Home > Southwestern Savings and Loan Association of Hugoton > Income and Expense

Southwestern Savings and Loan Association of Hugoton, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$1,816,000	9,630
Total interest expense	$979,000	9,084
Net interest income	$837,000	10,007
Provision for loan and lease losses	$51,000	6,537
Total noninterest income	$161,000	8,831
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$161,000	5,764
Total noninterest expense	$907,000	9,035
Salaries and employee benefits	$410,000	9,537
Premises and equipment expense	$160,000	7,826
Additional noninterest expense	$337,000	8,498
Pre-tax net operating income	$40,000	10,642
Securities gains (losses)	$0	4,148
Applicable income taxes	$81,000	9,119
Income before extraordinary items	$-41,000	10,911
Extraordinary gains, net	$0	53
Net income	$-41,000	10,906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,175
Cash dividends	$74,000	7,176
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$-41,000	10,870
1995-12-31 (YTD Data)		Rank
Total interest income	$1,848,000	9,972
Total interest expense	$950,000	9,428
Net interest income	$898,000	10,247
Provision for loan and lease losses	$19,000	7,763
Total noninterest income	$153,000	9,259
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$153,000	5,925
Total noninterest expense	$755,000	9,972
Salaries and employee benefits	$388,000	10,034
Premises and equipment expense	$159,000	8,051
Additional noninterest expense	$208,000	10,322
Pre-tax net operating income	$277,000	9,928
Securities gains (losses)	$0	3,831
Applicable income taxes	$121,000	8,778
Income before extraordinary items	$156,000	10,408
Extraordinary gains, net	$0	65
Net income	$156,000	10,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	7,181
Cash dividends	$73,000	7,347
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$156,000	10,382
1994-12-31 (YTD Data)		Rank
Total interest income	$1,820,000	10,126
Total interest expense	$883,000	9,211
Net interest income	$937,000	10,608
Provision for loan and lease losses	$15,000	8,073
Total noninterest income	$178,000	9,143
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$178,000	5,658
Total noninterest expense	$745,000	10,495
Salaries and employee benefits	$389,000	10,379
Premises and equipment expense	$151,000	8,529
Additional noninterest expense	$205,000	11,089
Pre-tax net operating income	$355,000	9,695
Securities gains (losses)	$0	3,600
Applicable income taxes	$145,000	8,410
Income before extraordinary items	$210,000	10,161
Extraordinary gains, net	$0	249
Net income	$210,000	10,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,524
Cash dividends	$75,000	7,404
Sale, conversion, retirement of capital stock, net	$-16,000	12,465
Net operating income	$210,000	10,208
1993-12-31 (YTD Data)		Rank
Total interest income	$1,842,000	10,509
Total interest expense	$926,000	9,443
Net interest income	$916,000	11,099
Provision for loan and lease losses	$25,000	8,682
Total noninterest income	$170,000	9,812
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$170,000	6,167
Total noninterest expense	$718,000	11,080
Salaries and employee benefits	$363,000	11,014
Premises and equipment expense	$166,000	8,480
Additional noninterest expense	$189,000	11,881
Pre-tax net operating income	$343,000	9,870
Securities gains (losses)	$0	7,477
Applicable income taxes	$139,000	8,881
Income before extraordinary items	$204,000	10,600
Extraordinary gains, net	$0	3,149
Net income	$204,000	10,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	7,435
Cash dividends	$63,000	7,651
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$204,000	10,370
1992-12-31 (YTD Data)		Rank
Total interest income	$2,047,000	10,811
Total interest expense	$1,239,000	9,458
Net interest income	$808,000	11,882
Provision for loan and lease losses	$0	11,756
Total noninterest income	$140,000	10,689
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$140,000	6,888
Total noninterest expense	$679,000	11,626
Salaries and employee benefits	$333,000	11,632
Premises and equipment expense	$146,000	9,235
Additional noninterest expense	$200,000	12,237
Pre-tax net operating income	$269,000	10,433
Securities gains (losses)	$22,000	5,460
Applicable income taxes	$120,000	9,356
Income before extraordinary items	$171,000	10,975
Extraordinary gains, net	$0	1,422
Net income	$171,000	11,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$25,000	8,340
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$156,920	10,837

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.