Home > Spectrum Bank > Assets and Liabilities
Spectrum Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 35 | 4,382 |
| Assets and Liabilities | ||
| Total Assets: | $177,670,000 | 3,519 |
| Cash and due from depository institutions | $5,657,000 | 4,382 |
| Interest-bearing balances | $514,000 | 3,517 |
| Securities | $24,800,000 | 3,903 |
| Federal funds sold & reverse repurchase agreements | $28,850,000 | 386 |
| Net loans & leases | $78,473,000 | 4,633 |
| Loan loss allowance | $1,332,000 | 3,619 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,818,000 | 2,676 |
| Other real estate owned | $755,000 | 4,382 |
| Goodwill and other intangibles | $27,832,000 | 356 |
| All other assets | $6,485,000 | 2,579 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $177,669,000 | 3,519 |
| Total liabilities | $137,889,000 | 3,880 |
| Total deposits | $135,614,000 | 3,639 |
| Interest-bearing deposits | $94,384,000 | 4,210 |
| Deposits held in domestic offices | $135,614,000 | 3,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,275,000 | 2,091 |
| Total equity capital | $39,780,000 | 1,730 |
| Total bank equity capital | $39,780,000 | 1,730 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $36,236,000 | 102 |
| Surplus | $3,500,000 | 4,760 |
| Undivided profits | $44,000 | 7,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,435,000 | 3,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $548,000 | 5,619 |
| Earning assets | $132,637,000 | 4,076 |
| Long-term assets (5+ years) | $12,739,000 | 4,858 |
| Average Assets, year-to-date | $173,711,670 | 3,533 |
| Average Assets, quarterly | $182,181,500 | 3,414 |
| Volatile liabilities | $37,908,000 | 3,243 |
| Insider loans | $1,744,000 | 3,428 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $6,123,000 | 5,690 |
| Tier 1 (core) risk-based capital | $11,832,000 | 4,843 |
| Tier 2 risk-based capital | $1,277,000 | 3,530 |
| Total risk weighted assets | $102,618,000 | 4,099 |
| Total unused commitments | $6,123,000 | 5,693 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 34 | 4,471 |
| Assets and Liabilities | ||
| Total Assets: | $186,693,000 | 3,379 |
| Cash and due from depository institutions | $7,608,000 | 4,471 |
| Interest-bearing balances | $1,711,000 | 2,515 |
| Securities | $31,042,000 | 3,363 |
| Federal funds sold & reverse repurchase agreements | $22,000,000 | 711 |
| Net loans & leases | $84,139,000 | 4,397 |
| Loan loss allowance | $1,437,000 | 3,368 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,913,000 | 2,601 |
| Other real estate owned | $0 | 4,471 |
| Goodwill and other intangibles | $27,707,000 | 365 |
| All other assets | $9,284,000 | 1,900 |
| Life insurance assets | $3,151,000 | 1,763 |
| Total liabilities and capital | $186,693,000 | 3,379 |
| Total liabilities | $146,838,000 | 3,728 |
| Total deposits | $145,356,000 | 3,483 |
| Interest-bearing deposits | $101,125,000 | 4,033 |
| Deposits held in domestic offices | $145,356,000 | 3,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,482,000 | 3,100 |
| Total equity capital | $39,855,000 | 1,771 |
| Total bank equity capital | $39,855,000 | 1,771 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $36,235,000 | 103 |
| Surplus | $3,500,000 | 4,744 |
| Undivided profits | $120,000 | 7,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $307,000 | 5,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $602,000 | 5,308 |
| Earning assets | $138,892,000 | 3,946 |
| Long-term assets (5+ years) | $13,541,000 | 4,637 |
| Average Assets, year-to-date | $171,732,500 | 3,576 |
| Average Assets, quarterly | $171,732,500 | 3,576 |
| Volatile liabilities | $39,868,000 | 3,120 |
| Insider loans | $1,807,000 | 3,293 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $7,505,000 | 5,378 |
| Tier 1 (core) risk-based capital | $11,783,000 | 4,862 |
| Tier 2 risk-based capital | $1,382,000 | 3,293 |
| Total risk weighted assets | $109,784,000 | 3,875 |
| Total unused commitments | $7,505,000 | 5,382 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 38 | 4,148 |
| Assets and Liabilities | ||
| Total Assets: | $156,772,000 | 3,812 |
| Cash and due from depository institutions | $6,872,000 | 4,148 |
| Interest-bearing balances | $2,808,000 | 1,606 |
| Securities | $44,663,000 | 2,536 |
| Federal funds sold & reverse repurchase agreements | $17,470,000 | 734 |
| Net loans & leases | $79,056,000 | 4,554 |
| Loan loss allowance | $1,436,000 | 3,337 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,826,000 | 3,810 |
| Other real estate owned | $0 | 4,148 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,885,000 | 2,727 |
| Life insurance assets | $3,122,000 | 1,763 |
| Total liabilities and capital | $156,772,000 | 3,812 |
| Total liabilities | $144,527,000 | 3,703 |
| Total deposits | $143,428,000 | 3,465 |
| Interest-bearing deposits | $101,780,000 | 3,960 |
| Deposits held in domestic offices | $143,428,000 | 3,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,099,000 | 3,783 |
| Total equity capital | $12,245,000 | 4,838 |
| Total bank equity capital | $12,245,000 | 4,838 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,200,000 | 607 |
| Surplus | $0 | 7,931 |
| Undivided profits | $4,045,000 | 5,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 6,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $782,000 | 4,771 |
| Earning assets | $143,997,000 | 3,807 |
| Long-term assets (5+ years) | $14,816,000 | 4,241 |
| Average Assets, year-to-date | $162,474,400 | 3,606 |
| Average Assets, quarterly | $160,239,000 | 3,722 |
| Volatile liabilities | $39,183,000 | 3,140 |
| Insider loans | $1,833,000 | 3,213 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $8,568,000 | 5,063 |
| Tier 1 (core) risk-based capital | $12,245,000 | 4,711 |
| Tier 2 risk-based capital | $1,270,000 | 3,454 |
| Total risk weighted assets | $101,467,000 | 4,036 |
| Total unused commitments | $8,568,000 | 5,064 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 40 | 4,002 |
| Assets and Liabilities | ||
| Total Assets: | $163,706,000 | 3,661 |
| Cash and due from depository institutions | $11,496,000 | 4,002 |
| Interest-bearing balances | $3,208,000 | 1,372 |
| Securities | $53,385,000 | 2,164 |
| Federal funds sold & reverse repurchase agreements | $13,235,000 | 1,079 |
| Net loans & leases | $77,048,000 | 4,580 |
| Loan loss allowance | $772,000 | 4,924 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,887,000 | 3,724 |
| Other real estate owned | $196,000 | 4,002 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,459,000 | 2,886 |
| Life insurance assets | $3,093,000 | 1,729 |
| Total liabilities and capital | $163,706,000 | 3,661 |
| Total liabilities | $151,071,000 | 3,549 |
| Total deposits | $149,831,000 | 3,320 |
| Interest-bearing deposits | $109,192,000 | 3,750 |
| Deposits held in domestic offices | $149,831,000 | 3,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,240,000 | 3,558 |
| Total equity capital | $12,635,000 | 4,697 |
| Total bank equity capital | $12,635,000 | 4,697 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $8,200,000 | 581 |
| Surplus | $0 | 7,949 |
| Undivided profits | $4,435,000 | 4,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $851,000 | 4,756 |
| Earning assets | $146,876,000 | 3,725 |
| Long-term assets (5+ years) | $14,945,000 | 4,113 |
| Average Assets, year-to-date | $163,900,000 | 3,579 |
| Average Assets, quarterly | $161,163,000 | 3,669 |
| Volatile liabilities | $42,152,000 | 2,959 |
| Insider loans | $1,677,000 | 3,365 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $9,705,000 | 4,842 |
| Tier 1 (core) risk-based capital | $12,635,000 | 4,595 |
| Tier 2 risk-based capital | $772,000 | 4,732 |
| Total risk weighted assets | $99,629,000 | 4,067 |
| Total unused commitments | $9,705,000 | 4,842 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 36 | 4,360 |
| Assets and Liabilities | ||
| Total Assets: | $158,620,000 | 3,725 |
| Cash and due from depository institutions | $10,636,000 | 4,360 |
| Interest-bearing balances | $3,508,000 | 1,340 |
| Securities | $61,460,000 | 1,875 |
| Federal funds sold & reverse repurchase agreements | $2,660,000 | 3,796 |
| Net loans & leases | $75,517,000 | 4,610 |
| Loan loss allowance | $772,000 | 4,923 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,907,000 | 3,680 |
| Other real estate owned | $196,000 | 4,360 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,244,000 | 2,956 |
| Life insurance assets | $3,063,000 | 1,738 |
| Total liabilities and capital | $158,620,000 | 3,725 |
| Total liabilities | $146,214,000 | 3,639 |
| Total deposits | $145,056,000 | 3,416 |
| Interest-bearing deposits | $104,200,000 | 3,879 |
| Deposits held in domestic offices | $145,056,000 | 3,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,158,000 | 3,514 |
| Total equity capital | $12,406,000 | 4,702 |
| Total bank equity capital | $12,406,000 | 4,702 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,200,000 | 576 |
| Surplus | $0 | 8,003 |
| Undivided profits | $4,206,000 | 5,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $264,000 | 5,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $939,000 | 4,188 |
| Earning assets | $143,145,000 | 3,780 |
| Long-term assets (5+ years) | $14,960,000 | 4,036 |
| Average Assets, year-to-date | $163,964,670 | 3,600 |
| Average Assets, quarterly | $161,829,500 | 3,663 |
| Volatile liabilities | $39,991,000 | 3,013 |
| Insider loans | $1,640,000 | 3,375 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $8,624,000 | 5,102 |
| Tier 1 (core) risk-based capital | $12,406,000 | 4,649 |
| Tier 2 risk-based capital | $772,000 | 4,725 |
| Total risk weighted assets | $96,820,000 | 4,135 |
| Total unused commitments | $8,624,000 | 5,104 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 35 | 4,441 |
| Assets and Liabilities | ||
| Total Assets: | $165,039,000 | 3,622 |
| Cash and due from depository institutions | $9,749,000 | 4,441 |
| Interest-bearing balances | $3,708,000 | 1,415 |
| Securities | $64,675,000 | 1,814 |
| Federal funds sold & reverse repurchase agreements | $8,525,000 | 2,278 |
| Net loans & leases | $74,293,000 | 4,621 |
| Loan loss allowance | $799,000 | 4,829 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,914,000 | 3,643 |
| Other real estate owned | $0 | 4,441 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,883,000 | 3,029 |
| Life insurance assets | $3,034,000 | 1,728 |
| Total liabilities and capital | $165,039,000 | 3,622 |
| Total liabilities | $152,915,000 | 3,512 |
| Total deposits | $151,850,000 | 3,294 |
| Interest-bearing deposits | $105,723,000 | 3,850 |
| Deposits held in domestic offices | $151,850,000 | 3,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,065,000 | 3,768 |
| Total equity capital | $12,124,000 | 4,777 |
| Total bank equity capital | $12,124,000 | 4,777 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $8,200,000 | 563 |
| Surplus | $0 | 8,027 |
| Undivided profits | $3,924,000 | 5,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 5,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $960,000 | 3,959 |
| Earning assets | $151,201,000 | 3,623 |
| Long-term assets (5+ years) | $13,847,000 | 4,143 |
| Average Assets, year-to-date | $166,637,000 | 3,568 |
| Average Assets, quarterly | $166,637,000 | 3,568 |
| Volatile liabilities | $41,894,000 | 2,859 |
| Insider loans | $1,356,000 | 3,697 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $7,756,000 | 5,310 |
| Tier 1 (core) risk-based capital | $12,124,000 | 4,700 |
| Tier 2 risk-based capital | $799,000 | 4,621 |
| Total risk weighted assets | $96,909,000 | 4,087 |
| Total unused commitments | $7,756,000 | 5,311 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 39 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $168,235,000 | 3,537 |
| Cash and due from depository institutions | $9,586,000 | 4,115 |
| Interest-bearing balances | $3,708,000 | 1,328 |
| Securities | $66,388,000 | 1,789 |
| Federal funds sold & reverse repurchase agreements | $12,190,000 | 1,357 |
| Net loans & leases | $72,276,000 | 4,681 |
| Loan loss allowance | $798,000 | 4,825 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,850,000 | 3,644 |
| Other real estate owned | $0 | 4,115 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,945,000 | 3,027 |
| Life insurance assets | $3,006,000 | 1,702 |
| Total liabilities and capital | $168,235,000 | 3,537 |
| Total liabilities | $156,485,000 | 3,427 |
| Total deposits | $155,343,000 | 3,191 |
| Interest-bearing deposits | $105,138,000 | 3,800 |
| Deposits held in domestic offices | $155,343,000 | 3,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,142,000 | 3,543 |
| Total equity capital | $11,750,000 | 4,833 |
| Total bank equity capital | $11,750,000 | 4,833 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $8,200,000 | 553 |
| Surplus | $0 | 8,057 |
| Undivided profits | $3,550,000 | 5,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 6,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $940,000 | 4,139 |
| Earning assets | $154,562,000 | 3,531 |
| Long-term assets (5+ years) | $15,225,000 | 3,916 |
| Average Assets, year-to-date | $164,534,600 | 3,463 |
| Average Assets, quarterly | $170,420,500 | 3,457 |
| Volatile liabilities | $39,454,000 | 3,135 |
| Insider loans | $926,000 | 4,401 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $1,307,000 | 868 |
| Unused loan commitments | $7,205,000 | 5,394 |
| Tier 1 (core) risk-based capital | $11,750,000 | 4,751 |
| Tier 2 risk-based capital | $798,000 | 4,616 |
| Total risk weighted assets | $95,897,000 | 4,085 |
| Total unused commitments | $7,205,000 | 5,395 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 39 | 4,114 |
| Assets and Liabilities | ||
| Total Assets: | $172,606,000 | 3,425 |
| Cash and due from depository institutions | $11,877,000 | 4,114 |
| Interest-bearing balances | $4,608,000 | 1,045 |
| Securities | $62,690,000 | 1,907 |
| Federal funds sold & reverse repurchase agreements | $18,265,000 | 750 |
| Net loans & leases | $71,371,000 | 4,722 |
| Loan loss allowance | $834,000 | 4,706 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,827,000 | 3,639 |
| Other real estate owned | $0 | 4,114 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,576,000 | 2,775 |
| Life insurance assets | $2,978,000 | 1,676 |
| Total liabilities and capital | $172,606,000 | 3,425 |
| Total liabilities | $161,153,000 | 3,307 |
| Total deposits | $160,065,000 | 3,069 |
| Interest-bearing deposits | $113,621,000 | 3,551 |
| Deposits held in domestic offices | $160,065,000 | 3,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,088,000 | 3,626 |
| Total equity capital | $11,453,000 | 4,897 |
| Total bank equity capital | $11,453,000 | 4,897 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,200,000 | 537 |
| Surplus | $0 | 8,106 |
| Undivided profits | $3,253,000 | 5,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 6,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $912,000 | 4,260 |
| Earning assets | $156,934,000 | 3,448 |
| Long-term assets (5+ years) | $9,686,000 | 4,693 |
| Average Assets, year-to-date | $163,609,500 | 3,497 |
| Average Assets, quarterly | $169,638,500 | 3,446 |
| Volatile liabilities | $36,133,000 | 3,312 |
| Insider loans | $463,000 | 5,631 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $8,125,000 | 5,175 |
| Tier 1 (core) risk-based capital | $11,453,000 | 4,841 |
| Tier 2 risk-based capital | $834,000 | 4,486 |
| Total risk weighted assets | $94,854,000 | 4,095 |
| Total unused commitments | $8,125,000 | 5,176 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 35 | 4,451 |
| Assets and Liabilities | ||
| Total Assets: | $166,671,000 | 3,494 |
| Cash and due from depository institutions | $10,342,000 | 4,451 |
| Interest-bearing balances | $4,882,000 | 1,017 |
| Securities | $52,874,000 | 2,220 |
| Federal funds sold & reverse repurchase agreements | $21,419,000 | 562 |
| Net loans & leases | $74,626,000 | 4,578 |
| Loan loss allowance | $784,000 | 4,864 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,471,000 | 3,943 |
| Other real estate owned | $0 | 4,451 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,939,000 | 3,011 |
| Life insurance assets | $2,951,000 | 1,661 |
| Total liabilities and capital | $166,671,000 | 3,494 |
| Total liabilities | $155,082,000 | 3,384 |
| Total deposits | $154,114,000 | 3,147 |
| Interest-bearing deposits | $112,607,000 | 3,528 |
| Deposits held in domestic offices | $154,114,000 | 3,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $968,000 | 3,619 |
| Total equity capital | $11,589,000 | 4,729 |
| Total bank equity capital | $11,589,000 | 4,729 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $8,200,000 | 514 |
| Surplus | $0 | 8,130 |
| Undivided profits | $3,389,000 | 5,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 6,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $698,000 | 4,794 |
| Earning assets | $153,801,000 | 3,474 |
| Long-term assets (5+ years) | $10,719,000 | 4,485 |
| Average Assets, year-to-date | $160,610,670 | 3,547 |
| Average Assets, quarterly | $161,514,000 | 3,554 |
| Volatile liabilities | $35,901,000 | 3,262 |
| Insider loans | $450,000 | 5,677 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $5,351,000 | 6,025 |
| Tier 1 (core) risk-based capital | $11,589,000 | 4,715 |
| Tier 2 risk-based capital | $784,000 | 4,627 |
| Total risk weighted assets | $96,699,000 | 4,011 |
| Total unused commitments | $5,351,000 | 6,025 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 31 | 4,847 |
| Assets and Liabilities | ||
| Total Assets: | $156,357,000 | 3,647 |
| Cash and due from depository institutions | $10,378,000 | 4,847 |
| Interest-bearing balances | $4,882,000 | 1,116 |
| Securities | $52,952,000 | 2,239 |
| Federal funds sold & reverse repurchase agreements | $13,211,000 | 1,135 |
| Net loans & leases | $72,814,000 | 4,590 |
| Loan loss allowance | $777,000 | 4,845 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,392,000 | 3,977 |
| Other real estate owned | $0 | 4,847 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,610,000 | 3,089 |
| Life insurance assets | $2,924,000 | 1,632 |
| Total liabilities and capital | $156,357,000 | 3,647 |
| Total liabilities | $146,039,000 | 3,523 |
| Total deposits | $144,985,000 | 3,295 |
| Interest-bearing deposits | $101,061,000 | 3,837 |
| Deposits held in domestic offices | $144,985,000 | 3,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,054,000 | 3,424 |
| Total equity capital | $10,318,000 | 5,085 |
| Total bank equity capital | $10,318,000 | 5,085 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,353,000 | 570 |
| Surplus | $0 | 8,136 |
| Undivided profits | $2,965,000 | 5,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 6,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $730,000 | 4,428 |
| Earning assets | $143,859,000 | 3,639 |
| Long-term assets (5+ years) | $10,893,000 | 4,447 |
| Average Assets, year-to-date | $157,580,500 | 3,589 |
| Average Assets, quarterly | $157,580,500 | 3,589 |
| Volatile liabilities | $31,296,000 | 3,437 |
| Insider loans | $440,000 | 5,678 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $7,563,000 | 5,357 |
| Tier 1 (core) risk-based capital | $10,318,000 | 5,044 |
| Tier 2 risk-based capital | $777,000 | 4,613 |
| Total risk weighted assets | $92,926,000 | 4,069 |
| Total unused commitments | $7,563,000 | 5,358 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 34 | 4,539 |
| Assets and Liabilities | ||
| Total Assets: | $158,804,000 | 3,575 |
| Cash and due from depository institutions | $14,953,000 | 4,539 |
| Interest-bearing balances | $5,382,000 | 1,028 |
| Securities | $53,583,000 | 2,230 |
| Federal funds sold & reverse repurchase agreements | $13,105,000 | 1,026 |
| Net loans & leases | $70,452,000 | 4,640 |
| Loan loss allowance | $781,000 | 4,813 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,431,000 | 3,926 |
| Other real estate owned | $0 | 4,539 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,280,000 | 3,233 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $158,804,000 | 3,575 |
| Total liabilities | $148,912,000 | 3,448 |
| Total deposits | $147,987,000 | 3,211 |
| Interest-bearing deposits | $107,685,000 | 3,583 |
| Deposits held in domestic offices | $147,987,000 | 3,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $925,000 | 3,680 |
| Total equity capital | $9,892,000 | 5,179 |
| Total bank equity capital | $9,892,000 | 5,179 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,353,000 | 558 |
| Surplus | $0 | 8,157 |
| Undivided profits | $2,539,000 | 5,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 6,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $659,000 | 4,813 |
| Earning assets | $142,522,000 | 3,611 |
| Long-term assets (5+ years) | $10,637,000 | 4,475 |
| Average Assets, year-to-date | $152,967,800 | 3,552 |
| Average Assets, quarterly | $155,518,500 | 3,596 |
| Volatile liabilities | $31,681,000 | 3,352 |
| Insider loans | $431,000 | 5,680 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $8,592,000 | 5,033 |
| Tier 1 (core) risk-based capital | $9,892,000 | 5,123 |
| Tier 2 risk-based capital | $781,000 | 4,574 |
| Total risk weighted assets | $90,523,000 | 4,119 |
| Total unused commitments | $8,592,000 | 5,034 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 35 | 4,432 |
| Assets and Liabilities | ||
| Total Assets: | $152,233,000 | 3,650 |
| Cash and due from depository institutions | $12,417,000 | 4,432 |
| Interest-bearing balances | $5,681,000 | 997 |
| Securities | $54,568,000 | 2,163 |
| Federal funds sold & reverse repurchase agreements | $10,982,000 | 1,197 |
| Net loans & leases | $67,083,000 | 4,769 |
| Loan loss allowance | $760,000 | 4,892 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,467,000 | 3,851 |
| Other real estate owned | $0 | 4,432 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,716,000 | 2,963 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $152,233,000 | 3,650 |
| Total liabilities | $142,655,000 | 3,517 |
| Total deposits | $141,761,000 | 3,277 |
| Interest-bearing deposits | $98,466,000 | 3,793 |
| Deposits held in domestic offices | $141,761,000 | 3,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $894,000 | 3,726 |
| Total equity capital | $9,578,000 | 5,271 |
| Total bank equity capital | $9,578,000 | 5,271 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,353,000 | 528 |
| Surplus | $0 | 8,180 |
| Undivided profits | $2,225,000 | 6,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $696,000 | 4,615 |
| Earning assets | $138,314,000 | 3,668 |
| Long-term assets (5+ years) | $11,592,000 | 4,359 |
| Average Assets, year-to-date | $151,508,750 | 3,569 |
| Average Assets, quarterly | $150,010,000 | 3,650 |
| Volatile liabilities | $30,098,000 | 3,389 |
| Insider loans | $424,000 | 5,718 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $8,682,000 | 4,964 |
| Tier 1 (core) risk-based capital | $9,578,000 | 5,200 |
| Tier 2 risk-based capital | $760,000 | 4,613 |
| Total risk weighted assets | $87,507,000 | 4,168 |
| Total unused commitments | $8,682,000 | 4,965 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 32 | 4,728 |
| Assets and Liabilities | ||
| Total Assets: | $147,787,000 | 3,677 |
| Cash and due from depository institutions | $12,731,000 | 4,728 |
| Interest-bearing balances | $7,176,000 | 757 |
| Securities | $56,080,000 | 2,117 |
| Federal funds sold & reverse repurchase agreements | $5,943,000 | 1,834 |
| Net loans & leases | $65,900,000 | 4,740 |
| Loan loss allowance | $780,000 | 4,751 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,433,000 | 3,844 |
| Other real estate owned | $0 | 4,728 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,700,000 | 2,871 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $147,787,000 | 3,677 |
| Total liabilities | $138,295,000 | 3,556 |
| Total deposits | $137,500,000 | 3,308 |
| Interest-bearing deposits | $95,750,000 | 3,840 |
| Deposits held in domestic offices | $137,500,000 | 3,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $795,000 | 3,769 |
| Total equity capital | $9,492,000 | 5,253 |
| Total bank equity capital | $9,492,000 | 5,253 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,285,000 | 513 |
| Surplus | $0 | 8,188 |
| Undivided profits | $2,207,000 | 6,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $636,000 | 4,577 |
| Earning assets | $135,099,000 | 3,674 |
| Long-term assets (5+ years) | $13,993,000 | 4,056 |
| Average Assets, year-to-date | $151,267,330 | 3,544 |
| Average Assets, quarterly | $150,309,000 | 3,605 |
| Volatile liabilities | $31,538,000 | 3,162 |
| Insider loans | $416,000 | 5,732 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,513,000 | 4,753 |
| Tier 1 (core) risk-based capital | $9,492,000 | 5,144 |
| Tier 2 risk-based capital | $780,000 | 4,487 |
| Total risk weighted assets | $85,769,000 | 4,173 |
| Total unused commitments | $9,513,000 | 4,754 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $152,831,000 | 3,564 |
| Cash and due from depository institutions | $15,775,000 | 4,612 |
| Interest-bearing balances | $7,873,000 | 713 |
| Securities | $57,297,000 | 2,137 |
| Federal funds sold & reverse repurchase agreements | $7,505,000 | 1,621 |
| Net loans & leases | $65,486,000 | 4,734 |
| Loan loss allowance | $791,000 | 4,742 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,062,000 | 4,238 |
| Other real estate owned | $0 | 4,612 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,706,000 | 2,844 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $152,831,000 | 3,564 |
| Total liabilities | $143,604,000 | 3,425 |
| Total deposits | $142,885,000 | 3,189 |
| Interest-bearing deposits | $98,556,000 | 3,770 |
| Deposits held in domestic offices | $142,885,000 | 3,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $719,000 | 3,938 |
| Total equity capital | $9,227,000 | 5,273 |
| Total bank equity capital | $9,227,000 | 5,273 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,285,000 | 495 |
| Surplus | $0 | 8,248 |
| Undivided profits | $1,942,000 | 6,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 6,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $699,000 | 4,164 |
| Earning assets | $138,161,000 | 3,610 |
| Long-term assets (5+ years) | $19,545,000 | 3,471 |
| Average Assets, year-to-date | $153,007,500 | 3,536 |
| Average Assets, quarterly | $153,007,500 | 3,536 |
| Volatile liabilities | $32,275,000 | 3,038 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $8,171,000 | 5,024 |
| Tier 1 (core) risk-based capital | $9,227,000 | 5,194 |
| Tier 2 risk-based capital | $791,000 | 4,445 |
| Total risk weighted assets | $86,008,000 | 4,120 |
| Total unused commitments | $8,171,000 | 5,026 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 34 | 4,517 |
| Assets and Liabilities | ||
| Total Assets: | $153,184,000 | 3,547 |
| Cash and due from depository institutions | $15,114,000 | 4,517 |
| Interest-bearing balances | $8,273,000 | 686 |
| Securities | $50,933,000 | 2,379 |
| Federal funds sold & reverse repurchase agreements | $17,884,000 | 648 |
| Net loans & leases | $62,585,000 | 4,867 |
| Loan loss allowance | $773,000 | 4,764 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,057,000 | 4,231 |
| Other real estate owned | $0 | 4,517 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,611,000 | 2,827 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $153,184,000 | 3,547 |
| Total liabilities | $144,147,000 | 3,415 |
| Total deposits | $143,450,000 | 3,164 |
| Interest-bearing deposits | $98,390,000 | 3,745 |
| Deposits held in domestic offices | $143,450,000 | 3,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $697,000 | 3,946 |
| Total equity capital | $9,037,000 | 5,345 |
| Total bank equity capital | $9,037,000 | 5,345 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,379,000 | 476 |
| Surplus | $0 | 8,282 |
| Undivided profits | $1,658,000 | 6,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 6,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $548,000 | 5,014 |
| Earning assets | $139,675,000 | 3,558 |
| Long-term assets (5+ years) | $20,132,000 | 3,458 |
| Average Assets, year-to-date | $137,268,600 | 3,753 |
| Average Assets, quarterly | $149,539,000 | 3,588 |
| Volatile liabilities | $31,525,000 | 3,036 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,983,000 | 5,216 |
| Tier 1 (core) risk-based capital | $9,037,000 | 5,215 |
| Tier 2 risk-based capital | $773,000 | 4,485 |
| Total risk weighted assets | $83,303,000 | 4,186 |
| Total unused commitments | $6,983,000 | 5,217 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 35 | 4,426 |
| Assets and Liabilities | ||
| Total Assets: | $145,894,000 | 3,665 |
| Cash and due from depository institutions | $15,352,000 | 4,426 |
| Interest-bearing balances | $8,470,000 | 716 |
| Securities | $47,557,000 | 2,509 |
| Federal funds sold & reverse repurchase agreements | $16,048,000 | 710 |
| Net loans & leases | $60,277,000 | 4,954 |
| Loan loss allowance | $790,000 | 4,725 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,105,000 | 4,120 |
| Other real estate owned | $0 | 4,426 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,555,000 | 2,818 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $145,894,000 | 3,665 |
| Total liabilities | $137,330,000 | 3,520 |
| Total deposits | $136,757,000 | 3,259 |
| Interest-bearing deposits | $95,513,000 | 3,805 |
| Deposits held in domestic offices | $136,757,000 | 3,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $573,000 | 4,560 |
| Total equity capital | $8,564,000 | 5,538 |
| Total bank equity capital | $8,564,000 | 5,538 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,231,000 | 490 |
| Surplus | $0 | 8,313 |
| Undivided profits | $1,333,000 | 7,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 6,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $507,000 | 5,451 |
| Earning assets | $132,352,000 | 3,693 |
| Long-term assets (5+ years) | $20,770,000 | 3,465 |
| Average Assets, year-to-date | $133,289,750 | 3,842 |
| Average Assets, quarterly | $137,955,000 | 3,798 |
| Volatile liabilities | $29,181,000 | 3,177 |
| Insider loans | $3,000 | 8,043 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,800,000 | 4,687 |
| Tier 1 (core) risk-based capital | $8,564,000 | 5,379 |
| Tier 2 risk-based capital | $790,000 | 4,422 |
| Total risk weighted assets | $79,257,000 | 4,292 |
| Total unused commitments | $8,800,000 | 4,689 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 38 | 4,186 |
| Assets and Liabilities | ||
| Total Assets: | $130,016,000 | 3,978 |
| Cash and due from depository institutions | $16,229,000 | 4,186 |
| Interest-bearing balances | $8,466,000 | 723 |
| Securities | $39,305,000 | 2,993 |
| Federal funds sold & reverse repurchase agreements | $8,329,000 | 1,290 |
| Net loans & leases | $60,263,000 | 4,904 |
| Loan loss allowance | $789,000 | 4,720 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,058,000 | 4,153 |
| Other real estate owned | $0 | 4,186 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,832,000 | 3,160 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $130,016,000 | 3,978 |
| Total liabilities | $121,413,000 | 3,867 |
| Total deposits | $120,938,000 | 3,590 |
| Interest-bearing deposits | $86,754,000 | 4,081 |
| Deposits held in domestic offices | $120,938,000 | 3,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $475,000 | 4,696 |
| Total equity capital | $8,603,000 | 5,399 |
| Total bank equity capital | $8,603,000 | 5,399 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,164,000 | 484 |
| Surplus | $0 | 8,370 |
| Undivided profits | $1,439,000 | 6,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $433,000 | 5,753 |
| Earning assets | $116,363,000 | 4,051 |
| Long-term assets (5+ years) | $20,034,000 | 3,605 |
| Average Assets, year-to-date | $129,088,330 | 3,946 |
| Average Assets, quarterly | $130,605,000 | 3,945 |
| Volatile liabilities | $25,059,000 | 3,431 |
| Insider loans | $91,000 | 7,390 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,855,000 | 5,577 |
| Tier 1 (core) risk-based capital | $8,603,000 | 5,324 |
| Tier 2 risk-based capital | $789,000 | 4,412 |
| Total risk weighted assets | $74,801,000 | 4,436 |
| Total unused commitments | $5,855,000 | 5,578 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 37 | 4,288 |
| Assets and Liabilities | ||
| Total Assets: | $131,194,000 | 3,943 |
| Cash and due from depository institutions | $15,858,000 | 4,288 |
| Interest-bearing balances | $7,895,000 | 902 |
| Securities | $37,615,000 | 3,079 |
| Federal funds sold & reverse repurchase agreements | $8,360,000 | 1,791 |
| Net loans & leases | $63,489,000 | 4,686 |
| Loan loss allowance | $797,000 | 4,671 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,068,000 | 4,098 |
| Other real estate owned | $0 | 4,288 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,804,000 | 3,035 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $131,194,000 | 3,943 |
| Total liabilities | $122,897,000 | 3,803 |
| Total deposits | $122,499,000 | 3,545 |
| Interest-bearing deposits | $88,243,000 | 4,033 |
| Deposits held in domestic offices | $122,499,000 | 3,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $398,000 | 5,489 |
| Total equity capital | $8,297,000 | 5,597 |
| Total bank equity capital | $8,297,000 | 5,597 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,067,000 | 485 |
| Surplus | $0 | 8,403 |
| Undivided profits | $1,230,000 | 7,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $485,000 | 5,298 |
| Earning assets | $117,359,000 | 4,014 |
| Long-term assets (5+ years) | $19,299,000 | 3,650 |
| Average Assets, year-to-date | $128,624,500 | 3,976 |
| Average Assets, quarterly | $128,624,500 | 3,976 |
| Volatile liabilities | $24,320,000 | 3,418 |
| Insider loans | $1,140,000 | 3,761 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,159,000 | 5,448 |
| Tier 1 (core) risk-based capital | $8,297,000 | 5,390 |
| Tier 2 risk-based capital | $797,000 | 4,367 |
| Total risk weighted assets | $77,221,000 | 4,261 |
| Total unused commitments | $6,159,000 | 5,459 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 36 | 4,384 |
| Assets and Liabilities | ||
| Total Assets: | $126,055,000 | 4,044 |
| Cash and due from depository institutions | $12,933,000 | 4,384 |
| Interest-bearing balances | $6,201,000 | 989 |
| Securities | $36,537,000 | 3,198 |
| Federal funds sold & reverse repurchase agreements | $6,455,000 | 1,848 |
| Net loans & leases | $66,135,000 | 4,557 |
| Loan loss allowance | $786,000 | 4,677 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $248,000 | 8,005 |
| Other real estate owned | $0 | 4,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,747,000 | 3,086 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,055,000 | 4,044 |
| Total liabilities | $117,995,000 | 3,918 |
| Total deposits | $117,460,000 | 3,651 |
| Interest-bearing deposits | $86,296,000 | 4,078 |
| Deposits held in domestic offices | $117,460,000 | 3,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $535,000 | 4,553 |
| Total equity capital | $8,060,000 | 5,625 |
| Total bank equity capital | $8,060,000 | 5,625 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,994,000 | 503 |
| Surplus | $0 | 8,463 |
| Undivided profits | $1,066,000 | 7,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $467,000 | 5,583 |
| Earning assets | $115,328,000 | 4,037 |
| Long-term assets (5+ years) | $21,077,000 | 3,497 |
| Average Assets, year-to-date | $115,512,200 | 4,210 |
| Average Assets, quarterly | $124,218,500 | 4,055 |
| Volatile liabilities | $25,414,000 | 3,317 |
| Insider loans | $1,898,000 | 2,706 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,747,000 | 5,463 |
| Tier 1 (core) risk-based capital | $8,060,000 | 5,445 |
| Tier 2 risk-based capital | $786,000 | 4,394 |
| Total risk weighted assets | $77,077,000 | 4,247 |
| Total unused commitments | $5,747,000 | 5,468 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 44 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $122,382,000 | 4,110 |
| Cash and due from depository institutions | $13,204,000 | 3,774 |
| Interest-bearing balances | $6,907,000 | 1,039 |
| Securities | $37,133,000 | 3,106 |
| Federal funds sold & reverse repurchase agreements | $5,034,000 | 2,606 |
| Net loans & leases | $62,902,000 | 4,692 |
| Loan loss allowance | $677,000 | 5,151 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $251,000 | 8,040 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,858,000 | 3,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,382,000 | 4,110 |
| Total liabilities | $114,505,000 | 3,978 |
| Total deposits | $114,053,000 | 3,727 |
| Interest-bearing deposits | $85,568,000 | 4,106 |
| Deposits held in domestic offices | $114,053,000 | 3,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $452,000 | 5,313 |
| Total equity capital | $7,877,000 | 5,685 |
| Total bank equity capital | $7,877,000 | 5,685 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,938,000 | 502 |
| Surplus | $0 | 8,515 |
| Undivided profits | $939,000 | 7,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $551,000 | 5,181 |
| Earning assets | $111,976,000 | 4,128 |
| Long-term assets (5+ years) | $19,450,000 | 3,645 |
| Average Assets, year-to-date | $112,876,500 | 4,306 |
| Average Assets, quarterly | $121,188,000 | 4,131 |
| Volatile liabilities | $23,460,000 | 3,469 |
| Insider loans | $1,907,000 | 2,690 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,088,000 | 5,019 |
| Tier 1 (core) risk-based capital | $7,877,000 | 5,535 |
| Tier 2 risk-based capital | $677,000 | 4,812 |
| Total risk weighted assets | $74,302,000 | 4,369 |
| Total unused commitments | $7,088,000 | 5,023 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 41 | 3,997 |
| Assets and Liabilities | ||
| Total Assets: | $119,994,000 | 4,170 |
| Cash and due from depository institutions | $17,792,000 | 3,997 |
| Interest-bearing balances | $10,978,000 | 763 |
| Securities | $24,106,000 | 4,150 |
| Federal funds sold & reverse repurchase agreements | $9,944,000 | 1,606 |
| Net loans & leases | $64,193,000 | 4,602 |
| Loan loss allowance | $677,000 | 5,103 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $271,000 | 7,996 |
| Other real estate owned | $0 | 3,997 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,688,000 | 3,024 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,994,000 | 4,170 |
| Total liabilities | $112,042,000 | 4,040 |
| Total deposits | $111,666,000 | 3,783 |
| Interest-bearing deposits | $83,789,000 | 4,165 |
| Deposits held in domestic offices | $111,666,000 | 3,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $376,000 | 5,898 |
| Total equity capital | $7,952,000 | 5,628 |
| Total bank equity capital | $7,952,000 | 5,628 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,900,000 | 496 |
| Surplus | $0 | 8,544 |
| Undivided profits | $1,052,000 | 7,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $432,000 | 5,888 |
| Earning assets | $109,221,000 | 4,190 |
| Long-term assets (5+ years) | $10,507,000 | 4,814 |
| Average Assets, year-to-date | $109,708,000 | 4,397 |
| Average Assets, quarterly | $113,840,000 | 4,298 |
| Volatile liabilities | $23,124,000 | 3,453 |
| Insider loans | $1,746,000 | 2,853 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,451,000 | 4,884 |
| Tier 1 (core) risk-based capital | $7,952,000 | 5,423 |
| Tier 2 risk-based capital | $677,000 | 4,784 |
| Total risk weighted assets | $75,222,000 | 4,291 |
| Total unused commitments | $7,451,000 | 4,895 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 43 | 3,808 |
| Assets and Liabilities | ||
| Total Assets: | $107,686,000 | 4,469 |
| Cash and due from depository institutions | $15,868,000 | 3,808 |
| Interest-bearing balances | $10,077,000 | 860 |
| Securities | $17,069,000 | 5,138 |
| Federal funds sold & reverse repurchase agreements | $12,027,000 | 1,397 |
| Net loans & leases | $58,811,000 | 4,822 |
| Loan loss allowance | $622,000 | 5,323 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $317,000 | 7,834 |
| Other real estate owned | $0 | 3,808 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,594,000 | 3,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,686,000 | 4,469 |
| Total liabilities | $99,899,000 | 4,348 |
| Total deposits | $99,552,000 | 4,114 |
| Interest-bearing deposits | $70,491,000 | 4,747 |
| Deposits held in domestic offices | $99,552,000 | 4,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $347,000 | 6,153 |
| Total equity capital | $7,787,000 | 5,633 |
| Total bank equity capital | $7,787,000 | 5,633 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,853,000 | 491 |
| Surplus | $0 | 8,583 |
| Undivided profits | $934,000 | 7,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $414,000 | 6,042 |
| Earning assets | $97,984,000 | 4,490 |
| Long-term assets (5+ years) | $3,409,000 | 6,675 |
| Average Assets, year-to-date | $104,565,000 | 4,534 |
| Average Assets, quarterly | $104,565,000 | 4,534 |
| Volatile liabilities | $20,322,000 | 3,735 |
| Insider loans | $1,531,000 | 3,047 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,648,000 | 4,490 |
| Tier 1 (core) risk-based capital | $7,787,000 | 5,437 |
| Tier 2 risk-based capital | $622,000 | 4,984 |
| Total risk weighted assets | $69,447,000 | 4,477 |
| Total unused commitments | $8,648,000 | 4,503 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 44 | 3,714 |
| Assets and Liabilities | ||
| Total Assets: | $101,444,000 | 4,634 |
| Cash and due from depository institutions | $18,586,000 | 3,714 |
| Interest-bearing balances | $11,478,000 | 688 |
| Securities | $15,070,000 | 5,462 |
| Federal funds sold & reverse repurchase agreements | $6,624,000 | 2,184 |
| Net loans & leases | $57,315,000 | 4,888 |
| Loan loss allowance | $628,000 | 5,244 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $320,000 | 7,857 |
| Other real estate owned | $0 | 3,714 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,529,000 | 3,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,444,000 | 4,634 |
| Total liabilities | $93,806,000 | 4,510 |
| Total deposits | $93,459,000 | 4,252 |
| Interest-bearing deposits | $65,612,000 | 4,913 |
| Deposits held in domestic offices | $93,459,000 | 4,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $347,000 | 6,282 |
| Total equity capital | $7,638,000 | 5,659 |
| Total bank equity capital | $7,638,000 | 5,659 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,810,000 | 489 |
| Surplus | $0 | 8,619 |
| Undivided profits | $828,000 | 7,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $361,000 | 6,708 |
| Earning assets | $90,487,000 | 4,713 |
| Long-term assets (5+ years) | $3,465,000 | 6,612 |
| Average Assets, year-to-date | $110,911,400 | 4,177 |
| Average Assets, quarterly | $105,940,500 | 4,436 |
| Volatile liabilities | $18,860,000 | 3,901 |
| Insider loans | $1,279,000 | 3,427 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,098,000 | 5,147 |
| Tier 1 (core) risk-based capital | $7,638,000 | 5,457 |
| Tier 2 risk-based capital | $628,000 | 4,921 |
| Total risk weighted assets | $67,457,000 | 4,546 |
| Total unused commitments | $6,098,000 | 5,152 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 44 | 3,732 |
| Assets and Liabilities | ||
| Total Assets: | $104,554,000 | 4,407 |
| Cash and due from depository institutions | $11,611,000 | 3,732 |
| Interest-bearing balances | $6,112,000 | 1,053 |
| Securities | $26,000,000 | 3,733 |
| Federal funds sold & reverse repurchase agreements | $10,022,000 | 1,462 |
| Net loans & leases | $53,018,000 | 5,081 |
| Loan loss allowance | $552,000 | 5,492 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $343,000 | 7,904 |
| Other real estate owned | $0 | 3,732 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,560,000 | 2,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,554,000 | 4,407 |
| Total liabilities | $97,201,000 | 4,290 |
| Total deposits | $96,886,000 | 4,043 |
| Interest-bearing deposits | $72,111,000 | 4,489 |
| Deposits held in domestic offices | $96,886,000 | 4,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $315,000 | 6,743 |
| Total equity capital | $7,353,000 | 5,641 |
| Total bank equity capital | $7,353,000 | 5,641 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,701,000 | 492 |
| Surplus | $0 | 8,858 |
| Undivided profits | $652,000 | 7,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 8,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $488,000 | 6,021 |
| Earning assets | $95,152,000 | 4,410 |
| Long-term assets (5+ years) | $4,975,000 | 6,164 |
| Average Assets, year-to-date | $104,582,200 | 4,248 |
| Average Assets, quarterly | $103,641,500 | 4,391 |
| Volatile liabilities | $21,722,000 | 3,446 |
| Insider loans | $843,000 | 4,283 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,937,000 | 5,539 |
| Tier 1 (core) risk-based capital | $7,353,000 | 5,488 |
| Tier 2 risk-based capital | $552,000 | 5,167 |
| Total risk weighted assets | $64,981,000 | 4,571 |
| Total unused commitments | $4,937,000 | 5,544 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $106,774,000 | 4,213 |
| Cash and due from depository institutions | $19,293,000 | 3,349 |
| Interest-bearing balances | $11,502,000 | 393 |
| Securities | $18,169,000 | 4,962 |
| Federal funds sold & reverse repurchase agreements | $19,936,000 | 622 |
| Net loans & leases | $47,316,000 | 5,358 |
| Loan loss allowance | $633,000 | 4,916 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $499,000 | 7,480 |
| Other real estate owned | $0 | 3,349 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,561,000 | 4,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,774,000 | 4,213 |
| Total liabilities | $99,808,000 | 4,086 |
| Total deposits | $99,282,000 | 3,829 |
| Interest-bearing deposits | $70,822,000 | 4,445 |
| Deposits held in domestic offices | $99,282,000 | 3,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $526,000 | 5,614 |
| Total equity capital | $6,966,000 | 5,806 |
| Total bank equity capital | $6,966,000 | 5,806 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,509,000 | 508 |
| Surplus | $0 | 9,124 |
| Undivided profits | $457,000 | 8,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $244,000 | 7,510 |
| Earning assets | $96,923,000 | 4,273 |
| Long-term assets (5+ years) | $2,591,000 | 7,045 |
| Average Assets, year-to-date | $98,225,800 | 4,362 |
| Average Assets, quarterly | $106,096,000 | 4,201 |
| Volatile liabilities | $19,355,000 | 3,717 |
| Insider loans | $868,000 | 4,202 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,895,000 | 5,017 |
| Tier 1 (core) risk-based capital | $6,960,000 | 5,694 |
| Tier 2 risk-based capital | $633,000 | 4,643 |
| Total risk weighted assets | $59,165,300 | 4,740 |
| Total unused commitments | $5,895,000 | 5,020 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $81,549,000 | 5,155 |
| Cash and due from depository institutions | $8,164,000 | 3,591 |
| Interest-bearing balances | $1,216,000 | 2,207 |
| Securities | $22,771,000 | 4,427 |
| Federal funds sold & reverse repurchase agreements | $1,875,000 | 3,828 |
| Net loans & leases | $46,174,000 | 5,338 |
| Loan loss allowance | $637,000 | 4,853 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $679,000 | 7,055 |
| Other real estate owned | $0 | 3,591 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,886,000 | 4,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,549,000 | 5,155 |
| Total liabilities | $75,452,000 | 5,056 |
| Total deposits | $75,157,000 | 4,795 |
| Interest-bearing deposits | $52,925,000 | 5,464 |
| Deposits held in domestic offices | $75,157,000 | 4,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $295,000 | 7,004 |
| Total equity capital | $6,097,000 | 6,198 |
| Total bank equity capital | $6,097,000 | 6,198 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,097,000 | 572 |
| Surplus | $0 | 9,427 |
| Undivided profits | $0 | 9,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 4,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $290,000 | 450 |
| Income earned, not collected on loans | $203,000 | 7,754 |
| Earning assets | $72,036,000 | 5,267 |
| Long-term assets (5+ years) | $5,907,000 | 5,991 |
| Average Assets, year-to-date | $82,204,000 | 4,998 |
| Average Assets, quarterly | $81,622,000 | 5,129 |
| Volatile liabilities | $16,035,000 | 4,050 |
| Insider loans | $905,000 | 3,991 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,090,000 | 5,423 |
| Tier 1 (core) risk-based capital | $6,097,000 | 6,218 |
| Tier 2 risk-based capital | $637,000 | 4,517 |
| Total risk weighted assets | $56,415,400 | 4,842 |
| Total unused commitments | $5,090,000 | 5,428 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 50 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $81,170,000 | 5,173 |
| Cash and due from depository institutions | $11,663,000 | 3,479 |
| Interest-bearing balances | $3,793,000 | 1,509 |
| Securities | $24,902,000 | 4,170 |
| Federal funds sold & reverse repurchase agreements | $7,075,000 | 2,446 |
| Net loans & leases | $35,210,000 | 6,150 |
| Loan loss allowance | $537,000 | 5,356 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $635,000 | 7,209 |
| Other real estate owned | $36,000 | 3,479 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,649,000 | 4,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,170,000 | 5,173 |
| Total liabilities | $75,342,000 | 5,018 |
| Total deposits | $75,095,000 | 4,781 |
| Interest-bearing deposits | $53,115,000 | 5,497 |
| Deposits held in domestic offices | $75,095,000 | 4,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $247,000 | 8,068 |
| Total equity capital | $5,828,000 | 6,496 |
| Total bank equity capital | $5,828,000 | 6,496 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,878,000 | 510 |
| Surplus | $2,865,000 | 4,359 |
| Undivided profits | $-3,915,000 | 10,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $150,000 | 8,648 |
| Earning assets | $70,980,000 | 5,321 |
| Long-term assets (5+ years) | $4,639,000 | 6,383 |
| Average Assets, year-to-date | $77,052,400 | 5,125 |
| Average Assets, quarterly | $79,838,000 | 5,143 |
| Volatile liabilities | $13,772,000 | 4,033 |
| Insider loans | $987,000 | 3,575 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,782,000 | 5,456 |
| Tier 1 (core) risk-based capital | $5,883,000 | 6,274 |
| Tier 2 risk-based capital | $537,000 | 4,958 |
| Total risk weighted assets | $46,715,400 | 5,323 |
| Total unused commitments | $4,782,000 | 5,463 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 51 | 3,533 |
| Assets and Liabilities | ||
| Total Assets: | $70,689,000 | 5,692 |
| Cash and due from depository institutions | $5,982,000 | 3,533 |
| Interest-bearing balances | $125,000 | 4,334 |
| Securities | $20,720,000 | 4,783 |
| Federal funds sold & reverse repurchase agreements | $10,825,000 | 1,247 |
| Net loans & leases | $30,582,000 | 6,788 |
| Loan loss allowance | $521,000 | 5,540 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $690,000 | 7,060 |
| Other real estate owned | $460,000 | 3,533 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,430,000 | 4,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,689,000 | 5,692 |
| Total liabilities | $64,721,000 | 5,601 |
| Total deposits | $64,380,000 | 5,392 |
| Interest-bearing deposits | $48,195,000 | 5,921 |
| Deposits held in domestic offices | $64,380,000 | 5,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $341,000 | 7,319 |
| Total equity capital | $5,968,000 | 6,419 |
| Total bank equity capital | $5,968,000 | 6,419 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,878,000 | 527 |
| Surplus | $2,865,000 | 4,328 |
| Undivided profits | $-3,775,000 | 10,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,500,000 | 1,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $141,000 | 9,185 |
| Earning assets | $62,252,000 | 5,846 |
| Long-term assets (5+ years) | $1,915,000 | 7,745 |
| Average Assets, year-to-date | $69,555,000 | 5,566 |
| Average Assets, quarterly | $70,929,000 | 5,629 |
| Volatile liabilities | $11,978,000 | 4,412 |
| Insider loans | $1,056,000 | 3,425 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,809,000 | 6,692 |
| Tier 1 (core) risk-based capital | $5,983,000 | 6,277 |
| Tier 2 risk-based capital | $501,990 | 5,157 |
| Total risk weighted assets | $40,140,290 | 5,920 |
| Total unused commitments | $2,809,000 | 6,700 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 50 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $67,835,000 | 6,022 |
| Cash and due from depository institutions | $5,979,000 | 3,734 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $23,199,000 | 4,772 |
| Federal funds sold & reverse repurchase agreements | $2,465,000 | 4,337 |
| Net loans & leases | $33,819,000 | 6,503 |
| Loan loss allowance | $819,000 | 4,143 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $742,000 | 6,960 |
| Other real estate owned | $430,000 | 3,734 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,201,000 | 5,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,835,000 | 6,022 |
| Total liabilities | $62,245,000 | 5,914 |
| Total deposits | $62,008,000 | 5,687 |
| Interest-bearing deposits | $47,684,000 | 6,164 |
| Deposits held in domestic offices | $62,008,000 | 5,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $237,000 | 8,734 |
| Total equity capital | $5,590,000 | 6,747 |
| Total bank equity capital | $5,590,000 | 6,747 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,878,000 | 555 |
| Surplus | $2,865,000 | 4,398 |
| Undivided profits | $-4,153,000 | 11,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,333,000 | 2,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $193,000 | 8,580 |
| Earning assets | $59,483,000 | 6,191 |
| Long-term assets (5+ years) | $371,000 | 9,465 |
| Average Assets, year-to-date | $72,086,800 | 5,591 |
| Average Assets, quarterly | $68,418,000 | 5,932 |
| Volatile liabilities | $10,513,000 | 4,716 |
| Insider loans | $105,000 | 8,743 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,797,000 | 7,700 |
| Tier 1 (core) risk-based capital | $5,571,000 | 6,674 |
| Tier 2 risk-based capital | $471,240 | 5,495 |
| Total risk weighted assets | $37,351,540 | 6,269 |
| Total unused commitments | $1,797,000 | 7,713 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 55 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $76,551,000 | 5,553 |
| Cash and due from depository institutions | $5,867,000 | 3,539 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $19,513,000 | 5,641 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 3,260 |
| Net loans & leases | $41,886,000 | 5,641 |
| Loan loss allowance | $1,451,000 | 2,549 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $531,000 | 8,135 |
| Other real estate owned | $2,864,000 | 3,539 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,540,000 | 4,557 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,551,000 | 5,553 |
| Total liabilities | $71,399,000 | 5,387 |
| Total deposits | $70,201,000 | 5,229 |
| Interest-bearing deposits | $54,186,000 | 5,733 |
| Deposits held in domestic offices | $70,201,000 | 5,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $800,000 | 3,114 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $398,000 | 7,164 |
| Total equity capital | $5,152,000 | 7,234 |
| Total bank equity capital | $5,152,000 | 7,234 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,878,000 | 558 |
| Surplus | $2,865,000 | 4,372 |
| Undivided profits | $-4,591,000 | 11,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,623,000 | 1,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $301,000 | 7,103 |
| Earning assets | $65,749,000 | 5,849 |
| Long-term assets (5+ years) | $464,000 | 9,707 |
| Average Assets, year-to-date | $82,480,600 | 5,025 |
| Average Assets, quarterly | $78,320,500 | 5,394 |
| Volatile liabilities | $10,841,000 | 4,324 |
| Insider loans | $223,000 | 7,772 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,965,000 | 5,606 |
| Tier 1 (core) risk-based capital | $5,104,000 | 7,151 |
| Tier 2 risk-based capital | $605,440 | 4,534 |
| Total risk weighted assets | $47,589,540 | 5,231 |
| Total unused commitments | $3,965,000 | 5,617 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 64 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $90,793,000 | 4,753 |
| Cash and due from depository institutions | $7,255,000 | 3,167 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $10,165,000 | 8,695 |
| Federal funds sold & reverse repurchase agreements | $1,950,000 | 3,842 |
| Net loans & leases | $63,489,000 | 4,002 |
| Loan loss allowance | $2,791,000 | 1,481 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $571,000 | 8,096 |
| Other real estate owned | $5,675,000 | 3,167 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,688,000 | 4,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,793,000 | 4,753 |
| Total liabilities | $88,297,000 | 4,493 |
| Total deposits | $86,569,000 | 4,325 |
| Interest-bearing deposits | $65,115,000 | 4,883 |
| Deposits held in domestic offices | $86,569,000 | 4,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $731,000 | 3,450 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $997,000 | 3,083 |
| Total equity capital | $2,496,000 | 10,190 |
| Total bank equity capital | $2,496,000 | 10,190 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,386,000 | 1,150 |
| Surplus | $2,865,000 | 4,307 |
| Undivided profits | $-3,755,000 | 12,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,783,000 | 814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $504,000 | 4,193 |
| Earning assets | $75,604,000 | 5,172 |
| Long-term assets (5+ years) | $1,250,000 | 9,126 |
| Average Assets, year-to-date | $93,449,400 | 4,548 |
| Average Assets, quarterly | $92,343,000 | 4,666 |
| Volatile liabilities | $15,205,000 | 3,146 |
| Insider loans | $337,000 | 6,839 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,284,000 | 3,579 |
| Tier 1 (core) risk-based capital | $2,637,000 | 10,112 |
| Tier 2 risk-based capital | $916,700 | 3,140 |
| Total risk weighted assets | $71,461,800 | 3,597 |
| Total unused commitments | $8,284,000 | 3,586 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 65 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $89,923,000 | 4,909 |
| Cash and due from depository institutions | $4,386,000 | 3,235 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $8,556,000 | 9,647 |
| Federal funds sold & reverse repurchase agreements | $1,860,000 | 6,053 |
| Net loans & leases | $67,685,000 | 3,712 |
| Loan loss allowance | $2,138,000 | 1,968 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $594,000 | 8,147 |
| Other real estate owned | $3,802,000 | 3,235 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,040,000 | 2,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,923,000 | 4,909 |
| Total liabilities | $84,967,000 | 4,748 |
| Total deposits | $83,351,000 | 4,629 |
| Interest-bearing deposits | $63,663,000 | 5,179 |
| Deposits held in domestic offices | $83,351,000 | 4,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $362,000 | 3,627 |
| Subordinated debt | $650,000 | 315 |
| All other liabilities | $604,000 | 4,648 |
| Total equity capital | $4,956,000 | 7,321 |
| Total bank equity capital | $4,956,000 | 7,321 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,953,000 | 1,371 |
| Surplus | $2,649,000 | 4,506 |
| Undivided profits | $-646,000 | 12,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,296,000 | 1,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $447,000 | 4,193 |
| Earning assets | $78,101,000 | 5,130 |
| Long-term assets (5+ years) | $3,445,000 | 7,452 |
| Average Assets, year-to-date | $90,290,600 | 4,785 |
| Average Assets, quarterly | $91,165,500 | 4,811 |
| Volatile liabilities | $13,137,000 | 3,334 |
| Insider loans | $600,000 | 5,171 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,059,000 | 3,086 |
| Tier 1 (core) risk-based capital | $4,956,000 | 7,247 |
| Tier 2 risk-based capital | $1,611,840 | 1,910 |
| Total risk weighted assets | $75,771,040 | 3,396 |
| Total unused commitments | $10,059,000 | 3,107 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 65 | 3,303 |
| Assets and Liabilities | ||
| Total Assets: | $85,419,000 | 5,190 |
| Cash and due from depository institutions | $5,337,000 | 3,303 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $9,637,000 | 9,305 |
| Federal funds sold & reverse repurchase agreements | $1,245,000 | 8,109 |
| Net loans & leases | $65,848,000 | 3,855 |
| Loan loss allowance | $1,431,000 | 2,803 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $512,000 | 8,828 |
| Other real estate owned | $1,316,000 | 3,303 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,524,000 | 4,542 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,419,000 | 5,190 |
| Total liabilities | $78,373,000 | 5,172 |
| Total deposits | $76,875,000 | 5,067 |
| Interest-bearing deposits | $62,308,000 | 5,406 |
| Deposits held in domestic offices | $76,875,000 | 5,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $66,000 | 4,500 |
| Subordinated debt | $650,000 | 345 |
| All other liabilities | $782,000 | 3,989 |
| Total equity capital | $7,046,000 | 5,348 |
| Total bank equity capital | $7,046,000 | 5,348 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,953,000 | 1,401 |
| Surplus | $2,649,000 | 4,437 |
| Undivided profits | $1,444,000 | 8,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,441,000 | 1,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $390,000 | 5,176 |
| Earning assets | $76,829,000 | 5,263 |
| Long-term assets (5+ years) | $2,295,000 | 8,642 |
| Average Assets, year-to-date | $82,569,600 | 5,224 |
| Average Assets, quarterly | $82,864,000 | 5,279 |
| Volatile liabilities | $10,836,000 | 3,877 |
| Insider loans | $255,000 | 3,289 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $16,779,000 | 2,040 |
| Tier 1 (core) risk-based capital | $7,046,000 | 5,286 |
| Tier 2 risk-based capital | $1,531,670 | 2,021 |
| Total risk weighted assets | $69,983,870 | 3,706 |
| Total unused commitments | $16,779,000 | 2,057 |
| Derivatives | $0 | 651 |