Home > Southwest Heritage Bank > Income and Expense
Southwest Heritage Bank, Income and Expense
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $7,920,000 | 1,461 |
| Total interest expense | $4,024,000 | 1,168 |
| Net interest income | $3,896,000 | 1,761 |
| Provision for loan and lease losses | $3,916,000 | 159 |
| Total noninterest income | $-278,000 | 4,570 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $52,000 | 2,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-330,000 | 4,586 |
| Total noninterest expense | $6,155,000 | 1,052 |
| Salaries and employee benefits | $2,525,000 | 1,359 |
| Premises and equipment expense | $421,000 | 1,415 |
| Additional noninterest expense | $-330,000 | 4,586 |
| Pre-tax net operating income | $-6,453,000 | 4,587 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $-1,514,000 | 4,560 |
| Income before extraordinary items | $-4,939,000 | 4,568 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-4,939,000 | 4,568 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-4,939,000 | 4,568 |
| Net charge-offs | $201,000 | 528 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 337 |
| Net operating income | $-4,939,000 | 4,570 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $28,116,000 | 1,479 |
| Total interest expense | $12,013,000 | 1,141 |
| Net interest income | $16,103,000 | 1,711 |
| Provision for loan and lease losses | $4,222,000 | 363 |
| Total noninterest income | $793,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $172,000 | 2,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $621,000 | 2,763 |
| Total noninterest expense | $14,467,000 | 1,573 |
| Salaries and employee benefits | $6,124,000 | 1,942 |
| Premises and equipment expense | $1,148,000 | 1,868 |
| Additional noninterest expense | $621,000 | 2,763 |
| Pre-tax net operating income | $-1,793,000 | 4,526 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $-113,000 | 4,434 |
| Income before extraordinary items | $-1,680,000 | 4,499 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,680,000 | 4,498 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-1,680,000 | 4,499 |
| Net charge-offs | $3,697,000 | 274 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 383 |
| Net operating income | $-1,680,000 | 4,511 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,713,000 | 1,466 |
| Total interest expense | $8,427,000 | 1,119 |
| Net interest income | $12,286,000 | 1,699 |
| Provision for loan and lease losses | $280,000 | 1,401 |
| Total noninterest income | $576,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $128,000 | 2,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 2,791 |
| Total noninterest expense | $10,223,000 | 1,637 |
| Salaries and employee benefits | $5,144,000 | 1,790 |
| Premises and equipment expense | $843,000 | 1,900 |
| Additional noninterest expense | $448,000 | 2,790 |
| Pre-tax net operating income | $2,359,000 | 2,511 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $826,000 | 1,415 |
| Income before extraordinary items | $1,533,000 | 2,828 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,533,000 | 2,858 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,533,000 | 2,829 |
| Net charge-offs | $316,000 | 710 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 382 |
| Net operating income | $1,533,000 | 2,855 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,545,000 | 1,458 |
| Total interest expense | $5,192,000 | 1,090 |
| Net interest income | $8,353,000 | 1,694 |
| Provision for loan and lease losses | $133,000 | 1,646 |
| Total noninterest income | $455,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $82,000 | 2,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 2,528 |
| Total noninterest expense | $7,012,000 | 1,588 |
| Salaries and employee benefits | $3,720,000 | 1,689 |
| Premises and equipment expense | $551,000 | 1,900 |
| Additional noninterest expense | $373,000 | 2,523 |
| Pre-tax net operating income | $1,663,000 | 2,478 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $391,000 | 1,663 |
| Income before extraordinary items | $1,272,000 | 2,589 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,272,000 | 2,619 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,272,000 | 2,589 |
| Net charge-offs | $312,000 | 548 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 350 |
| Net operating income | $1,272,000 | 2,602 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,617,000 | 1,466 |
| Total interest expense | $2,361,000 | 1,053 |
| Net interest income | $4,256,000 | 1,685 |
| Provision for loan and lease losses | $2,400,000 | 211 |
| Total noninterest income | $189,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $35,000 | 3,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 2,728 |
| Total noninterest expense | $3,646,000 | 1,558 |
| Salaries and employee benefits | $2,134,000 | 1,544 |
| Premises and equipment expense | $258,000 | 2,013 |
| Additional noninterest expense | $154,000 | 2,728 |
| Pre-tax net operating income | $-1,601,000 | 4,656 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $-324,000 | 4,628 |
| Income before extraordinary items | $-1,277,000 | 4,629 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,277,000 | 4,628 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-1,277,000 | 4,629 |
| Net charge-offs | $2,903,000 | 112 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 344 |
| Net operating income | $-1,277,000 | 4,637 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $23,766,000 | 1,363 |
| Total interest expense | $4,312,000 | 878 |
| Net interest income | $19,454,000 | 1,467 |
| Provision for loan and lease losses | $780,000 | 957 |
| Total noninterest income | $835,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $161,000 | 2,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $674,000 | 2,753 |
| Total noninterest expense | $13,276,000 | 1,643 |
| Salaries and employee benefits | $7,274,000 | 1,687 |
| Premises and equipment expense | $1,292,000 | 1,716 |
| Additional noninterest expense | $674,000 | 2,753 |
| Pre-tax net operating income | $6,233,000 | 1,778 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,298,000 | 1,369 |
| Income before extraordinary items | $4,935,000 | 1,838 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,935,000 | 1,836 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,935,000 | 1,837 |
| Net charge-offs | $65,000 | 1,418 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $351,000 | 355 |
| Net operating income | $4,935,000 | 1,870 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $17,396,000 | 1,331 |
| Total interest expense | $2,267,000 | 900 |
| Net interest income | $15,129,000 | 1,406 |
| Provision for loan and lease losses | $780,000 | 738 |
| Total noninterest income | $629,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $121,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $508,000 | 2,788 |
| Total noninterest expense | $9,837,000 | 1,643 |
| Salaries and employee benefits | $5,650,000 | 1,644 |
| Premises and equipment expense | $939,000 | 1,765 |
| Additional noninterest expense | $508,000 | 2,788 |
| Pre-tax net operating income | $5,141,000 | 1,663 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,254,000 | 1,209 |
| Income before extraordinary items | $3,887,000 | 1,762 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,887,000 | 1,762 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,887,000 | 1,761 |
| Net charge-offs | $20,000 | 1,597 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $274,000 | 324 |
| Net operating income | $3,887,000 | 1,798 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,335,000 | 1,330 |
| Total interest expense | $1,019,000 | 1,118 |
| Net interest income | $10,316,000 | 1,353 |
| Provision for loan and lease losses | $655,000 | 571 |
| Total noninterest income | $436,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $72,000 | 3,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 2,740 |
| Total noninterest expense | $6,559,000 | 1,633 |
| Salaries and employee benefits | $3,742,000 | 1,641 |
| Premises and equipment expense | $629,000 | 1,768 |
| Additional noninterest expense | $2,188,000 | 1,506 |
| Pre-tax net operating income | $3,538,000 | 1,541 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $864,000 | 1,107 |
| Income before extraordinary items | $2,674,000 | 1,647 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,674,000 | 1,646 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,674,000 | 1,647 |
| Net charge-offs | $22,000 | 1,288 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $206,000 | 294 |
| Net operating income | $2,674,000 | 1,681 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 1,335 |
| Total interest expense | $411,000 | 1,291 |
| Net interest income | $5,056,000 | 1,335 |
| Provision for loan and lease losses | $505,000 | 330 |
| Total noninterest income | $277,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $51,000 | 2,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 2,448 |
| Total noninterest expense | $3,162,000 | 1,672 |
| Salaries and employee benefits | $1,682,000 | 1,778 |
| Premises and equipment expense | $313,000 | 1,780 |
| Additional noninterest expense | $1,167,000 | 1,399 |
| Pre-tax net operating income | $1,666,000 | 1,520 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $407,000 | 1,096 |
| Income before extraordinary items | $1,259,000 | 1,648 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,259,000 | 1,648 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,259,000 | 1,648 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 269 |
| Net operating income | $1,259,000 | 1,669 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,722,000 | 1,436 |
| Total interest expense | $1,672,000 | 1,532 |
| Net interest income | $19,050,000 | 1,423 |
| Provision for loan and lease losses | $500,000 | 1,035 |
| Total noninterest income | $1,444,000 | 2,583 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $147,000 | 3,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,297,000 | 2,377 |
| Total noninterest expense | $15,374,000 | 1,419 |
| Salaries and employee benefits | $9,545,000 | 1,343 |
| Premises and equipment expense | $1,325,000 | 1,681 |
| Additional noninterest expense | $4,504,000 | 1,445 |
| Pre-tax net operating income | $4,620,000 | 2,158 |
| Securities gains (losses) | $202,000 | 607 |
| Applicable income taxes | $1,005,000 | 1,600 |
| Income before extraordinary items | $3,817,000 | 2,233 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,817,000 | 2,234 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,817,000 | 2,234 |
| Net charge-offs | $-7,000 | 3,578 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $386,000 | 340 |
| Net operating income | $3,657,420 | 2,261 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,297,000 | 1,489 |
| Total interest expense | $1,286,000 | 1,580 |
| Net interest income | $14,011,000 | 1,470 |
| Provision for loan and lease losses | $250,000 | 1,285 |
| Total noninterest income | $1,188,000 | 2,521 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $104,000 | 3,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,084,000 | 2,297 |
| Total noninterest expense | $9,644,000 | 1,647 |
| Salaries and employee benefits | $5,430,000 | 1,681 |
| Premises and equipment expense | $1,000,000 | 1,706 |
| Additional noninterest expense | $3,214,000 | 1,509 |
| Pre-tax net operating income | $5,305,000 | 1,682 |
| Securities gains (losses) | $202,000 | 558 |
| Applicable income taxes | $1,336,000 | 1,242 |
| Income before extraordinary items | $4,171,000 | 1,820 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,171,000 | 1,819 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,171,000 | 1,820 |
| Net charge-offs | $-5,000 | 3,437 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $294,000 | 303 |
| Net operating income | $4,011,420 | 1,845 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,661,000 | 1,547 |
| Total interest expense | $891,000 | 1,590 |
| Net interest income | $8,770,000 | 1,526 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $756,000 | 2,538 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $64,000 | 3,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $692,000 | 2,316 |
| Total noninterest expense | $6,396,000 | 1,644 |
| Salaries and employee benefits | $3,553,000 | 1,702 |
| Premises and equipment expense | $666,000 | 1,695 |
| Additional noninterest expense | $2,177,000 | 1,464 |
| Pre-tax net operating income | $3,130,000 | 1,829 |
| Securities gains (losses) | $108,000 | 648 |
| Applicable income taxes | $783,000 | 1,334 |
| Income before extraordinary items | $2,455,000 | 1,975 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,455,000 | 1,974 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,455,000 | 1,975 |
| Net charge-offs | $-3,000 | 3,379 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 275 |
| Net operating income | $2,369,680 | 1,989 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,012,000 | 1,507 |
| Total interest expense | $457,000 | 1,619 |
| Net interest income | $4,555,000 | 1,477 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $323,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $31,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 2,482 |
| Total noninterest expense | $3,093,000 | 1,679 |
| Salaries and employee benefits | $1,642,000 | 1,782 |
| Premises and equipment expense | $337,000 | 1,697 |
| Additional noninterest expense | $1,114,000 | 1,404 |
| Pre-tax net operating income | $1,785,000 | 1,660 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $431,000 | 1,253 |
| Income before extraordinary items | $1,354,000 | 1,838 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,354,000 | 1,838 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,354,000 | 1,838 |
| Net charge-offs | $-2,000 | 3,357 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 257 |
| Net operating income | $1,354,000 | 1,800 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $19,702,000 | 1,518 |
| Total interest expense | $3,788,000 | 1,228 |
| Net interest income | $15,914,000 | 1,569 |
| Provision for loan and lease losses | $1,944,000 | 1,066 |
| Total noninterest income | $897,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $132,000 | 3,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $765,000 | 2,719 |
| Total noninterest expense | $12,493,000 | 1,651 |
| Salaries and employee benefits | $6,658,000 | 1,747 |
| Premises and equipment expense | $1,394,000 | 1,609 |
| Additional noninterest expense | $4,441,000 | 1,410 |
| Pre-tax net operating income | $2,374,000 | 2,743 |
| Securities gains (losses) | $10,000 | 2,309 |
| Applicable income taxes | $529,000 | 1,903 |
| Income before extraordinary items | $1,855,000 | 2,914 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,855,000 | 2,912 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,855,000 | 2,914 |
| Net charge-offs | $45,000 | 2,451 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $413,000 | 293 |
| Net operating income | $1,847,100 | 2,876 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,694,000 | 1,525 |
| Total interest expense | $3,150,000 | 1,181 |
| Net interest income | $11,544,000 | 1,599 |
| Provision for loan and lease losses | $1,544,000 | 1,042 |
| Total noninterest income | $625,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $97,000 | 3,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 2,784 |
| Total noninterest expense | $9,172,000 | 1,661 |
| Salaries and employee benefits | $4,888,000 | 1,761 |
| Premises and equipment expense | $1,058,000 | 1,590 |
| Additional noninterest expense | $3,226,000 | 1,429 |
| Pre-tax net operating income | $1,453,000 | 2,989 |
| Securities gains (losses) | $10,000 | 2,124 |
| Applicable income taxes | $332,000 | 2,021 |
| Income before extraordinary items | $1,131,000 | 3,190 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,131,000 | 3,189 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,131,000 | 3,190 |
| Net charge-offs | $47,000 | 2,087 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $281,000 | 280 |
| Net operating income | $1,123,100 | 3,143 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,829,000 | 1,537 |
| Total interest expense | $2,279,000 | 1,183 |
| Net interest income | $7,550,000 | 1,630 |
| Provision for loan and lease losses | $1,049,000 | 1,054 |
| Total noninterest income | $316,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $68,000 | 3,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 3,095 |
| Total noninterest expense | $5,775,000 | 1,730 |
| Salaries and employee benefits | $2,887,000 | 1,934 |
| Premises and equipment expense | $720,000 | 1,556 |
| Additional noninterest expense | $2,168,000 | 1,406 |
| Pre-tax net operating income | $1,042,000 | 2,892 |
| Securities gains (losses) | $10,000 | 1,872 |
| Applicable income taxes | $241,000 | 1,903 |
| Income before extraordinary items | $811,000 | 3,087 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $811,000 | 3,086 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $811,000 | 3,087 |
| Net charge-offs | $-5,000 | 4,124 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 258 |
| Net operating income | $803,100 | 3,056 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,983,000 | 1,520 |
| Total interest expense | $1,196,000 | 1,241 |
| Net interest income | $3,787,000 | 1,581 |
| Provision for loan and lease losses | $472,000 | 926 |
| Total noninterest income | $297,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $41,000 | 3,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 2,169 |
| Total noninterest expense | $3,202,000 | 1,597 |
| Salaries and employee benefits | $1,671,000 | 1,733 |
| Premises and equipment expense | $369,000 | 1,549 |
| Additional noninterest expense | $1,162,000 | 1,342 |
| Pre-tax net operating income | $410,000 | 3,035 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $93,000 | 1,999 |
| Income before extraordinary items | $317,000 | 3,216 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $317,000 | 3,216 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $317,000 | 3,217 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 252 |
| Net operating income | $317,000 | 3,190 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,971,000 | 1,588 |
| Total interest expense | $4,914,000 | 1,261 |
| Net interest income | $14,057,000 | 1,700 |
| Provision for loan and lease losses | $23,000 | 3,697 |
| Total noninterest income | $1,155,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $167,000 | 3,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $988,000 | 2,262 |
| Total noninterest expense | $12,474,000 | 1,588 |
| Salaries and employee benefits | $6,276,000 | 1,780 |
| Premises and equipment expense | $1,462,000 | 1,527 |
| Additional noninterest expense | $4,736,000 | 1,310 |
| Pre-tax net operating income | $2,715,000 | 2,609 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $663,000 | 1,752 |
| Income before extraordinary items | $2,052,000 | 2,860 |
| Extraordinary gains, net | $-1,256,000 | 5,173 |
| Net income | $796,000 | 4,005 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $796,000 | 4,005 |
| Net charge-offs | $2,000 | 3,605 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $391,000 | 315 |
| Net operating income | $2,052,000 | 2,828 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,057,000 | 1,617 |
| Total interest expense | $3,629,000 | 1,286 |
| Net interest income | $10,428,000 | 1,737 |
| Provision for loan and lease losses | $173,000 | 2,136 |
| Total noninterest income | $911,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $122,000 | 3,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 2,186 |
| Total noninterest expense | $9,301,000 | 1,605 |
| Salaries and employee benefits | $4,747,000 | 1,773 |
| Premises and equipment expense | $1,090,000 | 1,559 |
| Additional noninterest expense | $3,464,000 | 1,334 |
| Pre-tax net operating income | $1,865,000 | 2,835 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $443,000 | 1,914 |
| Income before extraordinary items | $1,422,000 | 3,025 |
| Extraordinary gains, net | $-1,198,000 | 5,254 |
| Net income | $224,000 | 4,739 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $224,000 | 4,739 |
| Net charge-offs | $3,000 | 3,249 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $293,000 | 284 |
| Net operating income | $1,422,000 | 2,998 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,285,000 | 1,635 |
| Total interest expense | $2,363,000 | 1,286 |
| Net interest income | $6,922,000 | 1,737 |
| Provision for loan and lease losses | $173,000 | 1,703 |
| Total noninterest income | $458,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $77,000 | 3,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 2,542 |
| Total noninterest expense | $5,998,000 | 1,660 |
| Salaries and employee benefits | $3,058,000 | 1,827 |
| Premises and equipment expense | $701,000 | 1,608 |
| Additional noninterest expense | $2,239,000 | 1,393 |
| Pre-tax net operating income | $1,209,000 | 2,850 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $278,000 | 1,921 |
| Income before extraordinary items | $931,000 | 3,047 |
| Extraordinary gains, net | $-1,198,000 | 5,301 |
| Net income | $-267,000 | 5,195 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-267,000 | 5,195 |
| Net charge-offs | $6,000 | 2,766 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $197,000 | 275 |
| Net operating income | $931,000 | 3,023 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 1,614 |
| Total interest expense | $1,256,000 | 1,189 |
| Net interest income | $3,425,000 | 1,767 |
| Provision for loan and lease losses | $88,000 | 1,602 |
| Total noninterest income | $2,939,000 | 591 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $38,000 | 3,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,901,000 | 450 |
| Total noninterest expense | $6,228,000 | 902 |
| Salaries and employee benefits | $4,065,000 | 798 |
| Premises and equipment expense | $499,000 | 1,198 |
| Additional noninterest expense | $1,664,000 | 990 |
| Pre-tax net operating income | $48,000 | 4,958 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $5,000 | 3,547 |
| Income before extraordinary items | $43,000 | 4,968 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $43,000 | 4,967 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $43,000 | 4,967 |
| Net charge-offs | $8,000 | 2,054 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 229 |
| Net operating income | $43,000 | 4,962 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,633,000 | 1,616 |
| Total interest expense | $3,684,000 | 1,213 |
| Net interest income | $13,949,000 | 1,713 |
| Provision for loan and lease losses | $318,000 | 1,913 |
| Total noninterest income | $15,182,000 | 508 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $133,000 | 3,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,049,000 | 378 |
| Total noninterest expense | $27,280,000 | 807 |
| Salaries and employee benefits | $17,821,000 | 712 |
| Premises and equipment expense | $2,102,000 | 1,123 |
| Additional noninterest expense | $7,357,000 | 908 |
| Pre-tax net operating income | $1,533,000 | 3,502 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $433,000 | 2,100 |
| Income before extraordinary items | $1,100,000 | 3,776 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,100,000 | 3,774 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,100,000 | 3,775 |
| Net charge-offs | $534,000 | 910 |
| Cash dividends | $4,800,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $483,000 | 306 |
| Net operating income | $1,100,000 | 3,783 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,940,000 | 1,634 |
| Total interest expense | $2,504,000 | 1,251 |
| Net interest income | $10,436,000 | 1,717 |
| Provision for loan and lease losses | $93,000 | 2,662 |
| Total noninterest income | $11,395,000 | 510 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $99,000 | 3,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,296,000 | 385 |
| Total noninterest expense | $20,568,000 | 803 |
| Salaries and employee benefits | $13,464,000 | 709 |
| Premises and equipment expense | $1,578,000 | 1,123 |
| Additional noninterest expense | $5,526,000 | 894 |
| Pre-tax net operating income | $1,170,000 | 3,535 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $249,000 | 2,367 |
| Income before extraordinary items | $921,000 | 3,700 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $921,000 | 3,699 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $921,000 | 3,699 |
| Net charge-offs | $-24,000 | 4,718 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $386,000 | 276 |
| Net operating income | $921,000 | 3,702 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,317,000 | 1,673 |
| Total interest expense | $1,469,000 | 1,310 |
| Net interest income | $6,848,000 | 1,746 |
| Provision for loan and lease losses | $93,000 | 2,252 |
| Total noninterest income | $7,793,000 | 508 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $63,000 | 3,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,730,000 | 381 |
| Total noninterest expense | $13,566,000 | 816 |
| Salaries and employee benefits | $8,889,000 | 720 |
| Premises and equipment expense | $1,030,000 | 1,146 |
| Additional noninterest expense | $3,647,000 | 899 |
| Pre-tax net operating income | $982,000 | 3,185 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $219,000 | 2,134 |
| Income before extraordinary items | $763,000 | 3,373 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $763,000 | 3,372 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $763,000 | 3,372 |
| Net charge-offs | $11,000 | 2,549 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 278 |
| Net operating income | $763,000 | 3,365 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 1,674 |
| Total interest expense | $662,000 | 1,371 |
| Net interest income | $3,433,000 | 1,736 |
| Provision for loan and lease losses | $22,000 | 2,757 |
| Total noninterest income | $3,547,000 | 530 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $31,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,516,000 | 397 |
| Total noninterest expense | $6,486,000 | 856 |
| Salaries and employee benefits | $4,144,000 | 770 |
| Premises and equipment expense | $506,000 | 1,189 |
| Additional noninterest expense | $1,836,000 | 889 |
| Pre-tax net operating income | $472,000 | 3,188 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $97,000 | 2,204 |
| Income before extraordinary items | $375,000 | 3,352 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $375,000 | 3,352 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $375,000 | 3,352 |
| Net charge-offs | $17,000 | 1,740 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 247 |
| Net operating income | $375,000 | 3,347 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,990,000 | 1,658 |
| Total interest expense | $2,338,000 | 1,359 |
| Net interest income | $13,652,000 | 1,706 |
| Provision for loan and lease losses | $575,000 | 1,330 |
| Total noninterest income | $12,041,000 | 608 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $129,000 | 4,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,912,000 | 464 |
| Total noninterest expense | $22,485,000 | 962 |
| Salaries and employee benefits | $14,170,000 | 859 |
| Premises and equipment expense | $1,943,000 | 1,198 |
| Additional noninterest expense | $6,372,000 | 1,019 |
| Pre-tax net operating income | $2,633,000 | 2,675 |
| Securities gains (losses) | $-176,000 | 5,493 |
| Applicable income taxes | $1,814,000 | 1,361 |
| Income before extraordinary items | $643,000 | 4,238 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $643,000 | 4,238 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $643,000 | 4,238 |
| Net charge-offs | $-36,000 | 5,065 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 484 |
| Net operating income | $755,640 | 4,055 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,793,000 | 1,685 |
| Total interest expense | $1,672,000 | 1,393 |
| Net interest income | $10,121,000 | 1,722 |
| Provision for loan and lease losses | $550,000 | 1,074 |
| Total noninterest income | $8,481,000 | 628 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $96,000 | 4,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,385,000 | 479 |
| Total noninterest expense | $16,566,000 | 972 |
| Salaries and employee benefits | $10,374,000 | 883 |
| Premises and equipment expense | $1,450,000 | 1,217 |
| Additional noninterest expense | $4,742,000 | 1,022 |
| Pre-tax net operating income | $1,486,000 | 3,196 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $507,000 | 2,056 |
| Income before extraordinary items | $979,000 | 3,585 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $979,000 | 3,585 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $979,000 | 3,585 |
| Net charge-offs | $-11,000 | 4,773 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 488 |
| Net operating income | $979,000 | 3,564 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,642,000 | 1,712 |
| Total interest expense | $1,046,000 | 1,428 |
| Net interest income | $6,596,000 | 1,754 |
| Provision for loan and lease losses | $400,000 | 983 |
| Total noninterest income | $4,781,000 | 722 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $58,000 | 4,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,723,000 | 549 |
| Total noninterest expense | $10,786,000 | 1,002 |
| Salaries and employee benefits | $6,731,000 | 908 |
| Premises and equipment expense | $911,000 | 1,296 |
| Additional noninterest expense | $3,144,000 | 1,035 |
| Pre-tax net operating income | $191,000 | 4,997 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $22,000 | 3,602 |
| Income before extraordinary items | $169,000 | 5,001 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $169,000 | 5,001 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $169,000 | 5,001 |
| Net charge-offs | $-14,000 | 4,896 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 464 |
| Net operating income | $169,000 | 4,987 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 1,791 |
| Total interest expense | $496,000 | 1,471 |
| Net interest income | $3,135,000 | 1,829 |
| Provision for loan and lease losses | $250,000 | 786 |
| Total noninterest income | $2,091,000 | 776 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $30,000 | 4,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,061,000 | 574 |
| Total noninterest expense | $5,272,000 | 1,027 |
| Salaries and employee benefits | $3,240,000 | 943 |
| Premises and equipment expense | $423,000 | 1,388 |
| Additional noninterest expense | $1,609,000 | 997 |
| Pre-tax net operating income | $-296,000 | 5,791 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-128,000 | 5,807 |
| Income before extraordinary items | $-168,000 | 5,763 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-168,000 | 5,763 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-168,000 | 5,763 |
| Net charge-offs | $-7,000 | 4,847 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 437 |
| Net operating income | $-168,000 | 5,760 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,531,000 | 1,875 |
| Total interest expense | $1,706,000 | 1,607 |
| Net interest income | $11,825,000 | 1,884 |
| Provision for loan and lease losses | $1,019,000 | 878 |
| Total noninterest income | $11,162,000 | 637 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $147,000 | 4,011 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $11,015,000 | 480 |
| Total noninterest expense | $20,736,000 | 1,023 |
| Salaries and employee benefits | $12,789,000 | 937 |
| Premises and equipment expense | $1,793,000 | 1,301 |
| Additional noninterest expense | $6,154,000 | 1,071 |
| Pre-tax net operating income | $1,232,000 | 3,780 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $98,000 | 3,320 |
| Income before extraordinary items | $1,134,000 | 3,729 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,134,000 | 3,727 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,134,000 | 3,728 |
| Net charge-offs | $407,000 | 1,240 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $-1,468,000 | 5,879 |
| Net operating income | $1,134,000 | 3,675 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,910,000 | 1,915 |
| Total interest expense | $1,205,000 | 1,703 |
| Net interest income | $8,705,000 | 1,920 |
| Provision for loan and lease losses | $306,000 | 1,595 |
| Total noninterest income | $7,900,000 | 669 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $121,000 | 3,897 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $7,779,000 | 503 |
| Total noninterest expense | $15,191,000 | 1,040 |
| Salaries and employee benefits | $9,287,000 | 957 |
| Premises and equipment expense | $1,352,000 | 1,297 |
| Additional noninterest expense | $4,552,000 | 1,085 |
| Pre-tax net operating income | $1,108,000 | 3,573 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $42,000 | 3,635 |
| Income before extraordinary items | $1,066,000 | 3,394 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,066,000 | 3,392 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,066,000 | 3,394 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 518 |
| Net operating income | $1,066,000 | 3,336 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,432,000 | 1,958 |
| Total interest expense | $760,000 | 1,791 |
| Net interest income | $5,672,000 | 1,971 |
| Provision for loan and lease losses | $151,000 | 1,882 |
| Total noninterest income | $4,510,000 | 740 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $84,000 | 3,836 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,426,000 | 548 |
| Total noninterest expense | $9,541,000 | 1,089 |
| Salaries and employee benefits | $5,709,000 | 1,024 |
| Premises and equipment expense | $883,000 | 1,318 |
| Additional noninterest expense | $2,949,000 | 1,113 |
| Pre-tax net operating income | $490,000 | 4,184 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $15,000 | 3,858 |
| Income before extraordinary items | $475,000 | 4,038 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $475,000 | 4,035 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $475,000 | 4,037 |
| Net charge-offs | $-108,000 | 5,718 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 504 |
| Net operating income | $475,000 | 3,968 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 2,044 |
| Total interest expense | $379,000 | 1,785 |
| Net interest income | $2,686,000 | 2,065 |
| Provision for loan and lease losses | $52,000 | 2,112 |
| Total noninterest income | $1,857,000 | 838 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $49,000 | 3,626 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,808,000 | 619 |
| Total noninterest expense | $4,486,000 | 1,162 |
| Salaries and employee benefits | $2,519,000 | 1,154 |
| Premises and equipment expense | $430,000 | 1,351 |
| Additional noninterest expense | $1,537,000 | 1,065 |
| Pre-tax net operating income | $5,000 | 5,756 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $15,000 | 3,602 |
| Income before extraordinary items | $-10,000 | 5,849 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-10,000 | 5,847 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-10,000 | 5,848 |
| Net charge-offs | $-106,000 | 5,886 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 478 |
| Net operating income | $-10,000 | 5,826 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,262,000 | 1,991 |
| Total interest expense | $1,447,000 | 1,826 |
| Net interest income | $10,815,000 | 1,998 |
| Provision for loan and lease losses | $340,000 | 1,773 |
| Total noninterest income | $4,914,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $136,000 | 4,281 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $4,778,000 | 846 |
| Total noninterest expense | $14,522,000 | 1,353 |
| Salaries and employee benefits | $8,145,000 | 1,330 |
| Premises and equipment expense | $1,500,000 | 1,534 |
| Additional noninterest expense | $4,877,000 | 1,293 |
| Pre-tax net operating income | $867,000 | 4,282 |
| Securities gains (losses) | $6,000 | 2,777 |
| Applicable income taxes | $20,000 | 3,928 |
| Income before extraordinary items | $853,000 | 4,156 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $853,000 | 4,155 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $853,000 | 4,156 |
| Net charge-offs | $154,000 | 2,232 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 593 |
| Net operating income | $847,120 | 4,114 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,877,000 | 2,067 |
| Total interest expense | $1,065,000 | 1,868 |
| Net interest income | $7,812,000 | 2,071 |
| Provision for loan and lease losses | $300,000 | 1,503 |
| Total noninterest income | $3,156,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $90,000 | 4,506 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,066,000 | 947 |
| Total noninterest expense | $10,335,000 | 1,412 |
| Salaries and employee benefits | $5,725,000 | 1,414 |
| Premises and equipment expense | $1,130,000 | 1,534 |
| Additional noninterest expense | $3,480,000 | 1,352 |
| Pre-tax net operating income | $333,000 | 5,145 |
| Securities gains (losses) | $6,000 | 2,557 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $339,000 | 5,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $339,000 | 5,018 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $339,000 | 5,020 |
| Net charge-offs | $154,000 | 1,770 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 564 |
| Net operating income | $333,000 | 4,981 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,834,000 | 2,089 |
| Total interest expense | $703,000 | 1,891 |
| Net interest income | $5,131,000 | 2,092 |
| Provision for loan and lease losses | $175,000 | 1,648 |
| Total noninterest income | $2,056,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $56,000 | 4,594 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,000,000 | 968 |
| Total noninterest expense | $6,826,000 | 1,436 |
| Salaries and employee benefits | $3,717,000 | 1,445 |
| Premises and equipment expense | $735,000 | 1,581 |
| Additional noninterest expense | $2,374,000 | 1,326 |
| Pre-tax net operating income | $186,000 | 5,293 |
| Securities gains (losses) | $-14,000 | 6,142 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $172,000 | 5,258 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $172,000 | 5,259 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $172,000 | 5,262 |
| Net charge-offs | $-185,000 | 6,060 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 547 |
| Net operating income | $186,000 | 5,143 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 2,134 |
| Total interest expense | $351,000 | 1,913 |
| Net interest income | $2,486,000 | 2,135 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $785,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $31,000 | 4,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $754,000 | 1,141 |
| Total noninterest expense | $3,391,000 | 1,440 |
| Salaries and employee benefits | $1,867,000 | 1,442 |
| Premises and equipment expense | $394,000 | 1,506 |
| Additional noninterest expense | $1,130,000 | 1,364 |
| Pre-tax net operating income | $-220,000 | 6,306 |
| Securities gains (losses) | $-14,000 | 6,270 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-234,000 | 6,324 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-234,000 | 6,325 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-234,000 | 6,325 |
| Net charge-offs | $-183,000 | 6,230 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 546 |
| Net operating income | $-220,000 | 6,310 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,332,000 | 2,802 |
| Total interest expense | $1,420,000 | 1,984 |
| Net interest income | $6,912,000 | 2,918 |
| Provision for loan and lease losses | $50,000 | 3,764 |
| Total noninterest income | $6,433,000 | 918 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $148,000 | 4,410 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,285,000 | 640 |
| Total noninterest expense | $12,352,000 | 1,551 |
| Salaries and employee benefits | $6,325,000 | 1,648 |
| Premises and equipment expense | $2,615,000 | 929 |
| Additional noninterest expense | $3,412,000 | 1,809 |
| Pre-tax net operating income | $943,000 | 4,243 |
| Securities gains (losses) | $-328,000 | 6,437 |
| Applicable income taxes | $74,000 | 3,550 |
| Income before extraordinary items | $541,000 | 4,828 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $541,000 | 4,827 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $541,000 | 4,828 |
| Net charge-offs | $75,000 | 3,438 |
| Cash dividends | $2,501,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $-349,000 | 6,462 |
| Net operating income | $829,640 | 4,206 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,483,000 | 3,104 |
| Total interest expense | $996,000 | 2,124 |
| Net interest income | $4,487,000 | 3,275 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $5,641,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $104,000 | 4,567 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $5,537,000 | 577 |
| Total noninterest expense | $7,922,000 | 1,799 |
| Salaries and employee benefits | $4,160,000 | 1,864 |
| Premises and equipment expense | $1,617,000 | 1,121 |
| Additional noninterest expense | $2,145,000 | 2,111 |
| Pre-tax net operating income | $2,206,000 | 2,353 |
| Securities gains (losses) | $29,000 | 1,798 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,235,000 | 2,036 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,235,000 | 2,035 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,235,000 | 2,034 |
| Net charge-offs | $65,000 | 3,057 |
| Cash dividends | $2,501,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $-359,000 | 6,557 |
| Net operating income | $2,206,000 | 2,012 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 3,218 |
| Total interest expense | $646,000 | 2,193 |
| Net interest income | $2,845,000 | 3,392 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,655,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $70,000 | 4,549 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,585,000 | 1,053 |
| Total noninterest expense | $5,036,000 | 1,879 |
| Salaries and employee benefits | $2,637,000 | 1,959 |
| Premises and equipment expense | $1,038,000 | 1,176 |
| Additional noninterest expense | $1,361,000 | 2,192 |
| Pre-tax net operating income | $-536,000 | 6,522 |
| Securities gains (losses) | $29,000 | 1,459 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-507,000 | 6,524 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-507,000 | 6,524 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-507,000 | 6,524 |
| Net charge-offs | $88,000 | 2,301 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $-367,000 | 6,631 |
| Net operating income | $-536,000 | 6,530 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 3,233 |
| Total interest expense | $320,000 | 2,239 |
| Net interest income | $1,418,000 | 3,402 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $658,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $35,000 | 4,530 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $623,000 | 1,215 |
| Total noninterest expense | $2,409,000 | 1,973 |
| Salaries and employee benefits | $1,266,000 | 2,050 |
| Premises and equipment expense | $502,000 | 1,234 |
| Additional noninterest expense | $641,000 | 2,335 |
| Pre-tax net operating income | $-333,000 | 6,586 |
| Securities gains (losses) | $29,000 | 834 |
| Applicable income taxes | $8,000 | 3,893 |
| Income before extraordinary items | $-312,000 | 6,591 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-312,000 | 6,591 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-312,000 | 6,591 |
| Net charge-offs | $-30,000 | 6,166 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-341,000 | 6,593 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,115,000 | 3,208 |
| Total interest expense | $1,585,000 | 2,063 |
| Net interest income | $5,530,000 | 3,460 |
| Provision for loan and lease losses | $-296,000 | 6,516 |
| Total noninterest income | $2,992,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $129,000 | 4,831 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,863,000 | 1,174 |
| Total noninterest expense | $9,410,000 | 2,009 |
| Salaries and employee benefits | $5,214,000 | 1,952 |
| Premises and equipment expense | $1,914,000 | 1,229 |
| Additional noninterest expense | $2,282,000 | 2,688 |
| Pre-tax net operating income | $-592,000 | 6,491 |
| Securities gains (losses) | $-107,000 | 6,554 |
| Applicable income taxes | $-46,000 | 6,407 |
| Income before extraordinary items | $-653,000 | 6,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-653,000 | 6,522 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-653,000 | 6,522 |
| Net charge-offs | $114,000 | 3,615 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 886 |
| Net operating income | $-553,490 | 6,488 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,361,000 | 3,227 |
| Total interest expense | $1,236,000 | 2,048 |
| Net interest income | $4,125,000 | 3,490 |
| Provision for loan and lease losses | $-296,000 | 6,672 |
| Total noninterest income | $2,436,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $93,000 | 4,945 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,343,000 | 1,143 |
| Total noninterest expense | $7,174,000 | 1,974 |
| Salaries and employee benefits | $3,920,000 | 1,955 |
| Premises and equipment expense | $1,483,000 | 1,209 |
| Additional noninterest expense | $1,771,000 | 2,591 |
| Pre-tax net operating income | $-317,000 | 6,550 |
| Securities gains (losses) | $-80,000 | 6,703 |
| Applicable income taxes | $-53,000 | 6,636 |
| Income before extraordinary items | $-344,000 | 6,594 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-344,000 | 6,594 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-344,000 | 6,594 |
| Net charge-offs | $23,000 | 4,338 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 819 |
| Net operating income | $-274,400 | 6,545 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 3,198 |
| Total interest expense | $847,000 | 2,036 |
| Net interest income | $2,783,000 | 3,468 |
| Provision for loan and lease losses | $-296,000 | 6,771 |
| Total noninterest income | $1,739,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $61,000 | 4,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,678,000 | 1,106 |
| Total noninterest expense | $4,939,000 | 1,931 |
| Salaries and employee benefits | $2,679,000 | 1,920 |
| Premises and equipment expense | $981,000 | 1,217 |
| Additional noninterest expense | $1,279,000 | 2,389 |
| Pre-tax net operating income | $-121,000 | 6,493 |
| Securities gains (losses) | $-75,000 | 6,824 |
| Applicable income taxes | $-62,000 | 6,719 |
| Income before extraordinary items | $-134,000 | 6,550 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-134,000 | 6,552 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-134,000 | 6,552 |
| Net charge-offs | $23,000 | 3,924 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 781 |
| Net operating income | $-83,000 | 6,467 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 3,174 |
| Total interest expense | $436,000 | 2,036 |
| Net interest income | $1,411,000 | 3,440 |
| Provision for loan and lease losses | $-100,000 | 6,845 |
| Total noninterest income | $810,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $780,000 | 1,173 |
| Total noninterest expense | $2,211,000 | 2,152 |
| Salaries and employee benefits | $1,329,000 | 1,955 |
| Premises and equipment expense | $478,000 | 1,282 |
| Additional noninterest expense | $404,000 | 3,481 |
| Pre-tax net operating income | $110,000 | 5,217 |
| Securities gains (losses) | $-26,000 | 6,886 |
| Applicable income taxes | $8,000 | 4,015 |
| Income before extraordinary items | $76,000 | 5,523 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $76,000 | 5,525 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $76,000 | 5,525 |
| Net charge-offs | $-60,000 | 6,751 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 740 |
| Net operating income | $99,400 | 5,157 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,979,000 | 3,113 |
| Total interest expense | $2,037,000 | 2,109 |
| Net interest income | $5,942,000 | 3,396 |
| Provision for loan and lease losses | $538,000 | 2,631 |
| Total noninterest income | $2,926,000 | 1,661 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $140,000 | 4,893 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,786,000 | 1,226 |
| Total noninterest expense | $9,263,000 | 2,058 |
| Salaries and employee benefits | $4,863,000 | 2,060 |
| Premises and equipment expense | $1,897,000 | 1,247 |
| Additional noninterest expense | $2,503,000 | 2,563 |
| Pre-tax net operating income | $-933,000 | 6,648 |
| Securities gains (losses) | $-6,000 | 6,705 |
| Applicable income taxes | $893,000 | 1,578 |
| Income before extraordinary items | $-1,832,000 | 6,818 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,832,000 | 6,815 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,832,000 | 6,816 |
| Net charge-offs | $1,396,000 | 1,456 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 976 |
| Net operating income | $-1,826,000 | 6,795 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,088,000 | 3,131 |
| Total interest expense | $1,558,000 | 2,151 |
| Net interest income | $4,530,000 | 3,409 |
| Provision for loan and lease losses | $363,000 | 2,711 |
| Total noninterest income | $1,899,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $104,000 | 4,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,795,000 | 1,372 |
| Total noninterest expense | $7,067,000 | 2,029 |
| Salaries and employee benefits | $3,561,000 | 2,104 |
| Premises and equipment expense | $1,428,000 | 1,249 |
| Additional noninterest expense | $2,078,000 | 2,335 |
| Pre-tax net operating income | $-1,001,000 | 6,831 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $872,000 | 1,365 |
| Income before extraordinary items | $-1,873,000 | 6,985 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,873,000 | 6,982 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,873,000 | 6,984 |
| Net charge-offs | $978,000 | 1,494 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 7,093 |
| Net operating income | $-1,873,000 | 6,968 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 3,137 |
| Total interest expense | $1,053,000 | 2,192 |
| Net interest income | $3,025,000 | 3,424 |
| Provision for loan and lease losses | $363,000 | 2,192 |
| Total noninterest income | $940,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $69,000 | 4,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $871,000 | 1,666 |
| Total noninterest expense | $4,783,000 | 2,001 |
| Salaries and employee benefits | $2,308,000 | 2,152 |
| Premises and equipment expense | $923,000 | 1,290 |
| Additional noninterest expense | $1,552,000 | 2,095 |
| Pre-tax net operating income | $-1,181,000 | 7,000 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $798,000 | 1,066 |
| Income before extraordinary items | $-1,979,000 | 7,108 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,979,000 | 7,108 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,979,000 | 7,108 |
| Net charge-offs | $926,000 | 1,203 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 7,169 |
| Net operating income | $-1,979,000 | 7,094 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 3,237 |
| Total interest expense | $536,000 | 2,230 |
| Net interest income | $1,446,000 | 3,551 |
| Provision for loan and lease losses | $363,000 | 1,334 |
| Total noninterest income | $588,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $553,000 | 1,408 |
| Total noninterest expense | $2,672,000 | 1,798 |
| Salaries and employee benefits | $1,131,000 | 2,204 |
| Premises and equipment expense | $452,000 | 1,322 |
| Additional noninterest expense | $1,089,000 | 1,549 |
| Pre-tax net operating income | $-1,001,000 | 7,162 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-388,000 | 7,243 |
| Income before extraordinary items | $-613,000 | 7,107 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-613,000 | 7,106 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-613,000 | 7,107 |
| Net charge-offs | $62,000 | 2,855 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-613,000 | 7,095 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,833,000 | 3,076 |
| Total interest expense | $2,432,000 | 2,375 |
| Net interest income | $6,401,000 | 3,298 |
| Provision for loan and lease losses | $4,223,000 | 907 |
| Total noninterest income | $1,642,000 | 2,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 6,336 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,593,000 | 1,582 |
| Total noninterest expense | $7,039,000 | 2,659 |
| Salaries and employee benefits | $4,142,000 | 2,324 |
| Premises and equipment expense | $1,708,000 | 1,457 |
| Additional noninterest expense | $1,189,000 | 4,475 |
| Pre-tax net operating income | $-3,219,000 | 6,938 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $-1,219,000 | 7,192 |
| Income before extraordinary items | $-1,996,000 | 6,832 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,996,000 | 6,832 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,996,000 | 6,832 |
| Net charge-offs | $1,743,000 | 1,691 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,998,560 | 6,810 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,641,000 | 3,099 |
| Total interest expense | $1,875,000 | 2,408 |
| Net interest income | $4,766,000 | 3,335 |
| Provision for loan and lease losses | $1,647,000 | 1,423 |
| Total noninterest income | $1,161,000 | 2,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 6,370 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,124,000 | 1,619 |
| Total noninterest expense | $5,196,000 | 2,698 |
| Salaries and employee benefits | $3,027,000 | 2,386 |
| Premises and equipment expense | $1,261,000 | 1,494 |
| Additional noninterest expense | $908,000 | 4,423 |
| Pre-tax net operating income | $-916,000 | 6,775 |
| Securities gains (losses) | $4,000 | 3,259 |
| Applicable income taxes | $-357,000 | 7,168 |
| Income before extraordinary items | $-555,000 | 6,711 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-555,000 | 6,712 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-555,000 | 6,712 |
| Net charge-offs | $370,000 | 3,000 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-557,560 | 6,671 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 3,170 |
| Total interest expense | $1,292,000 | 2,419 |
| Net interest income | $3,061,000 | 3,427 |
| Provision for loan and lease losses | $1,647,000 | 1,045 |
| Total noninterest income | $749,000 | 2,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 6,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $724,000 | 1,680 |
| Total noninterest expense | $3,389,000 | 2,765 |
| Salaries and employee benefits | $1,916,000 | 2,513 |
| Premises and equipment expense | $827,000 | 1,518 |
| Additional noninterest expense | $646,000 | 4,323 |
| Pre-tax net operating income | $-1,226,000 | 7,038 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $-481,000 | 7,330 |
| Income before extraordinary items | $-741,000 | 6,948 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-741,000 | 6,947 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-741,000 | 6,948 |
| Net charge-offs | $380,000 | 2,414 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-743,560 | 6,935 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 3,207 |
| Total interest expense | $668,000 | 2,416 |
| Net interest income | $1,491,000 | 3,483 |
| Provision for loan and lease losses | $501,000 | 1,412 |
| Total noninterest income | $337,000 | 2,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 6,312 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $324,000 | 1,814 |
| Total noninterest expense | $1,845,000 | 2,584 |
| Salaries and employee benefits | $1,118,000 | 2,200 |
| Premises and equipment expense | $405,000 | 1,587 |
| Additional noninterest expense | $322,000 | 4,334 |
| Pre-tax net operating income | $-518,000 | 7,091 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-247,000 | 7,403 |
| Income before extraordinary items | $-271,000 | 6,961 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-271,000 | 6,961 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-271,000 | 6,961 |
| Net charge-offs | $56,000 | 3,252 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-271,000 | 6,943 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,128,000 | 3,180 |
| Total interest expense | $3,275,000 | 2,406 |
| Net interest income | $5,853,000 | 3,537 |
| Provision for loan and lease losses | $854,000 | 3,308 |
| Total noninterest income | $1,767,000 | 2,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,767,000 | 1,532 |
| Total noninterest expense | $6,456,000 | 2,922 |
| Salaries and employee benefits | $3,800,000 | 2,528 |
| Premises and equipment expense | $1,459,000 | 1,759 |
| Additional noninterest expense | $1,197,000 | 4,618 |
| Pre-tax net operating income | $310,000 | 4,869 |
| Securities gains (losses) | $37,000 | 2,833 |
| Applicable income taxes | $124,000 | 3,068 |
| Income before extraordinary items | $223,000 | 5,198 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $223,000 | 5,202 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $223,000 | 5,202 |
| Net charge-offs | $866,000 | 2,885 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $199,320 | 5,148 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,971,000 | 3,199 |
| Total interest expense | $2,498,000 | 2,478 |
| Net interest income | $4,473,000 | 3,531 |
| Provision for loan and lease losses | $701,000 | 3,031 |
| Total noninterest income | $1,174,000 | 2,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,174,000 | 1,619 |
| Total noninterest expense | $4,740,000 | 2,974 |
| Salaries and employee benefits | $2,777,000 | 2,605 |
| Premises and equipment expense | $1,063,000 | 1,829 |
| Additional noninterest expense | $900,000 | 4,605 |
| Pre-tax net operating income | $206,000 | 5,228 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $82,000 | 3,249 |
| Income before extraordinary items | $124,000 | 5,628 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $124,000 | 5,629 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $124,000 | 5,629 |
| Net charge-offs | $703,000 | 2,634 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $124,000 | 5,470 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,672,000 | 3,223 |
| Total interest expense | $1,667,000 | 2,564 |
| Net interest income | $3,005,000 | 3,510 |
| Provision for loan and lease losses | $405,000 | 3,166 |
| Total noninterest income | $664,000 | 2,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $664,000 | 1,743 |
| Total noninterest expense | $3,271,000 | 2,890 |
| Salaries and employee benefits | $1,925,000 | 2,529 |
| Premises and equipment expense | $694,000 | 1,884 |
| Additional noninterest expense | $652,000 | 4,368 |
| Pre-tax net operating income | $-7,000 | 6,085 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $10,000 | 4,085 |
| Income before extraordinary items | $-17,000 | 6,226 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-17,000 | 6,227 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-17,000 | 6,226 |
| Net charge-offs | $389,000 | 2,739 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-17,000 | 6,131 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 3,224 |
| Total interest expense | $840,000 | 2,659 |
| Net interest income | $1,538,000 | 3,480 |
| Provision for loan and lease losses | $76,000 | 4,283 |
| Total noninterest income | $307,000 | 2,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $307,000 | 1,813 |
| Total noninterest expense | $1,432,000 | 3,261 |
| Salaries and employee benefits | $787,000 | 3,058 |
| Premises and equipment expense | $340,000 | 1,975 |
| Additional noninterest expense | $305,000 | 4,542 |
| Pre-tax net operating income | $337,000 | 3,160 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $118,000 | 1,962 |
| Income before extraordinary items | $219,000 | 3,719 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $219,000 | 3,716 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $219,000 | 3,718 |
| Net charge-offs | $-112,000 | 7,858 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $219,000 | 3,585 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,579,000 | 3,332 |
| Total interest expense | $3,709,000 | 2,912 |
| Net interest income | $5,870,000 | 3,532 |
| Provision for loan and lease losses | $516,000 | 4,494 |
| Total noninterest income | $1,012,000 | 3,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,012,000 | 2,131 |
| Total noninterest expense | $5,290,000 | 3,511 |
| Salaries and employee benefits | $2,891,000 | 3,290 |
| Premises and equipment expense | $1,303,000 | 2,047 |
| Additional noninterest expense | $1,096,000 | 4,980 |
| Pre-tax net operating income | $1,076,000 | 2,880 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $449,000 | 1,644 |
| Income before extraordinary items | $628,000 | 3,532 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $628,000 | 3,532 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $628,000 | 3,531 |
| Net charge-offs | $481,000 | 3,844 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $627,360 | 3,467 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,189,000 | 3,382 |
| Total interest expense | $2,811,000 | 3,007 |
| Net interest income | $4,378,000 | 3,550 |
| Provision for loan and lease losses | $490,000 | 3,821 |
| Total noninterest income | $706,000 | 3,517 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $706,000 | 2,283 |
| Total noninterest expense | $3,985,000 | 3,505 |
| Salaries and employee benefits | $2,187,000 | 3,291 |
| Premises and equipment expense | $982,000 | 2,056 |
| Additional noninterest expense | $816,000 | 5,008 |
| Pre-tax net operating income | $609,000 | 3,574 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $265,000 | 2,057 |
| Income before extraordinary items | $345,000 | 4,238 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $345,000 | 4,233 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $345,000 | 4,236 |
| Net charge-offs | $479,000 | 3,105 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $344,360 | 4,174 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,781,000 | 3,412 |
| Total interest expense | $1,881,000 | 3,112 |
| Net interest income | $2,900,000 | 3,555 |
| Provision for loan and lease losses | $453,000 | 3,095 |
| Total noninterest income | $421,000 | 3,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $421,000 | 2,475 |
| Total noninterest expense | $2,649,000 | 3,551 |
| Salaries and employee benefits | $1,437,000 | 3,357 |
| Premises and equipment expense | $642,000 | 2,126 |
| Additional noninterest expense | $570,000 | 4,869 |
| Pre-tax net operating income | $219,000 | 4,535 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $109,000 | 2,558 |
| Income before extraordinary items | $111,000 | 5,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 5,114 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $111,000 | 5,115 |
| Net charge-offs | $476,000 | 2,397 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $110,360 | 5,033 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 3,455 |
| Total interest expense | $937,000 | 3,230 |
| Net interest income | $1,455,000 | 3,541 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $182,000 | 4,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $182,000 | 2,640 |
| Total noninterest expense | $1,278,000 | 3,581 |
| Salaries and employee benefits | $705,000 | 3,441 |
| Premises and equipment expense | $314,000 | 2,215 |
| Additional noninterest expense | $259,000 | 4,853 |
| Pre-tax net operating income | $269,000 | 3,510 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $111,000 | 2,071 |
| Income before extraordinary items | $159,000 | 4,243 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $159,000 | 4,246 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $159,000 | 4,246 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $158,360 | 4,100 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,524,000 | 3,949 |
| Total interest expense | $3,668,000 | 3,727 |
| Net interest income | $4,856,000 | 4,028 |
| Provision for loan and lease losses | $182,000 | 5,324 |
| Total noninterest income | $612,000 | 4,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $612,000 | 2,859 |
| Total noninterest expense | $4,796,000 | 3,680 |
| Salaries and employee benefits | $2,698,000 | 3,548 |
| Premises and equipment expense | $1,267,000 | 2,133 |
| Additional noninterest expense | $831,000 | 5,377 |
| Pre-tax net operating income | $490,000 | 4,902 |
| Securities gains (losses) | $569,000 | 336 |
| Applicable income taxes | $387,000 | 2,116 |
| Income before extraordinary items | $672,000 | 3,998 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $672,000 | 3,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,362 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $307,840 | 5,246 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,280,000 | 4,073 |
| Total interest expense | $2,747,000 | 3,836 |
| Net interest income | $3,533,000 | 4,138 |
| Provision for loan and lease losses | $-17,000 | 8,281 |
| Total noninterest income | $516,000 | 4,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $516,000 | 2,758 |
| Total noninterest expense | $3,573,000 | 3,694 |
| Salaries and employee benefits | $2,049,000 | 3,539 |
| Premises and equipment expense | $945,000 | 2,156 |
| Additional noninterest expense | $579,000 | 5,526 |
| Pre-tax net operating income | $493,000 | 4,953 |
| Securities gains (losses) | $20,000 | 2,014 |
| Applicable income taxes | $173,000 | 3,069 |
| Income before extraordinary items | $340,000 | 5,040 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $340,000 | 5,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,694 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $326,800 | 5,271 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,045,000 | 4,221 |
| Total interest expense | $1,808,000 | 3,995 |
| Net interest income | $2,237,000 | 4,271 |
| Provision for loan and lease losses | $-22,000 | 8,346 |
| Total noninterest income | $344,000 | 4,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $344,000 | 2,812 |
| Total noninterest expense | $2,428,000 | 3,655 |
| Salaries and employee benefits | $1,431,000 | 3,463 |
| Premises and equipment expense | $623,000 | 2,167 |
| Additional noninterest expense | $374,000 | 5,603 |
| Pre-tax net operating income | $175,000 | 5,980 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $49,000 | 4,078 |
| Income before extraordinary items | $146,000 | 6,001 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 5,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,124 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $131,000 | 6,051 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 4,393 |
| Total interest expense | $892,000 | 4,210 |
| Net interest income | $1,059,000 | 4,433 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $157,000 | 4,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $157,000 | 2,962 |
| Total noninterest expense | $1,030,000 | 4,152 |
| Salaries and employee benefits | $558,000 | 4,187 |
| Premises and equipment expense | $312,000 | 2,182 |
| Additional noninterest expense | $160,000 | 6,007 |
| Pre-tax net operating income | $186,000 | 5,081 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $79,000 | 3,067 |
| Income before extraordinary items | $107,000 | 5,748 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 5,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $107,000 | 5,657 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,135,000 | 4,318 |
| Total interest expense | $3,643,000 | 4,244 |
| Net interest income | $4,492,000 | 4,298 |
| Provision for loan and lease losses | $92,000 | 5,022 |
| Total noninterest income | $525,000 | 4,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $525,000 | 3,218 |
| Total noninterest expense | $4,015,000 | 4,117 |
| Salaries and employee benefits | $2,125,000 | 4,191 |
| Premises and equipment expense | $1,155,000 | 2,243 |
| Additional noninterest expense | $735,000 | 5,600 |
| Pre-tax net operating income | $910,000 | 4,929 |
| Securities gains (losses) | $15,000 | 1,192 |
| Applicable income taxes | $371,000 | 3,121 |
| Income before extraordinary items | $554,000 | 5,501 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $554,000 | 5,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $544,400 | 5,515 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,224,000 | 4,278 |
| Total interest expense | $2,765,000 | 4,224 |
| Net interest income | $3,459,000 | 4,245 |
| Provision for loan and lease losses | $128,000 | 3,768 |
| Total noninterest income | $352,000 | 5,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $352,000 | 3,444 |
| Total noninterest expense | $2,903,000 | 4,190 |
| Salaries and employee benefits | $1,518,000 | 4,335 |
| Premises and equipment expense | $863,000 | 2,242 |
| Additional noninterest expense | $522,000 | 5,700 |
| Pre-tax net operating income | $780,000 | 4,895 |
| Securities gains (losses) | $15,000 | 891 |
| Applicable income taxes | $315,000 | 3,135 |
| Income before extraordinary items | $480,000 | 5,462 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $480,000 | 5,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $470,400 | 5,492 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 4,353 |
| Total interest expense | $1,852,000 | 4,218 |
| Net interest income | $2,204,000 | 4,405 |
| Provision for loan and lease losses | $225,000 | 1,984 |
| Total noninterest income | $235,000 | 5,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $235,000 | 3,473 |
| Total noninterest expense | $1,896,000 | 4,286 |
| Salaries and employee benefits | $1,014,000 | 4,375 |
| Premises and equipment expense | $577,000 | 2,238 |
| Additional noninterest expense | $305,000 | 6,076 |
| Pre-tax net operating income | $318,000 | 5,923 |
| Securities gains (losses) | $15,000 | 765 |
| Applicable income taxes | $130,000 | 3,822 |
| Income before extraordinary items | $203,000 | 6,348 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $203,000 | 6,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $193,400 | 6,419 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 4,355 |
| Total interest expense | $932,000 | 4,187 |
| Net interest income | $1,101,000 | 4,415 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $121,000 | 5,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $121,000 | 3,415 |
| Total noninterest expense | $938,000 | 4,331 |
| Salaries and employee benefits | $489,000 | 4,510 |
| Premises and equipment expense | $298,000 | 2,198 |
| Additional noninterest expense | $151,000 | 6,100 |
| Pre-tax net operating income | $284,000 | 4,776 |
| Securities gains (losses) | $15,000 | 615 |
| Applicable income taxes | $118,000 | 3,050 |
| Income before extraordinary items | $181,000 | 5,279 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $181,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $171,400 | 5,375 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,491,000 | 4,041 |
| Total interest expense | $3,617,000 | 3,832 |
| Net interest income | $4,874,000 | 4,081 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $412,000 | 5,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $412,000 | 3,679 |
| Total noninterest expense | $3,837,000 | 4,108 |
| Salaries and employee benefits | $2,072,000 | 4,160 |
| Premises and equipment expense | $1,145,000 | 2,156 |
| Additional noninterest expense | $620,000 | 5,968 |
| Pre-tax net operating income | $1,449,000 | 4,363 |
| Securities gains (losses) | $-348,000 | 8,470 |
| Applicable income taxes | $516,000 | 3,110 |
| Income before extraordinary items | $585,000 | 5,869 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $585,000 | 5,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $807,720 | 5,183 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,360,000 | 4,012 |
| Total interest expense | $2,679,000 | 3,793 |
| Net interest income | $3,681,000 | 4,089 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $331,000 | 5,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $331,000 | 3,553 |
| Total noninterest expense | $2,889,000 | 4,081 |
| Salaries and employee benefits | $1,563,000 | 4,128 |
| Premises and equipment expense | $869,000 | 2,150 |
| Additional noninterest expense | $457,000 | 6,024 |
| Pre-tax net operating income | $1,123,000 | 4,467 |
| Securities gains (losses) | $-348,000 | 8,600 |
| Applicable income taxes | $389,000 | 3,220 |
| Income before extraordinary items | $386,000 | 6,307 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $386,000 | 6,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $608,720 | 5,324 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 3,964 |
| Total interest expense | $1,770,000 | 3,694 |
| Net interest income | $2,462,000 | 4,086 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $222,000 | 5,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $222,000 | 3,537 |
| Total noninterest expense | $1,960,000 | 4,057 |
| Salaries and employee benefits | $1,066,000 | 4,074 |
| Premises and equipment expense | $578,000 | 2,153 |
| Additional noninterest expense | $316,000 | 5,912 |
| Pre-tax net operating income | $724,000 | 4,556 |
| Securities gains (losses) | $-144,000 | 8,594 |
| Applicable income taxes | $311,000 | 3,001 |
| Income before extraordinary items | $269,000 | 6,235 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $269,000 | 6,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $361,160 | 5,613 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 3,901 |
| Total interest expense | $891,000 | 3,567 |
| Net interest income | $1,226,000 | 4,102 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $109,000 | 5,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $109,000 | 3,553 |
| Total noninterest expense | $979,000 | 4,077 |
| Salaries and employee benefits | $532,000 | 4,109 |
| Premises and equipment expense | $295,000 | 2,134 |
| Additional noninterest expense | $152,000 | 6,015 |
| Pre-tax net operating income | $356,000 | 4,550 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $138,000 | 3,162 |
| Income before extraordinary items | $218,000 | 5,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $218,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $218,000 | 5,138 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,103,000 | 3,715 |
| Total interest expense | $3,341,000 | 3,060 |
| Net interest income | $4,762,000 | 4,103 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $416,000 | 5,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $416,000 | 3,717 |
| Total noninterest expense | $3,847,000 | 3,985 |
| Salaries and employee benefits | $2,122,000 | 3,955 |
| Premises and equipment expense | $1,127,000 | 2,132 |
| Additional noninterest expense | $598,000 | 6,070 |
| Pre-tax net operating income | $1,295,000 | 4,730 |
| Securities gains (losses) | $-308,000 | 8,659 |
| Applicable income taxes | $386,000 | 3,757 |
| Income before extraordinary items | $601,000 | 5,998 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $601,000 | 6,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,305 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $798,120 | 5,327 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,028,000 | 3,693 |
| Total interest expense | $2,464,000 | 2,960 |
| Net interest income | $3,564,000 | 4,105 |
| Provision for loan and lease losses | $36,000 | 5,642 |
| Total noninterest income | $318,000 | 5,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $318,000 | 3,710 |
| Total noninterest expense | $2,870,000 | 3,969 |
| Salaries and employee benefits | $1,575,000 | 3,940 |
| Premises and equipment expense | $845,000 | 2,113 |
| Additional noninterest expense | $450,000 | 6,016 |
| Pre-tax net operating income | $976,000 | 4,824 |
| Securities gains (losses) | $-308,000 | 8,762 |
| Applicable income taxes | $262,000 | 4,017 |
| Income before extraordinary items | $406,000 | 6,333 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $406,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,961 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $603,120 | 5,400 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 3,625 |
| Total interest expense | $1,621,000 | 2,872 |
| Net interest income | $2,390,000 | 4,061 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $229,000 | 5,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $229,000 | 3,524 |
| Total noninterest expense | $1,917,000 | 3,952 |
| Salaries and employee benefits | $1,064,000 | 3,895 |
| Premises and equipment expense | $560,000 | 2,112 |
| Additional noninterest expense | $293,000 | 6,074 |
| Pre-tax net operating income | $666,000 | 4,740 |
| Securities gains (losses) | $-104,000 | 8,713 |
| Applicable income taxes | $218,000 | 3,649 |
| Income before extraordinary items | $344,000 | 5,832 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $344,000 | 5,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,957 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $410,560 | 5,347 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 3,577 |
| Total interest expense | $806,000 | 2,766 |
| Net interest income | $1,203,000 | 4,054 |
| Provision for loan and lease losses | $36,000 | 3,732 |
| Total noninterest income | $114,000 | 5,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $114,000 | 3,495 |
| Total noninterest expense | $931,000 | 4,053 |
| Salaries and employee benefits | $517,000 | 3,992 |
| Premises and equipment expense | $269,000 | 2,209 |
| Additional noninterest expense | $145,000 | 6,118 |
| Pre-tax net operating income | $350,000 | 4,592 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $135,000 | 3,271 |
| Income before extraordinary items | $215,000 | 5,231 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $215,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,179 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $215,000 | 5,199 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,889,000 | 3,448 |
| Total interest expense | $3,469,000 | 2,319 |
| Net interest income | $4,420,000 | 4,172 |
| Provision for loan and lease losses | $144,000 | 4,341 |
| Total noninterest income | $369,000 | 5,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $369,000 | 3,866 |
| Total noninterest expense | $3,644,000 | 4,046 |
| Salaries and employee benefits | $2,011,000 | 3,983 |
| Premises and equipment expense | $1,070,000 | 2,136 |
| Additional noninterest expense | $563,000 | 6,191 |
| Pre-tax net operating income | $1,001,000 | 5,236 |
| Securities gains (losses) | $34,000 | 2,019 |
| Applicable income taxes | $399,000 | 3,727 |
| Income before extraordinary items | $636,000 | 5,829 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $636,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $614,240 | 5,820 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 3,447 |
| Total interest expense | $2,638,000 | 2,242 |
| Net interest income | $3,239,000 | 4,238 |
| Provision for loan and lease losses | $108,000 | 4,154 |
| Total noninterest income | $265,000 | 6,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $265,000 | 3,959 |
| Total noninterest expense | $2,641,000 | 4,126 |
| Salaries and employee benefits | $1,477,000 | 3,999 |
| Premises and equipment expense | $760,000 | 2,264 |
| Additional noninterest expense | $404,000 | 6,280 |
| Pre-tax net operating income | $755,000 | 5,339 |
| Securities gains (losses) | $34,000 | 1,949 |
| Applicable income taxes | $304,000 | 3,777 |
| Income before extraordinary items | $485,000 | 5,883 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $485,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $463,240 | 5,920 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 3,446 |
| Total interest expense | $1,801,000 | 2,183 |
| Net interest income | $2,100,000 | 4,331 |
| Provision for loan and lease losses | $72,000 | 4,068 |
| Total noninterest income | $185,000 | 5,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $185,000 | 3,904 |
| Total noninterest expense | $1,730,000 | 4,196 |
| Salaries and employee benefits | $971,000 | 4,077 |
| Premises and equipment expense | $512,000 | 2,235 |
| Additional noninterest expense | $247,000 | 6,570 |
| Pre-tax net operating income | $483,000 | 5,394 |
| Securities gains (losses) | $49,000 | 1,478 |
| Applicable income taxes | $205,000 | 3,729 |
| Income before extraordinary items | $327,000 | 5,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $327,000 | 5,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $295,640 | 5,996 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 3,455 |
| Total interest expense | $924,000 | 2,158 |
| Net interest income | $1,028,000 | 4,394 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $123,000 | 5,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $123,000 | 3,300 |
| Total noninterest expense | $820,000 | 4,400 |
| Salaries and employee benefits | $462,000 | 4,260 |
| Premises and equipment expense | $246,000 | 2,348 |
| Additional noninterest expense | $112,000 | 6,871 |
| Pre-tax net operating income | $295,000 | 4,850 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $112,000 | 3,591 |
| Income before extraordinary items | $183,000 | 5,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $183,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $183,000 | 5,434 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,391,000 | 3,303 |
| Total interest expense | $4,236,000 | 2,103 |
| Net interest income | $4,155,000 | 4,248 |
| Provision for loan and lease losses | $258,000 | 3,483 |
| Total noninterest income | $508,000 | 5,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $508,000 | 3,556 |
| Total noninterest expense | $3,154,000 | 4,457 |
| Salaries and employee benefits | $1,646,000 | 4,544 |
| Premises and equipment expense | $1,009,000 | 2,246 |
| Additional noninterest expense | $499,000 | 6,561 |
| Pre-tax net operating income | $1,251,000 | 4,574 |
| Securities gains (losses) | $43,000 | 2,653 |
| Applicable income taxes | $481,000 | 3,439 |
| Income before extraordinary items | $813,000 | 5,204 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $813,000 | 5,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-120,000 | 9,063 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $785,480 | 5,133 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,395,000 | 3,288 |
| Total interest expense | $3,251,000 | 2,139 |
| Net interest income | $3,144,000 | 4,240 |
| Provision for loan and lease losses | $222,000 | 3,155 |
| Total noninterest income | $396,000 | 5,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $396,000 | 3,547 |
| Total noninterest expense | $2,335,000 | 4,484 |
| Salaries and employee benefits | $1,196,000 | 4,630 |
| Premises and equipment expense | $763,000 | 2,234 |
| Additional noninterest expense | $376,000 | 6,528 |
| Pre-tax net operating income | $983,000 | 4,589 |
| Securities gains (losses) | $43,000 | 2,446 |
| Applicable income taxes | $382,000 | 3,489 |
| Income before extraordinary items | $644,000 | 5,203 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $644,000 | 5,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-172,000 | 9,150 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $616,480 | 5,144 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,350,000 | 3,264 |
| Total interest expense | $2,234,000 | 2,144 |
| Net interest income | $2,116,000 | 4,221 |
| Provision for loan and lease losses | $186,000 | 2,627 |
| Total noninterest income | $245,000 | 5,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $245,000 | 3,660 |
| Total noninterest expense | $1,565,000 | 4,446 |
| Salaries and employee benefits | $806,000 | 4,583 |
| Premises and equipment expense | $520,000 | 2,179 |
| Additional noninterest expense | $239,000 | 6,656 |
| Pre-tax net operating income | $610,000 | 4,788 |
| Securities gains (losses) | $42,000 | 2,136 |
| Applicable income taxes | $255,000 | 3,519 |
| Income before extraordinary items | $397,000 | 5,430 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $397,000 | 5,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,683 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $370,120 | 5,391 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 3,219 |
| Total interest expense | $1,155,000 | 2,117 |
| Net interest income | $1,067,000 | 4,199 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $113,000 | 5,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 3,713 |
| Total noninterest expense | $757,000 | 4,541 |
| Salaries and employee benefits | $385,000 | 4,742 |
| Premises and equipment expense | $258,000 | 2,194 |
| Additional noninterest expense | $114,000 | 6,780 |
| Pre-tax net operating income | $387,000 | 4,110 |
| Securities gains (losses) | $12,000 | 2,102 |
| Applicable income taxes | $151,000 | 3,211 |
| Income before extraordinary items | $248,000 | 4,742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $240,320 | 4,626 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,475,000 | 3,163 |
| Total interest expense | $5,413,000 | 2,073 |
| Net interest income | $4,062,000 | 4,303 |
| Provision for loan and lease losses | $334,000 | 3,230 |
| Total noninterest income | $489,000 | 5,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $489,000 | 3,323 |
| Total noninterest expense | $3,243,000 | 4,200 |
| Salaries and employee benefits | $1,758,000 | 4,161 |
| Premises and equipment expense | $972,000 | 2,249 |
| Additional noninterest expense | $513,000 | 6,435 |
| Pre-tax net operating income | $974,000 | 5,273 |
| Securities gains (losses) | $19,000 | 3,191 |
| Applicable income taxes | $358,000 | 4,109 |
| Income before extraordinary items | $635,000 | 5,822 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $635,000 | 5,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,964 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $622,840 | 5,743 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,933,000 | 3,325 |
| Total interest expense | $6,238,000 | 2,564 |
| Net interest income | $3,695,000 | 4,394 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $509,000 | 5,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $509,000 | 3,103 |
| Total noninterest expense | $3,053,000 | 4,274 |
| Salaries and employee benefits | $1,559,000 | 4,375 |
| Premises and equipment expense | $988,000 | 2,160 |
| Additional noninterest expense | $506,000 | 6,393 |
| Pre-tax net operating income | $1,151,000 | 4,525 |
| Securities gains (losses) | $-5,000 | 9,212 |
| Applicable income taxes | $408,000 | 3,694 |
| Income before extraordinary items | $738,000 | 5,091 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $738,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $741,200 | 4,975 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,294,000 | 3,323 |
| Total interest expense | $6,671,000 | 2,517 |
| Net interest income | $3,623,000 | 4,492 |
| Provision for loan and lease losses | $-50,000 | 9,760 |
| Total noninterest income | $513,000 | 4,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $513,000 | 2,912 |
| Total noninterest expense | $3,000,000 | 4,232 |
| Salaries and employee benefits | $1,462,000 | 4,449 |
| Premises and equipment expense | $1,008,000 | 2,041 |
| Additional noninterest expense | $530,000 | 6,202 |
| Pre-tax net operating income | $1,186,000 | 4,752 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $434,000 | 3,813 |
| Income before extraordinary items | $752,000 | 5,229 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $752,000 | 5,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $752,000 | 5,222 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,632,000 | 3,039 |
| Total interest expense | $6,834,000 | 2,163 |
| Net interest income | $3,798,000 | 4,357 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $406,000 | 5,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $406,000 | 3,383 |
| Total noninterest expense | $3,028,000 | 4,177 |
| Salaries and employee benefits | $1,428,000 | 4,522 |
| Premises and equipment expense | $976,000 | 2,096 |
| Additional noninterest expense | $624,000 | 5,679 |
| Pre-tax net operating income | $1,176,000 | 4,818 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $404,000 | 4,134 |
| Income before extraordinary items | $772,000 | 5,191 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $772,000 | 5,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $772,000 | 5,154 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,231,000 | 2,872 |
| Total interest expense | $7,441,000 | 2,042 |
| Net interest income | $3,790,000 | 4,314 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $299,000 | 6,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $299,000 | 4,037 |
| Total noninterest expense | $2,777,000 | 4,407 |
| Salaries and employee benefits | $1,318,000 | 4,705 |
| Premises and equipment expense | $906,000 | 2,143 |
| Additional noninterest expense | $553,000 | 6,075 |
| Pre-tax net operating income | $1,312,000 | 4,582 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $384,000 | 4,533 |
| Income before extraordinary items | $950,000 | 4,660 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $950,000 | 4,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $934,380 | 4,623 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,821,000 | 3,000 |
| Total interest expense | $6,835,000 | 2,212 |
| Net interest income | $3,986,000 | 4,249 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $513,000 | 4,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $513,000 | 2,780 |
| Total noninterest expense | $2,442,000 | 4,867 |
| Salaries and employee benefits | $1,313,000 | 4,746 |
| Premises and equipment expense | $560,000 | 3,360 |
| Additional noninterest expense | $569,000 | 5,996 |
| Pre-tax net operating income | $2,057,000 | 3,444 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $769,000 | 3,016 |
| Income before extraordinary items | $1,291,000 | 3,818 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,291,000 | 3,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,018 |
| Net operating income | $1,289,080 | 3,752 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,768,000 | 3,050 |
| Total interest expense | $6,523,000 | 2,367 |
| Net interest income | $4,245,000 | 4,090 |
| Provision for loan and lease losses | $1,138,000 | 937 |
| Total noninterest income | $210,000 | 8,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $210,000 | 5,032 |
| Total noninterest expense | $2,957,000 | 4,350 |
| Salaries and employee benefits | $1,269,000 | 4,951 |
| Premises and equipment expense | $346,000 | 5,047 |
| Additional noninterest expense | $1,342,000 | 3,430 |
| Pre-tax net operating income | $360,000 | 8,749 |
| Securities gains (losses) | $-61,000 | 11,089 |
| Applicable income taxes | $443,000 | 4,553 |
| Income before extraordinary items | $-144,000 | 11,051 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-144,000 | 11,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-104,960 | 10,960 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,570,000 | 3,135 |
| Total interest expense | $6,258,000 | 2,456 |
| Net interest income | $4,312,000 | 4,057 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $257,000 | 7,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $257,000 | 4,403 |
| Total noninterest expense | $2,155,000 | 5,661 |
| Salaries and employee benefits | $1,145,000 | 5,430 |
| Premises and equipment expense | $332,000 | 5,224 |
| Additional noninterest expense | $678,000 | 6,007 |
| Pre-tax net operating income | $2,414,000 | 2,948 |
| Securities gains (losses) | $-62,000 | 11,287 |
| Applicable income taxes | $777,000 | 2,946 |
| Income before extraordinary items | $1,575,000 | 3,105 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,575,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,236 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,616,540 | 3,007 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,491,000 | 2,899 |
| Total interest expense | $5,063,000 | 2,430 |
| Net interest income | $5,428,000 | 3,304 |
| Provision for loan and lease losses | $72,000 | 5,248 |
| Total noninterest income | $392,000 | 6,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $392,000 | 3,455 |
| Total noninterest expense | $2,066,000 | 6,036 |
| Salaries and employee benefits | $1,005,000 | 6,059 |
| Premises and equipment expense | $272,000 | 6,144 |
| Additional noninterest expense | $789,000 | 5,756 |
| Pre-tax net operating income | $3,682,000 | 1,933 |
| Securities gains (losses) | $-20,000 | 10,331 |
| Applicable income taxes | $1,374,000 | 1,679 |
| Income before extraordinary items | $2,288,000 | 2,129 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,288,000 | 2,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,300,800 | 2,140 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,280,000 | 3,010 |
| Total interest expense | $5,441,000 | 2,376 |
| Net interest income | $4,839,000 | 3,681 |
| Provision for loan and lease losses | $127,000 | 5,073 |
| Total noninterest income | $372,000 | 6,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $372,000 | 3,940 |
| Total noninterest expense | $2,032,000 | 6,247 |
| Salaries and employee benefits | $826,000 | 7,165 |
| Premises and equipment expense | $274,000 | 6,283 |
| Additional noninterest expense | $932,000 | 5,226 |
| Pre-tax net operating income | $3,052,000 | 2,235 |
| Securities gains (losses) | $414,000 | 1,019 |
| Applicable income taxes | $1,340,000 | 1,741 |
| Income before extraordinary items | $2,126,000 | 2,355 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,126,000 | 2,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,861,040 | 2,537 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,193,000 | 3,130 |
| Total interest expense | $5,979,000 | 2,785 |
| Net interest income | $5,214,000 | 3,493 |
| Provision for loan and lease losses | $128,000 | 6,547 |
| Total noninterest income | $373,000 | 6,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $373,000 | 3,867 |
| Total noninterest expense | $1,984,000 | 6,426 |
| Salaries and employee benefits | $750,000 | 7,603 |
| Premises and equipment expense | $283,000 | 6,240 |
| Additional noninterest expense | $951,000 | 5,266 |
| Pre-tax net operating income | $3,475,000 | 1,779 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,298,000 | 1,628 |
| Income before extraordinary items | $2,177,000 | 2,113 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,177,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 6,983 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,177,000 | 1,933 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.