Home > Southwest Bank > Net charge- offs to loans
Southwest Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4710% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 3,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 2,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 2,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1954% | 3,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0355% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0512% | 1,703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4439% | 1,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0985% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1332% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7466% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8598% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3864% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4769% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3243% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6970% | 226 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4051% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1853% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6666% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 1,244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2856% | 129 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7777% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3144% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3184% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5920% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0337% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0048% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3786% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7204% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7106% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1100% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3339% | 2,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1001% | 1,326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0859% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0525% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3933% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0964% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1969% | 3,921 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0294% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0429% | 1,304 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6295% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2290% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0958% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2498% | 3,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1974% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0201% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7438% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0017% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0259% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1911% | 5,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0705% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 1,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5387% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4739% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3572% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4524% | 4,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2131% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 3.9397% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0953% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0719% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0744% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0714% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7058% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7855% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5421% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1171% | 361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 44.9735% | 13 |