
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$6,098,0005,152
Loan commitments-revolving, open-end lines secured by 1-4's$05,126
Credit card lines$02,321
Commercial real estate, construction & land development$795,0004,552
Commitments secured by real estate$795,0004,494
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$5,303,0003,414
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,731
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$4,937,0005,544
Loan commitments-revolving, open-end lines secured by 1-4's$05,084
Credit card lines$02,495
Commercial real estate, construction & land development$1,118,0004,025
Commitments secured by real estate$1,118,0003,961
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$3,819,0004,041
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,724
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$5,895,0005,020
Loan commitments-revolving, open-end lines secured by 1-4's$05,058
Credit card lines$03,061
Commercial real estate, construction & land development$1,355,0003,672
Commitments secured by real estate$1,355,0003,604
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$4,540,0003,573
Memoranda:
Commitments with an original maturity exceeding 1 yr$64,0004,658
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$5,090,0005,428
Loan commitments-revolving, open-end lines secured by 1-4's$05,066
Credit card lines$03,256
Commercial real estate, construction & land development$993,0004,080
Commitments secured by real estate$993,0004,016
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$4,097,0003,856
Memoranda:
Commitments with an original maturity exceeding 1 yr$668,0003,520
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$4,782,0005,463
Loan commitments-revolving, open-end lines secured by 1-4's$05,019
Credit card lines$03,409
Commercial real estate, construction & land development$06,428
Commitments secured by real estate$06,363
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$4,782,0003,414
Memoranda:
Commitments with an original maturity exceeding 1 yr$147,0004,332
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$2,809,0006,700
Loan commitments-revolving, open-end lines secured by 1-4's$05,106
Credit card lines$03,666
Commercial real estate, construction & land development$06,633
Commitments secured by real estate$06,582
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$2,809,0004,480
Memoranda:
Commitments with an original maturity exceeding 1 yr$247,0004,089
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$1,797,0007,713
Loan commitments-revolving, open-end lines secured by 1-4's$05,134
Credit card lines$03,827
Commercial real estate, construction & land development$06,817
Commitments secured by real estate$06,744
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$1,797,0005,484
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$3,965,0005,617
Loan commitments-revolving, open-end lines secured by 1-4's$993,0002,609
Credit card lines$03,957
Commercial real estate, construction & land development$06,968
Commitments secured by real estate$06,900
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$2,972,0004,216
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$8,284,0003,586
Loan commitments-revolving, open-end lines secured by 1-4's$1,302,0002,350
Credit card lines$1,960,0001,229
Commercial real estate, construction & land development$74,0006,515
Commitments secured by real estate$74,0006,419
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$4,948,0002,973
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$10,059,0003,107
Loan commitments-revolving, open-end lines secured by 1-4's$1,276,0002,325
Credit card lines$2,056,0001,149
Commercial real estate, construction & land development$1,473,0002,927
Commitments secured by real estate$1,473,0002,809
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$5,254,0002,698
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$16,779,0002,057
Loan commitments-revolving, open-end lines secured by 1-4's$959,0002,592
Credit card lines$1,895,0001,223
Commercial real estate, construction & land development$8,335,000695
Commitments secured by real estate$8,335,000639
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$5,590,0002,383
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0109