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Southwest Securities , FSB, Income and Expense

2014-12-31 (YTD Data)Rank
Total interest income$37,299,000678
Total interest expense$2,322,0001,245
Net interest income$34,977,000628
Provision for loan and lease losses$-2,240,0006,424
Total noninterest income$-1,719,0006,502
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$339,0002,995
Trading account gains and fees$0180
Additional Noninterest Income$-2,058,0006,504
Total noninterest expense$31,551,000653
Salaries and employee benefits$17,097,000646
Premises and equipment expense$3,168,000786
Additional noninterest expense$11,286,000597
Pre-tax net operating income$3,947,0001,857
Securities gains (losses)$797,000259
Applicable income taxes$1,486,0001,204
Income before extraordinary items$3,258,0001,881
Extraordinary gains, net$017
Net income$3,258,0001,881
Minority interest net income$084
Net income of bank and minority interests.$3,258,0001,880
Net charge-offs$-487,0006,385
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,708,0702,124
2014-09-30 (YTD Data)Rank
Total interest income$28,108,000668
Total interest expense$1,818,0001,216
Net interest income$26,290,000622
Provision for loan and lease losses$-2,240,0006,530
Total noninterest income$-818,0006,570
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$259,0002,992
Trading account gains and fees$0174
Additional Noninterest Income$-1,077,0006,571
Total noninterest expense$24,095,000643
Salaries and employee benefits$13,073,000623
Premises and equipment expense$2,391,000786
Additional noninterest expense$8,631,000585
Pre-tax net operating income$3,617,0001,584
Securities gains (losses)$797,000191
Applicable income taxes$1,372,0001,061
Income before extraordinary items$3,042,0001,558
Extraordinary gains, net$015
Net income$3,042,0001,558
Minority interest net income$081
Net income of bank and minority interests.$3,042,0001,558
Net charge-offs$-413,0006,448
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,492,0701,814
2014-06-30 (YTD Data)Rank
Total interest income$18,656,000665
Total interest expense$1,279,0001,159
Net interest income$17,377,000624
Provision for loan and lease losses$-2,070,0006,610
Total noninterest income$-913,0006,646
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$175,0002,951
Trading account gains and fees$0172
Additional Noninterest Income$-1,088,0006,650
Total noninterest expense$16,679,000609
Salaries and employee benefits$9,053,000595
Premises and equipment expense$1,603,000777
Additional noninterest expense$6,023,000553
Pre-tax net operating income$1,855,0001,931
Securities gains (losses)$781,000154
Applicable income taxes$661,0001,295
Income before extraordinary items$1,975,0001,560
Extraordinary gains, net$020
Net income$1,975,0001,563
Minority interest net income$080
Net income of bank and minority interests.$1,975,0001,562
Net charge-offs$-564,0006,572
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,389,2502,048
2014-03-31 (YTD Data)Rank
Total interest income$9,201,000679
Total interest expense$696,0001,092
Net interest income$8,505,000646
Provision for loan and lease losses$-1,578,0006,690
Total noninterest income$-738,0006,721
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$88,0002,918
Trading account gains and fees$0147
Additional Noninterest Income$-826,0006,723
Total noninterest expense$8,553,000602
Salaries and employee benefits$4,566,000603
Premises and equipment expense$805,000790
Additional noninterest expense$3,182,000521
Pre-tax net operating income$792,0002,102
Securities gains (losses)$483,000141
Applicable income taxes$271,0001,434
Income before extraordinary items$1,004,0001,489
Extraordinary gains, net$016
Net income$1,004,0001,492
Minority interest net income$066
Net income of bank and minority interests.$1,004,0001,492
Net charge-offs$-222,0006,602
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$622,4302,176
2013-12-31 (YTD Data)Rank
Total interest income$39,437,000627
Total interest expense$2,989,0001,131
Net interest income$36,448,000587
Provision for loan and lease losses$-9,560,0006,791
Total noninterest income$2,866,0001,663
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$336,0003,158
Trading account gains and fees$0184
Additional Noninterest Income$2,530,0001,285
Total noninterest expense$37,262,000552
Salaries and employee benefits$20,007,000540
Premises and equipment expense$4,001,000611
Additional noninterest expense$13,254,000534
Pre-tax net operating income$11,612,000678
Securities gains (losses)$18,0002,386
Applicable income taxes$3,997,000536
Income before extraordinary items$7,633,000823
Extraordinary gains, net$029
Net income$7,633,000824
Minority interest net income$090
Net income of bank and minority interests.$7,633,000825
Net charge-offs$-371,0006,712
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,621,120813
2013-09-30 (YTD Data)Rank
Total interest income$29,828,000619
Total interest expense$2,248,0001,167
Net interest income$27,580,000580
Provision for loan and lease losses$-6,735,0006,869
Total noninterest income$1,254,0002,458
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$248,0003,204
Trading account gains and fees$0180
Additional Noninterest Income$1,006,0002,035
Total noninterest expense$28,453,000549
Salaries and employee benefits$15,337,000534
Premises and equipment expense$3,200,000576
Additional noninterest expense$9,916,000529
Pre-tax net operating income$7,116,000833
Securities gains (losses)$18,0002,258
Applicable income taxes$2,414,000633
Income before extraordinary items$4,720,000985
Extraordinary gains, net$025
Net income$4,720,000988
Minority interest net income$084
Net income of bank and minority interests.$4,720,000988
Net charge-offs$-304,0006,775
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,708,120962
2013-06-30 (YTD Data)Rank
Total interest income$20,264,000603
Total interest expense$1,486,0001,202
Net interest income$18,778,000567
Provision for loan and lease losses$-6,269,0006,921
Total noninterest income$1,192,0001,981
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$168,0003,166
Trading account gains and fees$0157
Additional Noninterest Income$1,024,0001,555
Total noninterest expense$19,466,000539
Salaries and employee benefits$10,420,000528
Premises and equipment expense$2,170,000571
Additional noninterest expense$6,876,000508
Pre-tax net operating income$6,773,000586
Securities gains (losses)$18,0002,064
Applicable income taxes$2,345,000486
Income before extraordinary items$4,446,000724
Extraordinary gains, net$022
Net income$4,446,000725
Minority interest net income$082
Net income of bank and minority interests.$4,446,000726
Net charge-offs$25,0003,858
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,434,300697
2013-03-31 (YTD Data)Rank
Total interest income$10,203,000607
Total interest expense$729,0001,264
Net interest income$9,474,000565
Provision for loan and lease losses$04,409
Total noninterest income$522,0002,173
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$85,0003,125
Trading account gains and fees$0148
Additional Noninterest Income$437,0001,734
Total noninterest expense$9,656,000548
Salaries and employee benefits$5,213,000534
Premises and equipment expense$1,136,000542
Additional noninterest expense$3,307,000528
Pre-tax net operating income$340,0003,570
Securities gains (losses)$01,966
Applicable income taxes$110,0002,305
Income before extraordinary items$230,0004,030
Extraordinary gains, net$010
Net income$230,0004,033
Minority interest net income$076
Net income of bank and minority interests.$230,0004,033
Net charge-offs$-129,0006,874
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$230,0003,939
2012-12-31 (YTD Data)Rank
Total interest income$48,216,000541
Total interest expense$3,852,0001,163
Net interest income$44,364,000500
Provision for loan and lease losses$-1,450,0007,043
Total noninterest income$1,283,0002,846
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$380,0003,040
Trading account gains and fees$0166
Additional Noninterest Income$903,0002,513
Total noninterest expense$43,017,000497
Salaries and employee benefits$21,117,000504
Premises and equipment expense$4,727,000504
Additional noninterest expense$17,173,000450
Pre-tax net operating income$4,080,0001,623
Securities gains (losses)$659,000770
Applicable income taxes$1,708,000987
Income before extraordinary items$3,031,0001,843
Extraordinary gains, net$029
Net income$3,031,0001,841
Minority interest net income$093
Net income of bank and minority interests.$3,031,0001,843
Net charge-offs$13,024,000256
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,609,2401,967
2012-09-30 (YTD Data)Rank
Total interest income$36,339,000544
Total interest expense$3,046,0001,157
Net interest income$33,293,000503
Provision for loan and lease losses$05,790
Total noninterest income$1,035,0002,746
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$293,0003,013
Trading account gains and fees$0157
Additional Noninterest Income$742,0002,378
Total noninterest expense$32,260,000496
Salaries and employee benefits$15,644,000516
Premises and equipment expense$3,624,000498
Additional noninterest expense$12,992,000443
Pre-tax net operating income$2,068,0002,295
Securities gains (losses)$564,000682
Applicable income taxes$975,0001,254
Income before extraordinary items$1,657,0002,473
Extraordinary gains, net$020
Net income$1,657,0002,474
Minority interest net income$086
Net income of bank and minority interests.$1,657,0002,474
Net charge-offs$12,219,000223
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,296,0402,777
2012-06-30 (YTD Data)Rank
Total interest income$23,887,000562
Total interest expense$2,150,0001,143
Net interest income$21,737,000510
Provision for loan and lease losses$05,619
Total noninterest income$1,520,0001,618
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$203,0002,922
Trading account gains and fees$0153
Additional Noninterest Income$1,317,0001,251
Total noninterest expense$21,567,000499
Salaries and employee benefits$10,079,000526
Premises and equipment expense$2,542,000474
Additional noninterest expense$8,946,000431
Pre-tax net operating income$1,690,0001,938
Securities gains (losses)$557,000482
Applicable income taxes$814,0001,048
Income before extraordinary items$1,433,0001,960
Extraordinary gains, net$019
Net income$1,433,0001,958
Minority interest net income$084
Net income of bank and minority interests.$1,433,0001,960
Net charge-offs$10,709,000181
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,076,5202,343
2012-03-31 (YTD Data)Rank
Total interest income$12,367,000542
Total interest expense$1,156,0001,102
Net interest income$11,211,000504
Provision for loan and lease losses$05,254
Total noninterest income$1,103,0001,235
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$108,0002,754
Trading account gains and fees$0148
Additional Noninterest Income$995,000905
Total noninterest expense$10,607,000500
Salaries and employee benefits$4,990,000529
Premises and equipment expense$1,365,000448
Additional noninterest expense$4,252,000429
Pre-tax net operating income$1,707,0001,029
Securities gains (losses)$02,210
Applicable income taxes$612,000747
Income before extraordinary items$1,095,0001,322
Extraordinary gains, net$019
Net income$1,095,0001,323
Minority interest net income$078
Net income of bank and minority interests.$1,095,0001,323
Net charge-offs$6,929,000152
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,095,0001,252
2011-12-31 (YTD Data)Rank
Total interest income$57,384,000476
Total interest expense$5,412,0001,111
Net interest income$51,972,000422
Provision for loan and lease losses$7,202,000576
Total noninterest income$-5,744,0007,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$431,0002,890
Trading account gains and fees$0146
Additional Noninterest Income$-6,175,0007,341
Total noninterest expense$42,095,000491
Salaries and employee benefits$20,828,000473
Premises and equipment expense$6,274,000421
Additional noninterest expense$14,993,000500
Pre-tax net operating income$-3,069,0006,923
Securities gains (losses)$60,0002,446
Applicable income taxes$-1,043,0007,178
Income before extraordinary items$-1,966,0006,827
Extraordinary gains, net$029
Net income$-1,966,0006,827
Minority interest net income$096
Net income of bank and minority interests.$-1,966,0006,827
Net charge-offs$21,131,000241
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,005,0006,813
2011-09-30 (YTD Data)Rank
Total interest income$43,556,000475
Total interest expense$4,169,0001,133
Net interest income$39,387,000426
Provision for loan and lease losses$4,727,000652
Total noninterest income$-4,646,0007,418
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$338,0002,789
Trading account gains and fees$0145
Additional Noninterest Income$-4,984,0007,425
Total noninterest expense$32,685,000473
Salaries and employee benefits$15,775,000465
Premises and equipment expense$4,873,000408
Additional noninterest expense$12,037,000466
Pre-tax net operating income$-2,671,0007,080
Securities gains (losses)$60,0002,204
Applicable income taxes$-867,0007,280
Income before extraordinary items$-1,744,0007,025
Extraordinary gains, net$021
Net income$-1,744,0007,026
Minority interest net income$087
Net income of bank and minority interests.$-1,744,0007,026
Net charge-offs$12,058,000303
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,784,2007,016
2011-06-30 (YTD Data)Rank
Total interest income$29,783,000472
Total interest expense$2,835,0001,143
Net interest income$26,948,000420
Provision for loan and lease losses$4,727,000467
Total noninterest income$-4,075,0007,499
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$222,0002,810
Trading account gains and fees$0153
Additional Noninterest Income$-4,297,0007,502
Total noninterest expense$22,629,000455
Salaries and employee benefits$10,644,000462
Premises and equipment expense$3,424,000390
Additional noninterest expense$8,561,000453
Pre-tax net operating income$-4,483,0007,351
Securities gains (losses)$60,0001,479
Applicable income taxes$-1,503,0007,440
Income before extraordinary items$-2,920,0007,288
Extraordinary gains, net$015
Net income$-2,920,0007,288
Minority interest net income$089
Net income of bank and minority interests.$-2,920,0007,289
Net charge-offs$7,334,000341
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,959,6007,279
2011-03-31 (YTD Data)Rank
Total interest income$15,448,000461
Total interest expense$1,455,0001,154
Net interest income$13,993,000397
Provision for loan and lease losses$4,727,000252
Total noninterest income$-2,832,0007,563
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$106,0002,857
Trading account gains and fees$0158
Additional Noninterest Income$-2,938,0007,568
Total noninterest expense$11,164,000466
Salaries and employee benefits$5,641,000441
Premises and equipment expense$1,627,000416
Additional noninterest expense$3,896,000485
Pre-tax net operating income$-4,730,0007,499
Securities gains (losses)$60,000703
Applicable income taxes$-1,628,0007,540
Income before extraordinary items$-3,042,0007,456
Extraordinary gains, net$09
Net income$-3,042,0007,455
Minority interest net income$086
Net income of bank and minority interests.$-3,042,0007,456
Net charge-offs$4,455,000297
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-3,081,0007,457
2010-12-31 (YTD Data)Rank
Total interest income$81,152,000377
Total interest expense$7,778,0001,064
Net interest income$73,374,000311
Provision for loan and lease losses$81,938,000123
Total noninterest income$-17,033,0007,654
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$-17,033,0007,660
Total noninterest expense$45,798,000459
Salaries and employee benefits$22,370,000439
Premises and equipment expense$6,924,000377
Additional noninterest expense$16,504,000478
Pre-tax net operating income$-71,395,0007,623
Securities gains (losses)$21,0003,084
Applicable income taxes$-25,054,0007,638
Income before extraordinary items$-46,320,0007,597
Extraordinary gains, net$029
Net income$-46,320,0007,597
Minority interest net income$0111
Net income of bank and minority interests.$-46,320,0007,597
Net charge-offs$52,500,000167
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-46,333,6507,596
2010-09-30 (YTD Data)Rank
Total interest income$62,108,000369
Total interest expense$6,137,0001,054
Net interest income$55,971,000306
Provision for loan and lease losses$75,208,000111
Total noninterest income$-10,769,0007,756
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$-10,769,0007,761
Total noninterest expense$34,653,000446
Salaries and employee benefits$17,060,000424
Premises and equipment expense$5,329,000368
Additional noninterest expense$12,264,000458
Pre-tax net operating income$-64,659,0007,734
Securities gains (losses)$03,651
Applicable income taxes$-22,696,0007,742
Income before extraordinary items$-41,963,0007,715
Extraordinary gains, net$023
Net income$-41,963,0007,715
Minority interest net income$0110
Net income of bank and minority interests.$-41,963,0007,715
Net charge-offs$47,421,000149
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-41,963,0007,716
2010-06-30 (YTD Data)Rank
Total interest income$40,910,000377
Total interest expense$4,178,0001,071
Net interest income$36,732,000310
Provision for loan and lease losses$35,697,000142
Total noninterest income$-3,836,0007,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$-3,836,0007,825
Total noninterest expense$22,878,000451
Salaries and employee benefits$11,186,000432
Premises and equipment expense$3,690,000360
Additional noninterest expense$8,002,000466
Pre-tax net operating income$-25,679,0007,771
Securities gains (losses)$03,184
Applicable income taxes$-9,020,0007,797
Income before extraordinary items$-16,659,0007,739
Extraordinary gains, net$019
Net income$-16,659,0007,739
Minority interest net income$0105
Net income of bank and minority interests.$-16,659,0007,739
Net charge-offs$18,158,000213
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-16,659,0007,737
2010-03-31 (YTD Data)Rank
Total interest income$19,269,000413
Total interest expense$2,105,0001,118
Net interest income$17,164,000332
Provision for loan and lease losses$25,000,000116
Total noninterest income$-1,952,0007,919
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$-1,952,0007,922
Total noninterest expense$11,273,000462
Salaries and employee benefits$5,204,000467
Premises and equipment expense$1,788,000379
Additional noninterest expense$4,281,000430
Pre-tax net operating income$-21,061,0007,893
Securities gains (losses)$02,284
Applicable income taxes$-7,388,0007,908
Income before extraordinary items$-13,673,0007,870
Extraordinary gains, net$016
Net income$-13,673,0007,871
Minority interest net income$091
Net income of bank and minority interests.$-13,673,0007,871
Net charge-offs$12,207,000185
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-13,673,0007,870
2009-12-31 (YTD Data)Rank
Total interest income$77,589,000436
Total interest expense$10,370,0001,152
Net interest income$67,219,000327
Provision for loan and lease losses$20,035,000498
Total noninterest income$4,831,0001,136
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$4,831,000737
Total noninterest expense$45,739,000466
Salaries and employee benefits$22,894,000419
Premises and equipment expense$6,424,000418
Additional noninterest expense$16,421,000513
Pre-tax net operating income$6,276,000689
Securities gains (losses)$116,0002,013
Applicable income taxes$2,154,000532
Income before extraordinary items$4,238,000812
Extraordinary gains, net$034
Net income$4,238,000811
Minority interest net income$0115
Net income of bank and minority interests.$4,238,000812
Net charge-offs$14,177,000518
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,161,440815
2009-09-30 (YTD Data)Rank
Total interest income$57,478,000452
Total interest expense$8,195,0001,140
Net interest income$49,283,000344
Provision for loan and lease losses$15,369,000457
Total noninterest income$4,935,000886
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$4,935,000600
Total noninterest expense$34,619,000470
Salaries and employee benefits$17,266,000427
Premises and equipment expense$4,773,000440
Additional noninterest expense$12,580,000484
Pre-tax net operating income$4,230,000802
Securities gains (losses)$116,0001,709
Applicable income taxes$1,494,000597
Income before extraordinary items$2,852,000948
Extraordinary gains, net$027
Net income$2,852,000949
Minority interest net income$0118
Net income of bank and minority interests.$2,852,000949
Net charge-offs$9,830,000512
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,775,440962
2009-06-30 (YTD Data)Rank
Total interest income$37,830,000464
Total interest expense$5,784,0001,135
Net interest income$32,046,000359
Provision for loan and lease losses$10,614,000430
Total noninterest income$3,516,000844
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$3,516,000565
Total noninterest expense$22,798,000481
Salaries and employee benefits$11,473,000436
Premises and equipment expense$3,181,000450
Additional noninterest expense$8,144,000495
Pre-tax net operating income$2,150,0001,048
Securities gains (losses)$116,0001,380
Applicable income taxes$753,000792
Income before extraordinary items$1,513,0001,244
Extraordinary gains, net$021
Net income$1,513,0001,242
Minority interest net income$0112
Net income of bank and minority interests.$1,513,0001,243
Net charge-offs$5,709,000535
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,435,2801,277
2009-03-31 (YTD Data)Rank
Total interest income$17,997,000500
Total interest expense$3,335,0001,035
Net interest income$14,662,000373
Provision for loan and lease losses$5,734,000368
Total noninterest income$1,416,000981
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,416,000652
Total noninterest expense$12,056,000432
Salaries and employee benefits$6,305,000400
Premises and equipment expense$1,675,000427
Additional noninterest expense$4,076,000439
Pre-tax net operating income$-1,712,0007,778
Securities gains (losses)$116,000925
Applicable income taxes$-573,0007,902
Income before extraordinary items$-1,023,0007,707
Extraordinary gains, net$015
Net income$-1,023,0007,710
Minority interest net income$0102
Net income of bank and minority interests.$-1,023,0007,709
Net charge-offs$4,311,000347
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,097,2407,727
2008-12-31 (YTD Data)Rank
Total interest income$76,876,000497
Total interest expense$29,076,000543
Net interest income$47,800,000469
Provision for loan and lease losses$4,516,0001,076
Total noninterest income$8,515,000679
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$8,515,000427
Total noninterest expense$45,131,000463
Salaries and employee benefits$23,805,000405
Premises and equipment expense$4,725,000582
Additional noninterest expense$16,601,000443
Pre-tax net operating income$6,668,000832
Securities gains (losses)$893,000240
Applicable income taxes$2,889,000484
Income before extraordinary items$4,672,000866
Extraordinary gains, net$039
Net income$4,672,000866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,005,0001,285
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,100,4801,079
2008-09-30 (YTD Data)Rank
Total interest income$58,659,000508
Total interest expense$23,549,000535
Net interest income$35,110,000488
Provision for loan and lease losses$2,741,000956
Total noninterest income$7,166,000647
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$7,166,000425
Total noninterest expense$32,968,000464
Salaries and employee benefits$17,680,000421
Premises and equipment expense$3,309,000631
Additional noninterest expense$11,979,000430
Pre-tax net operating income$6,567,000767
Securities gains (losses)$750,000225
Applicable income taxes$2,764,000495
Income before extraordinary items$4,553,000806
Extraordinary gains, net$031
Net income$4,553,000805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,457,0001,037
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,073,000959
2008-06-30 (YTD Data)Rank
Total interest income$39,293,000509
Total interest expense$16,941,000518
Net interest income$22,352,000503
Provision for loan and lease losses$1,807,000842
Total noninterest income$5,287,000613
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$5,287,000419
Total noninterest expense$21,498,000473
Salaries and employee benefits$11,532,000440
Premises and equipment expense$2,072,000675
Additional noninterest expense$7,894,000426
Pre-tax net operating income$4,334,000821
Securities gains (losses)$458,000342
Applicable income taxes$1,709,000586
Income before extraordinary items$3,083,000880
Extraordinary gains, net$021
Net income$3,083,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,050,000841
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,789,880961
2008-03-31 (YTD Data)Rank
Total interest income$20,073,000515
Total interest expense$9,457,000500
Net interest income$10,616,000521
Provision for loan and lease losses$676,000820
Total noninterest income$2,762,000601
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$2,762,000419
Total noninterest expense$9,950,000498
Salaries and employee benefits$5,289,000484
Premises and equipment expense$990,000704
Additional noninterest expense$3,671,000436
Pre-tax net operating income$2,752,000700
Securities gains (losses)$213,000424
Applicable income taxes$1,051,000560
Income before extraordinary items$1,914,000790
Extraordinary gains, net$015
Net income$1,914,000791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0001,032
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,775,550813
2007-12-31 (YTD Data)Rank
Total interest income$82,752,000521
Total interest expense$40,010,000504
Net interest income$42,742,000535
Provision for loan and lease losses$1,674,000960
Total noninterest income$6,842,000850
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$6,842,000533
Total noninterest expense$34,327,000542
Salaries and employee benefits$18,734,000523
Premises and equipment expense$3,611,000736
Additional noninterest expense$11,982,000504
Pre-tax net operating income$13,583,000638
Securities gains (losses)$1,506,000135
Applicable income taxes$5,392,000512
Income before extraordinary items$9,697,000674
Extraordinary gains, net$039
Net income$9,697,000672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,334,000821
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,733,160743
2007-09-30 (YTD Data)Rank
Total interest income$61,644,000527
Total interest expense$29,459,000518
Net interest income$32,185,000528
Provision for loan and lease losses$-13,0008,310
Total noninterest income$4,821,000895
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$4,821,000562
Total noninterest expense$25,161,000551
Salaries and employee benefits$14,007,000524
Premises and equipment expense$2,664,000751
Additional noninterest expense$8,490,000512
Pre-tax net operating income$11,858,000602
Securities gains (losses)$1,259,000134
Applicable income taxes$4,619,000499
Income before extraordinary items$8,498,000621
Extraordinary gains, net$033
Net income$8,498,000619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,621
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,679,650670
2007-06-30 (YTD Data)Rank
Total interest income$40,394,000550
Total interest expense$18,896,000542
Net interest income$21,498,000542
Provision for loan and lease losses$-64,0008,447
Total noninterest income$3,295,000901
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$3,295,000578
Total noninterest expense$16,529,000570
Salaries and employee benefits$9,259,000547
Premises and equipment expense$1,772,000772
Additional noninterest expense$5,498,000536
Pre-tax net operating income$8,328,000605
Securities gains (losses)$1,013,000111
Applicable income taxes$3,285,000508
Income before extraordinary items$6,056,000614
Extraordinary gains, net$029
Net income$6,056,000613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,576
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,397,550667
2007-03-31 (YTD Data)Rank
Total interest income$19,647,000557
Total interest expense$9,081,000551
Net interest income$10,566,000549
Provision for loan and lease losses$-63,0008,525
Total noninterest income$1,483,000959
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,483,000610
Total noninterest expense$7,984,000589
Salaries and employee benefits$4,480,000568
Premises and equipment expense$957,000706
Additional noninterest expense$2,547,000559
Pre-tax net operating income$4,128,000605
Securities gains (losses)$205,000201
Applicable income taxes$1,519,000535
Income before extraordinary items$2,814,000646
Extraordinary gains, net$022
Net income$2,814,000645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,0008,379
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,680,750664
2006-12-31 (YTD Data)Rank
Total interest income$72,855,000556
Total interest expense$30,678,000563
Net interest income$42,177,000549
Provision for loan and lease losses$3,455,000339
Total noninterest income$31,160,000265
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$31,160,000193
Total noninterest expense$34,741,000528
Salaries and employee benefits$17,280,000550
Premises and equipment expense$3,048,000824
Additional noninterest expense$14,413,000413
Pre-tax net operating income$35,141,000355
Securities gains (losses)$1,036,000165
Applicable income taxes$12,707,000332
Income before extraordinary items$23,470,000369
Extraordinary gains, net$051
Net income$23,470,000368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,820,000425
Cash dividends$18,500,000248
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$22,796,600376
2006-09-30 (YTD Data)Rank
Total interest income$52,817,000581
Total interest expense$21,630,000588
Net interest income$31,187,000568
Provision for loan and lease losses$3,034,000269
Total noninterest income$29,413,000248
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$29,413,000183
Total noninterest expense$27,530,000518
Salaries and employee benefits$13,057,000560
Premises and equipment expense$2,343,000817
Additional noninterest expense$12,130,000393
Pre-tax net operating income$30,036,000340
Securities gains (losses)$768,000168
Applicable income taxes$10,777,000323
Income before extraordinary items$20,027,000357
Extraordinary gains, net$045
Net income$20,027,000356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,505,000339
Cash dividends$18,500,000196
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$19,527,800358
2006-06-30 (YTD Data)Rank
Total interest income$34,472,000586
Total interest expense$13,428,000599
Net interest income$21,044,000562
Provision for loan and lease losses$2,740,000215
Total noninterest income$27,426,000203
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$27,426,000158
Total noninterest expense$20,426,000489
Salaries and employee benefits$8,952,000559
Premises and equipment expense$1,582,000813
Additional noninterest expense$9,892,000350
Pre-tax net operating income$25,304,000301
Securities gains (losses)$539,000156
Applicable income taxes$9,072,000278
Income before extraordinary items$16,771,000304
Extraordinary gains, net$039
Net income$16,771,000304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,511,000257
Cash dividends$18,500,000157
Sale, conversion, retirement of capital stock, net$0887
Net operating income$16,420,650305
2006-03-31 (YTD Data)Rank
Total interest income$17,908,000547
Total interest expense$6,536,000587
Net interest income$11,372,000517
Provision for loan and lease losses$2,836,000125
Total noninterest income$25,297,000144
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$25,297,000111
Total noninterest expense$13,136,000376
Salaries and employee benefits$5,090,000488
Premises and equipment expense$805,000799
Additional noninterest expense$7,241,000257
Pre-tax net operating income$20,697,000201
Securities gains (losses)$236,000160
Applicable income taxes$7,342,000196
Income before extraordinary items$13,591,000207
Extraordinary gains, net$021
Net income$13,591,000207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,189,000191
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$13,437,600203
2005-12-31 (YTD Data)Rank
Total interest income$67,092,000522
Total interest expense$19,381,000597
Net interest income$47,711,000472
Provision for loan and lease losses$8,837,000154
Total noninterest income$7,413,000790
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$7,413,000518
Total noninterest expense$30,451,000582
Salaries and employee benefits$17,642,000528
Premises and equipment expense$3,199,000754
Additional noninterest expense$9,610,000579
Pre-tax net operating income$15,836,000644
Securities gains (losses)$2,056,000136
Applicable income taxes$6,258,000544
Income before extraordinary items$11,634,000643
Extraordinary gains, net$046
Net income$11,634,000644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,283,000169
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,297,600689
2005-09-30 (YTD Data)Rank
Total interest income$48,603,000520
Total interest expense$13,440,000602
Net interest income$35,163,000468
Provision for loan and lease losses$6,769,000150
Total noninterest income$5,540,000794
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$5,540,000530
Total noninterest expense$22,697,000588
Salaries and employee benefits$13,137,000526
Premises and equipment expense$2,386,000750
Additional noninterest expense$7,174,000577
Pre-tax net operating income$11,237,000671
Securities gains (losses)$1,515,000145
Applicable income taxes$4,467,000562
Income before extraordinary items$8,285,000669
Extraordinary gains, net$035
Net income$8,285,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,809,000178
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,300,250721
2005-06-30 (YTD Data)Rank
Total interest income$30,875,000528
Total interest expense$7,996,000631
Net interest income$22,879,000474
Provision for loan and lease losses$4,280,000146
Total noninterest income$3,666,000788
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$3,666,000518
Total noninterest expense$14,748,000600
Salaries and employee benefits$8,631,000525
Premises and equipment expense$1,581,000755
Additional noninterest expense$4,536,000600
Pre-tax net operating income$7,517,000655
Securities gains (losses)$824,000171
Applicable income taxes$2,917,000568
Income before extraordinary items$5,424,000662
Extraordinary gains, net$030
Net income$5,424,000662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,223,000209
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,888,400707
2005-03-31 (YTD Data)Rank
Total interest income$14,266,000555
Total interest expense$3,384,000713
Net interest income$10,882,000489
Provision for loan and lease losses$912,000277
Total noninterest income$1,654,000839
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,654,000541
Total noninterest expense$7,235,000606
Salaries and employee benefits$4,207,000535
Premises and equipment expense$805,000748
Additional noninterest expense$2,223,000606
Pre-tax net operating income$4,389,000583
Securities gains (losses)$467,000151
Applicable income taxes$1,694,000516
Income before extraordinary items$3,162,000586
Extraordinary gains, net$024
Net income$3,162,000586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$905,000241
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,858,450613
2004-12-31 (YTD Data)Rank
Total interest income$42,949,000652
Total interest expense$8,865,000914
Net interest income$34,084,000592
Provision for loan and lease losses$3,680,000325
Total noninterest income$4,222,0001,220
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$4,222,000758
Total noninterest expense$22,761,000711
Salaries and employee benefits$13,487,000633
Premises and equipment expense$2,459,000910
Additional noninterest expense$6,815,000755
Pre-tax net operating income$11,865,000744
Securities gains (losses)$1,746,000195
Applicable income taxes$4,830,000615
Income before extraordinary items$8,781,000753
Extraordinary gains, net$034
Net income$8,781,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,897,000354
Cash dividends$3,500,000848
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,646,100830
2004-09-30 (YTD Data)Rank
Total interest income$30,186,000688
Total interest expense$6,035,000987
Net interest income$24,151,000613
Provision for loan and lease losses$2,207,000391
Total noninterest income$2,950,0001,322
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$2,950,000813
Total noninterest expense$16,397,000730
Salaries and employee benefits$9,651,000653
Premises and equipment expense$1,790,000954
Additional noninterest expense$4,956,000762
Pre-tax net operating income$8,497,000782
Securities gains (losses)$1,505,000197
Applicable income taxes$3,587,000630
Income before extraordinary items$6,415,000784
Extraordinary gains, net$026
Net income$6,415,000785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,192,000332
Cash dividends$1,500,0001,239
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,451,800867
2004-06-30 (YTD Data)Rank
Total interest income$19,262,000712
Total interest expense$3,819,0001,023
Net interest income$15,443,000631
Provision for loan and lease losses$1,562,000374
Total noninterest income$1,712,0001,452
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,712,000894
Total noninterest expense$10,663,000754
Salaries and employee benefits$6,285,000673
Premises and equipment expense$1,126,0001,020
Additional noninterest expense$3,252,000765
Pre-tax net operating income$4,930,000884
Securities gains (losses)$1,397,000177
Applicable income taxes$2,275,000651
Income before extraordinary items$4,052,000811
Extraordinary gains, net$021
Net income$4,052,000811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,530,000310
Cash dividends$1,500,000882
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,157,9201,000
2004-03-31 (YTD Data)Rank
Total interest income$9,107,000767
Total interest expense$1,880,0001,054
Net interest income$7,227,000678
Provision for loan and lease losses$1,059,000301
Total noninterest income$745,0001,579
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$745,000979
Total noninterest expense$5,353,000751
Salaries and employee benefits$3,059,000702
Premises and equipment expense$580,0001,009
Additional noninterest expense$1,714,000729
Pre-tax net operating income$1,560,0001,345
Securities gains (losses)$1,160,000154
Applicable income taxes$984,000742
Income before extraordinary items$1,736,000932
Extraordinary gains, net$016
Net income$1,736,000932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,271,000230
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$0464
Net operating income$993,6001,519
2003-12-31 (YTD Data)Rank
Total interest income$41,693,000670
Total interest expense$9,644,000926
Net interest income$32,049,000596
Provision for loan and lease losses$3,578,000417
Total noninterest income$3,162,0001,614
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,000156
Additional Noninterest Income$3,159,0001,045
Total noninterest expense$19,263,000835
Salaries and employee benefits$10,783,000787
Premises and equipment expense$2,100,0001,085
Additional noninterest expense$6,380,000806
Pre-tax net operating income$12,370,000705
Securities gains (losses)$1,996,000298
Applicable income taxes$5,142,000604
Income before extraordinary items$9,224,000710
Extraordinary gains, net$054
Net income$9,224,000712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,625,000301
Cash dividends$1,081,0002,206
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,946,560769
2003-09-30 (YTD Data)Rank
Total interest income$32,214,000663
Total interest expense$7,638,000910
Net interest income$24,576,000592
Provision for loan and lease losses$2,740,000418
Total noninterest income$1,409,0002,456
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,000151
Additional Noninterest Income$1,406,0001,598
Total noninterest expense$13,997,000867
Salaries and employee benefits$7,844,000819
Premises and equipment expense$1,552,0001,109
Additional noninterest expense$4,601,000849
Pre-tax net operating income$9,248,000739
Securities gains (losses)$1,794,000303
Applicable income taxes$3,949,000621
Income before extraordinary items$7,093,000723
Extraordinary gains, net$040
Net income$7,093,000724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,675,000286
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,944,840789
2003-06-30 (YTD Data)Rank
Total interest income$21,280,000677
Total interest expense$5,348,000896
Net interest income$15,932,000609
Provision for loan and lease losses$1,699,000437
Total noninterest income$664,0003,118
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,000147
Additional Noninterest Income$661,0002,050
Total noninterest expense$9,034,000899
Salaries and employee benefits$5,039,000851
Premises and equipment expense$1,027,0001,116
Additional noninterest expense$2,968,000873
Pre-tax net operating income$5,863,000770
Securities gains (losses)$1,546,000273
Applicable income taxes$2,651,000613
Income before extraordinary items$4,758,000722
Extraordinary gains, net$030
Net income$4,758,000723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,935,000263
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,768,560829
2003-03-31 (YTD Data)Rank
Total interest income$10,515,000694
Total interest expense$3,037,000813
Net interest income$7,478,000646
Provision for loan and lease losses$723,000481
Total noninterest income$213,0004,006
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,000126
Additional Noninterest Income$210,0002,635
Total noninterest expense$4,230,000964
Salaries and employee benefits$2,371,000911
Premises and equipment expense$492,0001,173
Additional noninterest expense$1,367,000915
Pre-tax net operating income$2,738,000818
Securities gains (losses)$475,000362
Applicable income taxes$1,159,000696
Income before extraordinary items$2,054,000824
Extraordinary gains, net$021
Net income$2,054,000823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,638,000247
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,750,000889
2002-12-31 (YTD Data)Rank
Total interest income$36,949,000810
Total interest expense$13,947,000806
Net interest income$23,002,000838
Provision for loan and lease losses$4,206,000434
Total noninterest income$3,324,0001,443
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$6,000141
Additional Noninterest Income$3,318,000934
Total noninterest expense$18,463,000851
Salaries and employee benefits$8,669,000928
Premises and equipment expense$2,039,0001,083
Additional noninterest expense$7,755,000681
Pre-tax net operating income$3,657,0002,140
Securities gains (losses)$2,581,000237
Applicable income taxes$2,291,0001,155
Income before extraordinary items$3,947,0001,548
Extraordinary gains, net$070
Net income$3,947,0001,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,738,000617
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,295,1602,428
2001-12-31 (YTD Data)Rank
Total interest income$42,437,000802
Total interest expense$21,470,000763
Net interest income$20,967,000840
Provision for loan and lease losses$1,482,000915
Total noninterest income$4,678,0001,053
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-28,0009,569
Additional Noninterest Income$4,706,000688
Total noninterest expense$15,085,000983
Salaries and employee benefits$9,861,000755
Premises and equipment expense$1,821,0001,170
Additional noninterest expense$3,403,0001,381
Pre-tax net operating income$9,078,000837
Securities gains (losses)$3,358,000177
Applicable income taxes$4,200,000623
Income before extraordinary items$8,236,000680
Extraordinary gains, net$0105
Net income$8,236,000683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$816,0001,088
Cash dividends$936,0002,367
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,019,720872
2000-12-31 (YTD Data)Rank
Total interest income$38,044,000931
Total interest expense$16,987,0001,038
Net interest income$21,057,000827
Provision for loan and lease losses$1,045,0001,024
Total noninterest income$2,321,0001,678
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-15,0004,494
Additional Noninterest Income$2,336,0001,014
Total noninterest expense$13,037,0001,071
Salaries and employee benefits$8,673,000812
Premises and equipment expense$1,565,0001,305
Additional noninterest expense$2,799,0001,595
Pre-tax net operating income$9,296,000824
Securities gains (losses)$4,831,00055
Applicable income taxes$2,409,000997
Income before extraordinary items$11,718,000504
Extraordinary gains, net$038
Net income$11,718,000505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$654,0001,020
Cash dividends$1,550,0001,620
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,708,270708
1999-12-31 (YTD Data)Rank
Total interest income$29,009,0001,129
Total interest expense$12,394,0001,227
Net interest income$16,615,0001,052
Provision for loan and lease losses$263,0002,959
Total noninterest income$3,019,0001,343
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-37,0004,523
Additional Noninterest Income$3,056,000878
Total noninterest expense$9,536,0001,451
Salaries and employee benefits$5,980,0001,151
Premises and equipment expense$1,065,0001,925
Additional noninterest expense$2,491,0001,780
Pre-tax net operating income$9,835,000839
Securities gains (losses)$2,595,000113
Applicable income taxes$121,0006,636
Income before extraordinary items$12,309,000531
Extraordinary gains, net$035
Net income$12,309,000531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-261,00010,153
Cash dividends$8,120,000468
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$9,739,950623
1998-12-31 (YTD Data)Rank
Total interest income$29,596,0001,099
Total interest expense$13,667,0001,128
Net interest income$15,929,0001,062
Provision for loan and lease losses$2,431,000506
Total noninterest income$3,178,0001,296
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-12,0004,418
Additional Noninterest Income$3,190,000869
Total noninterest expense$8,420,0001,573
Salaries and employee benefits$5,311,0001,241
Premises and equipment expense$758,0002,571
Additional noninterest expense$2,351,0001,796
Pre-tax net operating income$8,256,000946
Securities gains (losses)$1,796,000251
Applicable income taxes$-377,00010,375
Income before extraordinary items$10,429,000576
Extraordinary gains, net$032
Net income$10,429,000575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,785,000502
Cash dividends$6,040,000551
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,633,000646
1997-12-31 (YTD Data)Rank
Total interest income$22,156,0001,482
Total interest expense$10,124,0001,530
Net interest income$12,032,0001,444
Provision for loan and lease losses$1,045,000960
Total noninterest income$2,296,0001,579
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,000227
Additional Noninterest Income$2,293,000997
Total noninterest expense$5,783,0002,228
Salaries and employee benefits$3,514,0001,863
Premises and equipment expense$662,0002,884
Additional noninterest expense$1,607,0002,553
Pre-tax net operating income$7,500,0001,075
Securities gains (losses)$768,000328
Applicable income taxes$688,0003,280
Income before extraordinary items$7,580,000740
Extraordinary gains, net$044
Net income$7,580,000742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,224,000699
Cash dividends$3,853,000775
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,873,440794
1996-12-31 (YTD Data)Rank
Total interest income$19,844,0001,695
Total interest expense$8,029,0001,959
Net interest income$11,815,0001,505
Provision for loan and lease losses$453,0001,877
Total noninterest income$1,727,0002,072
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,727,0001,282
Total noninterest expense$4,746,0002,880
Salaries and employee benefits$2,522,0002,668
Premises and equipment expense$356,0004,970
Additional noninterest expense$1,868,0002,611
Pre-tax net operating income$8,343,000919
Securities gains (losses)$470,000432
Applicable income taxes$3,302,000803
Income before extraordinary items$5,511,000962
Extraordinary gains, net$053
Net income$5,511,000963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$564,0001,301
Cash dividends$3,580,000834
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,210,200989
1995-12-31 (YTD Data)Rank
Total interest income$14,097,0002,379
Total interest expense$6,189,0002,488
Net interest income$7,908,0002,276
Provision for loan and lease losses$495,0001,586
Total noninterest income$997,0003,112
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$997,0001,806
Total noninterest expense$3,297,0003,952
Salaries and employee benefits$1,841,0003,575
Premises and equipment expense$320,0005,351
Additional noninterest expense$1,136,0003,929
Pre-tax net operating income$5,113,0001,477
Securities gains (losses)$130,000841
Applicable income taxes$2,036,0001,254
Income before extraordinary items$3,207,0001,592
Extraordinary gains, net$065
Net income$3,207,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00011,095
Cash dividends$5,955,000560
Sale, conversion, retirement of capital stock, netNANA
Net operating income$3,123,8001,609
1994-12-31 (YTD Data)Rank
Total interest income$10,471,0002,903
Total interest expense$3,962,0003,083
Net interest income$6,509,0002,787
Provision for loan and lease losses$34,0006,932
Total noninterest income$740,0003,948
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$740,0002,249
Total noninterest expense$3,140,0004,244
Salaries and employee benefits$1,481,0004,322
Premises and equipment expense$303,0005,674
Additional noninterest expense$1,356,0003,632
Pre-tax net operating income$4,075,0001,738
Securities gains (losses)$1,142,000153
Applicable income taxes$1,872,0001,274
Income before extraordinary items$3,345,0001,476
Extraordinary gains, net$0249
Net income$3,345,0001,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0002,291
Cash dividends$605,0002,771
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,614,1201,864
1993-12-31 (YTD Data)Rank
Total interest income$8,433,0003,639
Total interest expense$3,495,0003,594
Net interest income$4,938,0003,612
Provision for loan and lease losses$-33,00012,658
Total noninterest income$171,0009,796
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$171,0006,152
Total noninterest expense$2,675,0004,969
Salaries and employee benefits$1,040,0005,931
Premises and equipment expense$307,0005,726
Additional noninterest expense$1,328,0003,870
Pre-tax net operating income$2,467,0002,736
Securities gains (losses)$2,133,000300
Applicable income taxes$1,697,0001,398
Income before extraordinary items$2,903,0001,730
Extraordinary gains, net$03,149
Net income$2,903,0001,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$589,0001,603
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,537,8802,992
1992-12-31 (YTD Data)Rank
Total interest income$8,708,0003,973
Total interest expense$4,286,0003,817
Net interest income$4,422,0004,064
Provision for loan and lease losses$1,002,0001,830
Total noninterest income$460,0005,983
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$460,0003,373
Total noninterest expense$2,615,0005,100
Salaries and employee benefits$1,095,0005,601
Premises and equipment expense$283,0006,240
Additional noninterest expense$1,237,0004,231
Pre-tax net operating income$1,265,0004,710
Securities gains (losses)$4,007,000247
Applicable income taxes$1,937,0001,154
Income before extraordinary items$3,335,0001,389
Extraordinary gains, net$01,422
Net income$3,335,0001,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,059,0001,503
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$770,5205,193

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.