Home > Sovereign Bank > Income and Expense

Sovereign Bank, Income and Expense

2017-06-30 (YTD Data)Rank
Total interest income$21,445,000663
Total interest expense$3,180,000519
Net interest income$18,265,000691
Provision for loan and lease losses$150,0001,808
Total noninterest income$591,0002,734
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$276,0001,886
Trading account gains and fees$0139
Additional Noninterest Income$315,0002,878
Total noninterest expense$11,966,000907
Salaries and employee benefits$7,463,000819
Premises and equipment expense$1,574,000793
Additional noninterest expense$2,929,0001,106
Pre-tax net operating income$6,740,000737
Securities gains (losses)$01,906
Applicable income taxes$2,021,000660
Income before extraordinary items$4,719,000840
Extraordinary gains, net$011
Net income$4,719,000839
Minority interest net income$071
Net income of bank and minority interests.$4,719,000840
Net charge-offs$31,0002,330
Cash dividends$1,300,0001,070
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,719,000826
2017-03-31 (YTD Data)Rank
Total interest income$10,601,000659
Total interest expense$1,572,000510
Net interest income$9,029,000696
Provision for loan and lease losses$300,000670
Total noninterest income$253,0002,945
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$133,0001,939
Trading account gains and fees$0142
Additional Noninterest Income$120,0003,217
Total noninterest expense$5,996,000903
Salaries and employee benefits$3,761,000822
Premises and equipment expense$813,000785
Additional noninterest expense$1,422,0001,120
Pre-tax net operating income$2,986,000816
Securities gains (losses)$01,153
Applicable income taxes$896,000707
Income before extraordinary items$2,090,000903
Extraordinary gains, net$08
Net income$2,090,000903
Minority interest net income$055
Net income of bank and minority interests.$2,090,000903
Net charge-offs$02,943
Cash dividends$800,000860
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,090,000890
2016-12-31 (YTD Data)Rank
Total interest income$43,120,000632
Total interest expense$5,864,000508
Net interest income$37,256,000647
Provision for loan and lease losses$2,750,000407
Total noninterest income$2,138,0002,042
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$513,0002,042
Trading account gains and fees$0170
Additional Noninterest Income$1,625,0001,786
Total noninterest expense$25,119,000848
Salaries and employee benefits$15,411,000767
Premises and equipment expense$3,252,000764
Additional noninterest expense$6,456,0001,015
Pre-tax net operating income$11,525,000818
Securities gains (losses)$1,052,000220
Applicable income taxes$3,619,000685
Income before extraordinary items$8,958,000842
Extraordinary gains, net$05
Net income$8,958,000842
Minority interest net income$082
Net income of bank and minority interests.$8,958,000841
Net charge-offs$2,904,000299
Cash dividends$1,850,0001,513
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,211,080877
2016-09-30 (YTD Data)Rank
Total interest income$32,282,000628
Total interest expense$4,264,000515
Net interest income$28,018,000644
Provision for loan and lease losses$3,000,000290
Total noninterest income$1,696,0001,967
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$377,0002,087
Trading account gains and fees$0169
Additional Noninterest Income$1,319,0001,717
Total noninterest expense$18,676,000852
Salaries and employee benefits$11,326,000786
Premises and equipment expense$2,473,000753
Additional noninterest expense$4,877,0001,008
Pre-tax net operating income$8,038,000879
Securities gains (losses)$1,052,000190
Applicable income taxes$2,636,000714
Income before extraordinary items$6,454,000864
Extraordinary gains, net$05
Net income$6,454,000864
Minority interest net income$071
Net income of bank and minority interests.$6,454,000864
Net charge-offs$-51,0005,377
Cash dividends$1,000,0001,652
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,707,080955
2016-06-30 (YTD Data)Rank
Total interest income$21,571,000624
Total interest expense$2,758,000531
Net interest income$18,813,000633
Provision for loan and lease losses$2,750,000227
Total noninterest income$1,041,0002,056
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$254,0002,043
Trading account gains and fees$0157
Additional Noninterest Income$787,0001,807
Total noninterest expense$12,461,000851
Salaries and employee benefits$7,423,000797
Premises and equipment expense$1,658,000751
Additional noninterest expense$3,380,000975
Pre-tax net operating income$4,643,000982
Securities gains (losses)$1,048,000138
Applicable income taxes$1,652,000740
Income before extraordinary items$4,039,000903
Extraordinary gains, net$016
Net income$4,039,000900
Minority interest net income$071
Net income of bank and minority interests.$4,039,000902
Net charge-offs$-54,0005,531
Cash dividends$500,0001,970
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,294,9201,088
2016-03-31 (YTD Data)Rank
Total interest income$10,848,000620
Total interest expense$1,350,000539
Net interest income$9,498,000628
Provision for loan and lease losses$1,800,000191
Total noninterest income$184,0003,493
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$127,0002,023
Trading account gains and fees$0142
Additional Noninterest Income$57,0004,264
Total noninterest expense$6,159,000864
Salaries and employee benefits$3,645,000807
Premises and equipment expense$846,000748
Additional noninterest expense$1,668,000983
Pre-tax net operating income$1,723,0001,246
Securities gains (losses)$1,047,00072
Applicable income taxes$803,000739
Income before extraordinary items$1,967,000907
Extraordinary gains, net$012
Net income$1,967,000908
Minority interest net income$062
Net income of bank and minority interests.$1,967,000908
Net charge-offs$-2,0004,420
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,223,6301,349
2015-12-31 (YTD Data)Rank
Total interest income$42,728,000596
Total interest expense$5,215,000523
Net interest income$37,513,000611
Provision for loan and lease losses$4,800,000218
Total noninterest income$4,660,0001,176
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$527,0002,048
Trading account gains and fees$0159
Additional Noninterest Income$4,133,000923
Total noninterest expense$26,478,000786
Salaries and employee benefits$15,853,000722
Premises and equipment expense$3,514,000700
Additional noninterest expense$7,111,000920
Pre-tax net operating income$10,895,000824
Securities gains (losses)$55,0001,585
Applicable income taxes$2,890,000771
Income before extraordinary items$8,060,000886
Extraordinary gains, net$023
Net income$8,060,000886
Minority interest net income$081
Net income of bank and minority interests.$8,060,000886
Net charge-offs$2,126,000354
Cash dividends$200,0003,669
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,019,300874
2015-09-30 (YTD Data)Rank
Total interest income$31,253,000620
Total interest expense$3,854,000533
Net interest income$27,399,000630
Provision for loan and lease losses$2,800,000259
Total noninterest income$3,495,0001,184
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$398,0002,048
Trading account gains and fees$0153
Additional Noninterest Income$3,097,000940
Total noninterest expense$19,996,000778
Salaries and employee benefits$11,876,000737
Premises and equipment expense$2,657,000711
Additional noninterest expense$5,463,000900
Pre-tax net operating income$8,098,000828
Securities gains (losses)$55,0001,403
Applicable income taxes$2,282,000755
Income before extraordinary items$5,871,000916
Extraordinary gains, net$021
Net income$5,871,000916
Minority interest net income$078
Net income of bank and minority interests.$5,871,000916
Net charge-offs$1,209,000423
Cash dividends$200,0003,103
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,831,400890
2015-06-30 (YTD Data)Rank
Total interest income$20,272,000635
Total interest expense$2,530,000549
Net interest income$17,742,000647
Provision for loan and lease losses$1,300,000345
Total noninterest income$2,994,0001,002
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$265,0002,004
Trading account gains and fees$0157
Additional Noninterest Income$2,729,000769
Total noninterest expense$13,769,000755
Salaries and employee benefits$7,927,000733
Premises and equipment expense$1,772,000713
Additional noninterest expense$4,070,000813
Pre-tax net operating income$5,667,000801
Securities gains (losses)$16,0001,815
Applicable income taxes$1,649,000732
Income before extraordinary items$4,034,000886
Extraordinary gains, net$022
Net income$4,034,000886
Minority interest net income$075
Net income of bank and minority interests.$4,034,000886
Net charge-offs$1,209,000309
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,022,640862
2015-03-31 (YTD Data)Rank
Total interest income$10,006,000636
Total interest expense$1,273,000545
Net interest income$8,733,000647
Provision for loan and lease losses$03,703
Total noninterest income$713,0001,632
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$133,0001,995
Trading account gains and fees$0152
Additional Noninterest Income$580,0001,347
Total noninterest expense$7,439,000699
Salaries and employee benefits$3,920,000755
Premises and equipment expense$894,000712
Additional noninterest expense$2,625,000639
Pre-tax net operating income$2,007,0001,057
Securities gains (losses)$16,0001,315
Applicable income taxes$589,000913
Income before extraordinary items$1,434,0001,171
Extraordinary gains, net$013
Net income$1,434,0001,172
Minority interest net income$064
Net income of bank and minority interests.$1,434,0001,172
Net charge-offs$557,000318
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,422,6401,140
2014-12-31 (YTD Data)Rank
Total interest income$39,788,000625
Total interest expense$5,402,000519
Net interest income$34,386,000641
Provision for loan and lease losses$04,603
Total noninterest income$2,566,0001,762
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$545,0002,138
Trading account gains and fees$0180
Additional Noninterest Income$2,021,0001,446
Total noninterest expense$32,134,000645
Salaries and employee benefits$15,472,000719
Premises and equipment expense$3,523,000702
Additional noninterest expense$13,139,000523
Pre-tax net operating income$4,818,0001,577
Securities gains (losses)$03,259
Applicable income taxes$783,0001,787
Income before extraordinary items$4,035,0001,581
Extraordinary gains, net$017
Net income$4,035,0001,579
Minority interest net income$084
Net income of bank and minority interests.$4,035,0001,580
Net charge-offs$2,946,000354
Cash dividends$2,600,0001,048
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,035,0001,547
2014-09-30 (YTD Data)Rank
Total interest income$29,437,000636
Total interest expense$4,118,000515
Net interest income$25,319,000649
Provision for loan and lease losses$04,401
Total noninterest income$2,099,0001,658
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$408,0002,152
Trading account gains and fees$0174
Additional Noninterest Income$1,691,0001,345
Total noninterest expense$20,931,000726
Salaries and employee benefits$11,467,000726
Premises and equipment expense$2,667,000687
Additional noninterest expense$6,797,000728
Pre-tax net operating income$6,487,000974
Securities gains (losses)$02,980
Applicable income taxes$1,622,000941
Income before extraordinary items$4,865,0001,025
Extraordinary gains, net$015
Net income$4,865,0001,025
Minority interest net income$081
Net income of bank and minority interests.$4,865,0001,025
Net charge-offs$2,366,000330
Cash dividends$300,0002,725
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,865,0001,009
2014-06-30 (YTD Data)Rank
Total interest income$19,313,000642
Total interest expense$2,833,000495
Net interest income$16,480,000665
Provision for loan and lease losses$04,196
Total noninterest income$1,483,0001,565
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$272,0002,114
Trading account gains and fees$0172
Additional Noninterest Income$1,211,0001,274
Total noninterest expense$14,102,000715
Salaries and employee benefits$7,669,000720
Premises and equipment expense$1,799,000690
Additional noninterest expense$4,634,000704
Pre-tax net operating income$3,861,0001,052
Securities gains (losses)$02,580
Applicable income taxes$966,000990
Income before extraordinary items$2,895,0001,117
Extraordinary gains, net$020
Net income$2,895,0001,118
Minority interest net income$080
Net income of bank and minority interests.$2,895,0001,118
Net charge-offs$2,377,000252
Cash dividends$300,0002,325
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,895,0001,093
2014-03-31 (YTD Data)Rank
Total interest income$9,629,000641
Total interest expense$1,454,000486
Net interest income$8,175,000670
Provision for loan and lease losses$03,817
Total noninterest income$315,0002,732
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$132,0002,157
Trading account gains and fees$0147
Additional Noninterest Income$183,0002,689
Total noninterest expense$7,132,000717
Salaries and employee benefits$3,785,000736
Premises and equipment expense$917,000698
Additional noninterest expense$2,430,000679
Pre-tax net operating income$1,358,0001,368
Securities gains (losses)$01,715
Applicable income taxes$340,0001,227
Income before extraordinary items$1,018,0001,465
Extraordinary gains, net$016
Net income$1,018,0001,468
Minority interest net income$066
Net income of bank and minority interests.$1,018,0001,468
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,018,0001,448
2013-12-31 (YTD Data)Rank
Total interest income$40,001,000621
Total interest expense$8,647,000355
Net interest income$31,354,000677
Provision for loan and lease losses$05,091
Total noninterest income$1,873,0002,253
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$514,0002,324
Trading account gains and fees$0184
Additional Noninterest Income$1,359,0001,974
Total noninterest expense$30,028,000686
Salaries and employee benefits$14,709,000744
Premises and equipment expense$3,693,000667
Additional noninterest expense$11,626,000595
Pre-tax net operating income$3,199,0002,074
Securities gains (losses)$2,002,000126
Applicable income taxes$744,0001,754
Income before extraordinary items$4,457,0001,356
Extraordinary gains, net$029
Net income$4,457,0001,359
Minority interest net income$090
Net income of bank and minority interests.$4,457,0001,359
Net charge-offs$663,0001,696
Cash dividends$1,100,0001,810
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,735,2801,983
2013-09-30 (YTD Data)Rank
Total interest income$29,700,000623
Total interest expense$6,854,000346
Net interest income$22,846,000704
Provision for loan and lease losses$04,941
Total noninterest income$1,325,0002,384
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$380,0002,366
Trading account gains and fees$0180
Additional Noninterest Income$945,0002,124
Total noninterest expense$22,331,000692
Salaries and employee benefits$11,029,000744
Premises and equipment expense$2,764,000668
Additional noninterest expense$8,538,000612
Pre-tax net operating income$1,840,0002,583
Securities gains (losses)$1,933,000121
Applicable income taxes$641,0001,656
Income before extraordinary items$3,132,0001,448
Extraordinary gains, net$025
Net income$3,132,0001,451
Minority interest net income$084
Net income of bank and minority interests.$3,132,0001,450
Net charge-offs$15,0004,543
Cash dividends$1,100,0001,342
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,527,6102,545
2013-06-30 (YTD Data)Rank
Total interest income$19,729,000622
Total interest expense$4,742,000344
Net interest income$14,987,000710
Provision for loan and lease losses$04,788
Total noninterest income$700,0002,764
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$246,0002,394
Trading account gains and fees$0157
Additional Noninterest Income$454,0002,615
Total noninterest expense$15,255,000677
Salaries and employee benefits$7,211,000755
Premises and equipment expense$1,831,000674
Additional noninterest expense$6,213,000564
Pre-tax net operating income$432,0004,365
Securities gains (losses)$1,930,000101
Applicable income taxes$441,0001,639
Income before extraordinary items$1,921,0001,576
Extraordinary gains, net$022
Net income$1,921,0001,579
Minority interest net income$082
Net income of bank and minority interests.$1,921,0001,581
Net charge-offs$15,0004,144
Cash dividends$900,0001,174
Sale, conversion, retirement of capital stock, net$0838
Net operating income$357,7004,397
2013-03-31 (YTD Data)Rank
Total interest income$9,584,000649
Total interest expense$2,348,000357
Net interest income$7,236,000736
Provision for loan and lease losses$04,409
Total noninterest income$536,0002,121
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$121,0002,415
Trading account gains and fees$0148
Additional Noninterest Income$415,0001,810
Total noninterest expense$6,442,000798
Salaries and employee benefits$3,918,000711
Premises and equipment expense$916,000681
Additional noninterest expense$1,608,0001,047
Pre-tax net operating income$1,330,0001,351
Securities gains (losses)$01,966
Applicable income taxes$238,0001,545
Income before extraordinary items$1,092,0001,356
Extraordinary gains, net$010
Net income$1,092,0001,357
Minority interest net income$076
Net income of bank and minority interests.$1,092,0001,358
Net charge-offs$15,0003,259
Cash dividends$600,000809
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,092,0001,302
2012-12-31 (YTD Data)Rank
Total interest income$39,615,000658
Total interest expense$8,990,000465
Net interest income$30,625,000705
Provision for loan and lease losses$3,250,000716
Total noninterest income$1,947,0002,233
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$530,0002,376
Trading account gains and fees$0166
Additional Noninterest Income$1,417,0001,923
Total noninterest expense$26,473,000760
Salaries and employee benefits$15,564,000674
Premises and equipment expense$3,672,000659
Additional noninterest expense$7,237,000967
Pre-tax net operating income$2,849,0002,183
Securities gains (losses)$3,892,000114
Applicable income taxes$1,075,0001,398
Income before extraordinary items$5,666,0001,049
Extraordinary gains, net$029
Net income$5,666,0001,049
Minority interest net income$093
Net income of bank and minority interests.$5,666,0001,049
Net charge-offs$-50,0006,857
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,396,7202,120
2012-09-30 (YTD Data)Rank
Total interest income$29,527,000677
Total interest expense$6,734,000491
Net interest income$22,793,000717
Provision for loan and lease losses$3,250,000587
Total noninterest income$1,556,0002,135
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$403,0002,376
Trading account gains and fees$0157
Additional Noninterest Income$1,153,0001,814
Total noninterest expense$20,598,000729
Salaries and employee benefits$12,425,000629
Premises and equipment expense$2,736,000669
Additional noninterest expense$5,437,000959
Pre-tax net operating income$501,0004,716
Securities gains (losses)$3,892,00095
Applicable income taxes$682,0001,611
Income before extraordinary items$3,711,0001,210
Extraordinary gains, net$020
Net income$3,711,0001,211
Minority interest net income$086
Net income of bank and minority interests.$3,711,0001,211
Net charge-offs$170,0003,469
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$441,7204,654
2012-06-30 (YTD Data)Rank
Total interest income$19,554,000684
Total interest expense$4,433,000512
Net interest income$15,121,000728
Provision for loan and lease losses$1,500,000796
Total noninterest income$652,0002,788
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$270,0002,345
Trading account gains and fees$0153
Additional Noninterest Income$382,0002,708
Total noninterest expense$14,207,000706
Salaries and employee benefits$8,937,000583
Premises and equipment expense$1,811,000674
Additional noninterest expense$3,459,0001,010
Pre-tax net operating income$66,0006,032
Securities gains (losses)$2,747,00098
Applicable income taxes$564,0001,375
Income before extraordinary items$2,249,0001,323
Extraordinary gains, net$019
Net income$2,249,0001,323
Minority interest net income$084
Net income of bank and minority interests.$2,249,0001,323
Net charge-offs$191,0002,808
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$51,4006,084
2012-03-31 (YTD Data)Rank
Total interest income$9,592,000705
Total interest expense$2,222,000525
Net interest income$7,370,000741
Provision for loan and lease losses$500,0001,039
Total noninterest income$180,0003,871
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$133,0002,364
Trading account gains and fees$0148
Additional Noninterest Income$47,0004,806
Total noninterest expense$7,834,000654
Salaries and employee benefits$5,160,000511
Premises and equipment expense$900,000676
Additional noninterest expense$1,774,000957
Pre-tax net operating income$-784,0007,131
Securities gains (losses)$1,876,00078
Applicable income taxes$219,0001,629
Income before extraordinary items$873,0001,664
Extraordinary gains, net$019
Net income$873,0001,665
Minority interest net income$078
Net income of bank and minority interests.$873,0001,665
Net charge-offs$16,0003,803
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-627,8007,097
2011-12-31 (YTD Data)Rank
Total interest income$37,245,000760
Total interest expense$9,113,000633
Net interest income$28,132,000779
Provision for loan and lease losses$1,350,0002,017
Total noninterest income$1,736,0002,218
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$502,0002,559
Trading account gains and fees$0146
Additional Noninterest Income$1,234,0001,866
Total noninterest expense$22,477,000878
Salaries and employee benefits$13,529,000731
Premises and equipment expense$3,295,000754
Additional noninterest expense$5,653,0001,232
Pre-tax net operating income$6,041,000994
Securities gains (losses)$1,089,000409
Applicable income taxes$1,250,0001,137
Income before extraordinary items$5,880,000851
Extraordinary gains, net$029
Net income$5,880,000851
Minority interest net income$096
Net income of bank and minority interests.$5,880,000851
Net charge-offs$1,403,0001,973
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,987,020968
2011-09-30 (YTD Data)Rank
Total interest income$27,774,000783
Total interest expense$6,886,000659
Net interest income$20,888,000792
Provision for loan and lease losses$06,393
Total noninterest income$1,316,0002,199
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$367,0002,631
Trading account gains and fees$0145
Additional Noninterest Income$949,0001,823
Total noninterest expense$16,786,000879
Salaries and employee benefits$10,138,000736
Premises and equipment expense$2,472,000761
Additional noninterest expense$4,176,0001,237
Pre-tax net operating income$5,418,000862
Securities gains (losses)$1,089,000320
Applicable income taxes$1,422,000824
Income before extraordinary items$5,085,000760
Extraordinary gains, net$021
Net income$5,085,000759
Minority interest net income$087
Net income of bank and minority interests.$5,085,000760
Net charge-offs$307,0003,230
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,235,580859
2011-06-30 (YTD Data)Rank
Total interest income$18,303,000798
Total interest expense$4,509,000700
Net interest income$13,794,000801
Provision for loan and lease losses$06,217
Total noninterest income$801,0002,320
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$240,0002,660
Trading account gains and fees$0153
Additional Noninterest Income$561,0001,945
Total noninterest expense$10,871,000920
Salaries and employee benefits$6,331,000788
Premises and equipment expense$1,638,000773
Additional noninterest expense$2,902,0001,220
Pre-tax net operating income$3,724,000817
Securities gains (losses)$53,0001,564
Applicable income taxes$846,000877
Income before extraordinary items$2,931,000854
Extraordinary gains, net$015
Net income$2,931,000853
Minority interest net income$089
Net income of bank and minority interests.$2,931,000854
Net charge-offs$295,0002,705
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,889,660836
2011-03-31 (YTD Data)Rank
Total interest income$8,808,000831
Total interest expense$2,195,000757
Net interest income$6,613,000839
Provision for loan and lease losses$05,840
Total noninterest income$251,0003,150
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$127,0002,507
Trading account gains and fees$0158
Additional Noninterest Income$124,0003,207
Total noninterest expense$5,277,000946
Salaries and employee benefits$3,121,000815
Premises and equipment expense$819,000800
Additional noninterest expense$1,337,0001,314
Pre-tax net operating income$1,587,000960
Securities gains (losses)$01,772
Applicable income taxes$342,0001,002
Income before extraordinary items$1,245,000969
Extraordinary gains, net$09
Net income$1,245,000969
Minority interest net income$086
Net income of bank and minority interests.$1,245,000969
Net charge-offs$-1,0006,209
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,245,000949
2010-12-31 (YTD Data)Rank
Total interest income$34,806,000874
Total interest expense$9,879,000834
Net interest income$24,927,000884
Provision for loan and lease losses$-1,350,0007,645
Total noninterest income$-1,830,0007,589
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$425,0002,959
Trading account gains and fees$0175
Additional Noninterest Income$-2,255,0007,573
Total noninterest expense$19,289,0001,030
Salaries and employee benefits$10,545,000929
Premises and equipment expense$3,415,000750
Additional noninterest expense$5,329,0001,360
Pre-tax net operating income$5,158,0001,001
Securities gains (losses)$1,456,000353
Applicable income taxes$1,895,000767
Income before extraordinary items$4,719,000940
Extraordinary gains, net$029
Net income$4,719,000941
Minority interest net income$0111
Net income of bank and minority interests.$4,719,000942
Net charge-offs$784,0003,020
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,685,2401,131
2010-09-30 (YTD Data)Rank
Total interest income$26,161,000880
Total interest expense$7,515,000855
Net interest income$18,646,000887
Provision for loan and lease losses$-1,000,0007,748
Total noninterest income$-1,654,0007,719
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$324,0002,996
Trading account gains and fees$0165
Additional Noninterest Income$-1,978,0007,710
Total noninterest expense$14,912,000987
Salaries and employee benefits$8,326,000872
Premises and equipment expense$2,599,000750
Additional noninterest expense$3,987,0001,343
Pre-tax net operating income$3,080,0001,292
Securities gains (losses)$1,431,000306
Applicable income taxes$1,327,000822
Income before extraordinary items$3,184,0001,071
Extraordinary gains, net$023
Net income$3,184,0001,074
Minority interest net income$0110
Net income of bank and minority interests.$3,184,0001,074
Net charge-offs$682,0002,671
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,167,9901,472
2010-06-30 (YTD Data)Rank
Total interest income$17,267,000898
Total interest expense$4,986,000896
Net interest income$12,281,000897
Provision for loan and lease losses$06,857
Total noninterest income$-870,0007,779
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$210,0003,060
Trading account gains and fees$0152
Additional Noninterest Income$-1,080,0007,768
Total noninterest expense$10,018,000983
Salaries and employee benefits$5,608,000866
Premises and equipment expense$1,767,000746
Additional noninterest expense$2,643,0001,351
Pre-tax net operating income$1,393,0001,819
Securities gains (losses)$335,000653
Applicable income taxes$527,0001,169
Income before extraordinary items$1,201,0001,806
Extraordinary gains, net$019
Net income$1,201,0001,805
Minority interest net income$0105
Net income of bank and minority interests.$1,201,0001,806
Net charge-offs$634,0002,176
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$966,5002,105
2010-03-31 (YTD Data)Rank
Total interest income$8,832,000893
Total interest expense$2,496,000942
Net interest income$6,336,000877
Provision for loan and lease losses$06,552
Total noninterest income$-1,040,0007,907
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$101,0003,126
Trading account gains and fees$0175
Additional Noninterest Income$-1,141,0007,907
Total noninterest expense$4,815,0001,031
Salaries and employee benefits$2,719,000906
Premises and equipment expense$882,000760
Additional noninterest expense$1,214,0001,454
Pre-tax net operating income$481,0002,479
Securities gains (losses)$154,000614
Applicable income taxes$205,0001,402
Income before extraordinary items$430,0002,431
Extraordinary gains, net$016
Net income$430,0002,429
Minority interest net income$091
Net income of bank and minority interests.$430,0002,431
Net charge-offs$271,0002,130
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$325,2802,872
2009-12-31 (YTD Data)Rank
Total interest income$38,563,000872
Total interest expense$13,393,000879
Net interest income$25,170,000864
Provision for loan and lease losses$7,250,0001,099
Total noninterest income$425,0005,019
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$414,0003,262
Trading account gains and fees$0211
Additional Noninterest Income$11,0007,168
Total noninterest expense$19,747,0001,062
Salaries and employee benefits$10,301,000952
Premises and equipment expense$3,570,000756
Additional noninterest expense$5,876,0001,286
Pre-tax net operating income$-1,402,0006,415
Securities gains (losses)$4,170,000144
Applicable income taxes$906,0001,042
Income before extraordinary items$1,862,0001,789
Extraordinary gains, net$034
Net income$1,862,0001,787
Minority interest net income$0115
Net income of bank and minority interests.$1,862,0001,789
Net charge-offs$2,877,0001,653
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-931,9006,335
2009-09-30 (YTD Data)Rank
Total interest income$28,947,000886
Total interest expense$10,348,000906
Net interest income$18,599,000881
Provision for loan and lease losses$5,550,000975
Total noninterest income$211,0005,782
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$311,0003,277
Trading account gains and fees$0212
Additional Noninterest Income$-100,0007,806
Total noninterest expense$14,823,0001,035
Salaries and employee benefits$7,954,000944
Premises and equipment expense$2,745,000747
Additional noninterest expense$4,124,0001,324
Pre-tax net operating income$-1,563,0006,891
Securities gains (losses)$3,409,000142
Applicable income taxes$646,0001,156
Income before extraordinary items$1,200,0002,180
Extraordinary gains, net$027
Net income$1,200,0002,177
Minority interest net income$0118
Net income of bank and minority interests.$1,200,0002,180
Net charge-offs$2,670,0001,268
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,015,8506,751
2009-06-30 (YTD Data)Rank
Total interest income$19,113,000922
Total interest expense$7,108,000925
Net interest income$12,005,000908
Provision for loan and lease losses$2,750,0001,148
Total noninterest income$-138,0008,051
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$215,0003,170
Trading account gains and fees$0193
Additional Noninterest Income$-353,0008,058
Total noninterest expense$10,902,000985
Salaries and employee benefits$6,365,000795
Premises and equipment expense$1,840,000764
Additional noninterest expense$2,697,0001,380
Pre-tax net operating income$-1,785,0007,332
Securities gains (losses)$3,010,000125
Applicable income taxes$470,0001,133
Income before extraordinary items$755,0002,332
Extraordinary gains, net$021
Net income$755,0002,328
Minority interest net income$0112
Net income of bank and minority interests.$755,0002,331
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,171,4007,217
2009-03-31 (YTD Data)Rank
Total interest income$9,504,000936
Total interest expense$3,694,000916
Net interest income$5,810,000926
Provision for loan and lease losses$500,0001,760
Total noninterest income$191,0003,902
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$108,0003,120
Trading account gains and fees$0171
Additional Noninterest Income$83,0003,952
Total noninterest expense$6,638,000749
Salaries and employee benefits$3,880,000642
Premises and equipment expense$925,000770
Additional noninterest expense$1,833,000907
Pre-tax net operating income$-1,137,0007,671
Securities gains (losses)$1,782,000127
Applicable income taxes$324,000999
Income before extraordinary items$321,0002,988
Extraordinary gains, net$015
Net income$321,0002,989
Minority interest net income$0102
Net income of bank and minority interests.$321,0002,989
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-819,4807,636
2008-12-31 (YTD Data)Rank
Total interest income$38,983,000961
Total interest expense$17,573,000907
Net interest income$21,410,0001,005
Provision for loan and lease losses$1,960,0001,822
Total noninterest income$509,0004,802
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$307,0003,977
Trading account gains and fees$0154
Additional Noninterest Income$202,0004,813
Total noninterest expense$18,841,0001,052
Salaries and employee benefits$10,590,000945
Premises and equipment expense$3,366,000822
Additional noninterest expense$4,885,0001,290
Pre-tax net operating income$1,118,0003,559
Securities gains (losses)$1,458,000164
Applicable income taxes$855,0001,339
Income before extraordinary items$1,721,0002,277
Extraordinary gains, net$039
Net income$1,721,0002,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0003,909
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$744,1403,969
2008-09-30 (YTD Data)Rank
Total interest income$29,140,000995
Total interest expense$13,269,000938
Net interest income$15,871,0001,038
Provision for loan and lease losses$1,110,0001,717
Total noninterest income$408,0004,778
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$206,0004,191
Trading account gains and fees$0148
Additional Noninterest Income$202,0004,393
Total noninterest expense$13,519,0001,087
Salaries and employee benefits$7,875,000974
Premises and equipment expense$2,511,000823
Additional noninterest expense$3,133,0001,433
Pre-tax net operating income$1,650,0002,650
Securities gains (losses)$953,000189
Applicable income taxes$953,0001,196
Income before extraordinary items$1,650,0002,136
Extraordinary gains, net$031
Net income$1,650,0002,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,983
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,040,0803,169
2008-06-30 (YTD Data)Rank
Total interest income$19,105,0001,031
Total interest expense$8,809,000973
Net interest income$10,296,0001,057
Provision for loan and lease losses$810,0001,406
Total noninterest income$389,0004,065
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$126,0004,374
Trading account gains and fees$0149
Additional Noninterest Income$263,0003,250
Total noninterest expense$8,954,0001,088
Salaries and employee benefits$5,277,000980
Premises and equipment expense$1,655,000835
Additional noninterest expense$2,022,0001,448
Pre-tax net operating income$921,0003,117
Securities gains (losses)$725,000233
Applicable income taxes$602,0001,387
Income before extraordinary items$1,044,0002,482
Extraordinary gains, net$021
Net income$1,044,0002,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0002,979
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$580,0003,652
2008-03-31 (YTD Data)Rank
Total interest income$9,810,0001,025
Total interest expense$4,818,000952
Net interest income$4,992,0001,094
Provision for loan and lease losses$360,0001,229
Total noninterest income$187,0004,129
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$54,0004,649
Trading account gains and fees$0158
Additional Noninterest Income$133,0003,249
Total noninterest expense$4,403,0001,100
Salaries and employee benefits$2,614,0001,005
Premises and equipment expense$817,000848
Additional noninterest expense$972,0001,476
Pre-tax net operating income$416,0003,466
Securities gains (losses)$287,000341
Applicable income taxes$258,0001,649
Income before extraordinary items$445,0002,954
Extraordinary gains, net$015
Net income$445,0002,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,065
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$261,3204,011
2007-12-31 (YTD Data)Rank
Total interest income$39,944,0001,053
Total interest expense$19,853,000989
Net interest income$20,091,0001,099
Provision for loan and lease losses$974,0001,457
Total noninterest income$701,0004,297
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$190,0005,003
Trading account gains and fees$0178
Additional Noninterest Income$511,0003,275
Total noninterest expense$16,968,0001,104
Salaries and employee benefits$9,983,0001,003
Premises and equipment expense$3,170,000837
Additional noninterest expense$3,815,0001,454
Pre-tax net operating income$2,850,0002,569
Securities gains (losses)$02,146
Applicable income taxes$625,0002,452
Income before extraordinary items$2,225,0002,607
Extraordinary gains, net$039
Net income$2,225,0002,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,831
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,225,0002,599
2007-09-30 (YTD Data)Rank
Total interest income$29,324,0001,082
Total interest expense$14,684,000999
Net interest income$14,640,0001,140
Provision for loan and lease losses$624,0001,317
Total noninterest income$550,0004,194
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$144,0005,010
Trading account gains and fees$0184
Additional Noninterest Income$406,0003,174
Total noninterest expense$12,585,0001,113
Salaries and employee benefits$7,407,0001,012
Premises and equipment expense$2,330,000846
Additional noninterest expense$2,848,0001,414
Pre-tax net operating income$1,981,0002,858
Securities gains (losses)$01,655
Applicable income taxes$272,0003,332
Income before extraordinary items$1,709,0002,707
Extraordinary gains, net$033
Net income$1,709,0002,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,926
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,709,0002,684
2007-06-30 (YTD Data)Rank
Total interest income$18,604,0001,160
Total interest expense$9,216,0001,068
Net interest income$9,388,0001,217
Provision for loan and lease losses$579,000916
Total noninterest income$350,0004,319
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$102,0004,904
Trading account gains and fees$0168
Additional Noninterest Income$248,0003,364
Total noninterest expense$8,230,0001,146
Salaries and employee benefits$4,855,0001,050
Premises and equipment expense$1,523,000876
Additional noninterest expense$1,852,0001,480
Pre-tax net operating income$929,0003,694
Securities gains (losses)$01,444
Applicable income taxes$-133,0008,415
Income before extraordinary items$1,062,0002,900
Extraordinary gains, net$029
Net income$1,062,0002,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,081
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,062,0002,884
2007-03-31 (YTD Data)Rank
Total interest income$8,929,0001,188
Total interest expense$4,463,0001,084
Net interest income$4,466,0001,282
Provision for loan and lease losses$191,0001,214
Total noninterest income$111,0005,313
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$47,0005,004
Trading account gains and fees$0195
Additional Noninterest Income$64,0004,621
Total noninterest expense$4,045,0001,160
Salaries and employee benefits$2,371,0001,082
Premises and equipment expense$746,000894
Additional noninterest expense$928,0001,445
Pre-tax net operating income$341,0004,372
Securities gains (losses)$01,187
Applicable income taxes$-113,0008,521
Income before extraordinary items$454,0003,216
Extraordinary gains, net$022
Net income$454,0003,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$454,0003,191
2006-12-31 (YTD Data)Rank
Total interest income$29,816,0001,333
Total interest expense$14,130,0001,186
Net interest income$15,686,0001,451
Provision for loan and lease losses$1,460,000728
Total noninterest income$505,0005,115
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$169,0005,309
Trading account gains and fees$0130
Additional Noninterest Income$336,0004,080
Total noninterest expense$13,780,0001,294
Salaries and employee benefits$8,045,0001,209
Premises and equipment expense$2,400,0001,050
Additional noninterest expense$3,335,0001,580
Pre-tax net operating income$951,0005,308
Securities gains (losses)$01,687
Applicable income taxes$-350,0008,533
Income before extraordinary items$1,301,0004,100
Extraordinary gains, net$051
Net income$1,301,0004,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$7,000,000266
Net operating income$1,301,0004,071
2006-09-30 (YTD Data)Rank
Total interest income$21,034,0001,414
Total interest expense$9,789,0001,256
Net interest income$11,245,0001,538
Provision for loan and lease losses$1,224,000640
Total noninterest income$381,0005,124
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$122,0005,437
Trading account gains and fees$0126
Additional Noninterest Income$259,0004,029
Total noninterest expense$9,667,0001,389
Salaries and employee benefits$5,666,0001,300
Premises and equipment expense$1,674,0001,152
Additional noninterest expense$2,327,0001,688
Pre-tax net operating income$735,0005,406
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$735,0004,906
Extraordinary gains, net$045
Net income$735,0004,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$5,000,000231
Net operating income$735,0004,892
2006-06-30 (YTD Data)Rank
Total interest income$12,809,0001,510
Total interest expense$5,736,0001,355
Net interest income$7,073,0001,635
Provision for loan and lease losses$907,000566
Total noninterest income$252,0005,135
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$83,0005,395
Trading account gains and fees$0126
Additional Noninterest Income$169,0004,078
Total noninterest expense$5,973,0001,504
Salaries and employee benefits$3,546,0001,395
Premises and equipment expense$1,032,0001,252
Additional noninterest expense$1,395,0001,871
Pre-tax net operating income$445,0005,672
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$445,0005,153
Extraordinary gains, net$039
Net income$445,0005,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$445,0005,151
2006-03-31 (YTD Data)Rank
Total interest income$5,922,0001,602
Total interest expense$2,550,0001,437
Net interest income$3,372,0001,713
Provision for loan and lease losses$308,000755
Total noninterest income$87,0005,894
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$42,0005,298
Trading account gains and fees$0115
Additional Noninterest Income$45,0005,314
Total noninterest expense$2,843,0001,579
Salaries and employee benefits$1,751,0001,424
Premises and equipment expense$428,0001,523
Additional noninterest expense$664,0001,958
Pre-tax net operating income$308,0004,902
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$308,0004,348
Extraordinary gains, net$021
Net income$308,0004,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$308,0004,339
2005-12-31 (YTD Data)Rank
Total interest income$13,817,0002,391
Total interest expense$5,137,0002,147
Net interest income$8,680,0002,511
Provision for loan and lease losses$1,779,000600
Total noninterest income$203,0007,043
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$68,0006,780
Trading account gains and fees$0138
Additional Noninterest Income$135,0005,901
Total noninterest expense$8,040,0002,072
Salaries and employee benefits$4,716,0001,959
Premises and equipment expense$1,234,0001,947
Additional noninterest expense$2,090,0002,385
Pre-tax net operating income$-936,0008,621
Securities gains (losses)$1,0002,117
Applicable income taxes$06,964
Income before extraordinary items$-935,0008,652
Extraordinary gains, net$046
Net income$-935,0008,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,005
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-936,0008,635
2005-09-30 (YTD Data)Rank
Total interest income$8,957,0002,662
Total interest expense$3,081,0002,483
Net interest income$5,876,0002,739
Provision for loan and lease losses$1,309,000591
Total noninterest income$156,0007,028
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$48,0006,889
Trading account gains and fees$0126
Additional Noninterest Income$108,0005,816
Total noninterest expense$5,576,0002,220
Salaries and employee benefits$3,252,0002,105
Premises and equipment expense$892,0002,001
Additional noninterest expense$1,432,0002,569
Pre-tax net operating income$-853,0008,697
Securities gains (losses)$1,0002,135
Applicable income taxes$06,976
Income before extraordinary items$-852,0008,723
Extraordinary gains, net$035
Net income$-852,0008,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-853,0008,703
2005-06-30 (YTD Data)Rank
Total interest income$4,951,0003,063
Total interest expense$1,516,0003,018
Net interest income$3,435,0003,044
Provision for loan and lease losses$1,184,000423
Total noninterest income$68,0007,644
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$23,0007,185
Trading account gains and fees$0116
Additional Noninterest Income$45,0006,573
Total noninterest expense$3,409,0002,409
Salaries and employee benefits$1,969,0002,292
Premises and equipment expense$556,0002,122
Additional noninterest expense$884,0002,760
Pre-tax net operating income$-1,090,0008,789
Securities gains (losses)$1,0001,973
Applicable income taxes$06,961
Income before extraordinary items$-1,089,0008,809
Extraordinary gains, net$030
Net income$-1,089,0008,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-1,090,0008,791
2005-03-31 (YTD Data)Rank
Total interest income$1,995,0003,604
Total interest expense$534,0003,847
Net interest income$1,461,0003,474
Provision for loan and lease losses$400,000592
Total noninterest income$24,0008,024
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$8,0007,454
Trading account gains and fees$0115
Additional Noninterest Income$16,0007,179
Total noninterest expense$1,502,0002,710
Salaries and employee benefits$891,0002,517
Premises and equipment expense$248,0002,371
Additional noninterest expense$363,0003,266
Pre-tax net operating income$-417,0008,828
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-417,0008,841
Extraordinary gains, net$024
Net income$-417,0008,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-417,0008,826
2004-12-31 (YTD Data)Rank
Total interest income$1,267,0008,141
Total interest expense$271,0008,212
Net interest income$996,0008,024
Provision for loan and lease losses$472,0002,060
Total noninterest income$11,0008,834
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$5,0007,833
Trading account gains and fees$0138
Additional Noninterest Income$6,0008,658
Total noninterest expense$2,250,0005,627
Salaries and employee benefits$1,295,0005,446
Premises and equipment expense$297,0005,705
Additional noninterest expense$658,0005,722
Pre-tax net operating income$-1,715,0008,882
Securities gains (losses)$-8,0008,172
Applicable income taxes$07,185
Income before extraordinary items$-1,723,0008,902
Extraordinary gains, net$034
Net income$-1,723,0008,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$35,000,00018
Net operating income$-1,715,0008,885
2004-09-30 (YTD Data)Rank
Total interest income$233,0008,909
Total interest expense$40,0008,887
Net interest income$193,0008,893
Provision for loan and lease losses$65,0005,027
Total noninterest income$4,0008,938
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,0007,910
Trading account gains and fees$0134
Additional Noninterest Income$3,0008,783
Total noninterest expense$772,0007,728
Salaries and employee benefits$407,0007,819
Premises and equipment expense$87,0007,761
Additional noninterest expense$278,0007,266
Pre-tax net operating income$-640,0008,815
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-640,0008,855
Extraordinary gains, net$026
Net income$-640,0008,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$33,000,00016
Net operating income$-640,0008,834

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.