Home > Southwest State Bank > Income and Expense
Southwest State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,469,000 | 3,452 |
| Total interest expense | $2,754,000 | 5,135 |
| Net interest income | $6,715,000 | 2,655 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $1,158,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $700,000 | 1,939 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $458,000 | 3,036 |
| Total noninterest expense | $4,700,000 | 2,869 |
| Salaries and employee benefits | $2,247,000 | 2,964 |
| Premises and equipment expense | $628,000 | 3,094 |
| Additional noninterest expense | $1,825,000 | 2,603 |
| Pre-tax net operating income | $3,038,000 | 2,404 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,068,000 | 2,243 |
| Income before extraordinary items | $1,970,000 | 2,546 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,970,000 | 2,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,345 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,970,000 | 2,518 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,363,000 | 3,588 |
| Total interest expense | $2,270,000 | 5,037 |
| Net interest income | $6,093,000 | 2,960 |
| Provision for loan and lease losses | $135,000 | 3,817 |
| Total noninterest income | $1,425,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $837,000 | 1,622 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $588,000 | 2,625 |
| Total noninterest expense | $4,682,000 | 2,953 |
| Salaries and employee benefits | $2,248,000 | 2,948 |
| Premises and equipment expense | $540,000 | 3,564 |
| Additional noninterest expense | $1,894,000 | 2,697 |
| Pre-tax net operating income | $2,701,000 | 2,621 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $778,000 | 2,836 |
| Income before extraordinary items | $1,923,000 | 2,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,923,000 | 2,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,390 |
| Cash dividends | $525,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,923,000 | 2,545 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,790,000 | 3,906 |
| Total interest expense | $2,276,000 | 5,222 |
| Net interest income | $5,514,000 | 3,262 |
| Provision for loan and lease losses | $645,000 | 1,758 |
| Total noninterest income | $1,344,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $839,000 | 1,633 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $505,000 | 3,251 |
| Total noninterest expense | $4,678,000 | 3,022 |
| Salaries and employee benefits | $2,168,000 | 3,023 |
| Premises and equipment expense | $544,000 | 3,604 |
| Additional noninterest expense | $1,966,000 | 2,772 |
| Pre-tax net operating income | $1,535,000 | 4,235 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $325,000 | 5,787 |
| Income before extraordinary items | $1,213,000 | 3,976 |
| Extraordinary gains, net | $87,000 | 1,703 |
| Net income | $1,300,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 2,140 |
| Cash dividends | $413,000 | 3,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,210,630 | 3,779 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,894,000 | 4,335 |
| Total interest expense | $2,863,000 | 5,361 |
| Net interest income | $5,031,000 | 3,612 |
| Provision for loan and lease losses | $400,000 | 3,453 |
| Total noninterest income | $1,323,000 | 2,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $800,000 | 1,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $523,000 | 3,093 |
| Total noninterest expense | $5,051,000 | 2,838 |
| Salaries and employee benefits | $2,120,000 | 3,049 |
| Premises and equipment expense | $464,000 | 4,242 |
| Additional noninterest expense | $2,467,000 | 2,350 |
| Pre-tax net operating income | $903,000 | 6,084 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $268,000 | 6,393 |
| Income before extraordinary items | $631,000 | 6,366 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $631,000 | 6,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 4,456 |
| Cash dividends | $413,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $633,800 | 5,994 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.