Home > Southwest Bank, An M&I Bank > Income and Expense
Southwest Bank, An M&I Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $93,876,000 | 186 |
| Total interest expense | $31,606,000 | 149 |
| Net interest income | $62,270,000 | 204 |
| Provision for loan and lease losses | $38,312,000 | 135 |
| Total noninterest income | $6,348,000 | 521 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $3,875,000 | 217 |
| Trading account gains and fees | $537,000 | 78 |
| Additional Noninterest Income | $1,936,000 | 823 |
| Total noninterest expense | $38,315,000 | 281 |
| Salaries and employee benefits | $9,119,000 | 518 |
| Premises and equipment expense | $2,713,000 | 478 |
| Additional noninterest expense | $26,483,000 | 189 |
| Pre-tax net operating income | $-8,009,000 | 7,647 |
| Securities gains (losses) | $-125,000 | 7,546 |
| Applicable income taxes | $-3,451,000 | 7,748 |
| Income before extraordinary items | $-4,683,000 | 7,565 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,683,000 | 7,565 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,683,000 | 7,565 |
| Net charge-offs | $31,758,000 | 149 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 396 |
| Net operating income | $-4,603,000 | 7,557 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $48,216,000 | 189 |
| Total interest expense | $16,426,000 | 151 |
| Net interest income | $31,790,000 | 200 |
| Provision for loan and lease losses | $9,000,000 | 245 |
| Total noninterest income | $2,815,000 | 558 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,950,000 | 214 |
| Trading account gains and fees | $100,000 | 94 |
| Additional Noninterest Income | $765,000 | 959 |
| Total noninterest expense | $20,127,000 | 267 |
| Salaries and employee benefits | $4,334,000 | 557 |
| Premises and equipment expense | $1,452,000 | 464 |
| Additional noninterest expense | $14,341,000 | 175 |
| Pre-tax net operating income | $5,478,000 | 259 |
| Securities gains (losses) | $-63,000 | 7,648 |
| Applicable income taxes | $1,806,000 | 242 |
| Income before extraordinary items | $3,609,000 | 299 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,609,000 | 302 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $3,609,000 | 301 |
| Net charge-offs | $25,436,000 | 113 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 332 |
| Net operating income | $3,651,210 | 286 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $204,746,000 | 185 |
| Total interest expense | $74,583,000 | 165 |
| Net interest income | $130,163,000 | 189 |
| Provision for loan and lease losses | $47,000,000 | 258 |
| Total noninterest income | $13,096,000 | 528 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $8,002,000 | 229 |
| Trading account gains and fees | $1,596,000 | 81 |
| Additional Noninterest Income | $3,498,000 | 939 |
| Total noninterest expense | $71,577,000 | 317 |
| Salaries and employee benefits | $17,586,000 | 545 |
| Premises and equipment expense | $4,995,000 | 533 |
| Additional noninterest expense | $48,996,000 | 227 |
| Pre-tax net operating income | $24,682,000 | 191 |
| Securities gains (losses) | $5,939,000 | 100 |
| Applicable income taxes | $10,385,000 | 153 |
| Income before extraordinary items | $20,236,000 | 184 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $20,232,000 | 184 |
| Minority interest net income | $4,000 | 111 |
| Net income of bank and minority interests. | $20,236,000 | 185 |
| Net charge-offs | $48,431,000 | 204 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $901,000 | 444 |
| Net operating income | $16,316,260 | 212 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $153,728,000 | 194 |
| Total interest expense | $56,511,000 | 178 |
| Net interest income | $97,217,000 | 196 |
| Provision for loan and lease losses | $27,000,000 | 319 |
| Total noninterest income | $10,381,000 | 514 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $6,030,000 | 228 |
| Trading account gains and fees | $1,642,000 | 83 |
| Additional Noninterest Income | $2,709,000 | 926 |
| Total noninterest expense | $54,214,000 | 320 |
| Salaries and employee benefits | $12,966,000 | 566 |
| Premises and equipment expense | $3,794,000 | 539 |
| Additional noninterest expense | $37,454,000 | 220 |
| Pre-tax net operating income | $26,384,000 | 159 |
| Securities gains (losses) | $1,219,000 | 315 |
| Applicable income taxes | $10,009,000 | 139 |
| Income before extraordinary items | $17,594,000 | 171 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $17,594,000 | 171 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $17,594,000 | 171 |
| Net charge-offs | $24,250,000 | 259 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $673,000 | 389 |
| Net operating income | $16,813,840 | 178 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $102,559,000 | 199 |
| Total interest expense | $37,513,000 | 188 |
| Net interest income | $65,046,000 | 197 |
| Provision for loan and lease losses | $20,227,000 | 290 |
| Total noninterest income | $7,203,000 | 508 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $4,003,000 | 232 |
| Trading account gains and fees | $949,000 | 85 |
| Additional Noninterest Income | $2,251,000 | 803 |
| Total noninterest expense | $36,081,000 | 320 |
| Salaries and employee benefits | $8,325,000 | 598 |
| Premises and equipment expense | $2,555,000 | 541 |
| Additional noninterest expense | $25,201,000 | 223 |
| Pre-tax net operating income | $15,941,000 | 165 |
| Securities gains (losses) | $1,291,000 | 232 |
| Applicable income taxes | $6,316,000 | 140 |
| Income before extraordinary items | $10,916,000 | 176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,916,000 | 175 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $10,916,000 | 176 |
| Net charge-offs | $17,605,000 | 253 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $448,000 | 359 |
| Net operating income | $10,089,760 | 184 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $51,376,000 | 202 |
| Total interest expense | $18,251,000 | 195 |
| Net interest income | $33,125,000 | 195 |
| Provision for loan and lease losses | $9,000,000 | 278 |
| Total noninterest income | $4,049,000 | 434 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,995,000 | 230 |
| Trading account gains and fees | $791,000 | 70 |
| Additional Noninterest Income | $1,263,000 | 706 |
| Total noninterest expense | $15,718,000 | 350 |
| Salaries and employee benefits | $3,520,000 | 710 |
| Premises and equipment expense | $1,293,000 | 542 |
| Additional noninterest expense | $10,905,000 | 221 |
| Pre-tax net operating income | $12,456,000 | 126 |
| Securities gains (losses) | $-21,000 | 7,873 |
| Applicable income taxes | $4,672,000 | 112 |
| Income before extraordinary items | $7,763,000 | 146 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,763,000 | 145 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $7,763,000 | 147 |
| Net charge-offs | $9,370,000 | 220 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $228,000 | 260 |
| Net operating income | $7,776,440 | 139 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $251,105,000 | 186 |
| Total interest expense | $121,383,000 | 160 |
| Net interest income | $129,722,000 | 203 |
| Provision for loan and lease losses | $53,206,000 | 181 |
| Total noninterest income | $12,596,000 | 497 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,787,000 | 237 |
| Trading account gains and fees | $1,335,000 | 65 |
| Additional Noninterest Income | $3,474,000 | 864 |
| Total noninterest expense | $63,949,000 | 339 |
| Salaries and employee benefits | $20,039,000 | 483 |
| Premises and equipment expense | $5,159,000 | 529 |
| Additional noninterest expense | $38,751,000 | 254 |
| Pre-tax net operating income | $25,163,000 | 227 |
| Securities gains (losses) | $87,000 | 1,236 |
| Applicable income taxes | $8,207,000 | 207 |
| Income before extraordinary items | $17,043,000 | 236 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $17,043,000 | 236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,623,000 | 175 |
| Cash dividends | $6,000,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $766,000 | 465 |
| Net operating income | $16,984,710 | 246 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $183,131,000 | 202 |
| Total interest expense | $88,054,000 | 177 |
| Net interest income | $95,077,000 | 213 |
| Provision for loan and lease losses | $25,450,000 | 211 |
| Total noninterest income | $10,200,000 | 497 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $5,890,000 | 240 |
| Trading account gains and fees | $378,000 | 81 |
| Additional Noninterest Income | $3,932,000 | 670 |
| Total noninterest expense | $47,220,000 | 337 |
| Salaries and employee benefits | $15,070,000 | 499 |
| Premises and equipment expense | $3,801,000 | 544 |
| Additional noninterest expense | $28,349,000 | 236 |
| Pre-tax net operating income | $32,607,000 | 194 |
| Securities gains (losses) | $91,000 | 1,035 |
| Applicable income taxes | $11,312,000 | 165 |
| Income before extraordinary items | $21,386,000 | 192 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $21,386,000 | 191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,155,000 | 222 |
| Cash dividends | $6,000,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $559,000 | 360 |
| Net operating income | $21,326,850 | 206 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $118,848,000 | 207 |
| Total interest expense | $55,272,000 | 193 |
| Net interest income | $63,576,000 | 218 |
| Provision for loan and lease losses | $23,650,000 | 155 |
| Total noninterest income | $6,460,000 | 530 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,912,000 | 240 |
| Trading account gains and fees | $369,000 | 79 |
| Additional Noninterest Income | $2,179,000 | 797 |
| Total noninterest expense | $30,655,000 | 343 |
| Salaries and employee benefits | $10,014,000 | 499 |
| Premises and equipment expense | $2,488,000 | 554 |
| Additional noninterest expense | $18,153,000 | 237 |
| Pre-tax net operating income | $15,731,000 | 265 |
| Securities gains (losses) | $95,000 | 1,008 |
| Applicable income taxes | $5,363,000 | 240 |
| Income before extraordinary items | $10,463,000 | 280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,463,000 | 279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,191,000 | 166 |
| Cash dividends | $6,000,000 | 283 |
| Sale, conversion, retirement of capital stock, net | $387,000 | 294 |
| Net operating income | $10,400,300 | 274 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $60,133,000 | 209 |
| Total interest expense | $27,475,000 | 208 |
| Net interest income | $32,658,000 | 209 |
| Provision for loan and lease losses | $2,190,000 | 381 |
| Total noninterest income | $3,793,000 | 483 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,741,000 | 264 |
| Trading account gains and fees | $389,000 | 76 |
| Additional Noninterest Income | $1,663,000 | 575 |
| Total noninterest expense | $14,870,000 | 355 |
| Salaries and employee benefits | $4,891,000 | 515 |
| Premises and equipment expense | $1,220,000 | 563 |
| Additional noninterest expense | $8,759,000 | 233 |
| Pre-tax net operating income | $19,391,000 | 143 |
| Securities gains (losses) | $140,000 | 565 |
| Applicable income taxes | $6,773,000 | 138 |
| Income before extraordinary items | $12,758,000 | 153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $12,758,000 | 153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,400,000 | 212 |
| Cash dividends | $6,000,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $221,000 | 200 |
| Net operating income | $12,667,000 | 153 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $261,903,000 | 202 |
| Total interest expense | $127,509,000 | 198 |
| Net interest income | $134,394,000 | 197 |
| Provision for loan and lease losses | $5,818,000 | 362 |
| Total noninterest income | $12,957,000 | 513 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $5,615,000 | 317 |
| Trading account gains and fees | $1,405,000 | 68 |
| Additional Noninterest Income | $5,937,000 | 595 |
| Total noninterest expense | $60,230,000 | 332 |
| Salaries and employee benefits | $20,847,000 | 467 |
| Premises and equipment expense | $5,270,000 | 507 |
| Additional noninterest expense | $34,113,000 | 233 |
| Pre-tax net operating income | $81,303,000 | 162 |
| Securities gains (losses) | $-1,743,000 | 8,457 |
| Applicable income taxes | $26,665,000 | 158 |
| Income before extraordinary items | $52,895,000 | 171 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $52,895,000 | 168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,021,000 | 152 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,728,000 | 378 |
| Net operating income | $54,045,380 | 165 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $197,427,000 | 198 |
| Total interest expense | $96,610,000 | 194 |
| Net interest income | $100,817,000 | 195 |
| Provision for loan and lease losses | $2,070,000 | 508 |
| Total noninterest income | $9,261,000 | 534 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,065,000 | 329 |
| Trading account gains and fees | $995,000 | 70 |
| Additional Noninterest Income | $4,201,000 | 626 |
| Total noninterest expense | $44,401,000 | 337 |
| Salaries and employee benefits | $15,959,000 | 461 |
| Premises and equipment expense | $3,931,000 | 507 |
| Additional noninterest expense | $24,511,000 | 229 |
| Pre-tax net operating income | $63,607,000 | 169 |
| Securities gains (losses) | $-1,658,000 | 8,507 |
| Applicable income taxes | $21,805,000 | 165 |
| Income before extraordinary items | $40,144,000 | 182 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $40,144,000 | 180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,478,000 | 160 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $603,000 | 377 |
| Net operating income | $41,221,700 | 176 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $130,995,000 | 212 |
| Total interest expense | $63,952,000 | 210 |
| Net interest income | $67,043,000 | 210 |
| Provision for loan and lease losses | $1,380,000 | 458 |
| Total noninterest income | $5,880,000 | 565 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,662,000 | 339 |
| Trading account gains and fees | $374,000 | 87 |
| Additional Noninterest Income | $2,844,000 | 634 |
| Total noninterest expense | $29,543,000 | 344 |
| Salaries and employee benefits | $10,589,000 | 479 |
| Premises and equipment expense | $2,605,000 | 520 |
| Additional noninterest expense | $16,349,000 | 241 |
| Pre-tax net operating income | $42,000,000 | 179 |
| Securities gains (losses) | $-170,000 | 8,458 |
| Applicable income taxes | $14,730,000 | 178 |
| Income before extraordinary items | $27,100,000 | 187 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $27,100,000 | 187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,200,000 | 254 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 328 |
| Net operating income | $27,210,500 | 186 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $65,290,000 | 209 |
| Total interest expense | $31,139,000 | 213 |
| Net interest income | $34,151,000 | 205 |
| Provision for loan and lease losses | $690,000 | 395 |
| Total noninterest income | $2,908,000 | 564 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,268,000 | 344 |
| Trading account gains and fees | $313,000 | 85 |
| Additional Noninterest Income | $1,327,000 | 664 |
| Total noninterest expense | $14,471,000 | 350 |
| Salaries and employee benefits | $5,380,000 | 469 |
| Premises and equipment expense | $1,232,000 | 552 |
| Additional noninterest expense | $7,859,000 | 241 |
| Pre-tax net operating income | $21,898,000 | 172 |
| Securities gains (losses) | $-85,000 | 8,540 |
| Applicable income taxes | $7,656,000 | 168 |
| Income before extraordinary items | $14,157,000 | 177 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $14,157,000 | 176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $846,000 | 272 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 244 |
| Net operating income | $14,212,250 | 176 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $219,236,000 | 224 |
| Total interest expense | $103,099,000 | 213 |
| Net interest income | $116,137,000 | 229 |
| Provision for loan and lease losses | $7,602,000 | 171 |
| Total noninterest income | $6,949,000 | 842 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,483,000 | 378 |
| Trading account gains and fees | $-1,023,000 | 8,673 |
| Additional Noninterest Income | $3,489,000 | 900 |
| Total noninterest expense | $50,960,000 | 379 |
| Salaries and employee benefits | $18,402,000 | 515 |
| Premises and equipment expense | $4,595,000 | 549 |
| Additional noninterest expense | $27,963,000 | 255 |
| Pre-tax net operating income | $64,524,000 | 219 |
| Securities gains (losses) | $-356,000 | 8,476 |
| Applicable income taxes | $22,041,000 | 220 |
| Income before extraordinary items | $42,127,000 | 228 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $42,127,000 | 227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $729,000 | 882 |
| Cash dividends | $13,750,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $1,534,000 | 446 |
| Net operating income | $42,361,960 | 225 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $153,604,000 | 241 |
| Total interest expense | $72,569,000 | 228 |
| Net interest income | $81,035,000 | 258 |
| Provision for loan and lease losses | $5,601,000 | 174 |
| Total noninterest income | $5,327,000 | 833 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,185,000 | 403 |
| Trading account gains and fees | $-343,000 | 8,735 |
| Additional Noninterest Income | $2,485,000 | 947 |
| Total noninterest expense | $36,696,000 | 401 |
| Salaries and employee benefits | $13,529,000 | 545 |
| Premises and equipment expense | $3,246,000 | 598 |
| Additional noninterest expense | $19,921,000 | 267 |
| Pre-tax net operating income | $44,065,000 | 257 |
| Securities gains (losses) | $-213,000 | 8,546 |
| Applicable income taxes | $14,987,000 | 251 |
| Income before extraordinary items | $28,865,000 | 265 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $28,865,000 | 265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,106 |
| Cash dividends | $3,750,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $677,000 | 422 |
| Net operating income | $29,005,580 | 259 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $89,284,000 | 270 |
| Total interest expense | $42,820,000 | 244 |
| Net interest income | $46,464,000 | 287 |
| Provision for loan and lease losses | $3,600,000 | 175 |
| Total noninterest income | $3,447,000 | 845 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,891,000 | 458 |
| Trading account gains and fees | $13,000 | 108 |
| Additional Noninterest Income | $1,543,000 | 993 |
| Total noninterest expense | $22,388,000 | 447 |
| Salaries and employee benefits | $7,922,000 | 623 |
| Premises and equipment expense | $1,882,000 | 703 |
| Additional noninterest expense | $12,584,000 | 284 |
| Pre-tax net operating income | $23,923,000 | 306 |
| Securities gains (losses) | $-104,000 | 8,547 |
| Applicable income taxes | $8,159,000 | 300 |
| Income before extraordinary items | $15,660,000 | 318 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,660,000 | 317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,505 |
| Cash dividends | $3,750,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $461,000 | 341 |
| Net operating income | $15,728,640 | 315 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $42,487,000 | 275 |
| Total interest expense | $19,870,000 | 247 |
| Net interest income | $22,617,000 | 295 |
| Provision for loan and lease losses | $1,800,000 | 177 |
| Total noninterest income | $1,709,000 | 841 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $922,000 | 450 |
| Trading account gains and fees | $23,000 | 92 |
| Additional Noninterest Income | $764,000 | 989 |
| Total noninterest expense | $10,921,000 | 459 |
| Salaries and employee benefits | $3,924,000 | 625 |
| Premises and equipment expense | $959,000 | 682 |
| Additional noninterest expense | $6,038,000 | 287 |
| Pre-tax net operating income | $11,605,000 | 305 |
| Securities gains (losses) | $-45,000 | 8,545 |
| Applicable income taxes | $3,952,000 | 299 |
| Income before extraordinary items | $7,608,000 | 315 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,608,000 | 314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 389 |
| Cash dividends | $3,750,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $230,000 | 234 |
| Net operating income | $7,637,700 | 310 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $140,729,000 | 289 |
| Total interest expense | $54,711,000 | 266 |
| Net interest income | $86,018,000 | 301 |
| Provision for loan and lease losses | $1,800,000 | 590 |
| Total noninterest income | $7,398,000 | 792 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,430,000 | 502 |
| Trading account gains and fees | $673,000 | 73 |
| Additional Noninterest Income | $3,295,000 | 952 |
| Total noninterest expense | $41,229,000 | 456 |
| Salaries and employee benefits | $13,781,000 | 656 |
| Premises and equipment expense | $3,556,000 | 697 |
| Additional noninterest expense | $23,892,000 | 292 |
| Pre-tax net operating income | $50,387,000 | 280 |
| Securities gains (losses) | $-204,000 | 8,582 |
| Applicable income taxes | $17,443,000 | 264 |
| Income before extraordinary items | $32,740,000 | 288 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $32,740,000 | 289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,396,000 | 148 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $32,872,600 | 286 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $100,479,000 | 291 |
| Total interest expense | $37,000,000 | 271 |
| Net interest income | $63,479,000 | 304 |
| Provision for loan and lease losses | $1,350,000 | 565 |
| Total noninterest income | $5,157,000 | 840 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,439,000 | 520 |
| Trading account gains and fees | $398,000 | 73 |
| Additional Noninterest Income | $2,320,000 | 996 |
| Total noninterest expense | $30,900,000 | 458 |
| Salaries and employee benefits | $10,223,000 | 657 |
| Premises and equipment expense | $2,710,000 | 679 |
| Additional noninterest expense | $17,967,000 | 291 |
| Pre-tax net operating income | $36,386,000 | 289 |
| Securities gains (losses) | $-167,000 | 8,705 |
| Applicable income taxes | $12,997,000 | 277 |
| Income before extraordinary items | $23,222,000 | 304 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $23,222,000 | 305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,142,000 | 126 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $23,328,880 | 298 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $64,529,000 | 290 |
| Total interest expense | $22,407,000 | 274 |
| Net interest income | $42,122,000 | 299 |
| Provision for loan and lease losses | $900,000 | 570 |
| Total noninterest income | $3,304,000 | 854 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,589,000 | 520 |
| Trading account gains and fees | $228,000 | 76 |
| Additional Noninterest Income | $1,487,000 | 1,014 |
| Total noninterest expense | $20,300,000 | 455 |
| Salaries and employee benefits | $6,616,000 | 670 |
| Premises and equipment expense | $1,752,000 | 685 |
| Additional noninterest expense | $11,932,000 | 287 |
| Pre-tax net operating income | $24,226,000 | 277 |
| Securities gains (losses) | $-117,000 | 8,723 |
| Applicable income taxes | $8,685,000 | 265 |
| Income before extraordinary items | $15,424,000 | 297 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $15,424,000 | 297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,335,000 | 163 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $15,498,880 | 290 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $31,312,000 | 295 |
| Total interest expense | $10,085,000 | 284 |
| Net interest income | $21,227,000 | 293 |
| Provision for loan and lease losses | $450,000 | 520 |
| Total noninterest income | $1,570,000 | 875 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $779,000 | 515 |
| Trading account gains and fees | $91,000 | 84 |
| Additional Noninterest Income | $700,000 | 1,044 |
| Total noninterest expense | $10,016,000 | 453 |
| Salaries and employee benefits | $3,264,000 | 680 |
| Premises and equipment expense | $931,000 | 648 |
| Additional noninterest expense | $5,821,000 | 295 |
| Pre-tax net operating income | $12,331,000 | 270 |
| Securities gains (losses) | $-59,000 | 8,801 |
| Applicable income taxes | $4,458,000 | 259 |
| Income before extraordinary items | $7,814,000 | 284 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $7,814,000 | 284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,630,000 | 8,927 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $7,851,760 | 278 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $97,584,000 | 328 |
| Total interest expense | $25,446,000 | 346 |
| Net interest income | $72,138,000 | 321 |
| Provision for loan and lease losses | $5,040,000 | 249 |
| Total noninterest income | $6,565,000 | 843 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,158,000 | 548 |
| Trading account gains and fees | $1,124,000 | 67 |
| Additional Noninterest Income | $2,283,000 | 1,213 |
| Total noninterest expense | $42,790,000 | 425 |
| Salaries and employee benefits | $11,907,000 | 715 |
| Premises and equipment expense | $3,469,000 | 669 |
| Additional noninterest expense | $27,414,000 | 272 |
| Pre-tax net operating income | $30,873,000 | 364 |
| Securities gains (losses) | $-314,000 | 8,844 |
| Applicable income taxes | $10,642,000 | 356 |
| Income before extraordinary items | $19,917,000 | 393 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $19,917,000 | 395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,007,000 | 459 |
| Cash dividends | $9,000,000 | 392 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $20,121,100 | 375 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $69,430,000 | 336 |
| Total interest expense | $17,325,000 | 368 |
| Net interest income | $52,105,000 | 329 |
| Provision for loan and lease losses | $3,780,000 | 261 |
| Total noninterest income | $4,945,000 | 853 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,352,000 | 558 |
| Trading account gains and fees | $972,000 | 64 |
| Additional Noninterest Income | $1,621,000 | 1,249 |
| Total noninterest expense | $33,416,000 | 414 |
| Salaries and employee benefits | $8,917,000 | 707 |
| Premises and equipment expense | $2,708,000 | 639 |
| Additional noninterest expense | $21,791,000 | 261 |
| Pre-tax net operating income | $19,854,000 | 403 |
| Securities gains (losses) | $-157,000 | 8,927 |
| Applicable income taxes | $7,640,000 | 362 |
| Income before extraordinary items | $12,057,000 | 449 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $12,057,000 | 449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,051,000 | 550 |
| Cash dividends | $9,000,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $12,157,480 | 434 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $44,051,000 | 348 |
| Total interest expense | $10,770,000 | 387 |
| Net interest income | $33,281,000 | 338 |
| Provision for loan and lease losses | $2,520,000 | 266 |
| Total noninterest income | $3,251,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,559,000 | 557 |
| Trading account gains and fees | $608,000 | 71 |
| Additional Noninterest Income | $1,084,000 | 1,251 |
| Total noninterest expense | $23,616,000 | 385 |
| Salaries and employee benefits | $5,653,000 | 745 |
| Premises and equipment expense | $1,810,000 | 642 |
| Additional noninterest expense | $16,153,000 | 241 |
| Pre-tax net operating income | $10,396,000 | 474 |
| Securities gains (losses) | $-80,000 | 8,958 |
| Applicable income taxes | $4,026,000 | 426 |
| Income before extraordinary items | $6,290,000 | 561 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,290,000 | 560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $817,000 | 501 |
| Cash dividends | $6,000,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,341,200 | 530 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $21,516,000 | 358 |
| Total interest expense | $5,212,000 | 406 |
| Net interest income | $16,304,000 | 345 |
| Provision for loan and lease losses | $1,260,000 | 271 |
| Total noninterest income | $1,624,000 | 849 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $791,000 | 543 |
| Trading account gains and fees | $338,000 | 63 |
| Additional Noninterest Income | $495,000 | 1,306 |
| Total noninterest expense | $14,300,000 | 322 |
| Salaries and employee benefits | $2,839,000 | 755 |
| Premises and equipment expense | $1,002,000 | 584 |
| Additional noninterest expense | $10,459,000 | 204 |
| Pre-tax net operating income | $2,368,000 | 910 |
| Securities gains (losses) | $-42,000 | 9,023 |
| Applicable income taxes | $950,000 | 765 |
| Income before extraordinary items | $1,376,000 | 1,187 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,376,000 | 1,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,889 |
| Cash dividends | $3,000,000 | 261 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,402,880 | 1,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $85,678,000 | 361 |
| Total interest expense | $22,573,000 | 409 |
| Net interest income | $63,105,000 | 343 |
| Provision for loan and lease losses | $3,135,000 | 456 |
| Total noninterest income | $7,533,000 | 813 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,008,000 | 571 |
| Trading account gains and fees | $1,919,000 | 69 |
| Additional Noninterest Income | $2,606,000 | 1,194 |
| Total noninterest expense | $38,663,000 | 471 |
| Salaries and employee benefits | $11,719,000 | 728 |
| Premises and equipment expense | $3,653,000 | 620 |
| Additional noninterest expense | $23,291,000 | 301 |
| Pre-tax net operating income | $28,840,000 | 365 |
| Securities gains (losses) | $-150,000 | 9,053 |
| Applicable income taxes | $10,662,000 | 348 |
| Income before extraordinary items | $18,028,000 | 410 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $18,028,000 | 411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,820,000 | 425 |
| Cash dividends | $14,800,000 | 288 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $18,124,000 | 389 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $61,551,000 | 385 |
| Total interest expense | $16,658,000 | 437 |
| Net interest income | $44,893,000 | 363 |
| Provision for loan and lease losses | $2,142,000 | 508 |
| Total noninterest income | $5,763,000 | 827 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,153,000 | 605 |
| Trading account gains and fees | $1,482,000 | 68 |
| Additional Noninterest Income | $2,128,000 | 1,179 |
| Total noninterest expense | $27,819,000 | 496 |
| Salaries and employee benefits | $8,727,000 | 749 |
| Premises and equipment expense | $2,596,000 | 672 |
| Additional noninterest expense | $16,496,000 | 323 |
| Pre-tax net operating income | $20,695,000 | 384 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $7,622,000 | 381 |
| Income before extraordinary items | $13,073,000 | 435 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $13,073,000 | 436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,487,000 | 294 |
| Cash dividends | $9,800,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $13,073,000 | 407 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $42,297,000 | 377 |
| Total interest expense | $11,707,000 | 433 |
| Net interest income | $30,590,000 | 363 |
| Provision for loan and lease losses | $1,377,000 | 514 |
| Total noninterest income | $3,537,000 | 872 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,419,000 | 599 |
| Trading account gains and fees | $880,000 | 70 |
| Additional Noninterest Income | $1,238,000 | 1,303 |
| Total noninterest expense | $19,030,000 | 484 |
| Salaries and employee benefits | $6,117,000 | 710 |
| Premises and equipment expense | $1,784,000 | 649 |
| Additional noninterest expense | $11,129,000 | 318 |
| Pre-tax net operating income | $13,720,000 | 383 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $5,074,000 | 387 |
| Income before extraordinary items | $8,646,000 | 443 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,646,000 | 443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,449,000 | 414 |
| Cash dividends | $4,800,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $8,646,000 | 411 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $21,046,000 | 384 |
| Total interest expense | $5,904,000 | 438 |
| Net interest income | $15,142,000 | 368 |
| Provision for loan and lease losses | $612,000 | 530 |
| Total noninterest income | $1,864,000 | 827 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $634,000 | 656 |
| Trading account gains and fees | $386,000 | 70 |
| Additional Noninterest Income | $844,000 | 1,008 |
| Total noninterest expense | $9,950,000 | 462 |
| Salaries and employee benefits | $3,421,000 | 638 |
| Premises and equipment expense | $993,000 | 589 |
| Additional noninterest expense | $5,536,000 | 313 |
| Pre-tax net operating income | $6,444,000 | 404 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,348,000 | 412 |
| Income before extraordinary items | $4,096,000 | 459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,096,000 | 458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,751 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,096,000 | 429 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,062,000 | 1,462 |
| Total interest expense | $6,149,000 | 1,855 |
| Net interest income | $14,913,000 | 1,293 |
| Provision for loan and lease losses | $310,000 | 3,349 |
| Total noninterest income | $2,661,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $715,000 | 2,217 |
| Trading account gains and fees | $691,000 | 76 |
| Additional Noninterest Income | $1,255,000 | 1,882 |
| Total noninterest expense | $9,776,000 | 1,572 |
| Salaries and employee benefits | $4,098,000 | 1,951 |
| Premises and equipment expense | $953,000 | 2,292 |
| Additional noninterest expense | $4,725,000 | 1,041 |
| Pre-tax net operating income | $7,488,000 | 1,125 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,803,000 | 981 |
| Income before extraordinary items | $4,685,000 | 1,338 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,685,000 | 1,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,432 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,685,000 | 1,286 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $130,731,000 | 319 |
| Total interest expense | $62,698,000 | 319 |
| Net interest income | $68,033,000 | 319 |
| Provision for loan and lease losses | $12,800,000 | 209 |
| Total noninterest income | $5,944,000 | 865 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,413,000 | 623 |
| Trading account gains and fees | $-2,532,000 | 9,598 |
| Additional Noninterest Income | $6,063,000 | 571 |
| Total noninterest expense | $31,098,000 | 537 |
| Salaries and employee benefits | $15,828,000 | 504 |
| Premises and equipment expense | $4,850,000 | 471 |
| Additional noninterest expense | $10,420,000 | 561 |
| Pre-tax net operating income | $30,079,000 | 315 |
| Securities gains (losses) | $12,697,000 | 70 |
| Applicable income taxes | $15,685,000 | 244 |
| Income before extraordinary items | $27,091,000 | 267 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $27,091,000 | 267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,140,000 | 189 |
| Cash dividends | $26,541,000 | 197 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $18,964,920 | 326 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $133,535,000 | 340 |
| Total interest expense | $74,808,000 | 321 |
| Net interest income | $58,727,000 | 367 |
| Provision for loan and lease losses | $3,875,000 | 383 |
| Total noninterest income | $10,229,000 | 575 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,178,000 | 612 |
| Trading account gains and fees | $2,345,000 | 58 |
| Additional Noninterest Income | $5,706,000 | 587 |
| Total noninterest expense | $30,604,000 | 528 |
| Salaries and employee benefits | $14,836,000 | 490 |
| Premises and equipment expense | $4,884,000 | 470 |
| Additional noninterest expense | $10,884,000 | 548 |
| Pre-tax net operating income | $34,477,000 | 299 |
| Securities gains (losses) | $2,426,000 | 82 |
| Applicable income taxes | $13,317,000 | 278 |
| Income before extraordinary items | $23,586,000 | 294 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $23,586,000 | 294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,816,000 | 503 |
| Cash dividends | $10,008,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $22,033,360 | 306 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $107,035,000 | 384 |
| Total interest expense | $51,438,000 | 374 |
| Net interest income | $55,597,000 | 383 |
| Provision for loan and lease losses | $4,750,000 | 314 |
| Total noninterest income | $13,234,000 | 521 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,173,000 | 609 |
| Trading account gains and fees | $7,221,000 | 46 |
| Additional Noninterest Income | $3,840,000 | 766 |
| Total noninterest expense | $26,940,000 | 592 |
| Salaries and employee benefits | $12,951,000 | 562 |
| Premises and equipment expense | $3,441,000 | 632 |
| Additional noninterest expense | $10,548,000 | 583 |
| Pre-tax net operating income | $37,141,000 | 306 |
| Securities gains (losses) | $-68,000 | 9,872 |
| Applicable income taxes | $13,758,000 | 305 |
| Income before extraordinary items | $23,315,000 | 326 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $23,315,000 | 326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,547,000 | 528 |
| Cash dividends | $16,039,000 | 288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $23,358,520 | 318 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $101,907,000 | 392 |
| Total interest expense | $52,388,000 | 377 |
| Net interest income | $49,519,000 | 409 |
| Provision for loan and lease losses | $4,400,000 | 351 |
| Total noninterest income | $6,826,000 | 761 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,933,000 | 632 |
| Trading account gains and fees | $1,852,000 | 81 |
| Additional Noninterest Income | $3,041,000 | 890 |
| Total noninterest expense | $22,867,000 | 667 |
| Salaries and employee benefits | $11,576,000 | 614 |
| Premises and equipment expense | $2,967,000 | 696 |
| Additional noninterest expense | $8,324,000 | 670 |
| Pre-tax net operating income | $29,078,000 | 334 |
| Securities gains (losses) | $1,432,000 | 295 |
| Applicable income taxes | $11,282,000 | 324 |
| Income before extraordinary items | $19,228,000 | 349 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $19,228,000 | 349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,198,000 | 662 |
| Cash dividends | $10,102,000 | 378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $18,311,520 | 344 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $94,543,000 | 423 |
| Total interest expense | $51,266,000 | 385 |
| Net interest income | $43,277,000 | 455 |
| Provision for loan and lease losses | $4,100,000 | 358 |
| Total noninterest income | $5,474,000 | 870 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,867,000 | 683 |
| Trading account gains and fees | $1,202,000 | 84 |
| Additional Noninterest Income | $2,405,000 | 966 |
| Total noninterest expense | $20,935,000 | 714 |
| Salaries and employee benefits | $10,587,000 | 648 |
| Premises and equipment expense | $2,785,000 | 730 |
| Additional noninterest expense | $7,563,000 | 723 |
| Pre-tax net operating income | $23,716,000 | 396 |
| Securities gains (losses) | $-23,000 | 10,419 |
| Applicable income taxes | $8,540,000 | 398 |
| Income before extraordinary items | $15,153,000 | 428 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $15,153,000 | 428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,832,000 | 534 |
| Cash dividends | $5,920,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $15,167,720 | 406 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $79,613,000 | 511 |
| Total interest expense | $40,573,000 | 493 |
| Net interest income | $39,040,000 | 521 |
| Provision for loan and lease losses | $3,875,000 | 397 |
| Total noninterest income | $4,585,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,561,000 | 848 |
| Trading account gains and fees | $1,378,000 | 90 |
| Additional Noninterest Income | $1,646,000 | 1,325 |
| Total noninterest expense | $18,224,000 | 848 |
| Salaries and employee benefits | $9,312,000 | 745 |
| Premises and equipment expense | $2,786,000 | 780 |
| Additional noninterest expense | $6,126,000 | 978 |
| Pre-tax net operating income | $21,526,000 | 440 |
| Securities gains (losses) | $440,000 | 445 |
| Applicable income taxes | $7,793,000 | 428 |
| Income before extraordinary items | $14,173,000 | 442 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $14,173,000 | 443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,040,000 | 570 |
| Cash dividends | $8,929,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $13,887,000 | 444 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $70,294,000 | 592 |
| Total interest expense | $37,961,000 | 544 |
| Net interest income | $32,333,000 | 634 |
| Provision for loan and lease losses | $2,560,000 | 496 |
| Total noninterest income | $3,355,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,339,000 | 1,002 |
| Trading account gains and fees | $905,000 | 139 |
| Additional Noninterest Income | $1,111,000 | 1,679 |
| Total noninterest expense | $16,483,000 | 925 |
| Salaries and employee benefits | $8,129,000 | 852 |
| Premises and equipment expense | $2,373,000 | 917 |
| Additional noninterest expense | $5,981,000 | 986 |
| Pre-tax net operating income | $16,645,000 | 542 |
| Securities gains (losses) | $734,000 | 275 |
| Applicable income taxes | $6,515,000 | 513 |
| Income before extraordinary items | $10,864,000 | 555 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,864,000 | 555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,346,000 | 730 |
| Cash dividends | $2,658,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,394,240 | 571 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $52,939,000 | 669 |
| Total interest expense | $23,664,000 | 625 |
| Net interest income | $29,275,000 | 683 |
| Provision for loan and lease losses | $2,680,000 | 468 |
| Total noninterest income | $2,975,000 | 1,375 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,399,000 | 945 |
| Trading account gains and fees | $573,000 | 141 |
| Additional Noninterest Income | $1,003,000 | 1,832 |
| Total noninterest expense | $14,385,000 | 1,049 |
| Salaries and employee benefits | $6,919,000 | 987 |
| Premises and equipment expense | $2,179,000 | 979 |
| Additional noninterest expense | $5,287,000 | 1,120 |
| Pre-tax net operating income | $15,185,000 | 572 |
| Securities gains (losses) | $-234,000 | 12,009 |
| Applicable income taxes | $5,603,000 | 532 |
| Income before extraordinary items | $9,348,000 | 602 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,348,000 | 601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $861,000 | 960 |
| Cash dividends | $477,000 | 3,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,497,760 | 591 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $42,656,000 | 794 |
| Total interest expense | $18,849,000 | 750 |
| Net interest income | $23,807,000 | 797 |
| Provision for loan and lease losses | $2,570,000 | 670 |
| Total noninterest income | $3,014,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,135,000 | 1,177 |
| Trading account gains and fees | $980,000 | 137 |
| Additional Noninterest Income | $899,000 | 2,203 |
| Total noninterest expense | $13,524,000 | 1,159 |
| Salaries and employee benefits | $6,406,000 | 1,077 |
| Premises and equipment expense | $2,143,000 | 1,017 |
| Additional noninterest expense | $4,975,000 | 1,278 |
| Pre-tax net operating income | $10,727,000 | 677 |
| Securities gains (losses) | $-279,000 | 13,231 |
| Applicable income taxes | $3,746,000 | 693 |
| Income before extraordinary items | $6,702,000 | 780 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,702,000 | 810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,356,000 | 925 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,880,560 | 701 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $41,171,000 | 924 |
| Total interest expense | $19,646,000 | 925 |
| Net interest income | $21,525,000 | 884 |
| Provision for loan and lease losses | $3,155,000 | 806 |
| Total noninterest income | $2,576,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $780,000 | 1,728 |
| Trading account gains and fees | $792,000 | 148 |
| Additional Noninterest Income | $1,004,000 | 1,996 |
| Total noninterest expense | $12,714,000 | 1,244 |
| Salaries and employee benefits | $6,026,000 | 1,109 |
| Premises and equipment expense | $2,125,000 | 1,056 |
| Additional noninterest expense | $4,563,000 | 1,442 |
| Pre-tax net operating income | $8,232,000 | 781 |
| Securities gains (losses) | $258,000 | 1,680 |
| Applicable income taxes | $2,934,000 | 797 |
| Income before extraordinary items | $5,556,000 | 861 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,556,000 | 865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,614,000 | 1,138 |
| Cash dividends | $1,312,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,388,300 | 806 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.