Home > Southwest Georgia Bank > Income and Expense
Southwest Georgia Bank, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,295,000 | 1,244 |
| Total interest expense | $866,000 | 1,595 |
| Net interest income | $5,429,000 | 1,166 |
| Provision for loan and lease losses | $156,000 | 1,613 |
| Total noninterest income | $1,130,000 | 1,195 |
| Gross Fiduciary activities income | $58,000 | 663 |
| Service charges on deposit accounts | $239,000 | 1,151 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $833,000 | 1,103 |
| Total noninterest expense | $9,716,000 | 628 |
| Salaries and employee benefits | $6,465,000 | 536 |
| Premises and equipment expense | $625,000 | 996 |
| Additional noninterest expense | $2,626,000 | 685 |
| Pre-tax net operating income | $-3,313,000 | 5,075 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-742,000 | 5,042 |
| Income before extraordinary items | $-2,571,000 | 5,049 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,571,000 | 5,049 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-2,571,000 | 5,049 |
| Net charge-offs | $-113,000 | 4,978 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-2,571,000 | 5,064 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $24,974,000 | 1,266 |
| Total interest expense | $4,450,000 | 1,359 |
| Net interest income | $20,524,000 | 1,228 |
| Provision for loan and lease losses | $857,000 | 1,019 |
| Total noninterest income | $4,643,000 | 1,183 |
| Gross Fiduciary activities income | $221,000 | 681 |
| Service charges on deposit accounts | $929,000 | 1,184 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $3,493,000 | 1,075 |
| Total noninterest expense | $17,755,000 | 1,181 |
| Salaries and employee benefits | $10,248,000 | 1,183 |
| Premises and equipment expense | $2,479,000 | 988 |
| Additional noninterest expense | $5,028,000 | 1,238 |
| Pre-tax net operating income | $6,555,000 | 1,435 |
| Securities gains (losses) | $174,000 | 684 |
| Applicable income taxes | $1,229,000 | 1,259 |
| Income before extraordinary items | $5,500,000 | 1,477 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,500,000 | 1,478 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,500,000 | 1,479 |
| Net charge-offs | $682,000 | 867 |
| Cash dividends | $2,244,000 | 1,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,357,320 | 1,492 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $18,417,000 | 1,286 |
| Total interest expense | $3,435,000 | 1,336 |
| Net interest income | $14,982,000 | 1,271 |
| Provision for loan and lease losses | $745,000 | 869 |
| Total noninterest income | $3,562,000 | 1,164 |
| Gross Fiduciary activities income | $167,000 | 676 |
| Service charges on deposit accounts | $702,000 | 1,187 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $2,693,000 | 1,031 |
| Total noninterest expense | $13,008,000 | 1,206 |
| Salaries and employee benefits | $7,524,000 | 1,204 |
| Premises and equipment expense | $1,896,000 | 974 |
| Additional noninterest expense | $3,588,000 | 1,301 |
| Pre-tax net operating income | $4,791,000 | 1,494 |
| Securities gains (losses) | $174,000 | 575 |
| Applicable income taxes | $916,000 | 1,304 |
| Income before extraordinary items | $4,049,000 | 1,534 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,049,000 | 1,535 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,049,000 | 1,536 |
| Net charge-offs | $669,000 | 636 |
| Cash dividends | $1,763,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,906,320 | 1,547 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $12,082,000 | 1,300 |
| Total interest expense | $2,285,000 | 1,329 |
| Net interest income | $9,797,000 | 1,291 |
| Provision for loan and lease losses | $366,000 | 1,059 |
| Total noninterest income | $2,544,000 | 1,077 |
| Gross Fiduciary activities income | $112,000 | 676 |
| Service charges on deposit accounts | $468,000 | 1,184 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,964,000 | 941 |
| Total noninterest expense | $8,830,000 | 1,188 |
| Salaries and employee benefits | $5,081,000 | 1,191 |
| Premises and equipment expense | $1,252,000 | 985 |
| Additional noninterest expense | $2,497,000 | 1,264 |
| Pre-tax net operating income | $3,145,000 | 1,486 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $541,000 | 1,383 |
| Income before extraordinary items | $2,604,000 | 1,547 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,604,000 | 1,548 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,604,000 | 1,547 |
| Net charge-offs | $330,000 | 741 |
| Cash dividends | $1,315,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,604,000 | 1,518 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,952,000 | 1,310 |
| Total interest expense | $1,198,000 | 1,237 |
| Net interest income | $4,754,000 | 1,320 |
| Provision for loan and lease losses | $116,000 | 1,376 |
| Total noninterest income | $1,237,000 | 1,070 |
| Gross Fiduciary activities income | $57,000 | 683 |
| Service charges on deposit accounts | $238,000 | 1,168 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $942,000 | 933 |
| Total noninterest expense | $4,353,000 | 1,204 |
| Salaries and employee benefits | $2,496,000 | 1,205 |
| Premises and equipment expense | $623,000 | 992 |
| Additional noninterest expense | $1,234,000 | 1,261 |
| Pre-tax net operating income | $1,522,000 | 1,510 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $260,000 | 1,372 |
| Income before extraordinary items | $1,262,000 | 1,556 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,262,000 | 1,555 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,262,000 | 1,555 |
| Net charge-offs | $178,000 | 661 |
| Cash dividends | $1,000,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,262,000 | 1,533 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $21,867,000 | 1,334 |
| Total interest expense | $3,340,000 | 1,313 |
| Net interest income | $18,527,000 | 1,320 |
| Provision for loan and lease losses | $830,000 | 1,027 |
| Total noninterest income | $4,361,000 | 1,192 |
| Gross Fiduciary activities income | $235,000 | 695 |
| Service charges on deposit accounts | $1,015,000 | 1,162 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,111,000 | 1,110 |
| Total noninterest expense | $16,377,000 | 1,245 |
| Salaries and employee benefits | $9,638,000 | 1,202 |
| Premises and equipment expense | $2,128,000 | 1,113 |
| Additional noninterest expense | $4,611,000 | 1,334 |
| Pre-tax net operating income | $5,681,000 | 1,597 |
| Securities gains (losses) | $-165,000 | 5,118 |
| Applicable income taxes | $731,000 | 1,654 |
| Income before extraordinary items | $4,785,000 | 1,636 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,785,000 | 1,635 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,785,000 | 1,635 |
| Net charge-offs | $444,000 | 1,029 |
| Cash dividends | $1,200,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,928,550 | 1,590 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,976,000 | 1,351 |
| Total interest expense | $2,220,000 | 1,377 |
| Net interest income | $13,756,000 | 1,333 |
| Provision for loan and lease losses | $605,000 | 978 |
| Total noninterest income | $3,032,000 | 1,263 |
| Gross Fiduciary activities income | $178,000 | 687 |
| Service charges on deposit accounts | $737,000 | 1,188 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,117,000 | 1,204 |
| Total noninterest expense | $12,115,000 | 1,256 |
| Salaries and employee benefits | $7,152,000 | 1,213 |
| Premises and equipment expense | $1,504,000 | 1,165 |
| Additional noninterest expense | $3,459,000 | 1,340 |
| Pre-tax net operating income | $4,068,000 | 1,673 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $461,000 | 1,862 |
| Income before extraordinary items | $3,607,000 | 1,644 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,607,000 | 1,642 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,607,000 | 1,643 |
| Net charge-offs | $571,000 | 657 |
| Cash dividends | $1,200,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,607,000 | 1,632 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,344,000 | 1,370 |
| Total interest expense | $1,348,000 | 1,412 |
| Net interest income | $8,996,000 | 1,350 |
| Provision for loan and lease losses | $356,000 | 1,060 |
| Total noninterest income | $2,055,000 | 1,254 |
| Gross Fiduciary activities income | $122,000 | 687 |
| Service charges on deposit accounts | $491,000 | 1,184 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,442,000 | 1,188 |
| Total noninterest expense | $8,011,000 | 1,263 |
| Salaries and employee benefits | $4,729,000 | 1,222 |
| Premises and equipment expense | $962,000 | 1,215 |
| Additional noninterest expense | $2,320,000 | 1,337 |
| Pre-tax net operating income | $2,684,000 | 1,657 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $239,000 | 2,057 |
| Income before extraordinary items | $2,445,000 | 1,603 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,445,000 | 1,602 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,445,000 | 1,602 |
| Net charge-offs | $207,000 | 920 |
| Cash dividends | $1,200,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,445,000 | 1,588 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,058,000 | 1,385 |
| Total interest expense | $618,000 | 1,454 |
| Net interest income | $4,440,000 | 1,356 |
| Provision for loan and lease losses | $216,000 | 894 |
| Total noninterest income | $995,000 | 1,276 |
| Gross Fiduciary activities income | $59,000 | 700 |
| Service charges on deposit accounts | $225,000 | 1,265 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $711,000 | 1,187 |
| Total noninterest expense | $3,955,000 | 1,284 |
| Salaries and employee benefits | $2,341,000 | 1,251 |
| Premises and equipment expense | $480,000 | 1,239 |
| Additional noninterest expense | $1,134,000 | 1,345 |
| Pre-tax net operating income | $1,264,000 | 1,715 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $12,000 | 3,428 |
| Income before extraordinary items | $1,252,000 | 1,530 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,252,000 | 1,530 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,252,000 | 1,530 |
| Net charge-offs | $90,000 | 905 |
| Cash dividends | $1,200,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,252,000 | 1,520 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,129,000 | 1,401 |
| Total interest expense | $1,911,000 | 1,590 |
| Net interest income | $17,218,000 | 1,365 |
| Provision for loan and lease losses | $300,000 | 1,956 |
| Total noninterest income | $4,126,000 | 1,255 |
| Gross Fiduciary activities income | $219,000 | 710 |
| Service charges on deposit accounts | $1,005,000 | 1,186 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,902,000 | 1,192 |
| Total noninterest expense | $15,658,000 | 1,270 |
| Salaries and employee benefits | $9,251,000 | 1,234 |
| Premises and equipment expense | $1,974,000 | 1,182 |
| Additional noninterest expense | $4,433,000 | 1,379 |
| Pre-tax net operating income | $5,386,000 | 1,611 |
| Securities gains (losses) | $187,000 | 418 |
| Applicable income taxes | $1,708,000 | 1,425 |
| Income before extraordinary items | $3,865,000 | 1,651 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,865,000 | 1,651 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,865,000 | 1,651 |
| Net charge-offs | $381,000 | 1,306 |
| Cash dividends | $2,000,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,735,970 | 1,674 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,116,000 | 1,419 |
| Total interest expense | $1,351,000 | 1,649 |
| Net interest income | $12,765,000 | 1,388 |
| Provision for loan and lease losses | $225,000 | 1,898 |
| Total noninterest income | $3,166,000 | 1,263 |
| Gross Fiduciary activities income | $164,000 | 706 |
| Service charges on deposit accounts | $787,000 | 1,151 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,215,000 | 1,180 |
| Total noninterest expense | $11,795,000 | 1,278 |
| Salaries and employee benefits | $6,953,000 | 1,235 |
| Premises and equipment expense | $1,478,000 | 1,199 |
| Additional noninterest expense | $3,364,000 | 1,365 |
| Pre-tax net operating income | $3,911,000 | 1,679 |
| Securities gains (losses) | $187,000 | 384 |
| Applicable income taxes | $956,000 | 1,504 |
| Income before extraordinary items | $3,142,000 | 1,672 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,142,000 | 1,673 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,142,000 | 1,673 |
| Net charge-offs | $142,000 | 1,653 |
| Cash dividends | $2,000,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,998,010 | 1,717 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,263,000 | 1,435 |
| Total interest expense | $877,000 | 1,640 |
| Net interest income | $8,386,000 | 1,401 |
| Provision for loan and lease losses | $150,000 | 1,808 |
| Total noninterest income | $2,217,000 | 1,233 |
| Gross Fiduciary activities income | $109,000 | 712 |
| Service charges on deposit accounts | $527,000 | 1,132 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,581,000 | 1,144 |
| Total noninterest expense | $7,771,000 | 1,293 |
| Salaries and employee benefits | $4,618,000 | 1,248 |
| Premises and equipment expense | $973,000 | 1,211 |
| Additional noninterest expense | $2,180,000 | 1,395 |
| Pre-tax net operating income | $2,682,000 | 1,608 |
| Securities gains (losses) | $167,000 | 312 |
| Applicable income taxes | $673,000 | 1,443 |
| Income before extraordinary items | $2,176,000 | 1,588 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,176,000 | 1,588 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,176,000 | 1,588 |
| Net charge-offs | $179,000 | 1,125 |
| Cash dividends | $2,000,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,049,080 | 1,656 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 1,460 |
| Total interest expense | $439,000 | 1,622 |
| Net interest income | $4,061,000 | 1,426 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $1,159,000 | 1,185 |
| Gross Fiduciary activities income | $54,000 | 725 |
| Service charges on deposit accounts | $270,000 | 1,105 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $835,000 | 1,093 |
| Total noninterest expense | $3,869,000 | 1,305 |
| Salaries and employee benefits | $2,298,000 | 1,263 |
| Premises and equipment expense | $484,000 | 1,225 |
| Additional noninterest expense | $1,087,000 | 1,396 |
| Pre-tax net operating income | $1,276,000 | 1,636 |
| Securities gains (losses) | $124,000 | 209 |
| Applicable income taxes | $327,000 | 1,424 |
| Income before extraordinary items | $1,073,000 | 1,586 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,073,000 | 1,585 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,073,000 | 1,586 |
| Net charge-offs | $38,000 | 1,492 |
| Cash dividends | $2,000,000 | 391 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $977,520 | 1,684 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,395,000 | 1,462 |
| Total interest expense | $1,618,000 | 1,699 |
| Net interest income | $15,777,000 | 1,428 |
| Provision for loan and lease losses | $160,000 | 2,678 |
| Total noninterest income | $4,290,000 | 1,280 |
| Gross Fiduciary activities income | $210,000 | 733 |
| Service charges on deposit accounts | $1,086,000 | 1,126 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,994,000 | 1,212 |
| Total noninterest expense | $14,735,000 | 1,343 |
| Salaries and employee benefits | $8,766,000 | 1,273 |
| Premises and equipment expense | $2,001,000 | 1,180 |
| Additional noninterest expense | $3,968,000 | 1,542 |
| Pre-tax net operating income | $5,172,000 | 1,584 |
| Securities gains (losses) | $169,000 | 967 |
| Applicable income taxes | $1,243,000 | 1,443 |
| Income before extraordinary items | $4,098,000 | 1,621 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,098,000 | 1,619 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,098,000 | 1,620 |
| Net charge-offs | $67,000 | 2,934 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,967,870 | 1,629 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,952,000 | 1,477 |
| Total interest expense | $1,187,000 | 1,731 |
| Net interest income | $11,765,000 | 1,440 |
| Provision for loan and lease losses | $115,000 | 2,600 |
| Total noninterest income | $3,215,000 | 1,270 |
| Gross Fiduciary activities income | $157,000 | 723 |
| Service charges on deposit accounts | $808,000 | 1,122 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,250,000 | 1,203 |
| Total noninterest expense | $11,006,000 | 1,340 |
| Salaries and employee benefits | $6,575,000 | 1,279 |
| Premises and equipment expense | $1,497,000 | 1,185 |
| Additional noninterest expense | $2,934,000 | 1,565 |
| Pre-tax net operating income | $3,859,000 | 1,600 |
| Securities gains (losses) | $169,000 | 895 |
| Applicable income taxes | $944,000 | 1,468 |
| Income before extraordinary items | $3,084,000 | 1,646 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,084,000 | 1,645 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,084,000 | 1,646 |
| Net charge-offs | $54,000 | 2,531 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,953,870 | 1,664 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,549,000 | 1,493 |
| Total interest expense | $773,000 | 1,764 |
| Net interest income | $7,776,000 | 1,459 |
| Provision for loan and lease losses | $70,000 | 2,604 |
| Total noninterest income | $2,211,000 | 1,228 |
| Gross Fiduciary activities income | $103,000 | 733 |
| Service charges on deposit accounts | $531,000 | 1,128 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,577,000 | 1,144 |
| Total noninterest expense | $7,303,000 | 1,353 |
| Salaries and employee benefits | $4,354,000 | 1,294 |
| Premises and equipment expense | $1,017,000 | 1,163 |
| Additional noninterest expense | $1,932,000 | 1,582 |
| Pre-tax net operating income | $2,614,000 | 1,570 |
| Securities gains (losses) | $112,000 | 886 |
| Applicable income taxes | $625,000 | 1,463 |
| Income before extraordinary items | $2,101,000 | 1,580 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,101,000 | 1,581 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,101,000 | 1,581 |
| Net charge-offs | $-11,000 | 5,003 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,014,760 | 1,604 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,266,000 | 1,488 |
| Total interest expense | $378,000 | 1,790 |
| Net interest income | $3,888,000 | 1,451 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $1,199,000 | 1,141 |
| Gross Fiduciary activities income | $52,000 | 735 |
| Service charges on deposit accounts | $277,000 | 1,084 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $870,000 | 1,034 |
| Total noninterest expense | $3,695,000 | 1,341 |
| Salaries and employee benefits | $2,176,000 | 1,290 |
| Premises and equipment expense | $510,000 | 1,171 |
| Additional noninterest expense | $1,009,000 | 1,512 |
| Pre-tax net operating income | $1,362,000 | 1,495 |
| Securities gains (losses) | $28,000 | 1,083 |
| Applicable income taxes | $334,000 | 1,384 |
| Income before extraordinary items | $1,056,000 | 1,550 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,056,000 | 1,550 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,056,000 | 1,551 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,034,720 | 1,531 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,424,000 | 1,607 |
| Total interest expense | $1,324,000 | 1,959 |
| Net interest income | $14,100,000 | 1,559 |
| Provision for loan and lease losses | $141,000 | 2,697 |
| Total noninterest income | $4,256,000 | 1,250 |
| Gross Fiduciary activities income | $245,000 | 725 |
| Service charges on deposit accounts | $1,121,000 | 1,108 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,890,000 | 1,188 |
| Total noninterest expense | $13,889,000 | 1,404 |
| Salaries and employee benefits | $7,914,000 | 1,373 |
| Premises and equipment expense | $2,044,000 | 1,150 |
| Additional noninterest expense | $3,931,000 | 1,556 |
| Pre-tax net operating income | $4,326,000 | 1,766 |
| Securities gains (losses) | $4,000 | 2,883 |
| Applicable income taxes | $914,000 | 1,666 |
| Income before extraordinary items | $3,416,000 | 1,839 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,416,000 | 1,841 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,416,000 | 1,841 |
| Net charge-offs | $223,000 | 1,884 |
| Cash dividends | $2,685,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,412,840 | 1,803 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,481,000 | 1,642 |
| Total interest expense | $970,000 | 2,014 |
| Net interest income | $10,511,000 | 1,578 |
| Provision for loan and lease losses | $141,000 | 2,322 |
| Total noninterest income | $3,210,000 | 1,260 |
| Gross Fiduciary activities income | $190,000 | 718 |
| Service charges on deposit accounts | $840,000 | 1,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,180,000 | 1,205 |
| Total noninterest expense | $10,325,000 | 1,413 |
| Salaries and employee benefits | $5,880,000 | 1,384 |
| Premises and equipment expense | $1,519,000 | 1,187 |
| Additional noninterest expense | $2,926,000 | 1,552 |
| Pre-tax net operating income | $3,255,000 | 1,788 |
| Securities gains (losses) | $4,000 | 2,687 |
| Applicable income taxes | $687,000 | 1,713 |
| Income before extraordinary items | $2,572,000 | 1,851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,572,000 | 1,853 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,572,000 | 1,853 |
| Net charge-offs | $75,000 | 2,423 |
| Cash dividends | $1,400,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,568,840 | 1,822 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,593,000 | 1,655 |
| Total interest expense | $643,000 | 2,031 |
| Net interest income | $6,950,000 | 1,593 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $2,202,000 | 1,250 |
| Gross Fiduciary activities income | $138,000 | 717 |
| Service charges on deposit accounts | $556,000 | 1,101 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,508,000 | 1,182 |
| Total noninterest expense | $6,901,000 | 1,417 |
| Salaries and employee benefits | $3,972,000 | 1,378 |
| Premises and equipment expense | $994,000 | 1,210 |
| Additional noninterest expense | $1,935,000 | 1,583 |
| Pre-tax net operating income | $2,161,000 | 1,787 |
| Securities gains (losses) | $4,000 | 2,295 |
| Applicable income taxes | $462,000 | 1,701 |
| Income before extraordinary items | $1,703,000 | 1,853 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,703,000 | 1,857 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,703,000 | 1,857 |
| Net charge-offs | $24,000 | 2,829 |
| Cash dividends | $1,400,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,699,840 | 1,810 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 1,699 |
| Total interest expense | $317,000 | 2,067 |
| Net interest income | $3,378,000 | 1,639 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $1,161,000 | 1,165 |
| Gross Fiduciary activities income | $70,000 | 713 |
| Service charges on deposit accounts | $292,000 | 1,028 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $799,000 | 1,093 |
| Total noninterest expense | $3,459,000 | 1,413 |
| Salaries and employee benefits | $2,010,000 | 1,373 |
| Premises and equipment expense | $498,000 | 1,214 |
| Additional noninterest expense | $951,000 | 1,596 |
| Pre-tax net operating income | $1,035,000 | 1,798 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $219,000 | 1,733 |
| Income before extraordinary items | $816,000 | 1,894 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $816,000 | 1,897 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $816,000 | 1,896 |
| Net charge-offs | $25,000 | 1,996 |
| Cash dividends | $1,400,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $816,000 | 1,831 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,708,000 | 1,699 |
| Total interest expense | $1,361,000 | 2,050 |
| Net interest income | $13,347,000 | 1,654 |
| Provision for loan and lease losses | $330,000 | 1,881 |
| Total noninterest income | $4,693,000 | 1,148 |
| Gross Fiduciary activities income | $241,000 | 742 |
| Service charges on deposit accounts | $1,275,000 | 1,037 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,177,000 | 1,060 |
| Total noninterest expense | $14,204,000 | 1,363 |
| Salaries and employee benefits | $8,359,000 | 1,276 |
| Premises and equipment expense | $1,957,000 | 1,222 |
| Additional noninterest expense | $3,888,000 | 1,600 |
| Pre-tax net operating income | $3,506,000 | 2,026 |
| Securities gains (losses) | $294,000 | 613 |
| Applicable income taxes | $828,000 | 1,731 |
| Income before extraordinary items | $2,972,000 | 2,035 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,972,000 | 2,035 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,972,000 | 2,034 |
| Net charge-offs | $294,000 | 2,043 |
| Cash dividends | $1,000,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,742,680 | 2,108 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,000,000 | 1,710 |
| Total interest expense | $1,046,000 | 2,041 |
| Net interest income | $9,954,000 | 1,669 |
| Provision for loan and lease losses | $255,000 | 1,793 |
| Total noninterest income | $3,577,000 | 1,138 |
| Gross Fiduciary activities income | $188,000 | 734 |
| Service charges on deposit accounts | $963,000 | 1,039 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,426,000 | 1,056 |
| Total noninterest expense | $10,606,000 | 1,381 |
| Salaries and employee benefits | $6,273,000 | 1,280 |
| Premises and equipment expense | $1,441,000 | 1,258 |
| Additional noninterest expense | $2,892,000 | 1,619 |
| Pre-tax net operating income | $2,670,000 | 2,036 |
| Securities gains (losses) | $294,000 | 484 |
| Applicable income taxes | $662,000 | 1,711 |
| Income before extraordinary items | $2,302,000 | 1,978 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,302,000 | 1,977 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,302,000 | 1,976 |
| Net charge-offs | $137,000 | 2,378 |
| Cash dividends | $1,000,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,072,680 | 2,118 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,280,000 | 1,716 |
| Total interest expense | $739,000 | 1,962 |
| Net interest income | $6,541,000 | 1,686 |
| Provision for loan and lease losses | $180,000 | 1,726 |
| Total noninterest income | $2,434,000 | 1,118 |
| Gross Fiduciary activities income | $113,000 | 756 |
| Service charges on deposit accounts | $656,000 | 1,002 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,665,000 | 1,015 |
| Total noninterest expense | $7,019,000 | 1,386 |
| Salaries and employee benefits | $4,139,000 | 1,289 |
| Premises and equipment expense | $942,000 | 1,277 |
| Additional noninterest expense | $1,938,000 | 1,608 |
| Pre-tax net operating income | $1,776,000 | 1,993 |
| Securities gains (losses) | $154,000 | 577 |
| Applicable income taxes | $429,000 | 1,699 |
| Income before extraordinary items | $1,501,000 | 1,978 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,501,000 | 1,982 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,501,000 | 1,981 |
| Net charge-offs | $131,000 | 1,958 |
| Cash dividends | $1,000,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,380,880 | 2,066 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,554,000 | 1,759 |
| Total interest expense | $403,000 | 1,848 |
| Net interest income | $3,151,000 | 1,730 |
| Provision for loan and lease losses | $105,000 | 1,539 |
| Total noninterest income | $1,188,000 | 1,101 |
| Gross Fiduciary activities income | $55,000 | 762 |
| Service charges on deposit accounts | $324,000 | 992 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $809,000 | 997 |
| Total noninterest expense | $3,475,000 | 1,407 |
| Salaries and employee benefits | $2,069,000 | 1,310 |
| Premises and equipment expense | $469,000 | 1,312 |
| Additional noninterest expense | $937,000 | 1,637 |
| Pre-tax net operating income | $759,000 | 2,187 |
| Securities gains (losses) | $154,000 | 322 |
| Applicable income taxes | $201,000 | 1,706 |
| Income before extraordinary items | $712,000 | 1,975 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $712,000 | 1,978 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $712,000 | 1,978 |
| Net charge-offs | $110,000 | 1,313 |
| Cash dividends | $1,000,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $591,880 | 2,255 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,473,000 | 1,720 |
| Total interest expense | $1,666,000 | 1,989 |
| Net interest income | $12,807,000 | 1,683 |
| Provision for loan and lease losses | $420,000 | 2,047 |
| Total noninterest income | $4,779,000 | 1,172 |
| Gross Fiduciary activities income | $228,000 | 757 |
| Service charges on deposit accounts | $1,278,000 | 1,086 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,273,000 | 1,089 |
| Total noninterest expense | $14,202,000 | 1,396 |
| Salaries and employee benefits | $8,455,000 | 1,258 |
| Premises and equipment expense | $1,928,000 | 1,217 |
| Additional noninterest expense | $3,819,000 | 1,673 |
| Pre-tax net operating income | $2,964,000 | 2,184 |
| Securities gains (losses) | $312,000 | 673 |
| Applicable income taxes | $431,000 | 2,306 |
| Income before extraordinary items | $2,845,000 | 1,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,845,000 | 1,978 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,845,000 | 1,979 |
| Net charge-offs | $187,000 | 3,087 |
| Cash dividends | $667,000 | 2,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,573,560 | 2,099 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,738,000 | 1,750 |
| Total interest expense | $1,242,000 | 2,045 |
| Net interest income | $9,496,000 | 1,693 |
| Provision for loan and lease losses | $315,000 | 2,017 |
| Total noninterest income | $3,517,000 | 1,211 |
| Gross Fiduciary activities income | $164,000 | 759 |
| Service charges on deposit accounts | $925,000 | 1,130 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,428,000 | 1,121 |
| Total noninterest expense | $10,630,000 | 1,393 |
| Salaries and employee benefits | $6,291,000 | 1,279 |
| Premises and equipment expense | $1,457,000 | 1,232 |
| Additional noninterest expense | $2,882,000 | 1,668 |
| Pre-tax net operating income | $2,068,000 | 2,358 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $215,000 | 2,734 |
| Income before extraordinary items | $1,853,000 | 2,274 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,853,000 | 2,279 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,853,000 | 2,279 |
| Net charge-offs | $61,000 | 3,704 |
| Cash dividends | $667,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,853,000 | 2,204 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,089,000 | 1,769 |
| Total interest expense | $838,000 | 2,059 |
| Net interest income | $6,251,000 | 1,708 |
| Provision for loan and lease losses | $210,000 | 2,037 |
| Total noninterest income | $2,355,000 | 1,211 |
| Gross Fiduciary activities income | $104,000 | 768 |
| Service charges on deposit accounts | $587,000 | 1,149 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,664,000 | 1,113 |
| Total noninterest expense | $7,097,000 | 1,386 |
| Salaries and employee benefits | $4,177,000 | 1,279 |
| Premises and equipment expense | $967,000 | 1,233 |
| Additional noninterest expense | $1,953,000 | 1,640 |
| Pre-tax net operating income | $1,299,000 | 2,452 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $117,000 | 2,900 |
| Income before extraordinary items | $1,182,000 | 2,319 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,182,000 | 2,328 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,182,000 | 2,326 |
| Net charge-offs | $6,000 | 4,482 |
| Cash dividends | $667,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,182,000 | 2,239 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 1,811 |
| Total interest expense | $433,000 | 2,046 |
| Net interest income | $3,055,000 | 1,759 |
| Provision for loan and lease losses | $105,000 | 1,985 |
| Total noninterest income | $1,206,000 | 1,176 |
| Gross Fiduciary activities income | $50,000 | 781 |
| Service charges on deposit accounts | $300,000 | 1,114 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $856,000 | 1,095 |
| Total noninterest expense | $3,520,000 | 1,414 |
| Salaries and employee benefits | $2,103,000 | 1,279 |
| Premises and equipment expense | $485,000 | 1,252 |
| Additional noninterest expense | $932,000 | 1,715 |
| Pre-tax net operating income | $636,000 | 2,446 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $56,000 | 2,917 |
| Income before extraordinary items | $580,000 | 2,305 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $580,000 | 2,307 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $580,000 | 2,307 |
| Net charge-offs | $6,000 | 3,622 |
| Cash dividends | $667,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $580,000 | 2,223 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,729,000 | 1,924 |
| Total interest expense | $1,900,000 | 2,220 |
| Net interest income | $11,829,000 | 1,849 |
| Provision for loan and lease losses | $445,000 | 2,880 |
| Total noninterest income | $5,187,000 | 1,128 |
| Gross Fiduciary activities income | $205,000 | 786 |
| Service charges on deposit accounts | $1,243,000 | 1,147 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,739,000 | 1,013 |
| Total noninterest expense | $14,472,000 | 1,363 |
| Salaries and employee benefits | $8,717,000 | 1,212 |
| Premises and equipment expense | $1,947,000 | 1,208 |
| Additional noninterest expense | $3,808,000 | 1,740 |
| Pre-tax net operating income | $2,099,000 | 2,724 |
| Securities gains (losses) | $338,000 | 1,255 |
| Applicable income taxes | $437,000 | 2,311 |
| Income before extraordinary items | $2,000,000 | 2,592 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,000,000 | 2,594 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,000,000 | 2,593 |
| Net charge-offs | $700,000 | 2,233 |
| Cash dividends | $388,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,722,840 | 2,753 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,132,000 | 1,982 |
| Total interest expense | $1,440,000 | 2,291 |
| Net interest income | $8,692,000 | 1,918 |
| Provision for loan and lease losses | $315,000 | 2,902 |
| Total noninterest income | $3,916,000 | 1,106 |
| Gross Fiduciary activities income | $153,000 | 780 |
| Service charges on deposit accounts | $921,000 | 1,160 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,842,000 | 975 |
| Total noninterest expense | $11,029,000 | 1,351 |
| Salaries and employee benefits | $6,732,000 | 1,167 |
| Premises and equipment expense | $1,425,000 | 1,253 |
| Additional noninterest expense | $2,872,000 | 1,735 |
| Pre-tax net operating income | $1,264,000 | 3,200 |
| Securities gains (losses) | $338,000 | 1,009 |
| Applicable income taxes | $257,000 | 2,612 |
| Income before extraordinary items | $1,345,000 | 2,847 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,345,000 | 2,848 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,345,000 | 2,847 |
| Net charge-offs | $670,000 | 1,861 |
| Cash dividends | $388,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,061,080 | 3,171 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,691,000 | 2,009 |
| Total interest expense | $970,000 | 2,343 |
| Net interest income | $5,721,000 | 1,936 |
| Provision for loan and lease losses | $210,000 | 2,897 |
| Total noninterest income | $2,753,000 | 1,055 |
| Gross Fiduciary activities income | $102,000 | 786 |
| Service charges on deposit accounts | $600,000 | 1,176 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,051,000 | 898 |
| Total noninterest expense | $7,503,000 | 1,326 |
| Salaries and employee benefits | $4,701,000 | 1,106 |
| Premises and equipment expense | $925,000 | 1,287 |
| Additional noninterest expense | $1,877,000 | 1,777 |
| Pre-tax net operating income | $761,000 | 3,379 |
| Securities gains (losses) | $338,000 | 778 |
| Applicable income taxes | $185,000 | 2,513 |
| Income before extraordinary items | $914,000 | 2,778 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $914,000 | 2,779 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $914,000 | 2,779 |
| Net charge-offs | $400,000 | 2,004 |
| Cash dividends | $388,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $633,460 | 3,361 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 2,030 |
| Total interest expense | $492,000 | 2,414 |
| Net interest income | $2,827,000 | 1,959 |
| Provision for loan and lease losses | $105,000 | 2,781 |
| Total noninterest income | $1,469,000 | 992 |
| Gross Fiduciary activities income | $51,000 | 792 |
| Service charges on deposit accounts | $300,000 | 1,177 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,118,000 | 834 |
| Total noninterest expense | $3,443,000 | 1,422 |
| Salaries and employee benefits | $2,022,000 | 1,285 |
| Premises and equipment expense | $457,000 | 1,308 |
| Additional noninterest expense | $964,000 | 1,728 |
| Pre-tax net operating income | $748,000 | 2,131 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $161,000 | 1,948 |
| Income before extraordinary items | $587,000 | 2,299 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $587,000 | 2,301 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $587,000 | 2,302 |
| Net charge-offs | $-39,000 | 7,027 |
| Cash dividends | $388,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $587,000 | 2,183 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,099,000 | 2,121 |
| Total interest expense | $2,198,000 | 2,572 |
| Net interest income | $10,901,000 | 2,002 |
| Provision for loan and lease losses | $984,000 | 2,438 |
| Total noninterest income | $4,791,000 | 1,076 |
| Gross Fiduciary activities income | $214,000 | 729 |
| Service charges on deposit accounts | $1,417,000 | 1,044 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,160,000 | 999 |
| Total noninterest expense | $13,188,000 | 1,472 |
| Salaries and employee benefits | $7,717,000 | 1,278 |
| Premises and equipment expense | $1,764,000 | 1,414 |
| Additional noninterest expense | $3,707,000 | 1,824 |
| Pre-tax net operating income | $1,520,000 | 3,008 |
| Securities gains (losses) | $381,000 | 966 |
| Applicable income taxes | $349,000 | 2,388 |
| Income before extraordinary items | $1,552,000 | 2,709 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,552,000 | 2,710 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,552,000 | 2,710 |
| Net charge-offs | $639,000 | 2,880 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,239,580 | 3,050 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,811,000 | 2,153 |
| Total interest expense | $1,695,000 | 2,602 |
| Net interest income | $8,116,000 | 2,028 |
| Provision for loan and lease losses | $780,000 | 2,298 |
| Total noninterest income | $3,561,000 | 1,085 |
| Gross Fiduciary activities income | $164,000 | 718 |
| Service charges on deposit accounts | $1,076,000 | 1,033 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,321,000 | 1,009 |
| Total noninterest expense | $9,862,000 | 1,482 |
| Salaries and employee benefits | $5,782,000 | 1,284 |
| Premises and equipment expense | $1,295,000 | 1,457 |
| Additional noninterest expense | $2,785,000 | 1,827 |
| Pre-tax net operating income | $1,035,000 | 3,244 |
| Securities gains (losses) | $377,000 | 776 |
| Applicable income taxes | $268,000 | 2,385 |
| Income before extraordinary items | $1,144,000 | 2,809 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,144,000 | 2,811 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,144,000 | 2,811 |
| Net charge-offs | $632,000 | 2,412 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $838,630 | 3,308 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,588,000 | 2,166 |
| Total interest expense | $1,166,000 | 2,621 |
| Net interest income | $5,422,000 | 2,030 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $2,529,000 | 1,036 |
| Gross Fiduciary activities income | $111,000 | 722 |
| Service charges on deposit accounts | $702,000 | 1,043 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,716,000 | 925 |
| Total noninterest expense | $6,528,000 | 1,509 |
| Salaries and employee benefits | $3,817,000 | 1,307 |
| Premises and equipment expense | $817,000 | 1,542 |
| Additional noninterest expense | $1,894,000 | 1,809 |
| Pre-tax net operating income | $1,123,000 | 2,348 |
| Securities gains (losses) | $221,000 | 683 |
| Applicable income taxes | $326,000 | 1,712 |
| Income before extraordinary items | $1,018,000 | 2,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,018,000 | 2,237 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,018,000 | 2,237 |
| Net charge-offs | $144,000 | 3,458 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $850,040 | 2,487 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 2,259 |
| Total interest expense | $598,000 | 2,646 |
| Net interest income | $2,565,000 | 2,119 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $1,184,000 | 1,078 |
| Gross Fiduciary activities income | $56,000 | 719 |
| Service charges on deposit accounts | $368,000 | 973 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $760,000 | 1,013 |
| Total noninterest expense | $3,133,000 | 1,584 |
| Salaries and employee benefits | $1,905,000 | 1,320 |
| Premises and equipment expense | $410,000 | 1,570 |
| Additional noninterest expense | $818,000 | 2,063 |
| Pre-tax net operating income | $466,000 | 2,686 |
| Securities gains (losses) | $32,000 | 928 |
| Applicable income taxes | $106,000 | 2,116 |
| Income before extraordinary items | $392,000 | 2,712 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $392,000 | 2,711 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $392,000 | 2,712 |
| Net charge-offs | $34,000 | 3,663 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $366,720 | 2,790 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,012,000 | 2,309 |
| Total interest expense | $2,891,000 | 2,684 |
| Net interest income | $10,121,000 | 2,164 |
| Provision for loan and lease losses | $600,000 | 3,834 |
| Total noninterest income | $4,460,000 | 1,179 |
| Gross Fiduciary activities income | $241,000 | 719 |
| Service charges on deposit accounts | $1,567,000 | 964 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,652,000 | 1,147 |
| Total noninterest expense | $12,082,000 | 1,647 |
| Salaries and employee benefits | $6,970,000 | 1,416 |
| Premises and equipment expense | $1,631,000 | 1,564 |
| Additional noninterest expense | $3,481,000 | 2,012 |
| Pre-tax net operating income | $1,899,000 | 2,333 |
| Securities gains (losses) | $535,000 | 840 |
| Applicable income taxes | $604,000 | 1,716 |
| Income before extraordinary items | $1,830,000 | 2,175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,830,000 | 2,177 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,830,000 | 2,178 |
| Net charge-offs | $378,000 | 3,996 |
| Cash dividends | $368,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,428,750 | 2,494 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,834,000 | 2,346 |
| Total interest expense | $2,239,000 | 2,717 |
| Net interest income | $7,595,000 | 2,180 |
| Provision for loan and lease losses | $450,000 | 3,704 |
| Total noninterest income | $3,403,000 | 1,153 |
| Gross Fiduciary activities income | $187,000 | 700 |
| Service charges on deposit accounts | $1,190,000 | 983 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,026,000 | 1,092 |
| Total noninterest expense | $8,953,000 | 1,643 |
| Salaries and employee benefits | $5,178,000 | 1,434 |
| Premises and equipment expense | $1,213,000 | 1,605 |
| Additional noninterest expense | $2,562,000 | 2,021 |
| Pre-tax net operating income | $1,595,000 | 2,262 |
| Securities gains (losses) | $535,000 | 691 |
| Applicable income taxes | $560,000 | 1,554 |
| Income before extraordinary items | $1,570,000 | 2,067 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,570,000 | 2,069 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,570,000 | 2,069 |
| Net charge-offs | $-19,000 | 7,542 |
| Cash dividends | $368,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,174,100 | 2,463 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 2,340 |
| Total interest expense | $1,531,000 | 2,739 |
| Net interest income | $5,131,000 | 2,153 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $2,390,000 | 1,079 |
| Gross Fiduciary activities income | $121,000 | 708 |
| Service charges on deposit accounts | $786,000 | 1,002 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,483,000 | 982 |
| Total noninterest expense | $5,890,000 | 1,671 |
| Salaries and employee benefits | $3,438,000 | 1,440 |
| Premises and equipment expense | $775,000 | 1,708 |
| Additional noninterest expense | $1,677,000 | 2,048 |
| Pre-tax net operating income | $1,331,000 | 1,885 |
| Securities gains (losses) | $535,000 | 448 |
| Applicable income taxes | $530,000 | 1,164 |
| Income before extraordinary items | $1,336,000 | 1,641 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,336,000 | 1,640 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,336,000 | 1,641 |
| Net charge-offs | $-76,000 | 7,731 |
| Cash dividends | $368,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $950,800 | 2,127 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,284,000 | 2,425 |
| Total interest expense | $787,000 | 2,788 |
| Net interest income | $2,497,000 | 2,237 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $1,244,000 | 1,021 |
| Gross Fiduciary activities income | $54,000 | 746 |
| Service charges on deposit accounts | $386,000 | 1,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $804,000 | 929 |
| Total noninterest expense | $2,911,000 | 1,716 |
| Salaries and employee benefits | $1,680,000 | 1,494 |
| Premises and equipment expense | $379,000 | 1,792 |
| Additional noninterest expense | $852,000 | 1,989 |
| Pre-tax net operating income | $680,000 | 1,873 |
| Securities gains (losses) | $-93,000 | 7,690 |
| Applicable income taxes | $167,000 | 1,617 |
| Income before extraordinary items | $420,000 | 2,473 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $420,000 | 2,470 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $420,000 | 2,473 |
| Net charge-offs | $47,000 | 3,765 |
| Cash dividends | $368,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $486,960 | 2,102 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,593,000 | 2,456 |
| Total interest expense | $3,675,000 | 2,934 |
| Net interest income | $9,918,000 | 2,207 |
| Provision for loan and lease losses | $536,000 | 4,434 |
| Total noninterest income | $4,869,000 | 1,128 |
| Gross Fiduciary activities income | $213,000 | 746 |
| Service charges on deposit accounts | $1,766,000 | 980 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,890,000 | 1,073 |
| Total noninterest expense | $12,057,000 | 1,687 |
| Salaries and employee benefits | $6,360,000 | 1,559 |
| Premises and equipment expense | $1,513,000 | 1,794 |
| Additional noninterest expense | $4,184,000 | 1,782 |
| Pre-tax net operating income | $2,194,000 | 1,770 |
| Securities gains (losses) | $255,000 | 1,367 |
| Applicable income taxes | $558,000 | 1,445 |
| Income before extraordinary items | $1,891,000 | 1,769 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,891,000 | 1,768 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,891,000 | 1,769 |
| Net charge-offs | $379,000 | 4,173 |
| Cash dividends | $577,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,694,650 | 1,884 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,118,000 | 2,512 |
| Total interest expense | $2,808,000 | 3,010 |
| Net interest income | $7,310,000 | 2,246 |
| Provision for loan and lease losses | $386,000 | 4,229 |
| Total noninterest income | $3,684,000 | 1,127 |
| Gross Fiduciary activities income | $158,000 | 743 |
| Service charges on deposit accounts | $1,321,000 | 982 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,205,000 | 1,081 |
| Total noninterest expense | $9,255,000 | 1,644 |
| Salaries and employee benefits | $4,865,000 | 1,549 |
| Premises and equipment expense | $1,132,000 | 1,811 |
| Additional noninterest expense | $3,258,000 | 1,662 |
| Pre-tax net operating income | $1,353,000 | 2,239 |
| Securities gains (losses) | $34,000 | 2,497 |
| Applicable income taxes | $230,000 | 2,179 |
| Income before extraordinary items | $1,157,000 | 2,241 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,157,000 | 2,238 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,157,000 | 2,241 |
| Net charge-offs | $334,000 | 3,559 |
| Cash dividends | $339,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,128,780 | 2,234 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,716,000 | 2,549 |
| Total interest expense | $1,895,000 | 3,093 |
| Net interest income | $4,821,000 | 2,262 |
| Provision for loan and lease losses | $245,000 | 4,047 |
| Total noninterest income | $2,423,000 | 1,147 |
| Gross Fiduciary activities income | $110,000 | 742 |
| Service charges on deposit accounts | $850,000 | 996 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,463,000 | 1,121 |
| Total noninterest expense | $6,261,000 | 1,648 |
| Salaries and employee benefits | $3,171,000 | 1,618 |
| Premises and equipment expense | $747,000 | 1,850 |
| Additional noninterest expense | $2,343,000 | 1,562 |
| Pre-tax net operating income | $738,000 | 2,664 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $58,000 | 3,051 |
| Income before extraordinary items | $680,000 | 2,550 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $680,000 | 2,547 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $680,000 | 2,549 |
| Net charge-offs | $111,000 | 4,136 |
| Cash dividends | $196,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $680,000 | 2,472 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 2,581 |
| Total interest expense | $984,000 | 3,090 |
| Net interest income | $2,385,000 | 2,295 |
| Provision for loan and lease losses | $186,000 | 2,957 |
| Total noninterest income | $1,217,000 | 1,093 |
| Gross Fiduciary activities income | $51,000 | 767 |
| Service charges on deposit accounts | $396,000 | 1,048 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $770,000 | 1,044 |
| Total noninterest expense | $2,907,000 | 1,711 |
| Salaries and employee benefits | $1,628,000 | 1,597 |
| Premises and equipment expense | $375,000 | 1,883 |
| Additional noninterest expense | $904,000 | 1,783 |
| Pre-tax net operating income | $509,000 | 2,349 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $116,000 | 2,030 |
| Income before extraordinary items | $393,000 | 2,601 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $393,000 | 2,600 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $393,000 | 2,602 |
| Net charge-offs | $126,000 | 2,610 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $393,000 | 2,460 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,061,000 | 2,450 |
| Total interest expense | $5,485,000 | 2,734 |
| Net interest income | $9,576,000 | 2,299 |
| Provision for loan and lease losses | $825,000 | 2,991 |
| Total noninterest income | $5,580,000 | 962 |
| Gross Fiduciary activities income | $269,000 | 722 |
| Service charges on deposit accounts | $1,610,000 | 1,108 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,701,000 | 821 |
| Total noninterest expense | $13,026,000 | 1,500 |
| Salaries and employee benefits | $7,152,000 | 1,439 |
| Premises and equipment expense | $1,557,000 | 1,762 |
| Additional noninterest expense | $4,317,000 | 1,439 |
| Pre-tax net operating income | $1,305,000 | 3,266 |
| Securities gains (losses) | $-4,105,000 | 8,048 |
| Applicable income taxes | $-1,600,000 | 7,861 |
| Income before extraordinary items | $-1,200,000 | 7,087 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,200,000 | 7,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $848,000 | 2,150 |
| Cash dividends | $1,374,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,427,200 | 2,752 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,421,000 | 2,478 |
| Total interest expense | $4,328,000 | 2,704 |
| Net interest income | $7,093,000 | 2,330 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $4,463,000 | 958 |
| Gross Fiduciary activities income | $214,000 | 705 |
| Service charges on deposit accounts | $1,206,000 | 1,131 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,043,000 | 817 |
| Total noninterest expense | $10,053,000 | 1,442 |
| Salaries and employee benefits | $5,492,000 | 1,413 |
| Premises and equipment expense | $1,143,000 | 1,796 |
| Additional noninterest expense | $3,418,000 | 1,322 |
| Pre-tax net operating income | $1,503,000 | 2,845 |
| Securities gains (losses) | $-4,105,000 | 8,182 |
| Applicable income taxes | $-1,470,000 | 8,131 |
| Income before extraordinary items | $-1,132,000 | 7,569 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,132,000 | 7,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $1,374,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,495,200 | 2,450 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,710,000 | 2,493 |
| Total interest expense | $3,040,000 | 2,680 |
| Net interest income | $4,670,000 | 2,349 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $3,199,000 | 918 |
| Gross Fiduciary activities income | $135,000 | 726 |
| Service charges on deposit accounts | $806,000 | 1,099 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,258,000 | 775 |
| Total noninterest expense | $5,864,000 | 1,658 |
| Salaries and employee benefits | $3,536,000 | 1,493 |
| Premises and equipment expense | $751,000 | 1,822 |
| Additional noninterest expense | $1,577,000 | 1,837 |
| Pre-tax net operating income | $2,005,000 | 1,690 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $481,000 | 1,649 |
| Income before extraordinary items | $1,524,000 | 1,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,524,000 | 1,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $874,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,524,000 | 1,750 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,919,000 | 2,515 |
| Total interest expense | $1,608,000 | 2,707 |
| Net interest income | $2,311,000 | 2,371 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,712,000 | 855 |
| Gross Fiduciary activities income | $69,000 | 737 |
| Service charges on deposit accounts | $398,000 | 1,090 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,245,000 | 715 |
| Total noninterest expense | $3,016,000 | 1,613 |
| Salaries and employee benefits | $1,781,000 | 1,495 |
| Premises and equipment expense | $372,000 | 1,832 |
| Additional noninterest expense | $863,000 | 1,661 |
| Pre-tax net operating income | $1,007,000 | 1,772 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $261,000 | 1,636 |
| Income before extraordinary items | $746,000 | 1,926 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $746,000 | 1,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $874,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $746,000 | 1,859 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,870,000 | 2,553 |
| Total interest expense | $7,006,000 | 2,627 |
| Net interest income | $8,864,000 | 2,488 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $6,715,000 | 861 |
| Gross Fiduciary activities income | $286,000 | 719 |
| Service charges on deposit accounts | $1,737,000 | 1,029 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,692,000 | 719 |
| Total noninterest expense | $13,434,000 | 1,371 |
| Salaries and employee benefits | $7,011,000 | 1,442 |
| Premises and equipment expense | $1,487,000 | 1,767 |
| Additional noninterest expense | $4,936,000 | 1,151 |
| Pre-tax net operating income | $2,145,000 | 3,170 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $396,000 | 3,038 |
| Income before extraordinary items | $1,749,000 | 3,109 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,749,000 | 3,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $1,500,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,749,000 | 3,098 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,122,000 | 2,520 |
| Total interest expense | $5,267,000 | 2,606 |
| Net interest income | $6,855,000 | 2,439 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $5,539,000 | 794 |
| Gross Fiduciary activities income | $208,000 | 725 |
| Service charges on deposit accounts | $1,292,000 | 1,021 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,039,000 | 649 |
| Total noninterest expense | $9,023,000 | 1,509 |
| Salaries and employee benefits | $5,378,000 | 1,415 |
| Premises and equipment expense | $1,111,000 | 1,771 |
| Additional noninterest expense | $2,534,000 | 1,602 |
| Pre-tax net operating income | $3,371,000 | 1,911 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $942,000 | 1,714 |
| Income before extraordinary items | $2,429,000 | 2,053 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,429,000 | 2,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $1,500,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,429,000 | 2,038 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,034,000 | 2,558 |
| Total interest expense | $3,432,000 | 2,664 |
| Net interest income | $4,602,000 | 2,450 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $3,760,000 | 813 |
| Gross Fiduciary activities income | $140,000 | 725 |
| Service charges on deposit accounts | $838,000 | 1,052 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,782,000 | 647 |
| Total noninterest expense | $6,059,000 | 1,514 |
| Salaries and employee benefits | $3,706,000 | 1,381 |
| Premises and equipment expense | $724,000 | 1,817 |
| Additional noninterest expense | $1,629,000 | 1,663 |
| Pre-tax net operating income | $2,303,000 | 1,923 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $649,000 | 1,745 |
| Income before extraordinary items | $1,654,000 | 2,059 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,654,000 | 2,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $1,000,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,654,000 | 2,041 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,989,000 | 2,568 |
| Total interest expense | $1,699,000 | 2,679 |
| Net interest income | $2,290,000 | 2,468 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $2,316,000 | 668 |
| Gross Fiduciary activities income | $72,000 | 730 |
| Service charges on deposit accounts | $417,000 | 1,029 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,827,000 | 535 |
| Total noninterest expense | $3,164,000 | 1,463 |
| Salaries and employee benefits | $1,979,000 | 1,302 |
| Premises and equipment expense | $363,000 | 1,832 |
| Additional noninterest expense | $822,000 | 1,630 |
| Pre-tax net operating income | $1,442,000 | 1,588 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $432,000 | 1,443 |
| Income before extraordinary items | $1,010,000 | 1,702 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,010,000 | 1,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,010,000 | 1,690 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,987,000 | 2,425 |
| Total interest expense | $6,448,000 | 2,436 |
| Net interest income | $9,539,000 | 2,388 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $7,675,000 | 768 |
| Gross Fiduciary activities income | $295,000 | 721 |
| Service charges on deposit accounts | $1,716,000 | 1,033 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,664,000 | 620 |
| Total noninterest expense | $12,630,000 | 1,414 |
| Salaries and employee benefits | $7,276,000 | 1,346 |
| Premises and equipment expense | $1,467,000 | 1,730 |
| Additional noninterest expense | $3,887,000 | 1,366 |
| Pre-tax net operating income | $4,584,000 | 2,025 |
| Securities gains (losses) | $-564,000 | 8,526 |
| Applicable income taxes | $882,000 | 2,350 |
| Income before extraordinary items | $3,138,000 | 2,198 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,138,000 | 2,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $15,000,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,087 |
| Net operating income | $3,577,920 | 1,961 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,906,000 | 2,423 |
| Total interest expense | $4,688,000 | 2,441 |
| Net interest income | $7,218,000 | 2,394 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $6,259,000 | 726 |
| Gross Fiduciary activities income | $225,000 | 706 |
| Service charges on deposit accounts | $1,273,000 | 1,047 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,761,000 | 580 |
| Total noninterest expense | $9,546,000 | 1,412 |
| Salaries and employee benefits | $5,431,000 | 1,366 |
| Premises and equipment expense | $1,114,000 | 1,717 |
| Additional noninterest expense | $3,001,000 | 1,331 |
| Pre-tax net operating income | $3,931,000 | 1,876 |
| Securities gains (losses) | $-564,000 | 8,642 |
| Applicable income taxes | $779,000 | 2,241 |
| Income before extraordinary items | $2,588,000 | 2,100 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,588,000 | 2,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,673 |
| Cash dividends | $14,500,000 | 241 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 924 |
| Net operating income | $3,022,280 | 1,803 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,778,000 | 2,429 |
| Total interest expense | $2,947,000 | 2,473 |
| Net interest income | $4,831,000 | 2,393 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $4,449,000 | 689 |
| Gross Fiduciary activities income | $149,000 | 714 |
| Service charges on deposit accounts | $834,000 | 1,062 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,466,000 | 544 |
| Total noninterest expense | $6,080,000 | 1,481 |
| Salaries and employee benefits | $3,670,000 | 1,347 |
| Premises and equipment expense | $734,000 | 1,735 |
| Additional noninterest expense | $1,676,000 | 1,573 |
| Pre-tax net operating income | $3,200,000 | 1,563 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $896,000 | 1,527 |
| Income before extraordinary items | $2,304,000 | 1,593 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,304,000 | 1,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $1,000,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 822 |
| Net operating income | $2,304,000 | 1,579 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,823,000 | 2,419 |
| Total interest expense | $1,385,000 | 2,494 |
| Net interest income | $2,438,000 | 2,377 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $2,046,000 | 723 |
| Gross Fiduciary activities income | $75,000 | 725 |
| Service charges on deposit accounts | $403,000 | 1,065 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,568,000 | 579 |
| Total noninterest expense | $3,005,000 | 1,498 |
| Salaries and employee benefits | $1,787,000 | 1,392 |
| Premises and equipment expense | $365,000 | 1,749 |
| Additional noninterest expense | $853,000 | 1,535 |
| Pre-tax net operating income | $1,479,000 | 1,645 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $401,000 | 1,649 |
| Income before extraordinary items | $1,078,000 | 1,662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,078,000 | 1,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 587 |
| Net operating income | $1,078,000 | 1,646 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,815,000 | 2,235 |
| Total interest expense | $4,634,000 | 2,364 |
| Net interest income | $10,181,000 | 2,172 |
| Provision for loan and lease losses | $80,000 | 5,115 |
| Total noninterest income | $7,865,000 | 744 |
| Gross Fiduciary activities income | $305,000 | 700 |
| Service charges on deposit accounts | $1,553,000 | 1,146 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,007,000 | 603 |
| Total noninterest expense | $12,287,000 | 1,393 |
| Salaries and employee benefits | $7,324,000 | 1,263 |
| Premises and equipment expense | $1,467,000 | 1,664 |
| Additional noninterest expense | $3,496,000 | 1,457 |
| Pre-tax net operating income | $5,679,000 | 1,648 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,408,000 | 1,785 |
| Income before extraordinary items | $4,271,000 | 1,643 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,271,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,889 |
| Cash dividends | $3,000,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,271,000 | 1,619 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,036,000 | 2,202 |
| Total interest expense | $3,318,000 | 2,345 |
| Net interest income | $7,718,000 | 2,131 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $6,036,000 | 731 |
| Gross Fiduciary activities income | $229,000 | 687 |
| Service charges on deposit accounts | $1,138,000 | 1,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,669,000 | 587 |
| Total noninterest expense | $9,193,000 | 1,383 |
| Salaries and employee benefits | $5,502,000 | 1,250 |
| Premises and equipment expense | $1,135,000 | 1,596 |
| Additional noninterest expense | $2,556,000 | 1,468 |
| Pre-tax net operating income | $4,501,000 | 1,585 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,091,000 | 1,771 |
| Income before extraordinary items | $3,410,000 | 1,549 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,410,000 | 1,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,641 |
| Cash dividends | $1,500,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,410,000 | 1,520 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,224,000 | 2,185 |
| Total interest expense | $2,096,000 | 2,336 |
| Net interest income | $5,128,000 | 2,112 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $3,988,000 | 726 |
| Gross Fiduciary activities income | $148,000 | 703 |
| Service charges on deposit accounts | $731,000 | 1,170 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,109,000 | 582 |
| Total noninterest expense | $6,152,000 | 1,377 |
| Salaries and employee benefits | $3,645,000 | 1,257 |
| Premises and equipment expense | $754,000 | 1,600 |
| Additional noninterest expense | $1,753,000 | 1,426 |
| Pre-tax net operating income | $2,924,000 | 1,597 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $701,000 | 1,781 |
| Income before extraordinary items | $2,223,000 | 1,547 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,223,000 | 1,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,342 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,223,000 | 1,523 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 2,170 |
| Total interest expense | $1,010,000 | 2,316 |
| Net interest income | $2,562,000 | 2,110 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $1,751,000 | 798 |
| Gross Fiduciary activities income | $72,000 | 718 |
| Service charges on deposit accounts | $338,000 | 1,213 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,341,000 | 641 |
| Total noninterest expense | $3,033,000 | 1,395 |
| Salaries and employee benefits | $1,759,000 | 1,304 |
| Premises and equipment expense | $376,000 | 1,618 |
| Additional noninterest expense | $898,000 | 1,386 |
| Pre-tax net operating income | $1,260,000 | 1,798 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $272,000 | 2,130 |
| Income before extraordinary items | $988,000 | 1,696 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $988,000 | 1,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,655 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $988,000 | 1,664 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,799,000 | 2,057 |
| Total interest expense | $3,426,000 | 2,349 |
| Net interest income | $10,373,000 | 1,958 |
| Provision for loan and lease losses | $92,000 | 5,144 |
| Total noninterest income | $6,751,000 | 825 |
| Gross Fiduciary activities income | $310,000 | 683 |
| Service charges on deposit accounts | $1,553,000 | 1,151 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,888,000 | 683 |
| Total noninterest expense | $11,905,000 | 1,380 |
| Salaries and employee benefits | $6,668,000 | 1,317 |
| Premises and equipment expense | $1,395,000 | 1,674 |
| Additional noninterest expense | $3,842,000 | 1,292 |
| Pre-tax net operating income | $5,127,000 | 1,660 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $1,291,000 | 1,806 |
| Income before extraordinary items | $3,839,000 | 1,672 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,839,000 | 1,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,686 |
| Cash dividends | $3,000,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,836,750 | 1,623 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,246,000 | 2,044 |
| Total interest expense | $2,451,000 | 2,400 |
| Net interest income | $7,795,000 | 1,928 |
| Provision for loan and lease losses | $74,000 | 4,848 |
| Total noninterest income | $4,953,000 | 851 |
| Gross Fiduciary activities income | $232,000 | 682 |
| Service charges on deposit accounts | $1,167,000 | 1,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,554,000 | 715 |
| Total noninterest expense | $8,818,000 | 1,388 |
| Salaries and employee benefits | $4,986,000 | 1,318 |
| Premises and equipment expense | $1,053,000 | 1,662 |
| Additional noninterest expense | $2,779,000 | 1,336 |
| Pre-tax net operating income | $3,856,000 | 1,672 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $894,000 | 1,950 |
| Income before extraordinary items | $2,965,000 | 1,640 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,965,000 | 1,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,153 |
| Cash dividends | $2,500,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,962,690 | 1,592 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,734,000 | 2,068 |
| Total interest expense | $1,578,000 | 2,457 |
| Net interest income | $5,156,000 | 1,928 |
| Provision for loan and lease losses | $17,000 | 6,044 |
| Total noninterest income | $3,516,000 | 813 |
| Gross Fiduciary activities income | $146,000 | 700 |
| Service charges on deposit accounts | $765,000 | 1,152 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,605,000 | 672 |
| Total noninterest expense | $5,871,000 | 1,383 |
| Salaries and employee benefits | $3,303,000 | 1,320 |
| Premises and equipment expense | $694,000 | 1,663 |
| Additional noninterest expense | $1,874,000 | 1,301 |
| Pre-tax net operating income | $2,784,000 | 1,520 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $601,000 | 1,924 |
| Income before extraordinary items | $2,186,000 | 1,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,186,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,183,660 | 1,417 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,227,000 | 2,172 |
| Total interest expense | $766,000 | 2,548 |
| Net interest income | $2,461,000 | 2,030 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $1,775,000 | 786 |
| Gross Fiduciary activities income | $73,000 | 708 |
| Service charges on deposit accounts | $350,000 | 1,219 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,352,000 | 634 |
| Total noninterest expense | $2,865,000 | 1,430 |
| Salaries and employee benefits | $1,614,000 | 1,374 |
| Premises and equipment expense | $336,000 | 1,732 |
| Additional noninterest expense | $915,000 | 1,320 |
| Pre-tax net operating income | $1,364,000 | 1,518 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $198,000 | 2,601 |
| Income before extraordinary items | $1,169,000 | 1,368 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,169,000 | 1,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,166,420 | 1,304 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,111,000 | 2,168 |
| Total interest expense | $3,438,000 | 2,536 |
| Net interest income | $9,673,000 | 2,030 |
| Provision for loan and lease losses | $517,000 | 2,114 |
| Total noninterest income | $4,545,000 | 1,213 |
| Gross Fiduciary activities income | $262,000 | 743 |
| Service charges on deposit accounts | $1,290,000 | 1,339 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,993,000 | 1,096 |
| Total noninterest expense | $10,075,000 | 1,593 |
| Salaries and employee benefits | $5,749,000 | 1,489 |
| Premises and equipment expense | $1,145,000 | 1,991 |
| Additional noninterest expense | $3,181,000 | 1,552 |
| Pre-tax net operating income | $3,626,000 | 2,151 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,136,000 | 2,004 |
| Income before extraordinary items | $2,490,000 | 2,381 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,490,000 | 2,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,437 |
| Cash dividends | $2,000,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,490,000 | 2,273 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,915,000 | 2,188 |
| Total interest expense | $2,679,000 | 2,538 |
| Net interest income | $7,236,000 | 2,041 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $2,913,000 | 1,402 |
| Gross Fiduciary activities income | $205,000 | 732 |
| Service charges on deposit accounts | $931,000 | 1,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,777,000 | 1,348 |
| Total noninterest expense | $7,469,000 | 1,623 |
| Salaries and employee benefits | $4,303,000 | 1,504 |
| Premises and equipment expense | $854,000 | 2,010 |
| Additional noninterest expense | $2,312,000 | 1,588 |
| Pre-tax net operating income | $2,230,000 | 2,617 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $779,000 | 2,235 |
| Income before extraordinary items | $1,451,000 | 3,034 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,451,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $1,500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,451,000 | 2,883 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,717,000 | 2,163 |
| Total interest expense | $1,869,000 | 2,524 |
| Net interest income | $4,848,000 | 2,018 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $1,244,000 | 2,003 |
| Gross Fiduciary activities income | $134,000 | 730 |
| Service charges on deposit accounts | $554,000 | 1,538 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $556,000 | 2,289 |
| Total noninterest expense | $5,055,000 | 1,587 |
| Salaries and employee benefits | $2,895,000 | 1,484 |
| Premises and equipment expense | $568,000 | 2,014 |
| Additional noninterest expense | $1,592,000 | 1,530 |
| Pre-tax net operating income | $737,000 | 4,288 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $226,000 | 3,730 |
| Income before extraordinary items | $511,000 | 4,747 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $511,000 | 4,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,341 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $511,000 | 4,538 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 2,197 |
| Total interest expense | $960,000 | 2,524 |
| Net interest income | $2,381,000 | 2,051 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $1,601,000 | 929 |
| Gross Fiduciary activities income | $68,000 | 743 |
| Service charges on deposit accounts | $262,000 | 1,570 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,271,000 | 748 |
| Total noninterest expense | $2,524,000 | 1,582 |
| Salaries and employee benefits | $1,476,000 | 1,450 |
| Premises and equipment expense | $284,000 | 2,010 |
| Additional noninterest expense | $764,000 | 1,552 |
| Pre-tax net operating income | $1,308,000 | 1,609 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $441,000 | 1,516 |
| Income before extraordinary items | $867,000 | 1,825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $867,000 | 1,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $867,000 | 1,715 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,704,000 | 2,090 |
| Total interest expense | $4,491,000 | 2,473 |
| Net interest income | $10,213,000 | 1,903 |
| Provision for loan and lease losses | $534,000 | 2,280 |
| Total noninterest income | $5,474,000 | 966 |
| Gross Fiduciary activities income | $216,000 | 803 |
| Service charges on deposit accounts | $1,092,000 | 1,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,166,000 | 792 |
| Total noninterest expense | $10,196,000 | 1,514 |
| Salaries and employee benefits | $6,040,000 | 1,345 |
| Premises and equipment expense | $1,071,000 | 2,046 |
| Additional noninterest expense | $3,085,000 | 1,537 |
| Pre-tax net operating income | $4,957,000 | 1,644 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,496,000 | 1,660 |
| Income before extraordinary items | $3,461,000 | 1,733 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,461,000 | 1,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,614 |
| Cash dividends | $2,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,461,000 | 1,678 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,510,000 | 1,951 |
| Total interest expense | $8,004,000 | 2,017 |
| Net interest income | $9,506,000 | 1,872 |
| Provision for loan and lease losses | $380,000 | 2,732 |
| Total noninterest income | $5,155,000 | 969 |
| Gross Fiduciary activities income | $255,000 | 770 |
| Service charges on deposit accounts | $959,000 | 1,545 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,941,000 | 783 |
| Total noninterest expense | $9,813,000 | 1,499 |
| Salaries and employee benefits | $5,641,000 | 1,312 |
| Premises and equipment expense | $1,067,000 | 2,002 |
| Additional noninterest expense | $3,105,000 | 1,501 |
| Pre-tax net operating income | $4,468,000 | 1,605 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,360,000 | 1,641 |
| Income before extraordinary items | $3,108,000 | 1,692 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,108,000 | 1,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 2,285 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,108,000 | 1,620 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,331,000 | 1,909 |
| Total interest expense | $8,057,000 | 2,129 |
| Net interest income | $10,274,000 | 1,716 |
| Provision for loan and lease losses | $220,000 | 3,525 |
| Total noninterest income | $2,521,000 | 1,575 |
| Gross Fiduciary activities income | $252,000 | 755 |
| Service charges on deposit accounts | $954,000 | 1,428 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,315,000 | 1,543 |
| Total noninterest expense | $8,294,000 | 1,681 |
| Salaries and employee benefits | $4,571,000 | 1,553 |
| Premises and equipment expense | $952,000 | 2,166 |
| Additional noninterest expense | $2,771,000 | 1,611 |
| Pre-tax net operating income | $4,281,000 | 1,715 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $1,021,000 | 2,086 |
| Income before extraordinary items | $3,257,000 | 1,619 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,257,000 | 1,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,566 |
| Cash dividends | $2,000,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,259,280 | 1,612 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,921,000 | 1,813 |
| Total interest expense | $6,934,000 | 2,141 |
| Net interest income | $10,987,000 | 1,577 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $2,648,000 | 1,500 |
| Gross Fiduciary activities income | $269,000 | 796 |
| Service charges on deposit accounts | $988,000 | 1,325 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,391,000 | 1,464 |
| Total noninterest expense | $8,410,000 | 1,635 |
| Salaries and employee benefits | $4,887,000 | 1,412 |
| Premises and equipment expense | $964,000 | 2,120 |
| Additional noninterest expense | $2,559,000 | 1,740 |
| Pre-tax net operating income | $5,045,000 | 1,496 |
| Securities gains (losses) | $-71,000 | 9,886 |
| Applicable income taxes | $1,289,000 | 1,798 |
| Income before extraordinary items | $3,685,000 | 1,457 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,685,000 | 1,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,132 |
| Cash dividends | $1,625,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,737,540 | 1,411 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,311,000 | 1,766 |
| Total interest expense | $7,761,000 | 1,968 |
| Net interest income | $10,550,000 | 1,614 |
| Provision for loan and lease losses | $280,000 | 2,772 |
| Total noninterest income | $1,896,000 | 1,910 |
| Gross Fiduciary activities income | $270,000 | 807 |
| Service charges on deposit accounts | $934,000 | 1,338 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $692,000 | 2,412 |
| Total noninterest expense | $6,982,000 | 1,862 |
| Salaries and employee benefits | $4,009,000 | 1,661 |
| Premises and equipment expense | $862,000 | 2,264 |
| Additional noninterest expense | $2,111,000 | 2,015 |
| Pre-tax net operating income | $5,184,000 | 1,430 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,660,000 | 1,474 |
| Income before extraordinary items | $3,524,000 | 1,500 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,524,000 | 1,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,983 |
| Cash dividends | $1,500,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,524,000 | 1,436 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,895,000 | 1,846 |
| Total interest expense | $7,558,000 | 2,033 |
| Net interest income | $10,337,000 | 1,691 |
| Provision for loan and lease losses | $230,000 | 3,146 |
| Total noninterest income | $1,774,000 | 1,948 |
| Gross Fiduciary activities income | $247,000 | 850 |
| Service charges on deposit accounts | $907,000 | 1,424 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $620,000 | 2,414 |
| Total noninterest expense | $6,921,000 | 1,869 |
| Salaries and employee benefits | $3,957,000 | 1,662 |
| Premises and equipment expense | $804,000 | 2,411 |
| Additional noninterest expense | $2,160,000 | 1,964 |
| Pre-tax net operating income | $4,960,000 | 1,564 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,616,000 | 1,599 |
| Income before extraordinary items | $3,344,000 | 1,624 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,344,000 | 1,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,266 |
| Cash dividends | $1,200,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,344,000 | 1,579 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,209,000 | 1,966 |
| Total interest expense | $7,409,000 | 2,117 |
| Net interest income | $9,800,000 | 1,812 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $1,788,000 | 2,019 |
| Gross Fiduciary activities income | $241,000 | 924 |
| Service charges on deposit accounts | $867,000 | 1,540 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $680,000 | 2,357 |
| Total noninterest expense | $6,784,000 | 2,052 |
| Salaries and employee benefits | $3,555,000 | 1,858 |
| Premises and equipment expense | $800,000 | 2,452 |
| Additional noninterest expense | $2,429,000 | 2,056 |
| Pre-tax net operating income | $4,624,000 | 1,574 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,575,000 | 1,534 |
| Income before extraordinary items | $3,049,000 | 1,636 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,049,000 | 1,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 2,022 |
| Cash dividends | $775,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,049,000 | 1,602 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,093,000 | 1,968 |
| Total interest expense | $7,421,000 | 2,107 |
| Net interest income | $9,672,000 | 1,844 |
| Provision for loan and lease losses | $260,000 | 2,490 |
| Total noninterest income | $1,590,000 | 2,199 |
| Gross Fiduciary activities income | $209,000 | 991 |
| Service charges on deposit accounts | $821,000 | 1,646 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $560,000 | 2,668 |
| Total noninterest expense | $6,502,000 | 2,118 |
| Salaries and employee benefits | $3,373,000 | 1,967 |
| Premises and equipment expense | $688,000 | 2,858 |
| Additional noninterest expense | $2,441,000 | 2,039 |
| Pre-tax net operating income | $4,500,000 | 1,639 |
| Securities gains (losses) | $-133,000 | 11,589 |
| Applicable income taxes | $1,504,000 | 1,643 |
| Income before extraordinary items | $2,863,000 | 1,770 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,863,000 | 1,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,012 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,950,780 | 1,689 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,118,000 | 2,059 |
| Total interest expense | $5,968,000 | 2,092 |
| Net interest income | $9,150,000 | 1,977 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $1,129,000 | 2,846 |
| Gross Fiduciary activities income | $222,000 | 990 |
| Service charges on deposit accounts | $769,000 | 1,757 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $138,000 | 6,471 |
| Total noninterest expense | $5,679,000 | 2,473 |
| Salaries and employee benefits | $3,104,000 | 2,132 |
| Premises and equipment expense | $609,000 | 3,229 |
| Additional noninterest expense | $1,966,000 | 2,620 |
| Pre-tax net operating income | $4,480,000 | 1,603 |
| Securities gains (losses) | $-384,000 | 12,175 |
| Applicable income taxes | $1,474,000 | 1,582 |
| Income before extraordinary items | $2,622,000 | 1,861 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,622,000 | 1,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,182 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,867,760 | 1,717 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,186,000 | 2,070 |
| Total interest expense | $6,224,000 | 2,088 |
| Net interest income | $8,962,000 | 2,018 |
| Provision for loan and lease losses | $330,000 | 2,800 |
| Total noninterest income | $1,288,000 | 2,760 |
| Gross Fiduciary activities income | $429,000 | 815 |
| Service charges on deposit accounts | $736,000 | 1,860 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $123,000 | 7,223 |
| Total noninterest expense | $5,924,000 | 2,424 |
| Salaries and employee benefits | $2,917,000 | 2,282 |
| Premises and equipment expense | $643,000 | 3,119 |
| Additional noninterest expense | $2,364,000 | 2,361 |
| Pre-tax net operating income | $3,996,000 | 1,725 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $1,467,000 | 1,595 |
| Income before extraordinary items | $2,530,000 | 1,975 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,530,000 | 2,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,529 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,529,360 | 1,863 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,162,000 | 2,190 |
| Total interest expense | $6,959,000 | 2,417 |
| Net interest income | $9,203,000 | 1,986 |
| Provision for loan and lease losses | $555,000 | 2,776 |
| Total noninterest income | $1,137,000 | 2,981 |
| Gross Fiduciary activities income | $221,000 | 1,053 |
| Service charges on deposit accounts | $715,000 | 1,890 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $201,000 | 5,655 |
| Total noninterest expense | $5,373,000 | 2,683 |
| Salaries and employee benefits | $2,635,000 | 2,447 |
| Premises and equipment expense | $625,000 | 3,228 |
| Additional noninterest expense | $2,113,000 | 2,673 |
| Pre-tax net operating income | $4,412,000 | 1,441 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,913,000 | 1,164 |
| Income before extraordinary items | $2,499,000 | 1,815 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,499,000 | 1,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $950,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,499,000 | 1,678 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.