Home > Southwest State Bank > Income and Expense
Southwest State Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 4,306 |
| Total interest expense | $139,000 | 3,642 |
| Net interest income | $907,000 | 4,355 |
| Provision for loan and lease losses | $-97,000 | 6,198 |
| Total noninterest income | $41,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 5,539 |
| Total noninterest expense | $488,000 | 5,212 |
| Salaries and employee benefits | $229,000 | 5,417 |
| Premises and equipment expense | $139,000 | 3,363 |
| Additional noninterest expense | $120,000 | 5,583 |
| Pre-tax net operating income | $557,000 | 2,829 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $557,000 | 2,520 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $557,000 | 2,523 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $557,000 | 2,522 |
| Net charge-offs | $-44,000 | 5,917 |
| Cash dividends | $397,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $557,000 | 2,446 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 4,403 |
| Total interest expense | $606,000 | 3,615 |
| Net interest income | $3,523,000 | 4,458 |
| Provision for loan and lease losses | $12,000 | 4,366 |
| Total noninterest income | $164,000 | 5,582 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $137,000 | 4,527 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $27,000 | 5,965 |
| Total noninterest expense | $2,050,000 | 5,229 |
| Salaries and employee benefits | $956,000 | 5,440 |
| Premises and equipment expense | $543,000 | 3,453 |
| Additional noninterest expense | $551,000 | 5,511 |
| Pre-tax net operating income | $1,625,000 | 3,332 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,625,000 | 3,098 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,625,000 | 3,098 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,625,000 | 3,099 |
| Net charge-offs | $7,000 | 4,671 |
| Cash dividends | $1,663,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,625,000 | 3,046 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 4,446 |
| Total interest expense | $464,000 | 3,612 |
| Net interest income | $2,630,000 | 4,513 |
| Provision for loan and lease losses | $12,000 | 4,102 |
| Total noninterest income | $127,000 | 5,637 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $103,000 | 4,588 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $24,000 | 5,991 |
| Total noninterest expense | $1,518,000 | 5,272 |
| Salaries and employee benefits | $713,000 | 5,471 |
| Premises and equipment expense | $387,000 | 3,605 |
| Additional noninterest expense | $418,000 | 5,535 |
| Pre-tax net operating income | $1,227,000 | 3,393 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,227,000 | 3,100 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,227,000 | 3,100 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,227,000 | 3,101 |
| Net charge-offs | $2,000 | 4,524 |
| Cash dividends | $1,235,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,227,000 | 3,056 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 4,447 |
| Total interest expense | $317,000 | 3,586 |
| Net interest income | $1,759,000 | 4,501 |
| Provision for loan and lease losses | $12,000 | 3,832 |
| Total noninterest income | $80,000 | 5,720 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $64,000 | 4,681 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $16,000 | 6,039 |
| Total noninterest expense | $1,028,000 | 5,285 |
| Salaries and employee benefits | $481,000 | 5,501 |
| Premises and equipment expense | $265,000 | 3,581 |
| Additional noninterest expense | $282,000 | 5,562 |
| Pre-tax net operating income | $799,000 | 3,372 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $799,000 | 3,092 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $799,000 | 3,098 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $799,000 | 3,098 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $865,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $799,000 | 3,045 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 4,438 |
| Total interest expense | $166,000 | 3,551 |
| Net interest income | $888,000 | 4,528 |
| Provision for loan and lease losses | $6,000 | 3,525 |
| Total noninterest income | $42,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,000 | 5,913 |
| Total noninterest expense | $491,000 | 5,436 |
| Salaries and employee benefits | $246,000 | 5,521 |
| Premises and equipment expense | $101,000 | 4,187 |
| Additional noninterest expense | $144,000 | 5,577 |
| Pre-tax net operating income | $433,000 | 3,163 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $433,000 | 2,852 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $433,000 | 2,855 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $433,000 | 2,855 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $436,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $433,000 | 2,807 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 4,303 |
| Total interest expense | $722,000 | 3,679 |
| Net interest income | $3,867,000 | 4,364 |
| Provision for loan and lease losses | $-942,000 | 6,666 |
| Total noninterest income | $192,000 | 5,658 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $153,000 | 4,555 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $39,000 | 5,998 |
| Total noninterest expense | $1,844,000 | 5,593 |
| Salaries and employee benefits | $1,015,000 | 5,512 |
| Premises and equipment expense | $410,000 | 4,166 |
| Additional noninterest expense | $419,000 | 6,065 |
| Pre-tax net operating income | $3,157,000 | 2,089 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,157,000 | 1,819 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,157,000 | 1,821 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,157,000 | 1,821 |
| Net charge-offs | $-971,000 | 6,774 |
| Cash dividends | $3,202,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,157,000 | 1,791 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 4,295 |
| Total interest expense | $551,000 | 3,719 |
| Net interest income | $2,967,000 | 4,342 |
| Provision for loan and lease losses | $-953,000 | 6,779 |
| Total noninterest income | $149,000 | 5,708 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $121,000 | 4,495 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $28,000 | 6,101 |
| Total noninterest expense | $1,348,000 | 5,665 |
| Salaries and employee benefits | $739,000 | 5,579 |
| Premises and equipment expense | $288,000 | 4,336 |
| Additional noninterest expense | $321,000 | 6,064 |
| Pre-tax net operating income | $2,721,000 | 1,908 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,721,000 | 1,655 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,721,000 | 1,658 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,721,000 | 1,659 |
| Net charge-offs | $-985,000 | 6,856 |
| Cash dividends | $1,698,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,721,000 | 1,611 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 4,421 |
| Total interest expense | $365,000 | 3,789 |
| Net interest income | $1,862,000 | 4,490 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $90,000 | 5,828 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $79,000 | 4,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 6,344 |
| Total noninterest expense | $815,000 | 5,817 |
| Salaries and employee benefits | $484,000 | 5,643 |
| Premises and equipment expense | $137,000 | 5,077 |
| Additional noninterest expense | $194,000 | 6,211 |
| Pre-tax net operating income | $1,107,000 | 2,707 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,107,000 | 2,423 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,107,000 | 2,431 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,107,000 | 2,429 |
| Net charge-offs | $7,000 | 4,432 |
| Cash dividends | $1,067,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,107,000 | 2,337 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $992,000 | 4,739 |
| Total interest expense | $181,000 | 3,913 |
| Net interest income | $811,000 | 4,843 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $43,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,093 |
| Total noninterest expense | $363,000 | 6,075 |
| Salaries and employee benefits | $231,000 | 5,794 |
| Premises and equipment expense | $39,000 | 5,996 |
| Additional noninterest expense | $93,000 | 6,316 |
| Pre-tax net operating income | $476,000 | 2,961 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $476,000 | 2,680 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $476,000 | 2,683 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $476,000 | 2,682 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $591,000 | 836 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $476,000 | 2,605 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,001,000 | 4,295 |
| Total interest expense | $916,000 | 3,826 |
| Net interest income | $4,085,000 | 4,355 |
| Provision for loan and lease losses | $196,000 | 3,969 |
| Total noninterest income | $199,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $167,000 | 4,595 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $32,000 | 6,085 |
| Total noninterest expense | $2,183,000 | 5,481 |
| Salaries and employee benefits | $982,000 | 5,738 |
| Premises and equipment expense | $459,000 | 4,018 |
| Additional noninterest expense | $742,000 | 5,417 |
| Pre-tax net operating income | $1,905,000 | 2,903 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,905,000 | 2,668 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,905,000 | 2,671 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,905,000 | 2,669 |
| Net charge-offs | $5,000 | 5,755 |
| Cash dividends | $1,647,000 | 1,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,905,000 | 2,554 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,756,000 | 4,367 |
| Total interest expense | $717,000 | 3,841 |
| Net interest income | $3,039,000 | 4,445 |
| Provision for loan and lease losses | $181,000 | 3,631 |
| Total noninterest income | $145,000 | 5,809 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $121,000 | 4,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $24,000 | 6,228 |
| Total noninterest expense | $1,689,000 | 5,454 |
| Salaries and employee benefits | $720,000 | 5,817 |
| Premises and equipment expense | $339,000 | 4,108 |
| Additional noninterest expense | $630,000 | 5,223 |
| Pre-tax net operating income | $1,314,000 | 3,132 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,314,000 | 2,890 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,314,000 | 2,890 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,314,000 | 2,889 |
| Net charge-offs | $3,000 | 5,588 |
| Cash dividends | $1,121,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,314,000 | 2,759 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 4,428 |
| Total interest expense | $502,000 | 3,819 |
| Net interest income | $1,984,000 | 4,515 |
| Provision for loan and lease losses | $146,000 | 3,445 |
| Total noninterest income | $105,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $82,000 | 4,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 6,059 |
| Total noninterest expense | $1,154,000 | 5,429 |
| Salaries and employee benefits | $481,000 | 5,857 |
| Premises and equipment expense | $213,000 | 4,235 |
| Additional noninterest expense | $460,000 | 5,056 |
| Pre-tax net operating income | $789,000 | 3,306 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $789,000 | 3,071 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $789,000 | 3,071 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $789,000 | 3,071 |
| Net charge-offs | $4,000 | 5,214 |
| Cash dividends | $735,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $789,000 | 2,916 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 4,447 |
| Total interest expense | $261,000 | 3,839 |
| Net interest income | $995,000 | 4,546 |
| Provision for loan and lease losses | $83,000 | 3,104 |
| Total noninterest income | $50,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $559,000 | 5,543 |
| Salaries and employee benefits | $233,000 | 5,959 |
| Premises and equipment expense | $103,000 | 4,335 |
| Additional noninterest expense | $223,000 | 5,119 |
| Pre-tax net operating income | $403,000 | 3,290 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $403,000 | 3,043 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $403,000 | 3,046 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $403,000 | 3,047 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $333,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $403,000 | 2,890 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,171,000 | 4,485 |
| Total interest expense | $1,472,000 | 3,493 |
| Net interest income | $3,699,000 | 4,748 |
| Provision for loan and lease losses | $711,000 | 2,924 |
| Total noninterest income | $189,000 | 5,791 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $160,000 | 4,776 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $29,000 | 6,229 |
| Total noninterest expense | $2,432,000 | 5,397 |
| Salaries and employee benefits | $948,000 | 5,973 |
| Premises and equipment expense | $573,000 | 3,696 |
| Additional noninterest expense | $911,000 | 5,126 |
| Pre-tax net operating income | $745,000 | 4,184 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $745,000 | 4,063 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $745,000 | 4,068 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $745,000 | 4,067 |
| Net charge-offs | $473,000 | 3,254 |
| Cash dividends | $435,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $745,000 | 3,921 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,875,000 | 4,532 |
| Total interest expense | $1,160,000 | 3,493 |
| Net interest income | $2,715,000 | 4,834 |
| Provision for loan and lease losses | $598,000 | 2,649 |
| Total noninterest income | $136,000 | 5,952 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $116,000 | 4,862 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $20,000 | 6,393 |
| Total noninterest expense | $1,840,000 | 5,399 |
| Salaries and employee benefits | $693,000 | 6,027 |
| Premises and equipment expense | $453,000 | 3,602 |
| Additional noninterest expense | $694,000 | 5,121 |
| Pre-tax net operating income | $413,000 | 4,731 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $413,000 | 4,611 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $413,000 | 4,612 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $413,000 | 4,611 |
| Net charge-offs | $467,000 | 2,740 |
| Cash dividends | $267,000 | 2,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $413,000 | 4,486 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 4,480 |
| Total interest expense | $799,000 | 3,521 |
| Net interest income | $1,868,000 | 4,767 |
| Provision for loan and lease losses | $477,000 | 2,380 |
| Total noninterest income | $87,000 | 6,017 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $78,000 | 4,826 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,628 |
| Total noninterest expense | $1,233,000 | 5,457 |
| Salaries and employee benefits | $457,000 | 6,092 |
| Premises and equipment expense | $302,000 | 3,627 |
| Additional noninterest expense | $474,000 | 5,133 |
| Pre-tax net operating income | $245,000 | 4,866 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $245,000 | 4,736 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $245,000 | 4,735 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $245,000 | 4,736 |
| Net charge-offs | $462,000 | 2,229 |
| Cash dividends | $82,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $245,000 | 4,651 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 4,476 |
| Total interest expense | $403,000 | 3,592 |
| Net interest income | $944,000 | 4,745 |
| Provision for loan and lease losses | $311,000 | 1,872 |
| Total noninterest income | $51,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $39,000 | 4,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 6,262 |
| Total noninterest expense | $623,000 | 5,456 |
| Salaries and employee benefits | $226,000 | 6,160 |
| Premises and equipment expense | $163,000 | 3,486 |
| Additional noninterest expense | $234,000 | 5,161 |
| Pre-tax net operating income | $61,000 | 5,604 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $61,000 | 5,536 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $61,000 | 5,534 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $61,000 | 5,535 |
| Net charge-offs | $234,000 | 1,976 |
| Cash dividends | $22,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $61,000 | 5,487 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,702,000 | 4,462 |
| Total interest expense | $1,905,000 | 3,691 |
| Net interest income | $3,797,000 | 4,729 |
| Provision for loan and lease losses | $678,000 | 3,652 |
| Total noninterest income | $218,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $172,000 | 4,681 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $46,000 | 6,173 |
| Total noninterest expense | $2,395,000 | 5,601 |
| Salaries and employee benefits | $911,000 | 6,205 |
| Premises and equipment expense | $502,000 | 4,172 |
| Additional noninterest expense | $982,000 | 5,140 |
| Pre-tax net operating income | $942,000 | 3,480 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $942,000 | 3,329 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $942,000 | 3,326 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $942,000 | 3,329 |
| Net charge-offs | $773,000 | 3,037 |
| Cash dividends | $1,344,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $942,000 | 3,203 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 4,506 |
| Total interest expense | $1,485,000 | 3,727 |
| Net interest income | $2,854,000 | 4,793 |
| Provision for loan and lease losses | $118,000 | 5,533 |
| Total noninterest income | $176,000 | 5,870 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $130,000 | 4,741 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $46,000 | 6,074 |
| Total noninterest expense | $1,741,000 | 5,720 |
| Salaries and employee benefits | $663,000 | 6,298 |
| Premises and equipment expense | $354,000 | 4,398 |
| Additional noninterest expense | $724,000 | 5,178 |
| Pre-tax net operating income | $1,171,000 | 2,832 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,171,000 | 2,599 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,171,000 | 2,597 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,171,000 | 2,601 |
| Net charge-offs | $168,000 | 4,398 |
| Cash dividends | $1,229,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,171,000 | 2,469 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 4,528 |
| Total interest expense | $1,007,000 | 3,790 |
| Net interest income | $1,904,000 | 4,793 |
| Provision for loan and lease losses | $65,000 | 5,537 |
| Total noninterest income | $101,000 | 6,052 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $82,000 | 4,831 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 6,502 |
| Total noninterest expense | $1,135,000 | 5,794 |
| Salaries and employee benefits | $435,000 | 6,379 |
| Premises and equipment expense | $224,000 | 4,570 |
| Additional noninterest expense | $476,000 | 5,214 |
| Pre-tax net operating income | $805,000 | 2,787 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $805,000 | 2,495 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $805,000 | 2,491 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $805,000 | 2,494 |
| Net charge-offs | $48,000 | 4,928 |
| Cash dividends | $707,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $805,000 | 2,394 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 4,789 |
| Total interest expense | $540,000 | 3,722 |
| Net interest income | $818,000 | 5,233 |
| Provision for loan and lease losses | $32,000 | 5,274 |
| Total noninterest income | $50,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $40,000 | 4,876 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $553,000 | 5,931 |
| Salaries and employee benefits | $206,000 | 6,565 |
| Premises and equipment expense | $119,000 | 4,489 |
| Additional noninterest expense | $228,000 | 5,372 |
| Pre-tax net operating income | $283,000 | 3,459 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $283,000 | 3,243 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $283,000 | 3,240 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $283,000 | 3,243 |
| Net charge-offs | $47,000 | 3,765 |
| Cash dividends | $424,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $283,000 | 3,135 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,490,000 | 4,387 |
| Total interest expense | $2,838,000 | 3,562 |
| Net interest income | $3,652,000 | 4,850 |
| Provision for loan and lease losses | $350,000 | 5,055 |
| Total noninterest income | $274,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $223,000 | 4,440 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $51,000 | 6,344 |
| Total noninterest expense | $1,983,000 | 6,248 |
| Salaries and employee benefits | $884,000 | 6,501 |
| Premises and equipment expense | $384,000 | 5,096 |
| Additional noninterest expense | $715,000 | 6,085 |
| Pre-tax net operating income | $1,593,000 | 2,270 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,593,000 | 2,011 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,593,000 | 2,008 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,593,000 | 2,010 |
| Net charge-offs | $42,000 | 6,304 |
| Cash dividends | $1,527,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,593,000 | 1,984 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 4,407 |
| Total interest expense | $2,247,000 | 3,546 |
| Net interest income | $2,681,000 | 4,919 |
| Provision for loan and lease losses | $250,000 | 4,859 |
| Total noninterest income | $221,000 | 5,703 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $177,000 | 4,354 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $44,000 | 6,345 |
| Total noninterest expense | $1,483,000 | 6,274 |
| Salaries and employee benefits | $654,000 | 6,564 |
| Premises and equipment expense | $281,000 | 5,194 |
| Additional noninterest expense | $548,000 | 6,041 |
| Pre-tax net operating income | $1,169,000 | 2,479 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,169,000 | 2,224 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,169,000 | 2,221 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,169,000 | 2,224 |
| Net charge-offs | $25,000 | 6,127 |
| Cash dividends | $1,169,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,169,000 | 2,170 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 4,424 |
| Total interest expense | $1,542,000 | 3,603 |
| Net interest income | $1,772,000 | 4,929 |
| Provision for loan and lease losses | $130,000 | 4,951 |
| Total noninterest income | $147,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $118,000 | 4,321 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $29,000 | 6,432 |
| Total noninterest expense | $979,000 | 6,335 |
| Salaries and employee benefits | $432,000 | 6,656 |
| Premises and equipment expense | $180,000 | 5,339 |
| Additional noninterest expense | $367,000 | 6,043 |
| Pre-tax net operating income | $810,000 | 2,496 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $810,000 | 2,210 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $810,000 | 2,208 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $810,000 | 2,209 |
| Net charge-offs | $-14,000 | 7,949 |
| Cash dividends | $772,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $810,000 | 2,153 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 4,450 |
| Total interest expense | $798,000 | 3,624 |
| Net interest income | $871,000 | 4,976 |
| Provision for loan and lease losses | $58,000 | 4,777 |
| Total noninterest income | $66,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $56,000 | 4,381 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $465,000 | 6,433 |
| Salaries and employee benefits | $213,000 | 6,726 |
| Premises and equipment expense | $71,000 | 5,916 |
| Additional noninterest expense | $181,000 | 5,842 |
| Pre-tax net operating income | $414,000 | 2,733 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $414,000 | 2,503 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $414,000 | 2,503 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $414,000 | 2,505 |
| Net charge-offs | $-12,000 | 7,903 |
| Cash dividends | $359,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $414,000 | 2,356 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,219,000 | 4,396 |
| Total interest expense | $4,072,000 | 3,477 |
| Net interest income | $3,147,000 | 5,285 |
| Provision for loan and lease losses | $124,000 | 5,782 |
| Total noninterest income | $260,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $238,000 | 4,463 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $22,000 | 7,377 |
| Total noninterest expense | $1,698,000 | 6,615 |
| Salaries and employee benefits | $805,000 | 6,886 |
| Premises and equipment expense | $274,000 | 6,014 |
| Additional noninterest expense | $619,000 | 6,155 |
| Pre-tax net operating income | $1,585,000 | 2,916 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,585,000 | 2,417 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,585,000 | 2,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,736 |
| Cash dividends | $1,611,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,585,000 | 2,556 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,527,000 | 4,411 |
| Total interest expense | $3,178,000 | 3,480 |
| Net interest income | $2,349,000 | 5,332 |
| Provision for loan and lease losses | $91,000 | 5,254 |
| Total noninterest income | $188,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $169,000 | 4,605 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 7,454 |
| Total noninterest expense | $1,219,000 | 6,715 |
| Salaries and employee benefits | $573,000 | 6,998 |
| Premises and equipment expense | $168,000 | 6,497 |
| Additional noninterest expense | $478,000 | 6,026 |
| Pre-tax net operating income | $1,227,000 | 3,276 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,227,000 | 2,715 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,227,000 | 2,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,890 |
| Cash dividends | $1,224,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,227,000 | 2,856 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,770,000 | 4,416 |
| Total interest expense | $2,206,000 | 3,496 |
| Net interest income | $1,564,000 | 5,341 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $123,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $109,000 | 4,678 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $788,000 | 6,834 |
| Salaries and employee benefits | $377,000 | 7,079 |
| Premises and equipment expense | $106,000 | 6,646 |
| Additional noninterest expense | $305,000 | 6,143 |
| Pre-tax net operating income | $839,000 | 3,331 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $839,000 | 2,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $839,000 | 2,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $852,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $839,000 | 2,909 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 4,298 |
| Total interest expense | $1,191,000 | 3,474 |
| Net interest income | $820,000 | 5,234 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $60,000 | 6,365 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $48,000 | 4,876 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $382,000 | 6,920 |
| Salaries and employee benefits | $173,000 | 7,275 |
| Premises and equipment expense | $53,000 | 6,667 |
| Additional noninterest expense | $156,000 | 6,079 |
| Pre-tax net operating income | $468,000 | 3,204 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $468,000 | 2,848 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $468,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,847 |
| Cash dividends | $384,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $468,000 | 2,771 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,624,000 | 4,154 |
| Total interest expense | $5,659,000 | 3,154 |
| Net interest income | $2,965,000 | 5,535 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $173,000 | 6,941 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $227,000 | 4,647 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-54,000 | 8,487 |
| Total noninterest expense | $1,504,000 | 6,918 |
| Salaries and employee benefits | $647,000 | 7,402 |
| Premises and equipment expense | $263,000 | 6,116 |
| Additional noninterest expense | $594,000 | 6,144 |
| Pre-tax net operating income | $1,544,000 | 3,854 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,544,000 | 3,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,544,000 | 3,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,918 |
| Cash dividends | $1,458,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,544,000 | 3,360 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,566,000 | 4,130 |
| Total interest expense | $4,349,000 | 3,091 |
| Net interest income | $2,217,000 | 5,576 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $112,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $173,000 | 4,649 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-61,000 | 8,530 |
| Total noninterest expense | $1,109,000 | 6,937 |
| Salaries and employee benefits | $482,000 | 7,396 |
| Premises and equipment expense | $185,000 | 6,272 |
| Additional noninterest expense | $442,000 | 6,151 |
| Pre-tax net operating income | $1,160,000 | 4,022 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,160,000 | 3,546 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,160,000 | 3,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $1,035,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,160,000 | 3,527 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 4,128 |
| Total interest expense | $2,928,000 | 3,065 |
| Net interest income | $1,482,000 | 5,588 |
| Provision for loan and lease losses | $26,000 | 5,117 |
| Total noninterest income | $31,000 | 8,031 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $112,000 | 4,712 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-81,000 | 8,600 |
| Total noninterest expense | $742,000 | 6,967 |
| Salaries and employee benefits | $322,000 | 7,439 |
| Premises and equipment expense | $135,000 | 6,081 |
| Additional noninterest expense | $285,000 | 6,249 |
| Pre-tax net operating income | $745,000 | 4,178 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $745,000 | 3,678 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $745,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,769 |
| Cash dividends | $651,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $745,000 | 3,658 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 4,064 |
| Total interest expense | $1,489,000 | 3,002 |
| Net interest income | $768,000 | 5,520 |
| Provision for loan and lease losses | $11,000 | 4,971 |
| Total noninterest income | $-36,000 | 8,624 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $48,000 | 4,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-84,000 | 8,641 |
| Total noninterest expense | $370,000 | 7,012 |
| Salaries and employee benefits | $159,000 | 7,503 |
| Premises and equipment expense | $65,000 | 6,217 |
| Additional noninterest expense | $146,000 | 6,188 |
| Pre-tax net operating income | $351,000 | 4,306 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $351,000 | 3,812 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $351,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $298,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $351,000 | 3,790 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,059,000 | 4,171 |
| Total interest expense | $5,064,000 | 2,997 |
| Net interest income | $2,995,000 | 5,531 |
| Provision for loan and lease losses | $96,000 | 4,805 |
| Total noninterest income | $222,000 | 6,741 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $190,000 | 5,089 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,649 |
| Total noninterest expense | $1,493,000 | 6,907 |
| Salaries and employee benefits | $667,000 | 7,381 |
| Premises and equipment expense | $203,000 | 6,704 |
| Additional noninterest expense | $623,000 | 5,952 |
| Pre-tax net operating income | $1,628,000 | 4,122 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,628,000 | 3,587 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,628,000 | 3,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,461 |
| Cash dividends | $1,697,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,628,000 | 3,569 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,814,000 | 4,257 |
| Total interest expense | $3,534,000 | 3,083 |
| Net interest income | $2,280,000 | 5,523 |
| Provision for loan and lease losses | $80,000 | 4,494 |
| Total noninterest income | $160,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $136,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,706 |
| Total noninterest expense | $1,030,000 | 7,103 |
| Salaries and employee benefits | $516,000 | 7,301 |
| Premises and equipment expense | $131,000 | 7,005 |
| Additional noninterest expense | $383,000 | 6,499 |
| Pre-tax net operating income | $1,330,000 | 4,052 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,330,000 | 3,482 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,330,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,678 |
| Cash dividends | $1,190,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,330,000 | 3,467 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 4,554 |
| Total interest expense | $1,986,000 | 3,401 |
| Net interest income | $1,467,000 | 5,672 |
| Provision for loan and lease losses | $65,000 | 3,979 |
| Total noninterest income | $101,000 | 6,969 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $664,000 | 7,214 |
| Salaries and employee benefits | $338,000 | 7,377 |
| Premises and equipment expense | $88,000 | 7,009 |
| Additional noninterest expense | $238,000 | 6,693 |
| Pre-tax net operating income | $839,000 | 4,218 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $839,000 | 3,628 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $839,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,954 |
| Cash dividends | $792,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $839,000 | 3,617 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 5,025 |
| Total interest expense | $723,000 | 4,092 |
| Net interest income | $716,000 | 5,742 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $334,000 | 7,214 |
| Salaries and employee benefits | $166,000 | 7,435 |
| Premises and equipment expense | $46,000 | 6,927 |
| Additional noninterest expense | $122,000 | 6,593 |
| Pre-tax net operating income | $425,000 | 4,140 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $425,000 | 3,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $425,000 | 3,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $366,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $425,000 | 3,512 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 6,336 |
| Total interest expense | $1,161,000 | 5,905 |
| Net interest income | $2,158,000 | 6,436 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $175,000 | 7,266 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $149,000 | 5,636 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 7,968 |
| Total noninterest expense | $1,250,000 | 7,313 |
| Salaries and employee benefits | $686,000 | 7,317 |
| Premises and equipment expense | $160,000 | 7,167 |
| Additional noninterest expense | $404,000 | 7,074 |
| Pre-tax net operating income | $933,000 | 5,548 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $933,000 | 4,994 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $933,000 | 4,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,507 |
| Cash dividends | $495,000 | 3,696 |
| Sale, conversion, retirement of capital stock, net | $6,005,000 | 274 |
| Net operating income | $933,000 | 4,965 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 6,637 |
| Total interest expense | $725,000 | 6,269 |
| Net interest income | $1,477,000 | 6,705 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $138,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $112,000 | 5,656 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,789 |
| Total noninterest expense | $899,000 | 7,400 |
| Salaries and employee benefits | $484,000 | 7,434 |
| Premises and equipment expense | $119,000 | 7,174 |
| Additional noninterest expense | $296,000 | 7,127 |
| Pre-tax net operating income | $566,000 | 6,149 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $566,000 | 5,602 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $566,000 | 5,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,870 |
| Cash dividends | $191,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 747 |
| Net operating income | $566,000 | 5,565 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 6,691 |
| Total interest expense | $459,000 | 6,263 |
| Net interest income | $957,000 | 6,770 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $97,000 | 7,114 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $603,000 | 7,380 |
| Salaries and employee benefits | $315,000 | 7,493 |
| Premises and equipment expense | $70,000 | 7,407 |
| Additional noninterest expense | $218,000 | 6,891 |
| Pre-tax net operating income | $301,000 | 6,572 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $301,000 | 6,114 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $301,000 | 6,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,332 |
| Cash dividends | $191,000 | 3,603 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 614 |
| Net operating income | $301,000 | 6,064 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $698,000 | 6,751 |
| Total interest expense | $223,000 | 6,262 |
| Net interest income | $475,000 | 6,839 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $45,000 | 7,228 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $298,000 | 7,461 |
| Salaries and employee benefits | $157,000 | 7,557 |
| Premises and equipment expense | $34,000 | 7,517 |
| Additional noninterest expense | $107,000 | 6,972 |
| Pre-tax net operating income | $222,000 | 5,724 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $222,000 | 5,158 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $222,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,343 |
| Cash dividends | $79,000 | 3,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $222,000 | 5,127 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 6,900 |
| Total interest expense | $739,000 | 6,453 |
| Net interest income | $1,748,000 | 6,970 |
| Provision for loan and lease losses | $15,000 | 6,861 |
| Total noninterest income | $181,000 | 7,324 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $158,000 | 5,672 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,128 |
| Total noninterest expense | $1,136,000 | 7,563 |
| Salaries and employee benefits | $640,000 | 7,508 |
| Premises and equipment expense | $170,000 | 7,102 |
| Additional noninterest expense | $326,000 | 7,552 |
| Pre-tax net operating income | $778,000 | 5,861 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $778,000 | 5,321 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $778,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $553,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $778,000 | 5,252 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 6,994 |
| Total interest expense | $530,000 | 6,562 |
| Net interest income | $1,277,000 | 7,055 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $135,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $116,000 | 5,767 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 8,106 |
| Total noninterest expense | $789,000 | 7,674 |
| Salaries and employee benefits | $446,000 | 7,631 |
| Premises and equipment expense | $123,000 | 7,151 |
| Additional noninterest expense | $220,000 | 7,744 |
| Pre-tax net operating income | $623,000 | 5,795 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $623,000 | 5,268 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $623,000 | 5,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $278,000 | 3,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $623,000 | 5,180 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 7,207 |
| Total interest expense | $351,000 | 6,609 |
| Net interest income | $766,000 | 7,328 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $86,000 | 7,484 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $75,000 | 5,834 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $507,000 | 7,802 |
| Salaries and employee benefits | $292,000 | 7,730 |
| Premises and equipment expense | $80,000 | 7,223 |
| Additional noninterest expense | $135,000 | 7,914 |
| Pre-tax net operating income | $345,000 | 6,219 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $345,000 | 5,714 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $345,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $201,000 | 3,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $345,000 | 5,629 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 7,108 |
| Total interest expense | $180,000 | 6,619 |
| Net interest income | $413,000 | 7,187 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $44,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $37,000 | 5,836 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $263,000 | 7,771 |
| Salaries and employee benefits | $146,000 | 7,753 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $74,000 | 7,797 |
| Pre-tax net operating income | $194,000 | 5,890 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $194,000 | 5,422 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $194,000 | 5,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $105,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $194,000 | 5,293 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 7,286 |
| Total interest expense | $661,000 | 7,181 |
| Net interest income | $1,612,000 | 7,192 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $179,000 | 7,537 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $149,000 | 5,872 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $30,000 | 8,120 |
| Total noninterest expense | $1,085,000 | 7,699 |
| Salaries and employee benefits | $618,000 | 7,621 |
| Premises and equipment expense | $123,000 | 7,770 |
| Additional noninterest expense | $344,000 | 7,487 |
| Pre-tax net operating income | $626,000 | 6,255 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $625,000 | 5,864 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $625,000 | 5,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,475 |
| Cash dividends | $769,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $-2,099,000 | 9,171 |
| Net operating income | $626,000 | 5,688 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 7,405 |
| Total interest expense | $482,000 | 7,405 |
| Net interest income | $1,198,000 | 7,269 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $138,000 | 7,529 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $113,000 | 5,895 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,058 |
| Total noninterest expense | $843,000 | 7,613 |
| Salaries and employee benefits | $454,000 | 7,637 |
| Premises and equipment expense | $96,000 | 7,711 |
| Additional noninterest expense | $293,000 | 7,201 |
| Pre-tax net operating income | $413,000 | 6,662 |
| Securities gains (losses) | $-1,000 | 8,731 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $412,000 | 6,288 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $412,000 | 6,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,029 |
| Cash dividends | $694,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $-2,099,000 | 9,225 |
| Net operating income | $413,000 | 6,106 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 7,491 |
| Total interest expense | $312,000 | 7,575 |
| Net interest income | $788,000 | 7,317 |
| Provision for loan and lease losses | $70,000 | 4,525 |
| Total noninterest income | $89,000 | 7,591 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $72,000 | 5,973 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $545,000 | 7,715 |
| Salaries and employee benefits | $304,000 | 7,658 |
| Premises and equipment expense | $62,000 | 7,773 |
| Additional noninterest expense | $179,000 | 7,412 |
| Pre-tax net operating income | $262,000 | 6,758 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $261,000 | 6,429 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $261,000 | 6,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,091 |
| Cash dividends | $592,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $-2,099,000 | 9,259 |
| Net operating income | $262,000 | 6,212 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $549,000 | 7,533 |
| Total interest expense | $152,000 | 7,721 |
| Net interest income | $397,000 | 7,312 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $47,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $275,000 | 7,713 |
| Salaries and employee benefits | $155,000 | 7,628 |
| Premises and equipment expense | $36,000 | 7,540 |
| Additional noninterest expense | $84,000 | 7,566 |
| Pre-tax net operating income | $119,000 | 6,916 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $120,000 | 6,547 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $120,000 | 6,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $37,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $119,000 | 6,401 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 7,703 |
| Total interest expense | $713,000 | 7,774 |
| Net interest income | $1,427,000 | 7,550 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $151,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $105,000 | 6,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,707 |
| Total noninterest expense | $1,069,000 | 7,785 |
| Salaries and employee benefits | $623,000 | 7,616 |
| Premises and equipment expense | $107,000 | 8,078 |
| Additional noninterest expense | $339,000 | 7,535 |
| Pre-tax net operating income | $449,000 | 6,969 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $56,000 | 6,444 |
| Income before extraordinary items | $405,000 | 6,817 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $405,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,987 |
| Cash dividends | $114,000 | 5,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $394,440 | 6,744 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 7,815 |
| Total interest expense | $1,177,000 | 7,648 |
| Net interest income | $1,260,000 | 7,757 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $82,000 | 8,752 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $62,000 | 7,358 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $1,093,000 | 7,707 |
| Salaries and employee benefits | $675,000 | 7,311 |
| Premises and equipment expense | $111,000 | 8,127 |
| Additional noninterest expense | $307,000 | 7,799 |
| Pre-tax net operating income | $199,000 | 7,894 |
| Securities gains (losses) | $25,000 | 2,980 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $224,000 | 7,571 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $224,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $199,000 | 7,626 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 7,996 |
| Total interest expense | $1,177,000 | 7,851 |
| Net interest income | $1,245,000 | 7,974 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $77,000 | 8,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $992,000 | 8,048 |
| Salaries and employee benefits | $535,000 | 8,062 |
| Premises and equipment expense | $96,000 | 8,515 |
| Additional noninterest expense | $361,000 | 7,468 |
| Pre-tax net operating income | $330,000 | 7,775 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $80,000 | 6,791 |
| Income before extraordinary items | $243,000 | 7,827 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $243,000 | 7,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,598 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $248,250 | 7,794 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 7,910 |
| Total interest expense | $1,219,000 | 7,596 |
| Net interest income | $1,277,000 | 8,037 |
| Provision for loan and lease losses | $600,000 | 1,498 |
| Total noninterest income | $76,000 | 9,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $1,024,000 | 8,047 |
| Salaries and employee benefits | $534,000 | 8,137 |
| Premises and equipment expense | $80,000 | 9,026 |
| Additional noninterest expense | $410,000 | 7,182 |
| Pre-tax net operating income | $-271,000 | 9,690 |
| Securities gains (losses) | $-14,000 | 9,441 |
| Applicable income taxes | $33,000 | 7,937 |
| Income before extraordinary items | $-318,000 | 9,777 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-318,000 | 9,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $842,000 | 802 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-304,000 | 9,747 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 7,641 |
| Total interest expense | $1,434,000 | 7,338 |
| Net interest income | $1,467,000 | 7,758 |
| Provision for loan and lease losses | $211,000 | 3,399 |
| Total noninterest income | $96,000 | 9,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $1,186,000 | 7,583 |
| Salaries and employee benefits | $541,000 | 8,108 |
| Premises and equipment expense | $56,000 | 9,684 |
| Additional noninterest expense | $589,000 | 5,825 |
| Pre-tax net operating income | $166,000 | 9,088 |
| Securities gains (losses) | $45,000 | 1,821 |
| Applicable income taxes | $59,000 | 8,181 |
| Income before extraordinary items | $152,000 | 8,966 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $152,000 | 8,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,122 |
| Cash dividends | $284,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $119,600 | 9,120 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 7,685 |
| Total interest expense | $1,524,000 | 7,286 |
| Net interest income | $1,536,000 | 7,899 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $86,000 | 9,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $1,191,000 | 7,710 |
| Salaries and employee benefits | $588,000 | 7,996 |
| Premises and equipment expense | $44,000 | 10,343 |
| Additional noninterest expense | $559,000 | 6,054 |
| Pre-tax net operating income | $231,000 | 9,402 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,000 | 9,982 |
| Income before extraordinary items | $227,000 | 8,929 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $227,000 | 8,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,274 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $227,000 | 8,898 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 7,417 |
| Total interest expense | $1,760,000 | 6,936 |
| Net interest income | $1,725,000 | 7,716 |
| Provision for loan and lease losses | $1,958,000 | 632 |
| Total noninterest income | $166,000 | 8,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,279 |
| Total noninterest expense | $1,113,000 | 8,285 |
| Salaries and employee benefits | $565,000 | 8,365 |
| Premises and equipment expense | $39,000 | 10,933 |
| Additional noninterest expense | $509,000 | 6,980 |
| Pre-tax net operating income | $-1,180,000 | 11,359 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $-338,000 | 11,320 |
| Income before extraordinary items | $-857,000 | 11,346 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-857,000 | 11,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,239,000 | 778 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-846,200 | 11,324 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 7,555 |
| Total interest expense | $1,919,000 | 6,649 |
| Net interest income | $1,578,000 | 8,311 |
| Provision for loan and lease losses | $338,000 | 2,107 |
| Total noninterest income | $117,000 | 9,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,604 |
| Total noninterest expense | $977,000 | 9,045 |
| Salaries and employee benefits | $521,000 | 8,939 |
| Premises and equipment expense | $111,000 | 9,279 |
| Additional noninterest expense | $345,000 | 8,741 |
| Pre-tax net operating income | $380,000 | 9,195 |
| Securities gains (losses) | $-27,000 | 10,774 |
| Applicable income taxes | $93,000 | 9,312 |
| Income before extraordinary items | $260,000 | 9,326 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $260,000 | 9,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,050 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $279,980 | 9,115 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 7,600 |
| Total interest expense | $1,473,000 | 6,966 |
| Net interest income | $1,839,000 | 7,943 |
| Provision for loan and lease losses | $257,000 | 2,536 |
| Total noninterest income | $120,000 | 10,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $1,010,000 | 9,304 |
| Salaries and employee benefits | $516,000 | 9,242 |
| Premises and equipment expense | $104,000 | 9,897 |
| Additional noninterest expense | $390,000 | 8,925 |
| Pre-tax net operating income | $692,000 | 7,436 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $274,000 | 6,207 |
| Income before extraordinary items | $418,000 | 8,013 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $418,000 | 8,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,118 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $418,000 | 8,056 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 7,496 |
| Total interest expense | $1,419,000 | 7,472 |
| Net interest income | $2,110,000 | 7,407 |
| Provision for loan and lease losses | $64,000 | 6,841 |
| Total noninterest income | $103,000 | 11,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $911,000 | 10,151 |
| Salaries and employee benefits | $436,000 | 10,283 |
| Premises and equipment expense | $118,000 | 9,857 |
| Additional noninterest expense | $357,000 | 9,763 |
| Pre-tax net operating income | $1,238,000 | 5,065 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $381,000 | 5,180 |
| Income before extraordinary items | $859,000 | 5,269 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $859,000 | 5,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $857,620 | 5,062 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,600,000 | 8,039 |
| Total interest expense | $1,772,000 | 7,700 |
| Net interest income | $1,828,000 | 8,257 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $94,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $682,000 | 11,606 |
| Salaries and employee benefits | $366,000 | 11,271 |
| Premises and equipment expense | $100,000 | 10,743 |
| Additional noninterest expense | $216,000 | 12,014 |
| Pre-tax net operating income | $1,232,000 | 4,819 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $430,000 | 4,531 |
| Income before extraordinary items | $802,000 | 5,352 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $802,000 | 5,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $802,000 | 5,051 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.