Home > Soy Capital Bank and Trust Company > Income and Expense
Soy Capital Bank and Trust Company, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 1,540 |
| Total interest expense | $425,000 | 2,548 |
| Net interest income | $4,510,000 | 1,371 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $429,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $226,000 | 1,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 2,388 |
| Total noninterest expense | $2,408,000 | 1,997 |
| Salaries and employee benefits | $1,266,000 | 2,115 |
| Premises and equipment expense | $244,000 | 2,114 |
| Additional noninterest expense | $898,000 | 1,660 |
| Pre-tax net operating income | $2,531,000 | 1,013 |
| Securities gains (losses) | $34,000 | 468 |
| Applicable income taxes | $648,000 | 735 |
| Income before extraordinary items | $1,917,000 | 1,127 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,917,000 | 1,126 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,917,000 | 1,126 |
| Net charge-offs | $-5,000 | 4,404 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,890,140 | 1,121 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 4,667 |
| Total interest expense | $332,000 | 4,394 |
| Net interest income | $2,200,000 | 4,676 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,930,000 | 2,026 |
| Gross Fiduciary activities income | $1,658,000 | 382 |
| Service charges on deposit accounts | $123,000 | 3,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 4,319 |
| Total noninterest expense | $2,084,000 | 4,503 |
| Salaries and employee benefits | $1,132,000 | 4,531 |
| Premises and equipment expense | $248,000 | 4,289 |
| Additional noninterest expense | $704,000 | 4,396 |
| Pre-tax net operating income | $2,046,000 | 3,108 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $521,000 | 1,940 |
| Income before extraordinary items | $1,525,000 | 3,350 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,525,000 | 3,348 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,525,000 | 3,349 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,525,000 | 3,351 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,446,000 | 2,117 |
| Total interest expense | $1,366,000 | 1,986 |
| Net interest income | $8,080,000 | 2,121 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $15,428,000 | 408 |
| Gross Fiduciary activities income | $5,932,000 | 164 |
| Service charges on deposit accounts | $727,000 | 1,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,769,000 | 455 |
| Total noninterest expense | $18,047,000 | 909 |
| Salaries and employee benefits | $12,503,000 | 753 |
| Premises and equipment expense | $1,481,000 | 1,186 |
| Additional noninterest expense | $4,063,000 | 1,168 |
| Pre-tax net operating income | $5,461,000 | 1,327 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,377,000 | 951 |
| Income before extraordinary items | $4,084,000 | 1,480 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,084,000 | 1,479 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,084,000 | 1,479 |
| Net charge-offs | $30,000 | 2,498 |
| Cash dividends | $1,500,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,084,000 | 1,467 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,142,000 | 2,140 |
| Total interest expense | $839,000 | 2,021 |
| Net interest income | $5,303,000 | 2,138 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $11,353,000 | 382 |
| Gross Fiduciary activities income | $4,508,000 | 151 |
| Service charges on deposit accounts | $484,000 | 1,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,361,000 | 432 |
| Total noninterest expense | $12,482,000 | 892 |
| Salaries and employee benefits | $8,725,000 | 733 |
| Premises and equipment expense | $972,000 | 1,205 |
| Additional noninterest expense | $2,785,000 | 1,138 |
| Pre-tax net operating income | $4,174,000 | 1,176 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,068,000 | 846 |
| Income before extraordinary items | $3,106,000 | 1,327 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,106,000 | 1,326 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,106,000 | 1,326 |
| Net charge-offs | $37,000 | 1,927 |
| Cash dividends | $1,500,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,106,000 | 1,316 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 2,187 |
| Total interest expense | $374,000 | 2,114 |
| Net interest income | $2,603,000 | 2,176 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $6,064,000 | 362 |
| Gross Fiduciary activities income | $2,346,000 | 149 |
| Service charges on deposit accounts | $244,000 | 1,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,474,000 | 406 |
| Total noninterest expense | $6,330,000 | 878 |
| Salaries and employee benefits | $4,464,000 | 721 |
| Premises and equipment expense | $488,000 | 1,220 |
| Additional noninterest expense | $1,378,000 | 1,143 |
| Pre-tax net operating income | $2,337,000 | 1,062 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $607,000 | 745 |
| Income before extraordinary items | $1,730,000 | 1,178 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,730,000 | 1,177 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,730,000 | 1,178 |
| Net charge-offs | $-5,000 | 4,469 |
| Cash dividends | $1,000,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,730,000 | 1,169 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,516,000 | 2,186 |
| Total interest expense | $1,136,000 | 2,331 |
| Net interest income | $10,380,000 | 2,158 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $20,338,000 | 409 |
| Gross Fiduciary activities income | $7,597,000 | 162 |
| Service charges on deposit accounts | $1,012,000 | 1,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,729,000 | 470 |
| Total noninterest expense | $24,374,000 | 885 |
| Salaries and employee benefits | $16,153,000 | 760 |
| Premises and equipment expense | $2,239,000 | 1,059 |
| Additional noninterest expense | $5,982,000 | 1,080 |
| Pre-tax net operating income | $6,344,000 | 1,407 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,445,000 | 1,128 |
| Income before extraordinary items | $3,899,000 | 1,635 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,899,000 | 1,635 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,899,000 | 1,635 |
| Net charge-offs | $55,000 | 2,906 |
| Cash dividends | $2,000,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,899,000 | 1,616 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,552,000 | 2,211 |
| Total interest expense | $821,000 | 2,369 |
| Net interest income | $7,731,000 | 2,177 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $15,503,000 | 411 |
| Gross Fiduciary activities income | $5,408,000 | 166 |
| Service charges on deposit accounts | $763,000 | 1,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,332,000 | 448 |
| Total noninterest expense | $18,457,000 | 883 |
| Salaries and employee benefits | $12,264,000 | 752 |
| Premises and equipment expense | $1,747,000 | 1,027 |
| Additional noninterest expense | $4,446,000 | 1,091 |
| Pre-tax net operating income | $4,777,000 | 1,418 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,629,000 | 1,051 |
| Income before extraordinary items | $3,148,000 | 1,669 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,148,000 | 1,670 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,148,000 | 1,670 |
| Net charge-offs | $25,000 | 2,878 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,148,000 | 1,647 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,589,000 | 2,236 |
| Total interest expense | $512,000 | 2,442 |
| Net interest income | $5,077,000 | 2,194 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $10,864,000 | 399 |
| Gross Fiduciary activities income | $3,873,000 | 156 |
| Service charges on deposit accounts | $507,000 | 1,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,484,000 | 426 |
| Total noninterest expense | $12,285,000 | 885 |
| Salaries and employee benefits | $8,414,000 | 735 |
| Premises and equipment expense | $979,000 | 1,202 |
| Additional noninterest expense | $2,892,000 | 1,118 |
| Pre-tax net operating income | $3,656,000 | 1,275 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,265,000 | 937 |
| Income before extraordinary items | $2,391,000 | 1,481 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,391,000 | 1,480 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,391,000 | 1,481 |
| Net charge-offs | $7,000 | 3,031 |
| Cash dividends | $1,000,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,391,000 | 1,464 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 2,265 |
| Total interest expense | $232,000 | 2,591 |
| Net interest income | $2,509,000 | 2,217 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $5,965,000 | 367 |
| Gross Fiduciary activities income | $1,985,000 | 152 |
| Service charges on deposit accounts | $251,000 | 1,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,729,000 | 386 |
| Total noninterest expense | $6,291,000 | 869 |
| Salaries and employee benefits | $4,377,000 | 715 |
| Premises and equipment expense | $504,000 | 1,184 |
| Additional noninterest expense | $1,410,000 | 1,133 |
| Pre-tax net operating income | $2,183,000 | 1,088 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $777,000 | 795 |
| Income before extraordinary items | $1,406,000 | 1,292 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,406,000 | 1,292 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,406,000 | 1,292 |
| Net charge-offs | $-12,000 | 5,065 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,406,000 | 1,273 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,541,000 | 2,302 |
| Total interest expense | $709,000 | 3,024 |
| Net interest income | $9,832,000 | 2,215 |
| Provision for loan and lease losses | $-400,000 | 5,707 |
| Total noninterest income | $19,182,000 | 439 |
| Gross Fiduciary activities income | $7,587,000 | 153 |
| Service charges on deposit accounts | $1,050,000 | 1,164 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $10,545,000 | 494 |
| Total noninterest expense | $22,990,000 | 921 |
| Salaries and employee benefits | $15,530,000 | 759 |
| Premises and equipment expense | $1,917,000 | 1,225 |
| Additional noninterest expense | $5,543,000 | 1,160 |
| Pre-tax net operating income | $6,424,000 | 1,325 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,171,000 | 988 |
| Income before extraordinary items | $4,253,000 | 1,572 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,253,000 | 1,571 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,253,000 | 1,571 |
| Net charge-offs | $10,000 | 3,859 |
| Cash dividends | $2,000,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,253,000 | 1,546 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,842,000 | 2,318 |
| Total interest expense | $531,000 | 3,026 |
| Net interest income | $7,311,000 | 2,240 |
| Provision for loan and lease losses | $-300,000 | 5,808 |
| Total noninterest income | $14,382,000 | 433 |
| Gross Fiduciary activities income | $5,398,000 | 153 |
| Service charges on deposit accounts | $800,000 | 1,139 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $8,184,000 | 483 |
| Total noninterest expense | $17,288,000 | 917 |
| Salaries and employee benefits | $11,702,000 | 760 |
| Premises and equipment expense | $1,456,000 | 1,216 |
| Additional noninterest expense | $4,130,000 | 1,177 |
| Pre-tax net operating income | $4,705,000 | 1,371 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,593,000 | 1,032 |
| Income before extraordinary items | $3,112,000 | 1,634 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,112,000 | 1,633 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,112,000 | 1,634 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $1,000,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,112,000 | 1,584 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 2,341 |
| Total interest expense | $353,000 | 3,043 |
| Net interest income | $4,821,000 | 2,261 |
| Provision for loan and lease losses | $-200,000 | 5,898 |
| Total noninterest income | $10,123,000 | 416 |
| Gross Fiduciary activities income | $3,642,000 | 154 |
| Service charges on deposit accounts | $529,000 | 1,136 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,952,000 | 441 |
| Total noninterest expense | $11,702,000 | 910 |
| Salaries and employee benefits | $7,957,000 | 742 |
| Premises and equipment expense | $995,000 | 1,189 |
| Additional noninterest expense | $2,750,000 | 1,180 |
| Pre-tax net operating income | $3,442,000 | 1,273 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,185,000 | 952 |
| Income before extraordinary items | $2,257,000 | 1,517 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,257,000 | 1,516 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,257,000 | 1,517 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $1,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,257,000 | 1,476 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 2,371 |
| Total interest expense | $172,000 | 3,094 |
| Net interest income | $2,381,000 | 2,283 |
| Provision for loan and lease losses | $-100,000 | 5,979 |
| Total noninterest income | $5,419,000 | 377 |
| Gross Fiduciary activities income | $1,854,000 | 153 |
| Service charges on deposit accounts | $261,000 | 1,146 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $3,304,000 | 395 |
| Total noninterest expense | $5,949,000 | 887 |
| Salaries and employee benefits | $4,111,000 | 727 |
| Premises and equipment expense | $513,000 | 1,162 |
| Additional noninterest expense | $1,325,000 | 1,208 |
| Pre-tax net operating income | $1,951,000 | 1,107 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $686,000 | 828 |
| Income before extraordinary items | $1,265,000 | 1,357 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,265,000 | 1,358 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,265,000 | 1,358 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,265,000 | 1,318 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,387,000 | 2,298 |
| Total interest expense | $635,000 | 3,264 |
| Net interest income | $9,752,000 | 2,196 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $19,526,000 | 422 |
| Gross Fiduciary activities income | $8,194,000 | 146 |
| Service charges on deposit accounts | $1,150,000 | 1,083 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $10,182,000 | 486 |
| Total noninterest expense | $22,844,000 | 905 |
| Salaries and employee benefits | $15,427,000 | 738 |
| Premises and equipment expense | $2,039,000 | 1,157 |
| Additional noninterest expense | $5,378,000 | 1,194 |
| Pre-tax net operating income | $6,434,000 | 1,278 |
| Securities gains (losses) | $-8,000 | 5,844 |
| Applicable income taxes | $2,201,000 | 944 |
| Income before extraordinary items | $4,225,000 | 1,537 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,225,000 | 1,537 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,225,000 | 1,537 |
| Net charge-offs | $-24,000 | 5,379 |
| Cash dividends | $1,500,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,230,280 | 1,510 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,806,000 | 2,311 |
| Total interest expense | $493,000 | 3,239 |
| Net interest income | $7,313,000 | 2,206 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $15,081,000 | 424 |
| Gross Fiduciary activities income | $6,164,000 | 147 |
| Service charges on deposit accounts | $859,000 | 1,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,058,000 | 483 |
| Total noninterest expense | $17,211,000 | 907 |
| Salaries and employee benefits | $11,709,000 | 748 |
| Premises and equipment expense | $1,567,000 | 1,155 |
| Additional noninterest expense | $3,935,000 | 1,228 |
| Pre-tax net operating income | $5,183,000 | 1,234 |
| Securities gains (losses) | $-8,000 | 5,979 |
| Applicable income taxes | $1,805,000 | 908 |
| Income before extraordinary items | $3,370,000 | 1,494 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,370,000 | 1,495 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,370,000 | 1,495 |
| Net charge-offs | $-22,000 | 5,369 |
| Cash dividends | $750,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,375,200 | 1,455 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,187,000 | 2,317 |
| Total interest expense | $351,000 | 3,122 |
| Net interest income | $4,836,000 | 2,216 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $10,715,000 | 395 |
| Gross Fiduciary activities income | $4,231,000 | 144 |
| Service charges on deposit accounts | $567,000 | 1,084 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,917,000 | 448 |
| Total noninterest expense | $11,565,000 | 906 |
| Salaries and employee benefits | $7,912,000 | 736 |
| Premises and equipment expense | $1,030,000 | 1,174 |
| Additional noninterest expense | $2,623,000 | 1,220 |
| Pre-tax net operating income | $3,986,000 | 1,091 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $1,417,000 | 806 |
| Income before extraordinary items | $2,570,000 | 1,318 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,570,000 | 1,320 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,570,000 | 1,319 |
| Net charge-offs | $-19,000 | 5,456 |
| Cash dividends | $750,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,569,360 | 1,294 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 2,316 |
| Total interest expense | $175,000 | 3,147 |
| Net interest income | $2,408,000 | 2,217 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $5,954,000 | 367 |
| Gross Fiduciary activities income | $2,196,000 | 139 |
| Service charges on deposit accounts | $275,000 | 1,094 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,483,000 | 384 |
| Total noninterest expense | $5,902,000 | 888 |
| Salaries and employee benefits | $4,150,000 | 704 |
| Premises and equipment expense | $540,000 | 1,124 |
| Additional noninterest expense | $1,212,000 | 1,297 |
| Pre-tax net operating income | $2,460,000 | 880 |
| Securities gains (losses) | $4,000 | 1,704 |
| Applicable income taxes | $887,000 | 678 |
| Income before extraordinary items | $1,577,000 | 1,083 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,577,000 | 1,084 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,577,000 | 1,084 |
| Net charge-offs | $38,000 | 1,762 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,574,440 | 1,051 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,754,000 | 2,239 |
| Total interest expense | $712,000 | 3,275 |
| Net interest income | $10,042,000 | 2,117 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $20,493,000 | 385 |
| Gross Fiduciary activities income | $9,127,000 | 129 |
| Service charges on deposit accounts | $1,298,000 | 1,024 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,068,000 | 448 |
| Total noninterest expense | $22,883,000 | 881 |
| Salaries and employee benefits | $15,316,000 | 729 |
| Premises and equipment expense | $2,125,000 | 1,123 |
| Additional noninterest expense | $5,442,000 | 1,213 |
| Pre-tax net operating income | $7,652,000 | 1,074 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $2,791,000 | 763 |
| Income before extraordinary items | $4,861,000 | 1,336 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,861,000 | 1,336 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,861,000 | 1,335 |
| Net charge-offs | $-38,000 | 5,934 |
| Cash dividends | $1,100,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,861,000 | 1,307 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,146,000 | 2,230 |
| Total interest expense | $533,000 | 3,331 |
| Net interest income | $7,613,000 | 2,109 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $15,507,000 | 372 |
| Gross Fiduciary activities income | $6,514,000 | 130 |
| Service charges on deposit accounts | $988,000 | 1,010 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $8,005,000 | 430 |
| Total noninterest expense | $17,114,000 | 882 |
| Salaries and employee benefits | $11,558,000 | 723 |
| Premises and equipment expense | $1,616,000 | 1,122 |
| Additional noninterest expense | $3,940,000 | 1,242 |
| Pre-tax net operating income | $6,006,000 | 1,038 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,214,000 | 737 |
| Income before extraordinary items | $3,792,000 | 1,279 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,792,000 | 1,278 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,792,000 | 1,279 |
| Net charge-offs | $-36,000 | 5,946 |
| Cash dividends | $500,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,792,000 | 1,263 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,544,000 | 2,185 |
| Total interest expense | $354,000 | 3,365 |
| Net interest income | $5,190,000 | 2,047 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $10,942,000 | 347 |
| Gross Fiduciary activities income | $4,472,000 | 130 |
| Service charges on deposit accounts | $644,000 | 1,024 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $5,826,000 | 393 |
| Total noninterest expense | $11,587,000 | 865 |
| Salaries and employee benefits | $7,858,000 | 702 |
| Premises and equipment expense | $1,092,000 | 1,113 |
| Additional noninterest expense | $2,637,000 | 1,226 |
| Pre-tax net operating income | $4,545,000 | 898 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,699,000 | 658 |
| Income before extraordinary items | $2,846,000 | 1,131 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,846,000 | 1,132 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,846,000 | 1,132 |
| Net charge-offs | $-23,000 | 5,932 |
| Cash dividends | $500,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,846,000 | 1,104 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 2,191 |
| Total interest expense | $176,000 | 3,432 |
| Net interest income | $2,586,000 | 2,058 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $6,056,000 | 318 |
| Gross Fiduciary activities income | $2,426,000 | 126 |
| Service charges on deposit accounts | $314,000 | 1,026 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,316,000 | 351 |
| Total noninterest expense | $5,946,000 | 844 |
| Salaries and employee benefits | $4,059,000 | 690 |
| Premises and equipment expense | $581,000 | 1,074 |
| Additional noninterest expense | $1,306,000 | 1,228 |
| Pre-tax net operating income | $2,696,000 | 748 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,015,000 | 552 |
| Income before extraordinary items | $1,681,000 | 933 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,681,000 | 934 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,681,000 | 934 |
| Net charge-offs | $-19,000 | 6,020 |
| Cash dividends | $250,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,681,000 | 911 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,184,000 | 2,188 |
| Total interest expense | $965,000 | 3,022 |
| Net interest income | $10,219,000 | 2,060 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $21,204,000 | 392 |
| Gross Fiduciary activities income | $9,678,000 | 126 |
| Service charges on deposit accounts | $1,398,000 | 985 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,128,000 | 479 |
| Total noninterest expense | $23,060,000 | 883 |
| Salaries and employee benefits | $16,218,000 | 669 |
| Premises and equipment expense | $2,241,000 | 1,061 |
| Additional noninterest expense | $4,601,000 | 1,444 |
| Pre-tax net operating income | $8,363,000 | 921 |
| Securities gains (losses) | $11,000 | 2,598 |
| Applicable income taxes | $3,088,000 | 653 |
| Income before extraordinary items | $5,286,000 | 1,164 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,286,000 | 1,166 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,286,000 | 1,167 |
| Net charge-offs | $-131,000 | 6,570 |
| Cash dividends | $2,250,000 | 1,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,278,960 | 1,139 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,424,000 | 2,189 |
| Total interest expense | $771,000 | 2,965 |
| Net interest income | $7,653,000 | 2,058 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $16,534,000 | 393 |
| Gross Fiduciary activities income | $7,358,000 | 120 |
| Service charges on deposit accounts | $1,047,000 | 990 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,129,000 | 468 |
| Total noninterest expense | $17,399,000 | 884 |
| Salaries and employee benefits | $12,326,000 | 662 |
| Premises and equipment expense | $1,720,000 | 1,052 |
| Additional noninterest expense | $3,353,000 | 1,478 |
| Pre-tax net operating income | $6,788,000 | 868 |
| Securities gains (losses) | $11,000 | 2,471 |
| Applicable income taxes | $2,524,000 | 623 |
| Income before extraordinary items | $4,275,000 | 1,093 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,275,000 | 1,095 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,275,000 | 1,095 |
| Net charge-offs | $-162,000 | 6,688 |
| Cash dividends | $500,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,267,960 | 1,078 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,695,000 | 2,164 |
| Total interest expense | $542,000 | 2,909 |
| Net interest income | $5,153,000 | 2,037 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $11,951,000 | 372 |
| Gross Fiduciary activities income | $5,195,000 | 115 |
| Service charges on deposit accounts | $680,000 | 992 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,076,000 | 449 |
| Total noninterest expense | $11,832,000 | 869 |
| Salaries and employee benefits | $8,454,000 | 642 |
| Premises and equipment expense | $905,000 | 1,320 |
| Additional noninterest expense | $2,473,000 | 1,337 |
| Pre-tax net operating income | $5,272,000 | 735 |
| Securities gains (losses) | $12,000 | 2,226 |
| Applicable income taxes | $1,995,000 | 539 |
| Income before extraordinary items | $3,289,000 | 935 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,289,000 | 936 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,289,000 | 938 |
| Net charge-offs | $-165,000 | 6,779 |
| Cash dividends | $500,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,281,320 | 897 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 2,153 |
| Total interest expense | $303,000 | 2,753 |
| Net interest income | $2,576,000 | 2,042 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $6,257,000 | 367 |
| Gross Fiduciary activities income | $2,417,000 | 119 |
| Service charges on deposit accounts | $332,000 | 1,005 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,508,000 | 394 |
| Total noninterest expense | $5,941,000 | 863 |
| Salaries and employee benefits | $4,304,000 | 642 |
| Premises and equipment expense | $458,000 | 1,323 |
| Additional noninterest expense | $1,179,000 | 1,382 |
| Pre-tax net operating income | $2,892,000 | 667 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,094,000 | 510 |
| Income before extraordinary items | $1,798,000 | 852 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,798,000 | 853 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,798,000 | 854 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,798,000 | 811 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,816,000 | 2,044 |
| Total interest expense | $1,816,000 | 2,327 |
| Net interest income | $11,000,000 | 1,981 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $19,494,000 | 435 |
| Gross Fiduciary activities income | $8,509,000 | 125 |
| Service charges on deposit accounts | $1,624,000 | 872 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $9,361,000 | 513 |
| Total noninterest expense | $22,546,000 | 894 |
| Salaries and employee benefits | $15,179,000 | 693 |
| Premises and equipment expense | $2,105,000 | 1,124 |
| Additional noninterest expense | $5,262,000 | 1,291 |
| Pre-tax net operating income | $7,948,000 | 895 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,787,000 | 649 |
| Income before extraordinary items | $5,161,000 | 1,141 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,161,000 | 1,142 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,161,000 | 1,142 |
| Net charge-offs | $400,000 | 2,936 |
| Cash dividends | $1,750,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,161,000 | 1,086 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,841,000 | 2,035 |
| Total interest expense | $1,424,000 | 2,313 |
| Net interest income | $8,417,000 | 1,978 |
| Provision for loan and lease losses | $98,000 | 4,388 |
| Total noninterest income | $14,599,000 | 431 |
| Gross Fiduciary activities income | $6,065,000 | 127 |
| Service charges on deposit accounts | $1,223,000 | 876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,311,000 | 495 |
| Total noninterest expense | $16,610,000 | 912 |
| Salaries and employee benefits | $11,260,000 | 692 |
| Premises and equipment expense | $1,498,000 | 1,187 |
| Additional noninterest expense | $3,852,000 | 1,323 |
| Pre-tax net operating income | $6,308,000 | 886 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,213,000 | 639 |
| Income before extraordinary items | $4,095,000 | 1,118 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,095,000 | 1,119 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,095,000 | 1,119 |
| Net charge-offs | $-15,000 | 6,693 |
| Cash dividends | $1,250,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,095,000 | 1,049 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,793,000 | 1,981 |
| Total interest expense | $976,000 | 2,330 |
| Net interest income | $5,817,000 | 1,902 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $10,380,000 | 405 |
| Gross Fiduciary activities income | $4,208,000 | 124 |
| Service charges on deposit accounts | $820,000 | 851 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,352,000 | 453 |
| Total noninterest expense | $11,215,000 | 892 |
| Salaries and employee benefits | $7,652,000 | 681 |
| Premises and equipment expense | $958,000 | 1,239 |
| Additional noninterest expense | $2,605,000 | 1,305 |
| Pre-tax net operating income | $4,832,000 | 767 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,771,000 | 561 |
| Income before extraordinary items | $3,061,000 | 997 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,061,000 | 997 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,061,000 | 997 |
| Net charge-offs | $-24,000 | 6,834 |
| Cash dividends | $500,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,061,000 | 939 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 1,894 |
| Total interest expense | $514,000 | 2,311 |
| Net interest income | $3,066,000 | 1,821 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $5,879,000 | 359 |
| Gross Fiduciary activities income | $2,478,000 | 111 |
| Service charges on deposit accounts | $410,000 | 847 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,991,000 | 412 |
| Total noninterest expense | $5,840,000 | 852 |
| Salaries and employee benefits | $4,026,000 | 648 |
| Premises and equipment expense | $510,000 | 1,172 |
| Additional noninterest expense | $1,304,000 | 1,283 |
| Pre-tax net operating income | $2,955,000 | 628 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,115,000 | 475 |
| Income before extraordinary items | $1,840,000 | 816 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,840,000 | 815 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,840,000 | 817 |
| Net charge-offs | $-8,000 | 6,564 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,840,000 | 768 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,757,000 | 1,791 |
| Total interest expense | $2,577,000 | 2,239 |
| Net interest income | $13,180,000 | 1,699 |
| Provision for loan and lease losses | $1,485,000 | 1,900 |
| Total noninterest income | $19,710,000 | 377 |
| Gross Fiduciary activities income | $8,623,000 | 105 |
| Service charges on deposit accounts | $1,649,000 | 890 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $9,438,000 | 442 |
| Total noninterest expense | $23,647,000 | 837 |
| Salaries and employee benefits | $15,788,000 | 617 |
| Premises and equipment expense | $2,059,000 | 1,210 |
| Additional noninterest expense | $5,800,000 | 1,199 |
| Pre-tax net operating income | $7,758,000 | 784 |
| Securities gains (losses) | $84,000 | 2,205 |
| Applicable income taxes | $2,836,000 | 600 |
| Income before extraordinary items | $5,006,000 | 1,006 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,006,000 | 1,006 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,006,000 | 1,006 |
| Net charge-offs | $99,000 | 4,981 |
| Cash dividends | $1,500,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,952,240 | 973 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,035,000 | 1,778 |
| Total interest expense | $2,035,000 | 2,217 |
| Net interest income | $10,000,000 | 1,688 |
| Provision for loan and lease losses | $985,000 | 1,985 |
| Total noninterest income | $14,953,000 | 372 |
| Gross Fiduciary activities income | $6,265,000 | 110 |
| Service charges on deposit accounts | $1,214,000 | 911 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $7,474,000 | 426 |
| Total noninterest expense | $17,714,000 | 836 |
| Salaries and employee benefits | $11,828,000 | 618 |
| Premises and equipment expense | $1,566,000 | 1,214 |
| Additional noninterest expense | $4,320,000 | 1,200 |
| Pre-tax net operating income | $6,254,000 | 759 |
| Securities gains (losses) | $84,000 | 1,935 |
| Applicable income taxes | $2,323,000 | 562 |
| Income before extraordinary items | $4,015,000 | 960 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,015,000 | 957 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,015,000 | 960 |
| Net charge-offs | $70,000 | 4,732 |
| Cash dividends | $1,000,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,961,240 | 926 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,062,000 | 1,784 |
| Total interest expense | $1,414,000 | 2,219 |
| Net interest income | $6,648,000 | 1,688 |
| Provision for loan and lease losses | $600,000 | 2,044 |
| Total noninterest income | $10,504,000 | 364 |
| Gross Fiduciary activities income | $4,335,000 | 108 |
| Service charges on deposit accounts | $801,000 | 910 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,368,000 | 409 |
| Total noninterest expense | $11,870,000 | 843 |
| Salaries and employee benefits | $7,926,000 | 614 |
| Premises and equipment expense | $1,014,000 | 1,265 |
| Additional noninterest expense | $2,930,000 | 1,211 |
| Pre-tax net operating income | $4,682,000 | 674 |
| Securities gains (losses) | $84,000 | 1,260 |
| Applicable income taxes | $1,764,000 | 504 |
| Income before extraordinary items | $3,002,000 | 827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,002,000 | 826 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,002,000 | 827 |
| Net charge-offs | $63,000 | 4,277 |
| Cash dividends | $500,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,948,240 | 819 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 1,806 |
| Total interest expense | $729,000 | 2,229 |
| Net interest income | $3,273,000 | 1,704 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $5,743,000 | 340 |
| Gross Fiduciary activities income | $2,398,000 | 97 |
| Service charges on deposit accounts | $390,000 | 918 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,955,000 | 378 |
| Total noninterest expense | $6,085,000 | 821 |
| Salaries and employee benefits | $4,167,000 | 584 |
| Premises and equipment expense | $528,000 | 1,246 |
| Additional noninterest expense | $1,390,000 | 1,269 |
| Pre-tax net operating income | $2,631,000 | 616 |
| Securities gains (losses) | $84,000 | 591 |
| Applicable income taxes | $1,030,000 | 442 |
| Income before extraordinary items | $1,685,000 | 755 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,685,000 | 755 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,685,000 | 755 |
| Net charge-offs | $65,000 | 3,136 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,631,240 | 762 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,535,000 | 1,829 |
| Total interest expense | $3,724,000 | 2,129 |
| Net interest income | $12,811,000 | 1,730 |
| Provision for loan and lease losses | $1,855,000 | 2,176 |
| Total noninterest income | $18,356,000 | 413 |
| Gross Fiduciary activities income | $7,187,000 | 113 |
| Service charges on deposit accounts | $1,741,000 | 876 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,428,000 | 477 |
| Total noninterest expense | $22,816,000 | 888 |
| Salaries and employee benefits | $15,083,000 | 641 |
| Premises and equipment expense | $2,085,000 | 1,244 |
| Additional noninterest expense | $5,648,000 | 1,302 |
| Pre-tax net operating income | $6,496,000 | 817 |
| Securities gains (losses) | $81,000 | 2,336 |
| Applicable income taxes | $2,133,000 | 706 |
| Income before extraordinary items | $4,444,000 | 982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,444,000 | 984 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,444,000 | 985 |
| Net charge-offs | $433,000 | 3,833 |
| Cash dividends | $1,250,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,388,920 | 954 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,468,000 | 1,860 |
| Total interest expense | $2,785,000 | 2,222 |
| Net interest income | $9,683,000 | 1,736 |
| Provision for loan and lease losses | $1,155,000 | 2,311 |
| Total noninterest income | $13,450,000 | 409 |
| Gross Fiduciary activities income | $4,746,000 | 126 |
| Service charges on deposit accounts | $1,324,000 | 890 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,380,000 | 441 |
| Total noninterest expense | $16,960,000 | 874 |
| Salaries and employee benefits | $11,328,000 | 626 |
| Premises and equipment expense | $1,554,000 | 1,267 |
| Additional noninterest expense | $4,078,000 | 1,318 |
| Pre-tax net operating income | $5,018,000 | 838 |
| Securities gains (losses) | $81,000 | 2,102 |
| Applicable income taxes | $1,708,000 | 675 |
| Income before extraordinary items | $3,391,000 | 1,013 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,391,000 | 1,016 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,391,000 | 1,016 |
| Net charge-offs | $343,000 | 3,553 |
| Cash dividends | $750,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,336,730 | 986 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,264,000 | 1,893 |
| Total interest expense | $1,936,000 | 2,226 |
| Net interest income | $6,328,000 | 1,766 |
| Provision for loan and lease losses | $705,000 | 2,354 |
| Total noninterest income | $9,594,000 | 382 |
| Gross Fiduciary activities income | $3,416,000 | 120 |
| Service charges on deposit accounts | $882,000 | 892 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,296,000 | 404 |
| Total noninterest expense | $11,464,000 | 866 |
| Salaries and employee benefits | $7,653,000 | 615 |
| Premises and equipment expense | $1,037,000 | 1,276 |
| Additional noninterest expense | $2,774,000 | 1,291 |
| Pre-tax net operating income | $3,753,000 | 738 |
| Securities gains (losses) | $81,000 | 1,568 |
| Applicable income taxes | $1,316,000 | 570 |
| Income before extraordinary items | $2,518,000 | 893 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,518,000 | 893 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,518,000 | 894 |
| Net charge-offs | $336,000 | 2,917 |
| Cash dividends | $750,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,464,540 | 871 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,123,000 | 1,938 |
| Total interest expense | $977,000 | 2,302 |
| Net interest income | $3,146,000 | 1,802 |
| Provision for loan and lease losses | $330,000 | 2,276 |
| Total noninterest income | $5,109,000 | 369 |
| Gross Fiduciary activities income | $1,737,000 | 119 |
| Service charges on deposit accounts | $423,000 | 925 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,949,000 | 375 |
| Total noninterest expense | $5,632,000 | 884 |
| Salaries and employee benefits | $3,878,000 | 624 |
| Premises and equipment expense | $532,000 | 1,289 |
| Additional noninterest expense | $1,222,000 | 1,446 |
| Pre-tax net operating income | $2,293,000 | 595 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $786,000 | 463 |
| Income before extraordinary items | $1,507,000 | 738 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,507,000 | 741 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,507,000 | 742 |
| Net charge-offs | $165,000 | 2,632 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,507,000 | 707 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,698,000 | 2,041 |
| Total interest expense | $5,249,000 | 2,162 |
| Net interest income | $11,449,000 | 1,938 |
| Provision for loan and lease losses | $2,380,000 | 2,255 |
| Total noninterest income | $18,572,000 | 412 |
| Gross Fiduciary activities income | $6,661,000 | 118 |
| Service charges on deposit accounts | $1,888,000 | 923 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $10,023,000 | 444 |
| Total noninterest expense | $22,079,000 | 954 |
| Salaries and employee benefits | $14,614,000 | 654 |
| Premises and equipment expense | $2,131,000 | 1,279 |
| Additional noninterest expense | $5,334,000 | 1,391 |
| Pre-tax net operating income | $5,562,000 | 759 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $1,781,000 | 620 |
| Income before extraordinary items | $3,782,000 | 914 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,782,000 | 913 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,782,000 | 913 |
| Net charge-offs | $2,437,000 | 1,823 |
| Cash dividends | $1,750,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,781,320 | 906 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,610,000 | 2,055 |
| Total interest expense | $4,213,000 | 2,118 |
| Net interest income | $8,397,000 | 1,967 |
| Provision for loan and lease losses | $1,625,000 | 2,123 |
| Total noninterest income | $14,494,000 | 403 |
| Gross Fiduciary activities income | $4,737,000 | 121 |
| Service charges on deposit accounts | $1,412,000 | 918 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,345,000 | 420 |
| Total noninterest expense | $17,148,000 | 919 |
| Salaries and employee benefits | $11,440,000 | 642 |
| Premises and equipment expense | $1,579,000 | 1,302 |
| Additional noninterest expense | $4,129,000 | 1,320 |
| Pre-tax net operating income | $4,118,000 | 820 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $1,264,000 | 696 |
| Income before extraordinary items | $2,855,000 | 946 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,855,000 | 947 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,855,000 | 947 |
| Net charge-offs | $414,000 | 3,300 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,854,310 | 933 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,395,000 | 2,093 |
| Total interest expense | $2,971,000 | 2,108 |
| Net interest income | $5,424,000 | 2,021 |
| Provision for loan and lease losses | $1,250,000 | 1,805 |
| Total noninterest income | $10,264,000 | 384 |
| Gross Fiduciary activities income | $3,248,000 | 122 |
| Service charges on deposit accounts | $910,000 | 934 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,106,000 | 404 |
| Total noninterest expense | $11,467,000 | 937 |
| Salaries and employee benefits | $7,636,000 | 650 |
| Premises and equipment expense | $1,041,000 | 1,336 |
| Additional noninterest expense | $2,790,000 | 1,329 |
| Pre-tax net operating income | $2,971,000 | 785 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $948,000 | 647 |
| Income before extraordinary items | $2,023,000 | 939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,023,000 | 939 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,023,000 | 939 |
| Net charge-offs | $68,000 | 4,630 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,023,000 | 911 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 2,102 |
| Total interest expense | $1,505,000 | 2,172 |
| Net interest income | $2,723,000 | 2,007 |
| Provision for loan and lease losses | $825,000 | 1,321 |
| Total noninterest income | $5,565,000 | 344 |
| Gross Fiduciary activities income | $1,651,000 | 116 |
| Service charges on deposit accounts | $433,000 | 961 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,481,000 | 336 |
| Total noninterest expense | $5,899,000 | 857 |
| Salaries and employee benefits | $3,958,000 | 622 |
| Premises and equipment expense | $356,000 | 1,969 |
| Additional noninterest expense | $1,585,000 | 1,063 |
| Pre-tax net operating income | $1,564,000 | 815 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $501,000 | 671 |
| Income before extraordinary items | $1,063,000 | 1,020 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,063,000 | 1,020 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,063,000 | 1,022 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,063,000 | 954 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,987,000 | 2,116 |
| Total interest expense | $7,205,000 | 2,149 |
| Net interest income | $10,782,000 | 2,056 |
| Provision for loan and lease losses | $1,297,000 | 2,345 |
| Total noninterest income | $16,756,000 | 403 |
| Gross Fiduciary activities income | $6,680,000 | 128 |
| Service charges on deposit accounts | $1,874,000 | 957 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $8,202,000 | 446 |
| Total noninterest expense | $20,869,000 | 955 |
| Salaries and employee benefits | $13,361,000 | 746 |
| Premises and equipment expense | $1,295,000 | 2,086 |
| Additional noninterest expense | $6,213,000 | 1,035 |
| Pre-tax net operating income | $5,372,000 | 1,033 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,600,000 | 824 |
| Income before extraordinary items | $3,772,000 | 1,100 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,772,000 | 1,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $850,000 | 2,146 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,772,000 | 1,163 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,590,000 | 2,148 |
| Total interest expense | $5,533,000 | 2,185 |
| Net interest income | $8,057,000 | 2,079 |
| Provision for loan and lease losses | $832,000 | 2,045 |
| Total noninterest income | $12,521,000 | 423 |
| Gross Fiduciary activities income | $4,928,000 | 132 |
| Service charges on deposit accounts | $1,396,000 | 966 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,197,000 | 473 |
| Total noninterest expense | $15,283,000 | 973 |
| Salaries and employee benefits | $10,253,000 | 741 |
| Premises and equipment expense | $899,000 | 2,259 |
| Additional noninterest expense | $4,131,000 | 1,110 |
| Pre-tax net operating income | $4,463,000 | 1,139 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,335,000 | 923 |
| Income before extraordinary items | $3,128,000 | 1,174 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,128,000 | 1,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $687,000 | 1,623 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,128,000 | 1,247 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,924,000 | 2,204 |
| Total interest expense | $3,590,000 | 2,327 |
| Net interest income | $5,334,000 | 2,081 |
| Provision for loan and lease losses | $510,000 | 1,888 |
| Total noninterest income | $9,018,000 | 413 |
| Gross Fiduciary activities income | $3,506,000 | 129 |
| Service charges on deposit accounts | $901,000 | 976 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,611,000 | 458 |
| Total noninterest expense | $10,163,000 | 972 |
| Salaries and employee benefits | $6,886,000 | 740 |
| Premises and equipment expense | $608,000 | 2,227 |
| Additional noninterest expense | $2,669,000 | 1,117 |
| Pre-tax net operating income | $3,679,000 | 963 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,176,000 | 816 |
| Income before extraordinary items | $2,503,000 | 1,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,503,000 | 1,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,916 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,503,000 | 1,086 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 2,282 |
| Total interest expense | $1,858,000 | 2,391 |
| Net interest income | $2,555,000 | 2,167 |
| Provision for loan and lease losses | $205,000 | 1,794 |
| Total noninterest income | $4,972,000 | 395 |
| Gross Fiduciary activities income | $1,903,000 | 121 |
| Service charges on deposit accounts | $446,000 | 971 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,623,000 | 430 |
| Total noninterest expense | $5,089,000 | 955 |
| Salaries and employee benefits | $3,504,000 | 726 |
| Premises and equipment expense | $309,000 | 2,203 |
| Additional noninterest expense | $1,276,000 | 1,129 |
| Pre-tax net operating income | $2,233,000 | 852 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $740,000 | 729 |
| Income before extraordinary items | $1,493,000 | 1,011 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,493,000 | 1,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,493,000 | 966 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,978,000 | 2,425 |
| Total interest expense | $7,725,000 | 2,392 |
| Net interest income | $9,253,000 | 2,399 |
| Provision for loan and lease losses | $590,000 | 2,085 |
| Total noninterest income | $15,835,000 | 447 |
| Gross Fiduciary activities income | $6,729,000 | 132 |
| Service charges on deposit accounts | $1,722,000 | 1,034 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $7,384,000 | 501 |
| Total noninterest expense | $19,454,000 | 966 |
| Salaries and employee benefits | $13,032,000 | 750 |
| Premises and equipment expense | $1,209,000 | 2,148 |
| Additional noninterest expense | $5,213,000 | 1,082 |
| Pre-tax net operating income | $5,044,000 | 1,626 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,527,000 | 1,407 |
| Income before extraordinary items | $3,517,000 | 1,788 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,517,000 | 1,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 1,621 |
| Cash dividends | $6,050,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,517,000 | 1,779 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,584,000 | 2,448 |
| Total interest expense | $5,662,000 | 2,445 |
| Net interest income | $6,922,000 | 2,419 |
| Provision for loan and lease losses | $485,000 | 1,611 |
| Total noninterest income | $12,075,000 | 448 |
| Gross Fiduciary activities income | $4,997,000 | 132 |
| Service charges on deposit accounts | $1,257,000 | 1,049 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,821,000 | 494 |
| Total noninterest expense | $14,589,000 | 954 |
| Salaries and employee benefits | $9,957,000 | 730 |
| Premises and equipment expense | $890,000 | 2,166 |
| Additional noninterest expense | $3,742,000 | 1,097 |
| Pre-tax net operating income | $3,923,000 | 1,698 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,200,000 | 1,446 |
| Income before extraordinary items | $2,723,000 | 1,853 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,723,000 | 1,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,820 |
| Cash dividends | $5,550,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,723,000 | 1,839 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,269,000 | 2,490 |
| Total interest expense | $3,672,000 | 2,517 |
| Net interest income | $4,597,000 | 2,457 |
| Provision for loan and lease losses | $380,000 | 1,285 |
| Total noninterest income | $8,756,000 | 430 |
| Gross Fiduciary activities income | $3,782,000 | 127 |
| Service charges on deposit accounts | $807,000 | 1,093 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,167,000 | 492 |
| Total noninterest expense | $10,018,000 | 942 |
| Salaries and employee benefits | $6,903,000 | 718 |
| Premises and equipment expense | $608,000 | 2,134 |
| Additional noninterest expense | $2,507,000 | 1,113 |
| Pre-tax net operating income | $2,955,000 | 1,567 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $924,000 | 1,350 |
| Income before extraordinary items | $2,031,000 | 1,703 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,031,000 | 1,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 1,256 |
| Cash dividends | $5,550,000 | 380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,031,000 | 1,681 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 2,507 |
| Total interest expense | $1,800,000 | 2,545 |
| Net interest income | $2,304,000 | 2,457 |
| Provision for loan and lease losses | $175,000 | 1,288 |
| Total noninterest income | $4,433,000 | 427 |
| Gross Fiduciary activities income | $1,702,000 | 132 |
| Service charges on deposit accounts | $385,000 | 1,116 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,346,000 | 445 |
| Total noninterest expense | $4,920,000 | 952 |
| Salaries and employee benefits | $3,444,000 | 730 |
| Premises and equipment expense | $313,000 | 2,079 |
| Additional noninterest expense | $1,163,000 | 1,172 |
| Pre-tax net operating income | $1,642,000 | 1,423 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $531,000 | 1,229 |
| Income before extraordinary items | $1,111,000 | 1,550 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,111,000 | 1,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,046 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,111,000 | 1,538 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,578,000 | 2,610 |
| Total interest expense | $5,540,000 | 2,778 |
| Net interest income | $9,038,000 | 2,502 |
| Provision for loan and lease losses | $390,000 | 2,314 |
| Total noninterest income | $14,400,000 | 479 |
| Gross Fiduciary activities income | $5,757,000 | 141 |
| Service charges on deposit accounts | $1,681,000 | 1,050 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,962,000 | 539 |
| Total noninterest expense | $18,244,000 | 983 |
| Salaries and employee benefits | $12,032,000 | 784 |
| Premises and equipment expense | $1,083,000 | 2,290 |
| Additional noninterest expense | $5,129,000 | 1,035 |
| Pre-tax net operating income | $4,804,000 | 1,961 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,479,000 | 1,682 |
| Income before extraordinary items | $3,325,000 | 2,097 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,325,000 | 2,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,373 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,325,000 | 2,085 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,588,000 | 2,665 |
| Total interest expense | $3,883,000 | 2,854 |
| Net interest income | $6,705,000 | 2,560 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $10,696,000 | 498 |
| Gross Fiduciary activities income | $4,119,000 | 153 |
| Service charges on deposit accounts | $1,254,000 | 1,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,323,000 | 536 |
| Total noninterest expense | $13,749,000 | 975 |
| Salaries and employee benefits | $9,069,000 | 797 |
| Premises and equipment expense | $815,000 | 2,284 |
| Additional noninterest expense | $3,865,000 | 1,048 |
| Pre-tax net operating income | $3,427,000 | 2,101 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,042,000 | 1,834 |
| Income before extraordinary items | $2,385,000 | 2,234 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,385,000 | 2,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,756 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,385,000 | 2,224 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,906,000 | 2,680 |
| Total interest expense | $2,476,000 | 2,843 |
| Net interest income | $4,430,000 | 2,577 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $7,568,000 | 483 |
| Gross Fiduciary activities income | $2,982,000 | 148 |
| Service charges on deposit accounts | $822,000 | 1,080 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,764,000 | 516 |
| Total noninterest expense | $9,301,000 | 964 |
| Salaries and employee benefits | $6,115,000 | 793 |
| Premises and equipment expense | $538,000 | 2,305 |
| Additional noninterest expense | $2,648,000 | 1,017 |
| Pre-tax net operating income | $2,547,000 | 1,919 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $799,000 | 1,661 |
| Income before extraordinary items | $1,748,000 | 2,062 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,748,000 | 2,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,363 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,748,000 | 2,050 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,409,000 | 2,664 |
| Total interest expense | $1,192,000 | 2,818 |
| Net interest income | $2,217,000 | 2,554 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $3,789,000 | 472 |
| Gross Fiduciary activities income | $1,328,000 | 159 |
| Service charges on deposit accounts | $394,000 | 1,095 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,067,000 | 487 |
| Total noninterest expense | $4,548,000 | 988 |
| Salaries and employee benefits | $3,006,000 | 806 |
| Premises and equipment expense | $270,000 | 2,304 |
| Additional noninterest expense | $1,272,000 | 1,056 |
| Pre-tax net operating income | $1,383,000 | 1,749 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $447,000 | 1,519 |
| Income before extraordinary items | $936,000 | 1,908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $936,000 | 1,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,662 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $936,000 | 1,887 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,351,000 | 2,650 |
| Total interest expense | $3,539,000 | 2,915 |
| Net interest income | $8,812,000 | 2,476 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $14,253,000 | 496 |
| Gross Fiduciary activities income | $5,680,000 | 147 |
| Service charges on deposit accounts | $1,699,000 | 1,044 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,874,000 | 546 |
| Total noninterest expense | $17,714,000 | 961 |
| Salaries and employee benefits | $11,321,000 | 795 |
| Premises and equipment expense | $1,023,000 | 2,321 |
| Additional noninterest expense | $5,370,000 | 969 |
| Pre-tax net operating income | $5,051,000 | 1,851 |
| Securities gains (losses) | $37,000 | 1,029 |
| Applicable income taxes | $1,578,000 | 1,649 |
| Income before extraordinary items | $3,510,000 | 1,955 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,510,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,731 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,484,470 | 1,947 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,987,000 | 2,654 |
| Total interest expense | $2,435,000 | 2,991 |
| Net interest income | $6,552,000 | 2,477 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $10,806,000 | 496 |
| Gross Fiduciary activities income | $4,130,000 | 149 |
| Service charges on deposit accounts | $1,251,000 | 1,061 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,425,000 | 537 |
| Total noninterest expense | $13,437,000 | 939 |
| Salaries and employee benefits | $8,630,000 | 776 |
| Premises and equipment expense | $757,000 | 2,331 |
| Additional noninterest expense | $4,050,000 | 946 |
| Pre-tax net operating income | $3,696,000 | 1,895 |
| Securities gains (losses) | $37,000 | 987 |
| Applicable income taxes | $1,139,000 | 1,712 |
| Income before extraordinary items | $2,594,000 | 1,999 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,594,000 | 1,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,558 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,568,470 | 1,978 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,774,000 | 2,686 |
| Total interest expense | $1,452,000 | 3,125 |
| Net interest income | $4,322,000 | 2,476 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $7,633,000 | 467 |
| Gross Fiduciary activities income | $3,033,000 | 139 |
| Service charges on deposit accounts | $793,000 | 1,089 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,807,000 | 505 |
| Total noninterest expense | $9,050,000 | 925 |
| Salaries and employee benefits | $5,896,000 | 750 |
| Premises and equipment expense | $499,000 | 2,334 |
| Additional noninterest expense | $2,655,000 | 957 |
| Pre-tax net operating income | $2,755,000 | 1,682 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $861,000 | 1,526 |
| Income before extraordinary items | $1,894,000 | 1,796 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,894,000 | 1,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,128 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,894,000 | 1,762 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 2,723 |
| Total interest expense | $675,000 | 3,208 |
| Net interest income | $2,133,000 | 2,505 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $4,172,000 | 432 |
| Gross Fiduciary activities income | $1,589,000 | 140 |
| Service charges on deposit accounts | $385,000 | 1,087 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,198,000 | 450 |
| Total noninterest expense | $4,596,000 | 906 |
| Salaries and employee benefits | $3,053,000 | 724 |
| Premises and equipment expense | $271,000 | 2,196 |
| Additional noninterest expense | $1,272,000 | 983 |
| Pre-tax net operating income | $1,634,000 | 1,401 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $532,000 | 1,280 |
| Income before extraordinary items | $1,102,000 | 1,528 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,102,000 | 1,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,102,000 | 1,506 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,200,000 | 2,783 |
| Total interest expense | $2,019,000 | 3,625 |
| Net interest income | $8,181,000 | 2,496 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $13,852,000 | 489 |
| Gross Fiduciary activities income | $5,228,000 | 149 |
| Service charges on deposit accounts | $1,776,000 | 998 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,848,000 | 525 |
| Total noninterest expense | $16,651,000 | 978 |
| Salaries and employee benefits | $10,557,000 | 808 |
| Premises and equipment expense | $854,000 | 2,634 |
| Additional noninterest expense | $5,240,000 | 957 |
| Pre-tax net operating income | $5,202,000 | 1,639 |
| Securities gains (losses) | $-23,000 | 8,413 |
| Applicable income taxes | $1,542,000 | 1,570 |
| Income before extraordinary items | $3,637,000 | 1,747 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,637,000 | 1,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,059 |
| Cash dividends | $768,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,653,100 | 1,704 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 2,806 |
| Total interest expense | $1,425,000 | 3,758 |
| Net interest income | $6,034,000 | 2,510 |
| Provision for loan and lease losses | $105,000 | 4,188 |
| Total noninterest income | $10,485,000 | 493 |
| Gross Fiduciary activities income | $3,740,000 | 153 |
| Service charges on deposit accounts | $1,307,000 | 1,022 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,438,000 | 511 |
| Total noninterest expense | $12,302,000 | 993 |
| Salaries and employee benefits | $7,833,000 | 817 |
| Premises and equipment expense | $623,000 | 2,689 |
| Additional noninterest expense | $3,846,000 | 974 |
| Pre-tax net operating income | $4,112,000 | 1,565 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $1,251,000 | 1,492 |
| Income before extraordinary items | $2,875,000 | 1,689 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,875,000 | 1,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,548 |
| Cash dividends | $367,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,865,200 | 1,651 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,782,000 | 2,911 |
| Total interest expense | $858,000 | 4,063 |
| Net interest income | $3,924,000 | 2,531 |
| Provision for loan and lease losses | $42,000 | 4,959 |
| Total noninterest income | $7,312,000 | 474 |
| Gross Fiduciary activities income | $2,709,000 | 148 |
| Service charges on deposit accounts | $804,000 | 1,101 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,799,000 | 509 |
| Total noninterest expense | $8,227,000 | 988 |
| Salaries and employee benefits | $5,241,000 | 813 |
| Premises and equipment expense | $403,000 | 2,774 |
| Additional noninterest expense | $2,583,000 | 963 |
| Pre-tax net operating income | $2,967,000 | 1,438 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $913,000 | 1,375 |
| Income before extraordinary items | $2,054,000 | 1,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,054,000 | 1,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,243 |
| Cash dividends | $370,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,054,000 | 1,507 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 2,987 |
| Total interest expense | $424,000 | 4,152 |
| Net interest income | $1,905,000 | 2,603 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $4,074,000 | 447 |
| Gross Fiduciary activities income | $1,429,000 | 142 |
| Service charges on deposit accounts | $371,000 | 1,152 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,274,000 | 437 |
| Total noninterest expense | $4,262,000 | 959 |
| Salaries and employee benefits | $2,814,000 | 762 |
| Premises and equipment expense | $201,000 | 2,796 |
| Additional noninterest expense | $1,247,000 | 988 |
| Pre-tax net operating income | $1,694,000 | 1,249 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $537,000 | 1,229 |
| Income before extraordinary items | $1,157,000 | 1,391 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,157,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,783 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,157,000 | 1,320 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,014,000 | 2,818 |
| Total interest expense | $2,190,000 | 3,725 |
| Net interest income | $7,824,000 | 2,473 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $12,805,000 | 544 |
| Gross Fiduciary activities income | $4,452,000 | 161 |
| Service charges on deposit accounts | $1,435,000 | 1,212 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,918,000 | 585 |
| Total noninterest expense | $15,534,000 | 1,047 |
| Salaries and employee benefits | $9,575,000 | 884 |
| Premises and equipment expense | $902,000 | 2,478 |
| Additional noninterest expense | $5,057,000 | 1,008 |
| Pre-tax net operating income | $5,015,000 | 1,619 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,512,000 | 1,615 |
| Income before extraordinary items | $3,503,000 | 1,776 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,503,000 | 1,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,417 |
| Cash dividends | $996,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,503,000 | 1,691 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,643,000 | 2,818 |
| Total interest expense | $1,723,000 | 3,685 |
| Net interest income | $5,920,000 | 2,475 |
| Provision for loan and lease losses | $47,000 | 5,836 |
| Total noninterest income | $9,701,000 | 569 |
| Gross Fiduciary activities income | $3,249,000 | 170 |
| Service charges on deposit accounts | $1,067,000 | 1,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,385,000 | 601 |
| Total noninterest expense | $11,365,000 | 1,075 |
| Salaries and employee benefits | $7,074,000 | 917 |
| Premises and equipment expense | $693,000 | 2,433 |
| Additional noninterest expense | $3,598,000 | 1,078 |
| Pre-tax net operating income | $4,209,000 | 1,508 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,319,000 | 1,480 |
| Income before extraordinary items | $2,890,000 | 1,668 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,890,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,350 |
| Cash dividends | $630,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,890,000 | 1,582 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,190,000 | 2,791 |
| Total interest expense | $1,226,000 | 3,599 |
| Net interest income | $3,964,000 | 2,457 |
| Provision for loan and lease losses | $33,000 | 5,678 |
| Total noninterest income | $6,512,000 | 562 |
| Gross Fiduciary activities income | $2,176,000 | 175 |
| Service charges on deposit accounts | $693,000 | 1,242 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,643,000 | 584 |
| Total noninterest expense | $7,282,000 | 1,122 |
| Salaries and employee benefits | $4,520,000 | 955 |
| Premises and equipment expense | $407,000 | 2,719 |
| Additional noninterest expense | $2,355,000 | 1,076 |
| Pre-tax net operating income | $3,161,000 | 1,353 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,024,000 | 1,344 |
| Income before extraordinary items | $2,137,000 | 1,526 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,137,000 | 1,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $378,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,137,000 | 1,428 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 2,784 |
| Total interest expense | $660,000 | 3,476 |
| Net interest income | $1,956,000 | 2,485 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $3,245,000 | 562 |
| Gross Fiduciary activities income | $1,070,000 | 182 |
| Service charges on deposit accounts | $342,000 | 1,217 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,833,000 | 573 |
| Total noninterest expense | $3,596,000 | 1,117 |
| Salaries and employee benefits | $2,248,000 | 961 |
| Premises and equipment expense | $190,000 | 2,882 |
| Additional noninterest expense | $1,158,000 | 1,072 |
| Pre-tax net operating income | $1,584,000 | 1,354 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $525,000 | 1,312 |
| Income before extraordinary items | $1,059,000 | 1,524 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,059,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $24,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,059,000 | 1,432 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,378,000 | 2,496 |
| Total interest expense | $4,074,000 | 2,699 |
| Net interest income | $8,304,000 | 2,334 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $9,753,000 | 642 |
| Gross Fiduciary activities income | $3,928,000 | 193 |
| Service charges on deposit accounts | $1,297,000 | 1,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,528,000 | 739 |
| Total noninterest expense | $13,517,000 | 1,137 |
| Salaries and employee benefits | $7,988,000 | 1,011 |
| Premises and equipment expense | $735,000 | 2,872 |
| Additional noninterest expense | $4,794,000 | 1,029 |
| Pre-tax net operating income | $4,240,000 | 1,892 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,126,000 | 2,023 |
| Income before extraordinary items | $3,114,000 | 1,926 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,114,000 | 1,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,911 |
| Cash dividends | $623,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 821 |
| Net operating income | $3,114,000 | 1,866 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,129,000 | 2,253 |
| Total interest expense | $7,142,000 | 2,243 |
| Net interest income | $7,987,000 | 2,245 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $6,433,000 | 806 |
| Gross Fiduciary activities income | $4,553,000 | 179 |
| Service charges on deposit accounts | $980,000 | 1,511 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $900,000 | 2,201 |
| Total noninterest expense | $10,026,000 | 1,467 |
| Salaries and employee benefits | $5,585,000 | 1,335 |
| Premises and equipment expense | $1,034,000 | 2,061 |
| Additional noninterest expense | $3,407,000 | 1,378 |
| Pre-tax net operating income | $4,094,000 | 1,743 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,159,000 | 1,873 |
| Income before extraordinary items | $2,935,000 | 1,796 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,935,000 | 1,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,001 |
| Cash dividends | $560,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,935,000 | 1,730 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,644,000 | 2,250 |
| Total interest expense | $8,229,000 | 2,094 |
| Net interest income | $7,415,000 | 2,392 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $5,256,000 | 899 |
| Gross Fiduciary activities income | $429,000 | 645 |
| Service charges on deposit accounts | $737,000 | 1,882 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,090,000 | 713 |
| Total noninterest expense | $8,849,000 | 1,590 |
| Salaries and employee benefits | $5,209,000 | 1,362 |
| Premises and equipment expense | $972,000 | 2,120 |
| Additional noninterest expense | $2,668,000 | 1,663 |
| Pre-tax net operating income | $3,522,000 | 2,069 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $935,000 | 2,252 |
| Income before extraordinary items | $2,587,000 | 2,022 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,587,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,120 |
| Cash dividends | $560,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,587,000 | 2,023 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,848,000 | 2,362 |
| Total interest expense | $6,782,000 | 2,182 |
| Net interest income | $7,066,000 | 2,496 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $1,712,000 | 2,077 |
| Gross Fiduciary activities income | $396,000 | 706 |
| Service charges on deposit accounts | $705,000 | 1,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $611,000 | 2,596 |
| Total noninterest expense | $5,825,000 | 2,339 |
| Salaries and employee benefits | $3,126,000 | 2,246 |
| Premises and equipment expense | $952,000 | 2,146 |
| Additional noninterest expense | $1,747,000 | 2,483 |
| Pre-tax net operating income | $2,653,000 | 2,668 |
| Securities gains (losses) | $22,000 | 1,340 |
| Applicable income taxes | $600,000 | 3,221 |
| Income before extraordinary items | $2,075,000 | 2,494 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,075,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,502 |
| Cash dividends | $550,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,057,840 | 2,482 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,039,000 | 2,320 |
| Total interest expense | $7,105,000 | 2,132 |
| Net interest income | $6,934,000 | 2,441 |
| Provision for loan and lease losses | $480,000 | 1,770 |
| Total noninterest income | $1,577,000 | 2,180 |
| Gross Fiduciary activities income | $393,000 | 711 |
| Service charges on deposit accounts | $616,000 | 2,077 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $568,000 | 2,740 |
| Total noninterest expense | $5,843,000 | 2,237 |
| Salaries and employee benefits | $2,992,000 | 2,254 |
| Premises and equipment expense | $898,000 | 2,161 |
| Additional noninterest expense | $1,953,000 | 2,150 |
| Pre-tax net operating income | $2,188,000 | 3,095 |
| Securities gains (losses) | $26,000 | 2,229 |
| Applicable income taxes | $394,000 | 4,459 |
| Income before extraordinary items | $1,820,000 | 2,774 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,820,000 | 2,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,420 |
| Cash dividends | $1,050,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,798,680 | 2,715 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,557,000 | 2,241 |
| Total interest expense | $7,332,000 | 2,072 |
| Net interest income | $7,225,000 | 2,414 |
| Provision for loan and lease losses | $585,000 | 1,575 |
| Total noninterest income | $1,258,000 | 2,525 |
| Gross Fiduciary activities income | $298,000 | 806 |
| Service charges on deposit accounts | $592,000 | 2,218 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $368,000 | 3,471 |
| Total noninterest expense | $5,435,000 | 2,370 |
| Salaries and employee benefits | $2,955,000 | 2,243 |
| Premises and equipment expense | $746,000 | 2,585 |
| Additional noninterest expense | $1,734,000 | 2,386 |
| Pre-tax net operating income | $2,463,000 | 2,955 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $492,000 | 4,264 |
| Income before extraordinary items | $1,972,000 | 2,618 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,972,000 | 2,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 1,184 |
| Cash dividends | $270,000 | 4,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,971,200 | 2,574 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,464,000 | 2,318 |
| Total interest expense | $7,208,000 | 2,165 |
| Net interest income | $7,256,000 | 2,468 |
| Provision for loan and lease losses | $590,000 | 1,537 |
| Total noninterest income | $1,224,000 | 2,648 |
| Gross Fiduciary activities income | $204,000 | 960 |
| Service charges on deposit accounts | $484,000 | 2,799 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $536,000 | 2,787 |
| Total noninterest expense | $5,863,000 | 2,347 |
| Salaries and employee benefits | $2,711,000 | 2,461 |
| Premises and equipment expense | $661,000 | 2,939 |
| Additional noninterest expense | $2,491,000 | 2,015 |
| Pre-tax net operating income | $2,027,000 | 3,395 |
| Securities gains (losses) | $37,000 | 1,547 |
| Applicable income taxes | $165,000 | 7,653 |
| Income before extraordinary items | $1,899,000 | 2,568 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,899,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,553 |
| Cash dividends | $1,055,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,864,960 | 2,574 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,209,000 | 2,363 |
| Total interest expense | $7,501,000 | 2,089 |
| Net interest income | $6,708,000 | 2,659 |
| Provision for loan and lease losses | $280,000 | 2,381 |
| Total noninterest income | $881,000 | 3,414 |
| Gross Fiduciary activities income | $150,000 | 1,067 |
| Service charges on deposit accounts | $485,000 | 2,797 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $246,000 | 4,530 |
| Total noninterest expense | $4,909,000 | 2,767 |
| Salaries and employee benefits | $2,457,000 | 2,717 |
| Premises and equipment expense | $575,000 | 3,324 |
| Additional noninterest expense | $1,877,000 | 2,541 |
| Pre-tax net operating income | $2,400,000 | 2,962 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $158,000 | 8,127 |
| Income before extraordinary items | $2,257,000 | 2,229 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,257,000 | 2,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,655 |
| Cash dividends | $455,000 | 3,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,243,050 | 2,219 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,346,000 | 2,462 |
| Total interest expense | $5,990,000 | 2,080 |
| Net interest income | $6,356,000 | 2,852 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $945,000 | 3,240 |
| Gross Fiduciary activities income | $107,000 | 1,166 |
| Service charges on deposit accounts | $457,000 | 3,012 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $381,000 | 3,515 |
| Total noninterest expense | $4,720,000 | 2,930 |
| Salaries and employee benefits | $2,260,000 | 2,933 |
| Premises and equipment expense | $596,000 | 3,289 |
| Additional noninterest expense | $1,864,000 | 2,739 |
| Pre-tax net operating income | $2,521,000 | 2,807 |
| Securities gains (losses) | $23,000 | 1,661 |
| Applicable income taxes | $418,000 | 4,603 |
| Income before extraordinary items | $2,126,000 | 2,283 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,126,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $446,000 | 3,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,106,680 | 2,329 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,926,000 | 2,388 |
| Total interest expense | $6,408,000 | 2,017 |
| Net interest income | $6,518,000 | 2,773 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $815,000 | 3,934 |
| Gross Fiduciary activities income | $108,000 | 1,193 |
| Service charges on deposit accounts | $461,000 | 3,023 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $246,000 | 5,046 |
| Total noninterest expense | $4,295,000 | 3,264 |
| Salaries and employee benefits | $2,066,000 | 3,182 |
| Premises and equipment expense | $655,000 | 3,052 |
| Additional noninterest expense | $1,574,000 | 3,361 |
| Pre-tax net operating income | $3,038,000 | 2,251 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $522,000 | 4,031 |
| Income before extraordinary items | $2,517,000 | 1,988 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,517,000 | 2,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $441,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,516,170 | 1,877 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,859,000 | 2,540 |
| Total interest expense | $7,807,000 | 2,182 |
| Net interest income | $6,052,000 | 3,023 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $796,000 | 3,992 |
| Gross Fiduciary activities income | $102,000 | 1,248 |
| Service charges on deposit accounts | $405,000 | 3,439 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $289,000 | 4,526 |
| Total noninterest expense | $4,198,000 | 3,347 |
| Salaries and employee benefits | $1,955,000 | 3,271 |
| Premises and equipment expense | $607,000 | 3,317 |
| Additional noninterest expense | $1,636,000 | 3,345 |
| Pre-tax net operating income | $2,650,000 | 2,333 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $572,000 | 3,563 |
| Income before extraordinary items | $2,083,000 | 2,202 |
| Extraordinary gains, net | $-187,000 | 13,730 |
| Net income | $1,896,000 | 2,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $533,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,079,100 | 2,020 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.