Home > Southwest Financial Bank and Trust Company > Income and Expense
Southwest Financial Bank and Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,122,000 | 3,576 |
| Total interest expense | $3,370,000 | 4,299 |
| Net interest income | $5,752,000 | 3,092 |
| Provision for loan and lease losses | $354,000 | 2,055 |
| Total noninterest income | $1,672,000 | 2,119 |
| Gross Fiduciary activities income | $115,000 | 1,137 |
| Service charges on deposit accounts | $1,236,000 | 1,073 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $321,000 | 3,847 |
| Total noninterest expense | $5,805,000 | 2,344 |
| Salaries and employee benefits | $2,721,000 | 2,454 |
| Premises and equipment expense | $1,444,000 | 1,427 |
| Additional noninterest expense | $1,640,000 | 2,829 |
| Pre-tax net operating income | $1,265,000 | 5,067 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $397,000 | 4,971 |
| Income before extraordinary items | $868,000 | 5,130 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $868,000 | 5,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,508 |
| Cash dividends | $47,000 | 7,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $868,000 | 5,116 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,627,000 | 3,471 |
| Total interest expense | $2,760,000 | 4,263 |
| Net interest income | $5,867,000 | 3,059 |
| Provision for loan and lease losses | $260,000 | 2,513 |
| Total noninterest income | $1,618,000 | 2,157 |
| Gross Fiduciary activities income | $103,000 | 1,175 |
| Service charges on deposit accounts | $1,168,000 | 1,133 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $347,000 | 3,739 |
| Total noninterest expense | $6,216,000 | 2,272 |
| Salaries and employee benefits | $2,876,000 | 2,333 |
| Premises and equipment expense | $1,394,000 | 1,492 |
| Additional noninterest expense | $1,946,000 | 2,635 |
| Pre-tax net operating income | $1,009,000 | 5,917 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $307,000 | 5,793 |
| Income before extraordinary items | $702,000 | 5,898 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $702,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,957 |
| Cash dividends | $102,000 | 6,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $702,000 | 5,962 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,960,000 | 3,433 |
| Total interest expense | $3,255,000 | 3,837 |
| Net interest income | $5,705,000 | 3,177 |
| Provision for loan and lease losses | $335,000 | 2,784 |
| Total noninterest income | $1,550,000 | 2,387 |
| Gross Fiduciary activities income | $83,000 | 1,248 |
| Service charges on deposit accounts | $1,132,000 | 1,182 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $335,000 | 4,209 |
| Total noninterest expense | $6,149,000 | 2,336 |
| Salaries and employee benefits | $3,003,000 | 2,211 |
| Premises and equipment expense | $1,504,000 | 1,419 |
| Additional noninterest expense | $1,642,000 | 3,241 |
| Pre-tax net operating income | $771,000 | 6,968 |
| Securities gains (losses) | $72,000 | 2,926 |
| Applicable income taxes | $237,000 | 6,990 |
| Income before extraordinary items | $606,000 | 6,726 |
| Extraordinary gains, net | $56,000 | 2,079 |
| Net income | $662,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,427 |
| Cash dividends | $224,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $554,160 | 6,856 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,474,000 | 3,333 |
| Total interest expense | $4,485,000 | 3,658 |
| Net interest income | $5,989,000 | 3,055 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $1,443,000 | 2,474 |
| Gross Fiduciary activities income | $67,000 | 1,318 |
| Service charges on deposit accounts | $1,074,000 | 1,241 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $302,000 | 4,408 |
| Total noninterest expense | $6,410,000 | 2,281 |
| Salaries and employee benefits | $3,044,000 | 2,152 |
| Premises and equipment expense | $1,541,000 | 1,408 |
| Additional noninterest expense | $1,825,000 | 3,023 |
| Pre-tax net operating income | $722,000 | 6,980 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $268,000 | 6,393 |
| Income before extraordinary items | $454,000 | 7,704 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $454,000 | 7,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 3,859 |
| Cash dividends | $173,000 | 5,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $454,000 | 7,343 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.