Home > Southwest Community Bank > Income and Expense
Southwest Community Bank, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,797,000 | 1,062 |
| Total interest expense | $1,069,000 | 3,083 |
| Net interest income | $7,728,000 | 725 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,402,000 | 990 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $544,000 | 776 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $858,000 | 913 |
| Total noninterest expense | $4,754,000 | 941 |
| Salaries and employee benefits | $2,574,000 | 949 |
| Premises and equipment expense | $619,000 | 1,022 |
| Additional noninterest expense | $1,561,000 | 853 |
| Pre-tax net operating income | $4,376,000 | 612 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,729,000 | 519 |
| Income before extraordinary items | $2,647,000 | 726 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,647,000 | 725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,413 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 361 |
| Net operating income | $2,647,000 | 710 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $30,075,000 | 1,096 |
| Total interest expense | $2,631,000 | 3,684 |
| Net interest income | $27,444,000 | 768 |
| Provision for loan and lease losses | $900,000 | 1,141 |
| Total noninterest income | $6,102,000 | 929 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,038,000 | 853 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,064,000 | 789 |
| Total noninterest expense | $18,053,000 | 939 |
| Salaries and employee benefits | $10,033,000 | 908 |
| Premises and equipment expense | $2,303,000 | 1,041 |
| Additional noninterest expense | $5,717,000 | 905 |
| Pre-tax net operating income | $14,593,000 | 686 |
| Securities gains (losses) | $-103,000 | 8,439 |
| Applicable income taxes | $5,666,000 | 586 |
| Income before extraordinary items | $8,824,000 | 818 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,824,000 | 821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,722 |
| Cash dividends | $250,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,889,920 | 798 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,701,000 | 1,107 |
| Total interest expense | $1,780,000 | 3,824 |
| Net interest income | $19,921,000 | 788 |
| Provision for loan and lease losses | $895,000 | 849 |
| Total noninterest income | $4,588,000 | 917 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,534,000 | 851 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,054,000 | 796 |
| Total noninterest expense | $13,055,000 | 968 |
| Salaries and employee benefits | $7,123,000 | 949 |
| Premises and equipment expense | $1,704,000 | 1,044 |
| Additional noninterest expense | $4,228,000 | 900 |
| Pre-tax net operating income | $10,559,000 | 698 |
| Securities gains (losses) | $-69,000 | 8,564 |
| Applicable income taxes | $4,115,000 | 612 |
| Income before extraordinary items | $6,375,000 | 844 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,375,000 | 845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,122 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,419,160 | 821 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,814,000 | 1,133 |
| Total interest expense | $1,117,000 | 3,820 |
| Net interest income | $12,697,000 | 826 |
| Provision for loan and lease losses | $770,000 | 658 |
| Total noninterest income | $2,851,000 | 967 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,054,000 | 804 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,797,000 | 871 |
| Total noninterest expense | $8,319,000 | 1,006 |
| Salaries and employee benefits | $4,380,000 | 1,035 |
| Premises and equipment expense | $1,123,000 | 1,063 |
| Additional noninterest expense | $2,816,000 | 894 |
| Pre-tax net operating income | $6,459,000 | 751 |
| Securities gains (losses) | $-18,000 | 8,332 |
| Applicable income taxes | $2,534,000 | 639 |
| Income before extraordinary items | $3,907,000 | 894 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,907,000 | 894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,534 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,918,520 | 867 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,429,000 | 1,189 |
| Total interest expense | $495,000 | 4,049 |
| Net interest income | $5,934,000 | 876 |
| Provision for loan and lease losses | $315,000 | 732 |
| Total noninterest income | $1,251,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $529,000 | 771 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $722,000 | 1,021 |
| Total noninterest expense | $4,167,000 | 998 |
| Salaries and employee benefits | $2,136,000 | 1,064 |
| Premises and equipment expense | $557,000 | 1,078 |
| Additional noninterest expense | $1,474,000 | 847 |
| Pre-tax net operating income | $2,703,000 | 876 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,067,000 | 727 |
| Income before extraordinary items | $1,636,000 | 1,060 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,636,000 | 1,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,636,000 | 1,034 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,050,000 | 1,521 |
| Total interest expense | $1,076,000 | 5,450 |
| Net interest income | $17,974,000 | 1,119 |
| Provision for loan and lease losses | $1,475,000 | 730 |
| Total noninterest income | $6,165,000 | 890 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,413,000 | 729 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,752,000 | 832 |
| Total noninterest expense | $14,039,000 | 1,163 |
| Salaries and employee benefits | $7,725,000 | 1,114 |
| Premises and equipment expense | $1,927,000 | 1,192 |
| Additional noninterest expense | $4,387,000 | 1,121 |
| Pre-tax net operating income | $8,625,000 | 1,015 |
| Securities gains (losses) | $-35,000 | 8,520 |
| Applicable income taxes | $3,458,000 | 803 |
| Income before extraordinary items | $5,132,000 | 1,268 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,132,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,300 |
| Cash dividends | $1,550,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,154,400 | 1,231 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,232,000 | 1,614 |
| Total interest expense | $709,000 | 5,787 |
| Net interest income | $12,523,000 | 1,187 |
| Provision for loan and lease losses | $725,000 | 1,046 |
| Total noninterest income | $4,642,000 | 907 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,864,000 | 709 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,778,000 | 855 |
| Total noninterest expense | $10,083,000 | 1,211 |
| Salaries and employee benefits | $5,553,000 | 1,171 |
| Premises and equipment expense | $1,396,000 | 1,237 |
| Additional noninterest expense | $3,134,000 | 1,169 |
| Pre-tax net operating income | $6,357,000 | 1,036 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,565,000 | 833 |
| Income before extraordinary items | $3,792,000 | 1,296 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,792,000 | 1,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,657 |
| Cash dividends | $1,550,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,792,000 | 1,263 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,466,000 | 1,660 |
| Total interest expense | $400,000 | 6,290 |
| Net interest income | $8,066,000 | 1,228 |
| Provision for loan and lease losses | $525,000 | 940 |
| Total noninterest income | $2,909,000 | 951 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,306,000 | 666 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,603,000 | 945 |
| Total noninterest expense | $6,417,000 | 1,268 |
| Salaries and employee benefits | $3,574,000 | 1,220 |
| Premises and equipment expense | $884,000 | 1,301 |
| Additional noninterest expense | $1,959,000 | 1,237 |
| Pre-tax net operating income | $4,033,000 | 1,079 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,625,000 | 866 |
| Income before extraordinary items | $2,408,000 | 1,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,408,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,767 |
| Cash dividends | $1,550,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,408,000 | 1,297 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 1,740 |
| Total interest expense | $175,000 | 6,691 |
| Net interest income | $3,864,000 | 1,292 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $1,385,000 | 973 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $666,000 | 643 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $719,000 | 1,004 |
| Total noninterest expense | $2,993,000 | 1,374 |
| Salaries and employee benefits | $1,674,000 | 1,315 |
| Premises and equipment expense | $424,000 | 1,375 |
| Additional noninterest expense | $895,000 | 1,354 |
| Pre-tax net operating income | $1,956,000 | 1,090 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $787,000 | 901 |
| Income before extraordinary items | $1,169,000 | 1,368 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,169,000 | 1,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,867 |
| Cash dividends | $1,450,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,169,000 | 1,302 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,278,000 | 2,146 |
| Total interest expense | $735,000 | 6,916 |
| Net interest income | $12,543,000 | 1,549 |
| Provision for loan and lease losses | $800,000 | 1,446 |
| Total noninterest income | $6,600,000 | 909 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,158,000 | 801 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,442,000 | 829 |
| Total noninterest expense | $12,578,000 | 1,287 |
| Salaries and employee benefits | $6,983,000 | 1,222 |
| Premises and equipment expense | $2,089,000 | 1,090 |
| Additional noninterest expense | $3,506,000 | 1,397 |
| Pre-tax net operating income | $5,765,000 | 1,431 |
| Securities gains (losses) | $228,000 | 1,248 |
| Applicable income taxes | $2,465,000 | 1,086 |
| Income before extraordinary items | $3,528,000 | 1,763 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,528,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,292 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 757 |
| Net operating income | $3,382,080 | 1,752 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,482,000 | 2,310 |
| Total interest expense | $569,000 | 6,990 |
| Net interest income | $8,913,000 | 1,644 |
| Provision for loan and lease losses | $495,000 | 1,677 |
| Total noninterest income | $5,309,000 | 883 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,549,000 | 834 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,760,000 | 790 |
| Total noninterest expense | $9,626,000 | 1,271 |
| Salaries and employee benefits | $5,343,000 | 1,206 |
| Premises and equipment expense | $1,272,000 | 1,354 |
| Additional noninterest expense | $3,011,000 | 1,250 |
| Pre-tax net operating income | $4,101,000 | 1,545 |
| Securities gains (losses) | $228,000 | 1,153 |
| Applicable income taxes | $1,774,000 | 1,160 |
| Income before extraordinary items | $2,555,000 | 1,881 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,555,000 | 1,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,434 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 595 |
| Net operating income | $2,409,080 | 1,882 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 2,392 |
| Total interest expense | $360,000 | 7,256 |
| Net interest income | $5,767,000 | 1,690 |
| Provision for loan and lease losses | $400,000 | 1,388 |
| Total noninterest income | $4,382,000 | 746 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $987,000 | 852 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,395,000 | 617 |
| Total noninterest expense | $6,869,000 | 1,184 |
| Salaries and employee benefits | $3,873,000 | 1,091 |
| Premises and equipment expense | $849,000 | 1,352 |
| Additional noninterest expense | $2,147,000 | 1,172 |
| Pre-tax net operating income | $2,880,000 | 1,471 |
| Securities gains (losses) | $228,000 | 963 |
| Applicable income taxes | $1,269,000 | 1,123 |
| Income before extraordinary items | $1,839,000 | 1,763 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,839,000 | 1,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 464 |
| Net operating income | $1,693,080 | 1,785 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 2,527 |
| Total interest expense | $178,000 | 7,383 |
| Net interest income | $2,720,000 | 1,790 |
| Provision for loan and lease losses | $190,000 | 1,428 |
| Total noninterest income | $2,166,000 | 739 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $505,000 | 817 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,661,000 | 614 |
| Total noninterest expense | $3,649,000 | 1,098 |
| Salaries and employee benefits | $2,121,000 | 1,015 |
| Premises and equipment expense | $435,000 | 1,327 |
| Additional noninterest expense | $1,093,000 | 1,132 |
| Pre-tax net operating income | $1,047,000 | 1,960 |
| Securities gains (losses) | $74,000 | 1,165 |
| Applicable income taxes | $452,000 | 1,494 |
| Income before extraordinary items | $669,000 | 2,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $669,000 | 2,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 294 |
| Net operating income | $621,640 | 2,319 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,122,000 | 3,264 |
| Total interest expense | $1,048,000 | 6,807 |
| Net interest income | $8,074,000 | 2,377 |
| Provision for loan and lease losses | $655,000 | 1,924 |
| Total noninterest income | $8,229,000 | 714 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,904,000 | 847 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,325,000 | 587 |
| Total noninterest expense | $12,752,000 | 1,195 |
| Salaries and employee benefits | $7,270,000 | 1,097 |
| Premises and equipment expense | $1,471,000 | 1,510 |
| Additional noninterest expense | $4,011,000 | 1,208 |
| Pre-tax net operating income | $2,896,000 | 2,573 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,079,000 | 2,096 |
| Income before extraordinary items | $1,817,000 | 3,001 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,817,000 | 3,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 9,103 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $5,449,000 | 142 |
| Net operating income | $1,817,000 | 2,922 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,578,000 | 4,196 |
| Total interest expense | $1,727,000 | 6,550 |
| Net interest income | $5,851,000 | 3,004 |
| Provision for loan and lease losses | $460,000 | 2,354 |
| Total noninterest income | $5,460,000 | 913 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,500,000 | 990 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,960,000 | 780 |
| Total noninterest expense | $9,811,000 | 1,500 |
| Salaries and employee benefits | $5,381,000 | 1,395 |
| Premises and equipment expense | $1,286,000 | 1,677 |
| Additional noninterest expense | $3,144,000 | 1,479 |
| Pre-tax net operating income | $1,040,000 | 4,813 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $146,000 | 5,491 |
| Income before extraordinary items | $894,000 | 4,587 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $894,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,220 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $894,000 | 4,472 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,165,000 | 4,982 |
| Total interest expense | $1,444,000 | 7,270 |
| Net interest income | $4,721,000 | 3,651 |
| Provision for loan and lease losses | $748,000 | 1,342 |
| Total noninterest income | $2,739,000 | 1,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $807,000 | 1,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,932,000 | 1,157 |
| Total noninterest expense | $5,985,000 | 2,288 |
| Salaries and employee benefits | $3,430,000 | 2,080 |
| Premises and equipment expense | $986,000 | 2,090 |
| Additional noninterest expense | $1,569,000 | 2,701 |
| Pre-tax net operating income | $727,000 | 6,129 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $726,000 | 5,324 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $726,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,009 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,528,000 | 316 |
| Net operating income | $726,000 | 5,324 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 7,503 |
| Total interest expense | $767,000 | 8,765 |
| Net interest income | $2,121,000 | 6,426 |
| Provision for loan and lease losses | $222,000 | 3,341 |
| Total noninterest income | $974,000 | 3,148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $730,000 | 2,306 |
| Total noninterest expense | $3,364,000 | 3,828 |
| Salaries and employee benefits | $1,949,000 | 3,525 |
| Premises and equipment expense | $713,000 | 2,827 |
| Additional noninterest expense | $702,000 | 5,234 |
| Pre-tax net operating income | $-491,000 | 9,841 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $-493,000 | 9,891 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-493,000 | 9,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 730 |
| Net operating income | $-493,000 | 9,872 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $935,000 | 9,904 |
| Total interest expense | $261,000 | 10,113 |
| Net interest income | $674,000 | 9,551 |
| Provision for loan and lease losses | $97,000 | 5,195 |
| Total noninterest income | $123,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,633 |
| Total noninterest expense | $1,680,000 | 6,265 |
| Salaries and employee benefits | $913,000 | 6,145 |
| Premises and equipment expense | $297,000 | 5,412 |
| Additional noninterest expense | $470,000 | 6,650 |
| Pre-tax net operating income | $-980,000 | 10,337 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,000 | 9,272 |
| Income before extraordinary items | $-982,000 | 10,357 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-982,000 | 10,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,074,000 | 452 |
| Net operating income | $-982,000 | 10,337 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,000 | 10,911 |
| Total interest expense | $1,000 | 10,893 |
| Net interest income | $22,000 | 10,908 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $0 | 10,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $557,000 | 9,908 |
| Salaries and employee benefits | $107,000 | 10,808 |
| Premises and equipment expense | $22,000 | 10,736 |
| Additional noninterest expense | $428,000 | 7,122 |
| Pre-tax net operating income | $-535,000 | 10,752 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-535,000 | 10,765 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-535,000 | 10,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,360,000 | 188 |
| Net operating income | $-535,000 | 10,747 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.