Home > Southwest Bank, An M&I Bank > Net charge- offs to loans
Southwest Bank, An M&I Bank, Net charge- offs to loans
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0484% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6349% | 1,040 |
| Percentage Net Loans Charged-off:Construction & development | 1.4864% | 1,798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8602% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1202% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5944% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1017% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2260% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1772% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1964% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1437% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2302% | 460 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6518% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 2.0533% | 1,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4962% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8708% | 6,009 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3478% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8644% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9758% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1984% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1746% | 3,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.4573% | 177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4685% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8339% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | 2.9935% | 1,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6080% | 1,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4274% | 264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2110% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4306% | 655 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8869% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0708% | 2,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6749% | 3,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9481% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9747% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6631% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | 3.8150% | 1,212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5443% | 1,290 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0774% | 6,147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5970% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6318% | 924 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3247% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4292% | 3,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8611% | 2,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1714% | 1,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0645% | 1,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6267% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 3.1853% | 1,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7571% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1195% | 6,153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4783% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7101% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1099% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6534% | 2,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9426% | 2,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1035% | 1,378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1276% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6688% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 6.3153% | 455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2507% | 6,126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9736% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4377% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1576% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7207% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8926% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1243% | 1,033 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0502% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4976% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 4.7727% | 534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1176% | 1,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0927% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7652% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5972% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8149% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7243% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3955% | 4,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1606% | 1,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5747% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6670% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 1.7348% | 797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1560% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7886% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5896% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5961% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5877% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5388% | 1,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5113% | 3,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0669% | 1,411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8101% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8972% | 564 |
| Percentage Net Loans Charged-off:Construction & development | 2.2639% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2287% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1889% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8139% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9272% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7827% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8057% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6265% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0398% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4208% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6149% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.8140% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0983% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4751% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4221% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8407% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3076% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2322% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2252% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0562% | 967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4329% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6734% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 1.9249% | 242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0762% | 1,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0981% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5204% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0712% | 777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6593% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1196% | 3,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0549% | 1,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7103% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.5450% | 1,641 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2904% | 1,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4050% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 1.2406% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0555% | 866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1530% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2978% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0444% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3782% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0797% | 2,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3344% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8724% | 579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.2535% | 1,563 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1487% | 2,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1008% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0801% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0832% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2256% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1564% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0665% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1854% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1689% | 1,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9374% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0697% | 1,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.0080% | 1,494 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1145% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1553% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 0.1264% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1670% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2164% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1320% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2445% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0276% | 1,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0359% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0466% | 885 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -10.4371% | 1,399 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 5,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 7,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.1545% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0827% | 8,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 7,829 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 6,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0598% | 3,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5060% | 2,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0362% | 1,458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 28.6057% | 5 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 4,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 7,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.1828% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1095% | 8,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,693 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0271% | 6,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0561% | 2,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0308% | 5,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0203% | 1,345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 33.3698% | 4 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 5,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0650% | 8,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0979% | 8,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0430% | 8,187 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0591% | 6,024 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 8,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0792% | 2,159 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1189% | 7,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0147% | 1,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 2,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1866% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3197% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0541% | 8,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0744% | 8,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0317% | 6,889 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3606% | 7,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0056% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4388% | 1,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8415% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3444% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0791% | 8,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1168% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1496% | 8,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0510% | 3,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4703% | 3,712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0303% | 1,499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5785% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1528% | 61 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8174% | 79 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0381% | 8,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1597% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1079% | 8,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0250% | 3,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0524% | 5,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0361% | 1,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3603% | 1,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8882% | 105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3507% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0741% | 1,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2472% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 1,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1873% | 7,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0635% | 4,941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0507% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3590% | 8,667 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4286% | 8,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6816% | 8,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1477% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5294% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3591% | 7,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1381% | 3,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0892% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 3,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1211% | 1,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0132% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1438% | 900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1547% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0289% | 6,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2104% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1465% | 3,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1179% | 5,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0263% | 1,552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0898% | 3,818 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 8,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 2,681 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0400% | 5,990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 2,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2203% | 2,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0842% | 5,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0265% | 1,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 7,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 8,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2555% | 2,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4352% | 3,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0271% | 1,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0163% | 7,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0151% | 8,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0233% | 8,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0269% | 7,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0254% | 4,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0404% | 835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1880% | 3,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1009% | 1,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1453% | 958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 3,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0411% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 3,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3081% | 3,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0615% | 6,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2601% | 1,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3198% | 2,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1366% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2007% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5914% | 2,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4038% | 968 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1966% | 2,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2071% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3028% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1621% | 2,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6085% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 7,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 7,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 7,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 8,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 8,574 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 6,530 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0231% | 4,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9020% | 815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1365% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2317% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3655% | 6,675 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 2,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8696% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0506% | 8,922 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0163% | 7,705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 3,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0688% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.1183% | 1,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6131% | 1,441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3889% | 519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0884% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0853% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1520% | 3,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 985 |
| Percentage Net Loans Charged-off:Construction & development | -0.1408% | 1,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2480% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0989% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3249% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1140% | 1,251 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1353% | 4,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.4656% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 1,190 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0985% | 1,325 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0305% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2718% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6666% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2261% | 3,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1015% | 341 |
| Percentage Net Loans Charged-off:Construction & development | -0.4282% | 1,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0865% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0874% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1083% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3914% | 406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3950% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0080% | 381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3003% | 2,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0535% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1110% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5817% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0419% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0453% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2281% | 3,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3210% | 227 |
| Percentage Net Loans Charged-off:Construction & development | -0.0353% | 1,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5180% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0739% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0815% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1466% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3105% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0307% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1600% | 4,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3808% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0071% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6563% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1192% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7129% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0126% | 1,093 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2849% | 4,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7372% | 455 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2117% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0155% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3854% | 5,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0916% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1684% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6973% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0399% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4121% | 90 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |