Home > Southwest Securities , FSB > Net charge- offs to loans
Southwest Securities , FSB, Net charge- offs to loans
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0808% | 6,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1033% | 6,099 |
| Percentage Net Loans Charged-off:Construction & development | -2.4155% | 5,852 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 5,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1352% | 6,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1496% | 6,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0945% | 5,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0924% | 6,112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1183% | 6,186 |
| Percentage Net Loans Charged-off:Construction & development | -2.9421% | 5,913 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0477% | 5,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0315% | 5,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0348% | 5,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0992% | 5,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1960% | 6,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2535% | 6,408 |
| Percentage Net Loans Charged-off:Construction & development | -4.3974% | 5,971 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2802% | 6,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 2,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 2,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1307% | 5,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1609% | 6,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2151% | 6,426 |
| Percentage Net Loans Charged-off:Construction & development | -3.8150% | 5,991 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5515% | 6,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8243% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9120% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 4,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0582% | 6,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1005% | 6,441 |
| Percentage Net Loans Charged-off:Construction & development | -1.6196% | 6,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2208% | 1,632 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0947% | 5,374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6025% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6943% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0567% | 2,757 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2995% | 6,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2995% | 6,210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0613% | 6,374 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1000% | 6,482 |
| Percentage Net Loans Charged-off:Construction & development | -1.8893% | 6,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3286% | 1,222 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5987% | 5,428 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8051% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9276% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 4,830 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4571% | 6,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4571% | 6,338 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 4,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 3,729 |
| Percentage Net Loans Charged-off:Construction & development | -1.9004% | 6,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7342% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6912% | 5,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0153% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1688% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0387% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6661% | 6,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6661% | 6,455 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0695% | 6,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1377% | 6,617 |
| Percentage Net Loans Charged-off:Construction & development | -0.3089% | 5,935 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1651% | 6,618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1117% | 6,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1290% | 6,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1143% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4139% | 6,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4139% | 6,662 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4826% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7414% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 4.2582% | 646 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3149% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9069% | 466 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2707% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4356% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3994% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2008% | 6,437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2008% | 6,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8261% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0882% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 5.3072% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5059% | 548 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4373% | 346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6739% | 228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8480% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7451% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0627% | 3,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0627% | 3,735 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3356% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6871% | 222 |
| Percentage Net Loans Charged-off:Construction & development | 7.3669% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8468% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0906% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3321% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5220% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5061% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0901% | 3,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0901% | 3,256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9251% | 251 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9266% | 133 |
| Percentage Net Loans Charged-off:Construction & development | 11.0728% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4463% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7009% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3732% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5303% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2148% | 6,309 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1582% | 6,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1582% | 6,874 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0121% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1970% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 4.3356% | 1,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4957% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.1044% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4814% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5004% | 2,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1177% | 1,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3603% | 3,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3378% | 3,112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5287% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6580% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 3.6839% | 1,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1465% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2268% | 253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7423% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7763% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9406% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0772% | 4,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0711% | 4,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3645% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4704% | 963 |
| Percentage Net Loans Charged-off:Construction & development | 3.3444% | 1,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1066% | 909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8231% | 456 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0221% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0723% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8991% | 1,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1105% | 3,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0988% | 3,535 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5992% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8298% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 5.8848% | 543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9441% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9451% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9904% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5723% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2051% | 2,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1724% | 2,656 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6328% | 381 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9696% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 3.7449% | 1,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.6225% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1232% | 323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2247% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2367% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5134% | 1,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2671% | 4,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1975% | 276 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5302% | 202 |
| Percentage Net Loans Charged-off:Construction & development | 4.3389% | 1,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.6107% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3313% | 240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3768% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3844% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9645% | 1,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3490% | 3,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3522% | 744 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5693% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 4.0262% | 1,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0610% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6023% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7145% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7145% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7650% | 2,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5597% | 2,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2353% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6263% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 7.9012% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1728% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.4817% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9283% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9283% | 1,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3365% | 2,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4327% | 2,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9931% | 2,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9495% | 1,992 |
| Percentage Net Loans Charged-off:Construction & development | 1.2738% | 2,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4087% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3139% | 2,697 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3139% | 2,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3896% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9525% | 2,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9320% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9355% | 1,652 |
| Percentage Net Loans Charged-off:Construction & development | 1.3293% | 2,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3752% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2140% | 2,744 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2140% | 2,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8873% | 2,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3145% | 1,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8126% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7549% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.9134% | 1,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1565% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3114% | 2,046 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3114% | 1,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3529% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5371% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2320% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0898% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 1.5796% | 1,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9359% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6751% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1586% | 4,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1587% | 3,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.3926% | 2,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 2,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 3,882 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 3,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1242% | 3,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8366% | 2,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1573% | 3,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1579% | 2,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.3864% | 1,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 1,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 3,345 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 3,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1597% | 3,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1724% | 3,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1658% | 1,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.4252% | 1,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 1,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 2,714 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 2,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2609% | 2,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 3,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 1,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.1945% | 847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 1,775 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2146% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 3,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1045% | 2,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.1826% | 1,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0523% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 3,261 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5373% | 1,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3987% | 3,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 5,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0137% | 1,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0324% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 2,566 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1550% | 7,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3726% | 3,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 6,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 2,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0204% | 717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 1,988 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2043% | 7,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0229% | 7,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 1,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0187% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 8,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3280% | 7,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0894% | 3,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2297% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0772% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0186% | 716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2702% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 2,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 2,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2629% | 2,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4175% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2576% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 1,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0238% | 515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1386% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0546% | 1,567 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 1,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2650% | 1,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0088% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3934% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0857% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0385% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2166% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 1,164 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4131% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1235% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6208% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0540% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 8,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0814% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1252% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.9952% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9823% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1149% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0089% | 634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5065% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 3,005 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 2,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2823% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0219% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8797% | 332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1588% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0127% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6767% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 2,562 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 2,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 3,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8424% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6266% | 572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1703% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0133% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7055% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 2,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5734% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5334% | 648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3152% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2986% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.3017% | 8,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2272% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5249% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 2,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0457% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0843% | 1,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 2,882 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 2,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2658% | 2,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6259% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5523% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 2,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1140% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 2,316 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 2,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3114% | 2,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0882% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5966% | 763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 1,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1716% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4559% | 1,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2659% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0250% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6100% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5804% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8934% | 707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 2,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0758% | 632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0478% | 1,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1505% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4830% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9239% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 2,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0376% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0652% | 976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8440% | 112 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8424% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0680% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 2,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0556% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0989% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.5263% | 49 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8666% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2165% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 18.9629% | 39 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5492% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3438% | 2,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1318% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0613% | 717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4111% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0722% | 1,997 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 1,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4524% | 1,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1770% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7719% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1844% | 3,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 3,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0202% | 763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 2,785 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 2,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0104% | 4,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4066% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2115% | 3,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0056% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1682% | 1,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2655% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5251% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1043% | 9,787 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7207% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6479% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3735% | 2,395 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 10,343 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2386% | 3,574 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7361% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5920% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |