Home > Southwest Community Bank > Income and Expense
Southwest Community Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $912,000 | 5,834 |
| Total interest expense | $568,000 | 3,579 |
| Net interest income | $344,000 | 7,037 |
| Provision for loan and lease losses | $5,280,000 | 357 |
| Total noninterest income | $984,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $4,000 | 6,875 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $980,000 | 804 |
| Total noninterest expense | $928,000 | 4,493 |
| Salaries and employee benefits | $208,000 | 6,541 |
| Premises and equipment expense | $69,000 | 5,780 |
| Additional noninterest expense | $651,000 | 2,525 |
| Pre-tax net operating income | $-4,880,000 | 7,759 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-4,880,000 | 7,787 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,880,000 | 7,788 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,880,000 | 7,788 |
| Net charge-offs | $3,340,000 | 450 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-4,880,000 | 7,779 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 5,071 |
| Total interest expense | $2,940,000 | 3,460 |
| Net interest income | $2,162,000 | 6,198 |
| Provision for loan and lease losses | $3,805,000 | 1,707 |
| Total noninterest income | $-302,000 | 7,850 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $37,000 | 6,693 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-339,000 | 7,750 |
| Total noninterest expense | $3,742,000 | 4,525 |
| Salaries and employee benefits | $1,196,000 | 5,856 |
| Premises and equipment expense | $367,000 | 5,205 |
| Additional noninterest expense | $2,179,000 | 3,110 |
| Pre-tax net operating income | $-5,687,000 | 7,243 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-504,000 | 7,035 |
| Income before extraordinary items | $-5,183,000 | 7,276 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,183,000 | 7,276 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,183,000 | 7,276 |
| Net charge-offs | $2,887,000 | 1,646 |
| Cash dividends | $55,000 | 4,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,183,000 | 7,300 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,993,000 | 5,014 |
| Total interest expense | $2,226,000 | 3,576 |
| Net interest income | $1,767,000 | 6,004 |
| Provision for loan and lease losses | $3,138,000 | 1,445 |
| Total noninterest income | $-214,000 | 7,954 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $27,000 | 6,750 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-241,000 | 7,890 |
| Total noninterest expense | $2,682,000 | 4,660 |
| Salaries and employee benefits | $941,000 | 5,745 |
| Premises and equipment expense | $268,000 | 5,312 |
| Additional noninterest expense | $1,473,000 | 3,324 |
| Pre-tax net operating income | $-4,267,000 | 7,439 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,608,000 | 7,670 |
| Income before extraordinary items | $-2,659,000 | 7,311 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,659,000 | 7,310 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,659,000 | 7,311 |
| Net charge-offs | $855,000 | 2,385 |
| Cash dividends | $55,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,659,000 | 7,306 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 5,002 |
| Total interest expense | $1,430,000 | 3,788 |
| Net interest income | $1,286,000 | 5,798 |
| Provision for loan and lease losses | $1,370,000 | 1,731 |
| Total noninterest income | $-142,000 | 8,054 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $18,000 | 6,781 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-160,000 | 8,001 |
| Total noninterest expense | $1,840,000 | 4,618 |
| Salaries and employee benefits | $658,000 | 5,684 |
| Premises and equipment expense | $175,000 | 5,417 |
| Additional noninterest expense | $1,007,000 | 3,284 |
| Pre-tax net operating income | $-2,066,000 | 7,399 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-785,000 | 7,695 |
| Income before extraordinary items | $-1,281,000 | 7,265 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,281,000 | 7,265 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,281,000 | 7,264 |
| Net charge-offs | $573,000 | 2,192 |
| Cash dividends | $55,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,281,000 | 7,259 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 4,776 |
| Total interest expense | $701,000 | 3,941 |
| Net interest income | $788,000 | 5,259 |
| Provision for loan and lease losses | $376,000 | 2,045 |
| Total noninterest income | $-93,000 | 8,152 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $8,000 | 6,838 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-101,000 | 8,119 |
| Total noninterest expense | $760,000 | 5,136 |
| Salaries and employee benefits | $319,000 | 5,824 |
| Premises and equipment expense | $88,000 | 5,427 |
| Additional noninterest expense | $353,000 | 3,927 |
| Pre-tax net operating income | $-441,000 | 7,256 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-147,000 | 7,643 |
| Income before extraordinary items | $-294,000 | 7,190 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-294,000 | 7,190 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-294,000 | 7,191 |
| Net charge-offs | $81,000 | 3,089 |
| Cash dividends | $55,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-294,000 | 7,133 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,968,000 | 4,950 |
| Total interest expense | $2,677,000 | 4,562 |
| Net interest income | $3,291,000 | 5,149 |
| Provision for loan and lease losses | $737,000 | 3,160 |
| Total noninterest income | $102,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $46,000 | 6,693 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $56,000 | 6,648 |
| Total noninterest expense | $2,303,000 | 5,849 |
| Salaries and employee benefits | $1,119,000 | 6,156 |
| Premises and equipment expense | $345,000 | 5,459 |
| Additional noninterest expense | $839,000 | 5,348 |
| Pre-tax net operating income | $353,000 | 5,274 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $73,000 | 3,626 |
| Income before extraordinary items | $280,000 | 5,191 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $280,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 4,509 |
| Cash dividends | $289,000 | 4,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $280,000 | 5,351 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 5,040 |
| Total interest expense | $1,999,000 | 4,711 |
| Net interest income | $2,456,000 | 5,199 |
| Provision for loan and lease losses | $378,000 | 3,165 |
| Total noninterest income | $104,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $34,000 | 6,756 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 6,140 |
| Total noninterest expense | $1,692,000 | 5,899 |
| Salaries and employee benefits | $827,000 | 6,206 |
| Premises and equipment expense | $257,000 | 5,505 |
| Additional noninterest expense | $608,000 | 5,385 |
| Pre-tax net operating income | $490,000 | 4,963 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $145,000 | 3,265 |
| Income before extraordinary items | $345,000 | 5,019 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $345,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,177 |
| Cash dividends | $289,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $345,000 | 5,180 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 5,142 |
| Total interest expense | $1,379,000 | 4,742 |
| Net interest income | $1,548,000 | 5,369 |
| Provision for loan and lease losses | $-60,000 | 8,381 |
| Total noninterest income | $78,000 | 6,990 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $24,000 | 6,737 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $54,000 | 6,025 |
| Total noninterest expense | $1,103,000 | 6,007 |
| Salaries and employee benefits | $537,000 | 6,320 |
| Premises and equipment expense | $170,000 | 5,570 |
| Additional noninterest expense | $396,000 | 5,448 |
| Pre-tax net operating income | $583,000 | 4,081 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $189,000 | 2,760 |
| Income before extraordinary items | $394,000 | 4,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $394,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,204 |
| Cash dividends | $170,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $394,000 | 4,445 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 5,225 |
| Total interest expense | $744,000 | 4,719 |
| Net interest income | $729,000 | 5,568 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $-19,000 | 8,432 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-30,000 | 8,430 |
| Total noninterest expense | $523,000 | 6,185 |
| Salaries and employee benefits | $254,000 | 6,479 |
| Premises and equipment expense | $86,000 | 5,563 |
| Additional noninterest expense | $183,000 | 5,620 |
| Pre-tax net operating income | $187,000 | 5,074 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $55,000 | 3,465 |
| Income before extraordinary items | $132,000 | 5,419 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $132,000 | 5,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,271 |
| Cash dividends | $170,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $132,000 | 5,322 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 5,075 |
| Total interest expense | $3,264,000 | 4,535 |
| Net interest income | $3,001,000 | 5,500 |
| Provision for loan and lease losses | $431,000 | 2,575 |
| Total noninterest income | $123,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $68,000 | 6,473 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $55,000 | 6,998 |
| Total noninterest expense | $2,113,000 | 6,075 |
| Salaries and employee benefits | $1,052,000 | 6,318 |
| Premises and equipment expense | $331,000 | 5,542 |
| Additional noninterest expense | $730,000 | 5,627 |
| Pre-tax net operating income | $580,000 | 5,746 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $185,000 | 3,928 |
| Income before extraordinary items | $395,000 | 6,070 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $395,000 | 6,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,335 |
| Cash dividends | $456,000 | 3,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $395,000 | 6,056 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,750,000 | 5,059 |
| Total interest expense | $2,432,000 | 4,565 |
| Net interest income | $2,318,000 | 5,449 |
| Provision for loan and lease losses | $81,000 | 4,480 |
| Total noninterest income | $85,000 | 7,476 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $32,000 | 7,274 |
| Total noninterest expense | $1,475,000 | 6,246 |
| Salaries and employee benefits | $764,000 | 6,383 |
| Premises and equipment expense | $228,000 | 5,748 |
| Additional noninterest expense | $483,000 | 5,905 |
| Pre-tax net operating income | $847,000 | 4,720 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $279,000 | 3,296 |
| Income before extraordinary items | $568,000 | 5,127 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $568,000 | 5,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $362,000 | 3,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $568,000 | 5,117 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 5,116 |
| Total interest expense | $1,602,000 | 4,593 |
| Net interest income | $1,525,000 | 5,518 |
| Provision for loan and lease losses | $37,000 | 4,716 |
| Total noninterest income | $58,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $36,000 | 6,482 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $22,000 | 7,282 |
| Total noninterest expense | $945,000 | 6,398 |
| Salaries and employee benefits | $500,000 | 6,479 |
| Premises and equipment expense | $149,000 | 5,826 |
| Additional noninterest expense | $296,000 | 6,155 |
| Pre-tax net operating income | $601,000 | 4,652 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $199,000 | 3,277 |
| Income before extraordinary items | $402,000 | 5,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $402,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,811 |
| Cash dividends | $162,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $402,000 | 5,061 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 5,141 |
| Total interest expense | $807,000 | 4,551 |
| Net interest income | $742,000 | 5,618 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $30,000 | 7,460 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $456,000 | 6,518 |
| Salaries and employee benefits | $247,000 | 6,549 |
| Premises and equipment expense | $74,000 | 5,891 |
| Additional noninterest expense | $135,000 | 6,400 |
| Pre-tax net operating income | $301,000 | 4,641 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $100,000 | 3,266 |
| Income before extraordinary items | $201,000 | 5,052 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $201,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $112,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $201,000 | 5,040 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,587,000 | 5,231 |
| Total interest expense | $2,816,000 | 4,482 |
| Net interest income | $2,771,000 | 5,752 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $99,000 | 7,742 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $72,000 | 6,550 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,770 |
| Total noninterest expense | $1,699,000 | 6,582 |
| Salaries and employee benefits | $923,000 | 6,596 |
| Premises and equipment expense | $270,000 | 6,010 |
| Additional noninterest expense | $506,000 | 6,511 |
| Pre-tax net operating income | $1,111,000 | 4,960 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $386,000 | 3,475 |
| Income before extraordinary items | $725,000 | 5,430 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $725,000 | 5,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $448,000 | 3,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $725,000 | 5,422 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 5,312 |
| Total interest expense | $2,064,000 | 4,465 |
| Net interest income | $2,018,000 | 5,872 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $96,000 | 7,569 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $56,000 | 6,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,204 |
| Total noninterest expense | $1,238,000 | 6,665 |
| Salaries and employee benefits | $676,000 | 6,658 |
| Premises and equipment expense | $191,000 | 6,199 |
| Additional noninterest expense | $371,000 | 6,563 |
| Pre-tax net operating income | $816,000 | 5,190 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $275,000 | 3,696 |
| Income before extraordinary items | $541,000 | 5,591 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $541,000 | 5,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $280,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $541,000 | 5,588 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 5,343 |
| Total interest expense | $1,349,000 | 4,375 |
| Net interest income | $1,315,000 | 5,971 |
| Provision for loan and lease losses | $58,000 | 4,305 |
| Total noninterest income | $66,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $812,000 | 6,729 |
| Salaries and employee benefits | $442,000 | 6,729 |
| Premises and equipment expense | $124,000 | 6,267 |
| Additional noninterest expense | $246,000 | 6,602 |
| Pre-tax net operating income | $511,000 | 5,356 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $171,000 | 3,817 |
| Income before extraordinary items | $340,000 | 5,753 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $340,000 | 5,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $187,000 | 3,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $340,000 | 5,749 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 5,489 |
| Total interest expense | $619,000 | 4,494 |
| Net interest income | $625,000 | 6,127 |
| Provision for loan and lease losses | $39,000 | 3,587 |
| Total noninterest income | $37,000 | 7,412 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $398,000 | 6,784 |
| Salaries and employee benefits | $217,000 | 6,786 |
| Premises and equipment expense | $60,000 | 6,361 |
| Additional noninterest expense | $121,000 | 6,613 |
| Pre-tax net operating income | $225,000 | 5,581 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $75,000 | 3,953 |
| Income before extraordinary items | $150,000 | 5,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $150,000 | 5,964 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,606,000 | 6,109 |
| Total interest expense | $1,645,000 | 4,991 |
| Net interest income | $1,961,000 | 6,683 |
| Provision for loan and lease losses | $10,000 | 6,810 |
| Total noninterest income | $459,000 | 5,449 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $71,000 | 6,730 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $388,000 | 3,826 |
| Total noninterest expense | $1,466,000 | 6,943 |
| Salaries and employee benefits | $824,000 | 6,853 |
| Premises and equipment expense | $220,000 | 6,525 |
| Additional noninterest expense | $422,000 | 6,982 |
| Pre-tax net operating income | $944,000 | 5,514 |
| Securities gains (losses) | $-18,000 | 7,776 |
| Applicable income taxes | $334,000 | 3,983 |
| Income before extraordinary items | $592,000 | 6,031 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $592,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $603,520 | 5,956 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 6,283 |
| Total interest expense | $1,152,000 | 5,046 |
| Net interest income | $1,378,000 | 6,874 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $439,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 6,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $387,000 | 3,335 |
| Total noninterest expense | $1,073,000 | 7,005 |
| Salaries and employee benefits | $606,000 | 6,901 |
| Premises and equipment expense | $160,000 | 6,565 |
| Additional noninterest expense | $307,000 | 7,054 |
| Pre-tax net operating income | $734,000 | 5,547 |
| Securities gains (losses) | $-18,000 | 8,135 |
| Applicable income taxes | $241,000 | 4,143 |
| Income before extraordinary items | $475,000 | 6,019 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $475,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $486,880 | 5,932 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 6,366 |
| Total interest expense | $690,000 | 5,191 |
| Net interest income | $914,000 | 6,888 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $63,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $29,000 | 7,234 |
| Total noninterest expense | $705,000 | 7,042 |
| Salaries and employee benefits | $403,000 | 6,895 |
| Premises and equipment expense | $103,000 | 6,639 |
| Additional noninterest expense | $199,000 | 7,095 |
| Pre-tax net operating income | $262,000 | 6,821 |
| Securities gains (losses) | $-18,000 | 8,332 |
| Applicable income taxes | $71,000 | 5,202 |
| Income before extraordinary items | $173,000 | 7,133 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $173,000 | 7,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $185,780 | 6,999 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,523 |
| Total interest expense | $305,000 | 5,431 |
| Net interest income | $457,000 | 6,939 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $33,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $349,000 | 7,110 |
| Salaries and employee benefits | $195,000 | 7,042 |
| Premises and equipment expense | $46,000 | 6,938 |
| Additional noninterest expense | $108,000 | 6,948 |
| Pre-tax net operating income | $141,000 | 6,678 |
| Securities gains (losses) | $-18,000 | 8,649 |
| Applicable income taxes | $33,000 | 5,220 |
| Income before extraordinary items | $90,000 | 7,057 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $90,000 | 7,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $103,140 | 6,814 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 6,779 |
| Total interest expense | $800,000 | 6,263 |
| Net interest income | $1,826,000 | 6,856 |
| Provision for loan and lease losses | $-75,000 | 8,767 |
| Total noninterest income | $134,000 | 7,760 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $80,000 | 6,764 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,316 |
| Total noninterest expense | $1,287,000 | 7,289 |
| Salaries and employee benefits | $713,000 | 7,236 |
| Premises and equipment expense | $196,000 | 6,808 |
| Additional noninterest expense | $378,000 | 7,249 |
| Pre-tax net operating income | $748,000 | 5,952 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $288,000 | 4,234 |
| Income before extraordinary items | $460,000 | 6,509 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $460,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,446 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $460,000 | 6,454 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 6,896 |
| Total interest expense | $551,000 | 6,458 |
| Net interest income | $1,328,000 | 6,954 |
| Provision for loan and lease losses | $-35,000 | 8,822 |
| Total noninterest income | $106,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $61,000 | 6,789 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 7,213 |
| Total noninterest expense | $958,000 | 7,267 |
| Salaries and employee benefits | $515,000 | 7,283 |
| Premises and equipment expense | $149,000 | 6,746 |
| Additional noninterest expense | $294,000 | 7,139 |
| Pre-tax net operating income | $511,000 | 6,278 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $174,000 | 4,650 |
| Income before extraordinary items | $337,000 | 6,681 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $337,000 | 6,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,505 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $337,000 | 6,614 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 7,008 |
| Total interest expense | $344,000 | 6,657 |
| Net interest income | $866,000 | 7,040 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $77,000 | 7,649 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $608,000 | 7,433 |
| Salaries and employee benefits | $320,000 | 7,498 |
| Premises and equipment expense | $99,000 | 6,797 |
| Additional noninterest expense | $189,000 | 7,256 |
| Pre-tax net operating income | $335,000 | 6,275 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $113,000 | 4,689 |
| Income before extraordinary items | $222,000 | 6,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $222,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $222,000 | 6,604 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $589,000 | 7,132 |
| Total interest expense | $163,000 | 6,852 |
| Net interest income | $426,000 | 7,112 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $44,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $306,000 | 7,461 |
| Salaries and employee benefits | $164,000 | 7,492 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $91,000 | 7,355 |
| Pre-tax net operating income | $164,000 | 6,261 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $59,000 | 4,619 |
| Income before extraordinary items | $105,000 | 6,792 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $105,000 | 6,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $105,000 | 6,684 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 7,480 |
| Total interest expense | $723,000 | 6,953 |
| Net interest income | $1,333,000 | 7,607 |
| Provision for loan and lease losses | $-45,000 | 8,977 |
| Total noninterest income | $153,000 | 7,778 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $77,000 | 6,951 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $76,000 | 6,964 |
| Total noninterest expense | $1,217,000 | 7,444 |
| Salaries and employee benefits | $640,000 | 7,542 |
| Premises and equipment expense | $209,000 | 6,671 |
| Additional noninterest expense | $368,000 | 7,338 |
| Pre-tax net operating income | $314,000 | 7,382 |
| Securities gains (losses) | $39,000 | 2,721 |
| Applicable income taxes | $131,000 | 5,440 |
| Income before extraordinary items | $222,000 | 7,664 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $222,000 | 7,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $197,040 | 7,649 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 7,609 |
| Total interest expense | $561,000 | 7,024 |
| Net interest income | $951,000 | 7,772 |
| Provision for loan and lease losses | $-25,000 | 9,057 |
| Total noninterest income | $126,000 | 7,683 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $55,000 | 7,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 6,675 |
| Total noninterest expense | $900,000 | 7,463 |
| Salaries and employee benefits | $469,000 | 7,557 |
| Premises and equipment expense | $153,000 | 6,741 |
| Additional noninterest expense | $278,000 | 7,329 |
| Pre-tax net operating income | $202,000 | 7,722 |
| Securities gains (losses) | $39,000 | 2,515 |
| Applicable income taxes | $84,000 | 5,755 |
| Income before extraordinary items | $157,000 | 7,853 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $157,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $131,650 | 7,895 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 7,655 |
| Total interest expense | $389,000 | 7,043 |
| Net interest income | $624,000 | 7,818 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $96,000 | 7,467 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $39,000 | 6,980 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $57,000 | 6,331 |
| Total noninterest expense | $625,000 | 7,385 |
| Salaries and employee benefits | $330,000 | 7,435 |
| Premises and equipment expense | $100,000 | 6,763 |
| Additional noninterest expense | $195,000 | 7,207 |
| Pre-tax net operating income | $95,000 | 8,051 |
| Securities gains (losses) | $39,000 | 2,190 |
| Applicable income taxes | $48,000 | 5,948 |
| Income before extraordinary items | $86,000 | 8,087 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $86,000 | 8,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $61,040 | 8,194 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $498,000 | 7,746 |
| Total interest expense | $192,000 | 7,192 |
| Net interest income | $306,000 | 7,889 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $49,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $313,000 | 7,411 |
| Salaries and employee benefits | $168,000 | 7,426 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $95,000 | 7,280 |
| Pre-tax net operating income | $42,000 | 8,115 |
| Securities gains (losses) | $39,000 | 1,535 |
| Applicable income taxes | $29,000 | 5,756 |
| Income before extraordinary items | $52,000 | 7,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 7,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $27,040 | 8,214 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 7,405 |
| Total interest expense | $1,253,000 | 6,303 |
| Net interest income | $1,192,000 | 7,953 |
| Provision for loan and lease losses | $59,000 | 6,566 |
| Total noninterest income | $165,000 | 7,668 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 6,996 |
| Total noninterest expense | $1,325,000 | 7,190 |
| Salaries and employee benefits | $677,000 | 7,372 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $440,000 | 6,880 |
| Pre-tax net operating income | $-27,000 | 8,679 |
| Securities gains (losses) | $56,000 | 2,303 |
| Applicable income taxes | $9,000 | 7,326 |
| Income before extraordinary items | $20,000 | 8,668 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $20,000 | 8,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $944,000 | 1,022 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-18,640 | 8,679 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,463,000 | 6,797 |
| Total interest expense | $2,167,000 | 5,851 |
| Net interest income | $1,296,000 | 7,696 |
| Provision for loan and lease losses | $926,000 | 1,324 |
| Total noninterest income | $247,000 | 6,886 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $120,000 | 6,247 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $127,000 | 5,878 |
| Total noninterest expense | $1,325,000 | 7,170 |
| Salaries and employee benefits | $737,000 | 7,033 |
| Premises and equipment expense | $201,000 | 6,776 |
| Additional noninterest expense | $387,000 | 7,249 |
| Pre-tax net operating income | $-708,000 | 9,248 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-253,000 | 9,403 |
| Income before extraordinary items | $-455,000 | 9,214 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-455,000 | 9,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,501 |
| Cash dividends | $10,000 | 6,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-455,000 | 9,174 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 6,924 |
| Total interest expense | $1,971,000 | 6,315 |
| Net interest income | $1,540,000 | 7,403 |
| Provision for loan and lease losses | $312,000 | 2,752 |
| Total noninterest income | $130,000 | 8,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,181 |
| Total noninterest expense | $1,245,000 | 7,380 |
| Salaries and employee benefits | $644,000 | 7,466 |
| Premises and equipment expense | $177,000 | 7,125 |
| Additional noninterest expense | $424,000 | 6,970 |
| Pre-tax net operating income | $113,000 | 8,754 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $30,000 | 7,623 |
| Income before extraordinary items | $83,000 | 8,807 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $83,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,757 |
| Cash dividends | $213,000 | 5,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $83,000 | 8,796 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 7,575 |
| Total interest expense | $1,558,000 | 6,827 |
| Net interest income | $1,269,000 | 8,054 |
| Provision for loan and lease losses | $79,000 | 5,701 |
| Total noninterest income | $101,000 | 8,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,216 |
| Total noninterest expense | $924,000 | 8,353 |
| Salaries and employee benefits | $492,000 | 8,380 |
| Premises and equipment expense | $96,000 | 8,710 |
| Additional noninterest expense | $336,000 | 7,822 |
| Pre-tax net operating income | $367,000 | 7,752 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $134,000 | 6,466 |
| Income before extraordinary items | $227,000 | 8,106 |
| Extraordinary gains, net | $-19,000 | 10,160 |
| Net income | $208,000 | 8,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $230,840 | 8,053 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 8,806 |
| Total interest expense | $1,014,000 | 8,387 |
| Net interest income | $883,000 | 9,061 |
| Provision for loan and lease losses | $88,000 | 5,415 |
| Total noninterest income | $53,000 | 9,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,282 |
| Total noninterest expense | $699,000 | 9,104 |
| Salaries and employee benefits | $390,000 | 9,031 |
| Premises and equipment expense | $77,000 | 9,215 |
| Additional noninterest expense | $232,000 | 8,773 |
| Pre-tax net operating income | $149,000 | 9,177 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $7,000 | 9,157 |
| Income before extraordinary items | $142,000 | 9,035 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $142,000 | 9,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $142,000 | 8,975 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 10,444 |
| Total interest expense | $386,000 | 10,358 |
| Net interest income | $460,000 | 10,459 |
| Provision for loan and lease losses | $92,000 | 5,344 |
| Total noninterest income | $16,000 | 10,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 9,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $558,000 | 9,905 |
| Salaries and employee benefits | $312,000 | 9,867 |
| Premises and equipment expense | $62,000 | 9,902 |
| Additional noninterest expense | $184,000 | 9,612 |
| Pre-tax net operating income | $-174,000 | 10,545 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $-32,000 | 10,587 |
| Income before extraordinary items | $-144,000 | 10,567 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-144,000 | 10,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-142,360 | 10,536 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $138,000 | 11,399 |
| Total interest expense | $31,000 | 11,384 |
| Net interest income | $107,000 | 11,390 |
| Provision for loan and lease losses | $21,000 | 7,918 |
| Total noninterest income | $1,000 | 11,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $210,000 | 11,358 |
| Salaries and employee benefits | $119,000 | 11,322 |
| Premises and equipment expense | $25,000 | 11,228 |
| Additional noninterest expense | $66,000 | 11,324 |
| Pre-tax net operating income | $-123,000 | 10,990 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-22,000 | 10,997 |
| Income before extraordinary items | $-101,000 | 11,001 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-101,000 | 10,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 228 |
| Net operating income | $-101,000 | 10,954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.