Home > Southwest Suburban Bank > Income and Expense
Southwest Suburban Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 7,748 |
| Total interest expense | $1,298,000 | 7,851 |
| Net interest income | $1,707,000 | 7,538 |
| Provision for loan and lease losses | $47,000 | 6,813 |
| Total noninterest income | $433,000 | 5,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,985 |
| Total noninterest expense | $1,311,000 | 7,298 |
| Salaries and employee benefits | $656,000 | 7,569 |
| Premises and equipment expense | $202,000 | 6,803 |
| Additional noninterest expense | $453,000 | 6,896 |
| Pre-tax net operating income | $782,000 | 6,623 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $220,000 | 6,618 |
| Income before extraordinary items | $562,000 | 6,580 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $562,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $387,000 | 4,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $562,000 | 6,531 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 8,123 |
| Total interest expense | $1,197,000 | 8,382 |
| Net interest income | $1,708,000 | 7,763 |
| Provision for loan and lease losses | $43,000 | 6,890 |
| Total noninterest income | $388,000 | 6,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $1,329,000 | 7,578 |
| Salaries and employee benefits | $619,000 | 8,012 |
| Premises and equipment expense | $180,000 | 7,427 |
| Additional noninterest expense | $530,000 | 6,838 |
| Pre-tax net operating income | $724,000 | 6,824 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $208,000 | 7,014 |
| Income before extraordinary items | $516,000 | 6,790 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $516,000 | 6,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $31,000 | 7,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $516,000 | 6,733 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 8,649 |
| Total interest expense | $1,191,000 | 8,612 |
| Net interest income | $1,499,000 | 8,536 |
| Provision for loan and lease losses | $42,000 | 6,540 |
| Total noninterest income | $355,000 | 6,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $1,267,000 | 7,960 |
| Salaries and employee benefits | $632,000 | 8,167 |
| Premises and equipment expense | $194,000 | 7,315 |
| Additional noninterest expense | $441,000 | 7,787 |
| Pre-tax net operating income | $545,000 | 8,196 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $144,000 | 8,373 |
| Income before extraordinary items | $401,000 | 8,069 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $401,000 | 8,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $278,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $401,000 | 8,035 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 9,295 |
| Total interest expense | $836,000 | 9,415 |
| Net interest income | $1,445,000 | 9,027 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $327,000 | 6,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $1,219,000 | 8,535 |
| Salaries and employee benefits | $610,000 | 8,545 |
| Premises and equipment expense | $186,000 | 7,731 |
| Additional noninterest expense | $423,000 | 8,597 |
| Pre-tax net operating income | $521,000 | 8,514 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $121,000 | 8,911 |
| Income before extraordinary items | $400,000 | 8,198 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $400,000 | 8,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $370,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $400,000 | 8,242 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 10,002 |
| Total interest expense | $690,000 | 10,642 |
| Net interest income | $1,401,000 | 9,416 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $343,000 | 7,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $1,172,000 | 9,001 |
| Salaries and employee benefits | $604,000 | 8,773 |
| Premises and equipment expense | $165,000 | 8,511 |
| Additional noninterest expense | $403,000 | 9,237 |
| Pre-tax net operating income | $548,000 | 8,314 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $128,000 | 9,127 |
| Income before extraordinary items | $416,000 | 8,277 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $416,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $419,040 | 7,972 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 10,284 |
| Total interest expense | $885,000 | 10,931 |
| Net interest income | $1,419,000 | 9,556 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $361,000 | 6,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $1,151,000 | 9,277 |
| Salaries and employee benefits | $583,000 | 8,971 |
| Premises and equipment expense | $163,000 | 8,762 |
| Additional noninterest expense | $405,000 | 9,500 |
| Pre-tax net operating income | $605,000 | 7,677 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $154,000 | 8,513 |
| Income before extraordinary items | $451,000 | 7,726 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $451,000 | 7,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $451,000 | 7,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.