Home > SouthwestUSA Bank > Income and Expense
SouthwestUSA Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,883,000 | 3,731 |
| Total interest expense | $2,165,000 | 2,004 |
| Net interest income | $1,718,000 | 5,065 |
| Provision for loan and lease losses | $2,699,000 | 1,029 |
| Total noninterest income | $263,000 | 4,512 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $46,000 | 5,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $217,000 | 3,375 |
| Total noninterest expense | $7,633,000 | 1,291 |
| Salaries and employee benefits | $1,561,000 | 3,038 |
| Premises and equipment expense | $260,000 | 4,180 |
| Additional noninterest expense | $5,812,000 | 624 |
| Pre-tax net operating income | $-8,351,000 | 7,656 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-8,351,000 | 7,669 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,351,000 | 7,669 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-8,351,000 | 7,669 |
| Net charge-offs | $3,374,000 | 745 |
| Cash dividends | $25,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 935 |
| Net operating income | $-8,351,000 | 7,673 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 3,446 |
| Total interest expense | $1,108,000 | 2,068 |
| Net interest income | $1,096,000 | 4,401 |
| Provision for loan and lease losses | $105,000 | 3,873 |
| Total noninterest income | $225,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $22,000 | 5,793 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $203,000 | 2,370 |
| Total noninterest expense | $2,082,000 | 2,341 |
| Salaries and employee benefits | $768,000 | 3,121 |
| Premises and equipment expense | $133,000 | 4,203 |
| Additional noninterest expense | $1,181,000 | 1,498 |
| Pre-tax net operating income | $-866,000 | 7,370 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-866,000 | 7,431 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-866,000 | 7,431 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-866,000 | 7,432 |
| Net charge-offs | $782,000 | 1,226 |
| Cash dividends | $25,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 885 |
| Net operating income | $-866,000 | 7,416 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,038,000 | 2,958 |
| Total interest expense | $5,334,000 | 2,135 |
| Net interest income | $5,704,000 | 3,603 |
| Provision for loan and lease losses | $9,697,000 | 895 |
| Total noninterest income | $356,000 | 5,326 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $77,000 | 6,066 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $279,000 | 4,075 |
| Total noninterest expense | $12,998,000 | 1,592 |
| Salaries and employee benefits | $3,317,000 | 2,927 |
| Premises and equipment expense | $520,000 | 4,269 |
| Additional noninterest expense | $9,161,000 | 871 |
| Pre-tax net operating income | $-16,635,000 | 7,665 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,299,000 | 7,374 |
| Income before extraordinary items | $-15,336,000 | 7,680 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-15,336,000 | 7,679 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-15,336,000 | 7,679 |
| Net charge-offs | $6,634,000 | 937 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 917 |
| Net operating income | $-15,336,000 | 7,681 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,510,000 | 2,936 |
| Total interest expense | $4,137,000 | 2,154 |
| Net interest income | $4,373,000 | 3,552 |
| Provision for loan and lease losses | $9,697,000 | 636 |
| Total noninterest income | $308,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $47,000 | 6,342 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $261,000 | 3,828 |
| Total noninterest expense | $10,777,000 | 1,417 |
| Salaries and employee benefits | $2,539,000 | 2,906 |
| Premises and equipment expense | $405,000 | 4,229 |
| Additional noninterest expense | $7,833,000 | 730 |
| Pre-tax net operating income | $-15,793,000 | 7,837 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-3,905,000 | 7,864 |
| Income before extraordinary items | $-11,888,000 | 7,824 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-11,888,000 | 7,823 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-11,888,000 | 7,823 |
| Net charge-offs | $6,006,000 | 714 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 845 |
| Net operating income | $-11,888,000 | 7,826 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,685,000 | 2,961 |
| Total interest expense | $2,873,000 | 2,175 |
| Net interest income | $2,812,000 | 3,643 |
| Provision for loan and lease losses | $2,295,000 | 1,295 |
| Total noninterest income | $254,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $26,000 | 6,518 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $228,000 | 3,444 |
| Total noninterest expense | $6,458,000 | 1,607 |
| Salaries and employee benefits | $1,702,000 | 2,916 |
| Premises and equipment expense | $273,000 | 4,215 |
| Additional noninterest expense | $4,483,000 | 855 |
| Pre-tax net operating income | $-5,687,000 | 7,774 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,933,000 | 7,889 |
| Income before extraordinary items | $-3,754,000 | 7,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,754,000 | 7,702 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,754,000 | 7,702 |
| Net charge-offs | $1,661,000 | 1,263 |
| Cash dividends | $225,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 804 |
| Net operating income | $-3,754,000 | 7,711 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,633,000 | 3,196 |
| Total interest expense | $1,508,000 | 2,162 |
| Net interest income | $1,125,000 | 4,204 |
| Provision for loan and lease losses | $2,130,000 | 720 |
| Total noninterest income | $4,000 | 7,935 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-11,000 | 7,995 |
| Total noninterest expense | $4,472,000 | 1,119 |
| Salaries and employee benefits | $893,000 | 2,831 |
| Premises and equipment expense | $130,000 | 4,390 |
| Additional noninterest expense | $3,449,000 | 506 |
| Pre-tax net operating income | $-5,473,000 | 8,044 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,861,000 | 8,082 |
| Income before extraordinary items | $-3,612,000 | 8,007 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,612,000 | 8,008 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,612,000 | 8,008 |
| Net charge-offs | $483,000 | 1,390 |
| Cash dividends | $225,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 648 |
| Net operating income | $-3,612,000 | 8,012 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,732,000 | 2,875 |
| Total interest expense | $5,361,000 | 2,794 |
| Net interest income | $7,371,000 | 2,902 |
| Provision for loan and lease losses | $843,000 | 2,960 |
| Total noninterest income | $12,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $58,000 | 6,519 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-46,000 | 8,085 |
| Total noninterest expense | $6,291,000 | 2,944 |
| Salaries and employee benefits | $3,612,000 | 2,746 |
| Premises and equipment expense | $596,000 | 3,960 |
| Additional noninterest expense | $2,083,000 | 2,756 |
| Pre-tax net operating income | $249,000 | 5,602 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $45,000 | 3,900 |
| Income before extraordinary items | $204,000 | 5,474 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $204,000 | 5,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 4,547 |
| Cash dividends | $1,227,000 | 2,005 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 770 |
| Net operating income | $204,000 | 5,628 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,689,000 | 2,895 |
| Total interest expense | $3,903,000 | 2,968 |
| Net interest income | $5,786,000 | 2,818 |
| Provision for loan and lease losses | $325,000 | 3,416 |
| Total noninterest income | $182,000 | 6,296 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $39,000 | 6,656 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $143,000 | 5,025 |
| Total noninterest expense | $5,029,000 | 2,770 |
| Salaries and employee benefits | $2,964,000 | 2,572 |
| Premises and equipment expense | $454,000 | 3,912 |
| Additional noninterest expense | $1,611,000 | 2,607 |
| Pre-tax net operating income | $614,000 | 4,611 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $209,000 | 2,866 |
| Income before extraordinary items | $405,000 | 4,767 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $405,000 | 4,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,956 |
| Cash dividends | $1,052,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 839 |
| Net operating income | $405,000 | 4,929 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,585,000 | 2,887 |
| Total interest expense | $2,468,000 | 3,223 |
| Net interest income | $4,117,000 | 2,641 |
| Provision for loan and lease losses | $230,000 | 2,935 |
| Total noninterest income | $74,000 | 7,072 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $26,000 | 6,681 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $48,000 | 6,189 |
| Total noninterest expense | $3,529,000 | 2,659 |
| Salaries and employee benefits | $2,101,000 | 2,450 |
| Premises and equipment expense | $295,000 | 4,009 |
| Additional noninterest expense | $1,133,000 | 2,458 |
| Pre-tax net operating income | $432,000 | 4,649 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $145,000 | 3,053 |
| Income before extraordinary items | $287,000 | 5,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $287,000 | 5,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,168 |
| Cash dividends | $852,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 718 |
| Net operating income | $287,000 | 5,013 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 2,960 |
| Total interest expense | $1,171,000 | 3,513 |
| Net interest income | $2,117,000 | 2,578 |
| Provision for loan and lease losses | $110,000 | 2,589 |
| Total noninterest income | $70,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,793 |
| Total noninterest expense | $1,866,000 | 2,526 |
| Salaries and employee benefits | $1,063,000 | 2,450 |
| Premises and equipment expense | $151,000 | 3,967 |
| Additional noninterest expense | $652,000 | 2,147 |
| Pre-tax net operating income | $211,000 | 4,862 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $62,000 | 3,341 |
| Income before extraordinary items | $149,000 | 5,213 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $149,000 | 5,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,344 |
| Cash dividends | $123,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 594 |
| Net operating income | $149,000 | 5,110 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,370,000 | 2,800 |
| Total interest expense | $5,063,000 | 3,432 |
| Net interest income | $9,307,000 | 2,390 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $380,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $65,000 | 6,517 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $315,000 | 4,146 |
| Total noninterest expense | $6,000,000 | 2,966 |
| Salaries and employee benefits | $3,531,000 | 2,783 |
| Premises and equipment expense | $575,000 | 3,951 |
| Additional noninterest expense | $1,894,000 | 2,801 |
| Pre-tax net operating income | $3,687,000 | 2,116 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,250,000 | 1,606 |
| Income before extraordinary items | $2,437,000 | 2,437 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,437,000 | 2,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,121 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 1,073 |
| Net operating income | $2,437,000 | 2,428 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,824,000 | 2,781 |
| Total interest expense | $3,953,000 | 3,323 |
| Net interest income | $6,871,000 | 2,435 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $298,000 | 5,554 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,565 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $250,000 | 4,093 |
| Total noninterest expense | $4,286,000 | 3,060 |
| Salaries and employee benefits | $2,616,000 | 2,797 |
| Premises and equipment expense | $440,000 | 3,894 |
| Additional noninterest expense | $1,230,000 | 3,117 |
| Pre-tax net operating income | $2,883,000 | 2,180 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $980,000 | 1,674 |
| Income before extraordinary items | $1,903,000 | 2,480 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,903,000 | 2,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,169 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 958 |
| Net operating income | $1,903,000 | 2,451 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,419,000 | 2,721 |
| Total interest expense | $2,768,000 | 3,198 |
| Net interest income | $4,651,000 | 2,429 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $139,000 | 6,259 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $30,000 | 6,661 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $109,000 | 4,968 |
| Total noninterest expense | $2,786,000 | 3,155 |
| Salaries and employee benefits | $1,653,000 | 2,988 |
| Premises and equipment expense | $296,000 | 3,886 |
| Additional noninterest expense | $837,000 | 3,078 |
| Pre-tax net operating income | $2,004,000 | 2,159 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $682,000 | 1,693 |
| Income before extraordinary items | $1,322,000 | 2,446 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,322,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,022 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 881 |
| Net operating income | $1,322,000 | 2,429 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,826,000 | 2,645 |
| Total interest expense | $1,446,000 | 3,081 |
| Net interest income | $2,380,000 | 2,384 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $105,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $92,000 | 3,917 |
| Total noninterest expense | $1,353,000 | 3,238 |
| Salaries and employee benefits | $794,000 | 3,106 |
| Premises and equipment expense | $154,000 | 3,807 |
| Additional noninterest expense | $405,000 | 3,139 |
| Pre-tax net operating income | $1,132,000 | 1,963 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $447,000 | 1,398 |
| Income before extraordinary items | $685,000 | 2,369 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $685,000 | 2,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,927 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $685,000 | 2,352 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,563,000 | 2,614 |
| Total interest expense | $4,990,000 | 3,028 |
| Net interest income | $9,573,000 | 2,377 |
| Provision for loan and lease losses | $1,161,000 | 904 |
| Total noninterest income | $508,000 | 5,096 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $52,000 | 6,858 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $456,000 | 3,498 |
| Total noninterest expense | $5,023,000 | 3,349 |
| Salaries and employee benefits | $2,975,000 | 3,154 |
| Premises and equipment expense | $555,000 | 3,987 |
| Additional noninterest expense | $1,493,000 | 3,300 |
| Pre-tax net operating income | $3,897,000 | 2,301 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $60,000 | 5,326 |
| Income before extraordinary items | $3,837,000 | 1,857 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,837,000 | 1,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 1,248 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 714 |
| Net operating income | $3,837,000 | 1,839 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,484,000 | 2,689 |
| Total interest expense | $3,376,000 | 3,199 |
| Net interest income | $7,108,000 | 2,427 |
| Provision for loan and lease losses | $1,011,000 | 748 |
| Total noninterest income | $397,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $40,000 | 6,925 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $357,000 | 3,398 |
| Total noninterest expense | $3,773,000 | 3,332 |
| Salaries and employee benefits | $2,365,000 | 2,985 |
| Premises and equipment expense | $408,000 | 4,056 |
| Additional noninterest expense | $1,000,000 | 3,606 |
| Pre-tax net operating income | $2,721,000 | 2,490 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,721,000 | 1,999 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,721,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,063 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 557 |
| Net operating income | $2,721,000 | 1,993 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,544,000 | 2,804 |
| Total interest expense | $1,971,000 | 3,423 |
| Net interest income | $4,573,000 | 2,502 |
| Provision for loan and lease losses | $540,000 | 917 |
| Total noninterest income | $326,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $29,000 | 6,890 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $297,000 | 3,043 |
| Total noninterest expense | $2,521,000 | 3,328 |
| Salaries and employee benefits | $1,601,000 | 2,949 |
| Premises and equipment expense | $270,000 | 4,079 |
| Additional noninterest expense | $650,000 | 3,674 |
| Pre-tax net operating income | $1,838,000 | 2,474 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,838,000 | 1,980 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,838,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 406 |
| Net operating income | $1,838,000 | 1,965 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 2,919 |
| Total interest expense | $923,000 | 3,466 |
| Net interest income | $2,138,000 | 2,639 |
| Provision for loan and lease losses | $290,000 | 825 |
| Total noninterest income | $226,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $210,000 | 2,418 |
| Total noninterest expense | $1,257,000 | 3,350 |
| Salaries and employee benefits | $785,000 | 3,028 |
| Premises and equipment expense | $119,000 | 4,441 |
| Additional noninterest expense | $353,000 | 3,438 |
| Pre-tax net operating income | $817,000 | 2,663 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $817,000 | 2,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $817,000 | 2,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $817,000 | 2,130 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,847,000 | 3,470 |
| Total interest expense | $2,530,000 | 3,794 |
| Net interest income | $6,317,000 | 3,290 |
| Provision for loan and lease losses | $207,000 | 3,533 |
| Total noninterest income | $347,000 | 6,036 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $33,000 | 7,319 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $314,000 | 4,239 |
| Total noninterest expense | $4,561,000 | 3,487 |
| Salaries and employee benefits | $2,642,000 | 3,320 |
| Premises and equipment expense | $466,000 | 4,386 |
| Additional noninterest expense | $1,453,000 | 3,311 |
| Pre-tax net operating income | $1,896,000 | 3,816 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,896,000 | 3,228 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,896,000 | 3,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-150,000 | 8,698 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $3,413,000 | 345 |
| Net operating income | $1,896,000 | 3,194 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,149,000 | 3,629 |
| Total interest expense | $1,714,000 | 3,930 |
| Net interest income | $4,435,000 | 3,459 |
| Provision for loan and lease losses | $495,000 | 1,421 |
| Total noninterest income | $275,000 | 5,956 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 7,332 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $248,000 | 4,151 |
| Total noninterest expense | $3,343,000 | 3,526 |
| Salaries and employee benefits | $1,957,000 | 3,335 |
| Premises and equipment expense | $337,000 | 4,478 |
| Additional noninterest expense | $1,049,000 | 3,382 |
| Pre-tax net operating income | $872,000 | 5,104 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $872,000 | 4,533 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $872,000 | 4,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,623 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,914,000 | 268 |
| Net operating income | $872,000 | 4,492 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,731,000 | 3,834 |
| Total interest expense | $991,000 | 4,155 |
| Net interest income | $2,740,000 | 3,658 |
| Provision for loan and lease losses | $308,000 | 1,476 |
| Total noninterest income | $151,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $17,000 | 7,375 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $134,000 | 4,559 |
| Total noninterest expense | $2,150,000 | 3,614 |
| Salaries and employee benefits | $1,245,000 | 3,451 |
| Premises and equipment expense | $203,000 | 4,775 |
| Additional noninterest expense | $702,000 | 3,356 |
| Pre-tax net operating income | $433,000 | 5,785 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $433,000 | 5,252 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $433,000 | 5,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,069 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,912,000 | 176 |
| Net operating income | $433,000 | 5,207 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 4,160 |
| Total interest expense | $365,000 | 4,936 |
| Net interest income | $1,298,000 | 3,801 |
| Provision for loan and lease losses | $110,000 | 1,892 |
| Total noninterest income | $38,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $1,038,000 | 3,738 |
| Salaries and employee benefits | $607,000 | 3,535 |
| Premises and equipment expense | $111,000 | 4,520 |
| Additional noninterest expense | $320,000 | 3,613 |
| Pre-tax net operating income | $188,000 | 6,091 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $188,000 | 5,576 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $188,000 | 5,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $188,000 | 5,540 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,059,000 | 4,816 |
| Total interest expense | $1,195,000 | 5,134 |
| Net interest income | $3,864,000 | 4,593 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $57,000 | 8,522 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $43,000 | 7,394 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,404 |
| Total noninterest expense | $3,555,000 | 4,122 |
| Salaries and employee benefits | $1,849,000 | 4,249 |
| Premises and equipment expense | $501,000 | 4,084 |
| Additional noninterest expense | $1,205,000 | 3,728 |
| Pre-tax net operating income | $366,000 | 7,217 |
| Securities gains (losses) | $15,000 | 2,589 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $381,000 | 6,873 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $381,000 | 6,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 498 |
| Net operating income | $366,000 | 6,883 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,627,000 | 4,950 |
| Total interest expense | $871,000 | 5,182 |
| Net interest income | $2,756,000 | 4,738 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $45,000 | 8,550 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $32,000 | 7,451 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 8,331 |
| Total noninterest expense | $2,529,000 | 4,262 |
| Salaries and employee benefits | $1,228,000 | 4,613 |
| Premises and equipment expense | $380,000 | 4,024 |
| Additional noninterest expense | $921,000 | 3,647 |
| Pre-tax net operating income | $272,000 | 7,364 |
| Securities gains (losses) | $15,000 | 2,477 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $287,000 | 6,988 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $287,000 | 6,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $272,000 | 7,012 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 4,996 |
| Total interest expense | $585,000 | 5,176 |
| Net interest income | $1,805,000 | 4,802 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $27,000 | 8,661 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $18,000 | 7,579 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $1,724,000 | 4,219 |
| Salaries and employee benefits | $817,000 | 4,645 |
| Premises and equipment expense | $259,000 | 3,967 |
| Additional noninterest expense | $648,000 | 3,518 |
| Pre-tax net operating income | $108,000 | 7,861 |
| Securities gains (losses) | $15,000 | 2,191 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $123,000 | 7,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $108,000 | 7,635 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 4,961 |
| Total interest expense | $298,000 | 5,185 |
| Net interest income | $917,000 | 4,762 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $897,000 | 4,101 |
| Salaries and employee benefits | $415,000 | 4,610 |
| Premises and equipment expense | $137,000 | 3,844 |
| Additional noninterest expense | $345,000 | 3,329 |
| Pre-tax net operating income | $29,000 | 8,201 |
| Securities gains (losses) | $15,000 | 1,841 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $44,000 | 7,894 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $29,000 | 8,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 5,676 |
| Total interest expense | $1,056,000 | 5,962 |
| Net interest income | $2,906,000 | 5,414 |
| Provision for loan and lease losses | $2,673,000 | 532 |
| Total noninterest income | $68,000 | 8,617 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $50,000 | 7,429 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $18,000 | 8,497 |
| Total noninterest expense | $3,285,000 | 4,331 |
| Salaries and employee benefits | $1,731,000 | 4,382 |
| Premises and equipment expense | $612,000 | 3,460 |
| Additional noninterest expense | $942,000 | 4,464 |
| Pre-tax net operating income | $-2,984,000 | 9,112 |
| Securities gains (losses) | $120,000 | 1,724 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-2,864,000 | 9,143 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-2,864,000 | 9,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,376,000 | 491 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,360,000 | 256 |
| Net operating income | $-2,984,000 | 9,113 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 5,992 |
| Total interest expense | $738,000 | 6,314 |
| Net interest income | $1,996,000 | 5,720 |
| Provision for loan and lease losses | $994,000 | 905 |
| Total noninterest income | $61,000 | 8,549 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $44,000 | 7,355 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $2,383,000 | 4,423 |
| Salaries and employee benefits | $1,239,000 | 4,512 |
| Premises and equipment expense | $477,000 | 3,344 |
| Additional noninterest expense | $667,000 | 4,639 |
| Pre-tax net operating income | $-1,320,000 | 9,119 |
| Securities gains (losses) | $120,000 | 1,583 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-1,200,000 | 9,149 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,200,000 | 9,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,700,000 | 260 |
| Net operating income | $-1,320,000 | 9,120 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 6,120 |
| Total interest expense | $473,000 | 6,549 |
| Net interest income | $1,297,000 | 5,809 |
| Provision for loan and lease losses | $110,000 | 3,695 |
| Total noninterest income | $16,000 | 9,033 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $8,000 | 7,962 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $1,477,000 | 4,645 |
| Salaries and employee benefits | $801,000 | 4,597 |
| Premises and equipment expense | $249,000 | 4,056 |
| Additional noninterest expense | $427,000 | 4,778 |
| Pre-tax net operating income | $-274,000 | 8,973 |
| Securities gains (losses) | $120,000 | 1,368 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-154,000 | 8,969 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-154,000 | 8,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,700,000 | 167 |
| Net operating income | $-274,000 | 8,980 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 6,456 |
| Total interest expense | $211,000 | 6,924 |
| Net interest income | $588,000 | 6,118 |
| Provision for loan and lease losses | $82,000 | 2,707 |
| Total noninterest income | $4,000 | 9,162 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 8,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $671,000 | 4,944 |
| Salaries and employee benefits | $399,000 | 4,620 |
| Premises and equipment expense | $122,000 | 4,095 |
| Additional noninterest expense | $150,000 | 5,938 |
| Pre-tax net operating income | $-161,000 | 9,048 |
| Securities gains (losses) | $28,000 | 1,723 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-133,000 | 9,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-133,000 | 9,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-161,000 | 9,040 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 8,102 |
| Total interest expense | $426,000 | 8,577 |
| Net interest income | $1,345,000 | 7,688 |
| Provision for loan and lease losses | $453,000 | 2,563 |
| Total noninterest income | $8,000 | 9,244 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,000 | 8,170 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 9,043 |
| Total noninterest expense | $2,271,000 | 5,436 |
| Salaries and employee benefits | $1,175,000 | 5,560 |
| Premises and equipment expense | $521,000 | 3,817 |
| Additional noninterest expense | $575,000 | 6,079 |
| Pre-tax net operating income | $-1,371,000 | 9,187 |
| Securities gains (losses) | $33,000 | 2,759 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-1,338,000 | 9,231 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,338,000 | 9,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,371,000 | 9,200 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $497,000 | 9,427 |
| Total interest expense | $99,000 | 9,466 |
| Net interest income | $398,000 | 9,311 |
| Provision for loan and lease losses | $112,000 | 5,409 |
| Total noninterest income | $0 | 9,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $2,147,000 | 5,481 |
| Salaries and employee benefits | $596,000 | 7,692 |
| Premises and equipment expense | $332,000 | 5,204 |
| Additional noninterest expense | $1,219,000 | 3,446 |
| Pre-tax net operating income | $-1,861,000 | 9,478 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,861,000 | 9,515 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,861,000 | 9,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 73 |
| Net operating income | $-1,861,000 | 9,491 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.