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Southwestern National Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$57,385,000	828
Total interest expense	$25,394,000	666
Net interest income	$31,991,000	983
Provision for loan and lease losses	$447,000	1,361
Total noninterest income	$3,813,000	1,405
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$938,000	1,047
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,875,000	1,286
Total noninterest expense	$24,892,000	1,018
Salaries and employee benefits	$15,359,000	943
Premises and equipment expense	$2,322,000	1,070
Additional noninterest expense	$2,875,000	1,286
Pre-tax net operating income	$10,465,000	1,119
Securities gains (losses)	$0	988
Applicable income taxes	$2,110,000	958
Income before extraordinary items	$8,355,000	1,170
Extraordinary gains, net	$0	54
Net income	$8,355,000	1,185
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,355,000	1,173
Net charge-offs	$5,000	2,589
Cash dividends	$733,000	2,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$8,355,000	1,190
2023-09-30 (YTD Data)		Rank
Total interest income	$41,160,000	849
Total interest expense	$17,456,000	671
Net interest income	$23,704,000	991
Provision for loan and lease losses	$234,000	1,529
Total noninterest income	$3,046,000	1,337
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$683,000	1,070
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,363,000	1,223
Total noninterest expense	$18,713,000	1,016
Salaries and employee benefits	$11,312,000	964
Premises and equipment expense	$1,745,000	1,066
Additional noninterest expense	$2,363,000	1,223
Pre-tax net operating income	$7,803,000	1,159
Securities gains (losses)	$0	849
Applicable income taxes	$1,649,000	953
Income before extraordinary items	$6,154,000	1,221
Extraordinary gains, net	$0	52
Net income	$6,154,000	1,230
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,154,000	1,221
Net charge-offs	$-37,000	4,158
Cash dividends	$733,000	1,961
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$6,154,000	1,245
2023-06-30 (YTD Data)		Rank
Total interest income	$26,453,000	845
Total interest expense	$10,799,000	652
Net interest income	$15,654,000	1,004
Provision for loan and lease losses	$39,000	2,357
Total noninterest income	$2,176,000	1,235
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$449,000	1,066
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,727,000	1,086
Total noninterest expense	$12,339,000	1,015
Salaries and employee benefits	$7,508,000	964
Premises and equipment expense	$1,131,000	1,084
Additional noninterest expense	$1,727,000	1,085
Pre-tax net operating income	$5,452,000	1,137
Securities gains (losses)	$0	938
Applicable income taxes	$1,177,000	915
Income before extraordinary items	$4,275,000	1,188
Extraordinary gains, net	$0	51
Net income	$4,275,000	1,199
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,275,000	1,188
Net charge-offs	$-37,000	4,252
Cash dividends	$733,000	1,648
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,275,000	1,194
2023-03-31 (YTD Data)		Rank
Total interest income	$12,746,000	864
Total interest expense	$4,983,000	613
Net interest income	$7,763,000	1,017
Provision for loan and lease losses	$110,000	1,226
Total noninterest income	$889,000	1,396
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$214,000	1,118
Trading account gains and fees	NA	NA
Additional Noninterest Income	$675,000	1,255
Total noninterest expense	$5,858,000	1,071
Salaries and employee benefits	$3,769,000	984
Premises and equipment expense	$542,000	1,157
Additional noninterest expense	$675,000	1,255
Pre-tax net operating income	$2,684,000	1,167
Securities gains (losses)	$0	950
Applicable income taxes	$544,000	989
Income before extraordinary items	$2,140,000	1,214
Extraordinary gains, net	$0	4
Net income	$2,140,000	1,213
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,140,000	1,214
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,140,000	1,239
2022-12-31 (YTD Data)		Rank
Total interest income	$40,807,000	878
Total interest expense	$6,682,000	627
Net interest income	$34,125,000	915
Provision for loan and lease losses	$0	3,012
Total noninterest income	$5,636,000	1,119
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$739,000	1,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,897,000	927
Total noninterest expense	$21,121,000	1,139
Salaries and employee benefits	$13,255,000	1,066
Premises and equipment expense	$2,059,000	1,173
Additional noninterest expense	$4,897,000	927
Pre-tax net operating income	$18,640,000	796
Securities gains (losses)	$0	691
Applicable income taxes	$3,620,000	737
Income before extraordinary items	$15,020,000	790
Extraordinary gains, net	$0	5
Net income	$15,020,000	791
Minority interest net income	$0	63
Net income of bank and minority interests.	$15,020,000	791
Net charge-offs	$156,000	1,031
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$15,020,000	808
2022-09-30 (YTD Data)		Rank
Total interest income	$29,090,000	878
Total interest expense	$3,289,000	689
Net interest income	$25,801,000	897
Provision for loan and lease losses	$0	2,835
Total noninterest income	$2,882,000	1,423
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$527,000	1,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,355,000	1,249
Total noninterest expense	$15,359,000	1,165
Salaries and employee benefits	$9,805,000	1,073
Premises and equipment expense	$1,525,000	1,185
Additional noninterest expense	$2,355,000	1,249
Pre-tax net operating income	$13,324,000	835
Securities gains (losses)	$0	740
Applicable income taxes	$2,601,000	763
Income before extraordinary items	$10,723,000	837
Extraordinary gains, net	$0	4
Net income	$10,723,000	837
Minority interest net income	$0	57
Net income of bank and minority interests.	$10,723,000	837
Net charge-offs	$156,000	768
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$10,723,000	851
2022-06-30 (YTD Data)		Rank
Total interest income	$18,459,000	883
Total interest expense	$1,678,000	697
Net interest income	$16,781,000	898
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,935,000	1,409
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$332,000	1,387
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,603,000	1,261
Total noninterest expense	$10,342,000	1,142
Salaries and employee benefits	$6,586,000	1,060
Premises and equipment expense	$1,014,000	1,181
Additional noninterest expense	$2,742,000	1,248
Pre-tax net operating income	$8,374,000	825
Securities gains (losses)	$0	687
Applicable income taxes	$1,783,000	710
Income before extraordinary items	$6,591,000	857
Extraordinary gains, net	$0	4
Net income	$6,591,000	857
Minority interest net income	$0	60
Net income of bank and minority interests.	$6,591,000	857
Net charge-offs	$156,000	600
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$6,591,000	869
2022-03-31 (YTD Data)		Rank
Total interest income	$9,035,000	885
Total interest expense	$791,000	698
Net interest income	$8,244,000	895
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,199,000	1,236
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$157,000	1,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,042,000	1,053
Total noninterest expense	$5,037,000	1,161
Salaries and employee benefits	$3,250,000	1,072
Premises and equipment expense	$519,000	1,165
Additional noninterest expense	$1,268,000	1,315
Pre-tax net operating income	$4,406,000	763
Securities gains (losses)	$0	623
Applicable income taxes	$912,000	683
Income before extraordinary items	$3,494,000	782
Extraordinary gains, net	$0	4
Net income	$3,494,000	782
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,494,000	782
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$3,494,000	789
2021-12-31 (YTD Data)		Rank
Total interest income	$37,174,000	890
Total interest expense	$3,702,000	729
Net interest income	$33,472,000	894
Provision for loan and lease losses	$0	3,064
Total noninterest income	$3,170,000	1,742
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$626,000	1,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,544,000	1,656
Total noninterest expense	$18,718,000	1,223
Salaries and employee benefits	$11,928,000	1,130
Premises and equipment expense	$1,554,000	1,480
Additional noninterest expense	$5,236,000	1,276
Pre-tax net operating income	$17,924,000	809
Securities gains (losses)	$0	2,062
Applicable income taxes	$3,853,000	743
Income before extraordinary items	$14,071,000	869
Extraordinary gains, net	$0	10
Net income	$14,071,000	870
Minority interest net income	$0	74
Net income of bank and minority interests.	$14,071,000	870
Net charge-offs	$-313,000	4,646
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$14,071,000	855
2021-09-30 (YTD Data)		Rank
Total interest income	$28,271,000	893
Total interest expense	$2,907,000	742
Net interest income	$25,364,000	903
Provision for loan and lease losses	$0	2,963
Total noninterest income	$2,623,000	1,674
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$467,000	1,363
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,156,000	1,595
Total noninterest expense	$13,676,000	1,251
Salaries and employee benefits	$8,522,000	1,174
Premises and equipment expense	$1,148,000	1,516
Additional noninterest expense	$4,006,000	1,259
Pre-tax net operating income	$14,311,000	808
Securities gains (losses)	$0	2,015
Applicable income taxes	$3,016,000	752
Income before extraordinary items	$11,295,000	852
Extraordinary gains, net	$0	8
Net income	$11,295,000	851
Minority interest net income	$0	69
Net income of bank and minority interests.	$11,295,000	852
Net charge-offs	$-365,000	4,780
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$11,295,000	837
2021-06-30 (YTD Data)		Rank
Total interest income	$19,429,000	861
Total interest expense	$2,019,000	747
Net interest income	$17,410,000	873
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,819,000	1,612
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$302,000	1,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,517,000	1,505
Total noninterest expense	$8,821,000	1,274
Salaries and employee benefits	$5,620,000	1,186
Premises and equipment expense	$739,000	1,564
Additional noninterest expense	$2,462,000	1,329
Pre-tax net operating income	$10,408,000	731
Securities gains (losses)	$0	1,818
Applicable income taxes	$2,104,000	725
Income before extraordinary items	$8,304,000	779
Extraordinary gains, net	$0	6
Net income	$8,304,000	779
Minority interest net income	$0	67
Net income of bank and minority interests.	$8,304,000	779
Net charge-offs	$-365,000	4,840
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$8,304,000	750
2021-03-31 (YTD Data)		Rank
Total interest income	$9,799,000	848
Total interest expense	$1,059,000	753
Net interest income	$8,740,000	862
Provision for loan and lease losses	$0	2,741
Total noninterest income	$1,196,000	1,366
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$142,000	1,399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,054,000	1,235
Total noninterest expense	$4,373,000	1,268
Salaries and employee benefits	$2,768,000	1,185
Premises and equipment expense	$372,000	1,571
Additional noninterest expense	$1,233,000	1,303
Pre-tax net operating income	$5,563,000	705
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,109,000	695
Income before extraordinary items	$4,454,000	744
Extraordinary gains, net	$0	3
Net income	$4,454,000	744
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,454,000	744
Net charge-offs	$-365,000	4,913
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,454,000	724
2020-12-31 (YTD Data)		Rank
Total interest income	$32,405,000	988
Total interest expense	$6,662,000	713
Net interest income	$25,743,000	1,042
Provision for loan and lease losses	$9,740,000	360
Total noninterest income	$3,888,000	1,491
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$696,000	1,254
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,192,000	1,379
Total noninterest expense	$15,804,000	1,349
Salaries and employee benefits	$10,563,000	1,197
Premises and equipment expense	$1,384,000	1,619
Additional noninterest expense	$3,857,000	1,574
Pre-tax net operating income	$4,087,000	2,039
Securities gains (losses)	$125,000	1,275
Applicable income taxes	$780,000	1,636
Income before extraordinary items	$3,432,000	2,114
Extraordinary gains, net	$0	4
Net income	$3,432,000	2,115
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,432,000	2,115
Net charge-offs	$128,000	1,836
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,330,750	2,105
2020-09-30 (YTD Data)		Rank
Total interest income	$23,680,000	1,008
Total interest expense	$5,344,000	720
Net interest income	$18,336,000	1,083
Provision for loan and lease losses	$8,718,000	338
Total noninterest income	$3,295,000	1,340
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$536,000	1,232
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,759,000	1,240
Total noninterest expense	$11,819,000	1,336
Salaries and employee benefits	$7,902,000	1,186
Premises and equipment expense	$1,029,000	1,623
Additional noninterest expense	$2,888,000	1,557
Pre-tax net operating income	$1,094,000	3,347
Securities gains (losses)	$125,000	1,120
Applicable income taxes	$180,000	2,453
Income before extraordinary items	$1,039,000	3,309
Extraordinary gains, net	$0	4
Net income	$1,039,000	3,309
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,039,000	3,309
Net charge-offs	$-3,000	3,980
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$932,750	3,389
2020-06-30 (YTD Data)		Rank
Total interest income	$15,570,000	1,035
Total interest expense	$3,799,000	734
Net interest income	$11,771,000	1,109
Provision for loan and lease losses	$2,017,000	714
Total noninterest income	$1,604,000	1,551
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$396,000	1,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,208,000	1,498
Total noninterest expense	$7,928,000	1,322
Salaries and employee benefits	$5,335,000	1,169
Premises and equipment expense	$677,000	1,634
Additional noninterest expense	$1,916,000	1,562
Pre-tax net operating income	$3,430,000	1,298
Securities gains (losses)	$125,000	903
Applicable income taxes	$695,000	1,090
Income before extraordinary items	$2,860,000	1,355
Extraordinary gains, net	$0	4
Net income	$2,860,000	1,355
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,860,000	1,355
Net charge-offs	$-41,000	4,698
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,760,000	1,365
2020-03-31 (YTD Data)		Rank
Total interest income	$7,097,000	1,123
Total interest expense	$2,028,000	779
Net interest income	$5,069,000	1,237
Provision for loan and lease losses	$523,000	865
Total noninterest income	$1,034,000	1,254
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$216,000	1,231
Trading account gains and fees	NA	NA
Additional Noninterest Income	$818,000	1,117
Total noninterest expense	$3,885,000	1,358
Salaries and employee benefits	$2,537,000	1,226
Premises and equipment expense	$332,000	1,682
Additional noninterest expense	$1,016,000	1,501
Pre-tax net operating income	$1,695,000	1,203
Securities gains (losses)	$125,000	528
Applicable income taxes	$357,000	951
Income before extraordinary items	$1,463,000	1,212
Extraordinary gains, net	$0	4
Net income	$1,463,000	1,211
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,463,000	1,212
Net charge-offs	$-3,000	4,005
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,363,000	1,264
2019-12-31 (YTD Data)		Rank
Total interest income	$22,991,000	1,348
Total interest expense	$6,239,000	1,024
Net interest income	$16,752,000	1,444
Provision for loan and lease losses	$1,074,000	870
Total noninterest income	$2,854,000	1,622
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$821,000	1,315
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,033,000	1,518
Total noninterest expense	$13,198,000	1,516
Salaries and employee benefits	$8,868,000	1,336
Premises and equipment expense	$1,206,000	1,792
Additional noninterest expense	$3,124,000	1,861
Pre-tax net operating income	$5,334,000	1,681
Securities gains (losses)	$63,000	1,146
Applicable income taxes	$1,002,000	1,431
Income before extraordinary items	$4,395,000	1,764
Extraordinary gains, net	$0	11
Net income	$4,395,000	1,766
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,395,000	1,766
Net charge-offs	$53,000	2,608
Cash dividends	$250,000	3,446
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,343,970	1,744
2019-09-30 (YTD Data)		Rank
Total interest income	$16,201,000	1,434
Total interest expense	$4,359,000	1,098
Net interest income	$11,842,000	1,542
Provision for loan and lease losses	$310,000	1,574
Total noninterest income	$2,317,000	1,530
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$595,000	1,355
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,722,000	1,409
Total noninterest expense	$9,299,000	1,606
Salaries and employee benefits	$6,257,000	1,415
Premises and equipment expense	$835,000	1,901
Additional noninterest expense	$2,207,000	1,959
Pre-tax net operating income	$4,550,000	1,563
Securities gains (losses)	$63,000	981
Applicable income taxes	$874,000	1,337
Income before extraordinary items	$3,739,000	1,625
Extraordinary gains, net	$0	11
Net income	$3,739,000	1,626
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,739,000	1,626
Net charge-offs	$-86,000	4,932
Cash dividends	$250,000	2,980
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,687,970	1,608
2019-06-30 (YTD Data)		Rank
Total interest income	$10,160,000	1,513
Total interest expense	$2,816,000	1,104
Net interest income	$7,344,000	1,658
Provision for loan and lease losses	$0	3,685
Total noninterest income	$1,457,000	1,557
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$353,000	1,470
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,104,000	1,399
Total noninterest expense	$5,904,000	1,693
Salaries and employee benefits	$3,971,000	1,473
Premises and equipment expense	$515,000	2,021
Additional noninterest expense	$1,418,000	2,042
Pre-tax net operating income	$2,897,000	1,589
Securities gains (losses)	$0	1,702
Applicable income taxes	$525,000	1,413
Income before extraordinary items	$2,372,000	1,668
Extraordinary gains, net	$0	11
Net income	$2,372,000	1,668
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,372,000	1,668
Net charge-offs	$-46,000	4,888
Cash dividends	$250,000	2,705
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,372,000	1,637
2019-03-31 (YTD Data)		Rank
Total interest income	$4,725,000	1,602
Total interest expense	$1,299,000	1,157
Net interest income	$3,426,000	1,765
Provision for loan and lease losses	$0	3,406
Total noninterest income	$555,000	1,813
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$221,000	1,222
Trading account gains and fees	NA	NA
Additional Noninterest Income	$334,000	1,853
Total noninterest expense	$2,825,000	1,752
Salaries and employee benefits	$1,913,000	1,525
Premises and equipment expense	$246,000	2,104
Additional noninterest expense	$666,000	2,110
Pre-tax net operating income	$1,156,000	1,858
Securities gains (losses)	$0	1,087
Applicable income taxes	$200,000	1,593
Income before extraordinary items	$956,000	1,935
Extraordinary gains, net	$0	5
Net income	$956,000	1,933
Minority interest net income	$0	52
Net income of bank and minority interests.	$956,000	1,934
Net charge-offs	$-23,000	4,898
Cash dividends	$250,000	1,856
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$956,000	1,919
2018-12-31 (YTD Data)		Rank
Total interest income	$16,884,000	1,679
Total interest expense	$3,683,000	1,214
Net interest income	$13,201,000	1,797
Provision for loan and lease losses	$-75,000	5,162
Total noninterest income	$2,272,000	1,852
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$681,000	1,566
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,591,000	1,730
Total noninterest expense	$10,574,000	1,813
Salaries and employee benefits	$6,989,000	1,599
Premises and equipment expense	$1,050,000	1,981
Additional noninterest expense	$2,535,000	2,202
Pre-tax net operating income	$4,974,000	1,790
Securities gains (losses)	$0	1,125
Applicable income taxes	$-929,000	5,374
Income before extraordinary items	$5,903,000	1,366
Extraordinary gains, net	$0	6
Net income	$5,903,000	1,365
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,903,000	1,365
Net charge-offs	$-133,000	5,101
Cash dividends	$1,631,000	1,647
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,903,000	1,358
2018-09-30 (YTD Data)		Rank
Total interest income	$12,373,000	1,694
Total interest expense	$2,566,000	1,228
Net interest income	$9,807,000	1,808
Provision for loan and lease losses	$-75,000	5,265
Total noninterest income	$1,872,000	1,759
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$521,000	1,553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,351,000	1,619
Total noninterest expense	$7,790,000	1,837
Salaries and employee benefits	$5,150,000	1,627
Premises and equipment expense	$757,000	2,042
Additional noninterest expense	$1,883,000	2,212
Pre-tax net operating income	$3,964,000	1,713
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$3,964,000	1,531
Extraordinary gains, net	$0	5
Net income	$3,964,000	1,530
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,964,000	1,530
Net charge-offs	$-86,000	5,078
Cash dividends	$1,631,000	1,237
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,964,000	1,517
2018-06-30 (YTD Data)		Rank
Total interest income	$8,035,000	1,716
Total interest expense	$1,583,000	1,246
Net interest income	$6,452,000	1,820
Provision for loan and lease losses	$-63,000	5,358
Total noninterest income	$1,183,000	1,816
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$357,000	1,511
Trading account gains and fees	NA	NA
Additional Noninterest Income	$826,000	1,707
Total noninterest expense	$5,096,000	1,884
Salaries and employee benefits	$3,353,000	1,675
Premises and equipment expense	$500,000	2,076
Additional noninterest expense	$1,243,000	2,236
Pre-tax net operating income	$2,602,000	1,705
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$2,602,000	1,525
Extraordinary gains, net	$0	6
Net income	$2,602,000	1,524
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,602,000	1,524
Net charge-offs	$-64,000	5,087
Cash dividends	$851,000	1,462
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,602,000	1,507
2018-03-31 (YTD Data)		Rank
Total interest income	$3,906,000	1,751
Total interest expense	$750,000	1,248
Net interest income	$3,156,000	1,851
Provision for loan and lease losses	$0	3,508
Total noninterest income	$503,000	1,991
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$188,000	1,453
Trading account gains and fees	NA	NA
Additional Noninterest Income	$315,000	1,968
Total noninterest expense	$2,618,000	1,859
Salaries and employee benefits	$1,736,000	1,644
Premises and equipment expense	$242,000	2,155
Additional noninterest expense	$640,000	2,173
Pre-tax net operating income	$1,041,000	1,984
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,041,000	1,777
Extraordinary gains, net	$0	7
Net income	$1,041,000	1,776
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,041,000	1,777
Net charge-offs	$-29,000	5,080
Cash dividends	$431,000	1,311
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,041,000	1,765
2017-12-31 (YTD Data)		Rank
Total interest income	$13,938,000	1,885
Total interest expense	$2,344,000	1,355
Net interest income	$11,594,000	1,968
Provision for loan and lease losses	$-4,000	5,283
Total noninterest income	$2,245,000	1,899
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$618,000	1,731
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,627,000	1,726
Total noninterest expense	$9,308,000	2,026
Salaries and employee benefits	$6,191,000	1,768
Premises and equipment expense	$858,000	2,339
Additional noninterest expense	$2,259,000	2,438
Pre-tax net operating income	$4,535,000	1,860
Securities gains (losses)	$30,000	1,140
Applicable income taxes	$0	4,135
Income before extraordinary items	$4,565,000	1,446
Extraordinary gains, net	$0	9
Net income	$4,565,000	1,445
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,565,000	1,446
Net charge-offs	$-675,000	5,601
Cash dividends	$1,759,000	1,559
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,535,000	1,437
2017-09-30 (YTD Data)		Rank
Total interest income	$10,186,000	1,920
Total interest expense	$1,671,000	1,395
Net interest income	$8,515,000	2,006
Provision for loan and lease losses	$-4,000	5,434
Total noninterest income	$1,759,000	1,858
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$556,000	1,516
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,203,000	1,756
Total noninterest expense	$6,812,000	2,065
Salaries and employee benefits	$4,565,000	1,809
Premises and equipment expense	$626,000	2,391
Additional noninterest expense	$1,621,000	2,526
Pre-tax net operating income	$3,466,000	1,848
Securities gains (losses)	$30,000	1,110
Applicable income taxes	$0	4,172
Income before extraordinary items	$3,496,000	1,525
Extraordinary gains, net	$0	9
Net income	$3,496,000	1,524
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,496,000	1,525
Net charge-offs	$-630,000	5,659
Cash dividends	$1,163,000	1,558
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,466,000	1,515
2017-06-30 (YTD Data)		Rank
Total interest income	$6,570,000	1,958
Total interest expense	$1,051,000	1,423
Net interest income	$5,519,000	2,041
Provision for loan and lease losses	$-4,000	5,521
Total noninterest income	$935,000	2,136
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$380,000	1,476
Trading account gains and fees	NA	NA
Additional Noninterest Income	$555,000	2,201
Total noninterest expense	$4,476,000	2,095
Salaries and employee benefits	$2,999,000	1,834
Premises and equipment expense	$412,000	2,424
Additional noninterest expense	$1,065,000	2,545
Pre-tax net operating income	$1,982,000	2,043
Securities gains (losses)	$30,000	834
Applicable income taxes	$0	4,189
Income before extraordinary items	$2,012,000	1,697
Extraordinary gains, net	$0	11
Net income	$2,012,000	1,696
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,012,000	1,697
Net charge-offs	$-607,000	5,730
Cash dividends	$681,000	1,673
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,982,000	1,697
2017-03-31 (YTD Data)		Rank
Total interest income	$3,166,000	2,005
Total interest expense	$499,000	1,463
Net interest income	$2,667,000	2,095
Provision for loan and lease losses	$-4,000	5,643
Total noninterest income	$481,000	2,104
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$202,000	1,403
Trading account gains and fees	NA	NA
Additional Noninterest Income	$279,000	2,194
Total noninterest expense	$2,219,000	2,127
Salaries and employee benefits	$1,487,000	1,863
Premises and equipment expense	$212,000	2,415
Additional noninterest expense	$520,000	2,594
Pre-tax net operating income	$933,000	2,049
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$933,000	1,753
Extraordinary gains, net	$0	8
Net income	$933,000	1,752
Minority interest net income	$0	55
Net income of bank and minority interests.	$933,000	1,753
Net charge-offs	$-16,000	5,175
Cash dividends	$309,000	1,611
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$933,000	1,737
2016-12-31 (YTD Data)		Rank
Total interest income	$11,318,000	2,172
Total interest expense	$1,876,000	1,497
Net interest income	$9,442,000	2,299
Provision for loan and lease losses	$-334,000	5,691
Total noninterest income	$1,826,000	2,228
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$567,000	1,880
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,259,000	2,118
Total noninterest expense	$8,336,000	2,215
Salaries and employee benefits	$5,345,000	1,989
Premises and equipment expense	$882,000	2,346
Additional noninterest expense	$2,109,000	2,655
Pre-tax net operating income	$3,266,000	2,255
Securities gains (losses)	$143,000	1,089
Applicable income taxes	$0	4,278
Income before extraordinary items	$3,409,000	1,891
Extraordinary gains, net	$0	5
Net income	$3,409,000	1,890
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,409,000	1,890
Net charge-offs	$-351,000	5,759
Cash dividends	$2,914,000	1,053
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,266,000	1,906
2016-09-30 (YTD Data)		Rank
Total interest income	$8,350,000	2,203
Total interest expense	$1,378,000	1,522
Net interest income	$6,972,000	2,324
Provision for loan and lease losses	$-321,000	5,818
Total noninterest income	$1,401,000	2,211
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$408,000	1,949
Trading account gains and fees	$0	169
Additional Noninterest Income	$993,000	2,059
Total noninterest expense	$6,181,000	2,233
Salaries and employee benefits	$3,933,000	2,016
Premises and equipment expense	$662,000	2,344
Additional noninterest expense	$1,586,000	2,658
Pre-tax net operating income	$2,513,000	2,238
Securities gains (losses)	$143,000	1,021
Applicable income taxes	$0	4,325
Income before extraordinary items	$2,656,000	1,857
Extraordinary gains, net	$0	5
Net income	$2,656,000	1,857
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,656,000	1,857
Net charge-offs	$-335,000	5,809
Cash dividends	$2,457,000	884
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,513,000	1,882
2016-06-30 (YTD Data)		Rank
Total interest income	$5,452,000	2,247
Total interest expense	$898,000	1,543
Net interest income	$4,554,000	2,376
Provision for loan and lease losses	$-35,000	5,792
Total noninterest income	$826,000	2,344
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$205,000	2,402
Trading account gains and fees	$0	157
Additional Noninterest Income	$621,000	2,099
Total noninterest expense	$4,022,000	2,291
Salaries and employee benefits	$2,528,000	2,077
Premises and equipment expense	$430,000	2,387
Additional noninterest expense	$1,064,000	2,664
Pre-tax net operating income	$1,393,000	2,530
Securities gains (losses)	$121,000	844
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,514,000	2,108
Extraordinary gains, net	$0	16
Net income	$1,514,000	2,108
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,514,000	2,108
Net charge-offs	$-46,000	5,480
Cash dividends	$2,162,000	706
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,393,000	2,185
2016-03-31 (YTD Data)		Rank
Total interest income	$2,712,000	2,256
Total interest expense	$450,000	1,539
Net interest income	$2,262,000	2,387
Provision for loan and lease losses	$-17,000	5,907
Total noninterest income	$456,000	2,189
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$99,000	2,444
Trading account gains and fees	$0	142
Additional Noninterest Income	$357,000	1,878
Total noninterest expense	$2,000,000	2,295
Salaries and employee benefits	$1,269,000	2,081
Premises and equipment expense	$212,000	2,446
Additional noninterest expense	$519,000	2,698
Pre-tax net operating income	$735,000	2,399
Securities gains (losses)	$18,000	1,277
Applicable income taxes	$0	4,259
Income before extraordinary items	$753,000	2,093
Extraordinary gains, net	$0	12
Net income	$753,000	2,093
Minority interest net income	$0	62
Net income of bank and minority interests.	$753,000	2,093
Net charge-offs	$-25,000	5,537
Cash dividends	$290,000	1,663
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$735,000	2,073
2015-12-31 (YTD Data)		Rank
Total interest income	$10,459,000	2,286
Total interest expense	$1,720,000	1,583
Net interest income	$8,739,000	2,395
Provision for loan and lease losses	$-670,000	5,989
Total noninterest income	$1,752,000	2,286
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$398,000	2,523
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,354,000	1,984
Total noninterest expense	$8,090,000	2,276
Salaries and employee benefits	$5,100,000	2,019
Premises and equipment expense	$829,000	2,489
Additional noninterest expense	$2,161,000	2,629
Pre-tax net operating income	$3,071,000	2,287
Securities gains (losses)	$56,000	1,567
Applicable income taxes	$0	4,402
Income before extraordinary items	$3,127,000	1,979
Extraordinary gains, net	$0	23
Net income	$3,127,000	1,980
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,127,000	1,981
Net charge-offs	$-79,000	5,675
Cash dividends	$1,428,000	1,708
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,071,000	1,977
2015-09-30 (YTD Data)		Rank
Total interest income	$7,758,000	2,318
Total interest expense	$1,281,000	1,607
Net interest income	$6,477,000	2,427
Provision for loan and lease losses	$-652,000	6,116
Total noninterest income	$1,201,000	2,423
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$299,000	2,532
Trading account gains and fees	$0	153
Additional Noninterest Income	$902,000	2,155
Total noninterest expense	$5,903,000	2,326
Salaries and employee benefits	$3,694,000	2,090
Premises and equipment expense	$624,000	2,511
Additional noninterest expense	$1,585,000	2,673
Pre-tax net operating income	$2,427,000	2,230
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$2,427,000	1,938
Extraordinary gains, net	$0	21
Net income	$2,427,000	1,940
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,427,000	1,940
Net charge-offs	$-351,000	6,056
Cash dividends	$1,061,000	1,544
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,427,000	1,906
2015-06-30 (YTD Data)		Rank
Total interest income	$5,190,000	2,315
Total interest expense	$851,000	1,623
Net interest income	$4,339,000	2,430
Provision for loan and lease losses	$-335,000	6,156
Total noninterest income	$748,000	2,520
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$196,000	2,532
Trading account gains and fees	$0	157
Additional Noninterest Income	$552,000	2,300
Total noninterest expense	$3,887,000	2,363
Salaries and employee benefits	$2,429,000	2,128
Premises and equipment expense	$419,000	2,505
Additional noninterest expense	$1,039,000	2,722
Pre-tax net operating income	$1,535,000	2,306
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,535,000	2,005
Extraordinary gains, net	$0	22
Net income	$1,535,000	2,008
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,535,000	2,007
Net charge-offs	$-39,000	5,680
Cash dividends	$771,000	1,496
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,535,000	1,961
2015-03-31 (YTD Data)		Rank
Total interest income	$2,697,000	2,232
Total interest expense	$422,000	1,638
Net interest income	$2,275,000	2,343
Provision for loan and lease losses	$-17,000	6,113
Total noninterest income	$371,000	2,494
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$97,000	2,535
Trading account gains and fees	$0	152
Additional Noninterest Income	$274,000	2,241
Total noninterest expense	$1,933,000	2,376
Salaries and employee benefits	$1,234,000	2,105
Premises and equipment expense	$216,000	2,492
Additional noninterest expense	$483,000	2,861
Pre-tax net operating income	$730,000	2,354
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$730,000	2,074
Extraordinary gains, net	$0	13
Net income	$730,000	2,075
Minority interest net income	$0	64
Net income of bank and minority interests.	$730,000	2,075
Net charge-offs	$-17,000	5,627
Cash dividends	$482,000	1,160
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$730,000	2,007
2014-12-31 (YTD Data)		Rank
Total interest income	$11,166,000	2,166
Total interest expense	$1,834,000	1,597
Net interest income	$9,332,000	2,279
Provision for loan and lease losses	$-1,562,000	6,397
Total noninterest income	$1,311,000	2,696
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$345,000	2,963
Trading account gains and fees	$0	180
Additional Noninterest Income	$966,000	2,368
Total noninterest expense	$8,233,000	2,270
Salaries and employee benefits	$5,046,000	2,027
Premises and equipment expense	$906,000	2,432
Additional noninterest expense	$2,281,000	2,594
Pre-tax net operating income	$3,972,000	1,845
Securities gains (losses)	$150,000	974
Applicable income taxes	$0	4,531
Income before extraordinary items	$4,122,000	1,546
Extraordinary gains, net	$0	17
Net income	$4,122,000	1,544
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,122,000	1,545
Net charge-offs	$-75,000	6,085
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,972,000	1,574
2014-09-30 (YTD Data)		Rank
Total interest income	$8,415,000	2,171
Total interest expense	$1,391,000	1,599
Net interest income	$7,024,000	2,279
Provision for loan and lease losses	$-1,202,000	6,479
Total noninterest income	$662,000	3,344
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$294,000	2,752
Trading account gains and fees	$0	174
Additional Noninterest Income	$368,000	3,325
Total noninterest expense	$6,146,000	2,290
Salaries and employee benefits	$3,730,000	2,071
Premises and equipment expense	$682,000	2,448
Additional noninterest expense	$1,734,000	2,571
Pre-tax net operating income	$2,742,000	1,993
Securities gains (losses)	$63,000	1,298
Applicable income taxes	$0	4,583
Income before extraordinary items	$2,805,000	1,681
Extraordinary gains, net	$0	15
Net income	$2,805,000	1,682
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,805,000	1,681
Net charge-offs	$-58,000	6,076
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,742,000	1,672
2014-06-30 (YTD Data)		Rank
Total interest income	$5,688,000	2,138
Total interest expense	$922,000	1,625
Net interest income	$4,766,000	2,224
Provision for loan and lease losses	$-835,000	6,550
Total noninterest income	$657,000	2,700
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$167,000	3,024
Trading account gains and fees	$0	172
Additional Noninterest Income	$490,000	2,336
Total noninterest expense	$4,118,000	2,280
Salaries and employee benefits	$2,521,000	2,049
Premises and equipment expense	$449,000	2,479
Additional noninterest expense	$1,148,000	2,586
Pre-tax net operating income	$2,140,000	1,719
Securities gains (losses)	$64,000	1,036
Applicable income taxes	$0	4,568
Income before extraordinary items	$2,204,000	1,414
Extraordinary gains, net	$0	20
Net income	$2,204,000	1,416
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,204,000	1,416
Net charge-offs	$-40,000	6,093
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,140,000	1,419
2014-03-31 (YTD Data)		Rank
Total interest income	$2,964,000	2,066
Total interest expense	$462,000	1,638
Net interest income	$2,502,000	2,109
Provision for loan and lease losses	$-417,000	6,616
Total noninterest income	$299,000	2,805
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$90,000	2,874
Trading account gains and fees	$0	147
Additional Noninterest Income	$209,000	2,491
Total noninterest expense	$2,097,000	2,237
Salaries and employee benefits	$1,287,000	2,018
Premises and equipment expense	$218,000	2,584
Additional noninterest expense	$592,000	2,512
Pre-tax net operating income	$1,121,000	1,607
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,121,000	1,355
Extraordinary gains, net	$0	16
Net income	$1,121,000	1,358
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,121,000	1,357
Net charge-offs	$-18,000	5,996
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,121,000	1,329
2013-12-31 (YTD Data)		Rank
Total interest income	$10,661,000	2,278
Total interest expense	$1,985,000	1,717
Net interest income	$8,676,000	2,421
Provision for loan and lease losses	$-519,000	6,595
Total noninterest income	$1,517,000	2,574
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$322,000	3,233
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,195,000	2,145
Total noninterest expense	$8,560,000	2,203
Salaries and employee benefits	$4,966,000	2,058
Premises and equipment expense	$925,000	2,407
Additional noninterest expense	$2,669,000	2,317
Pre-tax net operating income	$2,152,000	2,721
Securities gains (losses)	$23,000	2,279
Applicable income taxes	$0	4,631
Income before extraordinary items	$2,175,000	2,452
Extraordinary gains, net	$0	29
Net income	$2,175,000	2,456
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,175,000	2,455
Net charge-offs	$537,000	1,940
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,152,000	2,409
2013-09-30 (YTD Data)		Rank
Total interest income	$7,844,000	2,327
Total interest expense	$1,515,000	1,735
Net interest income	$6,329,000	2,479
Provision for loan and lease losses	$-251,000	6,652
Total noninterest income	$1,230,000	2,493
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$273,000	3,036
Trading account gains and fees	$0	180
Additional Noninterest Income	$957,000	2,106
Total noninterest expense	$6,268,000	2,259
Salaries and employee benefits	$3,561,000	2,149
Premises and equipment expense	$702,000	2,405
Additional noninterest expense	$2,005,000	2,301
Pre-tax net operating income	$1,542,000	2,866
Securities gains (losses)	$23,000	2,149
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,565,000	2,581
Extraordinary gains, net	$0	25
Net income	$1,565,000	2,585
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,565,000	2,585
Net charge-offs	$555,000	1,489
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,542,000	2,519
2013-06-30 (YTD Data)		Rank
Total interest income	$5,221,000	2,339
Total interest expense	$1,017,000	1,755
Net interest income	$4,204,000	2,482
Provision for loan and lease losses	$-125,000	6,698
Total noninterest income	$819,000	2,528
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$186,000	2,943
Trading account gains and fees	$0	157
Additional Noninterest Income	$633,000	2,162
Total noninterest expense	$4,112,000	2,302
Salaries and employee benefits	$2,343,000	2,175
Premises and equipment expense	$469,000	2,404
Additional noninterest expense	$1,300,000	2,354
Pre-tax net operating income	$1,036,000	2,828
Securities gains (losses)	$23,000	1,940
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,059,000	2,520
Extraordinary gains, net	$0	22
Net income	$1,059,000	2,526
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,059,000	2,525
Net charge-offs	$581,000	1,131
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,036,000	2,467
2013-03-31 (YTD Data)		Rank
Total interest income	$2,634,000	2,350
Total interest expense	$525,000	1,745
Net interest income	$2,109,000	2,495
Provision for loan and lease losses	$-8,000	6,742
Total noninterest income	$371,000	2,667
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$88,000	3,040
Trading account gains and fees	$0	148
Additional Noninterest Income	$283,000	2,302
Total noninterest expense	$2,136,000	2,222
Salaries and employee benefits	$1,171,000	2,209
Premises and equipment expense	$235,000	2,422
Additional noninterest expense	$730,000	2,126
Pre-tax net operating income	$352,000	3,505
Securities gains (losses)	$1,000	1,864
Applicable income taxes	$0	4,602
Income before extraordinary items	$353,000	3,260
Extraordinary gains, net	$0	10
Net income	$353,000	3,260
Minority interest net income	$0	76
Net income of bank and minority interests.	$353,000	3,262
Net charge-offs	$598,000	677
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$352,000	3,168
2012-12-31 (YTD Data)		Rank
Total interest income	$13,155,000	2,001
Total interest expense	$2,598,000	1,688
Net interest income	$10,557,000	2,050
Provision for loan and lease losses	$-375,000	6,971
Total noninterest income	$1,010,000	3,244
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$364,000	3,113
Trading account gains and fees	$0	166
Additional Noninterest Income	$646,000	3,001
Total noninterest expense	$8,830,000	2,155
Salaries and employee benefits	$5,002,000	2,012
Premises and equipment expense	$973,000	2,325
Additional noninterest expense	$2,855,000	2,272
Pre-tax net operating income	$3,112,000	2,025
Securities gains (losses)	$241,000	1,536
Applicable income taxes	$0	4,751
Income before extraordinary items	$3,353,000	1,698
Extraordinary gains, net	$0	29
Net income	$3,353,000	1,699
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,353,000	1,699
Net charge-offs	$1,137,000	1,687
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,112,000	1,698
2012-09-30 (YTD Data)		Rank
Total interest income	$10,318,000	1,947
Total interest expense	$2,020,000	1,703
Net interest income	$8,298,000	2,003
Provision for loan and lease losses	$-50,000	6,984
Total noninterest income	$718,000	3,363
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$262,000	3,228
Trading account gains and fees	$0	157
Additional Noninterest Income	$456,000	3,084
Total noninterest expense	$6,545,000	2,192
Salaries and employee benefits	$3,735,000	2,019
Premises and equipment expense	$741,000	2,328
Additional noninterest expense	$2,069,000	2,343
Pre-tax net operating income	$2,521,000	1,962
Securities gains (losses)	$124,000	1,819
Applicable income taxes	$0	4,802
Income before extraordinary items	$2,645,000	1,665
Extraordinary gains, net	$0	20
Net income	$2,645,000	1,664
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,645,000	1,666
Net charge-offs	$1,099,000	1,365
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,521,000	1,631
2012-06-30 (YTD Data)		Rank
Total interest income	$7,107,000	1,886
Total interest expense	$1,408,000	1,704
Net interest income	$5,699,000	1,946
Provision for loan and lease losses	$-50,000	7,072
Total noninterest income	$369,000	3,815
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$167,000	3,300
Trading account gains and fees	$0	153
Additional Noninterest Income	$202,000	3,658
Total noninterest expense	$4,400,000	2,185
Salaries and employee benefits	$2,506,000	2,005
Premises and equipment expense	$495,000	2,306
Additional noninterest expense	$1,399,000	2,315
Pre-tax net operating income	$1,718,000	1,901
Securities gains (losses)	$121,000	1,458
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,839,000	1,589
Extraordinary gains, net	$0	19
Net income	$1,839,000	1,588
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,839,000	1,589
Net charge-offs	$989,000	1,146
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,718,000	1,606
2012-03-31 (YTD Data)		Rank
Total interest income	$3,566,000	1,901
Total interest expense	$741,000	1,689
Net interest income	$2,825,000	1,961
Provision for loan and lease losses	$-50,000	7,168
Total noninterest income	$71,000	5,415
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$83,000	3,304
Trading account gains and fees	$0	148
Additional Noninterest Income	$-12,000	6,996
Total noninterest expense	$2,243,000	2,134
Salaries and employee benefits	$1,228,000	2,046
Premises and equipment expense	$244,000	2,336
Additional noninterest expense	$771,000	2,095
Pre-tax net operating income	$703,000	2,269
Securities gains (losses)	$54,000	1,188
Applicable income taxes	$0	4,704
Income before extraordinary items	$757,000	1,878
Extraordinary gains, net	$0	19
Net income	$757,000	1,879
Minority interest net income	$0	78
Net income of bank and minority interests.	$757,000	1,880
Net charge-offs	$747,000	832
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$703,000	1,903
2011-12-31 (YTD Data)		Rank
Total interest income	$16,164,000	1,742
Total interest expense	$3,595,000	1,664
Net interest income	$12,569,000	1,778
Provision for loan and lease losses	$0	6,496
Total noninterest income	$-55,000	7,056
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$394,000	3,061
Trading account gains and fees	$0	146
Additional Noninterest Income	$-449,000	7,075
Total noninterest expense	$9,290,000	2,059
Salaries and employee benefits	$4,865,000	1,988
Premises and equipment expense	$1,114,000	2,187
Additional noninterest expense	$3,311,000	2,018
Pre-tax net operating income	$3,224,000	1,716
Securities gains (losses)	$152,000	1,706
Applicable income taxes	$0	4,719
Income before extraordinary items	$3,376,000	1,449
Extraordinary gains, net	$0	29
Net income	$3,376,000	1,449
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,376,000	1,449
Net charge-offs	$2,517,000	1,346
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,224,000	1,445
2011-09-30 (YTD Data)		Rank
Total interest income	$12,111,000	1,762
Total interest expense	$2,793,000	1,679
Net interest income	$9,318,000	1,800
Provision for loan and lease losses	$0	6,393
Total noninterest income	$15,000	7,024
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$294,000	3,083
Trading account gains and fees	$0	145
Additional Noninterest Income	$-279,000	7,164
Total noninterest expense	$7,097,000	2,033
Salaries and employee benefits	$3,643,000	1,989
Premises and equipment expense	$875,000	2,131
Additional noninterest expense	$2,579,000	1,963
Pre-tax net operating income	$2,236,000	1,915
Securities gains (losses)	$91,000	1,873
Applicable income taxes	$0	4,740
Income before extraordinary items	$2,327,000	1,624
Extraordinary gains, net	$0	21
Net income	$2,327,000	1,624
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,327,000	1,624
Net charge-offs	$2,257,000	1,127
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,236,000	1,598
2011-06-30 (YTD Data)		Rank
Total interest income	$7,887,000	1,817
Total interest expense	$1,928,000	1,689
Net interest income	$5,959,000	1,857
Provision for loan and lease losses	$0	6,217
Total noninterest income	$707,000	2,526
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$199,000	3,045
Trading account gains and fees	$0	153
Additional Noninterest Income	$508,000	2,070
Total noninterest expense	$4,830,000	2,006
Salaries and employee benefits	$2,450,000	1,992
Premises and equipment expense	$586,000	2,146
Additional noninterest expense	$1,794,000	1,897
Pre-tax net operating income	$1,836,000	1,573
Securities gains (losses)	$33,000	1,841
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,869,000	1,343
Extraordinary gains, net	$0	15
Net income	$1,869,000	1,343
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,869,000	1,343
Net charge-offs	$958,000	1,510
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,836,000	1,294
2011-03-31 (YTD Data)		Rank
Total interest income	$3,860,000	1,865
Total interest expense	$988,000	1,699
Net interest income	$2,872,000	1,922
Provision for loan and lease losses	$0	5,840
Total noninterest income	$561,000	1,834
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$101,000	2,954
Trading account gains and fees	$0	158
Additional Noninterest Income	$460,000	1,427
Total noninterest expense	$2,336,000	2,075
Salaries and employee benefits	$1,251,000	1,959
Premises and equipment expense	$287,000	2,219
Additional noninterest expense	$798,000	2,108
Pre-tax net operating income	$1,097,000	1,325
Securities gains (losses)	$33,000	917
Applicable income taxes	$0	4,545
Income before extraordinary items	$1,130,000	1,084
Extraordinary gains, net	$0	9
Net income	$1,130,000	1,083
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,130,000	1,084
Net charge-offs	$885,000	934
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,097,000	1,090
2010-12-31 (YTD Data)		Rank
Total interest income	$18,081,000	1,676
Total interest expense	$4,933,000	1,678
Net interest income	$13,148,000	1,684
Provision for loan and lease losses	$8,382,000	777
Total noninterest income	$-2,823,000	7,611
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$422,000	2,975
Trading account gains and fees	$0	175
Additional Noninterest Income	$-3,245,000	7,605
Total noninterest expense	$9,002,000	2,157
Salaries and employee benefits	$4,879,000	1,980
Premises and equipment expense	$1,058,000	2,359
Additional noninterest expense	$3,065,000	2,256
Pre-tax net operating income	$-7,059,000	7,236
Securities gains (losses)	$98,000	2,181
Applicable income taxes	$0	4,655
Income before extraordinary items	$-6,961,000	7,282
Extraordinary gains, net	$0	29
Net income	$-6,961,000	7,282
Minority interest net income	$0	111
Net income of bank and minority interests.	$-6,961,000	7,282
Net charge-offs	$1,928,000	1,900
Cash dividends	$725,000	1,887
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-7,059,000	7,266
2010-09-30 (YTD Data)		Rank
Total interest income	$13,978,000	1,666
Total interest expense	$3,870,000	1,674
Net interest income	$10,108,000	1,671
Provision for loan and lease losses	$4,245,000	992
Total noninterest income	$603,000	3,676
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$318,000	3,035
Trading account gains and fees	$0	165
Additional Noninterest Income	$285,000	3,624
Total noninterest expense	$6,602,000	2,193
Salaries and employee benefits	$3,681,000	1,971
Premises and equipment expense	$778,000	2,439
Additional noninterest expense	$2,143,000	2,342
Pre-tax net operating income	$-136,000	6,213
Securities gains (losses)	$75,000	2,169
Applicable income taxes	$0	4,726
Income before extraordinary items	$-61,000	6,251
Extraordinary gains, net	$0	23
Net income	$-61,000	6,252
Minority interest net income	$0	110
Net income of bank and minority interests.	$-61,000	6,252
Net charge-offs	$1,931,000	1,539
Cash dividends	$725,000	1,370
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-136,000	6,261
2010-06-30 (YTD Data)		Rank
Total interest income	$9,497,000	1,666
Total interest expense	$2,648,000	1,698
Net interest income	$6,849,000	1,644
Provision for loan and lease losses	$1,690,000	1,416
Total noninterest income	$328,000	4,081
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$208,000	3,079
Trading account gains and fees	$0	152
Additional Noninterest Income	$120,000	4,340
Total noninterest expense	$4,252,000	2,277
Salaries and employee benefits	$2,498,000	1,946
Premises and equipment expense	$523,000	2,436
Additional noninterest expense	$1,231,000	2,654
Pre-tax net operating income	$1,235,000	2,020
Securities gains (losses)	$17,000	2,422
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,252,000	1,739
Extraordinary gains, net	$0	19
Net income	$1,252,000	1,738
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,252,000	1,739
Net charge-offs	$1,435,000	1,403
Cash dividends	$725,000	969
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,235,000	1,683
2010-03-31 (YTD Data)		Rank
Total interest income	$4,786,000	1,689
Total interest expense	$1,362,000	1,736
Net interest income	$3,424,000	1,656
Provision for loan and lease losses	$440,000	1,977
Total noninterest income	$146,000	4,335
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$102,000	3,111
Trading account gains and fees	$0	175
Additional Noninterest Income	$44,000	4,900
Total noninterest expense	$2,148,000	2,269
Salaries and employee benefits	$1,294,000	1,925
Premises and equipment expense	$253,000	2,570
Additional noninterest expense	$601,000	2,705
Pre-tax net operating income	$982,000	1,325
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$982,000	1,107
Extraordinary gains, net	$0	16
Net income	$982,000	1,108
Minority interest net income	$0	91
Net income of bank and minority interests.	$982,000	1,109
Net charge-offs	$94,000	3,163
Cash dividends	$390,000	887
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$982,000	1,073
2009-12-31 (YTD Data)		Rank
Total interest income	$20,059,000	1,702
Total interest expense	$7,845,000	1,508
Net interest income	$12,214,000	1,816
Provision for loan and lease losses	$405,000	4,848
Total noninterest income	$300,000	5,600
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$468,000	3,031
Trading account gains and fees	$0	211
Additional Noninterest Income	$-168,000	7,662
Total noninterest expense	$9,099,000	2,184
Salaries and employee benefits	$5,086,000	1,940
Premises and equipment expense	$1,109,000	2,362
Additional noninterest expense	$2,904,000	2,417
Pre-tax net operating income	$3,010,000	1,324
Securities gains (losses)	$128,000	1,919
Applicable income taxes	$0	4,388
Income before extraordinary items	$3,138,000	1,072
Extraordinary gains, net	$0	34
Net income	$3,138,000	1,070
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,138,000	1,071
Net charge-offs	$359,000	4,247
Cash dividends	$494,000	2,584
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,010,000	1,113
2009-09-30 (YTD Data)		Rank
Total interest income	$15,033,000	1,727
Total interest expense	$6,258,000	1,505
Net interest income	$8,775,000	1,888
Provision for loan and lease losses	$110,000	5,856
Total noninterest income	$13,000	7,743
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$366,000	2,964
Trading account gains and fees	$0	212
Additional Noninterest Income	$-353,000	7,925
Total noninterest expense	$6,915,000	2,159
Salaries and employee benefits	$3,816,000	1,946
Premises and equipment expense	$836,000	2,380
Additional noninterest expense	$2,263,000	2,302
Pre-tax net operating income	$1,763,000	1,802
Securities gains (losses)	$102,000	1,825
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,865,000	1,438
Extraordinary gains, net	$0	27
Net income	$1,865,000	1,436
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,865,000	1,438
Net charge-offs	$114,000	4,936
Cash dividends	$494,000	2,034
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,763,000	1,485
2009-06-30 (YTD Data)		Rank
Total interest income	$10,011,000	1,761
Total interest expense	$4,286,000	1,536
Net interest income	$5,725,000	1,917
Provision for loan and lease losses	$110,000	5,210
Total noninterest income	$425,000	3,727
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$263,000	2,756
Trading account gains and fees	$0	193
Additional Noninterest Income	$162,000	3,977
Total noninterest expense	$4,635,000	2,172
Salaries and employee benefits	$2,568,000	1,967
Premises and equipment expense	$551,000	2,438
Additional noninterest expense	$1,516,000	2,314
Pre-tax net operating income	$1,405,000	1,609
Securities gains (losses)	$102,000	1,478
Applicable income taxes	$0	4,657
Income before extraordinary items	$1,507,000	1,249
Extraordinary gains, net	$0	21
Net income	$1,507,000	1,247
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,507,000	1,248
Net charge-offs	$62,000	4,721
Cash dividends	$494,000	1,659
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,405,000	1,314
2009-03-31 (YTD Data)		Rank
Total interest income	$4,988,000	1,793
Total interest expense	$2,196,000	1,546
Net interest income	$2,792,000	1,952
Provision for loan and lease losses	$110,000	3,735
Total noninterest income	$193,000	3,885
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$132,000	2,709
Trading account gains and fees	$0	171
Additional Noninterest Income	$61,000	4,486
Total noninterest expense	$2,179,000	2,245
Salaries and employee benefits	$1,279,000	2,011
Premises and equipment expense	$279,000	2,449
Additional noninterest expense	$621,000	2,490
Pre-tax net operating income	$696,000	1,819
Securities gains (losses)	$95,000	1,026
Applicable income taxes	$0	4,835
Income before extraordinary items	$791,000	1,389
Extraordinary gains, net	$0	15
Net income	$791,000	1,390
Minority interest net income	$0	102
Net income of bank and minority interests.	$791,000	1,391
Net charge-offs	$8,000	4,870
Cash dividends	$268,000	1,459
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$696,000	1,480
2008-12-31 (YTD Data)		Rank
Total interest income	$21,513,000	1,789
Total interest expense	$10,590,000	1,534
Net interest income	$10,923,000	2,031
Provision for loan and lease losses	$602,000	3,484
Total noninterest income	$628,000	4,366
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$484,000	3,076
Trading account gains and fees	$0	154
Additional Noninterest Income	$144,000	5,385
Total noninterest expense	$8,437,000	2,275
Salaries and employee benefits	$5,211,000	1,937
Premises and equipment expense	$1,082,000	2,447
Additional noninterest expense	$2,144,000	2,692
Pre-tax net operating income	$2,512,000	2,077
Securities gains (losses)	$47,000	1,652
Applicable income taxes	$0	4,979
Income before extraordinary items	$2,559,000	1,583
Extraordinary gains, net	$0	39
Net income	$2,559,000	1,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	4,455
Cash dividends	$453,000	3,505
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,512,000	1,720
2008-09-30 (YTD Data)		Rank
Total interest income	$16,195,000	1,823
Total interest expense	$8,244,000	1,536
Net interest income	$7,951,000	2,104
Provision for loan and lease losses	$520,000	2,672
Total noninterest income	$456,000	4,543
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$366,000	3,090
Trading account gains and fees	$0	148
Additional Noninterest Income	$90,000	5,787
Total noninterest expense	$6,240,000	2,292
Salaries and employee benefits	$3,912,000	1,969
Premises and equipment expense	$813,000	2,455
Additional noninterest expense	$1,515,000	2,753
Pre-tax net operating income	$1,647,000	2,655
Securities gains (losses)	$47,000	1,472
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,694,000	2,078
Extraordinary gains, net	$0	31
Net income	$1,694,000	2,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,799
Cash dividends	$278,000	3,512
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,647,000	2,243
2008-06-30 (YTD Data)		Rank
Total interest income	$10,869,000	1,840
Total interest expense	$5,672,000	1,547
Net interest income	$5,197,000	2,131
Provision for loan and lease losses	$328,000	2,414
Total noninterest income	$370,000	4,175
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$260,000	2,921
Trading account gains and fees	$0	149
Additional Noninterest Income	$110,000	4,890
Total noninterest expense	$4,121,000	2,318
Salaries and employee benefits	$2,596,000	2,005
Premises and equipment expense	$535,000	2,496
Additional noninterest expense	$990,000	2,768
Pre-tax net operating income	$1,118,000	2,725
Securities gains (losses)	$47,000	1,487
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,165,000	2,263
Extraordinary gains, net	$0	21
Net income	$1,165,000	2,263
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,906
Cash dividends	$205,000	3,389
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,118,000	2,299
2008-03-31 (YTD Data)		Rank
Total interest income	$5,515,000	1,862
Total interest expense	$2,911,000	1,610
Net interest income	$2,604,000	2,131
Provision for loan and lease losses	$192,000	1,865
Total noninterest income	$192,000	4,084
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$104,000	3,368
Trading account gains and fees	$0	158
Additional Noninterest Income	$88,000	4,007
Total noninterest expense	$2,080,000	2,290
Salaries and employee benefits	$1,348,000	1,951
Premises and equipment expense	$272,000	2,476
Additional noninterest expense	$460,000	2,920
Pre-tax net operating income	$524,000	2,977
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$524,000	2,578
Extraordinary gains, net	$0	15
Net income	$524,000	2,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,393
Cash dividends	$131,000	2,698
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$524,000	2,509
2007-12-31 (YTD Data)		Rank
Total interest income	$22,031,000	1,920
Total interest expense	$10,743,000	1,852
Net interest income	$11,288,000	2,012
Provision for loan and lease losses	$918,000	1,520
Total noninterest income	$543,000	4,846
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$329,000	3,899
Trading account gains and fees	$0	178
Additional Noninterest Income	$214,000	4,928
Total noninterest expense	$7,504,000	2,430
Salaries and employee benefits	$4,718,000	2,137
Premises and equipment expense	$994,000	2,586
Additional noninterest expense	$1,792,000	2,939
Pre-tax net operating income	$3,409,000	2,240
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$3,409,000	1,834
Extraordinary gains, net	$0	39
Net income	$3,409,000	1,833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$203,000	2,847
Cash dividends	$1,472,000	2,043
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,409,000	1,825
2007-09-30 (YTD Data)		Rank
Total interest income	$16,250,000	1,948
Total interest expense	$7,819,000	1,896
Net interest income	$8,431,000	2,034
Provision for loan and lease losses	$563,000	1,423
Total noninterest income	$392,000	4,957
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$265,000	3,764
Trading account gains and fees	$0	184
Additional Noninterest Income	$127,000	5,388
Total noninterest expense	$5,371,000	2,526
Salaries and employee benefits	$3,385,000	2,225
Premises and equipment expense	$727,000	2,631
Additional noninterest expense	$1,259,000	3,060
Pre-tax net operating income	$2,889,000	2,177
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$2,889,000	1,751
Extraordinary gains, net	$0	33
Net income	$2,889,000	1,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,886
Cash dividends	$1,184,000	1,796
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,889,000	1,736
2007-06-30 (YTD Data)		Rank
Total interest income	$10,636,000	2,000
Total interest expense	$5,116,000	1,922
Net interest income	$5,520,000	2,099
Provision for loan and lease losses	$240,000	1,865
Total noninterest income	$211,000	5,463
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$178,000	3,757
Trading account gains and fees	$0	168
Additional Noninterest Income	$33,000	6,866
Total noninterest expense	$3,462,000	2,627
Salaries and employee benefits	$2,194,000	2,322
Premises and equipment expense	$481,000	2,669
Additional noninterest expense	$787,000	3,236
Pre-tax net operating income	$2,029,000	2,130
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$2,029,000	1,706
Extraordinary gains, net	$0	29
Net income	$2,029,000	1,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,675
Cash dividends	$647,000	2,078
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,029,000	1,683
2007-03-31 (YTD Data)		Rank
Total interest income	$5,153,000	2,059
Total interest expense	$2,562,000	1,910
Net interest income	$2,591,000	2,214
Provision for loan and lease losses	$79,000	2,365
Total noninterest income	$152,000	4,613
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$91,000	3,638
Trading account gains and fees	$0	195
Additional Noninterest Income	$61,000	4,714
Total noninterest expense	$1,755,000	2,604
Salaries and employee benefits	$1,127,000	2,279
Premises and equipment expense	$244,000	2,650
Additional noninterest expense	$384,000	3,279
Pre-tax net operating income	$909,000	2,324
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$909,000	1,855
Extraordinary gains, net	$0	22
Net income	$909,000	1,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,345
Cash dividends	$334,000	1,874
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$909,000	1,846
2006-12-31 (YTD Data)		Rank
Total interest income	$16,957,000	2,309
Total interest expense	$7,249,000	2,221
Net interest income	$9,708,000	2,349
Provision for loan and lease losses	$957,000	1,078
Total noninterest income	$576,000	4,830
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$344,000	3,851
Trading account gains and fees	$0	130
Additional Noninterest Income	$232,000	4,837
Total noninterest expense	$6,412,000	2,717
Salaries and employee benefits	$3,901,000	2,493
Premises and equipment expense	$911,000	2,687
Additional noninterest expense	$1,600,000	3,123
Pre-tax net operating income	$2,915,000	2,823
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$2,915,000	2,324
Extraordinary gains, net	$0	51
Net income	$2,915,000	2,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,089
Cash dividends	$1,231,000	2,222
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,915,000	2,303
2006-09-30 (YTD Data)		Rank
Total interest income	$12,042,000	2,402
Total interest expense	$4,912,000	2,350
Net interest income	$7,130,000	2,421
Provision for loan and lease losses	$738,000	1,005
Total noninterest income	$418,000	4,917
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$257,000	3,896
Trading account gains and fees	$0	126
Additional Noninterest Income	$161,000	4,990
Total noninterest expense	$4,574,000	2,828
Salaries and employee benefits	$2,751,000	2,638
Premises and equipment expense	$682,000	2,708
Additional noninterest expense	$1,141,000	3,256
Pre-tax net operating income	$2,236,000	2,889
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$2,236,000	2,369
Extraordinary gains, net	$0	45
Net income	$2,236,000	2,370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	7,924
Cash dividends	$854,000	2,157
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,236,000	2,360
2006-06-30 (YTD Data)		Rank
Total interest income	$7,495,000	2,507
Total interest expense	$2,992,000	2,446
Net interest income	$4,503,000	2,539
Provision for loan and lease losses	$397,000	1,183
Total noninterest income	$328,000	4,505
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$168,000	3,899
Trading account gains and fees	$0	126
Additional Noninterest Income	$160,000	4,176
Total noninterest expense	$2,942,000	2,928
Salaries and employee benefits	$1,775,000	2,713
Premises and equipment expense	$413,000	2,919
Additional noninterest expense	$754,000	3,286
Pre-tax net operating income	$1,492,000	2,892
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$1,492,000	2,351
Extraordinary gains, net	$0	39
Net income	$1,492,000	2,354
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,784
Cash dividends	$509,000	2,330
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,492,000	2,334
2006-03-31 (YTD Data)		Rank
Total interest income	$3,582,000	2,573
Total interest expense	$1,408,000	2,454
Net interest income	$2,174,000	2,598
Provision for loan and lease losses	$144,000	1,529
Total noninterest income	$173,000	4,302
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$80,000	3,936
Trading account gains and fees	$0	115
Additional Noninterest Income	$93,000	3,860
Total noninterest expense	$1,456,000	2,957
Salaries and employee benefits	$895,000	2,694
Premises and equipment expense	$204,000	2,974
Additional noninterest expense	$357,000	3,411
Pre-tax net operating income	$747,000	2,844
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$747,000	2,338
Extraordinary gains, net	$0	21
Net income	$747,000	2,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,292
Cash dividends	$170,000	2,594
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$747,000	2,313
2005-12-31 (YTD Data)		Rank
Total interest income	$11,421,000	2,818
Total interest expense	$4,245,000	2,529
Net interest income	$7,176,000	2,983
Provision for loan and lease losses	$652,000	1,528
Total noninterest income	$755,000	4,184
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$515,000	2,993
Trading account gains and fees	$0	138
Additional Noninterest Income	$240,000	4,814
Total noninterest expense	$5,156,000	3,152
Salaries and employee benefits	$3,151,000	2,843
Premises and equipment expense	$709,000	3,194
Additional noninterest expense	$1,296,000	3,630
Pre-tax net operating income	$2,123,000	3,548
Securities gains (losses)	$2,000	1,993
Applicable income taxes	$0	6,964
Income before extraordinary items	$2,125,000	2,938
Extraordinary gains, net	$0	46
Net income	$2,125,000	2,939
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	3,195
Cash dividends	$828,000	2,779
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,123,000	2,913
2005-09-30 (YTD Data)		Rank
Total interest income	$8,117,000	2,896
Total interest expense	$2,945,000	2,576
Net interest income	$5,172,000	3,067
Provision for loan and lease losses	$404,000	1,708
Total noninterest income	$590,000	4,099
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$277,000	3,743
Trading account gains and fees	$0	126
Additional Noninterest Income	$313,000	3,733
Total noninterest expense	$3,582,000	3,337
Salaries and employee benefits	$2,177,000	3,017
Premises and equipment expense	$494,000	3,388
Additional noninterest expense	$911,000	3,770
Pre-tax net operating income	$1,776,000	3,326
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$1,776,000	2,725
Extraordinary gains, net	$0	35
Net income	$1,776,000	2,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	3,558
Cash dividends	$517,000	2,741
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,776,000	2,691
2005-06-30 (YTD Data)		Rank
Total interest income	$5,085,000	2,992
Total interest expense	$1,797,000	2,632
Net interest income	$3,288,000	3,158
Provision for loan and lease losses	$161,000	2,517
Total noninterest income	$369,000	4,236
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$173,000	3,824
Trading account gains and fees	$0	116
Additional Noninterest Income	$196,000	3,794
Total noninterest expense	$2,346,000	3,363
Salaries and employee benefits	$1,411,000	3,089
Premises and equipment expense	$301,000	3,616
Additional noninterest expense	$634,000	3,637
Pre-tax net operating income	$1,150,000	3,364
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$1,150,000	2,751
Extraordinary gains, net	$0	30
Net income	$1,150,000	2,751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,310
Cash dividends	$263,000	3,152
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,150,000	2,710
2005-03-31 (YTD Data)		Rank
Total interest income	$2,416,000	3,082
Total interest expense	$848,000	2,657
Net interest income	$1,568,000	3,290
Provision for loan and lease losses	$5,000	5,826
Total noninterest income	$202,000	3,954
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$83,000	3,846
Trading account gains and fees	$0	115
Additional Noninterest Income	$119,000	3,420
Total noninterest expense	$1,095,000	3,579
Salaries and employee benefits	$676,000	3,219
Premises and equipment expense	$132,000	4,029
Additional noninterest expense	$287,000	3,945
Pre-tax net operating income	$670,000	2,955
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$670,000	2,403
Extraordinary gains, net	$0	24
Net income	$670,000	2,404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,407
Cash dividends	$66,000	3,269
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$670,000	2,366
2004-12-31 (YTD Data)		Rank
Total interest income	$8,396,000	3,287
Total interest expense	$2,564,000	2,986
Net interest income	$5,832,000	3,368
Provision for loan and lease losses	$1,069,000	989
Total noninterest income	$900,000	3,787
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$382,000	3,748
Trading account gains and fees	$0	138
Additional Noninterest Income	$518,000	3,246
Total noninterest expense	$4,258,000	3,560
Salaries and employee benefits	$2,688,000	3,156
Premises and equipment expense	$560,000	3,748
Additional noninterest expense	$1,010,000	4,310
Pre-tax net operating income	$1,405,000	4,420
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,405,000	3,798
Extraordinary gains, net	$0	34
Net income	$1,405,000	3,799
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,021,000	766
Cash dividends	$803,000	2,699
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,405,000	3,738
2004-09-30 (YTD Data)		Rank
Total interest income	$6,102,000	3,349
Total interest expense	$1,760,000	3,159
Net interest income	$4,342,000	3,366
Provision for loan and lease losses	$314,000	2,203
Total noninterest income	$623,000	3,984
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$295,000	3,706
Trading account gains and fees	$0	134
Additional Noninterest Income	$328,000	3,568
Total noninterest expense	$2,986,000	3,723
Salaries and employee benefits	$1,916,000	3,261
Premises and equipment expense	$312,000	4,644
Additional noninterest expense	$758,000	4,257
Pre-tax net operating income	$1,665,000	3,342
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$1,665,000	2,715
Extraordinary gains, net	$0	26
Net income	$1,665,000	2,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	1,594
Cash dividends	$559,000	2,524
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,665,000	2,657
2004-06-30 (YTD Data)		Rank
Total interest income	$3,990,000	3,389
Total interest expense	$1,092,000	3,328
Net interest income	$2,898,000	3,357
Provision for loan and lease losses	$226,000	1,996
Total noninterest income	$426,000	3,949
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$196,000	3,697
Trading account gains and fees	$0	130
Additional Noninterest Income	$230,000	3,469
Total noninterest expense	$1,991,000	3,746
Salaries and employee benefits	$1,268,000	3,295
Premises and equipment expense	$179,000	5,131
Additional noninterest expense	$544,000	4,048
Pre-tax net operating income	$1,107,000	3,302
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$1,107,000	2,698
Extraordinary gains, net	$0	21
Net income	$1,107,000	2,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	1,792
Cash dividends	$327,000	2,744
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,107,000	2,623
2004-03-31 (YTD Data)		Rank
Total interest income	$1,986,000	3,407
Total interest expense	$529,000	3,468
Net interest income	$1,457,000	3,339
Provision for loan and lease losses	$195,000	1,177
Total noninterest income	$228,000	3,729
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$107,000	3,416
Trading account gains and fees	$0	121
Additional Noninterest Income	$121,000	3,332
Total noninterest expense	$1,006,000	3,744
Salaries and employee benefits	$643,000	3,260
Premises and equipment expense	$81,000	5,477
Additional noninterest expense	$282,000	3,931
Pre-tax net operating income	$484,000	3,612
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$484,000	3,026
Extraordinary gains, net	$0	16
Net income	$484,000	3,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	1,233
Cash dividends	$93,000	2,981
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$484,000	2,918
2003-12-31 (YTD Data)		Rank
Total interest income	$7,435,000	3,632
Total interest expense	$2,311,000	3,561
Net interest income	$5,124,000	3,627
Provision for loan and lease losses	$596,000	1,892
Total noninterest income	$931,000	3,871
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$389,000	3,707
Trading account gains and fees	$0	160
Additional Noninterest Income	$542,000	3,449
Total noninterest expense	$3,753,000	3,884
Salaries and employee benefits	$2,358,000	3,424
Premises and equipment expense	$299,000	5,671
Additional noninterest expense	$1,096,000	3,984
Pre-tax net operating income	$1,706,000	3,778
Securities gains (losses)	$75,000	2,153
Applicable income taxes	$350,000	4,037
Income before extraordinary items	$1,431,000	3,669
Extraordinary gains, net	$0	54
Net income	$1,431,000	3,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$276,000	2,363
Cash dividends	$552,000	3,342
Sale, conversion, retirement of capital stock, net	$2,990,000	281
Net operating income	$1,371,000	3,632
2003-09-30 (YTD Data)		Rank
Total interest income	$5,494,000	3,717
Total interest expense	$1,790,000	3,574
Net interest income	$3,704,000	3,740
Provision for loan and lease losses	$449,000	1,868
Total noninterest income	$741,000	3,812
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$286,000	3,767
Trading account gains and fees	$0	153
Additional Noninterest Income	$455,000	3,306
Total noninterest expense	$2,637,000	4,073
Salaries and employee benefits	$1,577,000	3,752
Premises and equipment expense	$217,000	5,749
Additional noninterest expense	$843,000	3,919
Pre-tax net operating income	$1,359,000	3,743
Securities gains (losses)	$75,000	1,990
Applicable income taxes	$350,000	3,641
Income before extraordinary items	$1,084,000	3,790
Extraordinary gains, net	$0	40
Net income	$1,084,000	3,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$180,000	2,335
Cash dividends	$374,000	3,148
Sale, conversion, retirement of capital stock, net	$2,990,000	191
Net operating income	$1,027,000	3,758
2003-06-30 (YTD Data)		Rank
Total interest income	$3,628,000	3,774
Total interest expense	$1,246,000	3,549
Net interest income	$2,382,000	3,848
Provision for loan and lease losses	$319,000	1,716
Total noninterest income	$498,000	3,752
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$190,000	3,743
Trading account gains and fees	$0	150
Additional Noninterest Income	$308,000	3,244
Total noninterest expense	$1,719,000	4,156
Salaries and employee benefits	$1,008,000	3,879
Premises and equipment expense	$133,000	5,992
Additional noninterest expense	$578,000	3,818
Pre-tax net operating income	$842,000	3,923
Securities gains (losses)	$75,000	1,736
Applicable income taxes	$0	7,529
Income before extraordinary items	$917,000	3,168
Extraordinary gains, net	$0	30
Net income	$917,000	3,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	2,606
Cash dividends	$178,000	3,655
Sale, conversion, retirement of capital stock, net	$2,990,000	116
Net operating income	$842,000	3,188
2003-03-31 (YTD Data)		Rank
Total interest income	$1,776,000	3,866
Total interest expense	$638,000	3,570
Net interest income	$1,138,000	3,983
Provision for loan and lease losses	$105,000	2,265
Total noninterest income	$169,000	4,577
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$91,000	3,771
Trading account gains and fees	$0	134
Additional Noninterest Income	$78,000	4,393
Total noninterest expense	$815,000	4,308
Salaries and employee benefits	$486,000	3,993
Premises and equipment expense	$54,000	6,574
Additional noninterest expense	$275,000	3,922
Pre-tax net operating income	$387,000	4,110
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$387,000	3,545
Extraordinary gains, net	$0	21
Net income	$387,000	3,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,979
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$2,990,000	58
Net operating income	$387,000	3,365
2002-12-31 (YTD Data)		Rank
Total interest income	$6,796,000	4,149
Total interest expense	$2,621,000	3,949
Net interest income	$4,175,000	4,211
Provision for loan and lease losses	$562,000	2,179
Total noninterest income	$516,000	5,124
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$318,000	4,101
Trading account gains and fees	$0	153
Additional Noninterest Income	$198,000	5,053
Total noninterest expense	$2,991,000	4,471
Salaries and employee benefits	$1,791,000	4,108
Premises and equipment expense	$385,000	4,786
Additional noninterest expense	$815,000	4,860
Pre-tax net operating income	$1,138,000	4,850
Securities gains (losses)	$109,000	1,657
Applicable income taxes	$424,000	3,769
Income before extraordinary items	$823,000	5,122
Extraordinary gains, net	$0	70
Net income	$823,000	5,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	3,160
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$751,060	5,230
2001-12-31 (YTD Data)		Rank
Total interest income	$6,575,000	4,639
Total interest expense	$3,564,000	4,151
Net interest income	$3,011,000	5,059
Provision for loan and lease losses	$354,000	2,893
Total noninterest income	$310,000	6,331
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$208,000	5,073
Trading account gains and fees	$0	177
Additional Noninterest Income	$102,000	6,397
Total noninterest expense	$2,494,000	4,960
Salaries and employee benefits	$1,441,000	4,655
Premises and equipment expense	$342,000	5,109
Additional noninterest expense	$711,000	5,228
Pre-tax net operating income	$473,000	6,666
Securities gains (losses)	$274,000	946
Applicable income taxes	$252,000	4,594
Income before extraordinary items	$495,000	6,110
Extraordinary gains, net	$0	105
Net income	$495,000	6,111
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,388
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$314,160	6,930
2000-12-31 (YTD Data)		Rank
Total interest income	$5,300,000	5,525
Total interest expense	$2,616,000	5,405
Net interest income	$2,684,000	5,561
Provision for loan and lease losses	$262,000	3,137
Total noninterest income	$243,000	6,838
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$170,000	5,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	7,104
Total noninterest expense	$2,019,000	5,653
Salaries and employee benefits	$1,059,000	5,700
Premises and equipment expense	$314,000	5,287
Additional noninterest expense	$646,000	5,496
Pre-tax net operating income	$646,000	6,420
Securities gains (losses)	$0	1,956
Applicable income taxes	$204,000	5,344
Income before extraordinary items	$442,000	6,617
Extraordinary gains, net	$0	38
Net income	$442,000	6,615
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	4,198
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$442,000	6,635
1999-12-31 (YTD Data)		Rank
Total interest income	$2,842,000	7,553
Total interest expense	$1,208,000	7,622
Net interest income	$1,634,000	7,322
Provision for loan and lease losses	$122,000	4,702
Total noninterest income	$114,000	8,611
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$95,000	6,811
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	9,296
Total noninterest expense	$1,415,000	7,006
Salaries and employee benefits	$640,000	7,544
Premises and equipment expense	$267,000	5,840
Additional noninterest expense	$508,000	6,454
Pre-tax net operating income	$211,000	8,528
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$211,000	8,215
Extraordinary gains, net	$0	35
Net income	$211,000	8,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$3,000,000	356
Net operating income	$211,000	8,191
1998-12-31 (YTD Data)		Rank
Total interest income	$1,296,000	9,538
Total interest expense	$509,000	9,673
Net interest income	$787,000	9,290
Provision for loan and lease losses	$183,000	3,696
Total noninterest income	$71,000	9,497
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$55,000	7,918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	9,678
Total noninterest expense	$1,027,000	8,031
Salaries and employee benefits	$435,000	8,744
Premises and equipment expense	$218,000	6,462
Additional noninterest expense	$374,000	7,444
Pre-tax net operating income	$-352,000	10,104
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$-352,000	10,158
Extraordinary gains, net	$-100,000	10,428
Net income	$-452,000	10,203
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$-352,000	10,131
1997-12-31 (YTD Data)		Rank
Total interest income	$183,000	10,846
Total interest expense	$39,000	10,840
Net interest income	$144,000	10,823
Provision for loan and lease losses	$5,000	8,640
Total noninterest income	$5,000	10,835
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,000	9,453
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	10,710
Total noninterest expense	$304,000	10,693
Salaries and employee benefits	$142,000	10,738
Premises and equipment expense	$58,000	10,005
Additional noninterest expense	$104,000	10,507
Pre-tax net operating income	$-160,000	10,540
Securities gains (losses)	$0	3,944
Applicable income taxes	$0	10,065
Income before extraordinary items	$-160,000	10,575
Extraordinary gains, net	$0	44
Net income	$-160,000	10,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$5,000,000	200
Net operating income	$-160,000	10,545

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.