Home > Southwest Community Bank > Assets and Liabilities
Southwest Community Bank, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 121 | 1,430 |
| Assets and Liabilities | ||
| Total Assets: | $647,572,000 | 977 |
| Cash and due from depository institutions | $88,967,000 | 1,430 |
| Interest-bearing balances | $168,000 | 4,387 |
| Securities | $95,524,000 | 1,305 |
| Federal funds sold & reverse repurchase agreements | $135,410,000 | 130 |
| Net loans & leases | $306,293,000 | 1,429 |
| Loan loss allowance | $4,532,000 | 1,111 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,890,000 | 4,540 |
| Other real estate owned | $0 | 1,430 |
| Goodwill and other intangibles | $1,520,000 | 1,461 |
| All other assets | $17,968,000 | 988 |
| Life insurance assets | $9,127,000 | 597 |
| Total liabilities and capital | $647,572,000 | 977 |
| Total liabilities | $592,019,000 | 966 |
| Total deposits | $585,391,000 | 824 |
| Interest-bearing deposits | $144,133,000 | 2,879 |
| Deposits held in domestic offices | $585,391,000 | 822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,628,000 | 859 |
| Total equity capital | $55,553,000 | 1,121 |
| Total bank equity capital | $55,553,000 | 1,121 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $37,130,000 | 90 |
| Surplus | $0 | 8,136 |
| Undivided profits | $18,423,000 | 1,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $796,000 | 2,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $173,000 | 593 |
| Income earned, not collected on loans | $2,349,000 | 1,441 |
| Earning assets | $537,395,000 | 1,071 |
| Long-term assets (5+ years) | $44,958,000 | 1,917 |
| Average Assets, year-to-date | $651,693,000 | 968 |
| Average Assets, quarterly | $651,693,000 | 968 |
| Volatile liabilities | $14,500,000 | 5,273 |
| Insider loans | $1,264,000 | 3,733 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $1,056,000 | 816 |
| Unused loan commitments | $71,731,000 | 1,351 |
| Tier 1 (core) risk-based capital | $56,660,000 | 1,029 |
| Tier 2 risk-based capital | $4,532,000 | 1,086 |
| Total risk weighted assets | $414,546,000 | 1,089 |
| Total unused commitments | $71,731,000 | 1,351 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 124 | 1,402 |
| Assets and Liabilities | ||
| Total Assets: | $655,814,000 | 962 |
| Cash and due from depository institutions | $133,996,000 | 1,402 |
| Interest-bearing balances | $167,000 | 4,461 |
| Securities | $96,690,000 | 1,287 |
| Federal funds sold & reverse repurchase agreements | $93,095,000 | 161 |
| Net loans & leases | $310,312,000 | 1,383 |
| Loan loss allowance | $4,494,000 | 1,098 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,044,000 | 4,350 |
| Other real estate owned | $0 | 1,402 |
| Goodwill and other intangibles | $1,441,000 | 1,481 |
| All other assets | $18,236,000 | 968 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $655,814,000 | 962 |
| Total liabilities | $602,909,000 | 943 |
| Total deposits | $596,228,000 | 801 |
| Interest-bearing deposits | $162,017,000 | 2,587 |
| Deposits held in domestic offices | $596,228,000 | 799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,681,000 | 812 |
| Total equity capital | $52,905,000 | 1,153 |
| Total bank equity capital | $52,905,000 | 1,153 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $37,130,000 | 90 |
| Surplus | $0 | 8,157 |
| Undivided profits | $15,775,000 | 2,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,043,000 | 2,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $310,000 | 436 |
| Income earned, not collected on loans | $2,084,000 | 1,680 |
| Earning assets | $500,264,000 | 1,138 |
| Long-term assets (5+ years) | $43,666,000 | 1,948 |
| Average Assets, year-to-date | $598,731,600 | 996 |
| Average Assets, quarterly | $630,579,500 | 985 |
| Volatile liabilities | $14,786,000 | 5,177 |
| Insider loans | $3,632,000 | 1,805 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $3,078,000 | 455 |
| Unused loan commitments | $85,520,000 | 1,135 |
| Tier 1 (core) risk-based capital | $53,941,000 | 1,059 |
| Tier 2 risk-based capital | $4,494,000 | 1,077 |
| Total risk weighted assets | $420,852,000 | 1,052 |
| Total unused commitments | $85,520,000 | 1,135 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 118 | 1,449 |
| Assets and Liabilities | ||
| Total Assets: | $605,345,000 | 1,014 |
| Cash and due from depository institutions | $138,568,000 | 1,449 |
| Interest-bearing balances | $167,000 | 4,527 |
| Securities | $92,739,000 | 1,318 |
| Federal funds sold & reverse repurchase agreements | $64,970,000 | 218 |
| Net loans & leases | $290,241,000 | 1,452 |
| Loan loss allowance | $4,501,000 | 1,079 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,972,000 | 4,395 |
| Other real estate owned | $0 | 1,449 |
| Goodwill and other intangibles | $1,302,000 | 1,519 |
| All other assets | $15,553,000 | 1,100 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $605,345,000 | 1,014 |
| Total liabilities | $554,099,000 | 993 |
| Total deposits | $547,912,000 | 856 |
| Interest-bearing deposits | $131,816,000 | 2,990 |
| Deposits held in domestic offices | $547,912,000 | 854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,187,000 | 833 |
| Total equity capital | $51,246,000 | 1,175 |
| Total bank equity capital | $51,246,000 | 1,175 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $37,130,000 | 87 |
| Surplus | $0 | 8,180 |
| Undivided profits | $14,116,000 | 2,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,093,000 | 2,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $244,000 | 510 |
| Income earned, not collected on loans | $2,029,000 | 1,643 |
| Earning assets | $448,117,000 | 1,248 |
| Long-term assets (5+ years) | $43,503,000 | 1,965 |
| Average Assets, year-to-date | $584,461,000 | 1,006 |
| Average Assets, quarterly | $606,424,000 | 1,003 |
| Volatile liabilities | $9,818,000 | 6,073 |
| Insider loans | $4,991,000 | 1,286 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $5,100,000 | 399 |
| Unused loan commitments | $70,941,000 | 1,312 |
| Tier 1 (core) risk-based capital | $51,742,000 | 1,085 |
| Tier 2 risk-based capital | $4,501,000 | 1,051 |
| Total risk weighted assets | $395,632,000 | 1,089 |
| Total unused commitments | $70,941,000 | 1,312 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 120 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $607,503,000 | 984 |
| Cash and due from depository institutions | $129,992,000 | 1,425 |
| Interest-bearing balances | $167,000 | 4,478 |
| Securities | $94,893,000 | 1,298 |
| Federal funds sold & reverse repurchase agreements | $68,015,000 | 192 |
| Net loans & leases | $296,476,000 | 1,377 |
| Loan loss allowance | $4,374,000 | 1,084 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,941,000 | 4,414 |
| Other real estate owned | $0 | 1,425 |
| Goodwill and other intangibles | $1,182,000 | 1,567 |
| All other assets | $15,004,000 | 1,107 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $607,503,000 | 984 |
| Total liabilities | $558,629,000 | 963 |
| Total deposits | $553,825,000 | 813 |
| Interest-bearing deposits | $127,175,000 | 3,039 |
| Deposits held in domestic offices | $553,825,000 | 812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,804,000 | 948 |
| Total equity capital | $48,874,000 | 1,220 |
| Total bank equity capital | $48,874,000 | 1,220 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $37,130,000 | 80 |
| Surplus | $0 | 8,188 |
| Undivided profits | $11,744,000 | 2,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $795,000 | 2,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $343,000 | 424 |
| Income earned, not collected on loans | $1,778,000 | 1,721 |
| Earning assets | $459,551,000 | 1,188 |
| Long-term assets (5+ years) | $42,805,000 | 2,002 |
| Average Assets, year-to-date | $577,499,670 | 998 |
| Average Assets, quarterly | $602,811,000 | 979 |
| Volatile liabilities | $4,689,000 | 7,373 |
| Insider loans | $3,375,000 | 1,847 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $2,643,000 | 624 |
| Unused loan commitments | $70,751,000 | 1,262 |
| Tier 1 (core) risk-based capital | $49,274,000 | 1,112 |
| Tier 2 risk-based capital | $4,374,000 | 1,060 |
| Total risk weighted assets | $394,318,000 | 1,075 |
| Total unused commitments | $70,751,000 | 1,262 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 109 | 1,568 |
| Assets and Liabilities | ||
| Total Assets: | $598,119,000 | 979 |
| Cash and due from depository institutions | $148,018,000 | 1,568 |
| Interest-bearing balances | $167,000 | 4,550 |
| Securities | $82,792,000 | 1,516 |
| Federal funds sold & reverse repurchase agreements | $66,355,000 | 207 |
| Net loans & leases | $283,250,000 | 1,406 |
| Loan loss allowance | $4,062,000 | 1,165 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,081,000 | 4,216 |
| Other real estate owned | $0 | 1,568 |
| Goodwill and other intangibles | $1,042,000 | 1,625 |
| All other assets | $14,581,000 | 1,106 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $598,119,000 | 979 |
| Total liabilities | $556,839,000 | 945 |
| Total deposits | $553,448,000 | 807 |
| Interest-bearing deposits | $138,847,000 | 2,839 |
| Deposits held in domestic offices | $553,448,000 | 804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,391,000 | 1,287 |
| Total equity capital | $41,280,000 | 1,383 |
| Total bank equity capital | $41,280,000 | 1,383 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $32,130,000 | 84 |
| Surplus | $0 | 8,248 |
| Undivided profits | $9,150,000 | 3,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,613,000 | 1,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,104,000 | 171 |
| Income earned, not collected on loans | $1,629,000 | 1,831 |
| Earning assets | $432,564,000 | 1,247 |
| Long-term assets (5+ years) | $58,677,000 | 1,617 |
| Average Assets, year-to-date | $562,498,000 | 1,022 |
| Average Assets, quarterly | $562,498,000 | 1,022 |
| Volatile liabilities | $5,242,000 | 7,141 |
| Insider loans | $3,183,000 | 1,905 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $3,503,000 | 462 |
| Unused loan commitments | $65,831,000 | 1,316 |
| Tier 1 (core) risk-based capital | $42,003,000 | 1,292 |
| Tier 2 risk-based capital | $4,062,000 | 1,130 |
| Total risk weighted assets | $381,415,000 | 1,088 |
| Total unused commitments | $65,831,000 | 1,316 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 108 | 1,581 |
| Assets and Liabilities | ||
| Total Assets: | $526,877,000 | 1,097 |
| Cash and due from depository institutions | $101,329,000 | 1,581 |
| Interest-bearing balances | $167,000 | 4,553 |
| Securities | $61,805,000 | 2,014 |
| Federal funds sold & reverse repurchase agreements | $69,190,000 | 194 |
| Net loans & leases | $279,894,000 | 1,408 |
| Loan loss allowance | $3,744,000 | 1,253 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,240,000 | 4,022 |
| Other real estate owned | $0 | 1,581 |
| Goodwill and other intangibles | $992,000 | 1,645 |
| All other assets | $11,427,000 | 1,354 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $526,877,000 | 1,097 |
| Total liabilities | $489,130,000 | 1,066 |
| Total deposits | $486,416,000 | 902 |
| Interest-bearing deposits | $120,730,000 | 3,146 |
| Deposits held in domestic offices | $486,416,000 | 901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,714,000 | 1,496 |
| Total equity capital | $37,747,000 | 1,511 |
| Total bank equity capital | $37,747,000 | 1,511 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $29,630,000 | 95 |
| Surplus | $0 | 8,282 |
| Undivided profits | $8,117,000 | 3,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,765,000 | 1,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,177,000 | 153 |
| Income earned, not collected on loans | $1,338,000 | 2,256 |
| Earning assets | $411,056,000 | 1,309 |
| Long-term assets (5+ years) | $53,932,000 | 1,766 |
| Average Assets, year-to-date | $420,271,000 | 1,326 |
| Average Assets, quarterly | $498,916,500 | 1,148 |
| Volatile liabilities | $6,612,000 | 6,734 |
| Insider loans | $3,283,000 | 1,846 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $2,160,000 | 596 |
| Unused loan commitments | $74,131,000 | 1,159 |
| Tier 1 (core) risk-based capital | $37,867,000 | 1,411 |
| Tier 2 risk-based capital | $3,744,000 | 1,222 |
| Total risk weighted assets | $346,201,000 | 1,188 |
| Total unused commitments | $74,131,000 | 1,160 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 105 | 1,628 |
| Assets and Liabilities | ||
| Total Assets: | $470,956,000 | 1,223 |
| Cash and due from depository institutions | $82,531,000 | 1,628 |
| Interest-bearing balances | $267,000 | 4,161 |
| Securities | $53,152,000 | 2,283 |
| Federal funds sold & reverse repurchase agreements | $95,970,000 | 156 |
| Net loans & leases | $226,452,000 | 1,707 |
| Loan loss allowance | $3,285,000 | 1,442 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,310,000 | 3,892 |
| Other real estate owned | $0 | 1,628 |
| Goodwill and other intangibles | $882,000 | 1,711 |
| All other assets | $9,659,000 | 1,568 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $470,956,000 | 1,223 |
| Total liabilities | $434,248,000 | 1,187 |
| Total deposits | $432,166,000 | 993 |
| Interest-bearing deposits | $109,042,000 | 3,375 |
| Deposits held in domestic offices | $432,166,000 | 989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,082,000 | 1,860 |
| Total equity capital | $36,708,000 | 1,544 |
| Total bank equity capital | $36,708,000 | 1,544 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $29,630,000 | 97 |
| Surplus | $0 | 8,313 |
| Undivided profits | $7,078,000 | 3,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $986,000 | 2,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $389,000 | 398 |
| Income earned, not collected on loans | $1,227,000 | 2,541 |
| Earning assets | $375,841,000 | 1,421 |
| Long-term assets (5+ years) | $50,937,000 | 1,847 |
| Average Assets, year-to-date | $393,619,500 | 1,428 |
| Average Assets, quarterly | $441,286,000 | 1,278 |
| Volatile liabilities | $7,273,000 | 6,549 |
| Insider loans | $2,716,000 | 2,133 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $1,282,000 | 783 |
| Unused loan commitments | $65,514,000 | 1,279 |
| Tier 1 (core) risk-based capital | $36,527,000 | 1,448 |
| Tier 2 risk-based capital | $3,285,000 | 1,385 |
| Total risk weighted assets | $292,398,000 | 1,391 |
| Total unused commitments | $65,514,000 | 1,279 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 99 | 1,724 |
| Assets and Liabilities | ||
| Total Assets: | $411,616,000 | 1,385 |
| Cash and due from depository institutions | $63,865,000 | 1,724 |
| Interest-bearing balances | $267,000 | 4,232 |
| Securities | $44,972,000 | 2,663 |
| Federal funds sold & reverse repurchase agreements | $82,575,000 | 171 |
| Net loans & leases | $208,418,000 | 1,791 |
| Loan loss allowance | $3,093,000 | 1,505 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,372,000 | 3,805 |
| Other real estate owned | $0 | 1,724 |
| Goodwill and other intangibles | $746,000 | 1,821 |
| All other assets | $8,668,000 | 1,698 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $411,616,000 | 1,385 |
| Total liabilities | $386,263,000 | 1,319 |
| Total deposits | $384,595,000 | 1,127 |
| Interest-bearing deposits | $107,861,000 | 3,418 |
| Deposits held in domestic offices | $384,595,000 | 1,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,668,000 | 2,049 |
| Total equity capital | $25,353,000 | 2,189 |
| Total bank equity capital | $25,353,000 | 2,189 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $20,130,000 | 129 |
| Surplus | $0 | 8,370 |
| Undivided profits | $5,223,000 | 4,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $843,000 | 2,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $340,000 | 453 |
| Income earned, not collected on loans | $989,000 | 2,970 |
| Earning assets | $336,232,000 | 1,574 |
| Long-term assets (5+ years) | $54,948,000 | 1,797 |
| Average Assets, year-to-date | $367,840,670 | 1,534 |
| Average Assets, quarterly | $384,383,000 | 1,472 |
| Volatile liabilities | $7,978,000 | 6,319 |
| Insider loans | $3,424,000 | 1,697 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $1,660,000 | 693 |
| Unused loan commitments | $61,803,000 | 1,315 |
| Tier 1 (core) risk-based capital | $25,643,000 | 2,106 |
| Tier 2 risk-based capital | $3,093,000 | 1,451 |
| Total risk weighted assets | $269,149,000 | 1,492 |
| Total unused commitments | $61,803,000 | 1,316 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 94 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $357,150,000 | 1,605 |
| Cash and due from depository institutions | $90,798,000 | 1,815 |
| Interest-bearing balances | $167,000 | 4,833 |
| Securities | $22,576,000 | 4,437 |
| Federal funds sold & reverse repurchase agreements | $24,160,000 | 566 |
| Net loans & leases | $208,809,000 | 1,753 |
| Loan loss allowance | $2,866,000 | 1,600 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,368,000 | 3,777 |
| Other real estate owned | $0 | 1,815 |
| Goodwill and other intangibles | $714,000 | 1,841 |
| All other assets | $7,725,000 | 1,761 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $357,150,000 | 1,605 |
| Total liabilities | $332,566,000 | 1,537 |
| Total deposits | $330,701,000 | 1,342 |
| Interest-bearing deposits | $70,644,000 | 4,788 |
| Deposits held in domestic offices | $330,701,000 | 1,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,865,000 | 2,068 |
| Total equity capital | $24,584,000 | 2,286 |
| Total bank equity capital | $24,584,000 | 2,286 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $20,130,000 | 130 |
| Surplus | $0 | 8,403 |
| Undivided profits | $4,454,000 | 4,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $943,000 | 2,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $433,000 | 412 |
| Income earned, not collected on loans | $970,000 | 2,986 |
| Earning assets | $255,712,000 | 2,028 |
| Long-term assets (5+ years) | $40,976,000 | 2,206 |
| Average Assets, year-to-date | $345,953,000 | 1,629 |
| Average Assets, quarterly | $345,953,000 | 1,629 |
| Volatile liabilities | $6,957,000 | 6,541 |
| Insider loans | $3,417,000 | 1,669 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $2,277,000 | 660 |
| Unused loan commitments | $62,088,000 | 1,266 |
| Tier 1 (core) risk-based capital | $24,504,000 | 2,163 |
| Tier 2 risk-based capital | $2,866,000 | 1,530 |
| Total risk weighted assets | $252,018,000 | 1,553 |
| Total unused commitments | $62,088,000 | 1,270 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 86 | 2,009 |
| Assets and Liabilities | ||
| Total Assets: | $334,756,000 | 1,692 |
| Cash and due from depository institutions | $110,640,000 | 2,009 |
| Interest-bearing balances | $268,000 | 4,295 |
| Securities | $23,852,000 | 4,349 |
| Federal funds sold & reverse repurchase agreements | $4,175,000 | 2,651 |
| Net loans & leases | $186,244,000 | 1,929 |
| Loan loss allowance | $2,511,000 | 1,812 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,423,000 | 3,709 |
| Other real estate owned | $0 | 2,009 |
| Goodwill and other intangibles | $666,000 | 1,872 |
| All other assets | $6,756,000 | 1,991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,756,000 | 1,692 |
| Total liabilities | $310,047,000 | 1,650 |
| Total deposits | $308,873,000 | 1,437 |
| Interest-bearing deposits | $72,117,000 | 4,696 |
| Deposits held in domestic offices | $308,873,000 | 1,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,174,000 | 2,774 |
| Total equity capital | $24,709,000 | 2,245 |
| Total bank equity capital | $24,709,000 | 2,245 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $20,130,000 | 135 |
| Surplus | $0 | 8,463 |
| Undivided profits | $4,579,000 | 4,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,101,000 | 2,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $559,000 | 312 |
| Income earned, not collected on loans | $859,000 | 3,451 |
| Earning assets | $214,539,000 | 2,390 |
| Long-term assets (5+ years) | $39,116,000 | 2,302 |
| Average Assets, year-to-date | $286,366,600 | 1,887 |
| Average Assets, quarterly | $319,412,000 | 1,757 |
| Volatile liabilities | $8,279,000 | 6,179 |
| Insider loans | $214,000 | 6,674 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $1,414,000 | 758 |
| Unused loan commitments | $74,382,000 | 1,083 |
| Tier 1 (core) risk-based capital | $24,785,000 | 2,120 |
| Tier 2 risk-based capital | $2,511,000 | 1,712 |
| Total risk weighted assets | $225,711,000 | 1,694 |
| Total unused commitments | $74,382,000 | 1,084 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 86 | 2,020 |
| Assets and Liabilities | ||
| Total Assets: | $304,068,000 | 1,865 |
| Cash and due from depository institutions | $101,535,000 | 2,020 |
| Interest-bearing balances | $268,000 | 4,422 |
| Securities | $25,257,000 | 4,116 |
| Federal funds sold & reverse repurchase agreements | $3,025,000 | 3,596 |
| Net loans & leases | $164,755,000 | 2,155 |
| Loan loss allowance | $2,300,000 | 1,986 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,386,000 | 3,726 |
| Other real estate owned | $0 | 2,020 |
| Goodwill and other intangibles | $540,000 | 1,975 |
| All other assets | $6,570,000 | 2,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $304,068,000 | 1,865 |
| Total liabilities | $280,316,000 | 1,811 |
| Total deposits | $279,634,000 | 1,603 |
| Interest-bearing deposits | $65,359,000 | 5,024 |
| Deposits held in domestic offices | $279,634,000 | 1,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $682,000 | 4,154 |
| Total equity capital | $23,752,000 | 2,315 |
| Total bank equity capital | $23,752,000 | 2,315 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $20,130,000 | 141 |
| Surplus | $0 | 8,515 |
| Undivided profits | $3,622,000 | 5,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,893,000 | 1,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,020,000 | 202 |
| Income earned, not collected on loans | $830,000 | 3,722 |
| Earning assets | $193,305,000 | 2,624 |
| Long-term assets (5+ years) | $25,639,000 | 3,105 |
| Average Assets, year-to-date | $274,269,250 | 1,978 |
| Average Assets, quarterly | $292,984,000 | 1,914 |
| Volatile liabilities | $7,465,000 | 6,454 |
| Insider loans | $3,254,000 | 1,715 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $2,339,000 | 797 |
| Unused loan commitments | $65,750,000 | 1,203 |
| Tier 1 (core) risk-based capital | $23,911,000 | 2,196 |
| Tier 2 risk-based capital | $2,300,000 | 1,845 |
| Total risk weighted assets | $194,486,000 | 1,936 |
| Total unused commitments | $65,750,000 | 1,208 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 85 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $281,900,000 | 1,972 |
| Cash and due from depository institutions | $63,499,000 | 2,061 |
| Interest-bearing balances | $367,000 | 4,235 |
| Securities | $29,161,000 | 3,629 |
| Federal funds sold & reverse repurchase agreements | $30,207,000 | 522 |
| Net loans & leases | $149,564,000 | 2,318 |
| Loan loss allowance | $2,203,000 | 2,037 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,463,000 | 3,620 |
| Other real estate owned | $0 | 2,061 |
| Goodwill and other intangibles | $645,000 | 1,830 |
| All other assets | $6,361,000 | 1,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,900,000 | 1,972 |
| Total liabilities | $258,591,000 | 1,939 |
| Total deposits | $247,741,000 | 1,810 |
| Interest-bearing deposits | $61,450,000 | 5,222 |
| Deposits held in domestic offices | $247,741,000 | 1,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,335 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $850,000 | 3,695 |
| Total equity capital | $23,309,000 | 2,350 |
| Total bank equity capital | $23,309,000 | 2,350 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $20,130,000 | 140 |
| Surplus | $0 | 8,544 |
| Undivided profits | $3,179,000 | 5,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,100,000 | 2,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $148,000 | 805 |
| Income earned, not collected on loans | $782,000 | 3,778 |
| Earning assets | $209,299,000 | 2,427 |
| Long-term assets (5+ years) | $44,089,000 | 1,974 |
| Average Assets, year-to-date | $264,336,330 | 2,051 |
| Average Assets, quarterly | $271,055,500 | 2,030 |
| Volatile liabilities | $14,092,000 | 4,757 |
| Insider loans | $3,255,000 | 1,691 |
| FHLB advances | $10,000,000 | 2,177 |
| Loans and leases held for sale | $1,130,000 | 1,396 |
| Unused loan commitments | $55,459,000 | 1,330 |
| Tier 1 (core) risk-based capital | $23,296,000 | 2,209 |
| Tier 2 risk-based capital | $2,203,000 | 1,874 |
| Total risk weighted assets | $186,565,000 | 1,973 |
| Total unused commitments | $55,459,000 | 1,341 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 146 | 1,147 |
| Assets and Liabilities | ||
| Total Assets: | $260,211,000 | 2,083 |
| Cash and due from depository institutions | $59,246,000 | 1,147 |
| Interest-bearing balances | $267,000 | 4,420 |
| Securities | $16,558,000 | 5,241 |
| Federal funds sold & reverse repurchase agreements | $32,234,000 | 499 |
| Net loans & leases | $140,560,000 | 2,405 |
| Loan loss allowance | $1,989,000 | 2,208 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,273,000 | 2,221 |
| Other real estate owned | $0 | 1,147 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,340,000 | 1,731 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,211,000 | 2,083 |
| Total liabilities | $243,401,000 | 2,012 |
| Total deposits | $240,391,000 | 1,827 |
| Interest-bearing deposits | $51,670,000 | 5,809 |
| Deposits held in domestic offices | $240,391,000 | 1,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $517,000 | 5,060 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,493,000 | 1,739 |
| Total equity capital | $16,810,000 | 3,120 |
| Total bank equity capital | $16,810,000 | 3,120 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $14,624,000 | 192 |
| Surplus | $0 | 8,583 |
| Undivided profits | $2,186,000 | 6,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $715,000 | 4,090 |
| Earning assets | $189,619,000 | 2,636 |
| Long-term assets (5+ years) | $32,154,000 | 2,439 |
| Average Assets, year-to-date | $255,554,500 | 2,100 |
| Average Assets, quarterly | $255,554,500 | 2,100 |
| Volatile liabilities | $6,512,000 | 6,741 |
| Insider loans | $3,149,000 | 1,717 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $2,344,000 | 932 |
| Unused loan commitments | $57,384,000 | 1,246 |
| Tier 1 (core) risk-based capital | $18,121,000 | 2,728 |
| Tier 2 risk-based capital | $1,989,000 | 2,015 |
| Total risk weighted assets | $178,498,000 | 2,013 |
| Total unused commitments | $57,384,000 | 1,256 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 140 | 1,189 |
| Assets and Liabilities | ||
| Total Assets: | $250,898,000 | 2,136 |
| Cash and due from depository institutions | $78,729,000 | 1,189 |
| Interest-bearing balances | $67,000 | 5,599 |
| Securities | $15,130,000 | 5,449 |
| Federal funds sold & reverse repurchase agreements | $20,370,000 | 683 |
| Net loans & leases | $125,856,000 | 2,628 |
| Loan loss allowance | $1,798,000 | 2,354 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,626,000 | 2,565 |
| Other real estate owned | $0 | 1,189 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $7,187,000 | 1,720 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,898,000 | 2,136 |
| Total liabilities | $234,721,000 | 2,056 |
| Total deposits | $231,995,000 | 1,866 |
| Interest-bearing deposits | $51,398,000 | 5,779 |
| Deposits held in domestic offices | $231,995,000 | 1,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $576,000 | 5,171 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,150,000 | 1,903 |
| Total equity capital | $16,177,000 | 3,183 |
| Total bank equity capital | $16,177,000 | 3,183 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $14,595,000 | 192 |
| Surplus | $0 | 8,619 |
| Undivided profits | $1,582,000 | 7,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 893 |
| Income earned, not collected on loans | $657,000 | 4,610 |
| Earning assets | $161,423,000 | 2,962 |
| Long-term assets (5+ years) | $30,018,000 | 2,548 |
| Average Assets, year-to-date | $176,516,800 | 2,834 |
| Average Assets, quarterly | $232,166,500 | 2,283 |
| Volatile liabilities | $7,491,000 | 6,436 |
| Insider loans | $3,295,000 | 1,608 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $1,779,000 | 1,108 |
| Unused loan commitments | $49,739,000 | 1,347 |
| Tier 1 (core) risk-based capital | $17,407,000 | 2,772 |
| Tier 2 risk-based capital | $1,798,000 | 2,166 |
| Total risk weighted assets | $155,636,000 | 2,253 |
| Total unused commitments | $49,739,000 | 1,350 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 123 | 1,347 |
| Assets and Liabilities | ||
| Total Assets: | $123,074,000 | 3,871 |
| Cash and due from depository institutions | $13,830,000 | 1,347 |
| Interest-bearing balances | $1,350,000 | 2,672 |
| Securities | $5,033,000 | 7,920 |
| Federal funds sold & reverse repurchase agreements | $13,101,000 | 1,118 |
| Net loans & leases | $82,908,000 | 3,666 |
| Loan loss allowance | $1,103,000 | 3,345 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,649,000 | 2,494 |
| Other real estate owned | $0 | 1,347 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,553,000 | 2,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,074,000 | 3,871 |
| Total liabilities | $114,299,000 | 3,769 |
| Total deposits | $112,856,000 | 3,534 |
| Interest-bearing deposits | $48,874,000 | 5,864 |
| Deposits held in domestic offices | $112,856,000 | 3,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $596,000 | 4,948 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $847,000 | 3,889 |
| Total equity capital | $8,775,000 | 4,993 |
| Total bank equity capital | $8,775,000 | 4,993 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $9,146,000 | 333 |
| Surplus | $0 | 8,858 |
| Undivided profits | $-371,000 | 8,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $304,000 | 5,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $522,000 | 5,786 |
| Earning assets | $102,392,000 | 4,190 |
| Long-term assets (5+ years) | $7,630,000 | 5,374 |
| Average Assets, year-to-date | $103,767,600 | 4,269 |
| Average Assets, quarterly | $115,721,500 | 4,044 |
| Volatile liabilities | $7,990,000 | 6,228 |
| Insider loans | $42,000 | 8,174 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $2,385,000 | 851 |
| Unused loan commitments | $22,070,000 | 2,332 |
| Tier 1 (core) risk-based capital | $9,262,000 | 4,621 |
| Tier 2 risk-based capital | $1,103,000 | 3,108 |
| Total risk weighted assets | $101,129,000 | 3,184 |
| Total unused commitments | $22,070,000 | 2,337 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 51 | 3,286 |
| Assets and Liabilities | ||
| Total Assets: | $87,083,000 | 4,924 |
| Cash and due from depository institutions | $9,623,000 | 3,286 |
| Interest-bearing balances | $273,000 | 3,599 |
| Securities | $3,491,000 | 8,860 |
| Federal funds sold & reverse repurchase agreements | $6,822,000 | 1,776 |
| Net loans & leases | $63,557,000 | 4,405 |
| Loan loss allowance | $808,000 | 4,123 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,515,000 | 3,387 |
| Other real estate owned | $0 | 3,286 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,075,000 | 5,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,083,000 | 4,924 |
| Total liabilities | $79,226,000 | 4,864 |
| Total deposits | $78,241,000 | 4,638 |
| Interest-bearing deposits | $41,899,000 | 6,276 |
| Deposits held in domestic offices | $78,241,000 | 4,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $340,000 | 5,154 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $645,000 | 4,947 |
| Total equity capital | $7,857,000 | 5,322 |
| Total bank equity capital | $7,857,000 | 5,322 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $9,146,000 | 342 |
| Surplus | $0 | 9,124 |
| Undivided profits | $-1,289,000 | 9,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 769 |
| Income earned, not collected on loans | $450,000 | 5,483 |
| Earning assets | $74,143,000 | 5,164 |
| Long-term assets (5+ years) | $1,819,000 | 7,453 |
| Average Assets, year-to-date | $65,389,600 | 5,742 |
| Average Assets, quarterly | $81,314,000 | 5,085 |
| Volatile liabilities | $8,643,000 | 6,038 |
| Insider loans | $84,000 | 8,025 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $3,062,000 | 425 |
| Unused loan commitments | $18,632,000 | 2,454 |
| Tier 1 (core) risk-based capital | $8,241,000 | 4,995 |
| Tier 2 risk-based capital | $808,000 | 3,866 |
| Total risk weighted assets | $74,792,500 | 3,972 |
| Total unused commitments | $18,632,000 | 2,458 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 31 | 5,132 |
| Assets and Liabilities | ||
| Total Assets: | $47,545,000 | 7,082 |
| Cash and due from depository institutions | $4,125,000 | 5,132 |
| Interest-bearing balances | $600,000 | 2,939 |
| Securities | $2,162,000 | 9,577 |
| Federal funds sold & reverse repurchase agreements | $7,706,000 | 1,248 |
| Net loans & leases | $30,906,000 | 6,699 |
| Loan loss allowance | $319,000 | 7,196 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,839,000 | 4,236 |
| Other real estate owned | $0 | 5,132 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $807,000 | 6,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,545,000 | 7,082 |
| Total liabilities | $42,959,000 | 7,036 |
| Total deposits | $42,238,000 | 6,874 |
| Interest-bearing deposits | $26,194,000 | 7,921 |
| Deposits held in domestic offices | $42,238,000 | 6,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $398,000 | 5,120 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $323,000 | 6,727 |
| Total equity capital | $4,586,000 | 7,317 |
| Total bank equity capital | $4,586,000 | 7,317 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,619,000 | 538 |
| Surplus | $0 | 9,427 |
| Undivided profits | $-2,033,000 | 10,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 7,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $177,000 | 8,099 |
| Earning assets | $41,374,000 | 7,239 |
| Long-term assets (5+ years) | $1,131,000 | 8,196 |
| Average Assets, year-to-date | $35,661,200 | 7,864 |
| Average Assets, quarterly | $43,708,500 | 7,339 |
| Volatile liabilities | $4,429,000 | 7,634 |
| Insider loans | $1,075,000 | 3,586 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,044,000 | 683 |
| Unused loan commitments | $11,430,000 | 3,432 |
| Tier 1 (core) risk-based capital | $4,766,000 | 7,179 |
| Tier 2 risk-based capital | $319,000 | 6,843 |
| Total risk weighted assets | $39,494,500 | 6,055 |
| Total unused commitments | $11,430,000 | 3,437 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $23,569,000 | 9,218 |
| Cash and due from depository institutions | $2,146,000 | 6,316 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $3,704,000 | 9,225 |
| Federal funds sold & reverse repurchase agreements | $4,925,000 | 3,459 |
| Net loans & leases | $11,425,000 | 9,261 |
| Loan loss allowance | $97,000 | 9,688 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,173,000 | 5,483 |
| Other real estate owned | $0 | 6,316 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $196,000 | 9,926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,569,000 | 9,218 |
| Total liabilities | $18,650,000 | 9,400 |
| Total deposits | $17,969,000 | 9,381 |
| Interest-bearing deposits | $11,974,000 | 9,719 |
| Deposits held in domestic offices | $17,969,000 | 9,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $104,000 | 4,771 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $577,000 | 5,263 |
| Total equity capital | $4,919,000 | 7,168 |
| Total bank equity capital | $4,919,000 | 7,168 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,434,000 | 540 |
| Surplus | $0 | 9,669 |
| Undivided profits | $-1,515,000 | 10,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $56,000 | 9,883 |
| Earning assets | $20,054,000 | 9,334 |
| Long-term assets (5+ years) | $131,000 | 9,062 |
| Average Assets, year-to-date | $15,335,600 | 9,849 |
| Average Assets, quarterly | $22,293,000 | 9,274 |
| Volatile liabilities | $2,031,000 | 8,985 |
| Insider loans | $740,000 | 4,291 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $23,000 | 1,662 |
| Unused loan commitments | $7,608,000 | 4,299 |
| Tier 1 (core) risk-based capital | $5,395,000 | 6,611 |
| Tier 2 risk-based capital | $97,000 | 9,575 |
| Total risk weighted assets | $16,941,500 | 8,683 |
| Total unused commitments | $7,608,000 | 4,304 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 11 | 9,106 |
| Assets and Liabilities | ||
| Total Assets: | $6,296,000 | 10,865 |
| Cash and due from depository institutions | $449,000 | 9,106 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 10,855 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,410 |
| Net loans & leases | $0 | 10,903 |
| Loan loss allowance | $0 | 10,849 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $117,000 | 10,044 |
| Other real estate owned | $0 | 9,106 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $30,000 | 10,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,296,000 | 10,865 |
| Total liabilities | $1,471,000 | 10,906 |
| Total deposits | $1,404,000 | 10,877 |
| Interest-bearing deposits | $1,282,000 | 10,815 |
| Deposits held in domestic offices | $1,404,000 | 10,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $67,000 | 10,540 |
| Total equity capital | $4,825,000 | 7,306 |
| Total bank equity capital | $4,825,000 | 7,306 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,360,000 | 663 |
| Surplus | $0 | 10,084 |
| Undivided profits | $-535,000 | 10,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $0 | 10,814 |
| Earning assets | $5,700,000 | 10,831 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $6,296,000 | 10,860 |
| Average Assets, quarterly | $6,296,000 | 10,867 |
| Volatile liabilities | $288,000 | 10,708 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $4,825,000 | 7,164 |
| Tier 2 risk-based capital | $0 | 10,816 |
| Total risk weighted assets | $1,365,000 | 10,894 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |