Home > Southwest Financial Bank and Trust Company > Income and Expense
Southwest Financial Bank and Trust Company, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,723,000 | 2,281 |
| Total interest expense | $6,014,000 | 2,545 |
| Net interest income | $8,709,000 | 2,055 |
| Provision for loan and lease losses | $359,000 | 2,287 |
| Total noninterest income | $2,187,000 | 1,710 |
| Gross Fiduciary activities income | $127,000 | 1,066 |
| Service charges on deposit accounts | $1,688,000 | 783 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $372,000 | 3,539 |
| Total noninterest expense | $8,027,000 | 1,767 |
| Salaries and employee benefits | $3,775,000 | 1,756 |
| Premises and equipment expense | $1,937,000 | 1,086 |
| Additional noninterest expense | $2,315,000 | 2,164 |
| Pre-tax net operating income | $2,510,000 | 2,760 |
| Securities gains (losses) | $27,000 | 1,767 |
| Applicable income taxes | $782,000 | 2,907 |
| Income before extraordinary items | $1,755,000 | 2,772 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,755,000 | 2,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,584 |
| Cash dividends | $215,000 | 5,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,736,370 | 2,761 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,513,000 | 5,579 |
| Total interest expense | $2,441,000 | 5,671 |
| Net interest income | $3,072,000 | 5,395 |
| Provision for loan and lease losses | $88,000 | 4,902 |
| Total noninterest income | $371,000 | 6,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,550 |
| Total noninterest expense | $2,301,000 | 5,355 |
| Salaries and employee benefits | $1,103,000 | 5,591 |
| Premises and equipment expense | $359,000 | 4,937 |
| Additional noninterest expense | $839,000 | 5,053 |
| Pre-tax net operating income | $1,054,000 | 5,775 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $322,000 | 5,754 |
| Income before extraordinary items | $732,000 | 5,803 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $732,000 | 5,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $26,000 | 8,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $732,000 | 5,784 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 5,839 |
| Total interest expense | $1,850,000 | 5,949 |
| Net interest income | $2,960,000 | 5,660 |
| Provision for loan and lease losses | $62,000 | 5,552 |
| Total noninterest income | $394,000 | 6,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 4,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $2,233,000 | 5,673 |
| Salaries and employee benefits | $1,044,000 | 5,883 |
| Premises and equipment expense | $311,000 | 5,548 |
| Additional noninterest expense | $878,000 | 5,292 |
| Pre-tax net operating income | $1,059,000 | 5,723 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $341,000 | 5,376 |
| Income before extraordinary items | $740,000 | 5,661 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $740,000 | 5,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 11,913 |
| Cash dividends | $58,000 | 7,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $725,040 | 5,844 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,596,000 | 6,197 |
| Total interest expense | $1,991,000 | 5,858 |
| Net interest income | $2,605,000 | 6,342 |
| Provision for loan and lease losses | $159,000 | 4,514 |
| Total noninterest income | $455,000 | 5,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,857 |
| Total noninterest expense | $2,233,000 | 5,791 |
| Salaries and employee benefits | $1,057,000 | 5,836 |
| Premises and equipment expense | $333,000 | 5,419 |
| Additional noninterest expense | $843,000 | 5,668 |
| Pre-tax net operating income | $668,000 | 7,526 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $207,000 | 7,496 |
| Income before extraordinary items | $507,000 | 7,492 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $507,000 | 7,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,721 |
| Cash dividends | $155,000 | 6,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $474,340 | 7,493 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,749,000 | 6,628 |
| Total interest expense | $2,282,000 | 6,445 |
| Net interest income | $2,467,000 | 6,666 |
| Provision for loan and lease losses | $205,000 | 5,142 |
| Total noninterest income | $444,000 | 6,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 4,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,780 |
| Total noninterest expense | $2,196,000 | 5,931 |
| Salaries and employee benefits | $998,000 | 6,036 |
| Premises and equipment expense | $378,000 | 5,014 |
| Additional noninterest expense | $820,000 | 5,949 |
| Pre-tax net operating income | $510,000 | 8,339 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $450,000 | 7,744 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $450,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $173,000 | 5,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $444,780 | 7,430 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.