Home > Southwest Capital Bank > Income and Expense
Southwest Capital Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,626,000 | 4,493 |
| Total interest expense | $1,648,000 | 4,044 |
| Net interest income | $3,978,000 | 4,606 |
| Provision for loan and lease losses | $2,186,000 | 1,959 |
| Total noninterest income | $-717,000 | 7,518 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 6,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-767,000 | 7,458 |
| Total noninterest expense | $4,381,000 | 3,963 |
| Salaries and employee benefits | $2,271,000 | 3,866 |
| Premises and equipment expense | $977,000 | 2,526 |
| Additional noninterest expense | $1,133,000 | 4,752 |
| Pre-tax net operating income | $-3,306,000 | 6,960 |
| Securities gains (losses) | $36,000 | 2,848 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-3,270,000 | 7,033 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,270,000 | 7,033 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,270,000 | 7,034 |
| Net charge-offs | $2,184,000 | 1,767 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 953 |
| Net operating income | $-3,306,000 | 7,017 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,259,000 | 4,555 |
| Total interest expense | $1,262,000 | 4,129 |
| Net interest income | $2,997,000 | 4,656 |
| Provision for loan and lease losses | $1,912,000 | 1,708 |
| Total noninterest income | $-881,000 | 7,684 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $34,000 | 6,369 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-915,000 | 7,646 |
| Total noninterest expense | $3,339,000 | 3,935 |
| Salaries and employee benefits | $1,731,000 | 3,853 |
| Premises and equipment expense | $753,000 | 2,512 |
| Additional noninterest expense | $855,000 | 4,738 |
| Pre-tax net operating income | $-3,135,000 | 7,220 |
| Securities gains (losses) | $36,000 | 2,626 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-3,099,000 | 7,286 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,099,000 | 7,286 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,099,000 | 7,286 |
| Net charge-offs | $1,888,000 | 1,561 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 894 |
| Net operating income | $-3,135,000 | 7,267 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,836,000 | 4,600 |
| Total interest expense | $851,000 | 4,206 |
| Net interest income | $1,985,000 | 4,681 |
| Provision for loan and lease losses | $1,222,000 | 1,728 |
| Total noninterest income | $48,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $21,000 | 6,463 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 6,237 |
| Total noninterest expense | $2,198,000 | 3,969 |
| Salaries and employee benefits | $1,183,000 | 3,806 |
| Premises and equipment expense | $506,000 | 2,522 |
| Additional noninterest expense | $509,000 | 5,043 |
| Pre-tax net operating income | $-1,387,000 | 7,134 |
| Securities gains (losses) | $16,000 | 2,445 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,371,000 | 7,208 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,371,000 | 7,207 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,371,000 | 7,208 |
| Net charge-offs | $1,117,000 | 1,610 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 832 |
| Net operating income | $-1,387,000 | 7,199 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 4,772 |
| Total interest expense | $430,000 | 4,301 |
| Net interest income | $934,000 | 4,871 |
| Provision for loan and lease losses | $660,000 | 1,533 |
| Total noninterest income | $61,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $51,000 | 4,653 |
| Total noninterest expense | $1,106,000 | 3,992 |
| Salaries and employee benefits | $601,000 | 3,815 |
| Premises and equipment expense | $259,000 | 2,520 |
| Additional noninterest expense | $246,000 | 5,161 |
| Pre-tax net operating income | $-771,000 | 7,331 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-771,000 | 7,400 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-771,000 | 7,400 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-771,000 | 7,401 |
| Net charge-offs | $719,000 | 1,297 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 775 |
| Net operating income | $-771,000 | 7,383 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,968,000 | 5,148 |
| Total interest expense | $2,058,000 | 4,361 |
| Net interest income | $2,910,000 | 5,463 |
| Provision for loan and lease losses | $1,763,000 | 2,651 |
| Total noninterest income | $247,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $46,000 | 6,536 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $201,000 | 4,629 |
| Total noninterest expense | $5,155,000 | 3,591 |
| Salaries and employee benefits | $2,545,000 | 3,638 |
| Premises and equipment expense | $1,147,000 | 2,307 |
| Additional noninterest expense | $1,463,000 | 4,147 |
| Pre-tax net operating income | $-3,761,000 | 7,024 |
| Securities gains (losses) | $-699,000 | 7,638 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-4,460,000 | 7,210 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,460,000 | 7,209 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,460,000 | 7,209 |
| Net charge-offs | $1,433,000 | 2,429 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 1,003 |
| Net operating income | $-3,761,000 | 7,121 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 5,272 |
| Total interest expense | $1,585,000 | 4,428 |
| Net interest income | $2,048,000 | 5,636 |
| Provision for loan and lease losses | $1,394,000 | 2,322 |
| Total noninterest income | $185,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $34,000 | 6,588 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $151,000 | 4,750 |
| Total noninterest expense | $4,007,000 | 3,489 |
| Salaries and employee benefits | $1,953,000 | 3,616 |
| Premises and equipment expense | $898,000 | 2,246 |
| Additional noninterest expense | $1,156,000 | 3,972 |
| Pre-tax net operating income | $-3,168,000 | 7,318 |
| Securities gains (losses) | $-715,000 | 7,803 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,883,000 | 7,476 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,883,000 | 7,477 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,883,000 | 7,477 |
| Net charge-offs | $1,259,000 | 1,950 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 926 |
| Net operating income | $-3,168,000 | 7,394 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 5,421 |
| Total interest expense | $1,026,000 | 4,663 |
| Net interest income | $1,324,000 | 5,730 |
| Provision for loan and lease losses | $568,000 | 2,796 |
| Total noninterest income | $126,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $103,000 | 4,741 |
| Total noninterest expense | $2,858,000 | 3,349 |
| Salaries and employee benefits | $1,329,000 | 3,598 |
| Premises and equipment expense | $624,000 | 2,191 |
| Additional noninterest expense | $905,000 | 3,544 |
| Pre-tax net operating income | $-1,976,000 | 7,377 |
| Securities gains (losses) | $-802,000 | 7,980 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,778,000 | 7,609 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,778,000 | 7,608 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,778,000 | 7,608 |
| Net charge-offs | $565,000 | 2,210 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 868 |
| Net operating income | $-1,976,000 | 7,474 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 5,562 |
| Total interest expense | $465,000 | 5,024 |
| Net interest income | $671,000 | 5,694 |
| Provision for loan and lease losses | $389,000 | 2,024 |
| Total noninterest income | $54,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $44,000 | 5,048 |
| Total noninterest expense | $1,342,000 | 3,446 |
| Salaries and employee benefits | $722,000 | 3,379 |
| Premises and equipment expense | $289,000 | 2,367 |
| Additional noninterest expense | $331,000 | 4,105 |
| Pre-tax net operating income | $-1,006,000 | 7,635 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,006,000 | 7,704 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,006,000 | 7,707 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,006,000 | 7,706 |
| Net charge-offs | $409,000 | 1,520 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 762 |
| Net operating income | $-1,006,000 | 7,705 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 6,000 |
| Total interest expense | $1,674,000 | 5,736 |
| Net interest income | $2,341,000 | 6,054 |
| Provision for loan and lease losses | $1,416,000 | 2,226 |
| Total noninterest income | $143,000 | 6,940 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 6,825 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $107,000 | 5,830 |
| Total noninterest expense | $5,301,000 | 3,410 |
| Salaries and employee benefits | $3,137,000 | 3,130 |
| Premises and equipment expense | $1,172,000 | 2,294 |
| Additional noninterest expense | $992,000 | 4,847 |
| Pre-tax net operating income | $-4,233,000 | 7,736 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-4,233,000 | 7,759 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,233,000 | 7,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $754,000 | 2,271 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 1,043 |
| Net operating income | $-4,233,000 | 7,820 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 6,154 |
| Total interest expense | $1,191,000 | 5,979 |
| Net interest income | $1,707,000 | 6,170 |
| Provision for loan and lease losses | $1,043,000 | 1,780 |
| Total noninterest income | $95,000 | 7,168 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $27,000 | 6,881 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 6,176 |
| Total noninterest expense | $4,078,000 | 3,332 |
| Salaries and employee benefits | $2,479,000 | 3,011 |
| Premises and equipment expense | $886,000 | 2,285 |
| Additional noninterest expense | $713,000 | 4,898 |
| Pre-tax net operating income | $-3,319,000 | 8,047 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-3,319,000 | 8,045 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,319,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,956 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 919 |
| Net operating income | $-3,319,000 | 8,098 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 6,259 |
| Total interest expense | $771,000 | 6,172 |
| Net interest income | $1,123,000 | 6,215 |
| Provision for loan and lease losses | $332,000 | 2,394 |
| Total noninterest income | $56,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $15,000 | 6,993 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $41,000 | 6,390 |
| Total noninterest expense | $2,757,000 | 3,315 |
| Salaries and employee benefits | $1,673,000 | 3,001 |
| Premises and equipment expense | $599,000 | 2,258 |
| Additional noninterest expense | $485,000 | 4,829 |
| Pre-tax net operating income | $-1,910,000 | 8,147 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,910,000 | 8,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,910,000 | 8,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 833 |
| Net operating income | $-1,910,000 | 8,188 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $930,000 | 6,385 |
| Total interest expense | $392,000 | 6,287 |
| Net interest income | $538,000 | 6,339 |
| Provision for loan and lease losses | $137,000 | 2,296 |
| Total noninterest income | $20,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $1,356,000 | 3,352 |
| Salaries and employee benefits | $821,000 | 3,092 |
| Premises and equipment expense | $309,000 | 2,203 |
| Additional noninterest expense | $226,000 | 4,993 |
| Pre-tax net operating income | $-935,000 | 8,259 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-935,000 | 8,292 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-935,000 | 8,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 725 |
| Net operating income | $-935,000 | 8,280 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,377,000 | 6,598 |
| Total interest expense | $1,544,000 | 6,371 |
| Net interest income | $1,833,000 | 6,712 |
| Provision for loan and lease losses | $445,000 | 2,528 |
| Total noninterest income | $43,000 | 8,090 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $25,000 | 7,085 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $18,000 | 7,853 |
| Total noninterest expense | $3,956,000 | 4,158 |
| Salaries and employee benefits | $2,434,000 | 3,804 |
| Premises and equipment expense | $850,000 | 2,935 |
| Additional noninterest expense | $672,000 | 5,839 |
| Pre-tax net operating income | $-2,525,000 | 8,338 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-2,525,000 | 8,376 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,525,000 | 8,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 1,014 |
| Net operating income | $-2,525,000 | 8,365 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 6,742 |
| Total interest expense | $1,152,000 | 6,414 |
| Net interest income | $1,256,000 | 6,946 |
| Provision for loan and lease losses | $315,000 | 2,230 |
| Total noninterest income | $32,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $12,000 | 7,954 |
| Total noninterest expense | $2,840,000 | 4,260 |
| Salaries and employee benefits | $1,755,000 | 3,895 |
| Premises and equipment expense | $608,000 | 3,039 |
| Additional noninterest expense | $477,000 | 5,937 |
| Pre-tax net operating income | $-1,867,000 | 8,433 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,867,000 | 8,455 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,867,000 | 8,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 882 |
| Net operating income | $-1,867,000 | 8,444 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 6,955 |
| Total interest expense | $667,000 | 6,716 |
| Net interest income | $807,000 | 7,066 |
| Provision for loan and lease losses | $194,000 | 2,216 |
| Total noninterest income | $16,000 | 8,274 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $11,000 | 7,206 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,000 | 8,175 |
| Total noninterest expense | $1,881,000 | 4,317 |
| Salaries and employee benefits | $1,162,000 | 3,946 |
| Premises and equipment expense | $385,000 | 3,177 |
| Additional noninterest expense | $334,000 | 5,821 |
| Pre-tax net operating income | $-1,252,000 | 8,499 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-1,252,000 | 8,522 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,252,000 | 8,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 808 |
| Net operating income | $-1,252,000 | 8,510 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $668,000 | 7,177 |
| Total interest expense | $275,000 | 7,082 |
| Net interest income | $393,000 | 7,150 |
| Provision for loan and lease losses | $103,000 | 1,981 |
| Total noninterest income | $5,000 | 8,391 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $917,000 | 4,388 |
| Salaries and employee benefits | $563,000 | 4,057 |
| Premises and equipment expense | $176,000 | 3,455 |
| Additional noninterest expense | $178,000 | 5,624 |
| Pre-tax net operating income | $-622,000 | 8,544 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-622,000 | 8,559 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-622,000 | 8,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 684 |
| Net operating income | $-622,000 | 8,551 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $819,000 | 8,386 |
| Total interest expense | $111,000 | 8,523 |
| Net interest income | $708,000 | 8,196 |
| Provision for loan and lease losses | $83,000 | 4,994 |
| Total noninterest income | $12,000 | 8,471 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,000 | 7,567 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,253 |
| Total noninterest expense | $2,041,000 | 6,110 |
| Salaries and employee benefits | $1,422,000 | 5,374 |
| Premises and equipment expense | $252,000 | 6,199 |
| Additional noninterest expense | $367,000 | 7,223 |
| Pre-tax net operating income | $-1,404,000 | 8,512 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,404,000 | 8,539 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,404,000 | 8,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $20,723,000 | 73 |
| Net operating income | $-1,404,000 | 8,531 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $317,000 | 8,633 |
| Total interest expense | $26,000 | 8,655 |
| Net interest income | $291,000 | 8,569 |
| Provision for loan and lease losses | $5,000 | 6,530 |
| Total noninterest income | $1,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,569 |
| Total noninterest expense | $585,000 | 8,059 |
| Salaries and employee benefits | $431,000 | 7,655 |
| Premises and equipment expense | $75,000 | 7,834 |
| Additional noninterest expense | $79,000 | 8,583 |
| Pre-tax net operating income | $-298,000 | 8,350 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-298,000 | 8,376 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-298,000 | 8,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $20,051,000 | 51 |
| Net operating income | $-298,000 | 8,368 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.