Home > Southwest Federal Savings and Loan Association of Chicago > Income and Expense
Southwest Federal Savings and Loan Association of Chicago, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,417,000 | 1,219 |
| Total interest expense | $16,134,000 | 1,013 |
| Net interest income | $11,283,000 | 1,524 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $1,488,000 | 2,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,488,000 | 1,328 |
| Total noninterest expense | $7,114,000 | 1,819 |
| Salaries and employee benefits | $4,172,000 | 1,559 |
| Premises and equipment expense | $1,894,000 | 1,045 |
| Additional noninterest expense | $1,048,000 | 3,732 |
| Pre-tax net operating income | $5,633,000 | 1,380 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $1,845,000 | 1,425 |
| Income before extraordinary items | $3,785,000 | 1,433 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,785,000 | 1,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $3,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,787,010 | 1,398 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $26,512,000 | 1,287 |
| Total interest expense | $15,360,000 | 1,066 |
| Net interest income | $11,152,000 | 1,594 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $1,304,000 | 2,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,304,000 | 1,505 |
| Total noninterest expense | $9,292,000 | 1,533 |
| Salaries and employee benefits | $4,305,000 | 1,545 |
| Premises and equipment expense | $1,899,000 | 1,104 |
| Additional noninterest expense | $3,088,000 | 1,687 |
| Pre-tax net operating income | $3,140,000 | 2,273 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $902,000 | 2,574 |
| Income before extraordinary items | $2,242,000 | 2,202 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,242,000 | 2,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $6,000,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,239,160 | 2,155 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,139,000 | 1,311 |
| Total interest expense | $14,552,000 | 1,154 |
| Net interest income | $11,587,000 | 1,552 |
| Provision for loan and lease losses | $16,000 | 7,905 |
| Total noninterest income | $1,096,000 | 2,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,096,000 | 1,697 |
| Total noninterest expense | $6,945,000 | 1,988 |
| Salaries and employee benefits | $3,902,000 | 1,703 |
| Premises and equipment expense | $1,689,000 | 1,230 |
| Additional noninterest expense | $1,354,000 | 3,365 |
| Pre-tax net operating income | $5,722,000 | 1,337 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $1,786,000 | 1,406 |
| Income before extraordinary items | $3,950,000 | 1,337 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,950,000 | 1,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $8,000,000 | 448 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,940,340 | 1,318 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,084,000 | 1,304 |
| Total interest expense | $10,154,000 | 1,300 |
| Net interest income | $13,930,000 | 1,297 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $1,022,000 | 3,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,022,000 | 1,813 |
| Total noninterest expense | $6,636,000 | 2,133 |
| Salaries and employee benefits | $3,784,000 | 1,781 |
| Premises and equipment expense | $1,556,000 | 1,345 |
| Additional noninterest expense | $1,296,000 | 3,781 |
| Pre-tax net operating income | $8,286,000 | 940 |
| Securities gains (losses) | $315,000 | 373 |
| Applicable income taxes | $2,946,000 | 892 |
| Income before extraordinary items | $5,655,000 | 916 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,655,000 | 913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $8,000,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $710,000 | 490 |
| Net operating income | $5,447,100 | 952 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,996,000 | 1,316 |
| Total interest expense | $8,918,000 | 1,496 |
| Net interest income | $15,078,000 | 1,208 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $1,043,000 | 3,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,043,000 | 1,979 |
| Total noninterest expense | $6,908,000 | 2,121 |
| Salaries and employee benefits | $4,120,000 | 1,633 |
| Premises and equipment expense | $1,458,000 | 1,454 |
| Additional noninterest expense | $1,330,000 | 3,863 |
| Pre-tax net operating income | $9,198,000 | 802 |
| Securities gains (losses) | $165,000 | 1,888 |
| Applicable income taxes | $3,287,000 | 785 |
| Income before extraordinary items | $6,076,000 | 861 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,076,000 | 895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 4,303 |
| Cash dividends | $6,000,000 | 407 |
| Sale, conversion, retirement of capital stock, net | $787,000 | 519 |
| Net operating income | $5,968,750 | 833 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,987,000 | 1,464 |
| Total interest expense | $11,703,000 | 1,510 |
| Net interest income | $13,284,000 | 1,392 |
| Provision for loan and lease losses | $70,000 | 8,246 |
| Total noninterest income | $969,000 | 3,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $969,000 | 2,052 |
| Total noninterest expense | $6,227,000 | 2,346 |
| Salaries and employee benefits | $3,707,000 | 1,793 |
| Premises and equipment expense | $1,418,000 | 1,511 |
| Additional noninterest expense | $1,102,000 | 4,679 |
| Pre-tax net operating income | $7,956,000 | 807 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $2,690,000 | 861 |
| Income before extraordinary items | $5,273,000 | 906 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,273,000 | 907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $10,232,000 | 89 |
| Net operating income | $5,268,380 | 830 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.